You have bad habits. We have bad habits. We're not here to judge.

There comes a time in your life when you feel a compulsion to change a bad habit. Maybe you're in one of those times right now. If you don't act right away, that feeling goes away quickly only to resurface later without any change.

Get ready to be inspired by Emily's story. She's a young woman on a journey of self-discovery and transformation. She agrees with Aristotle that our habits define us: "You are what you habitually do."

You already know the power of habits in shaping our lives and financial futures. A bad habit in one area can have impacts that ripple out into all areas of our lives. Again, we're not here to judge but we do want to empower you to make the change you wish to see in your habits.

Discover practical ways to overhaul those bad habits ready for transformation. Get ready for how easy it can be. Start with small, seemingly insignificant steps. Learn the chicken and egg of motivation. Find your community support.

00:00 Emily's Journey of Transformation

03:03 Exploring the Power of Habits with Aristotle's Wisdom

05:34 Practical Steps to Changing Habits and Building Wealth

12:58 The Importance of Community and Connection in Financial Growth

Links mentioned in the Episode:

• Grab your very own copy of Five Smooth Stones here: https://www.wealthwisdomfp.com/shop (physical and digital versions available)
• Schedule a Discovery Call with us here: https://www.wealthwisdomfp.com/call

Watch this episode on YouTube here: https://youtu.be/FXYarTy5F74 

How do you like your adventures?

On the edge? Only a little risk?

Close to home? Far away?

With family and friends? All on your own?

Active? Relaxing?

Financial?

What??? Financial?

Yes, financial adventures can be the best!

Tired of cookie-cutter, done-for-you money management that doesn't fit you unique goals and dreams?

Join us for the adventure of a lifetime. Literally!

00:00 Lily's Financial Adventure: A Tale of Growth and Discovery

02:27 Reflecting on Lily's Journey and Its Lessons

03:17 Life as an Adventure: Applying Principles to Money

05:14 The Power of Preparation and Embracing Challenges

11:14 Finding Joy and Fulfillment in Your Financial Journey

14:42 Embracing the Adventure: Overcoming Challenges and Regrets

16:09 Conclusion: The Importance of Applying Wisdom to Your Journey

Links mentioned in the episode:

• Get your copy of Five Smooth Stones here: www.wealthwisdomfp.com/shop

Have you ever experienced the harsh reality of Parkinson's Law?

Maybe it was in college where you crammed the night before a test when you could've been studying all semester.

Maybe you experienced it when you had a work deadline that got moved up and you still got the project completed in time.

Have you ever tried using Parkinson's Law to build wealth?

Don't miss this episode for inspiration to use such a powerful, natural human inclination to your advantage rather than against you!

00:00 Meet Joe: A Journey from Procrastination to Success

03:24 Harnessing Parkinson's Law for Financial and Business Success

06:23 The Power of Pre-decisions in Managing Money

10:20 Maximizing Income and Preparing for Future Financial Opportunities

14:18 The Importance of Pre-deciding Your Financial Future

Links mentioned in the episode:

• Get your copy of Five Smooth Stones here: www.wealthwisdomfp.com/shop

Watch this episode on YouTube here: https://youtu.be/KuFyFHYd6ow 

What do you do first when you wake up in the morning?

What do you do first when you start your work day?

What do you do first when you receive money?

The answers to these questions reveal a lot about our hearts.

In this episode, we reveal 3 positive results we saw when we changed what we do first when we receive money.

Want to transform your money story? What if you started with what you do first?!?!

Links mentioned in the episode:

• Grab your very own copy of Five Smooth Stones here: https://www.wealthwisdomfp.com/shop (physical and digital versions available)
• Schedule a Discovery Call with us here: https://www.wealthwisdomfp.com/call

00:00 The Power of Prioritizing: Sarah's Story

02:57 Exploring the 12 Foundational Money Principles

04:22 The Principle of Putting First Things First

04:26 The Importance of Time and Money Management

11:15 Prioritizing Giving and Saving in Your Financial Plan

13:27 Overcoming the 'Yeah Buts' and Taking Control

Watch this episode on YouTube: https://youtu.be/YzGZiexz3pg 

Recently, Brandon added "An Authorized Infinite Banking Practitioner" to his status as a Bank On Yourself® Professional. Here's proof: https://infinitebanking.org/agents/neely758.

Who better to share their perspective on what BOTH Bank On Yourself AND Infinite Banking bring to bettering your financial future?

As Brandon shares in the episode, we don't want to be so much AGAINST anything or anyone. We want to be FOR our clients!

Get the books:

• The Bank On Yourself Revolution: https://www.bankonyourself.com/shop/the-bank-on-yourself-revolution-paperback
• Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/

Start the process:

• Schedule a Discovery Call: https://www.wealthwisdomfp.com/call

00:00 The Power of Positivity in Finance

01:48 The Impact of Faith and Financial Books on Our Lives

02:06 Exploring the Bank On Yourself Concept

04:04 The Influence of R. Nelson Nash and Infinite Banking

07:13 The Importance of Choosing the Right Financial Professional

08:10 Why Bank On Yourself and Infinite Banking Matter

12:01 The Significance of Education and Choosing Wisely

Why are people of all ages so stressed about money? Is it because we're all screwed? Is it because of all the negativity that helps social media posts and news articles get clicks?

Which financial services firm would you rather work with?

(1) Head in the Sand Financial Services - "We deliberately refuse to accept the truth just like you."

OR

(2) Head in the Clouds Financial Services - "We have lofty goals we're never gonna hit too!"

Amid a chaotic world, Brandon emphasizes the need for a balanced approach, avoiding the extremes of denial and unrealistic ambition. Using wealth wisdom and strategies like Infinite Banking and Profit First, Brandon advocates for proactive financial planning and setting realistic goals to navigate and overcome financial challenges.

Plus, he shares exactly how the dreamer and the ostrich can find their financial grounding!

00:00 Dramatic Opening: The Financial Dilemma We All Face

02:01 Breaking Down Financial Personalities: Ostriches vs. Clouds

05:31 Strategies for Financial Stability and Growth

07:09 Empowering Your Financial Future: Beyond Ostriches and Clouds

09:52 Conclusion: Mastering Your Financial Destiny

Links Mentioned in the Episode

• Get your head out of the sand and out of the clouds by getting a copy of Five Smooth Stones at https://www.wealthwisdomfp.com/shop
  • Both paper and Kindle versions are available!

Watch this episode on YouTube here: https://youtu.be/sGt3kvldz0s 

Are you a 'HENRY' - High Earner Not Yet Rich?

Some, despite earning six figures, still live paycheck to paycheck. There are too many potential causes. There's inflation, student loans, and pressures amplified by social media! Might the banking system or conventional financial strategies be to blame?

Here's your chance to redefine 'HENRY' and get off the struggle bus. It's all about flipping the script and redefining the same acronym: HENRY.

Plus, we offer 2 FREE resources to guide you in embracing a new financial story. It's time to break the paycheck-to-paycheck cycle and to enjoy life more!

00:00 Unpacking the HENRY Acronym: High Earner, Not Yet Rich

00:44 Introducing the Wealth Wisdom Financial Podcast - NEW INTRO!

01:58 The Struggle of Six-Figure Earners: Causes and Culprits

04:27 Breaking the Cycle: A New Take on HENRY

09:44 Building Your Money Team and Staying in Control

14:49 Exclusive Resources: Five Smooth Stones and Wealth Wisdom Community

Links mentioned in the episode:

• Get your free, digital sample of Five Smooth Stones here: https://bit.ly/sample5smoothstones 
• Start a 1-month, free trial of the Wealth Wisdom Financial Community here: https://wealthwisdom.mn.co/plans/291835?bundle_token=bde9e9f267ba608aeae8b07e037063f2&utm_source=manual 

Watch this episode on YouTube: https://youtu.be/C-9pnUZDe4Q 

This episode addresses the six common financial 'fires' or challenges that can potentially derail one's financial well-being.

These 6 fires are (1) liquidity needs, (2) long-term disability, (3) loss of life, (4) long-term care, (5) longevity, and (6) legal liability. Get your fire extinguishers ready BEFORE one of these fires hits you or your family!

Join your hosts and special guest Mark Willis, CFP®. This episode is full of real-life examples. We also quickly get hopeful with ideas and share a software we offer to our clients: Asset-Map. Asset-Map is a tool visualizing one's financial situation, assets, liabilities, and insurance policies to prepare for and mitigate these risks effectively. We also touch upon the psychological aspects of financial planning and the peace of mind that comes with being prepared.

By fostering an understanding of these challenges and encouraging proactive planning, the episode aims to empower listeners to achieve financial peace and security.

00:00 Opening Remarks: Navigating Financial Well-being

01:29 Personal Stories: The Impact of Financial Planning

06:14 The Six L's of Financial Security

06:33 Deep Dive into Liquidity Needs

07:51 Understanding Long-Term Disability

10:51 The Importance of Life Insurance

15:04 Addressing Long-Term Care Concerns

18:26 Facing the Reality of Longevity

21:33 Legal Liability and Legacy Planning

26:19 Empowering Fire Prevention Strategies

26:54 The Essence of Planning Over Plans

28:44 Introducing the Jetson Family: A Financial Planning Case Study

37:24 The Flinstone Family: Navigating Complex Financial Landscapes

48:18 Closing Thoughts and Invitation to Join the Financial Planning Revolution

Next steps! Get your Asset-Map by scheduling a call and putting Asset-Map in the notes.

• Schedule a call with Brandon Neely or Amanda Neely, CFP® here: https://www.wealthwisdomfp.com/call
• Schedule a call with Mark Willis, CFP® here: https://nyafinancialpodcast.com/

Remember, it's not the plan or the tool that matters as much as the guide who comes alongside you to prevent financial fires!

In 2024, is it more difficult than ever to save money? Is it still important? Are we so trapped that the only cure is doom spending?

Let's get some historical perspective - complete with legit charts and graphs!

We reveal a future crisis that could be even bigger than the student debt crisis.

Then, we turn to how to break the cycle without cash stuffing but maybe you could mix in some loud budgeting. These 5 proven practices are what we believe are the best way to gain financial independence! All while making sure we get to have fun along the way.

00:00 Introduction: The Challenge of Saving Money in 2024

01:42 The Two Sides of Saving Money: Spending Less and Setting Aside

02:48 The Importance of Saving: A Look at the Data

08:43 A Looking Crisis: A Hidden Financial Threat

13:03 How to Save Money: 5 Practical Strategies

20:36 Conclusion: The Power of Saving and the Path to Financial Stability

Want to go beyond "financial literacy" and get more wealth wisdom? Keep learning and get 5 more steps at https://www.wealthwisdomfp.com/report.

What is the hardest and nastiest problem in finance? What would Nobel Prize winning economist, William Sharpe say it is? It's retirement income planning.

More Americans turned 65 years old in 2023 than in any other year in American history. This transition of the baby boomer population into retirement impacts everyone and everything.

Check out today's episode for resources on building a passive income stream. You could do this whether you are 40 or 90 years old or in between. We've got multiple reputable sources who aren't trying to sell you anything.

Could this episode give you the tools to tackle this hardest and nastiest problem in finance? Listen and find out!

Links mentioned in the episode:

• The Ernst & Young report: https://www.ey.com/en_us/insurance/how-life-insurers-can-provide-differentiated-retirement-benefits
• The consumer guide to lifetime income: https://www.bankonyourself.com/guaranteed-lifetime-income-consumer-guide?wp_src=AN79A
• Schedule a Discovery Call: https://www.wealthwisdomfp.com/call

Watch this episode on YouTube here: https://youtu.be/3BamZiVY9qw 

Go even deeper on annuities here:

• Another video on our channel about annuities: https://youtu.be/_f5KAgCO4yk
• We really like these podcast episodes over on the Not Your Average Financial Podcast too: 
• Episode 211: Annuity Myths Exposed
• Episode 212: The Coming Revolution in Lifetime Income
• Episode 213: 8 Ways to Prosper From Annuities

What do you think is the most common mistake real estate investors make? See if we come up with the same answer in this episode.

Hint: We mention Arthur Guinness of Dublin, Ireland. He's the legend behind Brandon's favorite beer.

Plus, we share 3 crucial steps to avoid this common mistake. One of these steps includes a way to save thousands of dollars and wasted time on a critical component of financial planning.

Real estate investors, pay close attention. Others, you could be making this mistake too. Listen and evaluate your own mindset and actions!

Links Mentioned in the show:

• Craft an estate plan with worrying about how many hours it'll cost in fees or about your information being sold here: https://www.estatedocspro.com/a/wealthwisdomfp
• Ready to chat about what you want life to be life when you're 95 and how to get there? Schedule a Discovery Call to get started on a comprehensive financial strategy here: https://www.wealthwisdomfp.com/call
• Get our best insights on turning chaos to still in Five Smooth Stones here: https://www.wealthwisdomfp.com/shop

00:00 Introduction to Real Estate Investing

01:54 The Pitfalls of Short Term Thinking

02:27 The Chaos of Short Term Thinking

02:43 The Journey of a Real Estate Investor

04:06 The Burden of Real Estate Investing

05:11 How to Avoid the Chaos in Real Estate Investing

05:36 Three Big Ideas for Successful Real Estate Investing

10:59 The Importance of Estate Planning

15:01 Taking Action in Real Estate Investing

17:42 Conclusion and Next Steps

Watch this episode on YouTube here: https://youtu.be/raSWt32zhgk