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The Ramsey Show
Ramsey Network
The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you've made with money. Join as Dave Ramsey and his team of experts answer your questions on the top problems holding you back. Listen now or ask your question live by calling 888.825.5225 weekdays from 2–5 p.m. ET
- 1 hour 29 minutesDo You Have Too Much Month Left at the End of Your Money?
💳 Share your thoughts and you could WIN a $500 Gift Card!
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Ken Coleman & Jade Warshaw answer your questions and discuss:
- "I'm $115k in debt at 19and don't know what to do,"
- "Should we pay off the IRS first?"
- "My husband isn't being upfront with our finances,"
- "Should we finance a kitchen renovation?"
- Jade and Ken discuss the inauguration and tarrifs,
- Wages vs. Inflation.
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- 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
- 🥗 Save 15% on your first Field of Greens order with code RAMSEY
- 💸 Learn more about opening a high-yield savings account with Laurel Road
- 💻 Visit NetSuite today to learn more
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- 💵 Learn more about Timothy Plan
- 🏛 Get started with YRefy or call 844-2-RAMSEY
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Next Steps
📱 Listen to the full episode for free in the Ramsey Network app.
📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
🏖️ For help with investing, get connected with a SmartVestor Pro.
💵 Start your free budget today. Download the EveryDollar app!
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💪 Invest with confidence! Get tickets to Investing Essentials
🏘️ Free Tools & Resources to Reach Your Home Goals
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21 January 2025, 9:35 pm - 1 hour 29 minutesIt’s Never Too Late to Start Building Wealth
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George Kamel & Dr. John Delony answer your questions and discuss:
- "Is it too late to invest for the future?"
- "I was involved in a horrible financial scam,"
- "Should I use my trust fund to pay off my fiancée's debt?"
- "Do I need to pay off loan my husband secretly took out before he died?"
- "How can I pay off a ballooning HELOC?"
- "Am I selfish for not wanting to see my in-laws?"
Support Our Sponsors:
- 🌱 Get 10% off your first month of BetterHelp
- ◎ Get 10% off Byrna product bundles and more!
- 🏥 Learn more about Christian Healthcare Ministries
- 🏡 Get started today with Churchill Mortgage
- 🔒 Get 20% off when you join DeleteMe
- 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
- 🥗 Save 15% on your first Field of Greens order with code RAMSEY
- 💸 Learn more about opening a high-yield savings account with Laurel Road
- 💻 Visit NetSuite today to learn more
- 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
- 💵 Learn more about Timothy Plan
- 🏛 Get started with YRefy or call 844-2-RAMSEY
- 🔐 Visit Zander Insurance for your free instant quote today!
Next Steps
📱 Listen to the full episode for free in the Ramsey Network app.
📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
💪 Invest with confidence! Get tickets to Investing Essentials
📄 Need help with your taxes? See who we trust.
💵 Start your free budget today. Download the EveryDollar app!
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20 January 2025, 9:40 pm - 1 hour 28 minutesAre You Ready To Go Scorched Earth on Your Debt?
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💸 Start taking control of your money in 2025 at our free livestream
George Kamel & Dr. John Delony answer your questions and discuss:
- "My ex-husband is coercing our daughter into a $600,000 mortgage,"
- "How do I start investing for retirement?"
- How the California wildfires impact everyone,
- "We think a bank employee is embezzling money from our bank account,"
- "My parents bought whole life insurance for me as a child,"
- "We regret purchasing a fixer-upper,"
- "Borrow from my 401(k) to pay off debt?"
Support Our Sponsors:
- 🌱 Get 10% off your first month of BetterHelp
- ◎ Get 10% off Byrna product bundles and more!
- 🏥 Learn more about Christian Healthcare Ministries
- 🏡 Get started today with Churchill Mortgage
- 🔒 Get 20% off when you join DeleteMe
- 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
- 🥗 Save 15% on your first Field of Greens order with code RAMSEY
- 💸 Learn more about opening a high-yield savings account with Laurel Road
- 💻 Visit NetSuite today to learn more
- 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
- 💵 Learn more about Timothy Plan
- 🏛 Get started with YRefy or call 844-2-RAMSEY
- 🔐 Visit Zander Insurance for your free instant quote today!
Next Steps
📱 Listen to the full episode for free in the Ramsey Network app.
📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
💵 Start your free budget today. Download the EveryDollar app!
💪 Invest with confidence! Get tickets to Investing Essentials
🏘️ Free Tools & Resources to Reach Your Home Goals
Listen to more from Ramsey Network
Learn more about your ad choices. https://www.megaphone.fm/adchoices
17 January 2025, 10:43 pm - 1 hour 28 minutesThe Road to Financial Freedom Begins With Hard Choices
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Rachel Cruze & Dr. John Delony answer your questions and discuss:
- "Should I re-home my dog to pay off debt?"
- "How do we start saving for retirement?,"
- "We don't want to get married,"
- "Is it time for us to move out of California?"
- "My parents asked me to loan them 50k so they could put a down payment down on a house"
Support Our Sponsors:
- 🌱 Get 10% off your first month of BetterHelp
- ◎ Get 10% off Byrna product bundles and more!
- 🏥 Learn more about Christian Healthcare Ministries
- 🏡 Get started today with Churchill Mortgage
- 🔒 Get 20% off when you join DeleteMe
- 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
- 🥗 Save 15% on your first Field of Greens order with code RAMSEY
- 💸 Learn more about opening a high-yield savings account with Laurel Road
- 💻 Visit NetSuite today to learn more
- 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
- 💵 Learn more about Timothy Plan
- 🏛 Get started with YRefy or call 844-2-RAMSEY
- 🔐 Visit Zander Insurance for your free instant quote today!
Next Steps
📱 Listen to the full episode for free in the Ramsey Network app.
📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
☂️ Get trusted insurance coverage that fits your budget.
💵 Start your free budget today. Download the EveryDollar app!
💪 Invest with confidence! Get tickets to Investing Essentials
🏘️ Free Tools & Resources to Reach Your Home Goals
Listen to more from Ramsey Network
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16 January 2025, 9:35 pm - 1 hour 28 minutesDraw a Line in the Sand and Say “I’m Done!”
💳 Share your thoughts and you could WIN a $500 Gift Card!
💸 Start taking control of your money in 2025 at our free livestream
George Kamel & Ken Coleman answer your questions and discuss:
- "I'm $68k in credit card debt, should I file bankruptcy?"
- "Can I go back into debt to upgrade our house?"
- "How do I figure out what a "fair" salary is?"
- "Is it too late for me to start investing at 65?"
Support Our Sponsors:
- 🌱 Get 10% off your first month of BetterHelp
- ◎ Get 10% off Byrna product bundles and more!
- 🏥 Learn more about Christian Healthcare Ministries
- 🏡 Get started today with Churchill Mortgage
- 🔒 Get 20% off when you join DeleteMe
- 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
- 🥗 Save 15% on your first Field of Greens order with code RAMSEY
- 💸 Learn more about opening a high-yield savings account with Laurel Road
- 💻 Visit NetSuite today to learn more
- 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
- 💵 Learn more about Timothy Plan
- 🏛 Get started with YRefy or call 844-2-RAMSEY
- 🔐 Visit Zander Insurance for your free instant quote today!
Next Steps
📱 Listen to the full episode for free in the Ramsey Network app.
📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
💪 Invest with confidence! Get tickets to Investing Essentials
☂️ Get trusted insurance coverage that fits your budget
💵 Start your free budget today. Download the EveryDollar app!
🏘️ Free Tools & Resources to Reach Your Home Goals
Listen to more from Ramsey Network
Learn more about your ad choices. https://www.megaphone.fm/adchoices
15 January 2025, 9:50 pm - 1 hour 29 minutesThere’s Always a Way out of a Financial Spiral
💳 Share your thoughts and you could WIN a $500 Gift Card!
💸 Start taking control of your money in 2025 at our free livestream
Ken Coleman & Jade Warshaw answer your questions and discuss:
- "Should I buy less healthy food to save money?"
- "What should we do with a large financial gift?"
- "I just started college and I hate it,"
- My sibling got an inheritance and I didn't..."
- "We're $500k in debt and the interest is killing us"
Support Our Sponsors:
- 🌱 Get 10% off your first month of BetterHelp
- ◎ Get 10% off Byrna product bundles and more!
- 🏥 Learn more about Christian Healthcare Ministries
- 🏡 Get started today with Churchill Mortgage
- 🔒 Get 20% off when you join DeleteMe
- 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
- 🥗 Save 15% on your first Field of Greens order with code RAMSEY
- 💸 Learn more about opening a high-yield savings account with Laurel Road
- 💻 Visit NetSuite today to learn more
- 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
- 💵 Learn more about Timothy Plan
- 🏛 Get started with YRefy or call 844-2-RAMSEY
- 🔐 Visit Zander Insurance for your free instant quote today!
Next Steps
📱 Listen to the full episode for free in the Ramsey Network app.
📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
🎟️ Get Tickets to the Money & Relationships Tour
🏠 Get organized and prepared to buy or sell a home.
💵 Start your free budget today. Download the EveryDollar app!
Listen to more from Ramsey Network
Learn more about your ad choices. https://www.megaphone.fm/adchoices
14 January 2025, 9:43 pm - 1 hour 28 minutesBe Prepared: Math Doesn’t Care About Your Life Situations
💳 Share your thoughts and you could WIN a $500 Gift Card!
💸 Start taking control of your money in 2025 at our free livestream
Jade Warshaw & Dr. John Delony answer your questions and discuss:
- "My wife left me and took my life savings,"
- "Should we move away from our parents?"
- "Do we have to help pay for a funeral?"
- "How much should I spend on a ring?"
- "How do I not resent my husband's low income?"
Support Our Sponsors:
- 🌱 Get 10% off your first month of BetterHelp
- ◎ Get 10% off Byrna product bundles and more!
- 🏥 Learn more about Christian Healthcare Ministries
- 🏡 Get started today with Churchill Mortgage
- 🔒 Get 20% off when you join DeleteMe
- 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
- 🥗 Save 15% on your first Field of Greens order with code RAMSEY
- 💸 Learn more about opening a high-yield savings account with Laurel Road
- 💻 Visit NetSuite today to learn more
- 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
- 💵 Learn more about Timothy Plan
- 🏛 Get started with YRefy or call 844-2-RAMSEY
- 🔐 Visit Zander Insurance for your free instant quote today!
Next Steps
📱 Listen to the full episode for free in the Ramsey Network app.
📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
🏠 Find a Ramsey Trusted Real Estate Agent
💵 Start your free budget today. Download the EveryDollar app!
🎟️ Get Tickets to the Money & Relationships Tour
Listen to more from Ramsey Network
Learn more about your ad choices. https://www.megaphone.fm/adchoices
13 January 2025, 10:05 pm - 1 hour 31 minutesIt’s Never Too Late to Clean Up a Financial Mess
💳 Share your thoughts and you could WIN a $500 Gift Card!
💸 Start taking control of your money in 2025 at our free livestream
📱 Listen to the full episode for free in the Ramsey Network app.
George Kamel & Dr. John Delony answer your questions and discuss:
- "We have over $2.5 million of debt,"
- "Where should we start investing?"
- "What's the best way to buy our first home?"
- "Should I pursue public service loan forgiveness?"
- "Where should we build our dream home?"
- "My husband hasn't filed taxes in 20 years"
Support Our Sponsors:
- 🌱 Get 10% off your first month of BetterHelp
- ◎ Get 10% off Byrna product bundles and more!
- 🏥 Learn more about Christian Healthcare Ministries
- 🏡 Get started today with Churchill Mortgage
- 🔒 Get 20% off when you join DeleteMe
- 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
- 🥗 Save 15% on your first Field of Greens order with code RAMSEY
- 💸 Learn more about opening a high-yield savings account with Laurel Road
- 💻 Visit NetSuite today to learn more
- 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
- 💵 Learn more about Timothy Plan
- 🏛 Get started with YRefy or call 844-2-RAMSEY
- 🔐 Visit Zander Insurance for your free instant quote today!
Next Steps
📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
🏠 Get organized and prepared to buy or sell a home.
💵 Start your free budget today. Download the EveryDollar app!
🎟️ Get Tickets to the Money & Relationships Tour
Listen to more from Ramsey Network
Learn more about your ad choices. https://www.megaphone.fm/adchoices
10 January 2025, 11:05 pm - 1 hour 28 minutesThe Road to Financial Freedom Is Paved With Grit
💳 Share your thoughts and you could WIN a $500 Gift Card!
💸 Start taking control of your money in 2025 at our free livestream
📱 Listen to the full episode for free in the Ramsey Network app.
Rachel Cruze & Ken Coleman answer your questions and discuss:
- "We disagree on how to use an inheritance,"
- "Should my boyfriend and I move out?"
- "I can't convice my husband to let me stay home,"
- "Should I go against what is in my dad's will?"
- "I'm furious at my husband for buying a truck,"
Support Our Sponsors:
- 🌱 Get 10% off your first month of BetterHelp
- ◎ Get 10% off Byrna product bundles and more!
- 🏥 Learn more about Christian Healthcare Ministries
- 🏡 Get started today with Churchill Mortgage
- 🔒 Get 20% off when you join DeleteMe
- 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
- 🥗 Save 15% on your first Field of Greens order with code RAMSEY
- 💸 Learn more about opening a high-yield savings account with Laurel Road
- 💻 Visit NetSuite today to learn more
- 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
- 💵 Learn more about Timothy Plan
- 🏛 Get started with YRefy or call 844-2-RAMSEY
- 🔐 Visit Zander Insurance for your free instant quote today!
Next Steps
📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
💵 Start your free budget today. Download the EveryDollar app!
🎟️ See Dave and John LIVE in a city near you!
🏠 Find a Ramsey Trusted Real Estate Agent
🏘️ Free Tools & Resources to Reach Your Home Goals
Listen to more from Ramsey Network
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9 January 2025, 10:11 pm - 1 hour 28 minutesDon’t Let Toxic Money Situations Keep You Trapped
💳 Share your thoughts and you could WIN a $500 Gift Card!
📱 Listen to the full episode for free in the Ramsey Network app.
Jade Warshaw & Rachel Cruze answer your questions and discuss:
- "My boyfriend and I share credit cards,"
- "How do I tell my dad he can't borrow from me?"
- "When is a 401(k) match too good to pass up?"
- "My husband spent our retirement behind my back,"
- Housing Market Predictions for 2025
- "We co-signed on a house and now we're stuck,"
Support Our Sponsors:
- 🌱 Get 10% off your first month of BetterHelp
- ◎ Get 10% off Byrna product bundles and more!
- 🏥 Learn more about Christian Healthcare Ministries
- 🏡 Get started today with Churchill Mortgage
- 🔒 Get 20% off when you join DeleteMe
- 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
- 🥗 Save 15% on your first Field of Greens order with code RAMSEY
- 💸 Learn more about opening a high-yield savings account with Laurel Road
- 💻 Visit NetSuite today to learn more
- 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
- 💵 Learn more about Timothy Plan
- 🏛 Get started with YRefy or call 844-2-RAMSEY
- 🔐 Visit Zander Insurance for your free instant quote today!
Next Steps
📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
💡 Access Ramsey’s Complete Guide to Investing for free
🎟️ See Dave and John LIVE in a city near you!
💵 Start your free budget today. Download the EveryDollar app!
🏘️ Free Tools & Resources to Reach Your Home Goals
💸 Start taking control of your money in 2025 at our free livestream
Listen to more from Ramsey Network
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8 January 2025, 9:37 pm - 1 hour 29 minutesStuck in a Financial Pit? Here’s How to Climb Out and Stay Out
💳 Share your thoughts and you could WIN a $500 Gift Card!
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
📱 Listen to the full episode for free in the Ramsey Network app.
Ken Coleman & Jade Warshaw answer your questions and discuss:
- "I can't make ends meet after buying a franchise,"
- "How do I handle aggressive debt collectors?"
- "How do I get out of a financial pit?"
- "How do I get better at staying on a budget?"
- "We haven't combined banks or debt yet"
Support Our Sponsors:
- 🌱 Get 10% off your first month of BetterHelp
- ◎ Get 10% off Byrna product bundles and more!
- 🏥 Learn more about Christian Healthcare Ministries
- 🏡 Get started today with Churchill Mortgage
- 🔒 Get 20% off when you join DeleteMe
- 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
- 🥗 Save 15% on your first Field of Greens order with code RAMSEY
- 💸 Learn more about opening a high-yield savings account with Laurel Road
- 💻 Visit NetSuite today to learn more
- 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
- 💵 Learn more about Timothy Plan
- 🏛 Get started with YRefy or call 844-2-RAMSEY
- 🔐 Visit Zander Insurance for your free instant quote today!
Next Steps
📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
💰 Watch 90 Day Money Makeover.
💸 Start taking control of your money in 2025 at our free livestream
🏠 Find a Ramsey Trusted Real Estate Agent
💵 Start your free budget today. Download the EveryDollar app!
🎟️ See Dave and John LIVE in a city near you!
Listen to more from Ramsey Network
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7 January 2025, 9:39 pm - More Episodes? Get the App
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