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The Ramsey Show
Ramsey Network
The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you've made with money. Join as Dave Ramsey and his team of experts answer your questions on the top problems holding you back. Listen now or ask your question live by calling 888.825.5225 weekdays from 2–5 p.m. ET
- 1 hour 28 minutesDraw a Line in the Sand and Say “I’m Done!”
💳 Share your thoughts and you could WIN a $500 Gift Card!
💸 Start taking control of your money in 2025 at our free livestream
George Kamel & Ken Coleman answer your questions and discuss:
- "I'm $68k in credit card debt, should I file bankruptcy?"
- "Can I go back into debt to upgrade our house?"
- "How do I figure out what a "fair" salary is?"
- "Is it too late for me to start investing at 65?"
Support Our Sponsors:
- 🌱 Get 10% off your first month of BetterHelp
- ◎ Get 10% off Byrna product bundles and more!
- 🏥 Learn more about Christian Healthcare Ministries
- 🏡 Get started today with Churchill Mortgage
- 🔒 Get 20% off when you join DeleteMe
- 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
- 🥗 Save 15% on your first Field of Greens order with code RAMSEY
- 💸 Learn more about opening a high-yield savings account with Laurel Road
- 💻 Visit NetSuite today to learn more
- 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
- 💵 Learn more about Timothy Plan
- 🏛 Get started with YRefy or call 844-2-RAMSEY
- 🔐 Visit Zander Insurance for your free instant quote today!
Next Steps
📱 Listen to the full episode for free in the Ramsey Network app.
📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
💪 Invest with confidence! Get tickets to Investing Essentials
☂️ Get trusted insurance coverage that fits your budget
💵 Start your free budget today. Download the EveryDollar app!
🏘️ Free Tools & Resources to Reach Your Home Goals
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15 January 2025, 9:50 pm - 1 hour 29 minutesThere’s Always a Way out of a Financial Spiral
💳 Share your thoughts and you could WIN a $500 Gift Card!
💸 Start taking control of your money in 2025 at our free livestream
Ken Coleman & Jade Warshaw answer your questions and discuss:
- "Should I buy less healthy food to save money?"
- "What should we do with a large financial gift?"
- "I just started college and I hate it,"
- My sibling got an inheritance and I didn't..."
- "We're $500k in debt and the interest is killing us"
Support Our Sponsors:
- 🌱 Get 10% off your first month of BetterHelp
- ◎ Get 10% off Byrna product bundles and more!
- 🏥 Learn more about Christian Healthcare Ministries
- 🏡 Get started today with Churchill Mortgage
- 🔒 Get 20% off when you join DeleteMe
- 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
- 🥗 Save 15% on your first Field of Greens order with code RAMSEY
- 💸 Learn more about opening a high-yield savings account with Laurel Road
- 💻 Visit NetSuite today to learn more
- 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
- 💵 Learn more about Timothy Plan
- 🏛 Get started with YRefy or call 844-2-RAMSEY
- 🔐 Visit Zander Insurance for your free instant quote today!
Next Steps
📱 Listen to the full episode for free in the Ramsey Network app.
📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
🎟️ Get Tickets to the Money & Relationships Tour
🏠 Get organized and prepared to buy or sell a home.
💵 Start your free budget today. Download the EveryDollar app!
Listen to more from Ramsey Network
Learn more about your ad choices. https://www.megaphone.fm/adchoices
14 January 2025, 9:43 pm - 1 hour 28 minutesBe Prepared: Math Doesn’t Care About Your Life Situations
💳 Share your thoughts and you could WIN a $500 Gift Card!
💸 Start taking control of your money in 2025 at our free livestream
Jade Warshaw & Dr. John Delony answer your questions and discuss:
- "My wife left me and took my life savings,"
- "Should we move away from our parents?"
- "Do we have to help pay for a funeral?"
- "How much should I spend on a ring?"
- "How do I not resent my husband's low income?"
Support Our Sponsors:
- 🌱 Get 10% off your first month of BetterHelp
- ◎ Get 10% off Byrna product bundles and more!
- 🏥 Learn more about Christian Healthcare Ministries
- 🏡 Get started today with Churchill Mortgage
- 🔒 Get 20% off when you join DeleteMe
- 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
- 🥗 Save 15% on your first Field of Greens order with code RAMSEY
- 💸 Learn more about opening a high-yield savings account with Laurel Road
- 💻 Visit NetSuite today to learn more
- 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
- 💵 Learn more about Timothy Plan
- 🏛 Get started with YRefy or call 844-2-RAMSEY
- 🔐 Visit Zander Insurance for your free instant quote today!
Next Steps
📱 Listen to the full episode for free in the Ramsey Network app.
📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
🏠 Find a Ramsey Trusted Real Estate Agent
💵 Start your free budget today. Download the EveryDollar app!
🎟️ Get Tickets to the Money & Relationships Tour
Listen to more from Ramsey Network
Learn more about your ad choices. https://www.megaphone.fm/adchoices
13 January 2025, 10:05 pm - 1 hour 31 minutesIt’s Never Too Late to Clean Up a Financial Mess
💳 Share your thoughts and you could WIN a $500 Gift Card!
💸 Start taking control of your money in 2025 at our free livestream
📱 Listen to the full episode for free in the Ramsey Network app.
George Kamel & Dr. John Delony answer your questions and discuss:
- "We have over $2.5 million of debt,"
- "Where should we start investing?"
- "What's the best way to buy our first home?"
- "Should I pursue public service loan forgiveness?"
- "Where should we build our dream home?"
- "My husband hasn't filed taxes in 20 years"
Support Our Sponsors:
- 🌱 Get 10% off your first month of BetterHelp
- ◎ Get 10% off Byrna product bundles and more!
- 🏥 Learn more about Christian Healthcare Ministries
- 🏡 Get started today with Churchill Mortgage
- 🔒 Get 20% off when you join DeleteMe
- 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
- 🥗 Save 15% on your first Field of Greens order with code RAMSEY
- 💸 Learn more about opening a high-yield savings account with Laurel Road
- 💻 Visit NetSuite today to learn more
- 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
- 💵 Learn more about Timothy Plan
- 🏛 Get started with YRefy or call 844-2-RAMSEY
- 🔐 Visit Zander Insurance for your free instant quote today!
Next Steps
📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
🏠 Get organized and prepared to buy or sell a home.
💵 Start your free budget today. Download the EveryDollar app!
🎟️ Get Tickets to the Money & Relationships Tour
Listen to more from Ramsey Network
Learn more about your ad choices. https://www.megaphone.fm/adchoices
10 January 2025, 11:05 pm - 1 hour 28 minutesThe Road to Financial Freedom Is Paved With Grit
💳 Share your thoughts and you could WIN a $500 Gift Card!
💸 Start taking control of your money in 2025 at our free livestream
📱 Listen to the full episode for free in the Ramsey Network app.
Rachel Cruze & Ken Coleman answer your questions and discuss:
- "We disagree on how to use an inheritance,"
- "Should my boyfriend and I move out?"
- "I can't convice my husband to let me stay home,"
- "Should I go against what is in my dad's will?"
- "I'm furious at my husband for buying a truck,"
Support Our Sponsors:
- 🌱 Get 10% off your first month of BetterHelp
- ◎ Get 10% off Byrna product bundles and more!
- 🏥 Learn more about Christian Healthcare Ministries
- 🏡 Get started today with Churchill Mortgage
- 🔒 Get 20% off when you join DeleteMe
- 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
- 🥗 Save 15% on your first Field of Greens order with code RAMSEY
- 💸 Learn more about opening a high-yield savings account with Laurel Road
- 💻 Visit NetSuite today to learn more
- 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
- 💵 Learn more about Timothy Plan
- 🏛 Get started with YRefy or call 844-2-RAMSEY
- 🔐 Visit Zander Insurance for your free instant quote today!
Next Steps
📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
💵 Start your free budget today. Download the EveryDollar app!
🎟️ See Dave and John LIVE in a city near you!
🏠 Find a Ramsey Trusted Real Estate Agent
🏘️ Free Tools & Resources to Reach Your Home Goals
Listen to more from Ramsey Network
Learn more about your ad choices. https://www.megaphone.fm/adchoices
9 January 2025, 10:11 pm - 1 hour 28 minutesDon’t Let Toxic Money Situations Keep You Trapped
💳 Share your thoughts and you could WIN a $500 Gift Card!
📱 Listen to the full episode for free in the Ramsey Network app.
Jade Warshaw & Rachel Cruze answer your questions and discuss:
- "My boyfriend and I share credit cards,"
- "How do I tell my dad he can't borrow from me?"
- "When is a 401(k) match too good to pass up?"
- "My husband spent our retirement behind my back,"
- Housing Market Predictions for 2025
- "We co-signed on a house and now we're stuck,"
Support Our Sponsors:
- 🌱 Get 10% off your first month of BetterHelp
- ◎ Get 10% off Byrna product bundles and more!
- 🏥 Learn more about Christian Healthcare Ministries
- 🏡 Get started today with Churchill Mortgage
- 🔒 Get 20% off when you join DeleteMe
- 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
- 🥗 Save 15% on your first Field of Greens order with code RAMSEY
- 💸 Learn more about opening a high-yield savings account with Laurel Road
- 💻 Visit NetSuite today to learn more
- 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
- 💵 Learn more about Timothy Plan
- 🏛 Get started with YRefy or call 844-2-RAMSEY
- 🔐 Visit Zander Insurance for your free instant quote today!
Next Steps
📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
💡 Access Ramsey’s Complete Guide to Investing for free
🎟️ See Dave and John LIVE in a city near you!
💵 Start your free budget today. Download the EveryDollar app!
🏘️ Free Tools & Resources to Reach Your Home Goals
💸 Start taking control of your money in 2025 at our free livestream
Listen to more from Ramsey Network
Learn more about your ad choices. https://www.megaphone.fm/adchoices
8 January 2025, 9:37 pm - 1 hour 29 minutesStuck in a Financial Pit? Here’s How to Climb Out and Stay Out
💳 Share your thoughts and you could WIN a $500 Gift Card!
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
📱 Listen to the full episode for free in the Ramsey Network app.
Ken Coleman & Jade Warshaw answer your questions and discuss:
- "I can't make ends meet after buying a franchise,"
- "How do I handle aggressive debt collectors?"
- "How do I get out of a financial pit?"
- "How do I get better at staying on a budget?"
- "We haven't combined banks or debt yet"
Support Our Sponsors:
- 🌱 Get 10% off your first month of BetterHelp
- ◎ Get 10% off Byrna product bundles and more!
- 🏥 Learn more about Christian Healthcare Ministries
- 🏡 Get started today with Churchill Mortgage
- 🔒 Get 20% off when you join DeleteMe
- 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
- 🥗 Save 15% on your first Field of Greens order with code RAMSEY
- 💸 Learn more about opening a high-yield savings account with Laurel Road
- 💻 Visit NetSuite today to learn more
- 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
- 💵 Learn more about Timothy Plan
- 🏛 Get started with YRefy or call 844-2-RAMSEY
- 🔐 Visit Zander Insurance for your free instant quote today!
Next Steps
📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
💰 Watch 90 Day Money Makeover.
💸 Start taking control of your money in 2025 at our free livestream
🏠 Find a Ramsey Trusted Real Estate Agent
💵 Start your free budget today. Download the EveryDollar app!
🎟️ See Dave and John LIVE in a city near you!
Listen to more from Ramsey Network
Learn more about your ad choices. https://www.megaphone.fm/adchoices
7 January 2025, 9:39 pm - 1 hour 28 minutesYour Life Is More Than Just a Set of Numbers
💳 Share your thoughts and you could WIN a $500 Gift Card!
📱 Listen to the full episode for free in the Ramsey Network app.
George Kamel & Dr. John Delony answer your questions and discuss:
- "I haven't paid taxes in 7 years"
- "We have struggled with relationships since becoming everyday millionaires,"
- "My ex was living a double life and left our family in poverty,"
- "Should I pause retirement to save for a house?"
- "My wife won't talk about unplanned purchases,"
Support Our Sponsors:
- 🌱 Get 10% off your first month of BetterHelp
- ◎ Get 10% off Byrna product bundles and more!
- 🏥 Learn more about Christian Healthcare Ministries
- 🏡 Get started today with Churchill Mortgage
- 🔒 Get 20% off when you join DeleteMe
- 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
- 🥗 Save 15% on your first Field of Greens order with code RAMSEY
- 💸 Learn more about opening a high-yield savings account with Laurel Road
- 💻 Visit NetSuite today to learn more
- 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
- 💵 Learn more about Timothy Plan
- 🏛 Get started with YRefy or call 844-2-RAMSEY
- 🔐 Visit Zander Insurance for your free instant quote today!
Next Steps
📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
💵 Start your free budget today. Download the EveryDollar app!
🏠Get organized and prepared to buy or sell a home.
🎆 The New Year's Sale is on! Save big with deals to help you reach your goals.
Listen to more from Ramsey Network
Learn more about your ad choices. https://www.megaphone.fm/adchoices
6 January 2025, 9:51 pm - 1 hour 28 minutesYou Can Change Your Life TODAY!
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
📱 Listen to the full episode for free in the Ramsey Network app.
Jade Warshaw & Dr. John Delony answer your questions and discuss:
- You can decide to change your life TODAY!
- “Our medical bills keep us from moving forward in the baby steps”
- “My boyfriend doesn’t share in my financial goals”
- “Is work/life balance a real thing?”
- Is a high-yield savings account the best place for your money?
- “I haven’t paid my credit card debt in 13 years!”
Support Our Sponsors:
- 🌱 Get 10% off your first month of BetterHelp
- ◎ Get 10% off Byrna product bundles and more!
- 🏥 Learn more about Christian Healthcare Ministries
- 🏡 Get started today with Churchill Mortgage
- 🔒 Get 20% off when you join DeleteMe
- 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
- 🥗 Save 15% on your first Field of Greens order with code RAMSEY
- 💸 Learn more about opening a high-yield savings account with Laurel Road
- 💻 Visit NetSuite today to learn more
- 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
- 💵 Learn more about Timothy Plan
- 🏛 Get started with YRefy or call 844-2-RAMSEY
- 🔐 Visit Zander Insurance for your free instant quote today!
Next Steps
📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
🏠 Get organized and prepared to buy or sell a home.
🎆 The New Year's Sale is on! Save big with deals to help you reach your goals.
💵 Start your free budget today. Download the EveryDollar app!
🎟️ Get Tickets to the Money & Relationships Tour
🏘️ Free Tools & Resources to Reach Your Home Goals
Listen to more from Ramsey Network
Learn more about your ad choices. https://www.megaphone.fm/adchoices
3 January 2025, 9:45 pm - 1 hour 28 minutesYour Income Is Your Greatest Wealth Building Tool
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
📱Watch the full episode for free in the Ramsey Network app.
Ken Coleman & George Kamel answer your questions and discuss:
- "How can I take control of my money?"
- "I should be at 0% interest, but I'm not,"
- "I was overpaid $6K, what should I do?"
- "Where does this fall in the baby steps?"
- "Should we help my mom with money?"
Support Our Sponsors:
- 🌱 Get 10% off your first month of BetterHelp
- ◎ Get 10% off Byrna product bundles and more!
- 🏥 Learn more about Christian Healthcare Ministries
- 🏡 Get started today with Churchill Mortgage
- 🔒 Get 20% off when you join DeleteMe
- 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
- 🥗 Save 15% on your first Field of Greens order with code RAMSEY
- 💸 Learn more about opening a high-yield savings account with Laurel Road
- 💻 Visit NetSuite today to learn more
- 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
- 💵 Learn more about Timothy Plan
- 🏛 Get started with YRefy or call 844-2-RAMSEY
- 🔐 Visit Zander Insurance for your free instant quote today!
Next Steps
📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
🎆 The New Year's Sale is on! Save big with deals to help you reach your goals.
☂️ Protect yourself with the right coverage—take our coverage quiz!
🏠 Find a Ramsey Trusted Real Estate Agent
💵 Start your free budget today. Download the EveryDollar app!
Listen to more from Ramsey Network
Learn more about your ad choices. https://www.megaphone.fm/adchoices
2 January 2025, 9:50 pm - 1 hour 26 minutesYour Mindset Matters More Than Your Money
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
📱 Listen to the full episode for free in the Ramsey Network app.
While we're out for new year's, we've compiled some of our favorite Dave and George calls from the past couple of years. Enjoy your day and we'll be back with a live show in the new year! Happy New Year!
Dave Ramsey & George Kamel answer your questions and discuss:
- ‘We've been looking for a house for 9 years.’
- 'How do I save a $1 million inheritance?’
- ‘How much should we help our daughter?’
- ‘Liquidate my investments and buy crypto? '
- ‘My husband's side hustle doesn't make money’
- 'Should I pay taxes on cash income?'
Support Our Sponsors:
- 🌱 Get 10% off your first month of BetterHelp
- ◎ Get 10% off Byrna product bundles and more!
- 🏥 Learn more about Christian Healthcare Ministries
- 🏡 Get started today with Churchill Mortgage
- 🔒 Get 20% off when you join DeleteMe
- 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
- 🥗 Save 15% on your first Field of Greens order with code RAMSEY
- 💸 Learn more about opening a high-yield savings account with Laurel Road
- 💻 Visit NetSuite today to learn more
- 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
- 💵 Learn more about Timothy Plan
- 🏛 Get started with YRefy or call 844-2-RAMSEY
- 🔐 Visit Zander Insurance for your free instant quote today!
Next Steps
📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
☂️ Protect yourself with the right coverage—take our coverage quiz!
🏠 Get organized and prepared to buy or sell a home.
💵 Start your free budget today. Download the EveryDollar app!
Listen to more from Ramsey Network
Learn more about your ad choices. https://www.megaphone.fm/adchoices
1 January 2025, 9:00 pm - More Episodes? Get the App
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