Two Sides of FI

Jason and Eric

Two lifelong friends document and share their personal journey as they seek to become financially independent and retire early (FIRE).

  • 37 minutes 49 seconds
    Unexpected Reactions to My Early Retirement

    Contempt, concern, surprise, envy, admiration, and support; just a few of the reactions Laura received when she announced she was retiring early, closing her biomedical research laboratory, and beginning a new phase of life beyond work. Some reactions were expected and some surprised her. In this episode, Eric and Laura unpack these interactions and chart their next steps as they prepare to leave work and step into early retirement.

    Show notes: https://twosidesoffi.com/unexpected

    21 April 2024, 3:05 pm
  • 43 minutes 52 seconds
    Retiring Early Made This Possible

    What essential lessons did Jason learn from the most impactful travel he's done to date? In this episode, Eric and Jason catch up on a number of recent changes in their lives. Topics discussed include Eric and Laura's recent big announcement, Jason's Camino experience, the benefits and challenges of pre- and post-FI travel, and much more.

    Show notes: https://twosidesoffi.com/catchingup

    14 April 2024, 3:05 pm
  • 38 minutes 55 seconds
    One Step Closer to FI/RE - Preparing to Give Notice

    Eric and Laura discuss their preparations as they near their FI number and Laura prepares to notify her employer that she's leaving. Recorded in the fall of 2023, this behind-the-scenes discussion was prepared for release on the week that Laura submits her resignation letter (which she did on Thursday!) They discuss their hesitations, changes of heart, and ready themselves for what's ahead.

    Show notes + resources: https://twosidesoffi.com/one-step-closer-to-fi

    17 March 2024, 3:14 pm
  • 54 minutes 11 seconds
    Retired Early to USVIs, Florida, and Spain: How They Did It

    Have you considered living a life outside of your home country in retirement? Jeff went from broke at 38 to financially independent at 45 with six rental properties supporting them. He and his wife relocated to St Thomas, USVI for a few years, bought a rental property in Puerto Rico and now they’re preparing to relocate to Spain. So, if you’ve considered what a life outside the mainland US might look like, I think you’ll find his story interesting.

    Show notes: https://twosidesoffi.com/retirementality

    26 February 2024, 3:33 pm
  • 34 minutes 33 seconds
    My Healthcare Costs in Early Retirement (Year 3)

    What's the true cost of healthcare in early retirement and can it break your budget? In this episode, Jason shares his experiences with Eric after three years on an ACA health insurance plan. Topics discussed include selecting and evaluating plans, how to estimate your income, premium tax credits, and why 2023 was Jason's worst year for healthcare expenses to date.

    Show notes: https://twosidesoffi.com/ouch

    4 February 2024, 4:05 pm
  • 42 minutes 15 seconds
    FI-nancial Checkup: New Year Routines + Goals for 2024

    What financial lessons did we learn last year and what will we do differently in 2024? In today's episode, Eric and Jason discuss their end of year review processes. Topics include investing goals, their net worth reviews, lessons learned, and much more.

    Show notes: https://twosidesoffi.com/newyear

    21 January 2024, 6:04 pm
  • 43 minutes 4 seconds
    Financially Independent, Recreationally Employed (FIRE)

    Have you truly retired if you continue to do any work for money? In this episode, Eric and Jason talk about their own FIRE goals and how they've changed over time. Topics discussed include their respective journeys, why Jason has a part-time job after retiring, the internet retirement police, and much more.

    Show notes: https://twosidesoffi.com/busted

    7 January 2024, 4:05 pm
  • 38 minutes 27 seconds
    Did We Budget Enough for Travel in Early Retirement?

    What happens if all the travel you want to do after retiring would break the budget? In this episode, Eric and Jason talk about the importance of travel to their early retirement plans. Topics discussed include financial concerns, disagreeing with your spouse, the value of planning by age range, and much more.

    Show notes: https://twosidesoffi.com/travel

    3 December 2023, 4:05 pm
  • 42 minutes 12 seconds
    Retired Early and Feeling Lost. What’s Next?

    How does it feel when you haven't yet found your purpose after retiring early? In this episode, Jason talks with Eric about his three year journey exploring his post-FIRE purpose. In this episode, they discuss the phases of retirement, seeking out meaningful projects, lessons learned along the way, and much more.

    Show notes: https://twosidesoffi.com/purpose

    19 November 2023, 4:05 pm
  • 38 minutes 36 seconds
    The Health Risks of Early Retirement

    If you're not giving mental and physical health the same level of attention as your financial health, you're playing with fire. In this episode, Jason talks with Eric about what steps he's taking to prioritize his own wellness in early retirement, including a frank conversation about mental health. Here they discuss steps to promote wellness, the distinct challenges of retirement, and much more. Don't miss the show notes as they include a link to Jason's latest blog post on the topic of mental health.

    Show notes: https://twosidesoffi.com/wellness

    5 November 2023, 4:05 pm
  • 39 minutes 13 seconds
    One More Year: My Decision to Postpone Early Retirement

    Can you imagine changing your mind about retiring early just as the finish line comes into view? What factors could cause someone to consider working one more year? In this episode, Eric talks with Jason about the idea to delay his retirement. Topics covered include why he's considering it, getting agreement with your spouse, how others reacted to the idea, and much more.

    Show notes: https://twosidesoffi.com/OMY

    22 October 2023, 3:15 pm
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