Mile High FI Podcast

Carl Jensen & Doug Cunnington

Real talk about Financial Independence and life after corporate jobs. Carl Jensen and Doug Cunnington talk about FI, lifestyle, side hustles, health, and anything on their minds. Plus, they interview experts and non-experts interested in the FI lifestyle. It's raw, candid, pretty much like you get to sit in on a private conversation.

  • 1 hour 40 seconds
    Perseverance, Financial Growth, and FIRE - Neil | MHFI 251

    Doug chats with Colorado resident Neil about his inspiring journey of perseverance, self-improvement, and financial growth.  Neil shares his approach to budgeting, strategies for overcoming financial challenges, side hustles, rental properties, and the emotional aspects of financial stability.  He also explains the 50/20/30 budgeting framework and provides advice for those just starting their FI journey.

    This episode is brought to you by GhostBed.  Doug has the GhostBed Luxe Mattress and loves it!  Take the 3 minute sleep quiz to see which mattress is right for you.  Save 50% site-wide on your new mattress, bed frame, pillow, and bedding over at GhostBed (coupon code: MILEHIGHFI)

    Save With Mint Mobile! (https://milehighfi.com/mint) New customers can get 3 months of unlimited premium wireless for $15/mo.  Doug’s phone bill went from $1440/yr to $360/yr for him and his wife.  It’s super easy to switch and you can use your existing phone.  If you use the MHFI link, it won’t cost you extra and it helps support the show.

    Looking for help with your estate plan?  Trust & Will provides online tools for creating, you guessed it… trusts and wills.  For those who don’t have any estate planning documents in place, this could be a good option to get started.  We’re affiliates so we can earn a commission if you sign up.  Thanks for the support. https://milehighfi.com/trustandwill

    Need a fee only advisor?  Nectarine is a network of financial advisors where you just pay for investing & planning advice.  Advisors don’t manage your money, sell products, or earn commissions. We’re affiliates so we can earn a commission if you sign up.  Thanks for the support. https://milehighfi.com/nectarine

    Help fund Doug’s future timeshare research by providing support at Buy Me A Coffee.

    Links

    Join the Mile High FI Club – It’s the email list!

    Get MHFi Merch – It helps support the show. Get t-shirts & more

    **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**

    Brought To You By:

    The Doug Show, aka Affiliate Marketing & Side Hustles

    Email the show: [email protected]

    0:00 Introduction

    2:02 Discovering FIRE & Budgeting

    10:02 Life challenges & path to FI

    16:56 Being boring

    24:25 Cutting expenses

    32:25 Budgeting apps

    41:24 Attempts at increasing income

    45:48 Challenges & advice for beginners

    53:09 Soundcheck – Timeshares

    21 January 2025, 2:00 pm
  • 55 minutes 2 seconds
    Buy What You Love - Value-Based Spending - Jen Smith | MHFI 250

    Doug chats with Jen Smith, author & co-host of the Frugal Friends podcast.  Jen shares her journey of paying off $78,000 of debt, her no-spend challenge, value-based spending, addressing financial guilt, and the importance of community support.  She also introduces her new book, “Buy What You Love Without Going Broke” (co-authored by podcast partner Jill Sirianni) and discusses the book-writing process along with some of the challenges.

    This episode is brought to you by GhostBed.  Doug has the GhostBed Luxe Mattress and loves it!  Take the 3 minute sleep quiz to see which mattress is right for you.  Save 50% site-wide on your new mattress, bed frame, pillow, and bedding over at GhostBed (coupon code: MILEHIGHFI)

    Save With Mint Mobile! (https://milehighfi.com/mint) New customers can get 3 months of unlimited premium wireless for $15/mo.  Doug’s phone bill went from $1440/yr to $360/yr for him and his wife.  It’s super easy to switch and you can use your existing phone.  If you use the MHFI link, it won’t cost you extra and it helps support the show.

    Looking for help with your estate plan?  Trust & Will provides online tools for creating, you guessed it… trusts and wills.  For those who don’t have any estate planning documents in place, this could be a good option to get started.  We’re affiliates so we can earn a commission if you sign up.  Thanks for the support. https://milehighfi.com/trustandwill

    Need a fee only advisor?  Nectarine is a network of financial advisors where you just pay for investing & planning advice.  Advisors don’t manage your money, sell products, or earn commissions. We’re affiliates so we can earn a commission if you sign up.  Thanks for the support. https://milehighfi.com/nectarine

    Help Doug pay for his Sip Club membership by providing support at Buy Me A Coffee.

    Links

    (*Some affiliate links so we might earn a commission if you buy something)

    Join the Mile High FI Club – It’s the email list!

    Get MHFi Merch – It helps support the show. Get t-shirts & more

    **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**

    Brought To You By:

    The Doug Show, aka Affiliate Marketing & Side Hustles

    Email the show: [email protected]

    0:00 Introduction

    3:20 Jill’s background & debt payoff

    8:30 Value-based spending

    13:09 Buying back time

    18:39 The four F’s

    23:41 Spending time instead of money

    27:33 Saving money on food & leftovers

    35:58 Book writing process

    41:54 Lessons from the book

    50:46 Soundcheck – Cult of Dave Ramsey

    14 January 2025, 2:00 pm
  • 44 minutes 33 seconds
    The Purpose Code - Jordan Grumet | MHFI 249

    Doug chats with Jordan Grumet (Doc G) about his journey through medicine, burnout, and eventually finding Financial Independence.  Jordan shares insights from his books, “Taking Stock” and “The Purpose Code”, focusing on profound lessons learned from hospice patients about money, life, and purpose.  They delve into the concepts of ‘Big P’ vs ‘Little P’ purpose, how individuals can create meaningful lives without succumbing to purpose anxiety, strategies for finding purpose, and improving overall well-being and happiness.

    This episode is brought to you by GhostBed.  Doug has the GhostBed Luxe Mattress and loves it!  Take the 3 minute sleep quiz to see which mattress is right for you.  Save 50% site-wide on your new mattress, bed frame, pillow, and bedding over at GhostBed (coupon code: MILEHIGHFI)

    Save With Mint Mobile! (https://milehighfi.com/mint) New customers can get 3 months of unlimited premium wireless for $15/mo.  Doug’s phone bill went from $1440/yr to $360/yr for him and his wife.  It’s super easy to switch and you can use your existing phone.  If you use the MHFI link, it won’t cost you extra and it helps support the show.

    Looking for help with your estate plan?  Trust & Will provides online tools for creating, you guessed it… trusts and wills.  For those who don’t have any estate planning documents in place, this could be a good option to get started.  We’re affiliates so we can earn a commission if you sign up.  Thanks for the support. https://milehighfi.com/trustandwill

    Need a fee only advisor?  Nectarine is a network of financial advisors where you just pay for investing & planning advice.  Advisors don’t manage your money, sell products, or earn commissions. We’re affiliates so we can earn a commission if you sign up.  Thanks for the support. https://milehighfi.com/nectarine

    Help Doug afford a better microphone that doesn’t continuously buzz by providing support at Buy Me A Coffee.

    Links

    (*Some affiliate links so we might earn a commission if you buy something)

    Join the Mile High FI Club – It’s the email list!

    Get MHFi Merch – It helps support the show. Get t-shirts & more

    **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**

    Brought To You By:

    The Doug Show, aka Affiliate Marketing & Side Hustles

    Email the show: [email protected]

    0:00 Introduction

    6:14 The concept of purpose

    9:52 “Big P” vs. “Little P” purpose

    15:46 Finding purpose anchors

    21:59 Meaning vs. purpose

    25:29 Amber’s career dilemma

    30:32 When to face challenges

    35:12 The Purpose Code

    42:05 Soundcheck- Remodeling

    7 January 2025, 2:00 pm
  • 58 minutes 39 seconds
    Start Thinking Rich - Adrian Brambila & Brad Klontz | MHFI 248

    Doug and Carl chat with Adrian Brambila and Dr. Brad Klontz about their new book “Start Thinking Rich”, which is geared toward helping individuals achieve Financial Independence and wealth.  They discuss wealth-building strategies, financial habits, challenges of the “DIY mindset”, common misconceptions surrounding wealth creation, and spending for happiness.

    This episode is brought to you by GhostBed.  Doug has the GhostBed Luxe Mattress and loves it!  Take the 3 minute sleep quiz to see which mattress is right for you.  Save 50% site-wide on your new mattress, bed frame, pillow, and bedding over at GhostBed (coupon code: MILEHIGHFI)

    Save With Mint Mobile! (https://milehighfi.com/mint) New customers can get 3 months of unlimited premium wireless for $15/mo.  Doug’s phone bill went from $1440/yr to $360/yr for him and his wife.  It’s super easy to switch and you can use your existing phone.  If you use the MHFI link, it won’t cost you extra and it helps support the show. Buy 2 months, get 1 month free limited time offer available until January 2, 2025 at 11:59pm PST for new customers and at select channels only. Use promo code: FREEMONTH. “One month free” applied as $15 discount at checkout on 3-month 5GB plan only – upfront payment of $30 required, w/taxes & fees extra. One-time discount applied for first 3 months only. Not combinable/available with certain other promotions/offers.

    Looking for help with your estate plan?  Trust & Will provides online tools for creating, you guessed it… trusts and wills.  For those who don’t have any estate planning documents in place, this could be a good option to get started.  We’re affiliates so we can earn a commission if you sign up.  Thanks for the support. https://milehighfi.com/trustandwill

    Need a fee only advisor?  Nectarine is a network of financial advisors where you just pay for investing & planning advice.  Advisors don’t manage your money, sell products, or earn commissions. We’re affiliates so we can earn a commission if you sign up.  Thanks for the support. https://milehighfi.com/nectarine

    Take the first step in spending for happiness by providing support at Buy Me A Coffee.  (Well, of course assuming that we even make you happy)

    Links

    (*Some affiliate links so we might earn a commission if you buy something)

    Join the Mile High FI Club – It’s the email list!

    Get MHFi Merch – It helps support the show. Get t-shirts & more

    **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**

    Brought To You By:

    The Doug Show, aka Affiliate Marketing & Side Hustles

    Email the show: [email protected]

    0:00 Introduction

    3:56 DIY mindset vs. outsourcing

    10:37 How to get comfortable spending

    15:03 Spending for happiness

    20:03 Pickleball

    27:47 Harsh truths that could be flipped

    34:19 Die With Zero

    38:14 Thoughts on social media

    44:03 Brad & Adrian’s book writing process

    50:21 Start Thinking Rich

    54:26 Soundcheck – Colonoscopies

    31 December 2024, 2:00 pm
  • 1 hour 8 minutes
    Coast FI or Slow FI - Best Way to Retire Early - Kristen Knapp | MHFI 247

    Doug chats with Kristen Knapp about the principles of Coast FI and Slow FI.  Going beyond mere definitions they explore the benefits of these strategies, including reduced stress & greater life satisfaction, along with insights into working part-time, investing strategies, lifestyle design, unexpected life events, and the significance of intentional spending & saving.  They also answer a couple related questions from the Facebook group.

    Questions:

    • Melanie – What’s the difference between SlowFI and just saving for retirement like a Regular Joe?
    • David – I do have a question about Coast FI. When someone says they have saved enough to retire at a certain age in the future, does the sequence of returns risk from that moment hit them harder or softer? Retirees can reduce their spending to help themselves in the first few years of retirement if the market turns down. But if you’re drawing no money, I guess I don’t understand if that makes it safer or more risky.

    This episode is brought to you by GhostBed.  Doug has the GhostBed Luxe Mattress and loves it!  Take the 3 minute sleep quiz to see which mattress is right for you.  Save 50% site-wide on your new mattress, bed frame, pillow, and bedding over at GhostBed (coupon code: MILEHIGHFI)

    Save With Mint Mobile! (https://milehighfi.com/mint) New customers can get 3 months of unlimited premium wireless for $15/mo.  Doug’s phone bill went from $1440/yr to $360/yr for him and his wife.  It’s super easy to switch and you can use your existing phone.  If you use the MHFI link, it won’t cost you extra and it helps support the show. Buy 2 months, get 1 month free limited time offer available until January 2, 2025 at 11:59pm PST for new customers and at select channels only. “One month free” applied as $15 discount at checkout on 3-month 5GB plan only – upfront payment of $30 required, w/taxes & fees extra. One-time discount applied for first 3 months only. Not combinable/available with certain other promotions/offers.

    Looking for help with your estate plan?  Trust & Will provides online tools for creating, you guessed it… trusts and wills.  For those who don’t have any estate planning documents in place, this could be a good option to get started.  We’re affiliates so we can earn a commission if you sign up.  Thanks for the support. https://milehighfi.com/trustandwill

    Need a fee only advisor?  Nectarine is a network of financial advisors where you just pay for investing & planning advice.  Advisors don’t manage your money, sell products, or earn commissions. We’re affiliates so we can earn a commission if you sign up.  Thanks for the support. https://milehighfi.com/nectarine

    Help Doug pay for his new e-bike by providing support at Buy Me A Coffee.

    Links

    (*Some affiliate links so we might earn a commission if you buy something)

    Join the Mile High FI Club – It’s the email list!

    Get MHFi Merch – It helps support the show. Get t-shirts & more

    **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**

    Brought To You By:

    The Doug Show, aka Affiliate Marketing & Side Hustles

    Email the show: [email protected]

    0:00 Introduction

    6:53 Defining Coast FI

    12:42 Working vs. passion projects

    18:42 Coast FI calculations

    25:18 Limitations of Coast FI

    34:04 Question – Slow FI vs. regular retirement savings

    38:29 Question – Sequence of Returns Risk & Coast FI

    47:21 Lifestyle upgrade vs. delaying FI

    50:48 Advice to younger selves

    57:56 Financial role models

    1:04:11 Soundcheck – Testing hobbies

    24 December 2024, 2:00 pm
  • 1 hour 1 minute
    Coast FI Case Study Update: Frances | MHFI 246

    Doug chats with Frances a year after her and her husband’s initial appearance on the show.  She provides updates on her and Peter’s job situations as well as updates on all things financial – current housing situation, savings & investing strategies, spending, and expense tracking.  Frances also shares some personal updates while asking listeners to provide feedback to some questions that she’s working through.

    Listener Questions:

    • Continue to dollar-cost-average $10k per month from savings into investments or just do a lump sum?
    • With $18k in an emergency fund, is having an additional $40K-$48K in short-term savings practical or too much?  If expenses do come up, is it better to cashflow these items instead of keeping so much in savings?
    • Any suggestions for budgeting apps besides Monarch Money?
    • Looking for a crossover or hatchback with lots of trunk space, 30K-40K miles, ideally $15K-$20K ($30K max), preferably a Honda or Toyota but doesn’t seem to be many options out there.  Okay to buy a new vehicle in this situation or stick with something used?  How much is the right amount to spend on a car?

    This episode is brought to you by GhostBed.  Doug has the GhostBed Luxe Mattress and loves it!  Take the 3 minute sleep quiz to see which mattress is right for you.  Save 50% site-wide on your new mattress, bed frame, pillow, and bedding over at GhostBed (coupon code: MILEHIGHFI)

    Save With Mint Mobile! (https://milehighfi.com/mint) New customers can get 3 months of unlimited premium wireless for $15/mo.  Doug’s phone bill went from $1440/yr to $360/yr for him and his wife.  It’s super easy to switch and you can use your existing phone.  If you use the MHFI link, it won’t cost you extra and it helps support the show. Buy 2 months, get 1 month free limited time offer available until January 2, 2025 at 11:59pm PST for new customers and at select channels only. “One month free” applied as $15 discount at checkout on 3-month 5GB plan only – upfront payment of $30 required, w/taxes & fees extra. One-time discount applied for first 3 months only. Not combinable/available with certain other promotions/offers.

    Looking for help with your estate plan?  Trust & Will provides online tools for creating, you guessed it… trusts and wills.  For those who don’t have any estate planning documents in place, this could be a good option to get started.  We’re affiliates so we can earn a commission if you sign up.  Thanks for the support. https://milehighfi.com/trustandwill

    Need a fee only advisor?  Nectarine is a network of financial advisors where you just pay for investing & planning advice.  Advisors don’t manage your money, sell products, or earn commissions. We’re affiliates so we can earn a commission if you sign up.  Thanks for the support. https://milehighfi.com/nectarine

    Help Doug afford a better microphone that doesn’t continuously buzz by providing support at Buy Me A Coffee.

    Links

    Join the Mile High FI Club – It’s the email list!

    Get MHFi Merch – It helps support the show. Get t-shirts & more

    **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**

    Brought To You By:

    The Doug Show, aka Affiliate Marketing & Side Hustles

    Email the show: [email protected]

    0:00 Introduction

    5:52 Updated housing situation

    12:10 Cash position & emergency fund

    17:43 Investments & Frances’ business

    24:38 Spending

    32:22 Paying off the mortgage & Peter’s job

    38:17 Personal updates

    45:16 Budgeting & tracking expenses

    51:19 Car suggestions

    17 December 2024, 2:00 pm
  • 1 hour 17 minutes
    Frances and Peter: Coast FI Case Study [rebroadcast] | MHFI 245

    Doug and Carl chat with Frances & Peter to analyze the couple’s financial situation and determine the viability of their Coast FI strategy.   They discuss investment strategies, personal financial goals, maintaining a balance between frugality & enjoying life, the potential of leveraging real estate, and other financial planning aspects.

    Note: This is a rebroadcast of MHFI episode 186

    This episode is brought to you by GhostBed.  Doug has the GhostBed Luxe Mattress and loves it!  Take the 3 minute sleep quiz to see which mattress is right for you.  Save 50% site-wide on your new mattress, bed frame, pillow, and bedding over at GhostBed (coupon code: MILEHIGHFI)

    Save With Mint Mobile! (https://milehighfi.com/mint) New customers can get 3 months of unlimited premium wireless for $15/mo.  Doug’s phone bill went from $1440/yr to $360/yr for him and his wife.  It’s super easy to switch and you can use your existing phone.  If you use the MHFI link, it won’t cost you extra and it helps support the show. Buy 2 months, get 1 month free limited time offer available until January 2, 2025 at 11:59pm PST for new customers and at select channels only. “One month free” applied as $15 discount at checkout on 3-month 5GB plan only – upfront payment of $30 required, w/taxes & fees extra. One-time discount applied for first 3 months only. Not combinable/available with certain other promotions/offers.

    Looking for help with your estate plan?  Trust & Will provides online tools for creating, you guessed it… trusts and wills.  For those who don’t have any estate planning documents in place, this could be a good option to get started.  We’re affiliates so we can earn a commission if you sign up.  Thanks for the support. https://milehighfi.com/trustandwill

    Need a fee only advisor?  Nectarine is a network of financial advisors where you just pay for investing & planning advice.  Advisors don’t manage your money, sell products, or earn commissions. We’re affiliates so we can earn a commission if you sign up.  Thanks for the support. https://milehighfi.com/nectarine

    Help Doug & Carl pay for their Dumb & Dumber tuxedoes by providing support at Buy Me A Coffee.

    Links

    (*Some affiliate links so we might earn a commission if you buy something)

    Join the Mile High FI Club – It’s the email list!

    Get MHFi Merch – It helps support the show. Get t-shirts & more

    **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**

    Brought To You By:

    The Doug Show, aka Affiliate Marketing & Side Hustles

    Email the show: [email protected]

    0:00 Introduction

    4:01 Coffee & asparagus

    10:58 Coast FI definition

    15:23 Retirement goals

    21:08 Current housing situation

    26:38 Roadblocks

    32:02 Frugal in recovery

    39:58 Envisioning the ideal life

    45:42 Work situations & moving

    51:58 Diving into the numbers

    1:02:26 Resolving the housing situation

    1:07:50 What would Carl & Doug do?

    1:14:51 Soundcheck – The big event

    10 December 2024, 2:00 pm
  • 1 hour 25 minutes
    Zero to $1 Million in 10 Years on a Middle Class Salary - Adam | MHFI 244

    Doug chats with Adam, a psychology professor, to examine his financial journey from zero net worth to a million dollars in a decade.  Adam shares insights into his strategic real estate investments, deliberate career choices, the concept of Slow FI & lifestyle design, achieving a balance between work & a fulfilling lifestyle, and how his background in psychology influenced his financial decisions.

    This episode is brought to you by GhostBed.  Doug has the GhostBed Luxe Mattress and loves it!  Take the 3 minute sleep quiz to see which mattress is right for you.  Save 50% site-wide on your new mattress, bed frame, pillow, and bedding over at GhostBed (coupon code: MILEHIGHFI)

    Save With Mint Mobile! (https://milehighfi.com/mint) New customers can get 3 months of unlimited premium wireless for $15/mo.  Doug’s phone bill went from $1440/yr to $360/yr for him and his wife.  It’s super easy to switch and you can use your existing phone.  If you use the MHFI link, it won’t cost you extra and it helps support the show. Buy 2 months, get 1 month free limited time offer available until January 2, 2025 at 11:59pm PST for new customers and at select channels only. “One month free” applied as $15 discount at checkout on 3-month 5GB plan only – upfront payment of $30 required, w/taxes & fees extra. One-time discount applied for first 3 months only. Not combinable/available with certain other promotions/offers.

    Looking for help with your estate plan?  Trust & Will provides online tools for creating, you guessed it… trusts and wills.  For those who don’t have any estate planning documents in place, this could be a good option to get started.  We’re affiliates so we can earn a commission if you sign up.  Thanks for the support. https://milehighfi.com/trustandwill

    Need a fee only advisor?  Nectarine is a network of financial advisors where you just pay for investing & planning advice.  Advisors don’t manage your money, sell products, or earn commissions. We’re affiliates so we can earn a commission if you sign up.  Thanks for the support. https://milehighfi.com/nectarine

    Help Doug recover some of his real estate losses by providing support at Buy Me A Coffee.

    Links

    (*Some affiliate links so we might earn a commission if you buy something)

    Join the Mile High FI Club – It’s the email list!

    Get MHFi Merch – It helps support the show. Get t-shirts & more

    **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**

    Brought To You By:

    The Doug Show, aka Affiliate Marketing & Side Hustles

    Email the show: [email protected]

    0:00 Introduction

    6:56 Parable of the Mexican fisherman

    10:29 Discovering the FI community

    16:58 Career decisions beyond the money

    22:10 Progress towards $1 million

    31:08 Moving to Kauai

    35:54 Slower pace of life & prioritizing relationships

    42:26 Real estate portfolio

    51:17 Slow FI

    56:23 The influence of Coach Carson

    1:04:21 Wins & future goals

    1:11:56 Do the thing you want to do

    1:18:13 Find your own path

    1:22:12 Soundcheck – HQ Pizza

    3 December 2024, 2:00 pm
  • 1 hour 2 minutes
    Exploring the Path to FI - FinCon Roundtable - Chad Carson, Jeremy Schneider | MHFI 243

    Doug and Carl chat with Chad Carson and Jeremy Schneider live from FinCon 2024 in Atlanta.  The group discusses the benefits of financial independence, their unique entrepreneurial journeys, working after achieving FI, the current state of the FIRE movement, and the need for tension in life.  They also discuss their opinions on both e-bikes & electric cars.  Jeremy introduces his startup, Nectarine, a marketplace for fiduciary financial advice, while Chad shares insights on his real estate-focused coaching and teaching endeavors.

    This episode is brought to you by GhostBed.  Doug has the GhostBed Luxe Mattress and loves it!  Take the 3 minute sleep quiz to see which mattress is right for you.  Save 50% site-wide on your new mattress, bed frame, pillow, and bedding over at GhostBed (coupon code: MILEHIGHFI)

    Save With Mint Mobile! (https://milehighfi.com/mint) New customers can get 3 months of unlimited premium wireless for $15/mo.  Doug’s phone bill went from $1440/yr to $360/yr for him and his wife.  It’s super easy to switch and you can use your existing phone.  If you use the MHFI link, it won’t cost you extra and it helps support the show. Buy 2 months, get 1 month free limited time offer available until January 2, 2025 at 11:59pm PST for new customers and at select channels only. “One month free” applied as $15 discount at checkout on 3-month 5GB plan only – upfront payment of $30 required, w/taxes & fees extra. One-time discount applied for first 3 months only. Not combinable/available with certain other promotions/offers.

    Looking for help with your estate plan?  Trust & Will provides online tools for creating, you guessed it… trusts and wills.  For those who don’t have any estate planning documents in place, this could be a good option to get started.  We’re affiliates so we can earn a commission if you sign up.  Thanks for the support. https://milehighfi.com/trustandwill

    Need a fee only advisor?  Nectarine is a network of financial advisors where you just pay for investing & planning advice.  Advisors don’t manage your money, sell products, or earn commissions. We’re affiliates so we can earn a commission if you sign up.  Thanks for the support. https://milehighfi.com/nectarine

    Black Friday is almost here and Doug has caught the fever!  Help him pay for all of his frivolous spending by providing support at Buy Me A Coffee.

    Links

    (*Some affiliate links so we might earn a commission if you buy something)

    Join the Mile High FI Club – It’s the email list!

    Get MHFi Merch – It helps support the show. Get t-shirts & more

    **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**

    Brought To You By:

    The Doug Show, aka Affiliate Marketing & Side Hustles

    Email the show: [email protected]

    0:00 Introduction

    7:11 Live from FinCon Atlanta

    10:04 The entrepreneurship mindset

    15:51 Working after reaching FI

    21:20 Dealing with tension in life after FI

    26:09 Experimenting with retirement

    31:27 State of the FIRE movement

    36:26 E-Bikes

    42:32 Electric cars

    47:06 Jeremy’s intro to Nectarine

    55:02 Chad’s journey into coaching & teaching

    26 November 2024, 2:00 pm
  • 55 minutes 20 seconds
    Estate Planning with Sean Mullaney | MHFI 242

    Doug chats with Sean Mullaney (The FI Tax Guy) about the essential elements of estate planning.  Sean covers the importance of planning for everyone (not just the wealthy), stresses the significance of having a will, updating beneficiary designations, and creating trusts to protect assets & ensuring financial security for loved ones.  Special attention is given to estate planning in regards to kids (providing guardianship) and working with the correct professionals to plan for taxes.

    The discussion is intended to be for general educational purposes and is not tax, legal, or investment advice for any individual. Doug and the Mile High FI podcast do not endorse Sean Mullaney, Mullaney Financial & Tax, Inc. and their services. Guest appearances on the podcast do not constitute their endorsement of any sponsors of the Mile High FI podcast.

    Looking for help with your estate plan?  Trust & Will provides online tools for creating, you guessed it… trusts and wills.  For those who don’t have any estate planning documents in place, this could be a good option to get started.  We’re affiliates so we can earn a commission if you sign up.  Thanks for the support. https://milehighfi.com/trustandwill

    Be sure to check out the new GhostBed Massage Topper.  Save 50% site-wide on your new mattress, pillow, and bedding over at GhostBed (coupon code: MILEHIGHFI)

    Need a fee only advisor?  Nectarine is a network of financial advisors where you just pay for investing & planning advice.  Advisors don’t manage your money, sell products, or earn commissions. We’re affiliates so we can earn a commission if you sign up.  Thanks for the support. https://milehighfi.com/nectarine

    If you have any tips for talking about death & estate planning come share over at Buy Me A Coffee.

    Links

    (*Some affiliate links so we might earn a commission if you buy something)

    Join the Mile High FI Club – It’s the email list!

    Get MHFi Merch – It helps support the show. Get t-shirts & more

    **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**

    Brought To You By:

    The Doug Show, aka Affiliate Marketing & Side Hustles

    Email the show: [email protected]

    0:00 Introduction

    2:59 Importance of estate planning

    8:10 Four funnels

    14:17 Beneficiary designations & revocable living trusts

    20:52 Tips for discussing estate planning

    25:42 Planning for kids

    33:16 Working with financial planners & lawyers

    36:43 Tax planning

    45:53 Discussions with aging parents

    52:45 Soundcheck – Home renovations

    19 November 2024, 2:00 pm
  • 1 hour 13 minutes
    Mr. Money Mustache on Being Retired 19 Years & Turning 50 | MHFI 241

    Doug chats with Pete Adeney (Mr. Money Mustache) about a variety of topics centered around retirement, fitness, happiness, and sustainable living.  Pete also answers questions from the Facebook mailbag.

    • Sam – What advice would you give to a young adult today that wants to retire early?
    • Niel – Congratulations on becoming an empty nester. What are you most looking forward to in this new phase of life?
    • Khang – What is something new you’ve tried recently that you would recommend to others?
    • Rich – What is your sleep routine and are you a good sleeper?
    • Katie – You mentioned that you consulted with someone who wanted you to review their retirement plan. So have you done more of these consultations and what have you learned from the experience?
    • Andrea – You mentioned you want people to build new towns like Longmont. Do you have any thoughts on where the next Longmont might be given how expensive it’s become?
    • Chris – What are your thoughts on the Culdesac model? And have you brought any ideas back to Longmont from your time down there?
    • Kyle – What are your thoughts about the connection between the FIRE movement and environmentalism? Have you transitioned to socially responsible investing now that there are some low fee index funds for that? 
    • Rakesh – How do you maintain your composure when it seems like everything around you is falling apart?

    Be sure to check out the new GhostBed Massage Topper.  Save 50% site-wide on your new mattress, pillow, and bedding over at GhostBed (coupon code: MILEHIGHFI)

    Need a fee only advisor?  Nectarine is a network of financial advisors where you just pay for investing & planning advice.  Advisors don’t manage your money, sell products, or earn commissions. We’re affiliates so we can earn a commission if you sign up.  Thanks for the support. https://milehighfi.com/nectarine

    Help Doug finally sell his gas-guzzler and purchase a new EV by providing support at Buy Me A Coffee.

    Links

    Join the Mile High FI Club – It’s the email list!

    Get MHFi Merch – It helps support the show. Get t-shirts & more

    **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**

    Brought To You By:

    The Doug Show, aka Affiliate Marketing & Side Hustles

    Email the show: [email protected]

    0:00 Introduction

    2:04 Comparing traditional retirement to FIRE

    6:53 Pete’s fitness routine & diet

    10:44 Reflections on 19 years of retirement

    17:10 The 4% rule & current expenses

    22:50 Experimenting with more spending

    28:11 Question – Advice for young adults retiring early

    33:19 Question – What are you looking fwd to as an empty-nester?

    34:30 Question – Something you’ve tried recently

    38:46 Question – Sleep routine

    43:39 Question – Consultations & coaching

    46:59 Question – The next Longmont

    52:24 Question – Thoughts on Culdesac

    58:28 Question – Socially responsible investing

    1:01:44 Question – World falling apart

    1:06:49 Soundcheck – EVs

    12 November 2024, 2:00 pm
  • More Episodes? Get the App
© MoonFM 2025. All rights reserved.