Mile High FI Podcast

Carl Jensen & Doug Cunnington

Real talk about Financial Independence and life after corporate jobs. Carl Jensen and Doug Cunnington talk about FI, lifestyle, side hustles, health, and anything on their minds. Plus, they interview experts and non-experts interested in the FI lifestyle. It's raw, candid, pretty much like you get to sit in on a private conversation.

  • 1 hour 14 minutes
    Fly For Free - Travel Hacking 101 - Kristen Knapp | MHFI 258

    Doug chats with Kristen Knapp about the world of travel hacking, beginning with the basic principles and strategies for earning and maximizing points & miles.  Kristen shares her personal experience with travel hacking, highlights key rules and tips for getting started, offers practical advice on how to choose the right credit cards, the importance of being organized, and tips for utilizing various travel apps.

    You can check out all of Kristen’s notes here: https://milehighfi.com/travelhacking/

    Kristen’s credit card referral links – she gets points if you use any of the links and it’s a great way to say thanks!

    Do you like the podcast and want to support the show?  Follow the link to find out how: https://milehighfi.com/support/

    Links

    (*Some affiliate links so we might earn a commission if you buy something)

    —

    Join the Mile High FI Club – It’s the email list!

    Get MHFi Merch – It helps support the show. Get t-shirts & more

    **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**

    Brought To You By:

    The Doug Show, aka Affiliate Marketing & Side Hustles

    Email the show: [email protected]

    0:00 Introduction

    12:17 Travel hacking basics

    19:02 Maximizing points & miles

    26:57 Credit card perks & annual fees

    34:37 Understanding transferable points

    43:07 Evaluating cards & opening strategies

    50:04 Managing cards

    56:52 Tracking credit card information

    1:02:54 FI Friends Travel

    1:10:45 Soundcheck – Home ownership struggles

    11 March 2025, 1:00 pm
  • 46 minutes 42 seconds
    Money & Happiness, Inflection Points, Frugal Habits BONUS | MHFI 257.5

    This is a Bonus episode with producer Chris!

    We talk about:

    • the correlation between happiness and income
    • key inflection points in their lives
    • their spending habits on toys and experiences
    • Doug also shares insights on Elizabeth’s retirement and its impact on their lives.

    Happiness Study Links:

    High income improves evaluation of life but not emotional well-being – 2010 Study by Kahneman and Deaton

    Income and emotional well-being: A conflict resolved – 2022 Study by Killingsworth and Kahneman and Mellers

    Check out Producer Chris’s blog: Epic Financial Journey

    Join the Mile High FI Club – It’s our email list!

    MHFI Facebook group

    Help Doug publish more shows by supporting at Buy Me A Coffee.

    See other sponsors and affiliate partners, like Mint, Trust&Will, and Nectarine.

    Email the show: [email protected]

    —-

    Timestamps

    00:00 Intro

    00:55 Meet Producer Chris

    03:07 Happiness and Income Studies

    10:16 Inflection Points in Life

    18:51 Toys and Spending

    24:17 Guitar Trading and Financial Insights

    25:27 Shifting Focus to Experiences

    26:47 Balancing Material and Emotional Investments

    28:53 Band Aspirations and Musical Gear

    30:11 Reflections on Early Retirement

    41:37 Frugal Habits and Financial Quirks

    8 March 2025, 4:25 pm
  • 1 hour 17 minutes
    An Introvert's Guide to EconoMe and Other Conferences | MHFI 257

    Doug chats with JT about practical, actionable strategies for introverts attending conferences like EconoMe, Camp FI, and others.  They cover topics such as social anxiety, taking breaks, participating in structured activities, and effectively interacting with content creators.  They also share tips on the types of questions to ask to keep conversations flowing, how to gracefully exit interactions, maintaining self-care during events, and the importance of not overextending oneself.

    This episode is brought to you by GhostBed.  Doug has the GhostBed Luxe Mattress and loves it!  Take the 3 minute sleep quiz to see which mattress is right for you.  Save 50% site-wide on your new mattress, bed frame, pillow, and bedding over at GhostBed (coupon code: MILEHIGHFI)

    Save With Mint Mobile! (https://milehighfi.com/mint) New customers can get 3 months of unlimited premium wireless for $15/mo.  Doug’s phone bill went from $1440/yr to $360/yr for him and his wife.  It’s super easy to switch and you can use your existing phone.  If you use the MHFI link, it won’t cost you extra and it helps support the show.

    Looking for help with your estate plan?  Trust & Will provides online tools for creating, you guessed it… trusts and wills.  For those who don’t have any estate planning documents in place, this could be a good option to get started.  We’re affiliates so we can earn a commission if you sign up.  Thanks for the support. https://milehighfi.com/trustandwill

    Need a fee only advisor?  Nectarine is a network of financial advisors where you just pay for investing & planning advice.  Advisors don’t manage your money, sell products, or earn commissions. We’re affiliates so we can earn a commission if you sign up.  Thanks for the support. https://milehighfi.com/nectarine

    Help Doug pay for all the stickers that he’ll be handing out at EconoMe by providing support at Buy Me A Coffee.

    Links

    (*Some affiliate links so we might earn a commission if you buy something)

    —

    Join the Mile High FI Club – It’s the email list!

    Get MHFi Merch – It helps support the show. Get t-shirts & more

    **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**

    Brought To You By:

    The Doug Show, aka Affiliate Marketing & Side Hustles

    Email the show: [email protected]

    0:00 Introduction

    3:25 An introverted extrovert

    9:01 Importance of self-care

    12:44 Don’t be afraid to meet people

    18:22 Take breaks & select which activities to attend 

    24:25 Navigating awkward conversations

    28:58 Asking open-ended & deeper questions

    35:52 Christmas PJs

    41:29 Jumping into group conversations

    45:47 Getting out of conversations

    50:12 Approaching content creators

    57:07 How to find others to talk to

    1:04:11 Post-conference reflections

    1:10:21 Soundcheck – Prepare, practice, & care less

    4 March 2025, 2:00 pm
  • 57 minutes 18 seconds
    Happiness, Tipping Culture, Changing Careers - Chris & JT | MHFI 256

    Doug chats with friends Chris & JT from a partially-disclosed location in Breckenridge about a potpourri of topics.  The trio discusses happiness, dives into the controversial & confusing topic of tipping (with input from listener Kris), and provides their thoughts on high net-worth individuals (based on a correction pointed out by listener Bill). The group also analyzes Amber’s ambition of reaching FI by age 40-45 (full details below).

    Be sure to check out Chris’s music… His first single releases in March: http://chrisrusin.com/

    Details of Amber’s Case Study:

    • Midterm goal is to reach “Flamingo FI” ($625k) and then find a job to keep active and covers expenses until investments grow into full FI number ($1.25M).  Ultimate goal is to reach FI by age 40-45 and continue living a similar lifestyle, but not retire completely.  Will be turning 27 in less than 2 months.
    • Owns a home and house hacks (with parents as renters).  Planning for herself at the moment but hoping to get married in the future at which point she would kick parents out of the house!
    • “Goldilocks” budget is about $50K/year and includes the monthly mortgage payment as part of the expenses, with no plan to pay off the house early.
    • Current financial numbers:
      • Salary – $80k
      • 401k – At least get the match, but have maxed out for the past 2 years and plan to continue
      • Roth IRA – Always Max Out
      • HSA – Always Max Out

    This episode is brought to you by GhostBed.  Doug has the GhostBed Luxe Mattress and loves it!  Take the 3 minute sleep quiz to see which mattress is right for you.  Save 50% site-wide on your new mattress, bed frame, pillow, and bedding over at GhostBed (coupon code: MILEHIGHFI)

    Save With Mint Mobile! (https://milehighfi.com/mint) New customers can get 3 months of unlimited premium wireless for $15/mo.  Doug’s phone bill went from $1440/yr to $360/yr for him and his wife.  It’s super easy to switch and you can use your existing phone.  If you use the MHFI link, it won’t cost you extra and it helps support the show.

    Looking for help with your estate plan?  Trust & Will provides online tools for creating, you guessed it… trusts and wills.  For those who don’t have any estate planning documents in place, this could be a good option to get started.  We’re affiliates so we can earn a commission if you sign up.  Thanks for the support. https://milehighfi.com/trustandwill

    Need a fee only advisor?  Nectarine is a network of financial advisors where you just pay for investing & planning advice.  Advisors don’t manage your money, sell products, or earn commissions. We’re affiliates so we can earn a commission if you sign up.  Thanks for the support. https://milehighfi.com/nectarine

    Help Doug afford one of those delicious Popeye’s chicken sandwiches by providing support at Buy Me A Coffee.

    Links

    (*Some affiliate links so we might earn a commission if you buy something)

    —

    Join the Mile High FI Club – It’s the email list!

    Get MHFi Merch – It helps support the show. Get t-shirts & more

    **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**

    Brought To You By:

    The Doug Show, aka Affiliate Marketing & Side Hustles

    Email the show: [email protected]

    0:00 Introduction

    9:48 Tipping

    16:56 Deliveries & haircuts

    24:26 High net worth individuals

    29:29 Amber’s case study

    34:35 Reflections from Chris & Doug’s FI journeys

    40:20 Earn money & leveraging experience

    47:54 Happiness

    54:11 Soundcheck – The Tape Technique

    25 February 2025, 2:00 pm
  • 1 hour 6 minutes
    How Coast FI is Redefining Early Retirement for Families - Suzy | MHFI 255

    Doug and guest host Kristen Knapp chat with Colorado native Suzy about her financial independence journey and world travel with her family, including extended periods of time living abroad.  Suzy shares her journey toward Coast FI, early money mistakes, taking sabbaticals, and the importance of community.  She elaborates on her family’s experience with worldschooling, the benefits of living in Spain (both cultural & financial), the intricacies of living abroad, and how her family managed healthcare.

    This episode is brought to you by GhostBed.  Doug has the GhostBed Luxe Mattress and loves it!  Take the 3 minute sleep quiz to see which mattress is right for you.  Save 50% site-wide on your new mattress, bed frame, pillow, and bedding over at GhostBed (coupon code: MILEHIGHFI)

    Save With Mint Mobile! (https://milehighfi.com/mint) New customers can get 3 months of unlimited premium wireless for $15/mo.  Doug’s phone bill went from $1440/yr to $360/yr for him and his wife.  It’s super easy to switch and you can use your existing phone.  If you use the MHFI link, it won’t cost you extra and it helps support the show.

    Looking for help with your estate plan?  Trust & Will provides online tools for creating, you guessed it… trusts and wills.  For those who don’t have any estate planning documents in place, this could be a good option to get started.  We’re affiliates so we can earn a commission if you sign up.  Thanks for the support. https://milehighfi.com/trustandwill

    Need a fee only advisor?  Nectarine is a network of financial advisors where you just pay for investing & planning advice.  Advisors don’t manage your money, sell products, or earn commissions. We’re affiliates so we can earn a commission if you sign up.  Thanks for the support. https://milehighfi.com/nectarine

    Help Doug pay for a future trip to Spain so he can visit both Kristen & Suzy by providing support at Buy Me A Coffee.

    Links

    —

    Join the Mile High FI Club – It’s the email list!

    Get MHFi Merch – It helps support the show. Get t-shirts & more

    **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**

    Brought To You By:

    The Doug Show, aka Affiliate Marketing & Side Hustles

    Email the show: [email protected]

    0:00 Introduction

    9:12 Suzy’s background & finding FI

    15:02 Suzy’s husband’s financial journey

    20:07 Money mistakes

    25:08 First sabbatical & worldschooling

    33:55 Living in Spain & embracing the culture

    39:42 Cost of living in Spain

    44:58 Navigating healthcare abroad

    50:53 Kristen’s Spanish ambitions

    55:20 Current work situation & desire to help others

    1:03:56 Soundcheck – Colorado

    18 February 2025, 2:00 pm
  • 37 minutes 12 seconds
    How to Enjoy Early Retirement BONUS | MHFI 254.5

    Elizabeth retired 10 months ago. We talk about her system to make sure she’s doing things… I’m doing bonus episodes now!

    Introvert Instagram Clip we mention

    Join the Mile High FI Club – It’s our email list!

    MHFI Facebook group

    Help Doug publish more shows by supporting at Buy Me A Coffee.

    Brought To You By:

    The Doug Show, aka Affiliate Marketing & Side Hustles

    Email the show: [email protected]

    —-

    Timestamps

    00:00 Welcome to the Mile High 5 Podcast

    00:26 Retirement Reflections: 10 Months In

    01:50 Creating a Fulfilling Retirement Routine

    04:27 Time Bucketing: Structuring the Day

    07:23 Balancing Activities and Mental Well-being

    13:43 The Impact of Reducing News Consumption

    18:49 Embracing Early Bedtimes and Winter Hibernation

    20:07 Social Activities and Hobbies

    21:06 Thoughts on Returning to Work

    22:14 Daily Routines and Flexibility

    24:26 Balancing Relaxation and Productivity

    27:44 The Role of Pets in Daily Life

    33:09 Puzzle Competitions and Strategies

    13 February 2025, 2:00 pm
  • 1 hour 1 minute
    Flying & Travel Tips for 2025 - Lyn Mettler | MHFI 254

    Doug chats with Lyn Mettler, travel rewards expert and founder of Families Fly Free/Families Travel Free.  Lyn shares insights on how to maximize travel rewards, including practical tips on using programs like the Southwest Companion Pass and flexible travel cards.  She also discusses upcoming changes in the airline industry, the importance of using points wisely, tips for booking flexible travel, accessing airport lounges, and potential trends in travel accommodations.  Doug and Lyn also answer a few questions from the MHFI Facebook group:

    Questions from the Facebook group:

    • Niel –  I’m very much a travel rewards newbie, but interested in adding it to my FI repertoire in 2025.  What is the biggest bang for the buck, so to speak, in terms of where to start?  A Companion Pass seems like the answer for a spouse but I’m not sure how to expand from there to include more family members.
    • Kevin –  Are there websites or people that charge to take someone’s points per organization (cards, airlines, etc) and compare those to destinations we need tickets for? Say from DEN to Dublin in August.
    • Rakesh – How to best use Capital One Venture X rewards?  Chase was so much easier to use for Hyatt and United flights.

    This episode is brought to you by GhostBed.  Doug has the GhostBed Luxe Mattress and loves it!  Take the 3 minute sleep quiz to see which mattress is right for you.  Save 50% site-wide on your new mattress, bed frame, pillow, and bedding over at GhostBed (coupon code: MILEHIGHFI)

    Save With Mint Mobile! (https://milehighfi.com/mint) New customers can get 3 months of unlimited premium wireless for $15/mo.  Doug’s phone bill went from $1440/yr to $360/yr for him and his wife.  It’s super easy to switch and you can use your existing phone.  If you use the MHFI link, it won’t cost you extra and it helps support the show.

    Looking for help with your estate plan?  Trust & Will provides online tools for creating, you guessed it… trusts and wills.  For those who don’t have any estate planning documents in place, this could be a good option to get started.  We’re affiliates so we can earn a commission if you sign up.  Thanks for the support. https://milehighfi.com/trustandwill

    Need a fee only advisor?  Nectarine is a network of financial advisors where you just pay for investing & planning advice.  Advisors don’t manage your money, sell products, or earn commissions. We’re affiliates so we can earn a commission if you sign up.  Thanks for the support. https://milehighfi.com/nectarine

    Help Doug fly for free by providing support at Buy Me A Coffee.

    Links

    (*Links to Families Travel Free are affiliate links, so MHFI might get a commission if you buy something. It helps support the show.)

    —

    Join the Mile High FI Club – It’s the email list!

    Get MHFi Merch – It helps support the show. Get t-shirts & more

    **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**

    Brought To You By:

    The Doug Show, aka Affiliate Marketing & Side Hustles

    Email the show: [email protected]

    0:00 Introduction

    8:58 Exposure to travel rewards

    12:21 Question – How to get started with points?

    21:45 Lyn’s approach to using rewards

    26:11 Question – Can others book travel rewards for you?

    29:56 Question – How to best use Capital One Venture X?

    37:48 Crackdown on airline fees & delays

    43:41 Lounge access

    50:47 Lyn’s travel resources & membership benefits

    57:58 Soundcheck – Intersection of FI & travel rewards

    11 February 2025, 2:00 pm
  • 1 hour 4 minutes
    Why FU Money Is Not Enough & What Else You Need - Adam Coelho | MHFI 253

    Doug chats with Adam Coelho, host of the Mindful FIRE podcast, about the limitations of FU money and how a big vision can change your life.  Adam shares his journey of transitioning from Google to fully embracing entrepreneurship, the importance of having a clear vision, and how mindfulness & meditation have played a pivotal role in his life.   He talks about the role of FI in creating options and building a life from a place of sufficiency rather than lack and the power of neuroplasticity & affirmations in realizing one’s dreams.

    This episode is brought to you by GhostBed.  Doug has the GhostBed Luxe Mattress and loves it!  Take the 3 minute sleep quiz to see which mattress is right for you.  Save 50% site-wide on your new mattress, bed frame, pillow, and bedding over at GhostBed (coupon code: MILEHIGHFI)

    Save With Mint Mobile! (https://milehighfi.com/mint) New customers can get 3 months of unlimited premium wireless for $15/mo.  Doug’s phone bill went from $1440/yr to $360/yr for him and his wife.  It’s super easy to switch and you can use your existing phone.  If you use the MHFI link, it won’t cost you extra and it helps support the show.

    Looking for help with your estate plan?  Trust & Will provides online tools for creating, you guessed it… trusts and wills.  For those who don’t have any estate planning documents in place, this could be a good option to get started.  We’re affiliates so we can earn a commission if you sign up.  Thanks for the support. https://milehighfi.com/trustandwill

    Need a fee only advisor?  Nectarine is a network of financial advisors where you just pay for investing & planning advice.  Advisors don’t manage your money, sell products, or earn commissions. We’re affiliates so we can earn a commission if you sign up.  Thanks for the support. https://milehighfi.com/nectarine

    Have you envisioned supporting the show?  If so, put that vision into action by visiting us at Buy Me A Coffee.

    Links

    (*Some affiliate links so we might earn a commission if you buy something)

    —

    Join the Mile High FI Club – It’s the email list!

    Get MHFi Merch – It helps support the show. Get t-shirts & more

    **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**

    Brought To You By:

    The Doug Show, aka Affiliate Marketing & Side Hustles

    Email the show: [email protected]

    0:00 Introduction

    7:54 Finding mindfulness

    16:00 Discovering early retirement & FIRE

    20:15 The rollercoaster ride at Google

    26:29 Changes at Google & importance of FU Money

    32:39 Escaping a stressful/toxic environment

    39:35 Envisioning and the neuroscience behind it

    44:52 Planting seeds & affirmations

    49:23 Finding a routine in early retirement

    59:08 Soundcheck – Podcasting

    4 February 2025, 2:00 pm
  • 1 hour 7 minutes
    Checkpoint: 4 Years Of Early Retirement - Rusty | MHFI 252

    Doug chats with Colorado resident Rusty about life after achieving financial independence.  Rusty shares his journey from growing up debt-averse to his career as a lawyer and then retiring at a young age.  He shares challenges with securing mortgages without traditional income, tackling healthcare, and the importance of learning new skills & staying active.  Rusty also describes a unique withdrawal strategy called “Buy, Borrow, Then Die”.

    This episode is brought to you by GhostBed.  Doug has the GhostBed Luxe Mattress and loves it!  Take the 3 minute sleep quiz to see which mattress is right for you.  Save 50% site-wide on your new mattress, bed frame, pillow, and bedding over at GhostBed (coupon code: MILEHIGHFI)

    Save With Mint Mobile! (https://milehighfi.com/mint) New customers can get 3 months of unlimited premium wireless for $15/mo.  Doug’s phone bill went from $1440/yr to $360/yr for him and his wife.  It’s super easy to switch and you can use your existing phone.  If you use the MHFI link, it won’t cost you extra and it helps support the show.

    Looking for help with your estate plan?  Trust & Will provides online tools for creating, you guessed it… trusts and wills.  For those who don’t have any estate planning documents in place, this could be a good option to get started.  We’re affiliates so we can earn a commission if you sign up.  Thanks for the support. https://milehighfi.com/trustandwill

    Need a fee only advisor?  Nectarine is a network of financial advisors where you just pay for investing & planning advice.  Advisors don’t manage your money, sell products, or earn commissions. We’re affiliates so we can earn a commission if you sign up.  Thanks for the support. https://milehighfi.com/nectarine

    Feel bad that Carl STILL doesn’t have door knobs at his house?  If so, support us at Buy Me A Coffee so that he can FINALLY afford them.

    Links

    —

    Join the Mile High FI Club – It’s the email list!

    Get MHFi Merch – It helps support the show. Get t-shirts & more

    **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**

    Brought To You By:

    The Doug Show, aka Affiliate Marketing & Side Hustles

    Email the show: [email protected]

    0:00 Introduction

    2:28 Discovering FIRE & Rusty’s background

    9:19 Saving & debt-avoidance

    14:44 Retirement & last working days

    19:12 Moving to Colorado

    26:34 Obtaining a mortgage in retirement

    35:01 Buying a second property

    39:19 Lifestyle changes & learning new skills

    47:09 Healthcare

    52:16 Buy, borrow, then die

    1:03:28 Soundcheck – Home impressions

    28 January 2025, 2:00 pm
  • 1 hour 40 seconds
    Perseverance, Financial Growth, and FIRE - Neil | MHFI 251

    Doug chats with Colorado resident Neil about his inspiring journey of perseverance, self-improvement, and financial growth.  Neil shares his approach to budgeting, strategies for overcoming financial challenges, side hustles, rental properties, and the emotional aspects of financial stability.  He also explains the 50/20/30 budgeting framework and provides advice for those just starting their FI journey.

    This episode is brought to you by GhostBed.  Doug has the GhostBed Luxe Mattress and loves it!  Take the 3 minute sleep quiz to see which mattress is right for you.  Save 50% site-wide on your new mattress, bed frame, pillow, and bedding over at GhostBed (coupon code: MILEHIGHFI)

    Save With Mint Mobile! (https://milehighfi.com/mint) New customers can get 3 months of unlimited premium wireless for $15/mo.  Doug’s phone bill went from $1440/yr to $360/yr for him and his wife.  It’s super easy to switch and you can use your existing phone.  If you use the MHFI link, it won’t cost you extra and it helps support the show.

    Looking for help with your estate plan?  Trust & Will provides online tools for creating, you guessed it… trusts and wills.  For those who don’t have any estate planning documents in place, this could be a good option to get started.  We’re affiliates so we can earn a commission if you sign up.  Thanks for the support. https://milehighfi.com/trustandwill

    Need a fee only advisor?  Nectarine is a network of financial advisors where you just pay for investing & planning advice.  Advisors don’t manage your money, sell products, or earn commissions. We’re affiliates so we can earn a commission if you sign up.  Thanks for the support. https://milehighfi.com/nectarine

    Help fund Doug’s future timeshare research by providing support at Buy Me A Coffee.

    Links

    —

    Join the Mile High FI Club – It’s the email list!

    Get MHFi Merch – It helps support the show. Get t-shirts & more

    **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**

    Brought To You By:

    The Doug Show, aka Affiliate Marketing & Side Hustles

    Email the show: [email protected]

    0:00 Introduction

    2:02 Discovering FIRE & Budgeting

    10:02 Life challenges & path to FI

    16:56 Being boring

    24:25 Cutting expenses

    32:25 Budgeting apps

    41:24 Attempts at increasing income

    45:48 Challenges & advice for beginners

    53:09 Soundcheck – Timeshares

    21 January 2025, 2:00 pm
  • 55 minutes 2 seconds
    Buy What You Love - Value-Based Spending - Jen Smith | MHFI 250

    Doug chats with Jen Smith, author & co-host of the Frugal Friends podcast.  Jen shares her journey of paying off $78,000 of debt, her no-spend challenge, value-based spending, addressing financial guilt, and the importance of community support.  She also introduces her new book, “Buy What You Love Without Going Broke” (co-authored by podcast partner Jill Sirianni) and discusses the book-writing process along with some of the challenges.

    This episode is brought to you by GhostBed.  Doug has the GhostBed Luxe Mattress and loves it!  Take the 3 minute sleep quiz to see which mattress is right for you.  Save 50% site-wide on your new mattress, bed frame, pillow, and bedding over at GhostBed (coupon code: MILEHIGHFI)

    Save With Mint Mobile! (https://milehighfi.com/mint) New customers can get 3 months of unlimited premium wireless for $15/mo.  Doug’s phone bill went from $1440/yr to $360/yr for him and his wife.  It’s super easy to switch and you can use your existing phone.  If you use the MHFI link, it won’t cost you extra and it helps support the show.

    Looking for help with your estate plan?  Trust & Will provides online tools for creating, you guessed it… trusts and wills.  For those who don’t have any estate planning documents in place, this could be a good option to get started.  We’re affiliates so we can earn a commission if you sign up.  Thanks for the support. https://milehighfi.com/trustandwill

    Need a fee only advisor?  Nectarine is a network of financial advisors where you just pay for investing & planning advice.  Advisors don’t manage your money, sell products, or earn commissions. We’re affiliates so we can earn a commission if you sign up.  Thanks for the support. https://milehighfi.com/nectarine

    Help Doug pay for his Sip Club membership by providing support at Buy Me A Coffee.

    Links

    (*Some affiliate links so we might earn a commission if you buy something)

    —

    Join the Mile High FI Club – It’s the email list!

    Get MHFi Merch – It helps support the show. Get t-shirts & more

    **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**

    Brought To You By:

    The Doug Show, aka Affiliate Marketing & Side Hustles

    Email the show: [email protected]

    0:00 Introduction

    3:20 Jill’s background & debt payoff

    8:30 Value-based spending

    13:09 Buying back time

    18:39 The four F’s

    23:41 Spending time instead of money

    27:33 Saving money on food & leftovers

    35:58 Book writing process

    41:54 Lessons from the book

    50:46 Soundcheck – Cult of Dave Ramsey

    14 January 2025, 2:00 pm
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