Join us for this special Q&A episode of the Inspired Budget Podcast! Today, Allison answers your questions about everything from managing a tax refund to setting up your bank accounts and budgeting after losing your job. 

Questions We Answer:

1. How should I use my tax refund? Should I save it, pay off debt, or spend it?
2. What kinds of bank accounts should I have, and how should I split my money between them?
3. What’s the best way to budget if I've been laid off?

If you're looking for straightforward, useful advice on these topics, you're in the right place!

Links Mentioned:

• The high yield savings account that I love.
• Save money on your electric bill with TriEagle Energy: https://trieagle.com/inspired 

You Might Like:

• Get the BRAND NEW FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

In this episode, I’m sharing how our family of four saves money across different areas of our daily lives. If you’ve ever felt overwhelmed by your bills or unsure how to make your money go further, this episode is packed with real, doable tips and examples from our own life.

I’ll walk you through six effective ways we reduce costs—from managing household bills like car insurance and cell plans, to smart shopping for groceries, and even cutting costs on utilities and subscriptions. These aren’t just tips; these are real strategies that my family uses every month to maintain financial freedom without sacrificing the things we enjoy.

If you're looking to save more money without cutting back on fun, then this episode is for you!

Links Mentioned:

Save money on your cell phone with Visible

Scan your grocery receipts with Fetch Rewards

Save money on your electric bill with TriEagle Energy: https://trieagle.com/inspired

You Might Like:

• Get the BRAND NEW FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

I’m thrilled to share this candid conversation with my good friend, Chris Browning of Popcorn Finance, as we dive into our goals for 2025. 

Together, we explore a range of personal and financial aspirations, from innovative family finance strategies—like my plan to hire my son and kickstart his savings with a Roth IRA—to our fitness journeys, focusing on strength training and significant weight loss goals. 

Join us for a motivational session that is perfect for anyone eager to set their own goals and pursue meaningful change in the upcoming year.

Save money on your electric bill with TriEagle Energy: https://trieagle.com/inspired 

You Might Like:

• Get the BRAND NEW FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

Kick off 2025 with Allison Baggerly on the Inspired Budget Podcast as she guides you through breaking free from living paycheck to paycheck. This episode isn’t just about scraping by; it’s about creating a financially stable future. 

Whether you’re struggling at the end of each month or just looking to improve your financial situation, this episode has actionable advice for everyone.

What You'll Learn:

• Practical steps to stop living paycheck to paycheck.
• How to set up safeguards to protect against financial surprises.
• Strategies to increase income and reduce major expenses.
• Tips for staying motivated and persistent in your financial journey.

Plus, don't miss out on Allison's free live class, Budgeting for Peace of Mind, How to Take Control of Your Money in 2025. Save your spot here.

Save money on your electric bill with TriEagle Energy: https://trieagle.com/inspired 

You Might Like:

• Get the BRAND NEW FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

Ready to set yourself up for financial success in 2025? In this episode, Allison shares her best tips for getting your money right as we head into the new year. You'll learn how to:

• Look back at your money moves from 2024 to see what's working and what's not.
• Set up a budget that fits your life and goals for 2025.
• Clear out any debt from holiday spending quickly.
• Build or top up your emergency fund for peace of mind.
• Set clear and doable money goals for the year.

This chat is perfect if you're feeling swamped by your finances after the holidays or just want a fresh start financially in the new year.

Plus, don't miss out on Allison's free live class, Budgeting for Peace of Mind, How to Take Control of Your Money in 2025. Save your spot here.

Save money on your electric bill with TriEagle Energy: https://trieagle.com/inspired 

You Might Like:

• Get the BRAND NEW FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

In this episode, Allison Baggerly sits down with Jen Smith and Jill Sirianni to chat about their new book, Buy What You Love Without Going Broke, and what frugal living really means. Spoiler: it’s not about feeling deprived! They break down how being frugal can actually be fun and fulfilling, sharing how financial limits can spark creativity.

If you want to learn how to enjoy life while staying on top of your finances, then this episode is for you!

Get the book: Buy What You Love Without Going Broke

Save money on your electric bill with TriEagle Energy: https://trieagle.com/inspired 

You Might Like:

• Get the BRAND NEW FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

Are you stuck in the cycle of credit card debt? This episode is all about tackling one of the most overwhelming financial challenges: credit card debt and how to escape it despite high-interest rates.

You’ll walk away with practical strategies, including steps to pay off debt faster, ways to lower your interest rates, and tips to avoid falling back into the debt trap.

If you’re ready to break free from debt and reclaim your financial freedom, this episode is for you!

Check out the Budget My Paycheck Spreadsheet.

Save money on your electric bill with TriEagle Energy: https://trieagle.com/inspired 

You Might Like:

• Get the BRAND NEW FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

In this episode, I’m joined by TikTok star Adrian Brambila and wealth psychologist Dr. Brad Klontz, co-authors of Start Thinking Rich. We discuss how to shift from spending like a millionaire to building real wealth. Adrian shares his journey from van life to earning $1.7 million, while Dr. Brad explains how your money mindset can impact your financial success.

What You'll Learn:

• The difference between spending money and building wealth
• How to shift from a "poor" mindset to a "rich" mindset
• Practical tips for investing and growing your wealth
• How to teach your kids positive money habits

You’ll walk away with actionable steps to change your relationship with money, start investing, and teach your kids smart financial habits—no matter where you are on your financial journey.

Resources Mentioned:

• Start Thinking Rich by Adrian Brambila & Dr. Brad Klontz: StartThinkingRich.com/Allison
• Save money on your electric bill with TriEagle Energy: https://trieagle.com/inspired 

You Might Like:

• Get the BRAND NEW FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

In this brief episode, Allison offers a heartfelt message of encouragement to stay the course on your financial journey. Happy Thanksgiving!

You Might Like:

• Get the BRAND NEW FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

Need some extra cash for the holiday season? You're definitely not alone! 

Last year, the average American spent around $900 on Christmas. In today’s episode, I’m chatting with Nick Loper from The Side Hustle Show, and together we’ll share 30 ways to bring in extra money for the holidays.

Get the full list here.

Listen to The Side Hustle Show with Nick Loper

Don’t forget to download my Budget My Paycheck Spreadsheet to make budgeting easier, and follow Inspired Budget on social media for more tips on how to manage your money!

You Might Like:

• Get the BRAND NEW FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

In this episode, I sit down with forensic accountant Tracy Coenen, who has spent over 25 years uncovering financial fraud in corporate cases and high-net-worth divorces. Tracy shares why it’s so important for women to be informed about their family’s finances, even if they think divorce is never on the horizon. We discuss practical steps you can take to protect yourself financially, common mistakes women make in marriage, and how to spot red flags if your partner is hiding money. 

What You'll Learn in This Episode:

• Why women need to protect themselves financially, even in a happy marriage
• How to track down hidden money and spot financial red flags
• The key financial information every woman should know about her family’s finances
• How to start building financial independence, even within a marriage

Resources Mentioned:

• Planning for Divorce - Free Guide
• Divorce Money Guide

You Might Like:

• Get the BRAND NEW FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!