Inspired Budget

Allison Baggerly

The Inspired Budget Podcast helps women live their best life and reach their money goals. Join me here for inspiring conversations to help you learn more about budgeting, saving money, paying off debt, and investing for your future. You’ll be hearing not only from me, but others along the way that have a story and voice to share.

  • 37 minutes 54 seconds
    #187: Frugal Doesn’t Mean Boring: Tips for Budgeting with Balance

    In this episode, Allison Baggerly sits down with Jen Smith and Jill Sirianni to chat about their new book, Buy What You Love Without Going Broke, and what frugal living really means. Spoiler: it’s not about feeling deprived! They break down how being frugal can actually be fun and fulfilling, sharing how financial limits can spark creativity.

    If you want to learn how to enjoy life while staying on top of your finances, then this episode is for you!

    Get the book: Buy What You Love Without Going Broke

    Save money on your electric bill with TriEagle Energy: https://trieagle.com/inspired 

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    19 December 2024, 11:00 am
  • 20 minutes 36 seconds
    #186: Fastest Way To Pay Off Credit Card Debt

    Are you stuck in the cycle of credit card debt? This episode is all about tackling one of the most overwhelming financial challenges: credit card debt and how to escape it despite high-interest rates.

    You’ll walk away with practical strategies, including steps to pay off debt faster, ways to lower your interest rates, and tips to avoid falling back into the debt trap.

    If you’re ready to break free from debt and reclaim your financial freedom, this episode is for you!

    Check out the Budget My Paycheck Spreadsheet.

    Save money on your electric bill with TriEagle Energy: https://trieagle.com/inspired 

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    12 December 2024, 11:00 am
  • 38 minutes 22 seconds
    #185: How To Start Thinking Rich with Dr. Brad Klontz and Adrian Brambila

    In this episode, I’m joined by TikTok star Adrian Brambila and wealth psychologist Dr. Brad Klontz, co-authors of Start Thinking Rich. We discuss how to shift from spending like a millionaire to building real wealth. Adrian shares his journey from van life to earning $1.7 million, while Dr. Brad explains how your money mindset can impact your financial success.

    What You'll Learn:

    • The difference between spending money and building wealth
    • How to shift from a "poor" mindset to a "rich" mindset
    • Practical tips for investing and growing your wealth
    • How to teach your kids positive money habits

    You’ll walk away with actionable steps to change your relationship with money, start investing, and teach your kids smart financial habits—no matter where you are on your financial journey.

    Resources Mentioned:

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    5 December 2024, 11:00 am
  • 1 minute 19 seconds
    Special Thanksgiving Message

    In this brief episode, Allison offers a heartfelt message of encouragement to stay the course on your financial journey. Happy Thanksgiving!

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    28 November 2024, 11:00 am
  • 30 minutes 1 second
    #184: Ways To Make Extra Money For Christmas with Nick Loper

    Need some extra cash for the holiday season? You're definitely not alone! 

    Last year, the average American spent around $900 on Christmas. In today’s episode, I’m chatting with Nick Loper from The Side Hustle Show, and together we’ll share 30 ways to bring in extra money for the holidays.

    Get the full list here.

    Listen to The Side Hustle Show with Nick Loper

    Don’t forget to download my Budget My Paycheck Spreadsheet to make budgeting easier, and follow Inspired Budget on social media for more tips on how to manage your money!


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    21 November 2024, 11:00 am
  • 26 minutes 30 seconds
    #183: Preparing Financially for Divorce (Even if It’s Not on the Horizon)

    In this episode, I sit down with forensic accountant Tracy Coenen, who has spent over 25 years uncovering financial fraud in corporate cases and high-net-worth divorces. Tracy shares why it’s so important for women to be informed about their family’s finances, even if they think divorce is never on the horizon. We discuss practical steps you can take to protect yourself financially, common mistakes women make in marriage, and how to spot red flags if your partner is hiding money. 

    What You'll Learn in This Episode:

    • Why women need to protect themselves financially, even in a happy marriage
    • How to track down hidden money and spot financial red flags
    • The key financial information every woman should know about her family’s finances
    • How to start building financial independence, even within a marriage

    Resources Mentioned:

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    14 November 2024, 11:00 am
  • 24 minutes 56 seconds
    #182: Budget With Me: How I Budget For Our Family of Four

    In this episode, I’m taking you behind the scenes of how I budget for our family of four. If you've ever felt overwhelmed trying to keep up with bills, savings, and day-to-day expenses, this episode will help simplify the process for you.

    I’ll walk you through my exact budgeting method, from creating a bill payment calendar to tracking spending in real time using my favorite tool—my Budget My Paycheck Spreadsheet. Whether you’re new to budgeting or looking to streamline your current system, these steps will help you get more organized and reduce financial stress.

    Don’t forget to download my Budget My Paycheck Spreadsheet to make budgeting easier, and follow me on social media for more tips on how to manage your money!

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    7 November 2024, 11:00 am
  • 25 minutes 17 seconds
    #181: How to Be More Sustainable with Your Money with Kara Perez

    In this episode, Kara Perez, founder of Bravely Go and author of Green Money, joins me to talk about how we can align our financial decisions with sustainability. Kara breaks down simple steps you can take to make greener choices with your money, from switching banks to supporting local businesses. 

    She also shares why it's important to focus on systems rather than just individual actions when it comes to making a real impact. If you're curious about how you can be more eco-conscious with your finances, this episode is for you!

    Kara also gives us a sneak peek into her new book, Green Money, and offers practical ways to start making small but impactful changes in how we handle our money.

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    31 October 2024, 10:00 am
  • 19 minutes 10 seconds
    #180: The Truth Behind MLMs: Why They’re Shifting to Affiliate Marketing

    In this episode, we’re diving deep into the world of MLMs (multi-level marketing companies) and why so many of them, like Bodi (formerly Beachbody) and BeautyCounter, are switching to affiliate marketing models. What’s the difference between these models, and how does it impact the people who’ve built their income around MLMs?

    We’ll cover:

    • What MLMs really are and why they target women
    • Why some MLMs feel eerily similar to pyramid schemes
    • The big shift to affiliate marketing and how it’s leaving many coaches blindsided

    Plus, I share my thoughts on feeling torn: I empathize with people losing income, but I’m also relieved that some shady practices are coming to an end. Tune in to hear the full story!

    Article: Breaking My Silence on Beachbody

    Check out the Budget My Paycheck Spreadsheet

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    24 October 2024, 10:00 am
  • 27 minutes 5 seconds
    #179: How the “Do Both” Method Helped Germaine Foley Pay Off $200K Debt Without Sacrificing Joy

    In this episode, Allison Baggerly chats with Germaine Foley about her remarkable journey to paying off $200,000 of debt while still enjoying life. Germaine shares the turning point that led her and her family to take control of their finances and how they achieved financial freedom without sacrificing the things they love.

    What You’ll Learn:

    • The Turning Point: Discover the moment that motivated Germaine to take action on her family’s debt and why daycare costs were the final straw.
    • The “Do Both” Method: Learn how Germaine developed her unique approach to managing money, which allowed her to pay off debt while still taking vacations and enjoying life’s pleasures.
    • Practical Tips: Get actionable advice on how to balance paying off debt with living a fulfilling life, including setting financial goals and identifying what truly matters to you.

    If you want to turn your financial life around without giving up what makes you happy, then this episode is for you.

    Links Mentioned:

    Sign Up For Germaine’s Wealth Class

    Listen to The Wealthy Woman’s Podcast

    Check our her Instagram @germainefoleycoaching

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    17 October 2024, 10:00 am
  • 18 minutes 57 seconds
    #178: Hidden Costs Every Homeowner Needs To Know About

    Thinking about buying a home? Already own one? In today’s episode, I’m breaking down the hidden costs of homeownership that most people don’t plan for. From unexpected maintenance costs (hello, $2,000 plumbing bill!) to rising insurance premiums and HOA fees, I’m sharing real-life stories and tips to help you prepare for the true cost of owning a home.

    What You’ll Learn:

    • The surprising costs that hit homeowners (like repairs and rising property taxes)
    • How home insurance in some areas is becoming more expensive and limited
    • The golden rule for making sure your mortgage (and all its hidden costs) don’t break your budget

    Don’t miss this episode—it could save you a ton of money and stress down the road!

    Check out the Budget My Paycheck Spreadsheet


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    10 October 2024, 10:00 am
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