Ready to feel lighter, less stressed, and more in control of your money? 💸 Let’s dive into 5 things to let go of this year starting today!

Learn how to declutter your finances, eliminate stress, and free up your cash flow by saying goodbye to what no longer serves you!

❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books

❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages

❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog

❤ Follow us on Instagram: instagram.com/clevergirlfinance

On today’s episode, Lauren Berty joins us to discuss key tips for monetizing as a social media influencer and what she wishes she knew.

Lauren is a mother, Creative Director, Social Media Strategist, and Content Creator at That Twin Mama, and host of That Twin Mama Podcast! Lauren and her Grammy award-winning husband became twin parents in 2020 with the unexpected birth of their Covid twins who joined their teenage big brother.

With an average monthly reach of millions across multiple social media platforms, the majority of Lauren's audience are moms who seek out her content for realistic portrayals of motherhood that make them feel seen and heard. Lauren inspires through humor and authenticity; working to dismantle the shame, guilt and unattainable idea of "perfection" that society enforces on mothers postpartum.

WHAT LAUREN DISCUSSED:

• Her journey into social media influencing and how she got started.
• The most important first steps for aspiring influencers.
• Strategies for identifying a niche and target audience effectively.
• Ways to start monetizing social media, even with a smaller following.
• The importance of authenticity and building trust with followers.
• Approaching brands for partnerships and key considerations during these interactions.
• Common pitfalls in the influencer industry and how beginners can avoid them.
• Things she wishes she had known before starting her influencing career.
• Tips on managing the business side of influencing, including contracts, finances, and taxes.
• Staying motivated and consistent in a competitive industry.

AND SO MUCH MORE

HOW TO KEEP UP WITH LAUREN:

• Instagram: https://www.instagram.com/thattwinmama_
• Tiktok: Lauren Berty (@thattwinmama_)
• Youtube https://www.youtube.com/@ThatTwinMama
• Website www.thattwinmama.com

❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books

❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages

❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog

❤ Follow us on Instagram: instagram.com/clevergirlfinance

On today’s episode, Aja Evans joins us to discuss how to untangle your relationship with money for better well-being.

Aja is a Licensed Mental Health Counselor, speaker, and author specializing in Financial Therapy. With over a decade of experience, Aja is determined to help more people break the taboo of keeping money and emotions secret. In addition to her practice, she is also the president-elect on the board of the Financial Therapy Association, consults with FinTech companies, and is the author of Feel Good Finance.

Aja has been featured in a variety of major news outlets including The New York Times, Business Insider, NerdWallet, Time, and Teen Vogue. She is on a mission to get more people engaged in living their best lives while attuning to their thoughts, feelings, and behaviors around money. Outside of work, you can find Aja chasing after her two young children as they hunt down the next delicious place to eat.

WHAT AJA DISCUSSED:

• Why it is often difficult for people to talk about money, even with those closest to them.
• How emotions influence financial behaviors.
• The impact of intergenerational and historical trauma on personal money narratives.
• Feelings of shame or embarrassment about financial situations and advice on overcoming them.
• Steps listeners can take to untangle their relationship with money and improve their financial mindset.
• Psychological reasons behind spending habits and common challenges like overspending or budgeting struggles.
• The role of mental health in financial well-being and how therapy can be a valuable tool.
• Actionable advice on where to focus first when feeling overwhelmed by a financial situation to regain control.

AND SO MUCH MORE

HOW TO KEEP UP WITH AJA:

• All social media: @AjaETherapy
• Website: ajaevanscounseling.com

❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books

❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages

❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog

❤ Follow us on Instagram: instagram.com/clevergirlfinance

Tune into this 2025 goal-setting session!

✨ We'll be covering:

•  A review of 2024
• Creating a wealth plan for 2025 
• Key tips for success in the new year

+ MORE

This is going to be a working session so grab your pen and notebook! 📝

❤ Tune into our YouTube channel: https://www.youtube.com/clevergirlfinance

❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books

❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages

❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog

❤ Follow us on Instagram: instagram.com/clevergirlfinance

On today’s podcast episode,  Adeyinka Adegbenle, excellence strategist, coach, published author, and teacher, shares 5 key principles of excellence to help you win at life.

Through her coaching programs and courses, she has helped many obtain outstanding, measurable results by teaching and equipping them with processes, principles, systems and habits of excellence. She hosts and facilitates leadership workshops and seminars where she teaches about excellence principles and systems that will help them excel in their roles. She is also the host of the Ways of Excellence Podcast on Youtube.

Adeyinka is the author of the highly acclaimed book Joab, King David’s Top General: Essential Lessons on Character Development, and her latest book, Master Excellence: 13 Principles to Help You Win at Life.

She is a graduate of Long Island University, New York, where she received an MBA in international business relations. She also holds a bachelor’s degree from the University of Nottingham, United Kingdom. Adeyinka is a Certified Project Manager (PMI-PMP), and she holds several additional advanced certifications.

Today’s podcast is brought to you by a new sponsor of Clever Girl Finance, say hello to 1440 (fourteen - forty) Topics. We know business and finance news can be overwhelming, but that doesn’t always have to be the case. 1440 has set out to share knowledge from across the internet all in one place and broken down into easy, bite-sized, shareable content. You’ll find the latest on Inflation, The Gig Economy, why college tuition has soared in the 20th century, and more. Go to discover.join1440.com for a knowledge adventure on business and finance, and more!

WHAT ADEYINKA DISCUSSED:

1. What inspired her to focus on excellence as a cornerstone for success in life, including the specific moments and experiences that shaped her perspective.

2. Five essential principles she emphasizes, explaining why these are critical for achieving success in life and personal finance.

3. Her holistic view of financial excellence, going beyond wealth accumulation and stability to include deeper, more meaningful aspects of financial well-being.

4. Actionable advice and habits for those looking to integrate excellence into their daily routines, emphasizing achievable and sustainable changes

AND SO MUCH MORE

HOW TO KEEP UP WITH ADEYINKA:

• Tik Tok: https://tiktok.com/waysofexcellence
• Facebook: https://facebook.com/waysofexcellence
• Instagram: https://instagram.com/waysofexcellence

❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books

❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages

❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog

❤ Follow us on Instagram: instagram.com/clevergirlfinance

Learn 5 essential tips to help you navigate holiday expenses, avoid debt, and stay on track with your financial goals—all while enjoying the season. Whether you’re looking to budget smarter, find creative ways to save, or make the most of your holiday spending, this live discussion is for you!

Today’s podcast is brought to you by a new sponsor of Clever Girl Finance, say hello to 1440 (fourteen - forty) Topics. We know business and finance news can be overwhelming, but that doesn’t always have to be the case. 1440 has set out to share knowledge from across the internet all in one place and broken down into easy, bite-sized, shareable content. You’ll find the latest on Inflation, The Gig Economy, why college tuition has soared in the 20th century, and more. Go to discover.join1440.com for a knowledge adventure on business and finance, and more!

❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books 

❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/

❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog

❤ Follow us on Instagram: https://instagram.com/clevergirlfinance

On this podcast episode, Tanya Taylor shares key tips on how to financially prepare for the unexpected based on her experience of going from achieving her financial goals to a sudden disability.

With over two decades helping people improve their financial lives, Tanya (CPA,MBA) is on a mission to stop the cycle of poverty and build generational wealth. She is an award-winning author, speaker, and the founder and CEO of Grow Your Wealth, a financial education platform which empowers women to achieve confidence in managing their finances so that they can retire worry-free.

Tanya infuses her knowledge from learning and teaching about wealth building, with her 24 years on Wall Street in the banking and insurance industries. She has been featured in publications such as Business Insider and Black Enterprise, sharing her story from an undocumented immigrant as an impoverished Jamaican traveling to the U.S. alone at 16 to capitalizing on the opportunity to build wealth and changing the trajectory of her and her family’s lives. Tanya’s core belief relies on the balance of wealth building and personal goals, in which she continues to jet-set the world with more than 60 countries visited.

WHAT TANYA DISCUSSED:

1. Her financial journey before the sudden disability and what goals she had achieved
2. The biggest financial challenges she faced after her disability
3. The financial safety nets she had in place that provided support during this time
4. How she adjusted her financial goals and priorities after the sudden change
5. The role insurance, emergency savings, or other financial products played in helping her navigate this situation
6. How her perspective on financial planning has changed since experiencing this unexpected event

AND SO MUCH MORE

HOW TO KEEP UP WITH TANYA:

• Via her website: https://growyourwealth10x.com/
• LinkedIn: https://www.linkedin.com/in/tanya-taylor-cpa-mba-2bb5387/
• Instagram: https://www.instagram.com/growyourwealth10x/
• Facebook: https://www.facebook.com/groups/GroURWealth
• Tiktok: https://www.tiktok.com/@tanyataylorcpa
• Tanya’s TED talk: https://www.youtube.com/watch?v=aWQoe91QTKU

❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books

❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages

❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog

❤ Follow us on Instagram: instagram.com/clevergirlfinance

On this podcast episode Lauren Tilden shares how to create a small business marketing plan for today’s social media scene.

Lauren is a marketing coach who believes that great marketing can change the world. She’s on a mission to prove that marketing doesn’t have to be boring, icky, or scary—even for the biggest procrastinators and perfectionists!

After eight years in corporate marketing, Lauren launched her watercolor paper goods business, Good Sheila, in 2017 and hasn’t looked back since. Now, she hosts the Making Good podcast and leads the small business marketing community Making Good Happen, where she helps creative entrepreneurs show up consistently with effective, true-to-them marketing. Her goal is to help creative entrepreneurs craft marketing strategies that feel authentic, boost their confidence, and make them impossible to ignore.

WHAT LAUREN DISCUSSED:

1. Why marketing excites her
2. Why having a solid marketing plan is essential for small businesses in today’s social media-driven world
3. How small businesses can identify the right social media platforms for their brand
4. Key elements that should be included in a small business marketing plan
5. The importance of consistency when it comes to social media marketing, and how small businesses can stay consistent
6. Strategies small businesses can use to stand out in an oversaturated social media space

AND SO MUCH MORE

HOW TO KEEP UP WITH LAUREN:

• Via her website: https://laurentilden.co
• Via her podcast: https://makinggoodpodcast.com
• On Instagram: https://instagram.com/laurentilden

❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books

❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages

❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog

❤ Follow us on Instagram: instagram.com/clevergirlfinance

On this episode, Zainab Aliyu shares how she transition from corporate to full-time entrepreneur running her own luxury leather goods business.

Zainab is the CEO & Creative Director of AABOUX, a stylish luxurious leather brand founded in 2017. AABOUX creates limited edition and quality statement pieces using their signature stitch-less technique; from exquisitely and ethically sourced leathers by third-generation skilled artisans in Lagos, Nigeria. Zainab sits on three boards as a Non Executive Director.

She is also a Creative, a Finance Professional and a UK qualified Fellow of the Association of Chartered and Certified Accountants (ACCA) with over 16 years of experience in the extractive sector (mainly in the oil and gas sector, across five continents, and recently in mining).

She qualified at Deloitte UK where she spent four years serving clients in the energy industry and in Risk and Assurance. Prior to to that, she worked at KPMG Nigeria in Business Advisory, Philipps, Kobbs & Co as an Accountant. Post Deloitte she worked at Baker Hughes UK engaging in Internal Audit, Risk and compliance projects and an Indigenous oil and gas company in Project Accounting as a Financial Controller.

She is passionate about philanthropy and is involved in several causes aimed at education, healthcare, children, women, internally displaced persons and mental health matters. Zainab enjoys travelling, art, reading, fashion, photography and current affairs.

WHAT ZAINAB DISCUSSED:

1. Her journey from corporate life to full-time entrepreneurship and the pivotal moment that made her realize it was time to leave the corporate world.
2. Some of the biggest challenges she faced in making the transition.
3. How she prepared herself financially and mentally for this big leap. 
4. The key skills and experiences from her corporate job that have helped her in her entrepreneurial journey.
5. The importance of building a support network when transitioning to entrepreneurship.

AND SO MUCH MORE

HOW TO KEEP UP WITH ZAINAB:

• Via her website: https://aaboux.com
• Instagram: https://instagram.com/aaboux

❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books

❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages

❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog

❤ Follow us on Instagram: instagram.com/clevergirlfinance

On this episode, Dr. Virgie Bright Ellington, shares key financial tips to help you crush your medical debt without going bankrupt!

 Dr. Virgie is an internal medicine physician, former health insurance executive, and principal of Crush Medical Debt Financial Wellness, which helps 100 million American healthcare cost victims struggling with the nation’s #1 cause of debt and bankruptcy – medical bills.

After practicing for more than 20 years in primary care and psychiatric settings and as a medical billing expert, Dr. Virgie now helps patients avoid financial devastation from crushing medical bills through her "What Your Doctor Wants You to Know" series.

She's the author of "What Your Doctor Wants You to Know to CRUSH MEDICAL DEBT" and host of the weekly "Crush Medical Debt - Medical Bills Uncovered" show on the VoiceAmerica radio network and more than 30 of your favorite podcast platforms.

WHAT DR. VIRGIE DISCUSSED:

1. How she become so passionate about helping people manage their medical debt
2. The current landscape of medical debt in the United States
3. Key components patients should look for when it comes to understanding medical debt, and how can they identify errors or overcharges
4. Effective strategies for negotiating with healthcare providers and insurance companies
5. Types of financial assistance programs are available for patients struggling with medical debt
6. Common mistakes people make when dealing with medical debt

AND SO MUCH MORE

HOW TO KEEP UP WITH DR. VIRGIE:

• Instagram: https://www.instagram.com/crushmedicaldebt
• LinkedIn: https://www.linkedin.com/in/drvirgie
• X: https://x.com/therealdrvirgie
• TikTok: https://www.tiktok.com/@crushmedicaldebt
• YouTube: https://www.youtube.com/@CrushMedicalDebt
• Via her website: https://crushmedicaldebt.com

❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books

❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages

❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog

❤ Follow us on Instagram: instagram.com/clevergirlfinance

We can all likely make long lists of the bad money mistakes that we have made. That being said, we all make money mistakes. And the key here is that we dust ourselves off and we keep moving. 

Let's talk about the big money mistakes that you want to avoid and how to recover from them if you have found that you have already made these mistakes.

❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books 

❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/

❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog

❤ Follow us on Instagram: https://instagram.com/clevergirlfinance