Rob explores six supposedly simple ways to cut energy bills, drawing insights from a Daily Express article. He offers practical tips for homeowners and landlords alike, such as heating only the rooms in use, using tin foil on radiators to enhance efficiency, and improving insulation through draft proofing. 

KEY TAKEAWAYS

• Focus on heating only the rooms that are actively being used. Adjusting the thermostat down by one degree can also contribute to energy savings.
• Placing tin foil behind radiators can help reflect heat back into the room, improving radiator efficiency and making it a simple and effective solution.
• Enhancing insulation through draft proofing windows and doors, as well as considering loft insulation, can significantly reduce heat loss and energy bills.
• Regularly turning off appliances at the wall instead of leaving them on standby can help lower energy consumption, although the impact may be minimal compared to rising energy prices.
• While using eco-settings on appliances may seem beneficial, they may not always yield the best results. Additionally, switching to renewable energy sources like solar may not be financially viable or practical for everyone, despite being presented as a simple solution.

BEST MOMENTS

"If your tenants then don't know how to potentially save a bit of cash on the bills, that might put them in a situation where, you know, do they either pay the heating or pay the rent?"

"I don't like the suggestion. I don't think this works for everyone because there are some times where a 30 degree wash just doesn't cut it."

"Turning off standby is a very simple thing to do to turn off standby. Highly recommend you do it."

"Switching to renewables can be done, but it's not necessarily for everyone. It might not be financially viable."

VALUABLE RESOURCES

https://www.msn.com/en-gb/money/other/six-simple-ways-to-cut-down-your-heating-bill-in-october-by-an-energy-expert/ar-AA1ruNFt?ocid=winp2fptaskbar&cvid=09c076f20c204264e472f87800a78a95&ei=9

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://linktr.ee/thepropertynomadspodcast

BOOKS 

Property FAQs = https://amzn.to/3MWfcL4  

Buy To Let: How To Get Started = https://amzn.to/3genjle  

101 Top Property Tips = https://amzn.to/2NxuAQL  

uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

Rob shares seven essential tips for growing a property empire, drawing from nearly nine years of experience in the property sector. He emphasises the importance of integrity in business dealings, networking with knowledgeable individuals, and connecting on shared interests beyond property. 

KEY TAKEAWAYS

• It's essential to follow through on commitments to build trust and rapport with vendors, estate agents, and partners in the property sector.
• Surrounding yourself with knowledgeable individuals can enhance your learning and growth in the property industry. Aim to be the least experienced person in the room to maximise your learning opportunities.
• Engaging in conversations beyond property can foster deeper connections and create a more enjoyable networking experience, potentially leading to future business opportunities.
• Understanding your motivations for building a property portfolio is crucial. This clarity can reignite your passion and drive, especially during challenging times.
• Consistency in networking, property viewings, and maintaining relationships is key to building rapport and increasing your chances of success in the property market. Celebrate your wins and learn from setbacks to maintain emotional consistency.

BEST MOMENTS

"If you say you're going to do something, then go and do it. Because that can help to build rapport quite quickly."

"Always try and be the dumbest in the room. If you go into a networking event and you have the least experience, chances are you're going to learn the most."

"If you're always putting yourself in a position of wanting to add value and help others, then the law of reciprocity means that will come back and favour you at some point."

"If you don't know why you're doing something, then you shouldn't be doing it."

"Be consistent with what you're doing. There are very good days in property. There are some very bad days in property."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://linktr.ee/thepropertynomadspodcast

BOOKS 

Property FAQs = https://amzn.to/3MWfcL4  

Buy To Let: How To Get Started = https://amzn.to/3genjle  

101 Top Property Tips = https://amzn.to/2NxuAQL  

uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

Rob discusses the potential for the Bank of England to lower interest rates in the upcoming meetings on November 7th and December 19th. Reflecting on previous predictions, he acknowledges the conflict between economic theory and property market realities, emphasising that while interest rates should ideally rise to combat inflation, a decrease could present opportunities for property investors. 

KEY TAKEAWAYS

• There is a belief that the Bank of England will lower interest rates in the upcoming meetings on November 7 and December 19, despite the ongoing battle with inflation.
• A decrease in interest rates is expected to lead to lower mortgage rates, presenting an opportunity for individuals to lock in long-term fixed deals.
• Lowering interest rates could exacerbate inflation, potentially leading to a cycle where inflation spikes again, prompting the Bank to raise rates in the future.
• Factors such as government spending and global conflicts can contribute to inflation, affecting prices across various sectors, including oil, which has a broad impact on the economy.
• It is recommended for property investors to consult with mortgage brokers to understand the implications of changing interest rates and to strategise for their portfolios accordingly.

BEST MOMENTS

"The Bank of England base rate is currently at 5%, but they have two meetings left this year... I believe they will lower rates again."

"Should those rates go lower, then the knock-on effect is that mortgage rates will likely come down."

"What creates inflation? Well, a lot of government spending on incorrect things creates inflation."

"Should interest rates go down... to me, that's a wrong move. That's not a good move economically."

"Doing the right moves at the right time will have very good implications for your portfolio moving forward."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://linktr.ee/thepropertynomadspodcast

BOOKS 

Property FAQs = https://amzn.to/3MWfcL4  

Buy To Let: How To Get Started = https://amzn.to/3genjle  

101 Top Property Tips = https://amzn.to/2NxuAQL  

uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

Rob discusses the Labour Party's proposed housing reforms, which include a ban on landlords raising rent more than once a year and restrictions on rental bidding wars. He critiques these measures, arguing that they reflect a misunderstanding of market forces and historical lessons regarding price controls. The episode also highlights concerns about the treatment of private landlords compared to social housing landlords, questioning the fairness of the proposed regulations.

KEY TAKEAWAYS

• Labour is looking to implement reforms that would limit landlords to raising rent only once a year and tie any increases to a market rate, which raises concerns about the effectiveness of such price controls.
• The proposed ban on rental bidding wars and restrictions on landlords accepting housing benefit claimants could suppress the free market, potentially leading to negative consequences for both landlords and renters.
• There is a perceived disparity in how private landlords and social housing landlords are treated under the proposed regulations, with concerns that social housing issues are being overlooked while private landlords face stricter scrutiny.
• Abolishing no-fault evictions could create significant delays in the eviction process, leaving landlords vulnerable to financial losses if tenants stop paying rent, as the current court system already has long wait times.
• There is a strong argument for equal treatment of all landlords, regardless of whether they are private or social, emphasising that both good and bad landlords should be held to the same standards to ensure fairness in the housing market.

BEST MOMENTS

"Labour are looking to ban landlords from raising rent more than once a year. This is a part of a set of housing reforms that Labour are looking to push through."

"If price controls don't work then rental controls are not going to work either. Yet it seems though that the people in charge do not like to look at history."

"You're trying to suppress the market. It does not work. What we've got to do is go through years and years of history to show it will not work."

"Finding is it seems to be it's one rule for private landlord and one rule for social housing landlord, and that is unacceptable as far as I'm concerned."

"Bad landlords should be punished. Absolutely. But bad landlords, whether they're private or social, should be treated the same."

VALUABLE RESOURCES

https://www.msn.com/en-gb/money/other/labour-to-ban-landlords-from-raising-rents-more-than-once-a-year/ar-AA1qmE42?ocid=winp2fptaskbarhover&cvid=661c30f07e314bcc9fa6f0266e08c17a&ei=12

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://linktr.ee/thepropertynomadspodcast

BOOKS 

Property FAQs = https://amzn.to/3MWfcL4  

Buy To Let: How To Get Started = https://amzn.to/3genjle  

101 Top Property Tips = https://amzn.to/2NxuAQL  

uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

Rob revisits the impact of council tax hikes on second homes in Wales, particularly focusing on Pembrokeshire. He looks at the significant increase in second homes on the market, which has risen from 38 in July 2023 to 135 in July 2024, largely attributed to a drastic 300% council tax increase for second homeowners. The conversation highlights the ongoing tensions between local residents, tourists, and second home owners, emphasising the complexities of finding a one-size-fits-all solution. 

KEY TAKEAWAYS

• In Pembrokeshire, council tax for second homes has increased dramatically, with some homeowners facing a 300% rise. This has led to a significant increase in the number of second homes on the market, indicating that many owners are selling due to the financial burden.
• Local people often complain about high property prices and a lack of available homes, while businesses rely on tourism for revenue, creating a challenging dynamic.
• The policies aimed at making housing more affordable, such as increased council tax for second homes, may have unintended negative consequences. Instead of helping local residents, these measures could harm local businesses and the economy by driving away tourism.
• With only 20 to 30 houses built in the Newport area over the last 30 years, there is a clear need for more construction to meet demand and stabilise prices.

BEST MOMENTS

"Pembrokeshire has done is they've been a bit too draconian here and they have trebled their council tax bill."

"If you want prices to come down, you probably have to flood the market with properties. That really means building a lot more."

"If the local people aren't able to afford these homes, then you're going to have a lot of property that's going to be sat empty."

"Raising council tax rates isn't going to do the job because the very people you're trying to protect and help... they're going to get screwed over more than likely."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://linktr.ee/thepropertynomadspodcast

BOOKS 

Property FAQs = https://amzn.to/3MWfcL4  

Buy To Let: How To Get Started = https://amzn.to/3genjle  

101 Top Property Tips = https://amzn.to/2NxuAQL  

uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

Rob looks into the contentious topic of new build properties, sparked by a troubling article about a housing estate in Cambridge developed by Bellway. He discusses the various issues faced by homeowners, including significant construction flaws and poor customer service, which raise questions about the overall quality and value of new builds. 

KEY TAKEAWAYS

• New build properties often come with significant issues, such as poor workmanship and unresolved snags, which can lead to a negative experience for homeowners and investors alike.
• For investors, new builds are generally not worth the investment unless purchased at a substantial discount below market value. The potential for profit diminishes when buying at standard prices.
• There is a growing concern that the quality of construction in new builds is declining, with reports of serious issues like leaking bathrooms, improperly installed fixtures, and unsafe structures.
• Many homeowners have reported difficulties in getting timely responses and resolutions from builders like Bellway, leading to frustration and a sense of neglect regarding their concerns.

BEST MOMENTS

"As an investor, buying new built, when it's built, unless it's ridiculously below market value, I would urge not to do it."

"You don't expect three major leaks in your bathroom, a downstairs radiator to be plumbed into the upstairs and vice versa."

"It seems that a lot of house builders... are taking less and less responsibility, and that's unacceptable."

"These levels of issues are becoming more prevalent. They are becoming almost like the norm, and that is unacceptable."

VALUABLE RESOURCES

https://www.bbc.co.uk/news/articles/c3ej5v1ney1o

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://linktr.ee/thepropertynomadspodcast

BOOKS 

Property FAQs = https://amzn.to/3MWfcL4  

Buy To Let: How To Get Started = https://amzn.to/3genjle  

101 Top Property Tips = https://amzn.to/2NxuAQL  

uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

Rob discusses the challenges landlords face regarding eco-upgrades and Energy Performance Certificate (EPC) ratings, particularly in light of the Labour government's mandate for a minimum EPC rating of C by 2030. The episode highlights a recent article from The Telegraph, which claims that landlords may not recoup their investments in costly green upgrades. Rob focusses on the lack of correlation between improved EPC ratings and increased property values, making it a risky investment for landlords. 

KEY TAKEAWAYS

• Landlords must achieve an Energy Performance Certificate (EPC) rating of C by 2030, which may require significant financial investment in eco-upgrades.
• Upgrading properties from a G rating to a C rating can cost around £27,000, while moving from a D rating to a C rating may cost approximately £10,000, depending on the property's current rating.
• There is no solid data to support that improving an EPC rating will increase the property’s market value, leading to concerns among landlords about the return on their investment in eco-upgrades.
• An article from PropertyMark suggested five ways to boost a Victorian property's EPC rating, but some recommendations, such as turning down the thermostat and adding roller blinds, do not actually impact the EPC rating.
• Many landlords are facing financial strain due to the costs associated with meeting EPC requirements, which may lead some to sell their properties rather than invest in necessary upgrades.

BEST MOMENTS

"Landlords are not going to get their money back if they've done costly eco-upgrades."

"There is no hard data to suggest that a higher EPC rating leads to a higher value of the property."

"Turning down the thermostat isn't going to increase your EPC rating."

"If you have a chimney that's open and you don't have a working fire, then draft proofing the chimney... will actually improve the EPC rating."

"Landlords are between a rock and a hard place at the moment."

VALUABLE RESOURCES

https://www.msn.com/en-gb/money/homeandproperty/landlords-won-t-get-money-back-after-costly-eco-upgrades/ar-AA1pKQpQ?ocid=winp2fptaskbar&cvid=aa2983d6b21f47b1d45fdfa886d10ec5&ei=4

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://linktr.ee/thepropertynomadspodcast

BOOKS 

Property FAQs = https://amzn.to/3MWfcL4  

Buy To Let: How To Get Started = https://amzn.to/3genjle  

101 Top Property Tips = https://amzn.to/2NxuAQL  

uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

Rob talks about the alarming trend of landlords in London selling their properties, which has reached a 10-year high. This surge is largely attributed to the anticipated changes in capital gains tax, expected to be announced in the upcoming autumn budget. Rob delves into the broader implications of these potential tax hikes, including the impact on housing supply and rental prices, as well as the challenges posed by rising mortgage rates and energy efficiency regulations. 

KEY TAKEAWAYS

• Landlords in London are selling properties at a 10-year high, largely due to anticipated changes in capital gains tax rates, which may increase significantly.
• The potential influx of properties for sale could flood the market, potentially suppressing property prices in the short term. However, this could lead to a decrease in rental property supply, driving rental prices higher.
• Despite claims of decreasing inflation, the reality is that many costs, such as fuel and food, have risen significantly, indicating that the economy is not as healthy as portrayed.
• The proposed tax changes and increased regulations, such as energy performance certificate requirements, could lead to higher rental prices, further trapping tenants in a difficult housing market.
• There is a need for government action to increase the supply of rental properties rather than imposing tax increases and regulations that could harm both landlords and tenants.

BEST MOMENTS

"London landlords selling up has hit a 10-year high... it seems highly likely that there are going to be changes to capital gains and the way that it is taxed."

"If demand remains the same... then your price will go higher. Then people that are renting are going to be even more trapped than they might already feel."

"The same government will then argue that they're trying to protect the renters... when really they're just lying out their ass."

"What we're hearing... the higher tax rate is going to increase from 20% to 45%. That's not good at all."

"We're basically in a scenario where it's no bueno. It's no good, as we say. And it's only going to get worse."

VALUABLE RESOURCES

https://www.msn.com/en-gb/money/other/london-landlords-selling-up-hits-10-year-high-as-capital-gains-raid-looms/ar-AA1pUcOt?ocid=winp2fptaskbar&cvid=0cd5d7b0e5e9448b9304ed95d42f796d&ei=15

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://linktr.ee/thepropertynomadspodcast

BOOKS 

Property FAQs = https://amzn.to/3MWfcL4  

Buy To Let: How To Get Started = https://amzn.to/3genjle  

101 Top Property Tips = https://amzn.to/2NxuAQL  

uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

Rob delves into the planning challenges faced by Jeremy Clarkson at his Diddly Squat Farm in West Oxfordshire, as showcased in the popular series "Clarkson's Farm." The discussion highlights Clarkson's attempts to build a restaurant and farm shop, which have been met with repeated rejections from the local council due to concerns over parking and local transport. Rob explores the broader implications of planning issues in the UK, particularly the impact of NIMBYism (Not In My Backyard) and the slow bureaucratic processes that hinder development. 

KEY TAKEAWAYS

• There are significant planning issues faced by Jeremy Clarkson in his efforts to develop Diddly Squat Farm, particularly in relation to building a restaurant and farm shop.
• A positive outcome from Clarkson's experiences is the introduction of "Clarkson's Clause," which allows farmers to convert unused buildings into homes or shops without needing planning permission.
• The slow and bureaucratic nature of local councils can hinder development projects despite offers of solutions from entrepreneurs and builders.
• To meet housing targets, such as the proposed 1.5 million new homes by 2029, there is a call for reforming the planning process to facilitate quicker and more efficient development.

BEST MOMENTS

"Planning can be an absolute pain in the backside."

"Clarkson went back and said, well, that's not a problem. What we can do is we can build this car park here."

"It always feels that either the council don't like it or there is someone within that constituency that will kick up a fuss."

"This program will probably make your blood boil a little bit."

"If Jeremy Clarkson has listened to this, thank you very much because what you've done for your Clarkson's Farm is provide a lot of very useful information."

VALUABLE RESOURCES

https://metro.co.uk/2024/05/21/clarksons-farm-just-changed-law-20882369/

https://www.express.co.uk/showbiz/tv-radio/1940651/jeremy-clarkson-issues-clarksons-farm-axe

https://uk.news.yahoo.com/jeremy-clarkson-councillors-threats-144729472.html

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://linktr.ee/thepropertynomadspodcast

BOOKS 

Property FAQs = https://amzn.to/3MWfcL4  

Buy To Let: How To Get Started = https://amzn.to/3genjle  

101 Top Property Tips = https://amzn.to/2NxuAQL  

uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

Rob discusses the ongoing issues surrounding cladding in UK housing, particularly in light of a recent fire in a tower block in Dagenham. Drawing parallels to the tragic Grenfell Tower fire in 2017, he highlights the alarming safety concerns related to building materials and the potential negligence in planning approvals. 

KEY TAKEAWAYS

• The recent fire in a Dagenham tower block has reignited discussions about cladding safety, highlighting ongoing issues since the Grenfell Tower fire in 2017, which resulted in significant loss of life and raised questions about building regulations.
• Eyewitness accounts from the Dagenham fire indicate that fire alarms and sprinkler systems may not have functioned properly, raising serious concerns about the safety measures in place within high-rise buildings.
• There is a growing demand for accountability in the housing market, particularly regarding how buildings with potentially unsafe cladding have been approved. Trust in builders and the housing market is crucial for future developments.
• Residents of buildings with cladding issues may face increased insurance costs, difficulties in selling their properties, and rising service charges, which can lead to financial strain and decreased property values.

BEST MOMENTS

"What's alarming is that people... were trying to set off the fire alarms... that either the fire alarm sprinkler system wasn't working or the alarms weren't working."

"If cladding has been faulty or incongruent with the building itself or building rules and regulations, then there has to be some accountability there."

"This is one of those expenses that is... necessary, because you're dealing with people's livelihoods here."

"If you're going to do something, do it properly, and ideally do it right first time."

VALUABLE RESOURCES

https://www.bbc.co.uk/news/articles/c8er93k051xo

https://www.bbc.co.uk/news/articles/c07e5ke71kmo

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://linktr.ee/thepropertynomadspodcast

BOOKS 

Property FAQs = https://amzn.to/3MWfcL4  

Buy To Let: How To Get Started = https://amzn.to/3genjle  

101 Top Property Tips = https://amzn.to/2NxuAQL  

uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

Rob discusses the impending tax increases that are likely to affect the property market in the UK. The Chancellor's sudden realisation of a £22 million black hole in public finances has prompted the government to consider raising taxes rather than cutting down on spending. Rob stresses the importance of having a strong power team, including a good accountant and tax advisor, to navigate these potential tax changes and remain tax-efficient. 

KEY TAKEAWAYS

• Tax increases are likely coming for property owners due to a £22 million black hole in public finances.
• Having a strong power team, including a good accountant and tax accountant, can help mitigate the impact of tax increases on property businesses.
• Potential tax increases could include changes to capital gains tax, income tax rates, corporation tax, VAT, national insurance, and inheritance tax.
• The government may target smaller landlords with tax increases, potentially impacting how property businesses are operated.
• Despite the looming tax increases, having a good power team can help navigate and minimize the impact of these changes on property investments.

BEST MOMENTS

"Tax increases are coming your way. Property is likely to be included."

"Argentina, with Javier Melo, who has gone in, attacked the Argentinian economy with a chainsaw, as he said he would, and has turned Argentina's budget deficit into a budget surplus."

"We were once a shining light on the world. You know, we're not really anymore, but we like to poke our noses in every now and then."

"Always have a good power team. Always have a very good team around you. They will help you."

VALUABLE RESOURCES

GET YOUR PROPERTY DEVELOPMENT FINANCE HERE:

https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration

SOCIAL MEDIA/CONTACT US

https://linktr.ee/thepropertynomadspodcast

BOOKS 

Property FAQs = https://amzn.to/3MWfcL4  

Buy To Let: How To Get Started = https://amzn.to/3genjle  

101 Top Property Tips = https://amzn.to/2NxuAQL  

uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast