Dr. Daniel Crosby is a psychologist, behavioural finance expert, and New York Times bestselling author, who joins me to discuss his latest book, The Soul of Wealth. 

Dr. Crosby, known for his groundbreaking insights into how psychological factors influence financial decisions, shares how his book explores the balance between monetary wealth and what he calls "soulful wealth"—the richness found in relationships, health, and personal fulfilment. With 50 short, actionable essays, The Soul of Wealth serves as a practical guide for those looking to rethink their relationship with money and align their finances with what truly matters in life.

During our conversation, Daniel discusses key insights from his previous books, showing how behavioural finance helps retirees make smarter, goal-driven decisions. We explore how emotions can undermine financial success and how understanding our behaviour leads to better choices in retirement planning. From mastering delayed gratification to spending in ways that boost happiness, Daniel shares practical advice for redefining wealth beyond just pounds and pence.

USEFUL LINKS

Standard Deviations Website: https://www.standarddeviationspod.com/

Standard Deviations Podcast: https://www.standarddeviationspod.com/episodes 

Daniel’s YouTube Channel: http://www.youtube.com/@drdanielcrosby

Buy Daniel’s books: The Laws of Wealth - https://amzn.to/3YqmrCW  The Behavioral Investor - https://amzn.to/3UaRgJq  The Soul of Wealth - https://amzn.to/3Ud0dSx 

Connect with Daniel on LinkedIn https://www.linkedin.com/in/danielcrosby/

✔️ Subscribe to my Channel here ➡️ https://www.youtube.com/c/JustinKingMFP/?sub_confirmation=1 

🎙️ Subscribe to The Retirement Café Podcast here ➡️ https://podcasts.apple.com/gb/podcast/the-retirement-caf%C3%A9-podcast/id1441976448 

CONNECT WITH ME

Thanks for checking out my YouTube channel - I’m Chartered and Certified Financial Planner Justin King and I help people to retire successfully.

📘 Buy my new book, The Retirement Café Handbook – Nine Accelerators for a Successful Retirement: https://amzn.to/3VDCegl

👉 Get my weekly newsletter: https://bit.ly/MFPNews 👉 MFP Wealth Management: https://www.mfpwealthmanagement.co.uk/ 👉 LinkedIn: https://www.linkedin.com/in/justinking-online-retirement-planner-ifa/ 👉 Twitter: https://twitter.com/JustinKingCFP 

⚠️ This podcast is for information and entertainment only. Nothing on this podcast constitutes financial advice. Please do not make any decisions based on the contents of my podcasts; seek professional independent financial advice first! 

George Kinder is a friend, mentor and widely recognised as the Father of the Financial Life Planning movement. For over 30 years, George has trained thousands of financial advisers from 30 countries in life planning, which enables them to help deliver freedom into their clients’ lives.

George has published seven books, and central to most is this concept of freedom. His most recent book The Three Domains of Freedom sets out to empower readers to experience profound freedoms in their own lives and bring about positive change to our civilisation as a result.

In our conversation we explore the book’s three core concepts, delve into the challenges of balancing mindfulness with future planning, the feeling of insignificance in a chaotic world, and the potential impact retirees can have on society.

George also shares his vision for a more just and sustainable world and the practical steps he suggests for making that vision a reality.

USEFUL LINKS

George’s website: https://www.georgekinder.com/  The Kinder Institute of Life Planning: https://www.kinderinstitute.com/ 

George’s books: The Three Domains of Freedom: https://amzn.to/3Xu1I0H  A Golden Civilisation: https://amzn.to/47cXgGJ  Transforming Suffering into Wisdom: Mindfulness and the Art of Inner Listening: https://amzn.to/3TbKB13  Life Planning for You: https://amzn.to/4g7RNoM  The Seven Stages of Money Maturity: https://amzn.to/4cOjGzk  Lighting the Torch: https://amzn.to/4e8D7nC  

CONNECT WITH ME

Thanks for checking out my podcast - I’m Chartered and Certified Financial Planner Justin King and I help people to retire successfully.

📘 Buy my new book, The Retirement Café Handbook – Nine Accelerators for a Successful Retirement: https://amzn.to/3VDCegl

👉 Get my weekly newsletter: https://bit.ly/MFPNews 👉 MFP Wealth Management: https://www.mfpwealthmanagement.co.uk/ 👉 LinkedIn: https://www.linkedin.com/in/justinking-online-retirement-planner-ifa/ 👉 Twitter: https://twitter.com/JustinKingCFP 

⚠️ This podcast is for information and entertainment only. Nothing on this podcast constitutes financial advice. Please do not make any decisions based on the contents of my podcasts; seek professional independent financial advice first! 

I'm thrilled to have with us a guest whose work has profoundly shaped the way we think about time, productivity, and living a meaningful life. Oliver Burkeman is a renowned British journalist, author, and former columnist for The Guardian, best known for his groundbreaking book 4,000 Weeks, Time Management for Mortals.

I loved this book and am honoured that Oliver joined me to share his story and research, and to introduce his latest book, Meditations for Mortals - Four Weeks to Embrace Your Limitations and Make More Time for What Counts, which has sparked a global conversation about the finite nature of our lives and how we can make the most of our limited time, especially as we enter the later stages of life.

We chat about how life’s too short to wait for the “right” moment, especially for retirees and soon to be retirees, and Oliver urges us to live meaningfully now—not later. After all, time is finite.

USEFUL LINKS

Oliver’s website: https://www.oliverburkeman.com/ Oliver on LinkedIn: https://www.linkedin.com/in/oliver-burkeman-51651b21a/  Oliver on X/Twitter: https://x.com/oliverburkeman  Meditations for Mortals - Four Weeks to Embrace Your Limitations and Make More Time for What Counts book on Amazon: https://amzn.to/46Xa1oY 

✔️ Subscribe to my Channel here ➡️ https://www.youtube.com/c/JustinKingMFP/?sub_confirmation=1 

🎙️ Subscribe to The Retirement Café Podcast here ➡️ https://podcasts.apple.com/gb/podcast/the-retirement-caf%C3%A9-podcast/id1441976448 

CONNECT WITH ME

Thanks for checking out my YouTube channel - I’m Chartered and Certified Financial Planner Justin King and I help people to retire successfully.

📘 Buy my new book, The Retirement Café Handbook – Nine Accelerators for a Successful Retirement: https://amzn.to/3VDCegl

👉 Get my weekly newsletter: https://bit.ly/MFPNews 👉 MFP Wealth Management: https://www.mfpwealthmanagement.co.uk/ 👉 LinkedIn: https://www.linkedin.com/in/justinking-online-retirement-planner-ifa/ 👉 Twitter: https://twitter.com/JustinKingCFP 

⚠️ This podcast is for information and entertainment only. Nothing on this podcast constitutes financial advice. Please do not make any decisions based on the contents of my podcasts; seek professional independent financial advice first! 

Approaching retirement and frustrated with her job, Siobhan Daniels made a big decision: to start living life on her own terms. Rather than feeling broken, voiceless and hiding from life’s challenges, she took early retirement, swapped her possessions for a motorhome, and drove off to find them. Since that day five years ago, Siobhan has published a book she called Retirement Rebel: One woman, one motorhome, one great big adventure - an honest and uplifting story of how one woman stepped off the merry-go-round of life. Through her podcast, public speaking and book Siobhan is keen to show older women they can have their adventures and age positively. USEFUL LINKS Siobhan’s website: https://www.shuvonshuvoff.co.uk/ Retirement Rebel book on Amazon: https://amzn.to/467OitL Retirement Rebel podcast: https://podcasts.apple.com/gb/podcast/retirement-rebel/id1727857729  The Armchair Adventure Festival 2024: https://www.armchairadventurefestival.com/  ✔️ Subscribe to my Channel here ➡️ https://www.youtube.com/c/JustinKingMFP/?sub_confirmation=1  🎙️ Subscribe to The Retirement Café Podcast here ➡️ https://podcasts.apple.com/gb/podcast/the-retirement-caf%C3%A9-podcast/id1441976448  CONNECT WITH ME Thanks for checking out my YouTube channel - I’m Chartered and Certified Financial Planner Justin King and I help people to retire successfully. 📘 Buy my new book, The Retirement Café Handbook – Nine Accelerators for a Successful Retirement: https://amzn.to/3VDCegl 👉 Get my weekly newsletter: https://bit.ly/MFPNews 👉 MFP Wealth Management: https://www.mfpwealthmanagement.co.uk/ 👉 LinkedIn: https://www.linkedin.com/in/justinking-online-retirement-planner-ifa/ 👉 Twitter: https://twitter.com/JustinKingCFP 

⚠️ This podcast is for information and entertainment only. Nothing on this podcast constitutes financial advice. Please do not make any decisions based on the contents of my podcasts; seek professional independent financial advice first! 

Today, we're diving into the perplexing topic of why more people don’t buy annuities to provide a guaranteed income in retirement, and who better to have this conversation with than Billy Burrows. 


Billy is a highly regarded financial adviser with over 30 years’ experience and founder of the Retirement Planning Project which aims to make it easier for people to get information and help on all aspects of retirement planning.



In our conversation Billy and I explore some of the reasons that deter potential annuity buyers from securing their retirement income, explain mortality drag and mortality cross subsidy, plus why buying annuities in stages can be beneficial.

We also discuss the impact future government policies could have upon pensions and annuities – in light of the upcoming general election.  

USEFUL LINKS

Find out more about Billy: www.williamburrows.com  Billy on Twitter / X: https://x.com/BillyBurrows

Billy on LinkedIn: https://www.linkedin.com/in/billy-burrows-6ab1521a/  

Billy’s previous episodes on the podcast:

Pension freedoms: https://www.theretirementcafe.co.uk/episodes/pension-freedoms 

Annuities: https://www.theretirementcafe.co.uk/episodes/william-burrows 

Pension income options – annuity versus drawdown: https://www.theretirementcafe.co.uk/episodes/179-annuity-billy-burrows 

✔️ Subscribe to my Channel here ➡️ https://www.youtube.com/c/JustinKingMFP/?sub_confirmation=1  

🎙️ Subscribe to The Retirement Café Podcast here ➡️ https://podcasts.apple.com/gb/podcast/the-retirement-caf%C3%A9-podcast/id1441976448

CONNECT WITH ME

Thanks for checking out my YouTube channel - I’m Chartered and Certified Financial Planner Justin King and I help people to retire successfully.

📘 Buy my new book, The Retirement Café Handbook – Nine Accelerators for a Successful Retirement: https://amzn.to/3VDCegl

👉 Get my weekly newsletter: https://bit.ly/MFPNews  👉 MFP Wealth Management: https://www.mfpwealthmanagement.co.uk/  👉 LinkedIn: https://www.linkedin.com/in/justinking-online-retirement-planner-ifa/  👉 Twitter: https://twitter.com/JustinKingCFP  

⚠️ This podcast is for information and entertainment only. Nothing on this podcast constitutes financial advice. Please do not make any decisions based on the contents of my podcasts; seek professional independent financial advice first! 

I’m delighted to welcome back Jacqueline Berry, a regular guest celebrated for her passion for making the UK's care system easier to navigate. 

Jacqueline is the founding director of My Care Consultant, a market-leader in helping people navigate the care system, and she is a fountain of knowledge in all things care related. in episode 40 she explained the fundamentals of the UK care system and returned in episode 154 to share tips on how to apply successfully for NHS Continuing Healthcare.

Well, she's back with exciting news about her latest venture, My Care Hub. Imagine having a guidebook for the labyrinth that is care support in the UK, a pioneering online one-stop shop for care advice – that's what Jacqueline's developed! And it's not just for those who need care themselves; My Care Hub will be a lifeline for the unsung everyday heroes out there, the millions of unpaid carers.

It’s also a wondered resource for my financial planner friends listening to better support your clients. We also chat about the Carer's Leave Act of 2023 – a big win for carers everywhere. So, grab your cuppa, settle in, and let's get into my conversation with Jacqueline.

USEFUL LINKS

My Care Consultant Website

Register to hear when My Care Hub is launched - My Care Hub (google.com)

Free guide to NHS Continuing Healthcare - sign up for newsletter.

Episode 40: Navigating the care system, with Jacqueline Berry

Episode 154: How to apply successfully fir NHS Continuing Healthcare

My Care Consultant on Facebook

Jacqueline Berry on LinkedIn

Jacqueline Berry on Twitter

Thanks for checking out my podcast - I’m Justin King, a Chartered Financial Planner and I specialise in helping people to retire successfully.

CONNECT WITH ME 

✔️ Subscribe to my YouTube Channel here ➡️ https://www.youtube.com/@TheRetirementCafe/?sub_confirmation=1

📘 Buy my new book The Retirement Café Handbook – Nine Accelerators for a Successful Retirement: https://amzn.to/3Q686I8

🎙️ Subscribe to The Retirement Café Podcast here ➡️ https://podcasts.apple.com/gb/podcast/the-retirement-caf%C3%A9-podcast/id1441976448

👉 Get my weekly newsletter: https://bit.ly/MFPNews

👉 MFP Wealth Management: https://www.mfpwealthmanagement.co.uk/

👉 LinkedIn: https://www.linkedin.com/in/justinking-online-retirement-planner-ifa/

👉 Twitter: https://twitter.com/JustinKingCFP

⚠️ This podcast is for information and entertainment only. Nothing on this podcast constitutes financial advice. Please do not make any decisions based on the contents of my podcasts; seek professional independent financial advice first! 

Do you believe you can heal faster just by tricking your brain?

Could you lose weight with only a change of mindset? 


Could you think yourself into being younger? 


Can the power of your thoughts defy ageing?

In short, have you ever wondered if you could improve your health by harnessing the power of your mind?

When it comes to our health, too many of us feel trapped by a medical diagnosis, believing that it can only mean a static or worsening condition. Whether it is stiff knees, frayed nerves or failing eyesight, your mind can lead you to believe things will only get worse. But this week’s guest has proven through decades of scientific research that with practical steps you can take control of your mindset, by using your thoughts and perspective to help improve your wellbeing.

Award-winning social psychologist Professor Ellen Langer has been studying the connection between the mind and body for over 4 decades as an esteemed psychologist at Harvard. Known as the "mother of mindfulness”, she is the author of 13 books, including her most recent release Mindful Body - Thinking Our Way to Lasting Health, which will help you navigate a path to improved health and wellbeing.

We also explore the concept of risk as a personal phenomenon and its impact upon how we approach retirement planning.

USEFUL LINKS

Buy ‘The Mindful Body’ on Amazon: https://amzn.to/3Ncd8QU  Professor Langer’s website: https://www.ellenlanger.me/  Professor Langer on LinkedIn: https://www.linkedin.com/in/ellenjlanger/  Professor Langer on Twitter/X: https://twitter.com/ellenjl  Thanks for checking out my YouTube channel - I’m Chartered and Certified Financial Planner Justin King and I help people to retire successfully.

CONNECT WITH ME

✔️ Subscribe to my Channel here ➡️ https://www.youtube.com/@TheRetirementCafe/?sub_confirmation=1

📘 Buy my new book The Retirement Café Handbook – Nine Accelerators for a Successful Retirement: https://amzn.to/3Q686I8

🎙️ Subscribe to The Retirement Café Podcast here ➡️ https://podcasts.apple.com/gb/podcast/the-retirement-caf%C3%A9-podcast/id1441976448 

👉 Get my weekly newsletter: https://bit.ly/MFPnews 👉 MFP Wealth Management: https://www.mfpwealthmanagement.co.uk/ 👉 LinkedIn: https://www.linkedin.com/in/justinking-online-retirement-planner-ifa/ 👉 Twitter: https://twitter.com/JustinKingCFP 

⚠️ This podcast is for information and entertainment only. Nothing on this podcast constitutes financial advice. Please do not make any decisions based on the contents of my podcasts; seek professional independent financial advice first! 

Hello and welcome – today I have the pleasure of sharing a fascinating conversation I had with Professor Paul Dolan – who’s maybe better known as the Professor of Happiness. 

Paul is a behavioural scientist, advisor to the government and currently Professor of Behavioural Science at the London School of Economics and Political Science. He’s published 41 peer reviewed articles and been cited more than 32,000. Paul has certainly made the science of happiness his business. 

You may well have read one of his two best-selling books. The first is called ‘Happiness by Design’ and his most recently released book is called ‘Happy Ever After’, which is the focus of our conversation today.

We chat about all things related to happiness, not least how to make your retirement years as fulfilling as possible.

USEFUL LINKS

Register for Paul’s free course ‘Get Happier’- coming soon: https://pauldolan.co.uk/courses  Paul’s website: https://pauldolan.co.uk/ Paul on LinkedIn: https://www.linkedin.com/in/paul-dolan-a018691b/ Paul on Twitter/X: https://twitter.com/profpauldolan 

CONNECT WITH ME

✔️ Subscribe to my Channel here ➡️ https://www.youtube.com/c/JustinKingMFP/?sub_confirmation=1 

📘 Buy my new book The Retirement Café Handbook – Nine Accelerators for a Successful Retirement: https://amzn.to/3Q686I8

🎙️ Subscribe to The Retirement Café Podcast here ➡️ https://podcasts.apple.com/gb/podcast/the-retirement-caf%C3%A9-podcast/id1441976448 

📘 Download my first book for free, Ready, Steady, Retire:  https://wb198-89a1ad.pages.infusionsoft.net/  https://www.theretirementcafe.co.uk/ 

👉 Get my weekly newsletter: https://bit.ly/MFPnews 👉 MFP Wealth Management: https://www.mfpwealthmanagement.co.uk/ 👉 LinkedIn: https://www.linkedin.com/in/justinking-online-retirement-planner-ifa/ 👉 Twitter: https://twitter.com/JustinKingCFP 

⚠️ This podcast is for information and entertainment only. Nothing on this podcast constitutes financial advice. Please do not make any decisions based on the contents of my podcasts; seek professional independent financial advice first! 

📘 My new book The Retirement Café Handbook - Nine Accelerators for a Successful Retirement, is out now!

Get ready for a format twist this week on the podcast as I switch roles from host to guest. I'm absolutely thrilled to introduce none other than the incredible Pete Matthew, a dear friend and fellow Chartered Financial Planner, who's taking the reins as my guest host.

Now, if the world of personal finance sets your heart racing, then Pete Matthew needs no introduction. He's the mastermind behind the ground-breaking Meaningful Money podcast, a powerhouse with over 500 episodes under its belt. What’s more his YouTube channel, also named Meaningful Money, boasts an astounding 86,000 subscribers, so you will likely recognise Pete’s face or voice from somewhere.

You may have heard me mention over the past couple of weeks that I’ve written a new book. It’s called The Retirement Café Handbook - Nine Accelerators for a Successful Retirement, and it officially launches today! Race over to Amazon and order your copy pronto.

As the tables turn in this episode, Pete takes the lead and grills me about the journey that led to the creation of this book. We dive into the creative process, how this podcast was the inspiration, and I share how I hope this handbook will transform countless lives by paving the way to a truly meaningful retirement. Get ready, also, to discover the bedrock of my framework—the three pivotal levers of purpose, self-care, and planning. 

USEFUL LINKS

📘 Buy my new book The Retirement Café Handbook – Nine Accelerators for a Successful Retirement: https://amzn.to/3Q686I8

Find out more about The Retirement Café Handbook: https://www.theretirementcafe.co.uk/ 

Follow Pete Matthew: LinkedIn: https://www.linkedin.com/in/petematthew/ Twitter: https://twitter.com/PeteMatthew Meaningful Money YouTube channel: https://www.youtube.com/@MeaningfulMoney

CONNECT WITH ME

✔️ Subscribe to my Channel here ➡️ https://www.youtube.com/c/JustinKingMFP/?sub_confirmation=1 

🎙️ Subscribe to The Retirement Café Podcast here ➡️ https://podcasts.apple.com/gb/podcast/the-retirement-caf%C3%A9-podcast/id1441976448 

📘 Download my first book for free, Ready, Steady, Retire:  https://wb198-89a1ad.pages.infusionsoft.net/  https://www.theretirementcafe.co.uk/ 

👉 Get my weekly newsletter: https://bit.ly/MFPnews 👉 MFP Wealth Management: https://www.mfpwealthmanagement.co.uk/ 👉 LinkedIn: https://www.linkedin.com/in/justinking-online-retirement-planner-ifa/ 👉 Twitter: https://twitter.com/JustinKingCFP 

⚠️ This podcast is for information and entertainment only. Nothing on this podcast constitutes financial advice. Please do not make any decisions based on the contents of my podcasts; seek professional independent financial advice first! 

📘 The wait is finally over! My much-anticipated book, The Retirement Café Handbook - Nine Accelerators for a Successful Retirement, is now available to pre-order on Amazon!

To explore some of the key themes I am bringing back to the podcast a true maestro of understanding human behaviour and the mind-bending world of advertising - none other than Rory Sutherland, the ingenious UK Vice Chairman of Ogilvy, a global advertising powerhouse that needs no introduction.

Hold onto your headphones, because Rory isn't just an advertising titan – he's a TED Talk sensation! Imagine captivating the minds of millions, as his thought-provoking talks have been devoured nearly 7 million times. 

In this episode Rory reveals his thoughts as a behavioural scientist on some of the themes I explore in the Handbook, by diving headfirst into the ocean of retirement fears including when to retire, mastering your financial reservoir, and the intricate art of downsizing.

Together, we'll explain how The Retirement Café Handbook asks the right questions and helps you craft a roadmap towards a triumphant retirement. 

USEFUL LINKS

📘 Buy my new book The Retirement Café Handbook – Nine Accelerators for a Successful Retirement: https://amzn.to/3Q686I8

Find out more about The Retirement Café Handbook: https://www.theretirementcafe.co.uk/ 

Connect with Rory: LinkedIn: https://www.linkedin.com/in/rorysutherland/ Twitter: https://twitter.com/rorysutherland Watch Rory’s TED talks: https://www.ted.com/speakers/rory_sutherland

Buy Rory’s book: 📘 Alchemy: The Magic of Original Thinking in a World of Mind-Numbing Conformity - https://amzn.to/3QyOM6s 

Thanks for checking out my YouTube channel - I’m Chartered and Certified Financial Planner Justin King and I help people to retire successfully.

CONNECT WITH ME

✔️ Subscribe to my Channel here ➡️ https://www.youtube.com/c/JustinKingMFP/?sub_confirmation=1 

🎙️ Subscribe to The Retirement Café Podcast here ➡️ https://podcasts.apple.com/gb/podcast/the-retirement-caf%C3%A9-podcast/id1441976448 

📘 Download my first book for free, Ready, Steady, Retire:  https://wb198-89a1ad.pages.infusionsoft.net/  https://www.theretirementcafe.co.uk/ 

👉 Get my weekly newsletter: https://bit.ly/MFPnews 👉 MFP Wealth Management: https://www.mfpwealthmanagement.co.uk/ 👉 LinkedIn: https://www.linkedin.com/in/justinking-online-retirement-planner-ifa/ 👉 Twitter: https://twitter.com/JustinKingCFP 

⚠️ This video is for information and entertainment only. Nothing on this channel constitutes financial advice. Please do not make any decisions based on the contents of my videos; seek professional independent financial advice first! 

Pre-order my new book ‘The Retirement Café Handbook – Nine Accelerators for a Successful Retirement’: https://amzn.to/3Q686I8

In this week’s podcast, Dr Martin Hyde is making getting old sexy.

Martin is a renowned gerontologist. In our conversation we delve into what being a gerontologist actually means, and Martin debunks the misconception that studying older individuals is uninteresting or uninspiring. 

Martin has collaborated with researchers from around the globe, allowing him to explore the diverse experiences of aging in different countries and among various groups of people. His work has truly become an exciting area of research, keeping him continually curious and eager to learn more about the complexities of aging.

Remember, that getting old also impacts the young!  Martin highlights the importance of looking at your whole life course, so you plan for what it takes to be old and happy.

I hope our conversation will open your eyes to how the perception of getting old does not match reality.  

USEFUL LINKS

Connect with Martin: LinkedIn: https://www.linkedin.com/in/martin-hyde-5815ab42/ Twitter: https://twitter.com/HydeM1976  Reach Martin at Swansea University: https://www.swansea.ac.uk/staff/martin.hyde/ 

Thanks for checking out my YouTube channel - I’m Chartered and Certified Financial Planner Justin King and I help people to retire successfully.

CONNECT WITH ME

✔️ Subscribe to my Channel here ➡️ https://www.youtube.com/c/JustinKingMFP/?sub_confirmation=1 

🎙️ Subscribe to The Retirement Café Podcast here ➡️ https://podcasts.apple.com/gb/podcast/the-retirement-caf%C3%A9-podcast/id1441976448 

📘 Download my book for free, Ready, Steady, Retire:  https://wb198-89a1ad.pages.infusionsoft.net/  https://www.theretirementcafe.co.uk/ 

👉 Get my weekly newsletter: https://bit.ly/MFPnews 👉 MFP Wealth Management: https://www.mfpwealthmanagement.co.uk/ 👉 LinkedIn: https://www.linkedin.com/in/justinking-online-retirement-planner-ifa/ 👉 Twitter: https://twitter.com/JustinKingCFP 

⚠️ This video is for information and entertainment only. Nothing on this channel constitutes financial advice. Please do not make any decisions based on the contents of my videos; seek professional independent financial advice first!