Farming Without the Bank Podcast

Mary Jo Irmen

Welcome to the Farming Without the Bank podcast, the show with a no-B.S. approach to money, hosted by a farm strategy expert and authorized IBC practitioner.

  • 13 minutes 43 seconds
    Ep. 285 - When Can I Stop Paying Premium?

    Stopping premium payments on one policy to start a new policy does not yield a better rate of return! Today we are discussing  the misconceptions around stopping premiums and paid-up additions riders for policies that are set up for Infinite Banking.

    Audio Production by Podsworth Media - https://podsworth.com 

    17 January 2025, 1:00 am
  • 18 minutes 7 seconds
    Ep. 284 - Yes, $30 Million to Retire. Future Requirements.

    Cash flow is critical for a sustainable retirement and traditional IRAs and 401ks are falling short, especially with increasing life expectancy and inflation. We explore real numbers and scenarios using a Truth Concepts calculator, showing that individuals need to shift from a savings mentality to focusing on generating consistent cash flow.

    Audio Production by Podsworth Media - https://podsworth.com 

    10 January 2025, 10:00 pm
  • 14 minutes 45 seconds
    Ep. 283 - Don't Judge a Book by Its Cover

    There is a difference between farming and running a farm business. In this episode, we're addressing misconceptions about farmers and their finances, the importance of being open-minded and knowledgeable, challenges of marketing, and the importance of networking in agriculture.

    Audio Production by Podsworth Media - https://podsworth.com 

    3 January 2025, 1:00 am
  • 13 minutes 27 seconds
    Ep. 282 - Different Perspectives Can Be Good

    Today we discuss the importance of considering different perspectives and continuous learning. It's a challenge for some, but we must embrace new ideas and technologies for the sake of personal growth in life and work.

    Audio Production by Podsworth Media - https://podsworth.com 

    28 December 2024, 1:00 am
  • 13 minutes 31 seconds
    Ep. 281 - Who Owns All the Land?

    Let's explore who actually owns all the land in the United States. We all know Bill Gates gets a lot of hate for buying up ground, but where does he actually rank among land owners?

    Audio Production by Podsworth Media - https://podsworth.com 

    20 December 2024, 2:30 pm
  • 15 minutes 28 seconds
    Ep. 280 - What the Yellowstone TV Shows Know About Ranching

    In this episode, we dive into the recent Yellowstone episode, highlighting the financial lessons that resonate with real-life ranching and farming scenarios. Let’s discuss the importance of running a ranch like a business, handling taxes wisely, and the pitfalls of poor estate planning.

    Audio Production by Podsworth Media - https://podsworth.com 

    13 December 2024, 1:00 am
  • 17 minutes 30 seconds
    Ep. 279 - You Determine the Value

    The value of goods like vehicles, houses, and land is driven by what people are willing to pay. Today we’re talking about high living costs as a result of our own human behavior, emotional decisions, and the lack of spending limits.

    Audio Production by Podsworth Media - https://podsworth.com 

    6 December 2024, 1:00 am
  • 10 minutes 19 seconds
    Ep. 278 - Why Premium Drops

    Explore the intricacies of whole life and learn why my illustrations often show a decrease in premium. We are taking a closer look at policy structure, MEC, payment splits, and financial planning considerations.

    Audio Production by Podsworth Media - https://podsworth.com 

    29 November 2024, 1:00 am
  • 52 minutes 17 seconds
    Ep. 277 - Land Trust, with Taylor Moyer

    Tune in for an enlightening discussion with Taylor Moyer about LandTrust, a platform helping farmers and ranchers monetize their land through hunting, fishing, and other recreational activities. We’re discussing liability, earnings potential, and how landowners can seamlessly integrate this revenue stream while maintaining control over their property.

    Audio Production by Podsworth Media - https://podsworth.com 

    22 November 2024, 1:00 am
  • 8 minutes 43 seconds
    Ep. 276 - You're NOT Debt-Free!

    Borrowing against life insurance policies does not make you debt-free! Think logically, be financially responsible, and understand that moving debt doesn't eliminate it.

    Audio Production by Podsworth Media - https://podsworth.com 

    15 November 2024, 1:00 am
  • 12 minutes 7 seconds
    Ep. 275 - Don't Assume They Know Me

    Be careful who you trust to set up a policy for you! Here are some tips on identifying authorized practitioners and ensuring you are getting accurate information.

    Audio Production by Podsworth Media - https://podsworth.com 

    8 November 2024, 1:00 am
  • More Episodes? Get the App
© MoonFM 2025. All rights reserved.