Invest in Ghana NOW! How to Buy a Home Join us for an unmissable episode of Earn Your Leisure as we uncover the incredible opportunities waiting in Ghana with the groundbreaking Sanbra City project! This visionary 400-acre real estate development offers a unique chance for investors and aspiring homeowners to enter the African market, build wealth, and take part in a transformative venture in Ghana.

In this episode, we’ll be joined by an inspiring lineup of guests, including Kwame Blay, Tuyee Yeboah, Alvin Nana Kwame Bekoe, and Chakabars, who are all experts in business, real estate, and investment in Africa. Together, we’ll dive deep into the process of buying a home in Ghana, navigating the local market, and discovering the powerful business opportunities within Sanbra City. This episode is your comprehensive guide to understanding why now is the time to invest in Africa, how the Sanbra City project could change the game, and what steps you need to take to get involved.

From practical insights to big-picture potential, our guests will walk you through the ins and outs of property ownership, investment strategies, and the untapped wealth-building possibilities in Ghana. Whether you're new to investing or a seasoned entrepreneur, this episode is packed with valuable information to help you make informed decisions, leverage Ghana’s growing economy, and participate in the future of African real estate.

Don’t miss this chance to learn how you can own a piece of Africa’s emerging market and why Ghana is quickly becoming one of the top destinations for international investment. Be ready to tune in, take notes, and get inspired to make moves!

Sanbra City Website: https://sanbracityghana.com/ (https://sanbracityghana.com/)

#EarnYourLeisure #SanbraCity #InvestInGhana #AfricaRealEstate #GhanaInvestment #BuyAHomeInGhana #WealthBuilding #AfricaBusiness #EYL #GhanaOpportunity #InvestInAfri

ca #RealEstate #GlobalInvesting

Welcome back to another insightful clip of Market Mondays! Today, we’re diving deep into the dramatic and historic collapse of Super Micro Computer Inc. (SMCI). From peaking at a staggering $122 to plummeting down to $26, SMCI’s decline offers a wealth of lessons for investors and tech enthusiasts alike.

*Key Points Covered:*

1. *The Fall of SMCI:*

• Host Rashad Bilal introduces the episode by highlighting the shocking descent of SMCI’s stock price and the company’s current struggles, including talks of delisting.

2. *Overhype of AI and Market Realities:*

• Troy Millings brings up a crucial point about the fears around the overhyping of artificial intelligence and how it may have led many to invest unwisely in companies like SMCI.

3. *Learning from the Past:*

• Ian Dunlap emphasizes a timeless lesson: there is no “Nvidia killer.” He stresses the importance of investing in leading companies that genuinely drive the GDP of America rather than seeking alternatives that might not hold up.

4. *Factors Behind SMCI’s Downfall:*

• The hosts collectively unpack the reasons behind SMCI’s decline, particularly their problematic financial reporting and the inability to file necessary documents correctly, which led to external auditors like Ernest & Young stepping away.

5. *SMCI's Clientele and Partnerships:*

• Despite SMCI’s issues, they still boast significant clients like Microsoft and AMD. Troy discusses the implications of these partnerships and the critical role SMCI plays in accelerating NVIDIA’s GPUs.

6. *Future of SMCI:*

• With crucial financial reports pending and the impending risk of delisting, the future remains uncertain for SMCI. The hosts speculate about the possible shake-ups in the company’s leadership and how this might affect their market standing.

7. *Alternative Investment Insights:*

• As a potential alternative, Troy suggests keeping an eye on Dell as a new target should Nvidia decide to pivot away from SMCI.

8. *Trust in Financial Reporting:*

• Ian underscores the importance of accurate financial reporting and trust in business, citing how SMCI’s alleged dishonest practices could severely impact their credibility and future partnerships.

9. *Economic and Market Indicators:*

• Rashad hints at a broader discussion on finance and market indicators, touching upon upcoming content and interviews, including a notable conversation with the team at Business Untitled.

Join us as we dissect these events, providing you with actionable insights and takeaways. Understanding the intricacies of SMCI’s collapse is not just about witnessing a company’s downfall but about learning essential investment principles and being cautious about market hype.

Whether you’re an experienced trader or just starting your investment journey, this episode of Market Mondays is filled with valuable information that can help guide your decisions in the complex world of stocks and technology.

*Remember to like, subscribe, and hit the notification bell so you never miss an episode. Let us know your thoughts in the comments – what do you think about the SMCI collapse? Do you agree with our analysis?*

*Hashtags:*

#MarketMondays #Investing #StockMarket #SMCI #SuperMicro #TechStocks #NVIDIA #AIInvesting #FinancialReporting #InvestmentAdvice #TechIndustry

Welcome back to another clip of Market Mondays, where our hosts Ian Dunlap, Rashad Bilal, and Troy Millings dissect the most pressing issues and trends in the world of finance and investment. In this episode, we analyze the insights shared by billionaire investor Mike Novogratz, focusing on his investment strategies and market predictions.

Mike Novogratz, who made headlines with his appearance at Invest Fest and on Market Mondays, reveals why he considers U.S. debt his biggest concern. He emphasizes the importance of hedging against inflation and shares his top investment picks, including cryptocurrencies like Bitcoin and Solana, precious metals like gold, and tech stocks. However, he also warns of an impending tech crash, drawing parallels with past market downturns.

The team delves into the potential of gold reaching $10,000 and discusses realistic price targets and investment strategies, including the utility of ETFs like GLD for investing in gold. They also explore the crucial role tech stocks play in driving the U.S. economy and the sustainability of this trend.

Ian Dunlap offers a forecast, predicting a dramatic pullback in tech stocks by 2027, pointing to various economic indicators such as the debt-to-GDP ratio and the issues plaguing startups, private equity, and commercial real estate. Warren Buffett's recent moves, including Berkshire Hathaway's hefty cash reserves and tech stock sell-offs, are scrutinized for what they might imply about future market conditions.

Join us for a comprehensive discussion that covers everything from the present investment landscape to future market corrections. Don't miss out on these invaluable insights from the brilliant minds of Market Mondays.

If you find this content useful, please like the video, subscribe to our channel, and hit the notification bell so you never miss an update. Share your thoughts and questions in the comments below—let's keep the conversation going!

#MarketMondays #Investing #Finance #MikeNovogratz #Crypto #Bitcoin #Solana #Gold #TechStocks #InvestmentStrategy #StockMarket #EconomicTrends #WarrenBuffett #BerkshireHathaway #USDebt #InflationHedge #IanDunlap #RashadBilal #TroyMillings #InvestmentTips #FinancialLiteracy #WealthBuilding

Tune in next week for more insights and stay updated with the latest in financial markets and investing trends.

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Explore previous episodes and a wealth of financial conversations on our channel. Whether you're a seasoned investor or just starting, Market Mondays is here to guide you with expert analyses and actionable advice. Let's navigate the market highs and lows together, making informed decisions to secure a prosperous financial future.

Thank you for watching and being a part of our community

In this clip of "Black Out with Ian & Rashad," we dive deep into investment strategies that can help you navigate and capitalize on the new political landscape. Rashad Bilal and Ian Dunlap break down the financial opportunities in cryptocurrency, Tesla, and financial stocks, amidst the backdrop of a pro-crypto administration. 🤖💸

Join us as we discuss:

• **Bitcoin & Altcoins**: Why the recent surge in cryptocurrency is just the beginning and what you need to know to ride this wave. 🌊
• **Tesla**: The obvious pick. With Elon Musk’s influence, learn why Tesla remains a strong investment and how it could slam-dunk financial performance. 🏎️
• **Deregulated Banks & Financial Stocks**: How deregulation under the new administration can favor financial institutions and what this means for bank stocks. 📈
• **Defense & Aerospace**: Projected growth in military spending and how companies like Lockheed Martin can benefit. ✈️
• **Energy Sector**: Potential opportunities in oil, natural gas, and coal as deregulation looms. ⛽
• **Tech Titans**: CEOs like Mark Zuckerberg and Tim Cook who have publicly aligned with the administration, and the potential impact on stocks like Microsoft and Meta. 📲
• **Housing Market**: Inflation and its impact on home prices—why waiting might cost you more in the long run. 🏡

*Stock Picks to Watch:*

Bitcoin (BTC), Solana (SOL), Ethereum (ETH), Tesla (TSLA), Lockheed Martin (LMT), Microsoft (MSFT), Meta (META)

*Discussion Highlights:*

• [00:00:28] Bitcoin & Altcoins: Why they’re favored and expected to rise.
• [00:01:28] Tesla: Why it remains a strong pick and Elon Musk’s role.
• [00:02:11] Financial Stocks: The impact of deregulation.
• [00:02:53] Defense & Aerospace: The potential for growth.
• [00:04:11] Housing Market: Why prices may continue to rise.

We’re cutting through the noise to give you actionable insights. If you’re looking to make informed investment decisions during these turbulent times, this episode is a must-watch. Please like, comment, and subscribe for more in-depth discussions and timely market analysis. 🤝💡

*Hashtags:*

#Bitcoin #Crypto #Tesla #Finance #Investment #MarketAnalysis #StockMarket #ElonMusk #Microsoft #Meta #Deregulation #HousingMarket #DefenseStocks #FinancialNews #IanAndRashad #BlackOutPodcast

Thank you for tuning in! Make sure to hit the bell icon 🔔 to get notified when we drop new episodes! 📅

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Disclaimer: The opinions expressed in this podcast are for informational purposes only and do not constitute financial advice. Please consult with a financial advisor before making any investment decisions.

In this clip of EYL, Rashad Bilal delves into the intricacies of the restaurant business and why it's often considered one of the most challenging ventures to succeed in. Through relatable analogies and practical advice, Rashad breaks down the core reasons behind the high failure rates in the restaurant industry and offers insightful solutions for budding restaurateurs.

Rashad kicks off the discussion by highlighting the numerous expenses associated with starting and running a restaurant. From securing a retail space and outfitting it with industrial kitchen equipment to maintaining sanitation and hiring staff, the initial capital required can be quite daunting. Moreover, he explains how fluctuating income streams, combined with consistently high expenses, often lead to the downfall of many restaurants.

One of the core solutions Rashad offers is the concept of the Minimum Viable Product (MVP). Instead of diving headfirst into a full-fledged restaurant, he suggests starting with a ghost kitchen—a cost-effective approach that gained popularity during the COVID-19 pandemic. Ghost kitchens allow aspiring restaurateurs to rent industrial kitchen space and focus solely on food preparation for delivery services like Uber Eats, thus significantly minimizing initial costs and risks.

Rashad also emphasizes the importance of diversifying income streams within one business rather than juggling multiple ventures. For restaurants, he outlines seven potential revenue streams:

1. Dining-in

2. Delivery services (e.g., Uber Eats)

3. Cooking classes

4. Online cooking podcasts and videos

5. Merchandise sales

6. High-ticket coaching sessions for aspiring restaurateurs

7. Selling branded food items, such as spices and sauces

By leveraging these varied income sources, restaurant owners can create a more sustainable and resilient business model.

Throughout the episode, Rashad provides a wealth of practical tips and actionable advice, making it an invaluable resource for anyone looking to thrive in the restaurant industry or any other high-stake business. If you're an entrepreneur aiming to diversify your skills, manage your business more effectively, or simply understand the complexities of the restaurant world, this episode is a must-watch.

Tune in to gain a deeper understanding of how to navigate the challenging yet rewarding landscape of the restaurant business, and don't forget to like, comment, and subscribe for more insights from EYL Medium.

*Hashtags:*

#EYL #Entrepreneurship #RestaurantBusiness #GhostKitchen #SmallBusiness #StartupAdvice #IncomeStreams #BusinessTips #CookingClasses #Podcasting #Merchandise #OnlineBusiness #RashadBilal #EYLMedium

In this exclusive interview, we sit down with Moksha Fitzgibbons, the President of Complex, for a behind-the-scenes look at one of the most influential media brands in pop culture today. Moksha dives deep into the inner workings of Complex, from the evolution of ComplexCon—an event that blends music, fashion, and culture like no other—to the complexities of guiding a company that’s changed ownership three times. He shares what it takes to keep Complex relevant and innovative in an industry that’s constantly shifting.

We also explore the larger landscape of digital media and how Complex has navigated the challenges of a rapidly changing market. From staying true to its brand values to adapting to new platforms and technologies, Moksha offers insights into the strategies and mindset that have helped Complex maintain its position as a leader in media. This conversation sheds light on the future of media, the impact of ownership changes, and the vision guiding Complex forward. 

Whether you're interested in media, business, or pop culture, this is a conversation you don’t want to miss. Tune in for a rare glimpse into the world of Complex and gain valuable insights on the present and future of the media landscape!

#ComplexMedia #MokshaFitzgibbons #ComplexCon #MediaLandscape #MediaIndustry #ComplexInterview #DigitalMedia #MediaBusiness #ContentCreation #PopCulture #ComplexNews

Join us as Jemele Hill and Tim Scott dive into the ultimate debate: Who’s the best choice for president, Trump or Kamala Harris? We cover their views on key issues shaping America, from the economy to healthcare, social justice, and beyond. Tune in for a thought-provoking discussion that breaks down where each cand

idate stands—and what it means for the future of the country!

Welcome to another insightful clip of EYL! In this clip, hosted by Rashad Bilal and Troy Millings, we are joined by financial experts Carter Cofield and George Acheampong Jr. to discuss critical strategies in planning for your children's financial future.

Planning for your child's future is one of the essential responsibilities of parenthood. Whether you're looking to save for college, insurance, or other future investments, there are numerous ways to set up your children for success. Our guests break down these financial strategies into simpler terms, making it easier for you to understand and implement them.

*Key topics covered in this episode:*

1. **Custodial Accounts**: Discover how setting up custodial brokerage accounts can provide long-term benefits for your children and why starting from a young age offers a significant advantage due to the compounding effect over time.

2. **Life Insurance for Kids**: Learn about the benefits of taking life insurance policies on your kids while they are young and healthy. This approach could offer them financial stability early in life.

3. **529 Plans**: George and Carter discuss the advantages and limitations of 529 educational savings plans, including the latest updates that allow converting them to Roth IRAs.

4. **Hiring Your Kids**: Carter introduces a lesser-known but highly effective strategy of hiring your children in your business as a means of tax efficiency and skill education, setting them up with substantial sums in Roth IRAs by the time they turn 18.

5. **Asset Allocation**: Gain valuable insights into asset allocation, with recommendations on saving, spending, and investing percentages for different income brackets. George highlights the importance of increasing your Savings rate as your income grows to expedite your financial independence.

*Special Quotes from the Episode:*

• "The number one thing in investing that you have in your favor is time." - George Acheampong Jr.
• "Retirement is not an age, it is a number. The faster we get you there, the faster you can do whatever you want." - Carter Cofield

Tune in to this episode of EYL Medium to get comprehensive advice on setting your children up for a financially successful future. Whether you're a new parent or planning to be one, this episode is packed with expert advice and actionable insights that can help you make smarter financial decisions.

*Make sure to like, comment, and subscribe to stay updated with our latest content!*

Hashtags:

#EYLMedium #FinancialPlanning #ChildrensFuture #Investing #CustodialAccounts #LifeInsurance #529Plans #HiringYourKids #AssetAllocation #FinancialIndependence #MelaninMoney #TaxTips #BusinessStrategies #FinancialLiteracy

Welcome to another enlightening clip of EYL! Today, we dive deep into the crucial topic of estate planning with our esteemed guests, Melanin Money, Carter Cofield, and George Acheampong Jr., guided by our hosts Ian Dunlap and Rashad Bilal. Understanding the difference between a trust and a will can be overwhelming, but it's essential for effective estate management and wealth preservation.

*Key Highlights:*

0:00 - *Episode Introduction*

• Ian opens the conversation about the significance of estate planning and the general confusion around trusts and wills.

0:17 - *Unpacking Wills and Trusts*

• George Acheampong Jr. explains the fundamental differences between a will and a trust, emphasizing the control and flexibility that a trust offers.

1:57 - *Revocable vs. Irrevocable Trusts*

• Carter Cofield elaborates on the tax benefits of a revocable trust and why it can be a powerful tool for avoiding probate court. He also shares insights into the specific scenarios where an irrevocable trust might be necessary.

4:33 - *Real-life Examples and Tax Implications*

• Case studies like Chadwick Boseman’s estate highlight the potential pitfalls of not having a proper trust in place. Carter explains the crucial tax advantages and how a revocable trust can save heirs from heavy tax burdens.

5:16 - *Life Insurance and Family Wealth*

• Rashad brings up the strategy of buying life insurance policies on family members. George and Carter discuss how this approach, often overlooked in their community, can significantly contribute to generational wealth.

6:44 - *The Importance of Disability Insurance*

• George shares a personal story about a health scare and the vital role of disability insurance in securing one's income during unforeseen circumstances.

9:26 - *Business Partnerships and Insurance*

• The guests discuss the necessity of having life insurance and buy-sell agreements within business partnerships to ensure continuity and financial security.

10:15 - *Structuring Business for Tax Efficiency*

• Carter provides valuable advice on the optimal business structures to maximize tax deductions and protect partnerships from financial discrepancies.

This clip is filled with invaluable insights, practical advice, and real-life examples that can guide you in making informed decisions about estate planning, whether for personal or business needs. Don't miss out on this opportunity to learn from the experts and ensure that you and your loved ones are financially secure for generations to come.

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*🔔 Don't forget to like, subscribe, and hit the notification bell to stay updated with our latest episodes!*

#EstatePlanning #TrustsVsWills #GenerationalWealth #FinancialFreedom #EYL #MelaninMoney

In this week's episode of *Earn Your Leisure*, we sit down with entrepreneur David Shands to break down the journey from a 9-to-5 employee to a 6-figure entrepreneur. David shares insights on what it takes to make six figures, defining it as earning between $100,000 and $999,000 annually and examining the difference between gross income and net income.

We dive into the essentials of launching a successful business, covering **Product, Price, and Promotion**:

**Product**: Whether you're offering a tangible product or a service, it should be easy to produce, deliver, and pay for. More importantly, it must solve a real problem for customers, going beyond just being a good idea.

**Price**: Set a price that provides at least three times the perceived value. Through effective storytelling, position your price at a level that feels comfortable for you, and consider recurring revenue models to reach your income goals.

**Promotion**: Gain visibility through hustle or leverage. From social media strategies to email and text marketing, discover ways to expand your reach and share your offerings with a larger audience.

Don’t miss this comprehensive guide on how to escape the 9-to-5 and start building a business that brings financial freedom!

#EarnYourLeisure #DavidShands #Entrepreneurship #SixFigures #9to5ToEntrepreneur #SmallBusiness #FinancialFreedom #ProductPricePromotion #BusinessGrowth #SideHustle #InvestInYourself

In this week’s episode of Market Mondays, we are thrilled to sit down with the U.S. Secretary of Education, Miguel Cardona. Join host Rashad Bilal as he dives deep into the pressing issues facing our education system today. This episode covers a broad range of vital topics, including the controversial debate around dismantling the Department of Education, the critical role of equity in education, and the systemic challenges impacting black and brown communities.

Secretary Cardona opens the discussion by addressing the potential consequences of dismantling the Department of Education, particularly for marginalized communities. He underscores the importance of the Department in ensuring equity and holding institutions accountable. "If the Department of Education is not doing their job to make sure that special education equity happens, racial equity happens, to make sure that public education is a right, not something that you pay for... we're going to have a system of the have and have nots," says Secretary Cardona.

Rashad and Secretary Cardona also delve into the complex structure of the U.S. education system. While Secretary Cardona shares his multifaceted experience—from being a principal to a state commissioner—he explains the federal role in distributing funds and enforcing civil rights laws. He elaborates on the challenges of ensuring educational equity across states and districts with varying resources and policies.

A particularly enlightening segment of the conversation centers around the concept of education reform—how to bridge the gap between schools in affluent communities and those in lower-income areas. Rashad probes the idea of overhauling the education system to be more centralized, questioning whether it could level the playing field for all students. Secretary Cardona responds thoughtfully, emphasizing the need for equity and local accountability while cautioning against the risks of federal overreach.

"I don't want the federal government telling every school system what to do... I want to make sure that I'm fighting for equity, for evolution, for outcomes of results," Secretary Cardona articulates, stressing the importance of maintaining a balance between oversight and local autonomy.

The episode also touches on hot-button issues like curriculum content and the politicization of education. Secretary Cardona warns of the dangers of removing critical historical narratives such as African American history and discriminating against students based on their sexual orientation. He calls for active engagement and vigilance from the public to uphold the values of equity and inclusion in the education system.

Finally, Secretary Cardona’s call to action is clear: "People got to get active, they got to get engaged, and they got to start speaking up for what they believe to be the values of this country." This episode is a must-watch for anyone passionate about the future of education and the fight for equitable and inclusive learning environments.

Don’t miss out on this insightful conversation! Make sure to like, comment, and subscribe for more impactful discussions on Market Mondays.

Hashtags:

#MarketMondays #Education #SecretaryCardona #PublicEducation #EquityInEducation #EducationReform #RacialEquity #CivilRights #AmericanRescuePlan #EducationalPolicy #InclusiveEducation