this is money

this is money

  • 53 minutes 52 seconds
    747b wwgd: Jane's Nan has offered $90k to help buy a property

    In todayโ€™s episode Glen chats with Jane* about her financial, career, and living situation, exploring the exciting options ahead. From a potential career pivot into the arts to a $90k boost from nan to help her and her sisters enter the property market, Jane has some big decisions to make. *Name changed for anonymity.


    Thanks to Skye Wealth for supporting our Thursday show! Connect with the team here


    We hate email spam so we donโ€™t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.


    To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.


    Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.


    SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.


    Hosted on Acast. See acast.com/privacy for more information.

    20 November 2024, 7:10 pm
  • 1 hour 10 minutes
    747 potential HELP debt changes, choosing the best super fund, ETFs inside super + the life insurance in super scandal

    In today's episode Glen and Vince Scully from Life Sherpa discuss:


    ๐Ÿ‘‰๐Ÿฟ proposed Government changes to reduce student loans

    ๐Ÿ‘‰๐Ÿป choosing the best super fund for you

    ๐Ÿ‘‰ default insurance within super

    ๐Ÿ‘‰๐Ÿผ and buying ETFs within super


    Thanks to Sphere Home Loans for supporting the Tuesday show! Need a mortgage broker? Connect with the team here


    We hate email spam so we donโ€™t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.


    To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.


    Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.


    SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.


    Hosted on Acast. See acast.com/privacy for more information.

    18 November 2024, 6:10 pm
  • 1 hour 44 seconds
    746b mortgage broker Q&A (turning your PPOR into an investment, renovation loans, kids & borrowing capacity + more)

    In today's chat, Rachelle Kroon from Sphere Home Loans joins Glen to answer all your questions touching on:


    ๐Ÿ‘‰๐Ÿพ benefit of using a broker vs direct to bank

    ๐Ÿ‘‰๐Ÿฟ will a mortgage broker help someone get a loan under $250k?

    ๐Ÿ‘‰๐Ÿป how much does having a child impact borrowing capacity?

    ๐Ÿ‘‰ borrowing capacity upon returning from mat leaveย 

    ๐Ÿ‘‰๐Ÿผ using equity to buy a new PPOR

    ๐Ÿ‘‰๐Ÿฝ what after-settlement service can you expect from brokers?

    ๐Ÿ‘‰๐Ÿพ renovation loans

    ๐Ÿ‘‰๐Ÿฟ financial hardship assistance & impact on refinancing

    ๐Ÿ‘‰๐Ÿป how does applying for lending impact your credit score?

    ๐Ÿ‘‰ do mortgage brokers get kickbacks from developers?

    ๐Ÿ‘‰๐Ÿผ building a granny flat on your property


    Thanks to Sphere Home Loans for supporting this episode! Need a mortgage broker? Connect with the team here


    We hate email spam so we donโ€™t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.


    To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.


    Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.


    SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.


    Hosted on Acast. See acast.com/privacy for more information.

    13 November 2024, 6:10 pm
  • 57 minutes 25 seconds
    746 financial gifts in Australia, making your house an investment property, brokerage account fees + active vs passive

    In today's Q&A Glen and John talk about:


    ๐Ÿ‘‰๐Ÿป are flights to check on your investment property tax deductible?

    ๐Ÿ‘‰ financial implications for turning your home into an investment

    ๐Ÿ‘‰๐Ÿผ do you need to pay tax on financial gifts from overseas?

    ๐Ÿ‘‰๐Ÿฝ investment platforms & brokerage fees

    ๐Ÿ‘‰๐Ÿพ the VAP and VSO ETFs


    Thanks to Sphere Home Loans for supporting the Tuesday show! Need a mortgage broker? Connect with the team here


    We hate email spam so we donโ€™t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.


    To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.


    Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.


    SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.


    Hosted on Acast. See acast.com/privacy for more information.

    11 November 2024, 6:10 pm
  • 41 minutes 5 seconds
    745b buying my first home or investment property (clarity call with Tayla)

    Tayla is 27 and wants to know what it will take to purchase her first home on the NSW Central Coast. In this live clarity call, John Pidgeon from this is property and mortgage broker Genevieve Fordham from Sphere Home Loans help Tayla crunch the numbers to figure out what she can afford to buy as either a first home or investment property.


    Want clarity on your property situation? Book a clarity call with John here


    Check out John's book, Sort Your Property Out & Build Your Future at sortyourpropertyout.com


    Thanks to Sphere Home Loans for supporting this episode! Need a mortgage broker? Connect with the team here


    We hate email spam so we donโ€™t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.


    To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.


    Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.


    SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.


    Hosted on Acast. See acast.com/privacy for more information.

    6 November 2024, 6:10 pm
  • 56 minutes 59 seconds
    745 the $1 rule, and 43 other easy ways to be better with money

    Improving your money doesn't have to be complicated! In this episode Glen and Lucy Dean, wealth reporter at the Australian Financial Review, share a ton of easy money tips and hacks from the experts to help you save money, spend smarter and build wealth.


    Prefer reading? Check out Lucy's article here (you'll need an AFR subscription): https://bit.ly/40rf5k4


    Thanks to Sphere Home Loans for supporting the Tuesday show! Need a mortgage broker? Connect with the team here


    We hate email spam so we donโ€™t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.


    To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.


    Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.


    SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.


    Hosted on Acast. See acast.com/privacy for more information.

    4 November 2024, 6:10 pm
  • 49 minutes 11 seconds
    744b wwgd: Megan is 27, newly married and wants career guidance + a financial health check

    In this episode of "what would Glen do", Megan asks for a review of her finances to know if she's on the right track and some advice on her next career move to increase her salary.


    Thanks to Skye Wealth for supporting our Thursday show! Connect with the team here


    We hate email spam so we donโ€™t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.


    To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.


    Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.


    SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.


    Hosted on Acast. See acast.com/privacy for more information.

    30 October 2024, 6:10 pm
  • 56 minutes 33 seconds
    744 a lazy financial plan, trying to sell an unusual home, those who canโ€™t be helped + offset accounts gone wrong

    In today's Q&A Glen and John discuss:


    ๐Ÿ‘‰๐Ÿพ should you market your home to a specific demographic?

    ๐Ÿ‘‰๐Ÿฟ tips for vetting a listing agent to sell your home

    ๐Ÿ‘‰๐Ÿป giving financial advice to friends and family

    ๐Ÿ‘‰ is there anything wrong with my lazy financial plan?

    ๐Ÿ‘‰๐Ÿผ investing extra mortgage repayments instead of putting it in offset


    Thanks to Sphere Home Loans for supporting the Tuesday show! Need a mortgage broker? Connect with the team here


    We hate email spam so we donโ€™t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.


    To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.


    Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.


    SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.


    Hosted on Acast. See acast.com/privacy for more information.

    28 October 2024, 6:10 pm
  • 1 hour 9 minutes
    743b secure an off the plan apartment with just $10k (developer Q&A with Third.i)

    In today's episode Glen chats with Luke Berry from property development company Third.i about how homebuyers can get into the market sooner using a platform called NestDeposit. NestDeposit is a platform which allows buyers to secure an off the plan property with an initial $10k upfront, while paying the rest of the deposit off in instalments. They also dive into Third.i's Crowโ€™s Nest project in Sydney and answer your questions around buying off the plan.


    Register here for the event at Crows Nest, NSW on Thurs 31 October to hear more about NestDeposit


    Third.i website: https://thirdigroup.com.au

    NestDeposit website: https://nestdeposit.com.au


    Thanks to Skye Wealth for supporting our Thursday show! Connect with the team here


    We hate email spam so we donโ€™t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.


    To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.


    Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.


    SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.


    Hosted on Acast. See acast.com/privacy for more information.

    23 October 2024, 6:10 pm
  • 53 minutes 52 seconds
    742b what your clothes REALLY cost according to the Ethical Fashion Report

    In this episode, Glen chats with Gina Snodgrass and Kat Halliday from Baptist World Aid about the 2024 Ethical Fashion Report. They dive into the rise of ultra-fast fashion, which brands are making progress, and why it's crucial to buy less, buy better, and expect more from your favourite companies. Check out the full Ethical Fashion Report below. They touch on:


    ๐Ÿ‘‰๐Ÿพ what ultra-fast fashion means for consumers

    ๐Ÿ‘‰๐Ÿฟ how shopping ethically doesnโ€™t have to cost more

    ๐Ÿ‘‰๐Ÿป which big brands are actually ethical?

    ๐Ÿ‘‰ insights from the 2024 Ethical Fashion Report

    ๐Ÿ‘‰๐Ÿผ simple ways to extend the life of your clothes

    ๐Ÿ‘‰๐Ÿฝ the power of consumer choices in driving brand changes

    ๐Ÿ‘‰ ways that you can contribute to a more ethical world


    To view the Ethical Fashion Guide & Report head to: https://bwaa.co/mmm-fashion

    Donate towards ending worker exploitation: https://bwaa.co/mmm-give

    Speak out to your favourite brands: https://bwaa.co/mmm-speak-out


    We hate email spam so we donโ€™t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.


    To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.


    Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.


    SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.


    Hosted on Acast. See acast.com/privacy for more information.

    16 October 2024, 6:10 pm
  • 43 minutes 51 seconds
    742 renovate or sell inherited property + fair mortgage splits in relationships

    In today's Q&A, Glen and financial adviser James Millard from Sufficient Funds dive into the complexities of inheriting an uninhabitable property and making tough decisions about whether to renovate or sell. They also discuss the emotional weight of inheritance, how to avoid decision paralysis, and practical steps for financial planning. Plus, they discuss a question that caused a stir in the money money money Facebook group: How do you set up a fair mortgage split when one partner earns significantly more?


    ๐Ÿ“˜ 'The Quick Start-Guide to Investing' by Glen James & Nick Bradley is available here: https://amzn.to/3QNNrbv

    ๐Ÿ“˜ Insufficient Funds by James Millard: https://amzn.to/47ZVIQW


    Thanks to Sphere Home Loans for supporting the Tuesday show! Need a mortgage broker? Connect with the team here


    We hate email spam so we donโ€™t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.


    To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.


    Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.


    SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.


    Hosted on Acast. See acast.com/privacy for more information.

    14 October 2024, 6:10 pm
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