Today we're back with another Money Moments episode, where we chat to real Kiwis about money. In this episode, we are joined by Colin Magee, CEO of Catalist, the stock exchange connecting everyday investors and Kiwi businesses with big potential. 

Colin has over 2 decades of experience in financial services working as a finance lawyer in London and a general counsel for an investment bank. 

Most recently, his role was Head of Conduct at the Financial Markets Authority (FMA), where he led the teams responsible for regulating the stock markets and realised that there was a gap that needed to be filled in the New Zealand market.

In this episode, Colin shares about:

• The main differences of living and working in London vs New Zealand
• What types of assets he is investing in and why?
• What led him to start his own business, Catalist
• Why it's important to support small & medium businesses in New Zealand
• How small and medium-sized enterprises can fit into your portfolio

Keen to learn more about Catalist? Check out their website here.

If you enjoyed today's show, we'd LOVE for you to rate & review it on Apple Podcasts and share your favourite episode with a friend.

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Got questions? Get in touch: www.itsnosecret.co.nz

In today's podcast episode, we’ll be answering the question of - how does the KiwiSaver joining/transfer process work behind the scenes?

While expectations around banking/financial services these days are instant, unfortunately, the case with KiwiSaver transfers and many other investments isn't.

Whether you're moving to NZ and starting KiwiSaver for the first time, or over 18 and taking control of your account - it pays to understand how and why these processes behind the scenes can take some time

Specifically, we chatted about:

• How do you switch KiwiSaver providers? What happens behind the scenes?
• Which parties are involved in the transfer? 
• How long does it take to switch KiwiSaver providers?
• How does this process differ whether you are transferring your balance VS joining KiwiSaver for the first time?

And much more!

If you enjoyed today's show, we'd LOVE for you to rate & review it on Apple Podcasts and share your favourite episode with a friend.

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Got questions? Get in touch: www.itsnosecret.co.nz

In today's podcast episode, we’ll be chatting to you all about scams. 

Scams are a hot topic at the moment, just google ‘scams nz’ and look at the news and there are SO many recent articles sharing how someone has been scammed out of a significant amount of money.  So let’s chat about how you can avoid them.

In this episode we specifically chatted about:

• Signs that you are being set up for a scam
• What you can do to avoid scams and some common examples
• How to find out if an investment is legit and how protected you are

Check out the resources mentioned during the episode:

• Sorted.org.nz - Fraud and Scams
• MBIE - Money lost to scams
• Netsafe.org.nz - Common types of scams
• FMA - Latest scam warnings 

If you enjoyed today's show, we'd LOVE for you to rate & review it on Apple Podcasts and share your favourite episode with a friend.

SUBSCRIBE to It's No Secret, wherever you listen to podcasts and never miss an episode: Apple Podcasts - Spotify

Follow us for fun chat & financial tidbits on IG: @itsnosecretnz
Got questions? Get in touch: www.itsnosecret.co.nz

In today's podcast episode, we’ll be chatting to you about whether or not you’re spending enough money to maintain your health.

Whether your health spending comes in the form of long weekends away, going to a therapist or even a boujee gym membership, investing in yourself can come in many forms. 

But how do you know if you’re spending enough money on your health, or better yet too much? Let’s jump into it.

Specifically, we chatted about:

• What we personally spend on our health such as gyms, insurance and the odd treat
• How we justify the costs of health for our spending
• Why some people are reluctant to spend money on their health

and plenty more!

If you enjoyed today's show, we'd LOVE for you to rate & review it on Apple Podcasts and share your favourite episode with a friend.

SUBSCRIBE to It's No Secret, wherever you listen to podcasts and never miss an episode: Apple Podcasts - Spotify

Follow us for fun chat & financial tidbits on IG: @itsnosecretnz
Got questions? Get in touch: www.itsnosecret.co.nz

In today's Q&A episode, we'll be answering DM's from the gram as well as a few customer queries from the Kernel inbox.

This time, we'll be answering questions such as:

• What is compounding?
• Should I regularly invest, or save then invest money in one lump sum?
• What happens if you take money out before the quarterly distributions are made?

Do you have a burning money question you want answered? Let us know in the DM's we'd love to hear from you

If you enjoyed today's show, we'd LOVE for you to rate & review it on Apple Podcasts and share your favourite episode with a friend.

SUBSCRIBE to It's No Secret, wherever you listen to podcasts and never miss an episode: Apple Podcasts - Spotify

Follow us for fun chat & financial tidbits on IG: @itsnosecretnz
Got questions? Get in touch: www.itsnosecret.co.nz

In today's podcast episode, we’ll be chatting about how people's differing money situations can affect friendships and ultimately behaviour.

At some point, you’ve probably experienced a difference in wealth (or perceived wealth) between you and your friends. But should you let this difference in lifestyle affect your behaviour? Let’s discuss.

Specifically, we chat about:

• Why there will always be differences in wealth between your friend groups
• How your definition of wealth and priorities changes over time
• What drives the feeling of competitiveness
• How people tend to talk less about money as they get older
• What you can do to stop comparing yourself to others

If you enjoyed today's show, we'd LOVE for you to rate & review it on Apple Podcasts and share your favourite episode with a friend.

SUBSCRIBE to It's No Secret, wherever you listen to podcasts and never miss an episode: Apple Podcasts - Spotify

Follow us for fun chat & financial tidbits on IG: @itsnosecretnz
Got questions? Get in touch: www.itsnosecret.co.nz

Today we’re back with another Money Moments episode, where we chat to real Kiwis about their experience with money.

In this episode, we're joined by Sarah Kelsey, host of the personal finance & development podcast, the OneUp project.

Sarah started her podcast over 4 years ago and has grown her listenership to over [345,000] with Kiwis from all over NZ tuning into her tips on how to get the most out of your money and, ultimately, life.

We have lots to talk about in today’s ep, let’s get stuck in.

Specifically, we chat about:

• How much money Sarah has stashed away for a rainy day - a.k.a emergency fund
• What she's doing to leverage the connections that she's made through the podcast 
• How she manages her money using 9 of her bank accounts
• What's her big 'a-ha' moment was when it comes to approaching & viewing money
• Why slowing down has helped her recollect and focus more on what she values
• What's next for her career and where she wants to go

If you enjoyed today's show, we'd LOVE for you to rate & review it on Apple Podcasts and share your favourite episode with a friend.

SUBSCRIBE to It's No Secret, wherever you listen to podcasts and never miss an episode: Apple Podcasts - Spotify

Follow us for fun chat & financial tidbits on IG: @itsnosecretnz
Got questions? Get in touch: www.itsnosecret.co.nz

In today's podcast episode, we’ll be chatting about whether or not the Kiwi dream of owning a bach is all that is cracked up to be.

Many Kiwis often dream about having a bach to use as an escape during their extended breaks. But what if we told you that you may be better off putting that money towards boujee yearly holidays instead? 

In this podcast episode, we chat about:

• The pros and cons of a bach
• The average price of a bach across different holiday destinations and how much you could be paying
• Why renting out your bach or relying on capital gains may not give you the outcome you want
• How premium your holiday could be if that money is instead put towards yearly holidays

References:

• Infometrics Housing Price Data
• Lighthouse Financial Case Study

If you enjoyed today's show, we'd LOVE for you to rate & review it on Apple Podcasts and share your favourite episode with a friend.

SUBSCRIBE to It's No Secret, wherever you listen to podcasts and never miss an episode: Apple Podcasts - Spotify

Follow us for fun chat & financial tidbits on IG: @itsnosecretnz
Got questions? Get in touch: www.itsnosecret.co.nz

In honour of our favourite time of the year - aka tax time - we thought we’d answer a few commonly asked questions.

Specifically, we answer:

• How important is tax when investing?
• Are NZ shares taxed differently from global shares?
• What benefit does investing through a trust give me, if at all?
• What the heck is the FIF tax regime?

Got a burning money question that you want answered? Slide into our DM’s and we’ll answer them on the pod!

If you enjoyed today's show, we'd LOVE for you to rate & review it on Apple Podcasts and share your favourite episode with a friend.

SUBSCRIBE to It's No Secret, wherever you listen to podcasts and never miss an episode: Apple Podcasts - Spotify

Follow us for fun chat & financial tidbits on IG: @itsnosecretnz
Got questions? Get in touch: www.itsnosecret.co.nz

Wondering how you can set up your children for financial success in the future? Then this podcast episode is for you!

In this episode, we are joined by Co-Founder of SquareOne, Jovan Pavlicevic.

Jovan has a background in starting businesses and wears many hats at SquareOne - from strategic capital raising to designing the customer and employee experience.

With a background in starting businesses, he has always loved finding novel ways to fix broken things. This time, with how we can empower kids, and everyday Kiwis, to be better with money.

In this podcast episode, we chat about:

• What is SquareOne and how can it help children to be better with money
• Some practical tips in money management for kids
• When the 'right' time is to start teaching your children about money
• Why it’s important to upskill your financial knowledge so you can help your kids be better with money

Learn more about SquareOne here.

If you enjoyed today's show, we'd LOVE for you to rate & review it on Apple Podcasts and share your favourite episode with a friend.

SUBSCRIBE to It's No Secret, wherever you listen to podcasts and never miss an episode: Apple Podcasts - Spotify

Follow us for fun chat & financial tidbits on IG: @itsnosecretnz
Got questions? Get in touch: www.itsnosecret.co.nz

In today's podcast episode, we’ll be revisiting the ever-important rainy day funds; more commonly known as emergency funds! 

While emergencies are rare, it is important to have money set aside for some peace of mind. So if you're looking for some inspiration on where to get started with your emergency fund, this episode is for you!

In this podcast episode, we chat about:

• When and how you should use your emergency fund - spoiler it's not for last-minute dresses.
• How much you should set aside for your emergency fund and what factors to consider?
• The different places where you can invest your emergency funds while keeping it accessible
• How credit cards and insurance can play into how you handle your emergency spending. 

If you enjoyed today's show, we'd LOVE for you to rate & review it on Apple Podcasts and share your favourite episode with a friend.

SUBSCRIBE to It's No Secret, wherever you listen to podcasts and never miss an episode: Apple Podcasts - Spotify

Follow us for fun chat & financial tidbits on IG: @itsnosecretnz
Got questions? Get in touch: www.itsnosecret.co.nz