Welcome to Rask's 2024 Year in Review. This episode features snippets from an Olympian, Therapist, CEO, Influencers, Authors, Founders and more!

Episodes to watch next (in order of first appearance in the Review):

John Addis, leukaemia and dealing with uncertainty: https://www.raskmedia.com.au/2024/10/07/john-addis-book-how-not-to-lose-1-million/

Grant Hackett, bad times don’t last forever: https://www.youtube.com/watch?v=JLoIKV68-hw

Marie Verkakis (to be released), therapist: https://youtu.be/f6EH6yHzzes

Dave Gow, early retirement & looking inward: https://www.youtube.com/watch?v=UjoGibsgPG0

Tim Duggan, working less: https://www.youtube.com/watch?v=kzk7toGCycQ 

Brian Hartzer, coaching kids: https://www.youtube.com/watch?v=xaFC9Pp2DPM

Qiao Ma (to be released), Lehman lessons & killer companies: https://youtu.be/xh2D5FAR1mA

Angus Donohoo, Crypto Gandi: https://www.raskmedia.com.au/2024/10/02/angus-donohoo-dating-apps/

Joe Aston, journalist & power abuse: https://youtu.be/Vu6FFGcsUBU

Phil Lowe, former RBA governor: https://www.raskmedia.com.au/2024/11/27/phil-lowe-caroline-gurney-investing-on-purpose/

Paul Clitheroe, bullish on Australia: https://www.youtube.com/watch?v=AikPhtqJf48

Alec Rehehan, questions: https://www.youtube.com/watch?v=5mmCDdqV_xU

Mike Kemp, market history: https://podcasts.apple.com/gb/podcast/how-to-actually-grow-wealthy-ft-mike-kemp-live-replay/id1414707038?i=1000646198287

Todd Barlow, portfolio management: https://www.raskmedia.com.au/2024/09/18/washington-h-soul-pattinson-co-ltd-asxsol-invest-ceo-todd-barlow/

~~ Rask Resources ~~

All services: https://bit.ly/R-services

Financial Planning: https://bit.ly/R-plan 

Invest with us: https://bit.ly/R-invest 

Access Show Notes: https://bit.ly/R-notes 

Ask a question: https://bit.ly/R-quest 

DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this 2 Sense episode of The Australian Property Podcast, 7-time author Pete Wargent and Flint Group founder Chris Bates are BACK!

Every week, Chris Bates and Pete Wargent jump on the Australian Property Podcast airwaves to answer your questions or cover the top 3 property news stories of the news. Don't forget to send Chris and Pete your questions!

In this week’s episode, Chris and Pete cover:

1 – Getting behind the curve

2 – Aus per capita recession continues for a 7th quarter

3 - Top property hotspots and trends for 2025

Episode resources

Rask community forum

https://community.rask.com.au/home

1 – Getting behind the curve

Canada's Unemployment Rate Rises to 6.8%

Canada Unemployment Rate Rises to 6.8% in November vs 6.6% Expected

Bank of Canada Interest Rate Update Expectations

2 – Aussie per capita recession continues

Private Sector Limps into Recession

Recession Crashes Down on Australian Households

3 – Where are some of the property best buys for 2025?

Ray White Property Trends and hotspots for 2025

Ray White 2025 Property Outlook Report

~~ Resources you'll love ~~

Invest with Owen: https://bit.ly/R-invest

Mortgage Broking: https://bit.ly/broke-rask

Financial Planning: https://bit.ly/R-plan

Property Coaching: https://bit.ly/R-P-coach

100-point property checklist (PDF): https://bit.ly/prop-check

Accounting with Grey Space: http://bit.ly/3DG5lWS

Business Coaching: https://bit.ly/o-coach

Ask a question: https://bit.ly/3QtiY00

DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser.Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg

Learn more about your ad choices. Visit megaphone.fm/adchoices

Every week, Chris Bates and Pete Wargent jump on the Australian Property Podcast airwaves to answer your questions or cover the top 3 property news stories of the news. Don't forget to send Chris and Pete your questions!

In this week’s episode, Chris and Pete cover:

1 – Leaders hit pause on rapid immigration

2 – Help to Buy Scheme passed as legislation

3 – Australia’s apartment supply crunch continues to worse 

Episode resources

Rask community forum

https://community.rask.com.au/home

1 – Leaders hit pause on rapid immigration

Peter Dutton pledges to drastically slash migration in bid to free up 100,000 homes over five years

https://theconversation.com/peter-dutton-pledges-to-drastically-slash-migration-in-bid-to-free-up-100-000-homes-over-five-years-230205

Starmer: record net migration shows Tories ran ‘open borders experiment’

https://www.theguardian.com/uk-news/2024/nov/28/uk-deal-iraq-people-smugglers-europe

Starmer pledges to reduce immigration with points-based reform

https://www.reuters.com/world/uk/uk-net-migration-falls-year-june-2024-11-28/

Fact Check: Trudeau announced Canada immigration cuts, not freeze

https://www.reuters.com/fact-check/trudeau-announced-canada-immigration-cuts-not-freeze-2024-11-28/

2 – Help to Buy Scheme passed as legislation

https://www.abc.net.au/news/2024-11-27/how-the-federal-government-help-to-buy-scheme-will-work/104650296

3 – Australia’s apartment supply crunch continues to worsen

https://www.macrobusiness.com.au/2024/11/australias-apartment-supply-crunch-worsens/

~~ Resources you'll love ~~

• Invest with Owen: https://bit.ly/R-invest
• Mortgage Broking: https://bit.ly/broke-rask
• Financial Planning: https://bit.ly/R-plan
• Property Coaching: https://bit.ly/R-P-coach
• 100-point property checklist (PDF): https://bit.ly/prop-check
• Accounting with Grey Space: http://bit.ly/3DG5lWS
• Business Coaching: https://bit.ly/o-coach
• Ask a question: https://bit.ly/3QtiY00

DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser.

Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Reece Marini and Pete Wargent explain why having a well-structured property investment strategy is essential for success in 2025 and beyond. They discuss the key elements of a property plan, how to make financial projections, and why flexibility is important in an ever-changing real estate market.

Key Topics Covered:

• What is a Property Strategy Plan?
• What Should Be Included in a Property Plan?
• The Importance of a Borrowing Strategy
• Benefits of a Property Plan
• The End Game: Line of Credit (LOC) and Debt Paydown
• Potential Disadvantages of a Property Plan
• How to Make Financial Projections for Your Property Portfolio
• Adapting Your Property Strategy
• What Does a Good Property Plan Look Like?
• Other Considerations for Your Property Plan

~~ Resources you'll love ~~

• Invest with Owen: https://bit.ly/R-invest
• Mortgage Broking: https://bit.ly/broke-rask
• Financial Planning: https://bit.ly/R-plan
• Property Coaching: https://bit.ly/R-P-coach
• 100-point property checklist (PDF): https://bit.ly/prop-check
• Accounting with Grey Space: http://bit.ly/3DG5lWS
• Business Coaching: https://bit.ly/o-coach
• Ask a question: https://bit.ly/3QtiY00

DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser.

Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg

Learn more about your ad choices. Visit megaphone.fm/adchoices

Every week, Chris Bates and Pete Wargent jump on the Australian Property Podcast airwaves to answer your questions or cover the top 3 property news stories of the news. Don't forget to send Chris and Pete your questions!

In this week’s episode, Chris and Pete cover:

1 – Two tweaks would let FHBs borrow more

2 – Global property bubble risks 

3 – Is this the bottom of the cycle for Victoria? 

Episode resources

Rask community forum

https://community.rask.com.au/home

1 – Two tweaks would let FHBs borrow more

Two tweaks would let first-home buyers borrow $116,000 more: NAB

https://www.afr.com/wealth/personal-finance/two-tweaks-would-let-first-home-buyers-borrow-116-000-more-nab-20241113-p5kq8y

2 – Global property bubble risks

https://www.ubs.com/global/en/wealthmanagement/insights/2024/global-real-estate-bubble-index.html

3 – Is this the bottom of the cycle for Victoria?

https://www.afr.com/policy/economy/embarrassing-victorian-households-fall-behind-tasmania-20241122-p5ksui

https://www.afr.com/politics/how-victoria-became-a-poor-state-and-the-16-charts-that-prove-it-20241122-p5ksuq

https://www.afr.com/politics/not-sustainable-report-sounds-alarm-on-victoria-s-228b-debt-20241117-p5kr94

~~ Resources you'll love ~~

• Invest with Owen: https://bit.ly/R-invest
• Mortgage Broking: https://bit.ly/broke-rask
• Financial Planning: https://bit.ly/R-plan
• Property Coaching: https://bit.ly/R-P-coach
• 100-point property checklist (PDF): https://bit.ly/prop-check
• Accounting with Grey Space: http://bit.ly/3DG5lWS
• Business Coaching: https://bit.ly/o-coach
• Ask a question: https://bit.ly/3QtiY00

DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser.

Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, we explore the role of Buyer’s Agents in property investing, covering when to use them and strategies to minimize risk. Pete Wargent shares insights on the importance of adaptability in changing market conditions, emphasising the value of being "approximately right" over time rather than aiming for perfection. Pete also discusses the diversity of personality types in property investing, and how personal investment strategies evolve—from early confidence to a more cautious, defensive approach as experience grows.

Key Takeaways:

• How to effectively use Buyer’s Agents in property investing.
• The importance of adapting to changing property market conditions.
• Why aiming to be "approximately right" leads to long-term success.
• Evolution of investment strategies: from risk-taking to a more defensive approach.

~~ Resources you'll love ~~

• Invest with Owen: https://bit.ly/R-invest
• Mortgage Broking: https://bit.ly/broke-rask
• Financial Planning: https://bit.ly/R-plan
• Property Coaching: https://bit.ly/R-P-coach
• 100-point property checklist (PDF): https://bit.ly/prop-check
• Accounting with Grey Space: http://bit.ly/3DG5lWS
• Business Coaching: https://bit.ly/o-coach
• Ask a question: https://bit.ly/3QtiY00

DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser.

Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this 2 Sense episode of The Australian Property Podcast, 7-time author Pete Wargent and Flint Group founder Chris Bates are BACK!

Every week, Chris Bates and Pete Wargent jump on the Australian Property Podcast airwaves to answer your questions or cover the top 3 property news stories of the news. Don't forget to send Chris and Pete your questions!

In this week’s episode, Chris and Pete cover:

1 – NAB Property market predictions for 2025

2 – Stamp duty cuts come into effect for Victoria

3 – A decade of housing supply nonsense

Episode resources

Rask community forum

https://community.rask.com.au/home

1 – NAB Property market predictions for 2025

https://business.nab.com.au/nab-quarterly-australian-residential-property-survey-q3-2024/

https://petewargent.blogspot.com/2024/11/nab-property-forecasts-for-2025.html

2 – Stamp duty cuts come into effect for Victoria

https://www.proptrack.com.au/insights-hub/victorias-rental-market-shrinks-by-20000-properties-in-just-one-year/

3 – A decade of housing supply nonsense

https://www.macrobusiness.com.au/2024/11/a-decade-of-housing-supply-nonsense/

~~ Resources you'll love ~~

• Invest with Owen: https://bit.ly/R-invest
• Mortgage Broking: https://bit.ly/broke-rask
• Financial Planning: https://bit.ly/R-plan
• Property Coaching: https://bit.ly/R-P-coach
• 100-point property checklist (PDF): https://bit.ly/prop-check
• Accounting with Grey Space: http://bit.ly/3DG5lWS
• Business Coaching: https://bit.ly/o-coach
• Ask a question: https://bit.ly/3QtiY00

DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser.

Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of The Australian Property Podcast, 7-time author Pete Wargent and Reece Marini, buyer’s agent in Newcastle, talk about What’s going in regional NSW property.

Questions asked:

• Can you share a bit about your background?
• What inspired your journey into the property market?
• How did you find yourself in Newcastle or the Central Coast? Are you a local?
• How has the property market in regional NSW evolved over the past decade?
• What are the key factors driving the current market? Is it population growth, the economy, the Sydney exodus, or something else?
• What’s the current dynamic like in regional and coastal NSW?
• What types of buyers are you seeing? Investors, first home buyers, upgraders, commercial buyers?
• Is now a good time to invest in Newcastle or the Central Coast?
• Are property listings increasing with the spring selling season? Could you comment on Domain articles and SQM data?
• Any advice for investors? Which suburbs are showing the best potential?
• Do you have any favourite suburbs or locations? Research highlights Merewether, Adamstown Heights, Terrigal, and Umina Beach as top performers over the past 30 years.
• What’s happening with commercial property deals? Are industrial properties and net yields still strong?
• If someone wants to reach out to you, how can they get in touch?

Episode Resources:

Contact Reece

[email protected]

https://www.allenwargent.com.au/

~~ Resources you'll love ~~

Invest with Owen: https://bit.ly/R-invest

Mortgage Broking: https://bit.ly/broke-rask

Financial Planning: https://bit.ly/R-plan

Property Coaching: https://bit.ly/R-P-coach

100-point property checklist (PDF): https://bit.ly/prop-check

Accounting with Grey Space: http://bit.ly/3DG5lWS

Business Coaching: https://bit.ly/o-coach

Ask a question: https://bit.ly/3QtiY00

DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser.

Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg

Learn more about your ad choices. Visit megaphone.fm/adchoices

Every week, Chris Bates and Pete Wargent jump on the Australian Property Podcast airwaves to answer your questions or cover the top 3 property news stories of the news. Don't forget to send Chris and Pete your questions!

In this week’s episode, Chris and Pete cover:

1 – Markets position for Trump triumph

2 – NAB highest arrears since 2020

3 – Why Sydney & Melbourne prices have been falling

Episode resources

Rask community forum

https://community.rask.com.au/home

~~ Resources you'll love ~~

Invest with Owen: https://bit.ly/R-invest

Mortgage Broking: https://bit.ly/broke-rask

Financial Planning: https://bit.ly/R-plan

Property Coaching: https://bit.ly/R-P-coach

100-point property checklist (PDF): https://bit.ly/prop-check

Accounting with Grey Space: http://bit.ly/3DG5lWS

Business Coaching: https://bit.ly/o-coach

Ask a question: https://bit.ly/3QtiY00

DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser.Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg

Learn more about your ad choices. Visit megaphone.fm/adchoices

Every week, Chris Bates and Pete Wargent jump on the Australian Property Podcast airwaves to answer your questions or cover the top 3 property news stories of the news. Don't forget to send Chris and Pete your questions!

In this week’s episode, Chris and Pete cover:

1 – Hogan abandons rate hike call

2 –Australian housing is a pressure cooker

3 – Aussies turn backs on new apartments

Episode resources

Rask community forum

https://community.rask.com.au/home

1 – Hogan abandons rate hike call

2 – Aussie housing is a pressure cooker

• Article 1
• Article 2
• Article 3

3 – Aussies turn backs on new apartments

• Article 1
• Article 2

~~ Resources you'll love ~~

• Invest with Owen: https://bit.ly/R-invest
• Mortgage Broking: https://bit.ly/broke-rask
• Financial Planning: https://bit.ly/R-plan
• Property Coaching: https://bit.ly/R-P-coach
• 100-point property checklist (PDF): https://bit.ly/prop-check
• Accounting with Grey Space: http://bit.ly/3DG5lWS
• Business Coaching: https://bit.ly/o-coach
• Ask a question: https://bit.ly/3QtiY00

DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser.

Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg

Learn more about your ad choices. Visit megaphone.fm/adchoices

Every week, Chris Bates and Pete Wargent jump on the Australian Property Podcast airwaves to answer your questions or cover the top 3 property news stories of the news. Don't forget to send Chris and Pete your questions!

In this week’s episode, Chris and Pete cover:

1 – Policy proposals pour in

2 – Aus ultra-high net worths increase to 690,000

3 – Average household size hit a record low

Resources:

UK Budget

Working from home

Inflation reports

• Article 1
• Article 2
• Article 3

1 – Policy proposals pour in

• Article 1
• Article 2
• Article 3

~~ Resources you'll love ~~

• Invest with Owen: https://bit.ly/R-invest
• Mortgage Broking: https://bit.ly/broke-rask
• Financial Planning: https://bit.ly/R-plan
• Property Coaching: https://bit.ly/R-P-coach
• 100-point property checklist (PDF): https://bit.ly/prop-check
• Accounting with Grey Space: http://bit.ly/3DG5lWS
• Business Coaching: https://bit.ly/o-coach
• Ask a question: https://bit.ly/3QtiY00

DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser.

Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg

Learn more about your ad choices. Visit megaphone.fm/adchoices