Smart Money Happy Hour with Rachel Cruze and George Kamel

Ramsey Network

  • 38 minutes 2 seconds
    Challenge: Explaining Investing “Like I’m 5 Years Old”

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    Consider this episode your crash course in investing! We get it—investing can be confusing. But don’t worry, Rachel and George are here to break it all down for you in a way that’s so simple even a five-year-old could understand.


    Next Steps


    📱Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.


    🎥 Check out our video where we explain our most hated financial advice.


    💰 Use the Ramsey Investment Calculator to find out your earning potential!


    💸 Find an investing pro today!


    Offers From Today's Sponsors


    This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan when you go to www.joindeleteme.com/smartmoney.


     

    Today’s Happy Hour Special: 🍋‍🟩 Moscow Mule

    Recipe: Difford’s Guide

     

    Ingredients:

    • 2 ounces vodka

    • 1/2 ounce lime juice

    • 1/3 ounce sugar syrup

    • 3 ounces ginger beer

    • Ice

     

    Instructions: In a copper mug, stir together vodka, freshly squeezed lime juice, and sugar syrup. Then, add ice so it fills the mug two-thirds of the way and top with ginger beer. For added flair, serve with an optional lime slice and mint sprig.



    Listen to More From Ramsey Network


    💡 The Rachel Cruze Show

    💰 George Kamel

    🎙️ The Ramsey Show

    💸 The Ramsey Show Highlights  

    🧠 The Dr. John Delony Show

    💼 The Ken Coleman Show

    📈 The EntreLeadership Podcast


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    25 July 2024, 9:00 am
  • 35 minutes 54 seconds
    Generational Money Trends: Who’s Got It Right?

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    Rachel and George have a hot topic on the agenda for this episode: Are Gen Zers just millennials . . . rebranded? Trends, tech, money habits—they’re comparing it all to find out if there really is a clear divide or if it’s just one big generational blur.


    Next Steps


    📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.


    🎥 Check out this episode to find out what today’s teens are spending their money on.



    Offers From Today’s Sponsors


    This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan when you go to www.joindeleteme.com/smartmoney.

     

     

    Today’s Happy Hour Special: Juicy Julep Mocktail

    Recipe: Completely Delicious

     

    ·      1 ounce pineapple juice

    ·      1 ounce orange juice

    ·     1 ounce lime juice

    ·      1 teaspoon fresh mint

    ·      Ginger ale (to top off)

    ·      Ice

     

    Instructions: Add ice, pineapple juice, orange juice and lime juice to a glass. Top with ginger ale and mint leaves, and stir to combine. Serve right away, garnished with fresh mint.

     

    Listen to More From Ramsey Network


    💡 The Rachel Cruze Show

    💰 George Kamel

    🎙️ The Ramsey Show

    💸 The Ramsey Show Highlights  

    🧠 The Dr. John Delony Show

    💼 The Ken Coleman Show

    📈 EntreLeadership


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    18 July 2024, 9:00 am
  • 41 minutes 5 seconds
    Financial Realities You Learn as an Adult

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    In this episode, Rachel and George explore the realities of adulting. Spoiler alert: It’s not all fun and games, especially when it comes to those sneaky, money-related expenses. But, before you get too down, stick around because they’re sharing a special tip to instantly make adulthood less depressing!


    Next Steps


    📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.


    🎥 Go to our video on Did You Get “The (Money) Talk” as a Kid?


    🗞️ Read George’s article, “Why Do I Owe Taxes This Year? 6 Common Reasons”


    💛 Pick up a copy of Rachel’s new children’s book, I’m Glad for Where I Am.


    🛳️ Book your cabin! Join Dave and the Ramsey Personalities for a luxurious celebration of financial freedom aboard the Live Like No One Else Cruise!


    👩🏽‍💻 Are you protected with the right insurance? Find out with our online Coverage Checkup.


    🚑 Get covered! Find a RamseyTrusted insurance pro at Zander Insurance.

     

    🖋️ Create your legally binding will using our online will-maker, powered by Mama Bear Legal Forms.

      

    Offers From Today’s Sponsors

    This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan when you go to joindeleteme.com/smartmoney

     

    Today’s Happy Hour Special: 🍋‍🟩 Reddish Rita

    Recipe courtesy of our Smart Money Happy Hour mixologist


    1 ounce of reposado tequila

    1 ounce of blanco tequila

    3-4 ounces of orange liqueur

    1 ounce of lime juice

    1/2 ounce of agave nectar


    Instructions: In a cocktail shaker, combine reposado tequila, blanco tequila, orange liqueur, lime juice and agave nectar. Add ice and shake vigorously until well chilled. Strain the mixture into a salt-rimmed glass and enjoy!


    Listen to More From Ramsey Network

    💡 The Rachel Cruze Show

    💰 George Kamel

    🎙️ The Ramsey Show

    💸 The Ramsey Show Highlights

    🧠 The Dr. John Delony Show

    💼 The Ken Coleman Show

    📈 EntreLeadership


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    11 July 2024, 9:00 am
  • 44 minutes 41 seconds
    Is Chasing “Financial Freedom” Really Worth It?

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    It's Independence Day and Rachel and George are celebrating in true Smart Money Happy Hour style—with patriotic cocktails and a little chat about financial independence. Is it a realistic goal, or should you aim for financial peace instead? They'll answer these questions on financial dependencies and more.


    Next Steps

    📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.


    🎥 Go check out our video on navigating awkward money conversations.


    Offers From Today's Sponsors

    This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan when you go to joindeleteme.com/smartmoney


    Today’s Happy Hour Special: 🇺🇸 American Collins

    Recipe: The Spruce Eats

    1 1/2 ounces of gin

    3/4 ounce of simple syrup

    3–4 ounces of club soda

    1/2 ounce of lemon juice

    8 blueberries

    4 cherries


    Instructions: In a collins glass, muddle blueberries, cherries, simple syrup and lemon juice. Then, add the gin and fill the glass with ice. Stir briefly and top with club soda. Garnish with a cherry and a lemon wheel and enjoy!

     

    Listen to More From Ramsey Network

    💡 The Rachel Cruze Show

    💰 George Kamel

    🎙️ The Ramsey Show

    💸 The Ramsey Show Highlights  

    🧠 The Dr. John Delony Show

    💼 The Ken Coleman Show

    📈 EntreLeadership


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    4 July 2024, 9:00 am
  • 33 minutes 30 seconds
    Are You Guilty of Telling These White (Money) Lies?

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    We’re all guilty of the occasional little white lie, but are they as harmless as they seem? Today, Rachel and George discuss how these fibs could actually be dipping into your wallet without you even noticing. Join them for a look at the financial impact of our everyday words.


    Next Steps

    📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.


    🎥 Check out George’s video where he breaks down investing for beginners.


    💰 Navigate your investments with expert guidance from a SmartVestor Pro.


    Offers From Today's Sponsors

    This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan when you go to joindeleteme.com/smartmoney


    Today’s Happy Hour Special: 🍋 Creamy Lemonade

    Recipe: Every Little Crumb

    Servings: 6

     

    Ingredients:

    • 1/2 can sweetened condensed milk

    • 1 cup lemon juice

    • 3 cups cold water

    • 2 cups ice

     

    Instructions: In a pitcher, whisk together the lemon juice and sweetened condensed milk. Add the cold water and stir, and then add the ice. For added flair, serve with extra lemon slices and optional mint leaves and enjoy!

     

    Listen to More From Ramsey Network

    💡 The Rachel Cruze Show

    💰 George Kamel

    🎙️ The Ramsey Show

    💸 The Ramsey Show Highlights  

    🧠 The Dr. John Delony Show

    💼 The Ken Coleman Show

    📈 EntreLeadership


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    27 June 2024, 9:00 am
  • 44 minutes 31 seconds
    Why “Get Ready With Me” Videos Are Costing You $$$$

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    Are "Get Ready With Me" videos filling your feed? Join George and Rachel as they explore the internet's latest obsession with watching strangers’ routines, explain how it fuels comparison culture, and offer some helpful tips to keep your spending safe from viral trends.


    Next Steps

    📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

    🎥 Watch George and Rachel break down bad habits that are hurting your wallet.

     

    Offers From Today's Sponsors

    This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan when you go to joindeleteme.com/smartmoney


    Today’s Happy Hour Special: 🥃 Maple Bourbon Sour

    Recipe: Joy + Oliver

     

    Ingredients:

    • 1 1/2 ounce bourbon

    • 3/4 ounce lemon juice

    • 3/4 ounce maple syrup

    • 4 ice cubes

    • 1 rosemary sprig

     

    Instructions: In a cocktail shaker, combine the bourbon, lemon juice and maple syrup and fill with ice. Shake until fully combined and pour into your favorite cocktail glass. Garnish with fresh rosemary and enjoy!


    Listen to More From Ramsey Network

    💡 The Rachel Cruze Show

    💰 George Kamel

    🎙️ The Ramsey Show

    💸 The Ramsey Show Highlights  

    🧠 The Dr. John Delony Show

    💼 The Ken Coleman Show

    📈 EntreLeadership

     

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    20 June 2024, 9:00 am
  • 35 minutes 45 seconds
    What Are “Vacations” Really Costing You?

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    Ever feel like “going on vacation” is more work than rest? From booking flights to wrangling kids to drowning in laundry when you get home—it feels like the pre-trip to-do list never ends! So today, George and Rachel are digging into the true cost of rest when it comes to your time, relationships and most importantly, your money.

     

    Next Steps

    • 🖥️ Sign up for FPU to start making progress with your money goals.
    • 💸 Get your sinking fund questions answered with this step-by-step article.
    • 🏖️ Get the scoop on the rise and fall of short-term vacation rentals.
    • 📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 


    Offers From Today's Sponsors 

    This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan when you go to https://joindeleteme.com/smartmoney.  

     

    Today’s Happy Hour Special: Orange Creamsicle Cocktail

    Recipe: StyledByDaisies.com

     

    Ingredients: 

    ·     2 ounces whipped vodka

    ·     1 ounce Cointreau

    ·     2 ounces orange juice

    ·     1.5 ounces heavy cream

    ·     1 orange slice


    Instructions: 

    Add vodka, orange liqueur, orange juice, heavy cream and ice to a cocktail shaker. Shake for 15-30 seconds. Pour all contents into a cocktail glass, add more ice if needed, garnish with a fresh orange slice and enjoy!


    Listen to More From Ramsey Network 

    🎙️ The Ramsey Show  

    🧠 The Dr. John Delony Show 

    💡 The Rachel Cruze Show 

    💸 The Ramsey Show Highlights 

    💰 George Kamel 

    💼 The Ken Coleman Show 

    📈 EntreLeadership 

     

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    14 June 2024, 9:50 pm
  • 36 minutes 30 seconds
    Should We Sell It All and Be Homesteaders?

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    Ever think about turning your back on city life for wide, open spaces and self-sufficiency? From trendy aesthetics to what it really costs to live off the land, Rachel and George are exploring the allure of homesteading to see if the simple life truly is better.


    Next Steps

    ·      📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

    ·      🎓 Learn to win with money by enrolling in Financial Peace University.


    Offers From Today's Sponsors

    This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan when you go to https://joindeleteme.com/smartmoney


    Today’s Happy Hour Special: Earl Grey Tea and Tonic Mocktail 🍸

    Recipe: Simply Recipes


    Ingredients:

    Earl Grey Tea Syrup

    ·      1 cup sugar

    ·      1/2 cup water

    ·      2–3 Earl Grey tea bags


    Mocktail

    ·      3/4 ounce Earl Grey tea syrup

    ·      1/2 ounce freshly squeezed lemon juice

    ·      3–4 ounces tonic water

    ·      8 ounces crushed ice


    Instructions:

    To make the syrup, combine the water and sugar and bring it to a boil, then remove from the heat. Add the tea bags to steep and let it cool in the fridge for 30 minutes. Fill a highball glass with ice, then pour in the cooled syrup, lemon juice and tonic water. Gently stir and serve.

     

    Listen to More From Ramsey Network

    🎙️ The Ramsey Show

    🧠 The Dr. John Delony Show

    💡 The Rachel Cruze Show

    💸 The Ramsey Show Highlights

    💰 George Kamel

    💼 The Ken Coleman Show

    📈 EntreLeadership


    Ramsey Solutions Privacy Policy

    6 June 2024, 9:00 am
  • 48 minutes 2 seconds
    Extreme Makeover: Personal Finance Edition

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    In this week's episode, George and Rachel are giving financial transformations a nostalgic twist by channeling early 2000s makeover shows, complete with dramatic "before and after" reveals. 

     

    Next Steps 

    • 📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.  
    • 🎓 Learn to win with money by enrolling in Financial Peace University

     

    Offers From Today's Sponsors 

    This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan when you go to http://joindeleteme.com/smartmoney.   

     

    Today’s Happy Hour Special: 🍸 Strawberry Basil Martini 

     Recipe: Styled by Daisies 

     Ingredients: 

    • 2 ounces gin  
    • 3/4 ounce strawberry simple syrup 
    • 4 basil leaves 
    • 1 ounce lemon juice 
    • 1 egg white  

    

    Instructions: 

    In a cocktail shaker, combine the gin, strawberry syrup, lemon juice, basil, and egg white. Dry shake, add 5–7 cubes of ice, then shake again. Strain into a chilled martini glass and garnish with a strawberry slice. 

     

    Listen to More From Ramsey Network 

    🎙️ The Ramsey Show  

    🧠 The Dr. John Delony Show 

    💡 The Rachel Cruze Show 

    💸 The Ramsey Show Highlights 

    💰 George Kamel 

    💼 The Ken Coleman Show 

    📈 EntreLeadership 

     

    Ramsey Solutions Privacy Policy 

    30 May 2024, 9:00 am
  • 30 minutes 58 seconds
    Money Motives Hidden in Shocking True Crime Stories

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    Ever wonder how far some people will go for money? Join George and Rachel as they unravel the dark side of money psychology and its gripping ties to true crime. From insurance payouts to money laundering, they’re uncovering what makes money a motive for crime.


    Next Steps

    ·      🖋️ Make a plan for your legacy today! Create your state-specific will online with the help of Mama Bear Legal Forms.

    ·     🔐 Protect your family’s future. Get free term life insurance quotes from Zander Insurance.

    ·      📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.


    Offers From Today's Sponsors

    This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan when you go to https://joindeleteme.com/smartmoney


    Today’s Happy Hour Special:🍸 Black Widow

     

    Ingredients:

    ·      1 ounce vodka

    ·      2 ounces Chambord raspberry liqueur

    ·      1/2 teaspoon activated charcoal powder

    ·      1 teaspoon lime juice

    ·      1 teaspoon simple syrup

    ·      2 dashes Peychaud’s bitters

    ·      2-3 Blackberries


    Instructions:

    Pour vodka, raspberry liqueur, charcoal powder, lime juice, simple syrup and bitters in a cocktail shaker filled with ice. Shake and strain into glass. Top with blackberries for garnish.

     

    Listen to More From Ramsey Network

    🎙️ The Ramsey Show  

    🧠 The Dr. John Delony Show

    💡 The Rachel Cruze Show

    💸 The Ramsey Show Highlights

    💰 George Kamel

    💼 The Ken Coleman Show

    📈 EntreLeadership


    Ramsey Solutions Privacy Policy


    23 May 2024, 9:00 am
  • 23 minutes 34 seconds
    Can You Answer This Money Trivia?

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    If “financial literacy” is as foreign to you as our obsession with avocado toast, that could cost you a lot more than an embarrassing moment at brunch. Join Rachel and George for a breakdown of all the financial terms you need to know. But don’t worry, they’ll be attempting some random trivia of their own.


    Next Steps

    ·      💰 It’s never too late to learn about personal finance! Learn more about any financial topic at ramsey solutions dot com.

    ·      📱 Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram. Be sure to type “GUILTY?” at the top of your message so we don’t miss it.


    An Offer From Today's Sponsor 

    This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan now .


    Today’s Happy Hour Special:🍸 Margarita Mocktail

    Recipe: Sugar and Charm


    Ingredients:

    ·      1 ounce lime juice

    ·      1 ounce lemon juice

    ·     1 ounce simple syrup

    ·      3 ounces club soda

    ·      Himalayan pink salt

    ·      4 ice cubes


    Instructions: Fill a cocktail shaker with ice and add in the lemon juice, lime juice and simple syrup. Shake. Dip the rim of your glass into lime juice and Himalayan pink salt and add ice. Strain the mocktail into the salt-rimmed glass. Optional: Garnish with a lime wheel.


    Listen to More From Ramsey Network


    🎙️ The Ramsey Show  

    🧠 The Dr. John Delony Show

    💡 The Rachel Cruze Show

    💸 The Ramsey Show Highlights

    💰 George Kamel

    💼 The Ken Coleman Show

    📈 EntreLeadership


    Ramsey Solutions Privacy Policy

    16 May 2024, 9:00 am
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