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We all know that person who wears flashy designer logos like they’re personally endorsed by Michael Kors. In this episode, Rachel and George react to ways people pretend to be upper class and discuss how to be smart with your money instead.
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Today’s Happy Hour Special: 🍸 Japanese Slipper
Recipe: Difford’s Guide
Instructions: Select and pre-chill a martini glass. Prepare garnish of Luxardo maraschino cherry dropped into drink. Shake all ingredients with ice. Fine strain into chilled glass.
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If you want to have a “new year, new you,” you have to do new things. In the first episode of the new year, Rachel and George share bad money habits you’ll want to ditch in 2025.
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Today’s Happy Hour Special: 🧊 Frostbite Tequila Cocktail
Recipe: The Spruce Eats
Instructions: In a cocktail shaker, pour the tequila, blue curaçao, crème de cacao, and cream. Fill with ice. Shake well. Strain into an ice-filled old-fashioned glass. Garnish with a cherry. Serve and enjoy.
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It’s almost time to put out the flame on 2024, and we’re feeling reflective. In this episode, Rachel and George look back on the best (and worst 😅) Smart Money Happy Hour moments of the year, including money lessons you won’t want to forget in 2025.
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Best Episodes of SMHH 2024:
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Today’s Happy Hour Specials:
Reddish Rita
Episode: Financial Realities You Learn as an Adult
Ingredients:
Corpse Reviver No.2
Recipe: Difford’s Guide
Episode: Are You Guilty of These Financial Turnoffs?
Ingredients:
Lemon Drop Mocktail
Recipe: Food Banjo
Episode: Why Nothing Is Enjoyable Today
Ingredients:
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It’s easy to get caught up in holiday commercialism during the holidays—just ask the Grinch. In this festive episode, Rachel and George find money lessons in nostalgic Christmas movies that you can apply all year long.
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Today’s Happy Hour Special: 🥛 Upgraded Eggnog
Recipe: Town & Country
Instructions: Combine all ingredients into a shaker. Shake without ice first, then add ice and shake again to chill and dilute the eggnog slightly (by about 1 ounce). Strain into a chilled glass and garnish with freshly grated nutmeg if desired, enjoy!
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When it’s 11:30pm and a snack is calling your name, do you go for McDonald’s French fries or a cheesy gordita crunch? In this episode, Rachel and George debate favorite fast-food and fast casual chains, plus you’ll learn which might be best for your budget.
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Today’s Happy Hour Special:
Recipe: Favorite Family Recipes
Ingredients:
Instructions: Puree raspberries and sugar together in a blender until smooth. Store in an airtight container in the fridge if not using immediately. Fill 16oz cup halfway with ice and ¾ full with Dr. Pepper. Add 2 tbsp raspberry mixture and 2 tbsp coconut creamer. Fill to the top with Dr. Pepper and stir well, enjoy!
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So, you booked all the Airbnbs for the group hiking trip, but that was two months ago, and Becky still hasn’t responded to your Venmo request? Awkward. In this episode, Rachel and George are responding to cringy financial faux pas you’ve experienced with friends.
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Today’s Happy Hour Special: 🍹 Division Bell
Recipe: Difford’s Guide
Ingredients:
• 1 ounce mescal
• 1/2 ounce Maraschino liqueur
• 3/4 ounce lime juice
• 3/4 ounce Aperol
Instructions: Shake all ingredients with ice and strain into a chilled glass, then enjoy!
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🍸 Check out more episodes of Smart Money Happy Hour
Tired of giving your dad the same pack of white socks every year for Christmas? In this episode, Rachel and George have the gift inspo you’ve been looking for—plus great ideas for the one on your list who has everything.
Rachel and George’s Gift Guide:
Wine and Cocktail Lovers
People Who Love to Cook
Tech and Gadget Lovers
Kids
Parents/Grandparents
Spouse
White Elephant/Dirty Santa
“Take the Hint” Gifts
For the One Who Has It All
Today’s Happy Hour Special: 🍷 Red Sans-Gria
Recipe from Drinking for Two: Nutritious Mocktails for the Mom-to-Be
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Carefree (and kid-free) travel isn’t the only reason DINKs are living their best life. In this episode, Rachel and George get real about the cost of kids and how to know if you’re ready.
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· 🎥 Watch our video Why Fewer People Are Having Kids Today.
· 📱Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
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Today’s Happy Hour Special: 🍸 Isn’t She Lovely?
Recipe: Imbibe
· 1 1/2 ounces vodka
· 3/4 ounce fresh grapefruit juice
· 1/2 ounce lemon juice
· 1/2 ounce elderflower liqueur
· 1/2 ounce blanc vermouth
· 1/4 simple syrup
· 1 ounce club soda
Instructions: Combine all the ingredients except the club soda in a shaker with ice. Shake until chilled, then strain into a collins glass over fresh ice. Top with club soda, and enjoy!
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“Alexa, set a timer for tomorrow at 8 a.m. Alexa, turn the thermostat to 70 degrees. Alexa, can you make my budget?” Okay, maybe that last one is a stretch, but modern conveniences can be truly life changing. Find out Rachel’s and George’s take on what technology is worth the hype.
Next Steps:
· 🎥 Watch our video “‘Harmless’ Purchases That Drain Your Bank Account”
· 📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
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· 🌿 Get up to 40% off at Cozy Earth with code Smart Money
Today’s Happy Hour Special: 🥃 Cinnamon-Spiced Orange and Thyme Mocktail
Recipe: Pick Up Limes
· 1/2 cup water
· 1/4 cup maple syrup
· 4 sprigs fresh thyme
· 1/2 teaspoon ground cinnamon
· 2 tablespoons freshly grated ginger
· 1/2 lemon, juiced
· 2 cups ice cubes
· 2 cups orange juice
· 2 cups ginger ale
Instructions: Add water, maple syrup, thyme sprigs and cinnamon to a small pan and simmer. Reduce heat to low and let it steep for about 3 minutes. Then let it cool to room temperature. Fill a shaker or mason jar halfway with ice cubes and strain in thyme syrup. Add grated ginger and lemon juice. Shake well. Strain contents from shaker over ice cubes, and add orange juice and ginger ale. Enjoy!
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Okay, so maybe you get a little carried away at Bath and Body Works, but at least you risk your financial future on a perm and hair products. In this episode, Rachel and George react to hilarious money fails you found on Reddit.
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Today’s Happy Hour Special: 🍸 Illegal Cocktail
Ingredients:
Instructions: Add all ingredients to a cocktail shaker with plenty of ice. Shake until the drink is well-chilled and strain the cocktail into a glass, enjoy!
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Today we’re setting the chrometophobes who haven’t been on a vacation since 2004 free! In this episode, Rachel and George are calling out the irrational money fears keeping you stuck—plus how you can overcome them.
Next Steps:
· 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour
· 📱Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
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Today’s Happy Hour Special: 🍺 Butterbeer Old Fashioned
Recipe: The G&M Kitchen
Ingredients:
· 1 12-ounce bottle cream soda
· 1/4 cup butterscotch topping
· 1 1/2 ounces bourbon
· 1 dash black walnut bitters
· 1 ounce heavy whipping cream
· Ice
Instructions: Heat the cream soda in a small pot for 5–10 minutes. Remove from heat and stir in the butterscotch topping. Let cool. Add the bourbon, 1 ounce of the cream soda mixture, and a dash of walnut bitters to a rocks glass with ice. Stir to combine. Add whipping cream to a cocktail shaker and shake until thickened. Pour the cream on top of the cocktail and enjoy!
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