💵 Start your free budget today. Download the EveryDollar app! 

Would you rather retire in style or broke? (All right, that’s an easy one.) In this episode, Rachel and George are putting you to the test with a financial twist on “Would You Rather.”  

Next Steps:  

·      📱Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 

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Today’s Happy Hour Special: 🍸 Casino 

Recipe: Jean-félix Desfossés on Instagram 

2 ounces Bombay Sapphire gin 

1/2 ounce Luxardo maraschino liqueur 

3/4 ounce lemon juice 

1/4 ounce simple syrup 

2 dashes orange bitters 

Instructions: Fill a shaker with ice and all ingredients, and shake for 10–15 seconds. Strain and pour into a coupe glass. Enjoy! 

Listen to More From Ramsey Network: 

💡 The Rachel Cruze Show 

💰 George Kamel 

🎙️ The Ramsey Show 

💸 The Ramsey Show Highlights   

🧠 The Dr. John Delony Show 

💼 The Ken Coleman Show 

📈 EntreLeadership 

Ramsey Solutions Privacy Policy 

💵 Start your free budget today. Download the EveryDollar app! 

Remember Horsegate? When George broke a girl’s heart with just three words: “Sell the horse”? Well in this episode, Rachel and George react to seven of their viral money moments like that one that got your attention.  

Next Steps: 

·      🎥 Watch our video Explaining Our Most Hated Financial Advice. 

·      📱 Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 

·      Follow Rachel and George on Instagram for more financial tips: @rachelcruze, @georgekamel 

Connect With Our Sponsors: 

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Today’s Happy Hour Special: 🍹 French Blonde 

Recipe: Today 

Ingredients: 

·      1 ounce Bombay Sapphire gin 

·      1/2 ounce Lillet Blanc 

·      1 1/2 ounces freshly strained grapefruit juice 

·      3/4 ounce St.-Germain 

·      1 dash lemon bitters 

·      Grapefruit twist (optional) 

Instructions: Add all ingredients to a cocktail shaker filled with ice. Shake and strain into a coupe. Garnish with a grapefruit twist if desired and enjoy! 

Listen to More From Ramsey Network: 

💡 The Rachel Cruze Show 

💰 George Kamel 

🎙 The Ramsey Show 

💸 The Ramsey Show Highlights   

🧠 The Dr. John Delony Show 

💼 The Ken Coleman Show 

📈 EntreLeadership 

Ramsey Solutions Privacy Policy 

💵 Start your free budget today. Download the EveryDollar app! 

Would you park a mile away to avoid pricey parking? Or let your home become a sauna to keep AC costs low? Just how far are you willing to go to save on cost of living? Stick around to hear some of the most extreme money-saving hacks out there.  

Next Steps: 

·  🎥 Check out our video Girl Math: Smart Financial Strategy or Huge Money Mistake? 

· 📱 Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 

Connect With Our Sponsors: 

· 🔒This episode is sponsored by DeleteMe. Remove your personal information from the web and get 20% off your DeleteMe plan when you go to joindeleteme.com/smartmoney. 

Today’s Happy Hour Special: 🍸 Tequila Manhattan 

Recipe: Food & Wine 

Ingredients: 

· 2 ounces añejo tequila 

· 1 ounce sweet vermouth 

· 2 dashes mole bitters 

Instructions: Combine all ingredients in a mixing glass with ice and stir until thoroughly chilled. Strain into a chilled coupe or over a large whiskey cube. Garnish with a maraschino cherry and/or an orange twist. Enjoy! 

Listen to More From Ramsey Network: 

💡 The Rachel Cruze Show 

💰 George Kamel 

🎙 The Ramsey Show 

💸 The Ramsey Show Highlights   

🧠 The Dr. John Delony Show 

💼 The Ken Coleman Show 

📈 EntreLeadership 

Ramsey Solutions Privacy Policy 

💵 Start your free budget today. Download the EveryDollar app!

If you’d rather do literally anything else besides sit down and make a budget (including watching Frozen with your kids for the 10th time), then this one’s for you. In this episode, George and Rachel are responding to the most common excuses for not budgeting.

Next Steps:

·      📗 Order George Kamel’s new book, Breaking Free From Broke.

·      📱 Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

Connect With Our Sponsors:

·      🔒 This episode is sponsored by DeleteMe. Remove your personal information from the web and get 20% off your DeleteMe plan when you go to joindeleteme.com/smartmoney.

Today’s Happy Hour Special: 🥃 Blackberry Lime Mule Mocktail

Recipe: Paige Bakes

·      4 blackberries

·      Lime juice (1 lime)

·      2 cups crushed ice

·      6.8 ounces (1 bottle) ginger beer

Instructions: Pour lime juice and muddle blackberries in a glass. Fill the glass with ice and strain blackberry lime juice into a separate glass. Top with ginger beer. Enjoy!

Listen to More From Ramsey Network:

💡 The Rachel Cruze Show

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights 

🧠 The Dr. John Delony Show

💼 The Ken Coleman Show

📈 EntreLeadership

Ramsey Solutions Privacy Policy

💵 Start your free budget today. Download the EveryDollar app!  

If you’ve ever dreamed of being a contestant on your favorite game show (and yelling “good

answer!” at the top of your lungs), then today’s episode is the next best thing! Rachel and

George are going head-to-head in our Financial and Fun game, so play along for some money-

saving tips.

Next Steps:

• 📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

Connect With Our Sponsors:

• 🔒This episode is sponsored by DeleteMe. Remove your personal information from the web and get 20% off your DeleteMe plan when you go to joindeleteme.com/smartmoney.

Today’s Happy Hour Special: Dark and Stormy

Recipe: Food and Wine 

Ingredients:

• 2 ounces dark rum

• 1/2 ounce lime juice

• Ice

• 3 ounces ginger beer

• 1 candied ginger slice

• 1 lime wheel

Instructions: Fill a cocktail shaker with ice, add rum and lime juice, and shake well. Strain into an ice-filled collins glass and stir in the ginger beer. Skewer the ginger slice and lime wheel and

garnish. Enjoy!

Listen to More From Ramsey Network:  

💡 The Rachel Cruze Show 

💰 George Kamel 

🎙️ The Ramsey Show 

💸 The Ramsey Show Highlights  

🧠 The Dr. John Delony Show 

💼 The Ken Coleman Show 

📈 EntreLeadership 

Ramsey Solutions Privacy Policy 

💵 Start your free budget today. Download the EveryDollar app!

In this episode, we’re switching things up with a little help from our friends (that means you, #SMHHNation)! Rachel and George are here to weigh in on actual money questions submitted by YOU.

Next Steps:

· 🎥 Check out our video Explaining Our Most Hated Financial Advice.

· 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

Connect With Our Sponsors:

· 🔒This episode is sponsored by DeleteMe. Remove your personal information from the web and get 20% off your DeleteMe plan when you go to joindeleteme.com/smartmoney.

Today’s Happy Hour Special: 🍸 Fireman’s Daiquiri

Recipe: The Cocktail Bible

Ingredients:

·      2 ounces rum

·      1 ounce lime juice

·      3/4 ounce grenadine

Instructions: To a shaker, add rum, lime juice, grenadine and ice. Shake, strain into your favorite glass, and enjoy!

Listen to More From Ramsey Network:

💡 The Rachel Cruze Show

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

💼 The Ken Coleman Show

📈 EntreLeadership

Ramsey Solutions Privacy Policy

💵 Start your free budget today. Download the EveryDollar app!

The smell of warm cookies, a hug from your bestie, American Idol b-roll—let’s face it, we all love feeling good! But in this episode, Rachel and George explore why dopamine overdosing doesn’t hit quite like it used to—plus how to regain everyday joy.

Next Steps:

·  🎥 Check out our video Should We Sell It All and Be Homesteaders?

·  📱 Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

Offer From Our Sponsor:

·      🔒 This episode is sponsored by DeleteMe. Remove your personal information from the web and get 20% off your DeleteMe plan when you go to https://joindeleteme.com/smartmoney

Today’s Happy Hour Special: 🍸 Lemon Drop Mocktail

Recipe: Lemon Drop Mocktail From Food Banjo

·      Sugar (for rim)

·      4 ice cubes

·      3/4 ounces simple syrup

·      1 1/4 ounces lemon juice

·      2 1/2 ounces club soda

·      Lemon peel (for garnish)

Instructions: Place a small pile of sugar on a plate. Take a martini glass and wet the rim with either a lemon half or water. Dip the rim of the glass in the sugar for a nice coating around the rim. Add the ice cubes, simple syrup and lemon juice into a cocktail shaker. Shake together for 15 seconds. Strain the mixture into the martini glass and top with the club soda. Garnish with a lemon peel and enjoy!

Listen to More From Ramsey Network:

💡 The Rachel Cruze Show

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights  

🧠 The Dr. John Delony Show

💼 The Ken Coleman Show

📈 EntreLeadership

Ramsey Solutions Privacy Policy

💵 Start your free budget today. Download the EveryDollar app!

We all love a good BOGO, but can you really spend your way into saving more? In this episode, Rachel and George help you identify common “spaving” tricks you may be falling for and how to break the cycle!

Next Steps

·  Never heard of EntreLeadership before? Check out our podcast for business leaders, EntreLeadership.

·  🎥 Check out our video on Girl Math: Smart Financial Strategy or Huge Money Mistake?

·  Invest and plan for your future with a SmartVestor Pro. Get connected for free!

· 📱 Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

Offer From Today’s Sponsor

·  This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan when you go to https://joindeleteme.com/smartmoney.

Today’s Happy Hour Special: 🥃 The Chestnut Cup

Recipe: Cocktails Distilled

Ingredients:

·      1 ounce gin

·      1 ounce Campari

·      1 ounce lemon juice

·      3/4 ounce orgeat

Instructions: Combine all the ingredients in a shaker and add a single ice cube. Shake to combine, then strain into a glass filled three-quarters with ice cubes. Top with crushed ice and garnish with an orange wheel. Enjoy!

Explore More Shows From Ramsey Network

💡 The Rachel Cruze Show

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights  

🧠 The Dr. John Delony Show

💼 The Ken Coleman Show

📈 EntreLeadership

Ramsey Solutions Privacy Policy

💵 Sign up for EveryDollar today to create a free budget!

We’ve all been guilty of some “stupid tax” moments, like that time you spent $75 on a velvet cat pillow (that you didn’t even use). In this episode, Rachel and George confess a few of their own epic money fails and react to some of yours!

Next Steps

·      📱Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram. Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

Offers From Today’s Sponsors

·      This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan when you go to https://joindeleteme.com/smartmoney.

Today’s Happy Hour Special: 🍸 Palermo

Recipe: Difford’s Guide

Ingredients:

·      1 1/2 ounces vanilla rum

·      1 ounce sauvignon blanc wine

·      1 1/4 ounces pineapple juice

·      1/4 ounce sugar syrup

·      Ice

·      1 pineapple wedge, for garnish

Instructions: Shake all ingredients with ice and fine strain into a chilled coupe glass. Add a pineapple wedge on the rim to garnish. Enjoy!

Explore More Shows From Ramsey Network

💡 The Rachel Cruze Show

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights  

🧠 The Dr. John Delony Show

💼 The Ken Coleman Show

📈 The EntreLeadership Podcast

Ramsey Solutions Privacy Policy

💵 Start your free budget today. Download the EveryDollar app!

Did you know there’s one expense that no one on the planet can avoid? And what if we told you the cost of that thing has risen by 26% in the last two years alone? If you’re starting to spiral, don’t panic! Today we’re talking grocery shopping pet peeves, takeout tips and other money and life hacks that can help.

Next Steps

• 🛒 Use Rachel’s Meal Planner & Grocery Savings Guide to get organized and save money at the store.

• 📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

Offers From Today’s Sponsors

This episode is sponsored by DeleteMe. 🔓 Remove your personal information from the web and get 20% off your DeleteMe plan when you go to https://joindeleteme.com/smartmoney.

Today’s Happy Hour Special:🍹 Sparkling Rosemary Peach Mocktail

Recipe courtesy of Cake n Knife

·      5 sprigs rosemary

·      1/2 cup sugar

·      1/2 cup water

·      1/2 chopped peach 

·      4 ounces lemon juice

·      1 cup ice

·      club soda

Instructions: Boil rosemary, sugar and water. Cover and let steep for 15-30 minutes. Strain and let simple syrup cool completely. Muddle peaches with lemon juice and rosemary simple syrup. Fill glass with ice. Strain mixture into a separate glass, top with club soda, and enjoy!

Listen to More From Ramsey Network

💡 The Rachel Cruze Show

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights  

🧠 The Dr. John Delony Show

💼 The Ken Coleman Show

📈 EntreLeadership

Ramsey Solutions Privacy Policy

 💵 Sign up for EveryDollar today to create a free budget!

Are there things in life you wish you’d known sooner? Well, you’re in luck! Rachel and George are here with important life and finance lessons, revealing things they wish they’d known in their 20s.

Next Steps

📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

🎥 Watch our video where we break down the realities of adulting!

Offers From Today’s Sponsors

This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan when you go to https://joindeleteme.com/smartmoney

Today’s Happy Hour Special: 🍾 Bourbon Hugo Spritz

Recipe: @kristiwithatwist

• 1 ounce bourbon

• 1 ounce elderflower liqueur

• 3 ounces prosecco

• 2 ounces soda water

Instructions: Fill a glass with ice and add bourbon and elderflower liqueur. Top with prosecco and soda water, then stir. Garnish with an optional lime wheel and mint sprig and enjoy!

Listen to More From Ramsey Network

💡 The Rachel Cruze Show

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights  

🧠 The Dr. John Delony Show

💼 The Ken Coleman Show

📈 EntreLeadership

Ramsey Solutions Privacy Policy