Smart Money Happy Hour with Rachel Cruze and George Kamel

Ramsey Network

  • 44 minutes 31 seconds
    Why “Get Ready With Me” Videos Are Costing You $$$$

    💵 Sign up for EveryDollar today to create a free budget!


    Are "Get Ready With Me" videos filling your feed? Join George and Rachel as they explore the internet's latest obsession with watching strangers’ routines, explain how it fuels comparison culture, and offer some helpful tips to keep your spending safe from viral trends.


    Next Steps

    📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

    🎥 Watch George and Rachel break down bad habits that are hurting your wallet.

     

    Offers From Today's Sponsors

    This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan when you go to joindeleteme.com/smartmoney


    Today’s Happy Hour Special: 🥃 Maple Bourbon Sour

    Recipe: Joy + Oliver

     

    Ingredients:

    • 1 1/2 ounce bourbon

    • 3/4 ounce lemon juice

    • 3/4 ounce maple syrup

    • 4 ice cubes

    • 1 rosemary sprig

     

    Instructions: In a cocktail shaker, combine the bourbon, lemon juice and maple syrup and fill with ice. Shake until fully combined and pour into your favorite cocktail glass. Garnish with fresh rosemary and enjoy!


    Listen to More From Ramsey Network

    💡 The Rachel Cruze Show

    💰 George Kamel

    🎙️ The Ramsey Show

    💸 The Ramsey Show Highlights  

    🧠 The Dr. John Delony Show

    💼 The Ken Coleman Show

    📈 EntreLeadership

     

    Ramsey Solutions Privacy Policy

    20 June 2024, 9:00 am
  • 35 minutes 45 seconds
    What Are “Vacations” Really Costing You?

    💵 Sign up for EveryDollar today. Create a free budget!

     

    Ever feel like “going on vacation” is more work than rest? From booking flights to wrangling kids to drowning in laundry when you get home—it feels like the pre-trip to-do list never ends! So today, George and Rachel are digging into the true cost of rest when it comes to your time, relationships and most importantly, your money.

     

    Next Steps

    • 🖥️ Sign up for FPU to start making progress with your money goals.
    • 💸 Get your sinking fund questions answered with this step-by-step article.
    • 🏖️ Get the scoop on the rise and fall of short-term vacation rentals.
    • 📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 


    Offers From Today's Sponsors 

    This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan when you go to https://joindeleteme.com/smartmoney.  

     

    Today’s Happy Hour Special: Orange Creamsicle Cocktail

    Recipe: StyledByDaisies.com

     

    Ingredients: 

    ·     2 ounces whipped vodka

    ·     1 ounce Cointreau

    ·     2 ounces orange juice

    ·     1.5 ounces heavy cream

    ·     1 orange slice


    Instructions: 

    Add vodka, orange liqueur, orange juice, heavy cream and ice to a cocktail shaker. Shake for 15-30 seconds. Pour all contents into a cocktail glass, add more ice if needed, garnish with a fresh orange slice and enjoy!


    Listen to More From Ramsey Network 

    🎙️ The Ramsey Show  

    🧠 The Dr. John Delony Show 

    💡 The Rachel Cruze Show 

    💸 The Ramsey Show Highlights 

    💰 George Kamel 

    💼 The Ken Coleman Show 

    📈 EntreLeadership 

     

    Ramsey Solutions Privacy Policy 

    14 June 2024, 9:50 pm
  • 36 minutes 30 seconds
    Should We Sell It All and Be Homesteaders?

    💵 Sign up for EveryDollar today. Create a free budget!

     

    Ever think about turning your back on city life for wide, open spaces and self-sufficiency? From trendy aesthetics to what it really costs to live off the land, Rachel and George are exploring the allure of homesteading to see if the simple life truly is better.


    Next Steps

    ·      📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

    ·      🎓 Learn to win with money by enrolling in Financial Peace University.


    Offers From Today's Sponsors

    This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan when you go to https://joindeleteme.com/smartmoney


    Today’s Happy Hour Special: Earl Grey Tea and Tonic Mocktail 🍸

    Recipe: Simply Recipes


    Ingredients:

    Earl Grey Tea Syrup

    ·      1 cup sugar

    ·      1/2 cup water

    ·      2–3 Earl Grey tea bags


    Mocktail

    ·      3/4 ounce Earl Grey tea syrup

    ·      1/2 ounce freshly squeezed lemon juice

    ·      3–4 ounces tonic water

    ·      8 ounces crushed ice


    Instructions:

    To make the syrup, combine the water and sugar and bring it to a boil, then remove from the heat. Add the tea bags to steep and let it cool in the fridge for 30 minutes. Fill a highball glass with ice, then pour in the cooled syrup, lemon juice and tonic water. Gently stir and serve.

     

    Listen to More From Ramsey Network

    🎙️ The Ramsey Show

    🧠 The Dr. John Delony Show

    💡 The Rachel Cruze Show

    💸 The Ramsey Show Highlights

    💰 George Kamel

    💼 The Ken Coleman Show

    📈 EntreLeadership


    Ramsey Solutions Privacy Policy

    6 June 2024, 9:00 am
  • 48 minutes 2 seconds
    Extreme Makeover: Personal Finance Edition

    💵 Sign up for EveryDollar today. Create a free budget! 


    In this week's episode, George and Rachel are giving financial transformations a nostalgic twist by channeling early 2000s makeover shows, complete with dramatic "before and after" reveals. 

     

    Next Steps 

    • 📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.  
    • 🎓 Learn to win with money by enrolling in Financial Peace University

     

    Offers From Today's Sponsors 

    This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan when you go to http://joindeleteme.com/smartmoney.   

     

    Today’s Happy Hour Special: 🍸 Strawberry Basil Martini 

     Recipe: Styled by Daisies 

     Ingredients: 

    • 2 ounces gin  
    • 3/4 ounce strawberry simple syrup 
    • 4 basil leaves 
    • 1 ounce lemon juice 
    • 1 egg white  

    

    Instructions: 

    In a cocktail shaker, combine the gin, strawberry syrup, lemon juice, basil, and egg white. Dry shake, add 5–7 cubes of ice, then shake again. Strain into a chilled martini glass and garnish with a strawberry slice. 

     

    Listen to More From Ramsey Network 

    🎙️ The Ramsey Show  

    🧠 The Dr. John Delony Show 

    💡 The Rachel Cruze Show 

    💸 The Ramsey Show Highlights 

    💰 George Kamel 

    💼 The Ken Coleman Show 

    📈 EntreLeadership 

     

    Ramsey Solutions Privacy Policy 

    30 May 2024, 9:00 am
  • 30 minutes 58 seconds
    Money Motives Hidden in Shocking True Crime Stories

    💵 Sign up for EveryDollar today. Create a free budget!


    Ever wonder how far some people will go for money? Join George and Rachel as they unravel the dark side of money psychology and its gripping ties to true crime. From insurance payouts to money laundering, they’re uncovering what makes money a motive for crime.


    Next Steps

    ·      🖋️ Make a plan for your legacy today! Create your state-specific will online with the help of Mama Bear Legal Forms.

    ·     🔐 Protect your family’s future. Get free term life insurance quotes from Zander Insurance.

    ·      📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.


    Offers From Today's Sponsors

    This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan when you go to https://joindeleteme.com/smartmoney


    Today’s Happy Hour Special:🍸 Black Widow

     

    Ingredients:

    ·      1 ounce vodka

    ·      2 ounces Chambord raspberry liqueur

    ·      1/2 teaspoon activated charcoal powder

    ·      1 teaspoon lime juice

    ·      1 teaspoon simple syrup

    ·      2 dashes Peychaud’s bitters

    ·      2-3 Blackberries


    Instructions:

    Pour vodka, raspberry liqueur, charcoal powder, lime juice, simple syrup and bitters in a cocktail shaker filled with ice. Shake and strain into glass. Top with blackberries for garnish.

     

    Listen to More From Ramsey Network

    🎙️ The Ramsey Show  

    🧠 The Dr. John Delony Show

    💡 The Rachel Cruze Show

    💸 The Ramsey Show Highlights

    💰 George Kamel

    💼 The Ken Coleman Show

    📈 EntreLeadership


    Ramsey Solutions Privacy Policy


    23 May 2024, 9:00 am
  • 23 minutes 34 seconds
    Can You Answer This Money Trivia?

    💵 Create a free budget! Sign up for EveryDollar today.


    If “financial literacy” is as foreign to you as our obsession with avocado toast, that could cost you a lot more than an embarrassing moment at brunch. Join Rachel and George for a breakdown of all the financial terms you need to know. But don’t worry, they’ll be attempting some random trivia of their own.


    Next Steps

    ·      💰 It’s never too late to learn about personal finance! Learn more about any financial topic at ramsey solutions dot com.

    ·      📱 Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram. Be sure to type “GUILTY?” at the top of your message so we don’t miss it.


    An Offer From Today's Sponsor 

    This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan now .


    Today’s Happy Hour Special:🍸 Margarita Mocktail

    Recipe: Sugar and Charm


    Ingredients:

    ·      1 ounce lime juice

    ·      1 ounce lemon juice

    ·     1 ounce simple syrup

    ·      3 ounces club soda

    ·      Himalayan pink salt

    ·      4 ice cubes


    Instructions: Fill a cocktail shaker with ice and add in the lemon juice, lime juice and simple syrup. Shake. Dip the rim of your glass into lime juice and Himalayan pink salt and add ice. Strain the mocktail into the salt-rimmed glass. Optional: Garnish with a lime wheel.


    Listen to More From Ramsey Network


    🎙️ The Ramsey Show  

    🧠 The Dr. John Delony Show

    💡 The Rachel Cruze Show

    💸 The Ramsey Show Highlights

    💰 George Kamel

    💼 The Ken Coleman Show

    📈 EntreLeadership


    Ramsey Solutions Privacy Policy

    16 May 2024, 9:00 am
  • 39 minutes 4 seconds
    Are These Status Symbols Timeless or Tired?

    💵 Sign up for EveryDollar today. Create a free budget! 


    What do puka shells, water beds and lifted trucks have in common? They’re all status symbols (or were at some point). In this episode, Rachel and George will unpack the most popular and bizarre status symbols from throughout history and around the world. They’ll also reveal which ones are worth pursuing—and how to not break the bank in the process.


    Next Steps

    ·      📱 Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

     

    Offers From Today's Sponsors

    This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan when you go to http://joindeleteme.com/smartmoney.  🙌

     

    Today’s Happy Hour Special 🍸 Chai White Russian

    Recipe: Cocktailwave.com


    Ingredients:

    ·      2 ounces vodka

    ·      1 ounce coffee liqueur

    ·      2 bags chai tea

    ·      1 ounce cream


    Instructions: Brew a strong cup of chai tea and let it cool. Stir together with vodka and coffee liqueur. Top with cream and stir gently.


    Listen to More From Ramsey Network

    🎙️ The Ramsey Show  

    🧠 The Dr. John Delony Show

    💡 The Rachel Cruze Show

    💸 The Ramsey Show Highlights

    💰 George Kamel

    💼 The Ken Coleman Show

    📈 EntreLeadership


    Ramsey Solutions Privacy Policy

    9 May 2024, 9:00 am
  • 35 minutes 47 seconds
    Celebrating Birthdays Without Breaking the Bank

    💵 Sign up for EveryDollar today. Create a free budget! 


    Cue the confetti! What better way to celebrate Rachel's and George’s birthdays than with some birthday-themed trends and trivia, the birthday freebie list that dreams are made of, and affordable gift ideas. Plus, they’ll give their best tips for throwing a birthday bash on a budget.


    Next Steps

    ·      📘 Check out Rachel’s newest book for a sweet way to talk to your kids about the most important gifts in their lives.

     

    ·      💵 Start budgeting today! Go to everydollar.com/smartmoney to get $15 off the premium version of EveryDollar.

     

    ·      📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.


    Today’s Happy Hour Special 🍸 Paper Plane

    Recipe: Liquor.com


    Ingredients:

    ·      3/4 ounce bourbon

    ·      3/4 ounce Aperol

    ·      3/4 ounce Amaro Nonino Quintessentia

    ·      3/4 ounce lemon juice, freshly squeezed

    ·      Ice


    Instructions: Add the bourbon, Aperol, Amaro Nonino and lemon juice into a shaker with ice and shake until well chilled. Strain into a coupe glass.   


    Listen to More From Ramsey Network

    🎙️ The Ramsey Show  

    🧠 The Dr. John Delony Show

    💡 The Rachel Cruze Show

    💸 The Ramsey Show Highlights

    💰 George Kamel

    💼 The Ken Coleman Show

    📈 EntreLeadership


    Ramsey Solutions Privacy Policy

    2 May 2024, 9:00 am
  • 30 minutes 26 seconds
    Today Year’s Old: Surprising Money Facts Everyone Should Know

    💵 Create a free budget. Sign up for EveryDollar today!


    You were “today years old” when . . . you learned about catch-up contributions, HSA benefits and the scam of genuine leather. Today we’re spilling all the tea on money (and life) lessons we learned too early, too late or right on time.


    Next Steps

     

    • 📱 Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram. Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 

     

    Today’s Happy Hour Special ☕️ The BEST Espresso Martini Mocktail

     Recipe: Entirely Elizabeth

     Ingredients:

    -       4 ounces cold brew concentrate

    -       2 ounces heavy whipping cream

    -       2 ounces simple syrup

    -       1/4 teaspoon vanilla extract

    -       1 pinch of salt

    -       1 tablespoon cocoa powder

    -       2 coffee beans

    -       Ice

     

    Instructions: Add cold brew concentrate, heavy whipping cream, simple syrup, vanilla extract and salt to a cocktail mixer and shake with ice. Coat the rim of a glass with simple syrup and cocoa powder. Pour coffee mixture into the glass. Garnish with coffee beans on top.

     

    Listen to More From Ramsey Network

    🎙️ The Ramsey Show  

    🧠 The Dr. John Delony Show

    💡 The Rachel Cruze Show

    💸 The Ramsey Show Highlights

    💰 George Kamel

    💼 The Ken Coleman Show

    📈 EntreLeadership

     

    Ramsey Solutions Privacy Policy

    25 April 2024, 9:00 am
  • 38 minutes 54 seconds
    Frugal Fails that Might Actually Ruin You

    💵 Sign up for EveryDollar today. Create a free budget!


    We love a heroic attempt to save money! Until it backfires. (Let’s be real: We’ve all botched at least one DIY project.) Join Rachel and George for a relatable recap of the internet’s best frugal fails and find out where penny pinching might cost you more in the long run!


    Next Steps

    ·      🔎 Get help from a financial advisor to avoid those sneaky loopholes that will leave you broke.


    ➡️ Don’t miss out on the tax deductions you qualify for—get help from a pro.


    ·      💵 Start budgeting today! Use code SMARTMONEY to get a free two-week trial and $15 off your premium membership to EveryDollar.

     

    ·      📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.


    Today’s Happy Hour Special: 🍸 Dirty Shirley

    Recipe: New York Times Cooking


    Ingredients:

    ·      2 ounces vodka

    ·      1 ounce grenadine

    ·      8 ounces Sprite

    ·      1 maraschino cherry

    ·      Ice


    Instructions: Fill a glass with ice. Add vodka and grenadine. Top with Sprite and garnish with a maraschino cherry.


    Listen to More From Ramsey Network

    🎙️ The Ramsey Show  

    🧠 The Dr. John Delony Show

    💡 The Rachel Cruze Show

    💸 The Ramsey Show Highlights

    💰 George Kamel

    💼 The Ken Coleman Show

    📈 EntreLeadership


    Ramsey Solutions Privacy Policy

    18 April 2024, 9:00 am
  • 33 minutes 52 seconds
    Are You Guilty of These Financial Turn Offs?

    💵 Create a free budget! Sign up for EveryDollar today. 


    Venmo requests for $2? Obsessively checking the Dow’s daily swings? No thanks! Rachel and George are calling out America’s cringiest financial “icks” so you don’t have to. Plus, they’ve got some thoughts for the haters who think our tried-and-true financial principles are a total turnoff.   


    Next Steps

    ·      🔎 Get help from a financial advisor to avoid those sneaky loopholes that will leave you broke.

    ·      ➡️ Don't miss out on the tax deductions you qualify for—get help from a pro. 

    ·      📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.


    Today’s Happy Hour Special 🍸 Corpse Reviver No. 2

     

    Recipe: Difford’s Guide

    Ingredients:

    ·      3/4 ounce gin

    ·      3/4 ounce triple sec

    ·      3/4 ounce Lillet Blanc

    ·      3/4 ounce fresh lemon juice

    ·      2 dashes absinthe

    ·      Ice


    Instructions: Shake all ingredients with ice and fine strain into a chilled glass.


    Listen to More From Ramsey Network


    🎙️ The Ramsey Show  

    🧠 The Dr. John Delony Show

    💡 The Rachel Cruze Show

    💸 The Ramsey Show Highlights

    💰 George Kamel

    💼 The Ken Coleman Show

    📈 EntreLeadership


    Ramsey Solutions Privacy Policy

    11 April 2024, 9:00 am
  • More Episodes? Get the App
© MoonFM 2024. All rights reserved.