Friends With Money

Money Magazine

We all have questions about money; how to earn it, how to spend it, and the best ways to invest so we can watch it grow. The Friends With Money podcast, created by Money Magazine (Australia’s longest-running and most-read personal finance magazine), shares its extensive network of finance experts, in-depth knowledge of markets and timely advice to help you understand the world of money. Hosted by senior writer, Tom Watson, and editor-in-chief, Michelle Baltazar, Friends With Money is a weekly chat with a variety of credentialed guests that you won’t want to miss. Listening and learning will help you on the path to financial freedom.

  • 22 minutes 53 seconds
    Prime your financial fitness

    Are there simple measures we could be taking every day to improve our money habits and our overall financial health?

    This week on the Friends With Money podcast, Money’s Tom Watson is joined by Simi Rayat, psychologist and author of Productivity Joy, to chat about the relationship between psychology and money. 

    They discuss:

    • When and how are people’s attitudes towards money formed?
    • Why does money spark emotion that doesn’t appear with other issues?
    • How can confirmation bias and sunk-cost fallacy affect our financial life?
    • How can the 5Qs Formula improve our financial decision-making?

    #friendswithmoney #tomwatson #simirayat #finance #psychology

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    19 November 2024, 1:10 pm
  • 19 minutes 6 seconds
    Holiday season shopping hacks

    The sales season is fast approaching, so how can shoppers make sure that they actually grab a bargain on Black Friday or Boxing Day?

    This week on the Friends With Money podcast, Money’s Tom Watson is joined by Sarah Megginson, personal finance expert at Finder, to preview this years’ sales season and discuss the steps consumers can take to maximise their savings.

    • Are sales events like Black Friday genuinely a good time to shop?
    • Should Aussies do anything before the sales to help them get a bargain?
    • How can shoppers boost their savings with cashback and other discounts?
    • What rights do consumers have to returns and repairs?
    • What other tips or tricks can shoppers use?

    #friendswithmoney #tomwatson #sarahmegginson #sales #blackfriday #boxingday

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    12 November 2024, 2:15 pm
  • 16 minutes 4 seconds
    The future of super

    There’s a raft of new superannuation initiatives and reforms set to come online in the next few years, so how will these affect super members?

    This week on the Friends With Money podcast, Money’s Tom Watson is joined by Peter Hogg, general manager for guidance and advice at Aware Super, to talk through the changes which kick off from July 2025. They discuss:

    • Superannuation on paid parental leave
    • The upcoming super guarantee increase
    • Proposed changes to tax concessions on higher balances
    • The impact of payday super
    • Practical tips for getting the most out of super

    #friendswithmoney #tomwatson #peterhogg #superannuation

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    5 November 2024, 1:15 pm
  • 18 minutes 13 seconds
    Protect your portfolio

    With inflation falling and interest rates starting to do the same, is now an opportune time to consider investing in fixed income or has the window passed?  

    This week on the Friends With Money podcast, Money’s Tom Watson is joined by Marc Jocum, product and investment strategist at Global X ETFs, to chat all things fixed income. They discuss:

    • The assets included in the fixed income basket
    • How bonds deliver returns to investors
    • The benefits of having a fixed income allocation
    • How fixed income assets are affected by interest rates
    • The pros and cons of investing in fixed income now

    #friendswithmoney #tomwatson #marcjocum #investing #fixedincome

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    29 October 2024, 2:00 pm
  • 18 minutes 14 seconds
    Trading secrets: Boomer to zoomer

    From Boomers to Zoomers, which stock-picking style is better?

    Craig Keary, CEO of trading platform Selfwealth, is back in the studio with Money's Michelle Baltazar to discuss the latest investment trends and which generation is leading the way.

    • Compare the share portfolios of Boomers, Gen X, Millenials and Gen Z based on 2024 trading data
    • What are the factors influencing each generation's investment choices?
    • What tactic is likely to succeed? Who invests in ETFs?

    #friendswithmoney #michellebaltazar #craigkeary #investing

    Links:

    Selfweath website

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    22 October 2024, 2:00 pm
  • 21 minutes 31 seconds
    Simplify house hunting with a buyers agent

    Purchasing a home isn’t a simple process. So, for buyers looking for help or an extra edge on the competition, could a buyers’ agent be worth the cost?  
    This week on the Friends With Money podcast, Money’s Tom Watson is joined by Michelle May, founder and principal agent at Michelle May Buyers Agents, to break down the services that buyer’s agents can provide. The discuss:

    • How buyers’ agents differ from selling agents
    • The range of services that buyers’ agents can provide
    • The world of off-market listings
    • How much buyer’s agents can cost
    • Tips for buyers entering the market

    #friendswithmoney #tomwatson #michellemay #property

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    15 October 2024, 2:00 pm
  • 20 minutes 47 seconds
    Get rich! A step-by-step guide

    The secret to success lies in the execution.

    On this week's Friends With Money Podcast, Money's Michelle Baltazar chats with author, financial adviser, and co-founder of Pivot Wealth, Ben Nash, about wealth-building strategies to help you achieve your goals.

    • What are the fundamental strategies?
    •  Why buying your own home first can slow your wealth-building
    • What's the first crucial step?
    • Two strategies to accelerate your financial journey

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    8 October 2024, 2:00 pm
  • 17 minutes 9 seconds
    Find your perfect credit card

    Plastic isn’t always fantastic, but credit cards can be an effective money management tool. The question is though, what kind of card will match your needs?

    This week on the Friends With Money podcast, Money’s Tom Watson is joined by Rachel Wastell, personal finance expert at Mozo, to dig into the different types of credit cards on the market and the features they offer.

    They discuss:

    • Suitable cards for everyday spenders
    • The benefits of balance transfers
    • Travel-friendly credit cards
    • Rewards points and premium credit card benefits
    • Tips for users to get the most out of their cards

    #friendswithmoney #tomwatson #rachelwastell #creditcards

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    1 October 2024, 3:00 pm
  • 17 minutes 13 seconds
    The benefits of open banking

    Are you getting the best deal from your bank?

    Open banking is set to transform the Australian banking industry, putting power back in your hands

    Maxime Chaury, co-founder of Upworth and open banking specialist, joins Money's Michelle Baltazar together they reveal how to make your money work harder under the new financial landscape.

    • Are we getting the most out of our banks?
    • What exactly is open banking?
    • How can you harness its power to take control of your finances?
    • is open banking safe and secure?

    Links: Upworth website

    #friendswithmoney #michellebaltazar #openbanking #maximechaury

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    24 September 2024, 3:00 pm
  • 23 minutes 59 seconds
    The thematic ETF debate

    Thematic ETFs can give investors exposure to particular sectors, geographies or trends happening in the broader market, but they’re not without their risks.

    This week on the Friends With Money podcast, Money’s Tom Watson is joined by founder and chief executive of Stockspot, Chris Brycki, to dig into thematic exchange traded funds and the role they can play in portfolios. They discuss:

    • What thematic ETFs actually are
    • The thematic ETF versus index ETF approach
    • Tech and sustainability as themes and the ETFs on offer
    • How technology and sustainable ETFs have performed
    • The risks of jumping on trendy thematic ETFs

    #friendswithmoney #tomwatson #chrisbrycki #investing #etfs

    Mind the Gap 2024 report: https://www.morningstar.com/lp/mind-the-gap

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    17 September 2024, 3:15 pm
  • 16 minutes 24 seconds
    Super secrets: insurance inside out

    Did you know that most superannuation accounts come with insurance?

    In this week's Friends With Money podcast, Michelle Baltazar sits down with lawyer and author Melisa Sloan to unravel the world of superannuation insurance.

    They delve into:

    • The pros and cons of insurance within and outside your super fund
    • What is TPD insurance and when can you use it
    • How you might unintentionally void your own super insurance 
    • The two types of occupation insurance, and more!

    #friendswithmoney #michellebaltazar #melisasloan #superinsurance

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    Money Website

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    Email Us: [email protected]

    See omnystudio.com/listener for privacy information.

    10 September 2024, 3:00 pm
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