Friends With Money

Money Magazine

We all have questions about money; how to earn it, how to spend it, and the best ways to invest so we can watch it grow. The Friends With Money podcast, created by Money Magazine (Australia’s longest-running and most-read personal finance magazine), shares its extensive network of finance experts, in-depth knowledge of markets and timely advice to help you understand the world of money. Hosted by senior writer, Tom Watson, and editor-in-chief, Michelle Baltazar, Friends With Money is a weekly chat with a variety of credentialed guests that you won’t want to miss. Listening and learning will help you on the path to financial freedom.

  • 20 minutes 24 seconds
    Your 2025 financial refresh

    The start of the year can be a great time to check in on your finances and make adjustments. But what’s the best way of going about it?

    This week on the Friends With Money podcast, Money's Tom Watson is joined by Rachel Wastell, personal finance expert at Mozo, to run through three steps aimed at giving your finances a refresh and setting you up for the year ahead. They discuss:

    • Reviewing home loan and savings rates
    • The benefits of streamlining accounts
    • Consolidating your debt
    • The role of superannuation in planning ahead

    #friendswithmoney #tomwatson #rachelwastell #personalfinance

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    21 January 2025, 1:05 pm
  • 20 minutes 43 seconds
    Investing: Recap & 2025 forecast

    From the success of the Magnificent Seven to moments of real volatility, 2024 was a year to remember for equity markets. But what does 2025 have in store?

    This week on the Friends With Money podcast, Money's Tom Watson is joined by Chief Strategy Officer at Tiger Brokers, Greg Boland, to reflect on the performance of share markets in 2024 and look ahead at how markets may fare this year. They discuss:

    • The major events and themes of 2024
    • Winners and losers on the ASX
    • How US markets performed last year
    • The most popular shares and ETFs with investors
    • How equity markets might fare during 2025

    #friendswithmoney #tomwatson #gregboland #shares #investing

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    14 January 2025, 2:00 pm
  • 12 minutes 57 seconds
    Best of the Best

    Ever wondered what the best wine, car, or super fund in Australia is?

    Each year, we scrutinise the Australian market to uncover the best of the best products and services for you.

    This week on the Friends With Money podcast, Money's Michelle Baltazar and Vanessa Walker are in the studio to reveal the top 2025 award winners!

    And the top picks are...

    • Best Super Fund
    • Best Investment Manager   
    • Best Flexible Home Loan
    • Overall best ETF Manager
    • Best wines and books

    PROMO CODE: X2412MON

    (Annual digital and print subscription - Get a free 2025 Collins diary with your purchase)

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    7 January 2025, 1:10 pm
  • 18 minutes 58 seconds
    Your 2025 investing resolutions

    Sometimes making mistakes makes you a better investor in the long run.

    Knowing what mistakes to look out for can save you thousands.

    This week on the Friends With Money podcast, Money's Michelle Baltazar chats with John Addis, Money contributor and author, about his biggest investing mistakes and how to avoid them.

    • Should you manage your investments?
    • When to sell a stock
    • When not to invest in a stock
    • What about a stock that you should have bought?

    #friendswithmoney #michellebaltazar #johnaddis #investingmistakes

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    31 December 2024, 2:00 pm
  • 14 minutes 42 seconds
    What happens to damaged cash?

    Ever wondered what happens to torn or dog-eared banknotes, and whether Australians can get a refund for handing them in?

    This week on the Friends With Money podcast, Money’s Tom Watson is joined by Greg Dicinoski, chief scientist at the Reserve Bank’s Note Issue Department, to put damaged banknotes under the microscope.

    • Just how prevalent are cash payments in Australia?
    • What are the common, and more unusual, causes of banknote damage?
    • What should you do with damaged cash?
    • Can you get a refund for handing in damaged notes or coins?
    • How does the Reserve Bank deal with damaged banknotes?
    • Why is it important for damaged cash to be removed from circulation?

    #friendswithmoney #tomwatson #gregdicinoski #cash #rba

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    24 December 2024, 1:05 pm
  • 19 minutes 24 seconds
    The year in review

    Cooling inflation. Soaring tech stocks. 2024 has been a significant year for news, so before it ends, it's time to look back on the major stories in the world of finance.This week on the Friends With Money podcast, Money's Tom Watson is joined Money’s Managing Editor, Vanessa Walker, to reflect on some of the biggest events, trends and reforms in 2024 and how they’ve affected our financial lives. They discuss:

    • Cryptocurrency ETFs and prices
    • Easing inflation
    • Interest rate stalemate
    • Income tax cuts
    • Nvidia and the Magnificent Seven
    • Housing affordability
    • Student loan reforms
    • The Best of the Best 

    friendswithmoney #tomwatson #vanessawalker #finance

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    17 December 2024, 1:10 pm
  • 19 minutes 57 seconds
    A change for the better

    Sometimes, to achieve our goals, we need to change direction.

    But how do you determine whether you are on the right path to achieve your desired outcomes?

    This week on the Friends With Money podcast, Money's Michelle Baltazar chats with author, coach, and the former CEO of Xero, Steve Vamos, on how to get back on track and stick with your plan.

    • The importance of clarity
    • Staying on track by alignment
    • Compliance is mandatory
    • Having the difficult conversations

    #friendswithmoney #michellebaltazar #stevevamos #change

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    10 December 2024, 1:15 pm
  • 5 minutes 43 seconds
    Bonus: Bitcoin bonanza!

    Bitcoin's value has blasted past the one hundred thousand mark and is expected to soar even higher in 2025.

    In this bonus episode of The Friends With Money Podcast, Money's Michelle Baltazar and Vanessa Walker discuss the highs and lows of this volatile digital currency.

    Money online story: https://www.moneymag.com.au/why-crypto-prices-are-surging

    Bitcoin edition: https://www.magshop.com.au/Products/MON240701/money-magazine-july-2024-issue 

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    6 December 2024, 2:48 am
  • 21 minutes 57 seconds
    Negotiate your way to a better life

    Navigating the art of asking for what you want can feel daunting, but strong negotiation skills can pave the way to success.

    Michelle Baltazar, Editor-in-Chief at Money, in this episode of the Friends With Money podcast chats with Glin Bayley, coach and author of 'The Negotiation Playbook: Strategies That Work and Results That Last', about why mastering negotiation is essential for achieving your life (and money) goals.

    They discuss:

    • Preparation is the key
    • Understanding intrinsic vs. extrinsic value
    • Leaning into the discomfort of a negotiation
    • Common mistakes people make when asking for a pay rise or sale discount

    #friendswithmoney #michellebaltazar #glinbayley #negotiate #abetterlife

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    3 December 2024, 1:10 pm
  • 17 minutes
    Stocks for your stocking

    With the festive season upon us, present lists are being written around the country. But is there anything investors may want to add to their own wish lists?

    This week on the Friends With Money podcast, Money’s Tom Watson is joined by chief investment analyst at Wealth Within, Dale Gillham, to chat about the state of the market and the Australian companies which could shine bright in the near future.

    • How has the share market been performing recently?
    • Which local sectors look promising?
    • Are there any blue chip stocks worth looking at?
    • Which Australian microcaps could surprise on the upside?

    friendswithmoney #tomwatson #dalegillham #investing #shares

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    26 November 2024, 1:05 pm
  • 22 minutes 53 seconds
    Prime your financial fitness

    Are there simple measures we could be taking every day to improve our money habits and our overall financial health?

    This week on the Friends With Money podcast, Money’s Tom Watson is joined by Simi Rayat, psychologist and author of Productivity Joy, to chat about the relationship between psychology and money. 

    They discuss:

    • When and how are people’s attitudes towards money formed?
    • Why does money spark emotion that doesn’t appear with other issues?
    • How can confirmation bias and sunk-cost fallacy affect our financial life?
    • How can the 5Qs Formula improve our financial decision-making?

    #friendswithmoney #tomwatson #simirayat #finance #psychology

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    19 November 2024, 1:10 pm
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