WealthBT

The Business Times

Synopsis: Learn to protect and grow your wealth in this Business Times monthly podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua. Podcaster: Genevieve Cua  Produced by The Business Times, SPH Media Trust.

  • 11 minutes 3 seconds
    S1E48: The hidden costs of investment-linked insurance plans: WealthBT

    Investment-linked insurance plans, or ILPs, are often touted for their dual benefits of protection and investment returns. But do they live up to the claim?

    In this episode, Genevieve Cua, wealth editor of The Business Times, unravels the five common misconceptions about ILPs. Learn about their high costs, and find out if they truly offer the protection and investment returns they may promise.

    Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.

    Highlights of the podcast:

    01:56 Capital guaranteed upon death?

    03:45 ILPs’ many fees

    05:04 Do ILPs really protect you?

    06:10 How much return do ILPs offer?

    06:50 Should you buy an ILP?

    ---

    Send your questions, thoughts, story ideas, and feedback to [email protected]

    ---

    Written and hosted by: Genevieve Cua ([email protected])

    Edited by: Emily Liu & Claressa Monteiro

    Produced by: Genevieve Cua, Emily Liu & Chai Pei Chieh

    A podcast by BT Podcasts, The Business Times, SPH Media

    ---

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    Channel: bt.sg/btcobt

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    Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

    ---

    Discover more BT podcast series:

    BT Money Hacks: bt.sg/btmoneyhacks

    BT Podcasts: bt.sg/pcOM

    BT Market Focus: bt.sg/btmktfocus

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    10 March 2025, 4:00 pm
  • 16 minutes 23 seconds
    S1E47: MediShield Life changes: Are your insurance premiums about to rise again? WealthBT

    Last year, MediShield Life went through a review, with big changes about to kick in this year. 

    But the largest impact might come from a technicality that many of us might not be familiar with: the pro-ration factor.

    In this episode of WealthBT, host Genevieve Cua sits down with Alex Lee, president of the Singapore Actuarial Society, to explain the ins and outs of pro-ration, and unpack what these new changes mean for your financial stability and healthcare coverage.

    Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.

    Highlights of the podcast:

    01:41 What is pro-ration?

    04:00 Why are pro-ration factors being adjusted now?

    05:21 Are insurance companies to blame?

    09:10 Will IP premiums rise?

    12:45 How to better protect yourself?

    ---

    Send your questions, thoughts, story ideas, and feedback to [email protected]

    ---

    Written and hosted by: Genevieve Cua ([email protected])

    With Alex Lee, president, Singapore Actuarial Society

    Edited by: Emily Liu & Claressa Monteiro

    Produced by: Genevieve Cua, Emily Liu & Chai Pei Chieh

    A podcast by BT Podcasts, The Business Times, SPH Media

    ---

    Follow BT Correspondents:

    Channel: bt.sg/btcobt

    Amazon: bt.sg/btcoam

    Apple Podcasts: bt.sg/btcoap

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    YouTube Music: bt.sg/btcoyt

    Website: bt.sg/btcorresp

    Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

    ---

    Discover more BT podcast series:

    BT Money Hacks: bt.sg/btmoneyhacks

    BT Podcasts: bt.sg/pcOM

    BT Market Focus: bt.sg/btmktfocus

    BT Branded Podcasts: bt.sg/brpod

    BT Lens On: bt.sg/btlenson

    See omnystudio.com/listener for privacy information.

    10 February 2025, 4:00 pm
  • 12 minutes 31 seconds
    S1E46: Checklist for a rewarding 2025: WealthBT

    Markets will do what they do in 2025, but there are ways to help you stay on an even keel.

    Genevieve Cua sets out things you can anticipate in terms of returns, and trends in rates and inflation, including healthcare. Plus chalking up more in savings to maximise what the CPF can eventually pay you in retirement savings for life.

    Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.

    Highlights of the podcast:

    01:16 What’s a realistic outlook for stocks and bonds

    03.20 Trend in interest rates and inflation

    04:33 CPF changes to enhance retirement savings

    06:55 Brace for higher Integrated Shield premiums

    09:38 Taking a fresh approach to your greatest asset: yourself

    ---

    Send your questions, thoughts, story ideas, and feedback to [email protected]

    ---

    Written and hosted by: Genevieve Cua ([email protected])

    Edited by: Emily Liu & Claressa Monteiro

    Produced by: Genevieve Cua & Emily Liu

    Engineered by: Chai Pei Chieh

    A podcast by BT Podcasts, The Business Times, SPH Media

    ---

    Follow BT Correspondents:

    Channel: bt.sg/btcobt

    Amazon: bt.sg/btcoam

    Apple Podcasts: bt.sg/btcoap

    Spotify: bt.sg/btcosp

    YouTube Music: bt.sg/btcoyt

    Website: bt.sg/btcorresp

    Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

    ---

    Discover more BT podcast series:

    BT Money Hacks: bt.sg/btmoneyhacks

    BT Podcasts: bt.sg/pcOM

    BT Market Focus: bt.sg/btmktfocus

    BT Branded Podcasts: bt.sg/brpod

    BT Lens On: bt.sg/btlenson

    See omnystudio.com/listener for privacy information.

    13 January 2025, 4:00 pm
  • 15 minutes 43 seconds
    S1E45: Are your investments ready for 2025? WealthBT

    From Trump's return to AI advances, how will the 2025 investment landscape look? Will US stocks be able to keep up the bull run? If you have cash sitting in the bank account, where should you put it?

    In this episode, Genevieve Cua sits down with Hou Wey Fook, the chief investment officer of DBS Bank, to break down the best investing strategies going into the new year. Plus, Wey Fook shares his secret recipe to riding the bulls and bears of the market. 

    Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.

    Highlights of the podcast:

    01:32 Major trends going into 2025

    02:38 Investment strategies for 2025

    07:25 The barbell approach explained

    09:19 Biggest risks to look out for

    12:49 Better ways to use your cash

    ---

    Send your questions, thoughts, story ideas, and feedback to [email protected]

    ---

    Written and hosted by: Genevieve Cua ([email protected])

    With Hou Wey Fook, chief investment officer, DBS Bank

    Edited by: Emily Liu & Claressa Monteiro

    Produced by: Genevieve Cua & Emily Liu

    Engineered by: Chai Pei Chieh

    A podcast by BT Podcasts, The Business Times, SPH Media

    ---

    Follow BT Correspondents:

    Channel: bt.sg/btcobt

    Amazon: bt.sg/btcoam

    Apple Podcasts: bt.sg/btcoap

    Spotify: bt.sg/btcosp

    YouTube Music: bt.sg/btcoyt

    Website: bt.sg/btcorresp

    Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

    ---

    Discover more BT podcast series:

    BT Money Hacks: bt.sg/btmoneyhacks

    BT Podcasts: bt.sg/pcOM

    BT Market Focus: bt.sg/btmktfocus

    BT Branded Podcasts: bt.sg/brpod

    BT Lens On: bt.sg/btlenson

    See omnystudio.com/listener for privacy information.

    9 December 2024, 4:00 pm
  • 16 minutes 10 seconds
    S1E44: Building a resilient investment portfolio: WealthBT

    How worried should investors be about China-US relations? Is it time to go big on AI? Genevieve Cua on WealthBT speaks to Dong Chen, chief Asia strategist and head of Asia research at Pictet Wealth Management about the importance of active management and strategic asset allocation in weathering market downturns.

    Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.

    This episode is brought to you by Pictet Wealth Management.

    Highlights of the podcast:

    01:55 Defining resilience in a portfolio

    03:35 Strategic asset allocation as a base building block for resilience

    06:55 Differentiating between a genuine trend and noise

    07:58 The most compelling trends today

    12:30 Why active management is important

    13:45 The challenges of going the do-it-yourself route in building a resilient portfolio

    More about:

    Wealth Management services in Singapore

    Navigating the noise in financial markets

    Horizon 2024 - Key trends affecting investments

    Written and hosted by: Genevieve Cua ([email protected])

    With Dong Chen, chief Asia strategist and head of Asia research, Pictet Wealth Management

    Edited by: Emily Liu & Claressa Monteiro

    Engineered by: Chai Pei Chieh

    Executive producer: Claressa Monteiro

    Produced by: BT Podcasts, The Business Times, SPH Media

    ---

    Follow BT Correspondents:

    Channel: bt.sg/btcobt

    Amazon: bt.sg/btcoam

    Apple Podcasts: bt.sg/btcoap

    Spotify: bt.sg/btcosp

    YouTube Music: bt.sg/btcoyt

    Feedback to: [email protected]

    Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

    ---

    Discover more BT podcast series:

    BT Mark To Market at: bt.sg/btmark2mkt

    BT Money Hacks: bt.sg/btmoneyhacks

    WealthBT: bt.sg/btwealthbt

    PropertyBT: bt.sg/btpropertybt

    BT Podcasts: bt.sg/pcOM

    BT Market Focus: bt.sg/btmktfocus

    BT Branded Podcasts: bt.sg/brpod

    BT Lens On: bt.sg/btlenson

    See omnystudio.com/listener for privacy information.

    11 November 2024, 4:00 pm
  • 18 minutes 54 seconds
    S1E43: More bite to tech stocks than just FAANGs: WealthBT

    The surge in US tech stocks, especially Nvidia's 143 per cent increase, has investors questioning if it's too late to invest. Genevieve Cua discusses strategies for tech stock investment and market trends with Dr Wei Dai from Dimensional Fund Advisors.

    Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.

    Highlights of the podcast:

    02:28 Outsized investment returns are not unusual in history

    05:57 Markets are very concentrated in tech, but there are ways to balance this

    10:22 Making sense of the Fed’s rate cut

    14:39 How and why science matters in investing

    ---

    Now, we want to hear from you! Send us your questions, thoughts, story ideas, and feedback to [email protected]. We’ll look into it for future episodes.

    ---

    Written and hosted by: Genevieve Cua ([email protected])

    With Dr Wei Dai, head of research and vice-president, Dimensional Fund Advisors

    Edited by: Howie Lim & Claressa Monteiro

    Produced by: Genevieve Cua & Howie Lim

    Engineered by: Chai Pei Chieh

    A podcast by BT Podcasts, The Business Times, SPH Media

    Follow WealthBT podcasts and rate us at:

    Channel: bt.sg/btwealthbt

    Amazon: bt.sg/wbtam

    Apple Podcasts: bt.sg/wbAP

    Spotify: bt.sg/wbSP

    YouTube Music: bt.sg/wbyt 

    Website: bt.sg/btcorresp

    Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

    Discover more BT podcast series:

    BT Money Hacks Podcast at: bt.sg/btmoneyhacks

    BT Mark To Market Podcast at: bt.sg/btmark2mkt

    BT Podcasts at: bt.sg/pcOM

    PropertyBT at: bt.sg/btpropertybt

    BT Market Focus at: bt.sg/btmktfocus

    BT Branded Podcasts: bt.sg/btbrpod

    BT Lens On: bt.sg/btlenson

    See omnystudio.com/listener for privacy information.

    7 October 2024, 4:00 pm
  • 16 minutes 6 seconds
    S1E42: Navigating a business sale: WealthBT

    Selling a company is a major, often difficult, decision. It brings up questions of identity, ambition and legacy.

    Cheng Hsin Chih, market head of Southeast Asia at Pictet Wealth Management, has worked with many clients through this journey.

    In this episode, BT wealth editor Genevieve Cua sits down with Cheng to break down the complexities of selling a company.

    Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.

    This episode is brought to you by Pictet Wealth Management.

    Highlights of the podcast:

    01:33 Why is it so hard to decide to sell?

    04:17 How Cheng helped a client decide to let go

    08:43 What are the exit options for your company?

    11:22 Getting everyone’s buy-in to sell

    13:13 So after selling your company, what’s next?

    More about: 

    Pictet Wealth Management

    Wealth solutions

    ---

    Written and hosted by: Genevieve Cua ([email protected])

    With Cheng Hsin Chih, market head for Southeast Asia, Pictet Wealth Management

    Edited by: Emily Liu & Claressa Monteiro

    Engineered by: Joann Chai Pei Chieh

    Executive producer: Claressa Monteiro

    Produced by: BT Podcasts, The Business Times, SPH Media

    ---

    Follow WealthBT podcasts and rate us at:

    Channel: bt.sg/btwealthbt

    Amazon: bt.sg/wbtam

    Apple Podcasts: bt.sg/wbAP

    Spotify: bt.sg/wbSP

    YouTube Music: bt.sg/wbyt 

    Website: bt.sg/wealthbt

    Feedback to: [email protected]

    Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

    Discover more BT podcast series:

    BT Money Hacks Podcast at: bt.sg/btmoneyhacks

    BT Mark To Market Podcast at: bt.sg/btmark2mkt

    BT Podcasts at: bt.sg/pcOM

    PropertyBT at: bt.sg/btpropertybt

    BT Market Focus at: bt.sg/btmktfocus

    BT Branded Podcasts: bt.sg/btbrpod

    BT Lens On: bt.sg/btlenson

    See omnystudio.com/listener for privacy information.

    22 September 2024, 4:01 pm
  • 35 seconds
    S2Because great reads should be heard: BT Correspondents

    If you’ve been a fan of the podcasts Mark to Market, Wealth BT and Property BT - they are moving to a new listing! 

    BT Correspondents! Look for episodes every Tuesday from October! All the insights and analysis in market trends, property, wealth and soon mobility too. Powered by The Business Times journalism of Genevieve Cua, Leslie Yee, Ben Paul and Derryn Wong.

    Because great reads SHOULD be heard! BT Correspondents. Find BT Correspondents wherever you listen to podcasts.

    See omnystudio.com/listener for privacy information.

    12 September 2024, 2:07 am
  • 13 minutes 40 seconds
    S1E41: Integrated Shield plans: When do premium rises cross the line? WealthBT (Ep 41)

    Premiums of some Integrated Shield plans (IPs) are rising in September. Should you downgrade or switch your insurer? There are ways to save on premiums. MOH’s data on lifetime premiums may also help guide your choice of insurer.

    Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.

    Highlights of the podcast:

    01:46 How much are IP premiums rising

    05:15 How to choose the right IP for you

    07:50 How do insurance companies set premium prices?

    10:20 Is it time to switch IPs?

    11:38 Tips to save costs on IPs

    ---

    Now, we want to hear from you! Send us your questions, thoughts, story ideas, and feedback to [email protected]. We’ll look into it for future episodes.

    ---

    Written and hosted by: Genevieve Cua ([email protected])

    With Eddy Cheong, chief executive, Havend

    Edited by: Emily Liu & Claressa Monteiro

    Produced by: Genevieve Cua & Emily Liu

    Engineered by: Joann Chai Pei Chieh

    A podcast by BT Podcasts, The Business Times, SPH Media

    Follow WealthBT podcasts and rate us at:

    Channel: bt.sg/btwealthbt

    Amazon: bt.sg/wbtam

    Apple Podcasts: bt.sg/wbAP

    Spotify: bt.sg/wbSP

    YouTube Music: bt.sg/wbyt 

    Website: bt.sg/wealthbt

    Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

    Discover more BT podcast series:

    BT Money Hacks Podcast at: bt.sg/btmoneyhacks

    BT Mark To Market Podcast at: bt.sg/btmark2mkt

    BT Podcasts at: bt.sg/pcOM

    PropertyBT at: bt.sg/btpropertybt

    BT Market Focus at: bt.sg/btmktfocus

    BT Branded Podcasts: bt.sg/btbrpod

    BT Lens On: bt.sg/btlenson

    See omnystudio.com/listener for privacy information.

    25 August 2024, 4:00 pm
  • 16 minutes 43 seconds
    S1E40: Private market assets: Growth opportunities in a new era: WealthBT (Ep 40)

    Genevieve Cua speaks to Victor Aerni, Pictet Wealth Management Asia’s chief executive, on the factors driving interest in private markets, the segments that offer the most attractive opportunities, and the need for a multi-generational horizon for such assets.

    Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.

    This episode is brought to you by Pictet Wealth Management.

    Highlights of the podcast:

    02:12 What is driving interest in private markets?

    04:54 The outlook for private asset returns given tighter funding conditions

    09:25 The endowment approach to private assets

    12:06 Where private markets sit in portfolios and the ideal holding period

    13:17 How private assets differ from public markets

    More about: 

    Pictet Wealth Management

    Private assets – the opportunity to uncover gems in an uncertain world

    ---

    Written and hosted by: Genevieve Cua ([email protected])

    With Victor Aerni, chief executive, Pictet Wealth Management Asia

    Edited by: Emily Liu and Lee Kim Siang

    Engineered by: Joann Chai Pei Chieh

    Executive producer: Lee Kim Siang

    Produced by: BT Podcasts, The Business Times, SPH Media

    ---

    Follow WealthBT podcasts and rate us at:

    Channel: bt.sg/btwealthbt

    Amazon: bt.sg/wbtam

    Apple Podcasts: bt.sg/wbAP

    Spotify: bt.sg/wbSP

    YouTube Music: bt.sg/wbyt 

    Google: bt.sg/wtGO

    Website: bt.sg/wealthbt

    Feedback to: [email protected]

    Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

    Discover more BT podcast series:

    BT Money Hacks Podcast at: bt.sg/btmoneyhacks

    BT Mark To Market Podcast at: bt.sg/btmark2mkt

    BT Podcasts at: bt.sg/pcOM

    PropertyBT at: bt.sg/btpropertybt

    BT Market Focus at: bt.sg/btmktfocus

    BT Branded Podcasts: bt.sg/btbrpod

    BT Lens On: bt.sg/btlenson

    See omnystudio.com/listener for privacy information.

    23 July 2024, 4:00 pm
  • 19 minutes 9 seconds
    S1E39: Bitcoin: Bubble or real asset? WealthBT (Ep 39)

    Genevieve Cua speaks to Chang Wei Liang, DBS FX and credit strategist who covers crypto, on valuation approaches to Bitcoin, the underpinnings of its value; and the implications of the mode of investment - direct holding or ETF.

    Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.

    Highlights of the podcast: 

    03:00 Valuation approaches for Bitcoin

    06:48 Supply/demand factors and the “invisible hand” in Bitcoin

    09:34 Factors that influence Bitcoin prices

    12:38 Investing directly vs Bitcoin spot ETFs

    14:33 Bitcoin’s role in a portfolio and the equity component

    16:18 Bitcoin as a revolutionary concept vs central bank digital currencies

    ---

    Now, we want to hear from you! Send us your questions, thoughts, story ideas, and feedback to [email protected]. We’ll look into it for future episodes.

    ---

    Written and hosted by: Genevieve Cua ([email protected])

    With Chang Wei Liang, FX and credit strategist, DBS

    Edited by: Lee Kim Siang

    Produced by: Genevieve Cua & Lee Kim Siang

    Engineered by: Joann Chai Pei Chieh

    A podcast by BT Podcasts, The Business Times, SPH Media

    Follow WealthBT podcasts and rate us at:

    Channel: bt.sg/btwealthbt

    Amazon: bt.sg/wbtam

    Apple Podcasts: bt.sg/wbAP

    Spotify: bt.sg/wbSP

    YouTube Music: bt.sg/wbyt 

    Google: bt.sg/wtGO

    Website: bt.sg/wealthbt

    Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

    Discover more BT podcast series:

    BT Money Hacks Podcast at: bt.sg/btmoneyhacks

    BT Mark To Market Podcast at: bt.sg/btmark2mkt

    BT Podcasts at: bt.sg/pcOM

    PropertyBT at: bt.sg/btpropertybt

    BT Market Focus at: bt.sg/btmktfocus

    BT Branded Podcasts: bt.sg/btbrpod

    BT Lens On: bt.sg/btlenson

    See omnystudio.com/listener for privacy information.

    23 June 2024, 4:00 pm
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