Synopsis: Learn to protect and grow your wealth in this Business Times monthly podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua. Podcaster: Genevieve Cua Produced by The Business Times, SPH Media Trust.
Investment-linked insurance plans, or ILPs, are often touted for their dual benefits of protection and investment returns. But do they live up to the claim?
In this episode, Genevieve Cua, wealth editor of The Business Times, unravels the five common misconceptions about ILPs. Learn about their high costs, and find out if they truly offer the protection and investment returns they may promise.
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
Highlights of the podcast:
01:56 Capital guaranteed upon death?
03:45 ILPs’ many fees
05:04 Do ILPs really protect you?
06:10 How much return do ILPs offer?
06:50 Should you buy an ILP?
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Send your questions, thoughts, story ideas, and feedback to [email protected].
---
Written and hosted by: Genevieve Cua ([email protected])
Edited by: Emily Liu & Claressa Monteiro
Produced by: Genevieve Cua, Emily Liu & Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
---
Follow BT Correspondents:
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Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
---
Discover more BT podcast series:
BT Money Hacks: bt.sg/btmoneyhacks
BT Podcasts: bt.sg/pcOM
BT Market Focus: bt.sg/btmktfocus
BT Branded Podcasts: bt.sg/brpod
BT Lens On: bt.sg/btlenson
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Last year, MediShield Life went through a review, with big changes about to kick in this year.
But the largest impact might come from a technicality that many of us might not be familiar with: the pro-ration factor.
In this episode of WealthBT, host Genevieve Cua sits down with Alex Lee, president of the Singapore Actuarial Society, to explain the ins and outs of pro-ration, and unpack what these new changes mean for your financial stability and healthcare coverage.
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
Highlights of the podcast:
01:41 What is pro-ration?
04:00 Why are pro-ration factors being adjusted now?
05:21 Are insurance companies to blame?
09:10 Will IP premiums rise?
12:45 How to better protect yourself?
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Send your questions, thoughts, story ideas, and feedback to [email protected].
---
Written and hosted by: Genevieve Cua ([email protected])
With Alex Lee, president, Singapore Actuarial Society
Edited by: Emily Liu & Claressa Monteiro
Produced by: Genevieve Cua, Emily Liu & Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
---
Follow BT Correspondents:
Channel: bt.sg/btcobt
Amazon: bt.sg/btcoam
Apple Podcasts: bt.sg/btcoap
Spotify: bt.sg/btcosp
YouTube Music: bt.sg/btcoyt
Website: bt.sg/btcorresp
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
---
Discover more BT podcast series:
BT Money Hacks: bt.sg/btmoneyhacks
BT Podcasts: bt.sg/pcOM
BT Market Focus: bt.sg/btmktfocus
BT Branded Podcasts: bt.sg/brpod
BT Lens On: bt.sg/btlenson
See omnystudio.com/listener for privacy information.
Markets will do what they do in 2025, but there are ways to help you stay on an even keel.
Genevieve Cua sets out things you can anticipate in terms of returns, and trends in rates and inflation, including healthcare. Plus chalking up more in savings to maximise what the CPF can eventually pay you in retirement savings for life.
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
Highlights of the podcast:
01:16 What’s a realistic outlook for stocks and bonds
03.20 Trend in interest rates and inflation
04:33 CPF changes to enhance retirement savings
06:55 Brace for higher Integrated Shield premiums
09:38 Taking a fresh approach to your greatest asset: yourself
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Send your questions, thoughts, story ideas, and feedback to [email protected].
---
Written and hosted by: Genevieve Cua ([email protected])
Edited by: Emily Liu & Claressa Monteiro
Produced by: Genevieve Cua & Emily Liu
Engineered by: Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
---
Follow BT Correspondents:
Channel: bt.sg/btcobt
Amazon: bt.sg/btcoam
Apple Podcasts: bt.sg/btcoap
Spotify: bt.sg/btcosp
YouTube Music: bt.sg/btcoyt
Website: bt.sg/btcorresp
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
---
Discover more BT podcast series:
BT Money Hacks: bt.sg/btmoneyhacks
BT Podcasts: bt.sg/pcOM
BT Market Focus: bt.sg/btmktfocus
BT Branded Podcasts: bt.sg/brpod
BT Lens On: bt.sg/btlenson
See omnystudio.com/listener for privacy information.
From Trump's return to AI advances, how will the 2025 investment landscape look? Will US stocks be able to keep up the bull run? If you have cash sitting in the bank account, where should you put it?
In this episode, Genevieve Cua sits down with Hou Wey Fook, the chief investment officer of DBS Bank, to break down the best investing strategies going into the new year. Plus, Wey Fook shares his secret recipe to riding the bulls and bears of the market.
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
Highlights of the podcast:
01:32 Major trends going into 2025
02:38 Investment strategies for 2025
07:25 The barbell approach explained
09:19 Biggest risks to look out for
12:49 Better ways to use your cash
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Send your questions, thoughts, story ideas, and feedback to [email protected].
---
Written and hosted by: Genevieve Cua ([email protected])
With Hou Wey Fook, chief investment officer, DBS Bank
Edited by: Emily Liu & Claressa Monteiro
Produced by: Genevieve Cua & Emily Liu
Engineered by: Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
---
Follow BT Correspondents:
Channel: bt.sg/btcobt
Amazon: bt.sg/btcoam
Apple Podcasts: bt.sg/btcoap
Spotify: bt.sg/btcosp
YouTube Music: bt.sg/btcoyt
Website: bt.sg/btcorresp
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
---
Discover more BT podcast series:
BT Money Hacks: bt.sg/btmoneyhacks
BT Podcasts: bt.sg/pcOM
BT Market Focus: bt.sg/btmktfocus
BT Branded Podcasts: bt.sg/brpod
BT Lens On: bt.sg/btlenson
See omnystudio.com/listener for privacy information.
How worried should investors be about China-US relations? Is it time to go big on AI? Genevieve Cua on WealthBT speaks to Dong Chen, chief Asia strategist and head of Asia research at Pictet Wealth Management about the importance of active management and strategic asset allocation in weathering market downturns.
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
This episode is brought to you by Pictet Wealth Management.
Highlights of the podcast:
01:55 Defining resilience in a portfolio
03:35 Strategic asset allocation as a base building block for resilience
06:55 Differentiating between a genuine trend and noise
07:58 The most compelling trends today
12:30 Why active management is important
13:45 The challenges of going the do-it-yourself route in building a resilient portfolio
More about:
Wealth Management services in Singapore
Navigating the noise in financial markets
Horizon 2024 - Key trends affecting investments
Written and hosted by: Genevieve Cua ([email protected])
With Dong Chen, chief Asia strategist and head of Asia research, Pictet Wealth Management
Edited by: Emily Liu & Claressa Monteiro
Engineered by: Chai Pei Chieh
Executive producer: Claressa Monteiro
Produced by: BT Podcasts, The Business Times, SPH Media
---
Follow BT Correspondents:
Channel: bt.sg/btcobt
Amazon: bt.sg/btcoam
Apple Podcasts: bt.sg/btcoap
Spotify: bt.sg/btcosp
YouTube Music: bt.sg/btcoyt
Feedback to: [email protected]
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
---
Discover more BT podcast series:
BT Mark To Market at: bt.sg/btmark2mkt
BT Money Hacks: bt.sg/btmoneyhacks
WealthBT: bt.sg/btwealthbt
PropertyBT: bt.sg/btpropertybt
BT Podcasts: bt.sg/pcOM
BT Market Focus: bt.sg/btmktfocus
BT Branded Podcasts: bt.sg/brpod
BT Lens On: bt.sg/btlenson
See omnystudio.com/listener for privacy information.
The surge in US tech stocks, especially Nvidia's 143 per cent increase, has investors questioning if it's too late to invest. Genevieve Cua discusses strategies for tech stock investment and market trends with Dr Wei Dai from Dimensional Fund Advisors.
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
Highlights of the podcast:
02:28 Outsized investment returns are not unusual in history
05:57 Markets are very concentrated in tech, but there are ways to balance this
10:22 Making sense of the Fed’s rate cut
14:39 How and why science matters in investing
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Now, we want to hear from you! Send us your questions, thoughts, story ideas, and feedback to [email protected]. We’ll look into it for future episodes.
---
Written and hosted by: Genevieve Cua ([email protected])
With Dr Wei Dai, head of research and vice-president, Dimensional Fund Advisors
Edited by: Howie Lim & Claressa Monteiro
Produced by: Genevieve Cua & Howie Lim
Engineered by: Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
—
Follow WealthBT podcasts and rate us at:
Channel: bt.sg/btwealthbt
Amazon: bt.sg/wbtam
Apple Podcasts: bt.sg/wbAP
Spotify: bt.sg/wbSP
YouTube Music: bt.sg/wbyt
Website: bt.sg/btcorresp
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Money Hacks Podcast at: bt.sg/btmoneyhacks
BT Mark To Market Podcast at: bt.sg/btmark2mkt
BT Podcasts at: bt.sg/pcOM
PropertyBT at: bt.sg/btpropertybt
BT Market Focus at: bt.sg/btmktfocus
BT Branded Podcasts: bt.sg/btbrpod
BT Lens On: bt.sg/btlenson
See omnystudio.com/listener for privacy information.
Selling a company is a major, often difficult, decision. It brings up questions of identity, ambition and legacy.
Cheng Hsin Chih, market head of Southeast Asia at Pictet Wealth Management, has worked with many clients through this journey.
In this episode, BT wealth editor Genevieve Cua sits down with Cheng to break down the complexities of selling a company.
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
This episode is brought to you by Pictet Wealth Management.
Highlights of the podcast:
01:33 Why is it so hard to decide to sell?
04:17 How Cheng helped a client decide to let go
08:43 What are the exit options for your company?
11:22 Getting everyone’s buy-in to sell
13:13 So after selling your company, what’s next?
More about:
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Written and hosted by: Genevieve Cua ([email protected])
With Cheng Hsin Chih, market head for Southeast Asia, Pictet Wealth Management
Edited by: Emily Liu & Claressa Monteiro
Engineered by: Joann Chai Pei Chieh
Executive producer: Claressa Monteiro
Produced by: BT Podcasts, The Business Times, SPH Media
---
Follow WealthBT podcasts and rate us at:
Channel: bt.sg/btwealthbt
Amazon: bt.sg/wbtam
Apple Podcasts: bt.sg/wbAP
Spotify: bt.sg/wbSP
YouTube Music: bt.sg/wbyt
Website: bt.sg/wealthbt
Feedback to: [email protected]
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Money Hacks Podcast at: bt.sg/btmoneyhacks
BT Mark To Market Podcast at: bt.sg/btmark2mkt
BT Podcasts at: bt.sg/pcOM
PropertyBT at: bt.sg/btpropertybt
BT Market Focus at: bt.sg/btmktfocus
BT Branded Podcasts: bt.sg/btbrpod
BT Lens On: bt.sg/btlenson
See omnystudio.com/listener for privacy information.
If you’ve been a fan of the podcasts Mark to Market, Wealth BT and Property BT - they are moving to a new listing!
BT Correspondents! Look for episodes every Tuesday from October! All the insights and analysis in market trends, property, wealth and soon mobility too. Powered by The Business Times journalism of Genevieve Cua, Leslie Yee, Ben Paul and Derryn Wong.
Because great reads SHOULD be heard! BT Correspondents. Find BT Correspondents wherever you listen to podcasts.
See omnystudio.com/listener for privacy information.
Premiums of some Integrated Shield plans (IPs) are rising in September. Should you downgrade or switch your insurer? There are ways to save on premiums. MOH’s data on lifetime premiums may also help guide your choice of insurer.
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
Highlights of the podcast:
01:46 How much are IP premiums rising
05:15 How to choose the right IP for you
07:50 How do insurance companies set premium prices?
10:20 Is it time to switch IPs?
11:38 Tips to save costs on IPs
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Now, we want to hear from you! Send us your questions, thoughts, story ideas, and feedback to [email protected]. We’ll look into it for future episodes.
---
Written and hosted by: Genevieve Cua ([email protected])
With Eddy Cheong, chief executive, Havend
Edited by: Emily Liu & Claressa Monteiro
Produced by: Genevieve Cua & Emily Liu
Engineered by: Joann Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
—
Follow WealthBT podcasts and rate us at:
Channel: bt.sg/btwealthbt
Amazon: bt.sg/wbtam
Apple Podcasts: bt.sg/wbAP
Spotify: bt.sg/wbSP
YouTube Music: bt.sg/wbyt
Website: bt.sg/wealthbt
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Money Hacks Podcast at: bt.sg/btmoneyhacks
BT Mark To Market Podcast at: bt.sg/btmark2mkt
BT Podcasts at: bt.sg/pcOM
PropertyBT at: bt.sg/btpropertybt
BT Market Focus at: bt.sg/btmktfocus
BT Branded Podcasts: bt.sg/btbrpod
BT Lens On: bt.sg/btlenson
See omnystudio.com/listener for privacy information.
Genevieve Cua speaks to Victor Aerni, Pictet Wealth Management Asia’s chief executive, on the factors driving interest in private markets, the segments that offer the most attractive opportunities, and the need for a multi-generational horizon for such assets.
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
This episode is brought to you by Pictet Wealth Management.
Highlights of the podcast:
02:12 What is driving interest in private markets?
04:54 The outlook for private asset returns given tighter funding conditions
09:25 The endowment approach to private assets
12:06 Where private markets sit in portfolios and the ideal holding period
13:17 How private assets differ from public markets
More about:
Private assets – the opportunity to uncover gems in an uncertain world
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Written and hosted by: Genevieve Cua ([email protected])
With Victor Aerni, chief executive, Pictet Wealth Management Asia
Edited by: Emily Liu and Lee Kim Siang
Engineered by: Joann Chai Pei Chieh
Executive producer: Lee Kim Siang
Produced by: BT Podcasts, The Business Times, SPH Media
---
Follow WealthBT podcasts and rate us at:
Channel: bt.sg/btwealthbt
Amazon: bt.sg/wbtam
Apple Podcasts: bt.sg/wbAP
Spotify: bt.sg/wbSP
YouTube Music: bt.sg/wbyt
Google: bt.sg/wtGO
Website: bt.sg/wealthbt
Feedback to: [email protected]
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Money Hacks Podcast at: bt.sg/btmoneyhacks
BT Mark To Market Podcast at: bt.sg/btmark2mkt
BT Podcasts at: bt.sg/pcOM
PropertyBT at: bt.sg/btpropertybt
BT Market Focus at: bt.sg/btmktfocus
BT Branded Podcasts: bt.sg/btbrpod
BT Lens On: bt.sg/btlenson
See omnystudio.com/listener for privacy information.
Genevieve Cua speaks to Chang Wei Liang, DBS FX and credit strategist who covers crypto, on valuation approaches to Bitcoin, the underpinnings of its value; and the implications of the mode of investment - direct holding or ETF.
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
Highlights of the podcast:
03:00 Valuation approaches for Bitcoin
06:48 Supply/demand factors and the “invisible hand” in Bitcoin
09:34 Factors that influence Bitcoin prices
12:38 Investing directly vs Bitcoin spot ETFs
14:33 Bitcoin’s role in a portfolio and the equity component
16:18 Bitcoin as a revolutionary concept vs central bank digital currencies
---
Now, we want to hear from you! Send us your questions, thoughts, story ideas, and feedback to [email protected]. We’ll look into it for future episodes.
---
Written and hosted by: Genevieve Cua ([email protected])
With Chang Wei Liang, FX and credit strategist, DBS
Edited by: Lee Kim Siang
Produced by: Genevieve Cua & Lee Kim Siang
Engineered by: Joann Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
—
Follow WealthBT podcasts and rate us at:
Channel: bt.sg/btwealthbt
Amazon: bt.sg/wbtam
Apple Podcasts: bt.sg/wbAP
Spotify: bt.sg/wbSP
YouTube Music: bt.sg/wbyt
Google: bt.sg/wtGO
Website: bt.sg/wealthbt
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Money Hacks Podcast at: bt.sg/btmoneyhacks
BT Mark To Market Podcast at: bt.sg/btmark2mkt
BT Podcasts at: bt.sg/pcOM
PropertyBT at: bt.sg/btpropertybt
BT Market Focus at: bt.sg/btmktfocus
BT Branded Podcasts: bt.sg/btbrpod
BT Lens On: bt.sg/btlenson
See omnystudio.com/listener for privacy information.