The Rachel Cruze Show

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The Rachel Cruze Show

Ramsey Network

Money should be fun, not stressful. Learn practical tips on how to save more money, get out of debt quickly and make progress toward your goals. You can take control of your money and create a life you love

7 minutes 58 seconds

5 Powerful Ways to Redefine Wealth (It’s Not Just Money)
📈 Are you on track with the Baby Steps? Get a free personalized plan.

Let’s be real—money can be helpful, but it’s not going to magically solve all your problems. In this episode, you’ll learn five important areas where you might already be wealthier than you think.

Next Steps:
- 💵 The simplest way to budget. Download the EveryDollar app for free!
- 🎥 Watch my video 8 Subtle Ways to Spot a “Quiet Millionaire.”
Connect With Our Sponsors:
- Learn more about Christian Healthcare Ministries.
- Get 20% off when you join DeleteMe.
Explore More From Ramsey Network:

🍸 Smart Money Happy Hour

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

Ramsey Solutions Privacy Policy

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13 June 2025, 10:00 am
19 minutes 52 seconds

The Proven Plan That Helped Her Pay Off $460,000 In Debt (with Jade Warshaw)
📈 Are you on track with the Baby Steps? Get a free personalized plan.

The truth is, debt is a thief, but not everyone is taught that. In this episode, my friend Jade Warshaw shares how she learned this the hard way—including the steps she took to pay off $460,000 in debt and why they can work for you too.

Next Steps:
- 💵 The simplest way to budget. Download the EveryDollar app for free!
- 🎥 Watch my video Why 51% of Americans Are Struggling in Their Finances.
- 🎤 Follow Jade Warshaw on Instagram @jadewarshaw.
Connect With Our Sponsors:
- Learn more about Christian Healthcare Ministries.
- Get 20% off when you join DeleteMe.
Explore More From Ramsey Network:

🍸 Smart Money Happy Hour

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices
11 June 2025, 10:00 am
6 minutes 2 seconds

Tips for Navigating Routine Changes as a Busy Parent
📈 Are you on track with the Baby Steps? Get a free personalized plan.

If you’re someone who thrives on structure, changes to your routine can totally throw you off. In this episode, you’ll learn five practical tips to help stay on track with your time and money, no matter what season you’re in.

Next Steps:
- 💵 The simplest way to budget. Download the EveryDollar app for free!
- 🎥 Watch my video Parents Are Spending How Much on Kids Birthdays?
Connect With Our Sponsors:
- Learn more about Christian Healthcare Ministries.
- Get 20% off when you join DeleteMe.
Explore More From Ramsey Network:

🍸 Smart Money Happy Hour

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices
9 June 2025, 10:00 am
9 minutes 15 seconds

When to Say “No” According to Dave Ramsey (Are These Legit?)
📈 Are you on track with the Baby Steps? Get a free personalized plan.

I found a list of “13 Times Dave Ramsey Wants You to Say No” and I couldn’t resist sharing my thoughts! In this episode, I’ll give my take on each one, plus three “Dave nos” I heard growing up.

Next Steps:
- 💵 The simplest way to budget. Download the EveryDollar app for free!
- 🎥 Watch my video The Two Times I’ve Disagreed with Dave Ramsey.
Connect With Our Sponsors:
- Learn more about Christian Healthcare Ministries.
- Get 20% off when you join DeleteMe.
Explore More From Ramsey Network:

🍸 Smart Money Happy Hour

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices
6 June 2025, 10:00 am
7 minutes 8 seconds

My Favorite Apps I Use Every Single Day
📈 Are you on track with the Baby Steps? Get a free personalized plan.

I know technology gets a bad rap sometimes—but it can actually make life a lot easier! In this episode, find out the seven apps I can’t live without and why technology isn’t all bad.

Next Steps:
- 💵 The simplest way to budget. Download the EveryDollar app for free!
- 🎥 Watch my video 7 Purchases That Significantly Improved My Life.
Connect With Our Sponsors:
- Learn more about Christian Healthcare Ministries.
- Get 20% off when you join DeleteMe.
Explore More From Ramsey Network:

🍸 Smart Money Happy Hour

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices
4 June 2025, 10:00 am
9 minutes 15 seconds

16 Ways to STOP Throwing Your Money Away
📈 Are you on track with the Baby Steps? Get a free personalized plan.

No matter how much money you make, it’s way too easy to overspend. In this episode, learn 16 practical ways to stop wasting your money so you can build wealth instead.

Next Steps:
- 💵 The simplest way to budget. Download the EveryDollar app for free!
- 🎥 Watch my video 7 Creative Side Hustles for an Extra $1,000 a Month.
Connect With Our Sponsors:
- Learn more about Christian Healthcare Ministries.
- Get 20% off when you join DeleteMe.
Explore More From Ramsey Network:

🍸 Smart Money Happy Hour

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices
2 June 2025, 10:00 am
7 minutes 52 seconds

The BIGGEST Mistakes Newlyweds Make in the First Year
📈 Are you on track with the Baby Steps? Get a free personalized plan.

If you’re engaged or recently married, you’ve probably heard all the classic marriage advice. But in this episode, you’re going to learn five common mistakes newlyweds make and how you can avoid them altogether!

Next Steps:
- 💵 The simplest way to budget. Download the EveryDollar app for free!
- 🎥 Watch my video The Real Reason Everyone Seems Wealthier Than You.
Connect With Our Sponsors:
- Learn more about Christian Healthcare Ministries.
- Get 20% off when you join DeleteMe.
Explore More From Ramsey Network:

🍸 Smart Money Happy Hour

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices
30 May 2025, 10:00 am
6 minutes 45 seconds

I Didn't Budget for 2 Weeks – Here's What Happened
📈 Are you on track with the Baby Steps? Get a free personalized plan.

So, I didn’t budget for two whole weeks, and you guys won’t believe what happened! In this episode, find out my biggest takeaways from this experiment so you can keep your spending in check without the stress.

Next Steps:
- 💵 The simplest way to budget. Download the EveryDollar app for free!
- 🎥 Watch my video How to Survive Grocery Shopping in 2025.
Connect With Our Sponsors:
- 🏥 Learn more about Christian Healthcare Ministries.
- 🔒 Get 20% off when you join DeleteMe.
Explore More From Ramsey Network:

🍸 Smart Money Happy Hour

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices
28 May 2025, 10:00 am
9 minutes 31 seconds

7 Signs You Are WAY Above Average (Shocking Money Stats!)
📈 Are you on track with the Baby Steps? Get a free personalized plan.

You might not feel rich, but you may be doing better with money than you realize! In this episode, find out seven signs that prove you’re actually ahead of the average American.

Next Steps:
- 💰 Pay off your home faster with the Mortgage Payoff Calculator.
- 🎥 Watch my video Create Your First Budget in 5 Simple Steps.
- 💵 The simplest way to budget. Download the EveryDollar app for free!
Connect With Our Sponsors:
- 🏥 Learn more about Christian Healthcare Ministries.
- 🔒 Get 20% off when you join DeleteMe.
Explore More From Ramsey Network:

🍸 Smart Money Happy Hour

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices
26 May 2025, 10:00 am
7 minutes 47 seconds

Why Rest Feels Unproductive (And Why That’s a Lie)
📈 Are you on track with the Baby Steps? Get a free personalized plan.

Let’s be real—sometimes, rest can feel like one more thing on your to-do list. In this episode, you’ll learn what true rest really looks like and how it can actually help you win with money.

Next Steps:
- 🎥 Watch my video 6 Lies Culture Tells Us About Money.
- 💵 The simplest way to budget. Download the EveryDollar app for free!
Connect With Our Sponsors:
- 🏥 Learn more about Christian Healthcare Ministries.
- 🔒 Get 20% off when you join DeleteMe.
Explore More From Ramsey Network:

🍸 Smart Money Happy Hour

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices
23 May 2025, 10:00 am
6 minutes 14 seconds

Why People with the Same Income End Up Rich or Broke
📈 Are you on track with the Baby Steps? Get a free personalized plan.

Winning with money isn’t about how much you make—it’s about how you manage it. In this episode, find out which four habits could be keeping you broke, no matter your income level.

Next Steps:
- 🎥 Watch my video 45% of Americans Are Taking On Debt for THIS?
- 💵 The simplest way to budget. Download the EveryDollar app for free!
Connect With Our Sponsors:
- 🏥 Learn more about Christian Healthcare Ministries.
- 🔒 Get 20% off when you join DeleteMe.
Explore More From Ramsey Network:

🍸 Smart Money Happy Hour

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices
21 May 2025, 10:00 am
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