It's not a matter of if rather than when you will be targeted by cybercriminals. Kevin Hogan, Fraud Risk Manager of Private Banking at Investec, shares practical tips on how to protect your identity online. Listen to part two of the podcast here

It’s that “#NewYearNewMe” time of year again and what better time to get your finances in shape! If you have some financial New Year’s Resolutions in mind, you can’t miss our latest Investec Focus Radio podcast. five Investec experts share their tips on the topics of Saving, Investing, Estate Planning, Life Insurance, and Fraud.

"I spent a lot of money on booze, birds and fast cars. The rest I just squandered." – George Best, Northern Ireland footballer.
René Grobler, head of Investec Cash Investments and Marc Kahn, Investec global head of Human Resources discuss the former ManU footballer, the psychology of saving and the latest figures released by the Investec GIBS Savings Index. Savings Accounts

The second round of numbers on the Investec GIBS Savings Index has been released. The Investec GIBS Savings Index for the first half 2015 produced a score of 63.4. This has decreased to 63.0 for the second half of the year.

We ask Investec Cash Investments’ René Grobler and Dr Adrian Saville, professor in Economics and Competitive Strategy at the Gordon Institute of Business Science (GIBS) and chief strategist at Citadel to discuss these numbers and its implications.