BT Money Hacks

The Business Times

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful personal financial tips with expert guests. Podcaster: Howie Lim Produced by The Business Times, SPH Media Trust.

  • 12 minutes 47 seconds
    S1E197: Fractional jobs: The modern day side hustle? BT Money Hacks

    How can gig workers better plan their finances and access financial services? Are fractional jobs the perfect fit for modern hustlers? Is it a world where relying on just a traditional 9-to-5 job is no longer enough? Howie Lim speaks to Daphne Tan, head of business development at CMC Markets Singapore and Jenn Ong, managing director, head of retail, GXS Bank to find out.

    Synopsis: Every Monday, The Business Times breaks down useful financial tips.

    Highlights:

    02:36 The different alternative to full time employment

    04:13 Disadvantages to this kind of working

    07:43 Covid’s impact on employment

    10:26 How to manage your money

    ---

    Send us your questions, thoughts, story ideas, and feedback to [email protected].

    ---

    Written and hosted by: Howie Lim ([email protected])

    With Daphne Tan, head of business development at CMC Markets Singapore; and Jenn Ong, managing director, head of retail, GXS Bank

    Edited by: Howie Lim & Claressa Monteiro

    Produced by: Howie Lim

    Engineered by: Chai Pei Chieh

    A podcast by BT Podcasts, The Business Times, SPH Media

    ---

    Follow BT Money Hacks podcasts every Monday:

    Channel: bt.sg/btmoneyhacks

    Amazon: bt.sg/mham

    Apple Podcasts: bt.sg/oeXe 

    Spotify: bt.sg/oeGN 

    YouTube Music: bt.sg/mhyt

    Website: bt.sg/moneyhacks

    Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

    Discover more BT podcast series:

    BT Correspondents: bt.sg/btcobt

    BT Market Focus at: bt.sg/btmktfocus

    BT Podcasts at: bt.sg/pcOM

    BT Branded Podcasts at: bt.sg/brpod

    BT Lens On: bt.sg/btlenson

    See omnystudio.com/listener for privacy information.

    15 December 2024, 4:00 pm
  • 13 minutes 44 seconds
    S1E196: The ultimate guide to personal finance: BT Money Hacks

    Why does personal finance management always have to be so complicated and daunting? Actually, it isn’t and professor Steve Foerster from Ivey Business School has 3 simple steps. Correspondent Howie Lim gets the skinny from the professor.

    Synopsis: Every Monday, The Business Times breaks down useful financial tips.

    Highlights:

    01:09 Success hangs on a sound investment philosophy

    03:46 The 3 levers to financial success

    07:16 The trade-offs

    09:35 Obstacles to look out for

    ---

    Send us your questions, thoughts, story ideas, and feedback to [email protected].

    ---

    Written and hosted by: Howie Lim ([email protected])

    With Steve Foerster, professor of finance, Ivey Business School, Canada

    Edited by: Howie Lim & Claressa Monteiro

    Produced by: Howie Lim

    Engineered by: Chai Pei Chieh

    A podcast by BT Podcasts, The Business Times, SPH Media

    ---

    Follow BT Money Hacks podcasts every Monday:

    Channel: bt.sg/btmoneyhacks

    Amazon: bt.sg/mham

    Apple Podcasts: bt.sg/oeXe 

    Spotify: bt.sg/oeGN 

    YouTube Music: bt.sg/mhyt

    Website: bt.sg/moneyhacks

    Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

    Discover more BT podcast series:

    BT Correspondents: bt.sg/btcobt

    BT Market Focus at: bt.sg/btmktfocus

    BT Podcasts at: bt.sg/pcOM

    BT Branded Podcasts at: bt.sg/brpod

    BT Lens On: bt.sg/btlenson

    See omnystudio.com/listener for privacy information.

    8 December 2024, 4:00 pm
  • 32 seconds
    Listen and watch useful financial tips: BT Money Hacks

    Money Hacks by The Business Times delivers useful financial tips every Monday. Subscribe to the playlist in Spotify, Apple Podcasts, or wherever you listen to podcasts.

    But if watching is your thing, we've got you covered.

    Subscribe to the Money Hacks playlist in the podcasts tab of The Business Times YouTube channel and watch as Howie Lim gets the inside scoop on the best money hacks.

    Website: bt.sg/moneyhacks

    YouTube: The Business Times

    See omnystudio.com/listener for privacy information.

    4 December 2024, 3:30 am
  • 15 minutes 10 seconds
    S1E195: Future-proof your money from dementia: BT Money Hacks

    Worried about dementia's financial toll? Planning for dementia-related financial care isn't easy. Correspondent Howie Lim speaks to Helen Shen, group head of products at Singlife to explore effective ways to safeguard your finances from dementia's impact.

    Synopsis: Every Monday, The Business Times breaks down useful financial tips.

    Highlights:

    01:40 Financial assets of loved one with dementia

    05:08 The cost of dementia

    07:50 How to broach the subject

    12:39 Resources to help navigate

    ---

    Send us your questions, thoughts, story ideas, and feedback to [email protected].

    ---

    Written and hosted by: Howie Lim ([email protected])

    With Helen Shen, group head of products, Singlife

    Edited by: Howie Lim & Claressa Monteiro

    Produced by: Howie Lim

    Engineered by: Chai Pei Chieh

    A podcast by BT Podcasts, The Business Times, SPH Media

    ---

    Follow BT Money Hacks podcasts every Monday:

    Channel: bt.sg/btmoneyhacks

    Amazon: bt.sg/mham

    Apple Podcasts: bt.sg/oeXe 

    Spotify: bt.sg/oeGN 

    YouTube Music: bt.sg/mhyt

    Website: bt.sg/moneyhacks

    Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

    Discover more BT podcast series:

    BT Correspondents: bt.sg/btcobt

    BT Market Focus at: bt.sg/btmktfocus

    BT Podcasts at: bt.sg/pcOM

    BT Branded Podcasts at: bt.sg/brpod

    BT Lens On: bt.sg/btlenson

    See omnystudio.com/listener for privacy information.

    1 December 2024, 4:00 pm
  • 16 minutes 7 seconds
    S1E194: Are 'finfluencers' revolutionising finance? BT Money Hacks

    How much are finance influencers impacting financial decision-making? These individuals offer advice and information on everything from bonds, equities, and crypto to traditional savings accounts and travel miles. But are they replacing traditional financial advisors?

    Howie Lim speaks to Dawn Cher, SG Budget Babe, a leading personal finance influencer based in Singapore and Brian Seetoh, financial services manager, PhillipCapital to find out. 

    Synopsis: Every Monday, The Business Times breaks down useful financial tips.

    Highlights:

    03:54 Can finance influencers and financial advisors co-exist?

    08:03 Whether regulation will protect consumers better

    11:11 The battle between finance influencers and lifestyle influencers

    13:44 Spotting the legit finance influencers

    ---

    Send us your questions, thoughts, story ideas, and feedback to [email protected].

    ---

    Written and hosted by: Howie Lim ([email protected])

    With Dawn Cher, SG Budget Babe, a leading personal finance influencer based in Singapore and Brian Seetoh, financial services manager, PhillipCapital

    Edited by: Howie Lim & Claressa Monteiro

    Produced by: Howie Lim

    Engineered by: Chai Pei Chieh

    A podcast by BT Podcasts, The Business Times, SPH Media

    ---

    Follow BT Money Hacks podcasts every Monday:

    Channel: bt.sg/btmoneyhacks

    Amazon: bt.sg/mham

    Apple Podcasts: bt.sg/oeXe 

    Spotify: bt.sg/oeGN 

    YouTube Music: bt.sg/mhyt

    Website: bt.sg/moneyhacks

    Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

    Discover more BT podcast series:

    BT Correspondents: bt.sg/btcobt

    BT Market Focus at: bt.sg/btmktfocus

    BT Podcasts at: bt.sg/pcOM

    BT Branded Podcasts at: bt.sg/brpod

    BT Lens On: bt.sg/btlenson

    See omnystudio.com/listener for privacy information.

    24 November 2024, 4:00 pm
  • 19 minutes 56 seconds
    S1E193: How changes to CPF Act impact your retirement savings: BT Money Hacks

    From 2025, CPF members above age 55 will no longer keep funds in their Special Accounts (SA). Balances in the SA will be transferred to the Ordinary Account (OA), reducing the interest rate from at least 4 per cent in SA to 2.5 per cent in OA. What does this mean for your retirement?

    Howie Lim speaks to Christopher Tan, CEO of Providend to find out.

    Synopsis: Every Monday, The Business Times breaks down useful financial tips.

    Highlights:

    01:05 Key changes to CPF from 2025

    06:54 Why the changes and what to do now

    11:23 Advice for the confused

    16:05 More tips to navigate the changes

    ---

    Send us your questions, thoughts, story ideas, and feedback to [email protected].

    ---

    Written and hosted by: Howie Lim ([email protected])

    With Christopher Tan, CEO, Providend

    Edited by: Howie Lim & Claressa Monteiro

    Produced by: Howie Lim

    Engineered by: Chai Pei Chieh

    A podcast by BT Podcasts, The Business Times, SPH Media

    ---

    Follow BT Money Hacks podcasts every Monday:

    Channel: bt.sg/btmoneyhacks

    Amazon: bt.sg/mham

    Apple Podcasts: bt.sg/oeXe 

    Spotify: bt.sg/oeGN 

    YouTube Music: bt.sg/mhyt

    Website: bt.sg/moneyhacks

    Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

    Discover more BT podcast series:

    BT Correspondents: bt.sg/btcobt

    BT Market Focus at: bt.sg/btmktfocus

    BT Podcasts at: bt.sg/pcOM

    BT Branded Podcasts at: bt.sg/brpod

    BT Lens On: bt.sg/btlenson

    See omnystudio.com/listener for privacy information.

    17 November 2024, 4:00 pm
  • 11 minutes 34 seconds
    S1E192: Fed cuts rates again - what’s next for investors? BT Money Hacks

    In today's fast-paced financial world, staying updated with the latest economic trends and rate cuts can feel like a full-time job. Howie Lim guides you through the maze of financial information and strategies this week with Vuk Vukovic, CEO and CIO of Oraclum Capital.

    Synopsis: Every Monday, The Business Times breaks down useful financial tips.

    ---

    Send us your questions, thoughts, story ideas, and feedback to [email protected].

    ---

    Written and hosted by: Howie Lim ([email protected])

    With Vuk Vuković, CEO and CIO, Oraclum Capital

    Edited by: Howie Lim & Claressa Monteiro

    Produced by: Howie Lim

    Engineered by: Chai Pei Chieh

    A podcast by BT Podcasts, The Business Times, SPH Media

    ---

    Follow BT Money Hacks podcasts every Monday:

    Channel: bt.sg/btmoneyhacks

    Amazon: bt.sg/mham

    Apple Podcasts: bt.sg/oeXe 

    Spotify: bt.sg/oeGN 

    YouTube Music: bt.sg/mhyt

    Website: bt.sg/moneyhacks

    Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

    Discover more BT podcast series:

    BT Mark To Market Podcast at: bt.sg/btmark2mkt 

    WealthBT at: bt.sg/btwealthbt

    PropertyBT at: bt.sg/btpropertybt

    BT Market Focus at: bt.sg/btmktfocus

    BT Podcasts at: bt.sg/pcOM

    BT Branded Podcasts at: bt.sg/brpod

    BT Lens On: bt.sg/btlenson

    See omnystudio.com/listener for privacy information.

    10 November 2024, 4:00 pm
  • 12 minutes 7 seconds
    S1E191: Smart investment tips for the Asian fixed income market: BT Money Hacks

    Asian fixed income shows strong performance and potential, despite global market fluctuations and economic uncertainties. It might be time to get onboard but how? Howie Lim finds out from Navin Saigal, head of fundamental fixed income, Asia Pacific at BlackRock.

    Synopsis: Every Monday, The Business Times breaks down useful financial tips.

    Highlights:

    02:14 Asian market outperformance

    03:54 Uncorrelated growth patterns

    06:32 Anticipated risks

    10:18 Long-term outlook

    ---

    Send us your questions, thoughts, story ideas, and feedback to [email protected].

    ---

    Written and hosted by: Howie Lim ([email protected])

    With Navin Saigal, head of fundamental fixed income, Asia Pacific at BlackRock

    Edited by: Howie Lim & Claressa Monteiro

    Produced by: Howie Lim

    Engineered by: Chai Pei Chieh

    A podcast by BT Podcasts, The Business Times, SPH Media

    ---

    Follow BT Money Hacks podcasts every Monday:

    Channel: bt.sg/btmoneyhacks

    Amazon: bt.sg/mham

    Apple Podcasts: bt.sg/oeXe 

    Spotify: bt.sg/oeGN 

    YouTube Music: bt.sg/mhyt

    Website: bt.sg/moneyhacks

    Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

    Discover more BT podcast series:

    BT Mark To Market Podcast at: bt.sg/btmark2mkt 

    WealthBT at: bt.sg/btwealthbt

    PropertyBT at: bt.sg/btpropertybt

    BT Market Focus at: bt.sg/btmktfocus

    BT Podcasts at: bt.sg/pcOM

    BT Branded Podcasts at: bt.sg/brpod

    BT Lens On: bt.sg/btlenson

    See omnystudio.com/listener for privacy information.

    4 November 2024, 12:10 am
  • 14 minutes 38 seconds
    S1E190: Mastering money - from FOMO to financial freedom: BT Money Hacks

    With the cost of living continuing to rise, investors are eager to discover ways to elevate their financial standing. Correspondent Howie Lim gets some actionable strategies for enhancing your income from Candy Valentino, author and financial analyst.

    Synopsis: Every Monday, The Business Times breaks down useful financial tips.

    Highlights:

    01:31 Diversifying your income streams

    04:06 Capitalising on assets

    07:11 The reality of passive income

    10:27 Embracing long-term strategies

    ---

    Send us your questions, thoughts, story ideas, and feedback to [email protected].

    ---

    Written and hosted by: Howie Lim ([email protected])

    With Candy Valentino, author, business growth expert, and financial analyst

    Edited by: Howie Lim & Claressa Monteiro

    Produced by: Howie Lim

    Engineered by: Chai Pei Chieh

    A podcast by BT Podcasts, The Business Times, SPH Media

    ---

    Follow BT Money Hacks podcasts every Monday:

    Channel: bt.sg/btmoneyhacks

    Amazon: bt.sg/mham

    Apple Podcasts: bt.sg/oeXe 

    Spotify: bt.sg/oeGN 

    YouTube Music: bt.sg/mhyt

    Website: bt.sg/moneyhacks

    Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

    Discover more BT podcast series:

    BT Mark To Market Podcast at: bt.sg/btmark2mkt 

    WealthBT at: bt.sg/btwealthbt

    PropertyBT at: bt.sg/btpropertybt

    BT Market Focus at: bt.sg/btmktfocus

    BT Podcasts at: bt.sg/pcOM

    BT Branded Podcasts at: bt.sg/brpod

    BT Lens On: bt.sg/btlenson

    See omnystudio.com/listener for privacy information.

    27 October 2024, 4:00 pm
  • 11 minutes 20 seconds
    S1E189: From groceries to getaways - your guide to air miles: BT Money Hacks

    An intriguing aspect of personal financial management is the strategic accumulation of air miles. This can transform your travel experience and save you significant amounts of money. Correspondent Howie Lim speaks to the experts to find out you can ‘fly free’.

    Synopsis: Every Monday, The Business Times breaks down useful financial tips.

    Highlights:

    00:59 Strategies to hack air miles

    02:49 The search for appropriate credit cards

    06:39 Why budget travel hasn’t dampened air miles accumulation

    09:20 Stay the course and then ‘fly free’

    ---

    Send us your questions, thoughts, story ideas, and feedback to [email protected]

    ---

    Written and hosted by: Howie Lim ([email protected])

    With Tim Philip from timtalksmoney.com; and Mark Tan, head of commercial, MoneySmart

    Edited by: Howie Lim & Claressa Monteiro

    Produced by: Howie Lim

    Engineered by: Chai Pei Chieh

    A podcast by BT Podcasts, The Business Times, SPH Media

    ---

    Follow BT Money Hacks podcasts every Monday:

    Channel: bt.sg/btmoneyhacks

    Amazon: bt.sg/mham

    Apple Podcasts: bt.sg/oeXe 

    Spotify: bt.sg/oeGN 

    YouTube Music: bt.sg/mhyt

    Website: bt.sg/moneyhacks

    Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

    Discover more BT podcast series:

    BT Mark To Market Podcast at: bt.sg/btmark2mkt 

    WealthBT at: bt.sg/btwealthbt

    PropertyBT at: bt.sg/btpropertybt

    BT Market Focus at: bt.sg/btmktfocus

    BT Podcasts at: bt.sg/pcOM

    BT Branded Podcasts at: bt.sg/brpod

    BT Lens On: bt.sg/btlenson

    See omnystudio.com/listener for privacy information.

    20 October 2024, 4:00 pm
  • 17 minutes 23 seconds
    S1E188: Are digital assets really digital gold? BT Money Hacks

    What is the current state of digital assets and crypto? What are the dynamics at play and now that institutional investors seem to be excited about the space again, what would this mean for retail investors? Howie Lim speaks to Kunal Chowdhry, CEO of Apollo Singapore Investments for more insights.

    Synopsis: Every Monday, The Business Times breaks down useful financial tips.

    Highlights:

    02:04 Rise and fall of digital assets

    04:51 Why cryptocurrencies are top of mind again

    10:47 Which digital assets are worth the risk?

    14:20 The future of digital assets

    ---

    Send us your questions, thoughts, story ideas, and feedback to [email protected]

    ---

    Written and hosted by: Howie Lim ([email protected])

    With Kunal Chowdhry, CEO, Apollo Singapore Investments

    Edited by: Howie Lim & Claressa Monteiro

    Produced by: Howie Lim

    Engineered by: Chai Pei Chieh

    A podcast by BT Podcasts, The Business Times, SPH Media

    ---

    Follow BT Money Hacks podcasts every Monday:

    Channel: bt.sg/btmoneyhacks

    Amazon: bt.sg/mham

    Apple Podcasts: bt.sg/oeXe 

    Spotify: bt.sg/oeGN 

    YouTube Music: bt.sg/mhyt

    Website: bt.sg/moneyhacks

    Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

    Discover more BT podcast series:

    BT Mark To Market Podcast at: bt.sg/btmark2mkt 

    WealthBT at: bt.sg/btwealthbt

    PropertyBT at: bt.sg/btpropertybt

    BT Market Focus at: bt.sg/btmktfocus

    BT Podcasts at: bt.sg/pcOM

    BT Branded Podcasts at: bt.sg/brpod

    BT Lens On: bt.sg/btlenson

    See omnystudio.com/listener for privacy information.

    13 October 2024, 4:00 pm
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