BT Money Hacks

The Business Times

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful personal financial tips with expert guests. Podcaster: Howie Lim Produced by The Business Times, SPH Media Trust.

  • 16 minutes 16 seconds
    S1E187: Will AI and Fed-cuts continue to power tech stocks? BT Money Hacks

    Analysts are saying that tech stocks will move higher to end the year and through 2025 but others have turned bearish. So what do we do? And is there a way to navigate the space safely? Howie Lim speaks to Dom Rizzo, portfolio manager, global technology equity strategy at T. Rowe Price to find out.

    Synopsis: Every Monday, The Business Times breaks down useful financial tips.

    Highlights:

    00:56 What the deal with tech stocks is

    02:54 Understanding the sector

    04:26 Outlook for the tech sector

    07:39 Tips for retail investors

    10:47 The questions around AI

    ---

    Send us your questions, thoughts, story ideas, and feedback to [email protected]

    ---

    Written and hosted by: Howie Lim ([email protected])

    With Dom Rizzo, portfolio manager, global technology equity strategy, T. Rowe Price

    Edited by: Howie Lim & Claressa Monteiro

    Produced by: Howie Lim

    Engineered by: Chai Pei Chieh

    A podcast by BT Podcasts, The Business Times, SPH Media

    ---

    Follow BT Money Hacks podcasts every Monday:

    Channel: bt.sg/btmoneyhacks

    Amazon: bt.sg/mham

    Apple Podcasts: bt.sg/oeXe 

    Spotify: bt.sg/oeGN 

    YouTube Music: bt.sg/mhyt

    Website: bt.sg/moneyhacks

    Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

    Discover more BT podcast series:

    BT Mark To Market Podcast at: bt.sg/btmark2mkt 

    WealthBT at: bt.sg/btwealthbt

    PropertyBT at: bt.sg/btpropertybt

    BT Market Focus at: bt.sg/btmktfocus

    BT Podcasts at: bt.sg/pcOM

    BT Branded Podcasts at: bt.sg/brpod

    BT Lens On: bt.sg/btlenson

    See omnystudio.com/listener for privacy information.

    6 October 2024, 4:00 pm
  • 14 minutes 59 seconds
    S1E186: ‘T-bills and chill no more’ - investors brace for Fed's rate cuts: BT Money Hacks

    While the debate continues as to whether the Fed’s jumbo rate cut was anticipated, we’re more concerned as to what will happen to our investments and money. Experts and market watchers weigh in with tips on where to put our money now. 

    Synopsis: Every Monday, The Business Times breaks down useful financial tips.

    Highlights:

    01:49 Why understanding Fed decisions is important

    04:29 What the divided decision means

    06:02 Where the investment opportunities are

    12:10 More information may become available

    ---

    Send us your questions, thoughts, story ideas, and feedback to [email protected].

    ---

    Written and hosted by: Howie Lim ([email protected])

    With Charu Chanana, head of FX strategy and global market strategist, Daphne Tan, director of business development, CMC Markets Singapore and Daryl Ho, senior investment strategist, chief investment office, DBS Bank. 

    Edited by: Howie Lim & Claressa Monteiro

    Produced by: Howie Lim

    Engineered by: Joann Chai Pei Chieh

    A podcast by BT Podcasts, The Business Times, SPH Media

    Follow BT Money Hacks podcasts every first, third and fifth Monday of the month:

    Channel: bt.sg/btmoneyhacks

    Amazon: bt.sg/mham

    Apple Podcasts: bt.sg/oeXe 

    Spotify: bt.sg/oeGN 

    YouTube Music: bt.sg/mhyt

    Website: bt.sg/moneyhacks

    Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

    ---

    Discover more BT podcast series:

    BT Mark To Market Podcast at: bt.sg/btmark2mkt 

    WealthBT at: bt.sg/btwealthbt

    PropertyBT at: bt.sg/btpropertybt

    BT Market Focus at: bt.sg/btmktfocus

    BT Podcasts at: bt.sg/pcOM

    BT Branded Podcasts at : bt.sg/brpod

    BT Lens On: bt.sg/btlenson

    See omnystudio.com/listener for privacy information.

    29 September 2024, 4:00 pm
  • 12 minutes 21 seconds
    S1E185: Barrels of whisky = barrels of returns? BT Money Hacks

    Returns on whisky cask investments can be attractive over time but investing through cask ownership has become a minefield, breeding scammers out to profit from the relatively opaque market. Good thing Howie Lim speaks to experts to help us navigate.

    Synopsis: Every Monday, Howie Lim gets experts to break down useful financial tips.

    Highlights of the conversation:

    02:37 Why whisky cask and not whisky investing

    04:43 How to be sure whisky cask is for you

    07:42 Whisky cask investing is safer than most asset classes

    10:05 Should whisky drinkers get involved?

    ---

    Send us your questions, thoughts, story ideas, and feedback to [email protected]

    ---

    Written and hosted by: Howie Lim ([email protected])

    With Alexander Knight, CEO, Whisky Cask Club

    Edited by: Howie Lim & Claressa Monteiro

    Produced by: Howie Lim

    Engineered by: Joann Chai Pei Chieh

    A podcast by BT Podcasts, The Business Times, SPH Media

    ---

    Follow BT Money Hacks podcasts every Monday:

    Channel: bt.sg/btmoneyhacks

    Amazon: bt.sg/mham

    Apple Podcasts: bt.sg/oeXe 

    Spotify: bt.sg/oeGN 

    YouTube Music: bt.sg/mhyt

    Website: bt.sg/moneyhacks

    Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

    Discover more BT podcast series:

    BT Mark To Market Podcast at: bt.sg/btmark2mkt 

    WealthBT at: bt.sg/btwealthbt

    PropertyBT at: bt.sg/btpropertybt

    BT Market Focus at: bt.sg/btmktfocus

    BT Podcasts at: bt.sg/pcOM

    BT Branded Podcasts at: bt.sg/brpod

    BT Lens On: bt.sg/btlenson

    See omnystudio.com/listener for privacy information.

    22 September 2024, 4:00 pm
  • 14 minutes 41 seconds
    S1E184: Hacks to help you fly the coop: BT Money Hacks

    More young people crave independence and are moving out of their parents’ before getting married? How do you know when it’s time and if you have the means to do so? Howie Lim speaks to Tim Phillips from timtalksmoney.com and Seth Wee from Providend to find out when and how they did it.

    Synopsis: Every Monday, Howie Lim gets experts to break down useful financial tips.

    Highlights of the conversation:

    02:14 Budget considerations

    03:51 How investing will help

    07:09 Unforeseen expenses

    09:28 Should you buy or rent?

    ---

    Send us your questions, thoughts, story ideas, and feedback to [email protected]

    ---

    Written and hosted by: Howie Lim ([email protected])

    With Tim Phillips, timtalksmoney.com; and Seth Wee, client advisor, Providend

    Edited by: Howie Lim & Claressa Monteiro

    Produced by: Howie Lim

    Engineered by: Joann Chai Pei Chieh

    A podcast by BT Podcasts, The Business Times, SPH Media

    ---

    Follow BT Money Hacks podcasts every Monday:

    Channel: bt.sg/btmoneyhacks

    Amazon: bt.sg/mham

    Apple Podcasts: bt.sg/oeXe 

    Spotify: bt.sg/oeGN 

    YouTube Music: bt.sg/mhyt

    Website: bt.sg/moneyhacks

    Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

    Discover more BT podcast series:

    BT Mark To Market Podcast at: bt.sg/btmark2mkt 

    WealthBT at: bt.sg/btwealthbt

    PropertyBT at: bt.sg/btpropertybt

    BT Market Focus at: bt.sg/btmktfocus

    BT Podcasts at: bt.sg/pcOM

    BT Branded Podcasts at: bt.sg/brpod

    BT Lens On: bt.sg/btlenson

    See omnystudio.com/listener for privacy information.

    15 September 2024, 4:00 pm
  • 14 minutes 30 seconds
    S1E183: Was the Asian stock sell-off a one-off? BT Money Hacks (Ep 183)

    Investors fled from risk assets when the Asian stock sell-off deepened in August. It was speculated that interest rates would need to be cut rapidly to stimulate growth. Was this a one-off or a signal of things to come? Howie Lim finds out from Paul Chew head of research, Phillip Securities Research.

    Synopsis: Every Monday, Howie Lim gets experts to break down useful financial tips.

    Highlights of the conversation:

    02:46 Investors should not focus on one data point

    05:50 Precedents in history to draw parallels

    09:26 How market interconnectedness plays a role

    11:08 All times are uncertain and volatile

    ---

    Send us your questions, thoughts, story ideas, and feedback to [email protected]

    ---

    Written and hosted by: Howie Lim ([email protected])

    With Paul Chew, head of research, Phillip Securities Research

    Edited by: Howie Lim & Claressa Monteiro

    Produced by: Howie Lim

    Engineered by: Joann Chai Pei Chieh

    A podcast by BT Podcasts, The Business Times, SPH Media

    ---

    Follow BT Money Hacks podcasts every Monday:

    Channel: bt.sg/btmoneyhacks

    Amazon: bt.sg/mham

    Apple Podcasts: bt.sg/oeXe 

    Spotify: bt.sg/oeGN 

    YouTube Music: bt.sg/mhyt

    Website: bt.sg/moneyhacks

    Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

    Discover more BT podcast series:

    BT Mark To Market Podcast at: bt.sg/btmark2mkt 

    WealthBT at: bt.sg/btwealthbt

    PropertyBT at: bt.sg/btpropertybt

    BT Market Focus at: bt.sg/btmktfocus

    BT Podcasts at: bt.sg/pcOM

    BT Branded Podcasts at: bt.sg/brpod

    BT Lens On: bt.sg/btlenson

    See omnystudio.com/listener for privacy information.

    8 September 2024, 4:01 pm
  • 12 minutes 35 seconds
    S1E182: Employee financial well-being can impact business outcomes: BT Money Hacks (Ep 182)

    Companies should start placing a higher priority on both employee mental and financial well-being because the better your workers are, the better your company will be as well. How true is that and when did it become an employer’s responsibility to care for its employees’ finances? Howie Lim speaks to So Sin Ting from Endowus, Theodoric Chew from Intellect and Paul Gordon from Aon to find out.

    Synopsis: Every Monday, Howie Lim gets experts to break down useful financial tips.

    Highlights of the conversation: 

    01:48 Relationship between financial preparedness and self

    03:40 Financial well-being is about more than financial health

    06:18 Is it really an organisation’s responsibility?

    10:34 Take care of your people, and they’ll take care of business

    ---

    Send us your questions, thoughts, story ideas, and feedback to [email protected]

    ---

    Written and hosted by: Howie Lim ([email protected])

    With Theodoric Chew, co-founder & CEO, Intellect; So Sin Ting, chief client officer, Endowus; and Paul Gordon, head of financial wellbeing, APAC, Aon

    Edited by: Howie Lim & Claressa Monteiro

    Produced by: Howie Lim

    Engineered by: Joann Chai Pei Chieh

    A podcast by BT Podcasts, The Business Times, SPH Media

    ---

    Follow BT Money Hacks podcasts every Monday:

    Channel: bt.sg/btmoneyhacks

    Amazon: bt.sg/mham

    Apple Podcasts: bt.sg/oeXe 

    Spotify: bt.sg/oeGN 

    YouTube Music: bt.sg/mhyt

    Website: bt.sg/moneyhacks

    Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

    Discover more BT podcast series:

    BT Mark To Market Podcast at: bt.sg/btmark2mkt 

    WealthBT at: bt.sg/btwealthbt

    PropertyBT at: bt.sg/btpropertybt

    BT Market Focus at: bt.sg/btmktfocus

    BT Podcasts at: bt.sg/pcOM

    BT Branded Podcasts at: bt.sg/brpod

    BT Lens On: bt.sg/btlenson

    See omnystudio.com/listener for privacy information.

    1 September 2024, 4:00 pm
  • 16 minutes 25 seconds
    S1E181: Is a soft or hard landing for the US economy better for your investments? BT Money Hacks (Ep 181)

    With the US economy giving everyone whiplash in recent times and the Fed poised to cut interest rates, what does this all mean for your investments? Howie Lim speaks to Charu Chanana, head of FX Strategy and global market strategist at Saxo to find out.

    Synopsis: Every Monday, Howie Lim gets experts to break down useful financial tips.

    Highlights of the conversation: 

    01:43 How the US economy is doing so far

    04:30 Which scenario will be better for you?

    09:02 Where exactly the US economy is headed

    13:13 Is ‘timing’ rebalancing your portfolio bad too?

    ---

    Send us your questions, thoughts, story ideas, and feedback to [email protected]

    ---

    Written and hosted by: Howie Lim ([email protected])

    With Charu Chanana, head of FX Strategy and global market strategist, Saxo

    Edited by: Howie Lim & Claressa Monteiro

    Produced by: Howie Lim

    Engineered by: Joann Chai Pei Chieh

    A podcast by BT Podcasts, The Business Times, SPH Media

    ---

    Follow BT Money Hacks podcasts every Monday:

    Channel: bt.sg/btmoneyhacks

    Amazon: bt.sg/mham

    Apple Podcasts: bt.sg/oeXe 

    Spotify: bt.sg/oeGN 

    YouTube Music: bt.sg/mhyt

    Website: bt.sg/moneyhacks

    Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

    Discover more BT podcast series:

    BT Mark To Market Podcast at: bt.sg/btmark2mkt 

    WealthBT at: bt.sg/btwealthbt

    PropertyBT at: bt.sg/btpropertybt

    BT Market Focus at: bt.sg/btmktfocus

    BT Podcasts at: bt.sg/pcOM

    BT Branded Podcasts at: bt.sg/brpod

    BT Lens On: bt.sg/btlenson

    See omnystudio.com/listener for privacy information.

    25 August 2024, 4:01 pm
  • 14 minutes 55 seconds
    S1E180: Do ILPs have a place in your portfolio? BT Money Hacks (Ep 180)

    After first gaining popularity in the early 1990s, investment-linked insurance policies have been a mainstay in the offerings of insurers. But how much has changed since then and do they have a place in your portfolio today? Howie Lim talks to CEO of Providend Christopher Tan and chief agency officer of Income Insurance Tan Chuan How to find out.

    Synopsis: Every Monday, Howie Lim gets experts to break down useful financial tips.

    Highlights of the conversation: 

    01:33 How ILPs are like ‘cooking’ or ‘football’

    05:15 The skinny on wealth-accumulation ILPs

    09:38 Reasons to be cautious

    11:12 Benefits of ILPs

    ---

    Send us your questions, thoughts, story ideas, and feedback to [email protected]

    ---

    Hosted by: Howie Lim ([email protected])

    With Christopher Tan, CEO, Providend and Tan Chuan How, chief agency officer, Income Insurance

    Edited by: Howie Lim & Claressa Monteiro

    Produced by: Howie Lim

    Engineered by: Joann Chai Pei Chieh

    A podcast by BT Podcasts, The Business Times, SPH Media

    Follow BT Money Hacks podcasts every Monday:

    Channel: bt.sg/btmoneyhacks

    Amazon: bt.sg/mham

    Apple Podcasts: bt.sg/oeXe 

    Spotify: bt.sg/oeGN 

    YouTube Music: bt.sg/mhyt

    Website: bt.sg/moneyhacks

    Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

    ---

    Discover more BT podcast series:

    BT Mark To Market Podcast at: bt.sg/btmark2mkt 

    WealthBT at: bt.sg/btwealthbt

    PropertyBT at: bt.sg/btpropertybt

    BT Market Focus at: bt.sg/btmktfocus

    BT Podcasts at: bt.sg/pcOM

    BT Branded Podcasts at: bt.sg/brpod

    BT Lens On: bt.sg/btlenson

    See omnystudio.com/listener for privacy information.

    18 August 2024, 4:00 pm
  • 13 minutes 43 seconds
    S1E179: Ways to get out of debt: BT Money Hacks (Ep 179)

    Debt can be scary but you’re not alone. There is help available and paths you can take. Howie Lim finds out what they are from Tan Huey Min of Credit Counselling Singapore and Seth Wee of Providend.

    Synopsis: Every Monday, The Business Times breaks down useful financial tips.

    Highlights of the conversation: 

    03:48 Cheapest ways to get out of debt

    05:14 Are you ready to seek help?

    08:50 Things you can do

    11:58 Not as difficult as it may seem

    ---

    Send us your questions, thoughts, story ideas, and feedback to [email protected]

    ---

    Written and hosted by: Howie Lim ([email protected])

    With Seth Wee, client adviser, Providend and Tan Huey Min, general manager, Credit Counselling Singapore

    Edited by: Howie Lim & Claressa Monteiro

    Produced by: Howie Lim

    Engineered by: Joann Chai Pei Chieh

    A podcast by BT Podcasts, The Business Times, SPH Media

    Follow BT Money Hacks podcasts every Monday:

    Channel: bt.sg/btmoneyhacks

    Amazon: bt.sg/mham

    Apple Podcasts: bt.sg/oeXe 

    Spotify: bt.sg/oeGN 

    YouTube Music: bt.sg/mhyt

    Website: bt.sg/moneyhacks

    Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

    ---

    Discover more BT podcast series:

    BT Mark To Market Podcast at: bt.sg/btmark2mkt 

    WealthBT at: bt.sg/btwealthbt

    PropertyBT at: bt.sg/btpropertybt

    BT Market Focus at: bt.sg/btmktfocus

    BT Podcasts at: bt.sg/pcOM

    BT Branded Podcasts at: bt.sg/brpod

    BT Lens On: bt.sg/btlenson

    See omnystudio.com/listener for privacy information.

    11 August 2024, 4:01 pm
  • 14 minutes 14 seconds
    S1E178: Combatting costs in the world’s costliest city: BT Money Hacks (Ep 178)

    Singapore as a global financial hub attracts expatriates from around the world. This drives prices and costs up. Additionally, Singapore has been crowned the costliest city for expats by several surveys. How is everyone dealing with this accolade and those pesky costs? Howie Lim finds out from Christopher Forbes from CMC Invest and Bryan Tay from Lendela.

    Synopsis: Every Monday. The Business Times breaks down useful personal financial tips with expert guests.

    Highlights of the conversation: 

    01:10 Where do extra costs for expatriates come from?

    04:55 Increasing compensation package; a self-fulfilling cycle

    07:47 How citizens are coping

    12:09 Could the high cost of living force expats out?

    ---

    Send us your questions, thoughts, story ideas, and feedback to [email protected]

    ---

    Written and hosted by: Howie Lim ([email protected])

    With Bryan Tay, country manager, Lendela and Christopher Forbes, head of Singapore, CMC Invest.

    Edited by: Howie Lim & Claressa Monteiro

    Produced by: Howie Lim

    Engineered by: Joann Chai Pei Chieh

    A podcast by BT Podcasts, The Business Times, SPH Media

    Follow BT Money Hacks podcasts every Monday:

    Channel: bt.sg/btmoneyhacks

    Amazon: bt.sg/mham

    Apple Podcasts: bt.sg/oeXe 

    Spotify: bt.sg/oeGN 

    YouTube Music: bt.sg/mhyt

    Website: bt.sg/moneyhacks

    Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

    ---

    Discover more BT podcast series:

    BT Mark To Market Podcast at: bt.sg/btmark2mkt 

    WealthBT at: bt.sg/btwealthbt

    PropertyBT at: bt.sg/btpropertybt

    BT Market Focus at: bt.sg/btmktfocus

    BT Podcasts at: bt.sg/pcOM

    BT Branded Podcasts at: bt.sg/brpod

    BT Lens On: bt.sg/btlenson

    See omnystudio.com/listener for privacy information.

    4 August 2024, 4:00 pm
  • 15 minutes 50 seconds
    S1E177: Gen-Z money trends unearthed and reviewed: BT Money Hacks (Ep 177)

    What is ‘money dysmorphia’, ‘soft life’ and ‘loud budgeting’? Your guess is as good as any! Howie Lim finds out from Christopher Forbes of CMC Invest and Seth Wee from Providend whether these Gen-Z money trends are worth looking into.

    Synopsis: Every Monday. The Business Times breaks down useful personal financial tips with expert guests.

    Highlights of the conversation: 

    00:58 Gen-Z money trends are really boomer financial fads?

    02:54 Doom spending can’t be good

    05:52 Tackling money dysmorphia

    08:26 The generations aren’t that different

    13:45 Advice which stands the test of time

    ---

    Send us your questions, thoughts, story ideas, and feedback to [email protected]

    ---

    Written and hosted by: Howie Lim ([email protected])

    With Christopher Forbes, head of Singapore, CMC Invest and Seth Wee, client adviser, Providend.

    Edited by: Howie Lim & Claressa Monteiro

    Produced by: Howie Lim

    Engineered by: Joann Chai Pei Chieh

    Follow BT Money Hacks podcasts every Monday:

    Channel: bt.sg/btmoneyhacks

    Amazon: bt.sg/mham

    Apple Podcasts: bt.sg/oeXe 

    Spotify: bt.sg/oeGN 

    YouTube Music: bt.sg/mhyt

    Google podcasts: bt.sg/oeGP 

    Website: bt.sg/moneyhacks

    Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

    ---

    Discover more BT podcast series:

    BT Mark To Market Podcast at: bt.sg/btmark2mkt 

    WealthBT at: bt.sg/btwealthbt

    PropertyBT at: bt.sg/btpropertybt

    BT Market Focus at: bt.sg/btmktfocus

    BT Podcasts at: bt.sg/pcOM

    BT Branded Podcasts at: bt.sg/brpod

    BT Lens On: bt.sg/btlenson

    See omnystudio.com/listener for privacy information.

    28 July 2024, 4:00 pm
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