Synopsis: Every first and third Monday of the month, The Business Times breaks down useful personal financial tips with expert guests. Podcaster: Howie Lim Produced by The Business Times, SPH Media Trust.
Is your business ready to capitalise on the opportunities presented by Budget 2025?
In our latest episode of Money Hacks, host Howie Lim dives into the details of Budget 2025 with Christopher Gee, deputy director at the Institute of Policy Studies, and Yong Jiahao, corporate tax partner at KPMG.
From corporate tax rebates to AI readiness and talent development, they unpack how this year’s government budget is set to shake things up for Singaporean businesses.
Synopsis: Every Monday, The Business Times breaks down useful financial tips.
Highlights:
00:54 Corporate tax rebate
04:03 Revitalising Singapore's stock market
07:00 Funding AI adoption
10:00 Improvements to SkillsFuture
12:14 Sustainability in progress
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Written and hosted by: Howie Lim ([email protected])
With Christopher Gee, deputy director at the Institute of Policy Studies at NUS and Yong Jiahao, partner, corporate tax, KPMG in Singapore
Edited by: Howie Lim & Claressa Monteiro
Produced by: Howie Lim & Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
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Follow BT Money Hacks podcasts every Monday:
Channel: bt.sg/btmoneyhacks
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YouTube Music: bt.sg/mhyt
Website: bt.sg/moneyhacks
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Correspondents: bt.sg/btcobt
BT Market Focus at: bt.sg/btmktfocus
BT Podcasts at: bt.sg/pcOM
BT Branded Podcasts at: bt.sg/brpod
BT Lens On: bt.sg/btlenson
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If you’re financially prepared, being laid off may not be so daunting. But that’s key: being prepared. How long does it take to do that and what are the steps to take? Howie Lim speaks to Daphne Tan from CMC Markets Singapore and Zac Ng from PhillipCapital.
Synopsis: Every Monday, The Business Times breaks down useful financial tips.
Highlights:
01:13 Drivers of current retrenchment wave
03:55 How much the emergency fund should be
07:26 Don’t doubt yourself
09:31 What should be cut
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Send us your questions, thoughts, story ideas, and feedback to [email protected].
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Written and hosted by: Howie Lim ([email protected])
With Daphne Tan, head of business development CMC Markets Singapore and Zac Ng, senior director of financial services, PhillipCapital
Edited by: Howie Lim & Claressa Monteiro
Produced by: Howie Lim & Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
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Follow BT Money Hacks podcasts every Monday:
Channel: bt.sg/btmoneyhacks
Amazon: bt.sg/mham
Apple Podcasts: bt.sg/oeXe
Spotify: bt.sg/oeGN
YouTube Music: bt.sg/mhyt
Website: bt.sg/moneyhacks
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Correspondents: bt.sg/btcobt
BT Market Focus at: bt.sg/btmktfocus
BT Podcasts at: bt.sg/pcOM
BT Branded Podcasts at: bt.sg/brpod
BT Lens On: bt.sg/btlenson
See omnystudio.com/listener for privacy information.
Managing personal finances can feel overwhelming, especially when traditional tools focus more on restrictive budgeting than on holistic, fulfilling financial planning. Can we do it ourselves or should we get help? Howie Lim speaks to content creator Tim Phillips and Isaac Ong from Providend to find out.
Synopsis: Every Monday, The Business Times breaks down useful financial tips.
Highlights:
01:08 Why the question matters
04:02 Considerations to ponder
08:48 AI game changer or not
11:18 The importance of balance
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Send us your questions, thoughts, story ideas, and feedback to [email protected].
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Written and hosted by: Howie Lim ([email protected])
With Isaac Ong, client adviser at Providend; and Tim Philips, content creator from timtalksmoney.com
Edited by: Howie Lim & Claressa Monteiro
Produced by: Howie Lim & Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
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Follow BT Money Hacks podcasts every Monday:
Channel: bt.sg/btmoneyhacks
Amazon: bt.sg/mham
Apple Podcasts: bt.sg/oeXe
Spotify: bt.sg/oeGN
YouTube Music: bt.sg/mhyt
Website: bt.sg/moneyhacks
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Correspondents: bt.sg/btcobt
BT Market Focus at: bt.sg/btmktfocus
BT Podcasts at: bt.sg/pcOM
BT Branded Podcasts at: bt.sg/brpod
BT Lens On: bt.sg/btlenson
See omnystudio.com/listener for privacy information.
As economic uncertainty increases, personal finance management becomes that much more complex. Or does it have to be? How can we preserve and grow our wealth even during volatile times? Howie Lim speaks to Shang Saavedra, author and financial educator to find out.
Synopsis: Every Monday, The Business Times breaks down useful financial tips.
Highlights:
00:57 Cut your budget or grow your income
04:13 Is one better than the other?
07:04 Stop doing this!
08:41 How much tech would help
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Send us your questions, thoughts, story ideas, and feedback to [email protected].
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Written and hosted by: Howie Lim ([email protected])
With Shang Saavedra, author and financial educator
Edited by: Howie Lim & Claressa Monteiro
Produced by: Howie Lim & Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
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Follow BT Money Hacks podcasts every Monday:
Channel: bt.sg/btmoneyhacks
Amazon: bt.sg/mham
Apple Podcasts: bt.sg/oeXe
Spotify: bt.sg/oeGN
YouTube Music: bt.sg/mhyt
Website: bt.sg/moneyhacks
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Correspondents: bt.sg/btcobt
BT Market Focus at: bt.sg/btmktfocus
BT Podcasts at: bt.sg/pcOM
BT Branded Podcasts at: bt.sg/brpod
BT Lens On: bt.sg/btlenson
See omnystudio.com/listener for privacy information.
How did a home baker and former banker build herself a successful business hawking her delicious macarons and other baked gems? Howie Lim speaks to the founder of Annabella Patisserie to find out.
Synopsis: Every Monday, The Business Times breaks down useful financial tips.
This episode is brought to you by WorldFirst.
Highlights:
01:34 The biggest challenges with cross-border payments
02:46 How challenges can be tackled
04:47 Navigating the current volatile environment
07:22 Solutions can be bespoke
08:21 Annabella Patisserie’s story
10:31 The road ahead with WorldFirst
More about:
WorldFirst's competitive pricing
How to Source and Pay to China with ease through WorldFirst's solutions
Getting first dibs on WorldFirst's happenings round the clock
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Send us your questions, thoughts, story ideas, and feedback to [email protected].
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Written and hosted by: Howie Lim ([email protected])
With Annabella Sonwelly, founder, Annabella Patisserie
Edited by: Howie Lim & Claressa Monteiro
Produced by: Howie Lim & Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
---
Follow BT Money Hacks podcasts every Monday:
Channel: bt.sg/btmoneyhacks
Amazon: bt.sg/mham
Apple Podcasts: bt.sg/oeXe
Spotify: bt.sg/oeGN
YouTube Music: bt.sg/mhyt
Website: bt.sg/moneyhacks
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Correspondents: bt.sg/btcobt
BT Market Focus at: bt.sg/btmktfocus
BT Podcasts at: bt.sg/pcOM
BT Branded Podcasts at: bt.sg/brpod
BT Lens On: bt.sg/btlenson
See omnystudio.com/listener for privacy information.
It’s time to make your spending work harder for you. It’s a step up from making your money work for you. Credit cards can offer astounding rewards and cashback but you have to put in some effort. Howie Lim gets expert help from Audrey Yap, a content creator with lobangsis.com
Synopsis: Every Monday, The Business Times breaks down useful financial tips.
Highlights:
01:05 Choosing the right card/s
04:07 Cards’ overall value
06:29 Avoiding the debt trap
08:55 Discipline is all you need
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Send us your questions, thoughts, story ideas, and feedback to [email protected].
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Written and hosted by: Howie Lim ([email protected])
With Audrey Yap, a content creator with lobangsis.com
Edited by: Howie Lim & Claressa Monteiro
Produced by: Howie Lim & Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
---
Follow BT Money Hacks podcasts every Monday:
Channel: bt.sg/btmoneyhacks
Amazon: bt.sg/mham
Apple Podcasts: bt.sg/oeXe
Spotify: bt.sg/oeGN
YouTube Music: bt.sg/mhyt
Website: bt.sg/moneyhacks
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Correspondents: bt.sg/btcobt
BT Market Focus at: bt.sg/btmktfocus
BT Podcasts at: bt.sg/pcOM
BT Branded Podcasts at: bt.sg/brpod
BT Lens On: bt.sg/btlenson
See omnystudio.com/listener for privacy information.
How do we safeguard our wallets during the festive season without taking the joy out of the celebrations? And should we use our bonuses to fund the merriment? Howie Lim speaks to Seth Wee, content creator and finfluencer from sethisfy.com and Dhanesh Sharma, financial services manager at PhillipCapital to find out.
Synopsis: Every Monday, The Business Times breaks down useful financial tips.
Highlights:
01:24 Budget, budget, budget
02:23 Pitfalls to look out for
05:45 You come first
07:56 What about your bonus?
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Send us your questions, thoughts, story ideas, and feedback to [email protected].
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Written and hosted by: Howie Lim ([email protected])
With Seth Wee, content creator and finfluencer from sethisfy.com and Dhanesh Sharma, financial services manager at PhillipCapital
Edited by: Howie Lim & Claressa Monteiro
Produced by: Howie Lim
Engineered by: Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
---
Follow BT Money Hacks podcasts every Monday:
Channel: bt.sg/btmoneyhacks
Amazon: bt.sg/mham
Apple Podcasts: bt.sg/oeXe
Spotify: bt.sg/oeGN
YouTube Music: bt.sg/mhyt
Website: bt.sg/moneyhacks
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Correspondents: bt.sg/btcobt
BT Market Focus at: bt.sg/btmktfocus
BT Podcasts at: bt.sg/pcOM
BT Branded Podcasts at: bt.sg/brpod
BT Lens On: bt.sg/btlenson
See omnystudio.com/listener for privacy information.
How will gold fare in 2025 now that it’s had rather a stellar 2024 and, let’s face it, decade? Should we be shoring up on this safe haven asset or letting some of it go? What headwinds or tailwinds will gold face moving forward?
Correspondent Howie Lim speaks to Albert Cheng, CEO, Singapore Bullion Market Association and Robin Tsui, APAC gold strategist & SPDR gold sales specialist, State Street Global Advisors SPDR to find out.
Synopsis: Every Monday, The Business Times breaks down useful financial tips.
Highlights:
01:23 Gold in 2024
04:09 Investors’ allocation into gold
07:50 Head and tailwinds for gold
10:20 Will demand for gold rise for CNY?
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Send us your questions, thoughts, story ideas, and feedback to [email protected].
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Written and hosted by: Howie Lim ([email protected])
With Albert Cheng, CEO, Singapore Bullion Market Association and Robin Tsui, APAC gold strategist & SPDR gold sales specialist, State Street Global Advisors SPDR
Edited by: Howie Lim & Claressa Monteiro
Produced by: Howie Lim
Engineered by: Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
---
Follow BT Money Hacks podcasts every Monday:
Channel: bt.sg/btmoneyhacks
Amazon: bt.sg/mham
Apple Podcasts: bt.sg/oeXe
Spotify: bt.sg/oeGN
YouTube Music: bt.sg/mhyt
Website: bt.sg/moneyhacks
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Correspondents: bt.sg/btcobt
BT Market Focus at: bt.sg/btmktfocus
BT Podcasts at: bt.sg/pcOM
BT Branded Podcasts at: bt.sg/brpod
BT Lens On: bt.sg/btlenson
See omnystudio.com/listener for privacy information.
Digital trading platforms have transformed investing. And with the online brokerages and share trading platforms sector heating up, how will we know we’re picking the right one and not just falling for anything?
Correspondent Howie Lim speaks to Philip Waters, head of Asia Pacific and Emerging Markets at OANDA to find out.
Synopsis: Every Monday, The Business Times breaks down useful financial tips.
Highlights:
01:13 How 2024 played out and what to expect in 2025
04:02 The election which impacts all
09:04 Navigating the crowded online space
12:05 The advice people just won’t take!
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Send us your questions, thoughts, story ideas, and feedback to [email protected].
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Written and hosted by: Howie Lim ([email protected])
With Philip Waters, head of Asia Pacific and Emerging Markets, OANDA
Edited by: Howie Lim & Claressa Monteiro
Produced by: Howie Lim
Engineered by: Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
---
Follow BT Money Hacks podcasts every Monday:
Channel: bt.sg/btmoneyhacks
Amazon: bt.sg/mham
Apple Podcasts: bt.sg/oeXe
Spotify: bt.sg/oeGN
YouTube Music: bt.sg/mhyt
Website: bt.sg/moneyhacks
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Correspondents: bt.sg/btcobt
BT Market Focus at: bt.sg/btmktfocus
BT Podcasts at: bt.sg/pcOM
BT Branded Podcasts at: bt.sg/brpod
BT Lens On: bt.sg/btlenson
See omnystudio.com/listener for privacy information.
As costs of living continue to rise, everyone is grappling with how to manage their money. But do the different generations see personal finance differently and can they come together to learn from each other? Howie Lim speaks to a mum of two young kids and a recent graduate to get insights.
Synopsis: Every Monday, The Business Times breaks down useful financial tips.
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Send us your questions, thoughts, story ideas, and feedback to [email protected].
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Written and hosted by: Howie Lim ([email protected])
With Dawn Cher, SG Budget Babe, finance influencer and Ge Jiabao, financial advisor and content creator.
Edited by: Howie Lim & Claressa Monteiro
Produced by: Howie Lim & Emily Liu
Engineered by: Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
Follow BT Money Hacks podcasts every Monday:
Channel: bt.sg/btmoneyhacks
Amazon: bt.sg/mham
Apple Podcasts: bt.sg/oeXe
Spotify: bt.sg/oeGN
YouTube Music: bt.sg/mhyt
Website: bt.sg/moneyhacks
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
---
Discover more BT podcast series:
BT Mark To Market Podcast at: bt.sg/btmark2mkt
WealthBT at: bt.sg/btwealthbt
PropertyBT at: bt.sg/btpropertybt
BT Market Focus at: bt.sg/btmktfocus
BT Podcasts at: bt.sg/pcOM
BT Branded Podcasts at : bt.sg/brpod
BT Lens On: bt.sg/btlenson
See omnystudio.com/listener for privacy information.
With familiar challenges persisting into 2025, perhaps the outlook for 2025 needn’t be so pessimistic with another Trump-era looming. But how much will Trump’s America-first policies affect the global economy and your investments? Howie Lim speaks to the experts to get their take.
Synopsis: Every Monday, The Business Times breaks down useful financial tips.
Highlights:
01:27 The year 2024 was
02:57 2024 sets the stage for 2025
07:59 Dealing with market volatility
11:10 Which sectors will benefit and how to reposition
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Send us your questions, thoughts, story ideas, and feedback to [email protected].
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Written and hosted by: Howie Lim ([email protected])
With Samuel Rhee, chief investment officer of Endowus, Kelvin Wong, senior market analyst at Oanda and Rohith Murthy, CEO of the MoneyHero Group
Edited by: Howie Lim & Claressa Monteiro
Produced by: Howie Lim
Engineered by: Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
Follow BT Money Hacks podcasts every Monday:
Channel: bt.sg/btmoneyhacks
Amazon: bt.sg/mham
Apple Podcasts: bt.sg/oeXe
Spotify: bt.sg/oeGN
YouTube Music: bt.sg/mhyt
Website: bt.sg/moneyhacks
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
---
Discover more BT podcast series:
BT Mark To Market Podcast at: bt.sg/btmark2mkt
WealthBT at: bt.sg/btwealthbt
PropertyBT at: bt.sg/btpropertybt
BT Market Focus at: bt.sg/btmktfocus
BT Podcasts at: bt.sg/pcOM
BT Branded Podcasts at : bt.sg/brpod
BT Lens On: bt.sg/btlenson
See omnystudio.com/listener for privacy information.