Julia Michaels is a prolific songwriter and singer, with multiple awards and nominations including Grammys, AMAs, and Billboard Music Awards. She discusses stage fright, anxiety, heartbreak, and more.

Singer-songwriter Julia Michaels sits down with Liz to open up about her career and personal journey with anxiety and depression. Julia discusses her life’s path from feeling sidelined in her family to her breakout moment writing theme songs for Disney shows, and eventually penning hits for artists like Selena Gomez and Justin Bieber. She shares how overwhelming fame caused panic attacks, prompting her to seek therapy. Julia dives into her chaotic childhood, her songwriting process, the pressures of performing live, and the methods she uses to manage anxiety. The conversation highlights her vulnerability and honesty in art and life, and introduces 'Notebook', her subscription platform aimed at fostering a safe, supportive online community for fans.

• 00:00 Introduction
• 02:39 Julia's Early Life and Career Beginnings
• 06:16 Songwriting Journey and Breakthroughs
• 10:53 Struggles with Anxiety and Mental Health
• 19:46 Impact of Fame and Relationships
• 27:30 Facing Stage Fright
• 28:47 Balancing Songwriting and Singing
• 29:56 Public vs. Private Self
• 31:16 Embracing Vulnerability
• 32:38 Childhood Influences on Anxiety
• 35:39 Coping with Depression
• 36:49 Touring Challenges
• 40:29 Daily Routines and Health
• 49:52 Creating a Safe Online Space
• 52:32 Conclusion

Listen to My FULL Anxiety Story + The Tools That Help Me The Most.

For more from Julia, you can find her on her new platform Notebook or on Instagram @juliamichaels. Listen to her music and learn more about her upcoming projects at www.juliamichaelsofficial.net.

Ready to uplevel every part of your life? Order Liz’s new book 100 Ways to Change Your Life: The Science of Leveling Up Health, Happiness, Relationships & Success now! 

To join The Liz Moody Podcast Club Facebook group, go to www.facebook.com/groups/thelizmoodypodcast.

Connect with Liz on Instagram @lizmoody, or subscribe to her newsletter by visiting www.lizmoody.com.

This episode is sponsored by:

AG1: visit drinkag1.com/lizmoody and get your FREE year supply of Vitamin D and 5 free travel packs today.

Puori: head to puori.com/LIZMOODY and use promo code LIZMOODY for 20% sitewide.

Osea: get 10% off your first order at oseamalibu.com with code LIZMOODY10.

Himalaya Wellness: use code LIZMOODY for 20% off at himalayausa.com.

Cymbiotika: use code LIZMOODY on cymbiotika.com to get 15% off plus free shipping on subscription orders.

The Liz Moody Podcast cover art by Zack. The Liz Moody Podcast music by Alex Ruimy.

Formerly the Healthier Together Podcast. 

This podcast and website represents the opinions of Liz Moody and her guests to the show. The content here should not be taken as medical advice. The content here is for information purposes only, and because each person is so unique, please consult your healthcare professional for any medical questions.

The Liz Moody Podcast Episode 272.

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Lauren Papanos, RDN certified in functional endocrinology, dissects your reproductive hormones and what’s impacting them, the optimal diet and exercise to support your menstrual health, how to lighten the impact of PMS and cramps, and more.

Lauren and Liz dive into the ways in which birth control is actually affecting your body, how to keep toxins away from your reproductive system, how to know whether or not you’re really ovulating, and SO much more.

• 1:39 Cramps
• 3:00 Ovulation
• 4:10 Is Cycle Syncing Legit?
• 7:32 Workouts and Periods 
• 10:02 Cycle Length
• 10:47 Progesterone
• 13:24 Cortisol
• 15:55 Perimenopause 
• 17:29 Three Phases of Liver Metabolism 
• 19:00 IUDs
• 20:45 Going Off of Birth Control
• 24:20 Anti-inflammatory Support
• 26:37 Toxicity in Menstrual Products

For more from Lauren, you can find her on Instagram at @functional.fueling or her website, www.functionalfueling.com. You can listen to her podcast, The Strength In Hormones Podcast, on whatever platform you love to listen on. Listen to her first episode on The Liz Moody Podcast, What Social Media Gets WRONG About Hormones: A Guide To What's Real & What's BS.

Ready to uplevel every part of your life? Order Liz’s new book 100 Ways to Change Your Life: The Science of Leveling Up Health, Happiness, Relationships & Success now! 

To join The Liz Moody Podcast Club Facebook group, go to www.facebook.com/groups/thelizmoodypodcast.

Connect with Liz on Instagram @lizmoody, or subscribe to her newsletter by visiting www.lizmoody.com.

This episode is sponsored by:

AG1: visit drinkag1.com/lizmoody and get your FREE year supply of Vitamin D and 5 free travel packs today.

ARMRA: go to tryarmra.com/LIZMOODY or enter LIZMOODY to get 15% off your first order.

Naväge: go to Navage.com/LIZMOODY and use the promo code LIZMOODY for a free cleaning kit with your starter pack.

The Liz Moody Podcast cover art by Zack. The Liz Moody Podcast music by Alex Ruimy.

Formerly the Healthier Together Podcast. 

This podcast and website represents the opinions of Liz Moody and her guests to the show. The content here should not be taken as medical advice. The content here is for information purposes only, and because each person is so unique, please consult your healthcare professional for any medical questions.

The Liz Moody Podcast Episode 271.

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Dr. Laurel Mellin discusses her groundbreaking technique known as Emotional Brain Training (EBT). Dr. Mellin, a professor at UCSF and New York Times bestselling author, explains how EBT, a method shown in peer-reviewed studies to help with weight loss and maintenance, targets the root cause of stress-induced overeating by reprogramming the brain’s emotional circuits. The discussion covers the scientific basis of EBT, the importance of addressing stress to manage weight, and practical techniques to rewire negative circuits in the brain for lasting change. Dr. Mellin also provides insight into how brain states influence our behavior and emotions and shares actionable strategies for listeners to start their own journey toward healthier habits and a more joyful life.

• 00:00 Introduction
• 01:33 What is Emotional Brain Training (EBT)?
• 02:47 The Science Behind EBT and Weight Loss
• 05:25 Understanding Stress and Overeating
• 06:28 The Eight Chemicals of Overeating
• 07:58 Rewiring the Brain with EBT
• 09:18 The Role of Stress in Obesity
• 21:26 The Five Emotional States
• 27:49 Rewiring Circuits for Lasting Change
• 32:43 Rewarding Yourself Naturally
• 33:55 The Role of EBT in Managing Cravings
• 35:47 Techniques for Brain State Management
• 40:10 Identifying and Rewiring Circuits
• 51:29 Practical Steps for Emotional Brain Training
• 53:57 Conclusion

For more on Dr. Laurel Mellin's Emotional Brain Training (EBT), you can visit www.ebtconnect.net. Her latest book, 1-2-3 JOY!: Easy, Natural Weight Loss that is Scientific, Proven, Drug-Free & Fun can be found where books are sold.

Ready to uplevel every part of your life? Order Liz’s new book 100 Ways to Change Your Life: The Science of Leveling Up Health, Happiness, Relationships & Success now! 

To join The Liz Moody Podcast Club Facebook group, go to www.facebook.com/groups/thelizmoodypodcast.

Connect with Liz on Instagram @lizmoody, or subscribe to her newsletter by visiting www.lizmoody.com.

This episode is sponsored by:

LMNT: go to DrinkLMNT.com/LizMoody to get a free LMNT sample pack with any order.

Puori: head to puori.com/LIZMOODY and use promo code LIZMOODY for 20% sitewide.

Cymbiotika: use code LIZMOODY on cymbiotika.com to get 15% off plus free shipping on subscription orders.

Great Lakes Wellness: use code LIZMOODY for 25% off your first purchase at greatlakeswellness.com.

Olive and June: visit oliveandjune.com/LIZMOODY for 20% off your first Mani System.

Naväge: go to Navage.com/LIZMOODY and use the promo code LIZMOODY for a free cleaning kit with your starter pack.

The Liz Moody Podcast cover art by Zack. The Liz Moody Podcast music by Alex Ruimy.

Formerly the Healthier Together Podcast. 

This podcast and website represents the opinions of Liz Moody and her guests to the show. The content here should not be taken as medical advice. The content here is for information purposes only, and because each person is so unique, please consult your healthcare professional for any medical questions.

The Liz Moody Podcast Episode 270.

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Today I’m breaking down what exactly intentional drinking means and exploring sober curiosity with my husband, Zack. I talk about my previous relationship with alcohol, factors that led me to drink less, and the positive impacts on my mental health and social life. I also offer up some tips for replacing alcohol with healthier habits, navigating social situations, and maintaining strong relationships without alcohol. The episode is packed with personal stories, scientific insights, and actionable advice for anyone looking to explore or transition to a more intentional approach to drinking.

00:00 Introduction

00:46 Defining Intentional Drinking

02:13 The Turning Point: Why I Stopped Drinking

05:14 Health Impacts of Alcohol

06:46 Finding Your Why and Mental Health

09:11 Tips for Avoiding Vices

13:20 Having Fun Without Alcohol

17:05 Navigating Social Situations

19:53 Work Social Events Without Drinking

20:58 Dealing with Anxiety and Alcohol

24:06 Encouraging Loved Ones to Stop Drinking

27:40 Strengthening Social Life Without Alcohol

30:28 Conclusion

Check out the other episodes mentioned of The Liz Moody Podcast:

The Health Effects Of Alcohol Part 1: Gut Health & Cancer with Dr. Robynne Chutkan & Dr. William Li

The Health Effects of Alcohol: Hormones & Brain Health with Dr. Aviva Romm & Louisa Nicola 

Manifest Like A Neurosurgeon: There IS Science Behind Manifestation (+ How To Use It To Get What You Want)

Ready to uplevel every part of your life? Order Liz’s book The Science of Leveling Up Health, Happiness, Relationships & Success now! 

To join The Liz Moody Podcast Club Facebook group, go to www.facebook.com/groups/thelizmoodypodcast.

Connect with Liz on Instagram @lizmoody, or subscribe to her newsletter by visiting www.lizmoody.com.

This episode is sponsored by:

AG1: visit drinkag1.com/lizmoody and get your FREE year supply of Vitamin D and 5 free travel packs today.

The Liz Moody Podcast cover art by Zack. The Liz Moody Podcast music by Alex Ruimy.

Formerly the Healthier Together Podcast. 

This podcast and website represents the opinions of Liz Moody and her guests to the show. The content here should not be taken as medical advice. The content here is for information purposes only, and because each person is so unique, please consult your healthcare professional for any medical questions.

The Liz Moody Podcast Episode 269.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Rachel Zoe joins me to walk us through finding your own personal style. Rachel, known for styling A-list celebrities and starring in The Rachel Zoe Project on Bravo, shares her philosophy on interpreting trends, the importance of confidence in your style, and exactly how to adapt looks to different body types. The conversation also delves into Rachel's career journey, mentorship experiences, and how to balance motherhood with a bustling career. This episode will give you practical style advice and insightful reflections to navigate your career and life.

• 00:17 Introducing Rachel Zoe: Fashion Icon
• 01:38 Finding Your Personal Style
• 04:09 Navigating Fashion Trends and Body Confidence
• 07:41 The Impact of Celebrity Culture on Fashion
• 23:48 Age and Fashion: Breaking the Rules
• 27:35 Personal Style Evolution
• 28:56 Confidence and Career Advice
• 30:25 Comfortable and Stylish Outfit Tips
• 33:17 Controversial Style Opinions
• 35:32 Balancing Career and Motherhood
• 43:58 The Importance of Mentorship
• 53:17 Final Thoughts

Check out Rachel Zoe on her podcast Climbing in Heels, on Instagram @rachelzoe, or at shoprachelzoe.com.

Ready to uplevel every part of your life? Order Liz’s new book 100 Ways to Change Your Life: The Science of Leveling Up Health, Happiness, Relationships & Success now! 

To join The Liz Moody Podcast Club Facebook group, go to www.facebook.com/groups/thelizmoodypodcast.

Connect with Liz on Instagram @lizmoody, or subscribe to her newsletter by visiting www.lizmoody.com.

This episode is sponsored by:

Himalaya: go to himalayausa.com and use code LIZMOODY for 20% off all Himalaya supplements at checkout.

LMNT: go to DrinkLMNT.com/LizMoody to get a free LMNT sample pack with any order.

Manukora: head to manukora.com/LizMoody to get $25 off the Starter Kit, which comes with an MGO 850+ Manuka Honey jar, 5 honey travel sticks, a wooden spoon, and a guidebook.

The Liz Moody Podcast cover art by Zack. The Liz Moody Podcast music by Alex Ruimy.

Formerly the Healthier Together Podcast. 

This podcast and website represents the opinions of Liz Moody and her guests to the show. The content here should not be taken as medical advice. The content here is for information purposes only, and because each person is so unique, please consult your healthcare professional for any medical questions.

The Liz Moody Podcast Episode 268.

Learn more about your ad choices. Visit megaphone.fm/adchoices

I’m joined by my sister, Dr. Katie Moody, a practicing therapist with a PhD in psychology. We discuss how to find the right therapist and get the most out of therapy. We’ll dive into the benefits of therapy, different types of therapy, how to identify a good fit with a therapist, and practical tips for maximizing your therapy sessions. This episode is for anyone considering therapy, those new to therapy, and even for those already engaged in therapy to get the most out of it.

• 00:17 Meet Dr. Katie Moody
• 01:14 Why Therapy? Benefits and Scenarios
• 09:57 Types of Therapy
• 18:22 Red Flags and Green Flags in Therapy
• 21:56 Maximizing Your Therapy Experience
• 25:14 Final Thoughts

Visit psychologytoday.com to find a therapist.

Check out Katie Moody’s practice here or email her at [email protected].

Ready to uplevel every part of your life? Order Liz’s new book 100 Ways to Change Your Life: The Science of Leveling Up Health, Happiness, Relationships & Success now! 

To join The Liz Moody Podcast Club Facebook group, go to www.facebook.com/groups/thelizmoodypodcast.

Connect with Liz on Instagram @lizmoody, or subscribe to her newsletter by visiting www.lizmoody.com.

This episode is sponsored by:

Naväge: go to Navage.com/LIZMOODY and use the promo code LIZMOODY for a free cleaning kit with your starter pack.

Brain.fm: visit brain.fm/LIZMOODY to try it completely free for 30 days.

The Liz Moody Podcast cover art by Zack. The Liz Moody Podcast music by Alex Ruimy.

Formerly the Healthier Together Podcast. 

This podcast and website represents the opinions of Liz Moody and her guests to the show. The content here should not be taken as medical advice. The content here is for information purposes only, and because each person is so unique, please consult your healthcare professional for any medical questions.

The Liz Moody Podcast Episode 267.

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In this informative episode of the Liz Moody podcast, Dr. Tracey Woodruff, a renowned researcher and professor at UCSF, joins to discuss the issues of microplastics. Dr. Woodruff explains what microplastics are and how they infiltrate our daily lives through food, water, air, and consumer products. The conversation delves into the potential health impacts of microplastics, including reproductive issues, respiratory problems, cancer risks, and metabolic disorders. Dr. Woodruff discusses recent studies on microplastics in the human body and the regulatory challenges surrounding plastic use. She ends by sharing hopeful and practical steps we can all take to reduce exposure to microplastics as well as provides insight into legal and environmental actions needed to mitigate this growing concern.

• 00:17 Introducing Dr. Tracey Woodruff
• 00:53 Understanding Microplastics
• 05:22 Health Impacts of Microplastics
• 13:10 Microplastics in Our Environment
• 22:35 Microplastics in Food and Clothing
• 25:02 Choosing Safer Food Options
• 25:42 Understanding Plastic Contamination
• 26:33 Microplastics in Water
• 29:12 Heating Plastics: The Hidden Dangers
• 31:19 Everyday Items and Microplastic Concerns
• 35:30 Reducing Microplastic Exposure
• 38:34 Government Actions and Media Coverage
• 42:36 Final Thoughts and Recommendations

Visit Tracey’s Toxic Matters | Program on Reproductive Health website with tips on what you can do to prevent exposure for yourself, your family, and your community. You can also check out This Microplastics Study Tracey worked on.

Ready to uplevel every part of your life? Order Liz’s new book 100 Ways to Change Your Life: The Science of Leveling Up Health, Happiness, Relationships & Success now! 

To join The Liz Moody Podcast Club Facebook group, go to www.facebook.com/groups/thelizmoodypodcast.

Connect with Liz on Instagram @lizmoody, or subscribe to her newsletter by visiting www.lizmoody.com.

This episode is sponsored by:

AG1: visit drinkag1.com/lizmoody and get your FREE year supply of Vitamin D and 5 free travel packs today.

ZocDoc: go to ZocDoc.com/LizMoody and download the Zocdoc app for FREE and book a top-rated doctor today.

Puori: head to puori.com/LIZMOODY and use promo code LIZMOODY for 20% sitewide.

Shopify: sign up for a one-dollar-per-month trial period at shopify.com/lizm.

The Liz Moody Podcast cover art by Zack. The Liz Moody Podcast music by Alex Ruimy.

Formerly the Healthier Together Podcast. 

This podcast and website represents the opinions of Liz Moody and her guests to the show. The content here should not be taken as medical advice. The content here is for information purposes only, and because each person is so unique, please consult your healthcare professional for any medical questions.

The Liz Moody Podcast Episode 266.

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Liz Moody podcast, host Liz Moody dives into your highly requested topic of phone addiction. Drawing from scientific research and personal experience, Liz explains the negative impacts of phone overuse, like cognitive overload and dopamine desensitization. She shares 5 actionable tips to break free from phone addiction to improve your overall well-being and productivity.

• 00:00 Welcome to the Liz Moody Podcast
• 00:43 Negative Impacts of Your Phone
• 01:30 The Science Behind Phone Addiction
• 03:32 The 23-Minute Rule
• 05:26 Life is Meh Syndrome
• 07:01 Practical Tips to Combat Phone Addiction
• 10:33 Creating Physical Barriers
• 13:40 The 'What Do I Really Need' Menu
• 19:08 Final Thoughts

Ready to uplevel every part of your life? Order Liz’s new book 100 Ways to Change Your Life: The Science of Leveling Up Health, Happiness, Relationships & Success now! 

To join The Liz Moody Podcast Club Facebook group, go to www.facebook.com/groups/thelizmoodypodcast.

Connect with Liz on Instagram @lizmoody, or subscribe to her newsletter by visiting www.lizmoody.com.

If you like this episode, check out How To Hack Your Dopamine To Stop Reaching For Your Phone & Experience More Pleasure In Everyday Life with Dr. Anna Lembke & The Novelty Rule: How To Use My Neuroscience Hack That’s Changing Millions Of Lives

This episode is sponsored by:

Himalaya: go to himalayausa.com and use code LIZMOODY for 20% off all Himalaya supplements at checkout.

Seed: go to seed.com/lizmoody and use code LIZMOODY for 25% off your first month.

The Liz Moody Podcast cover art by Zack. The Liz Moody Podcast music by Alex Ruimy.

Formerly the Healthier Together Podcast. 

This podcast and website represents the opinions of Liz Moody and her guests to the show. The content here should not be taken as medical advice. The content here is for information purposes only, and because each person is so unique, please consult your healthcare professional for any medical questions.

The Liz Moody Podcast Episode 265.

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Liz Moody Podcast, Liz Moody is joined by guest, Sabrina Zohar, entrepreneur and the host of the Sabrina Zohar Show, a top podcast helping women find the relationships they deserve. They discuss the challenges and hot-button topics of modern dating — What does it mean if you’re not texting every day? Should men always pay? How do you deal with conflicting attachment styles? Is it true that “if he wanted to, he would?” What does it mean to be “in your masculine” or “in your feminine,” and what makes a high value man or woman? Listen to this episode to learn the answers to these questions, plus hear their personal dating stories.

• 2:00 Texting Everyday
• 4:13 Asking for What You Need
• 9:48 Anxiety
• 14:28 If He Wanted To, He Would?
• 18:09 Avoidant Attachments
• 20:32 Anxious Attachments
• 21:55 Changing Your Attachment
• 24:53 Who Should Pay?
• 29:07 “High Value” Men and Women
• 33:45 Tradwives
• 36:58 When He’s More Into You
• 41:50 Why is Safety Boring?
• 44:26 Sex on the First Date

For more from Sabrina, you can find her on Instagram @sabrina.zohar. Listen to The Sabrina Zohar Show or take Sabrina’s Courses.

Ready to uplevel every part of your life? Order Liz’s new book 100 Ways to Change Your Life: The Science of Leveling Up Health, Happiness, Relationships & Success now! 

To join The Liz Moody Podcast Club Facebook group, go to www.facebook.com/groups/thelizmoodypodcast.

Connect with Liz on Instagram @lizmoody, or subscribe to her newsletter by visiting www.lizmoody.com.

If you like this episode, check out How To Make Dating Fun Again—AND Meet The Love Of Your Life with Matthew Hussey, a world-renowned dating expert and coach.

This episode is sponsored by:

Puori: go to puori.com/LIZMOODY and use promo code LIZMOODY for 20% sitewide.

Cymbiotika: use code LIZMOODY on cymbiotika.com to get 15% off plus free shipping on subscription orders.

Osea: get 10% off your first order at oseamalibu.com with code LIZMOODY10.

Naväge: go to Navage.com/LIZMOODY and use the promo code LIZMOODY for a free cleaning kit with your starter pack.

The Liz Moody Podcast cover art by Zack. The Liz Moody Podcast music by Alex Ruimy.

Formerly the Healthier Together Podcast. 

This podcast and website represents the opinions of Liz Moody and her guests to the show. The content here should not be taken as medical advice. The content here is for information purposes only, and because each person is so unique, please consult your healthcare professional for any medical questions.

The Liz Moody Podcast Episode 264.

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Liz Moody Podcast, host Liz Moody and guest Jennie Garth talk aging, self-love, and mental health. Jennie Garth rose to fame from her role as Kelly Taylor in Beverly Hills: 90210. Her experiences with her changing roles in Hollywood have given her a unique perspective on aging and have also presented unique challenges.

Liz and Jennie begin by discussing why “I Choose Me” resonates with so many women. In a world that still values women based on their appearance and their proximity to men, choosing yourself is a powerful act. Jennie describes how the concept resonates with her. 

Next, Jennie dives into her experiences growing up as an actress. She watched her roles age with her, setting her on a journey toward accepting aging. She also explains how the roles she grew up playing shaped her view of what was “normal,” and how she had to shift her beliefs as she grew. 

Jennie and Liz talk about perimenopause, menopause, and the hormonal changes that women experience throughout their lives. Jennie and Liz don’t just discuss physical health – they explore mental health as well. Jennie explains how she learned to understand her emotions as a natural and important part of her identity instead of a weakness. She passed the attitude onto her daughter, teaching them to accept and listen to their emotions.  

• 2:20 Why “I Choose Me?”
• 4:35 Aging in Hollywood
• 7:53 Knowing Your Authentic Self
• 11:59 Menopause 
• 13:23 Perimenopause
• 16:04 Finding What Feels Good for You
• 17:34 Estrogen and Progesterone for Sleep
• 18:38 Anxiety
• 20:49 Parentification

For more from Jennie, you can find her on Instagram @jenniegarth. Discover her clothing line, ME by Jennie Garth, or listen to her podcast, I Choose Me with Jennie Garth.

To join The Liz Moody Podcast Club Facebook group, go to https://www.facebook.com/groups/thelizmoodypodcast.

Ready to uplevel every part of your life? Order my new book 100 Ways to Change Your Life: The Science of Leveling Up Health, Happiness, Relationships & Success now! 

Listen to Busting Myths About Aging: Live Longer And Feel Better with Dr. Becca Levy and Advice Ep! Eating Well, Aging With Grace, Reinventing Yourself, & More with Tiffani Thiessen.

This episode is sponsored by:

ARMRA: go to tryarmra.com/LIZMOODY or enter LIZMOODY to get 15% off your first order.

Lumen: head to lumen.me/LIZMOODY for 15% off your purchase.

Olive and June: visit oliveandjune.com/LIZMOODY for 20% off your first Mani System.

Himalaya Wellness: learn more about stress-supporting Ashwagandha supplements at himalayausa.com.

The Liz Moody Podcast cover art by Zack. The Liz Moody Podcast music by Alex Ruimy.

Formerly the Healthier Together Podcast. 

This podcast and website represents the opinions of Liz Moody and her guests to the show. The content here should not be taken as medical advice. The content here is for information purposes only, and because each person is so unique, please consult your healthcare professional for any medical questions.

The Liz Moody Podcast Episode 263.

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Liz Moody Podcast, host Liz Moody and guest Vivian Tu, a former JP Morgan trader and author of the New York Times bestseller Rich AF: The Winning Money Mindset That Will Change Your Life, dive into the dos and don’ts of personal finance. 

They begin by discussing methods for budgeting, specifically the 50/30/20 method. Vivian also introduces her ground rules for any relationship: partners should have their own money and a prenup. While many hold misconceptions that prenups are for people who doubt their relationships, Vivian sees them as similar to car or health insurance. You don’t get car insurance because you don’t trust your vehicle! 

Liz and Vivian also discuss investments and determining which types of investments are worth it. Vivian emphasizes the importance of taking internet investment trends with a grain of salt because there are no real get-rich-quick schemes. Instead, she recommends taking advantage of tax optimizations before moving into less traditional investments. 

The conversation also highlights the unique challenges of working in the era of the 401k. Vivian advises listeners to seek out a meaningful raise every two years and to change companies if one is not possible. Workers used to be loyal to companies because they had reason to be – but today, individuals who stay at the same company see substantially lower paychecks on average. 

The discussion ends with financial gaps in friendships. Ultimately, friendship is its own type of investment – and you may be willing to invest more in people who lift you up than people who wear you down.

00:18 Introduction

02:04 50/30/20 Budgeting

06:22 Determining Financial Compatibility in Relationships

08:34 Ground Rules for Finances in Relationships

13:40 Goal-Setting

15:37 Avoiding Financial Infidelity in Relationships

16:40 The POV on Prenups

19:16 If You Can’t Buy It Twice, Don’t Buy It

23:20 Rent or Buy?

28:40 Investing in Your Retirement

30:58 Tax Optimizations

33:14 If It Sounds Too Good to Be True, It Probably Is

34:15 Side Hustles

38:00 Climbing the Corporate Rock Wall

39:08 Light FIRE

42:02 The Your Rich BFF “Is It Worth It” Equation

47:28 Traveling as a Young Person

49:55 Find the Best Credit Card For You

52:00 Who Should Pay on the First Date?

55:45 Are You Financially Ready for Children?

58:20 Parents Without a Retirement Plan

1:02:10 Can I Afford My Friends?

For more from Vivian, you can find her on Instagram @your.richbff or her website, www.yourrichbff.com. You can purchase her book, Rich AF: The Winning Money Mindset That Will Change Your Life, where books are sold.

To join The Liz Moody Podcast Club Facebook group, go to https://www.facebook.com/groups/thelizmoodypodcast.

Ready to uplevel every part of your life? Order my new book 100 Ways to Change Your Life: The Science of Leveling Up Health, Happiness, Relationships & Success now! 

This episode is sponsored by:

LMNT: go to DrinkLMNT.com/LizMoody to get a free LMNT sample pack with any order.

AG1: visit drinkag1.com/lizmoody and get your FREE year supply of Vitamin D and 5 free travel packs today.

Puori: go to puori.com/LIZMOODY and use promo code LIZMOODY for 20% sitewide.

Cymbiotika: use code LIZMOODY on cymbiotika.com to get 15% off plus free shipping on subscription orders.

Great Lakes Wellness: use code LIZMOODY for 25% off your first purchase at greatlakeswellness.com.

Naväge: go to Navage.com/LIZMOODY and use the promo code LIZMOODY for a free cleaning kit with your starter pack.

The Liz Moody Podcast cover art by Zack. The Liz Moody Podcast music by Alex Ruimy.

Formerly the Healthier Together Podcast. 

This podcast and website represents the opinions of Liz Moody and her guests to the show. The content here should not be taken as medical advice. The content here is for information purposes only, and because each person is so unique, please consult your healthcare professional for any medical questions.

The Liz Moody Podcast Episode 262.

Learn more about your ad choices. Visit megaphone.fm/adchoices