In this episode of the Investing for Beginners Podcast, Dave and Andrew are joined by Jeff and Jason from Investing Unscripted to discuss evolving as an investor. They share lessons from market volatility, the importance of valuation, breaking bad habits, and building a resilient portfolio. A must-listen for thoughtful, long-term investors!

• [00:01:04] Evolving as an investor requires learning from mistakes and volatility.
• [00:03:48] Valuation matters: High prices can hurt, but growth justifies some.
• [00:05:36] Be ready for market downturns; cash reserves can be critical.
• [00:08:22] Align your portfolio strategy with personal financial goals.
• [00:11:26] Avoid value traps: Cheap stocks aren’t always good investments.
• [00:27:54] Patience and pattern recognition improve with experience over time.
• [00:39:05] Break bad habits: Don’t hold losers or sell winners too early.
• [00:54:43] Confirmation bias can derail decisions; challenge your investment theses.

To learn more from Jeff and Jason

Investing Unscripted Podcast

Jeff on Twitter

Jason on Twitter

Today's show is sponsored by:

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In episode 370 of the Investing for Beginners Podcast, Dave and Andrew tackle listener questions about PE ratios, target date funds, debt-to-equity ratios, and free cash flow metrics. Learn how to evaluate companies, understand expense ratios in 401(k)s, and use DCF models to value businesses. A must-listen for beginner investors!

• [00:01:21] Missing PE ratios? It’s often due to negative or missing earnings.
• [00:03:12] Target date funds simplify rebalancing but limit investment flexibility.
• [00:06:57] High expense ratios in 401(k)s vary by employer and fund options.
• [00:11:46] Debt-to-equity ratios must be evaluated alongside interest coverage metrics.
• [00:18:05] DCF models can include debt, depending on the valuation approach.
• [00:26:00] Free cash flow margin measures efficiency in converting revenue to cash.
• [00:27:15] Free cash flow yield helps identify undervalued stocks with strong returns.
• [00:34:42] Free cash flow conversion shows how well earnings turn into cash flow.

Today's show is sponsored by:

Go to shipstation.com and use code INVESTING to sign up for your FREE 60-day trial.

Go to monarchmoney.com/BEGINNERS for THIRTY PERCENT OFF your first year.

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The Investing for Beginners Podcast dives into the fascinating world of home builders with Brett and Ryan from Chit Chat Stocks. Learn how interest rates, land options, and market dynamics shape the industry. Discover key metrics, regional trends, and strategies for evaluating home builders as potential investments in this insightful and engaging discussion.

• [00:02:06] Home builders face unique challenges due to rising interest rates.
• [00:03:08] Industry dynamics vary by geography and home type (entry-level, luxury).
• [00:04:12] Home shortages benefit new builds as existing homeowners stay put.
• [00:05:10] New home sales offset declines in existing home sales.
• [00:14:11] Land option models reduce risk for asset-light home builders.
• [00:27:18] Mortgage rate buy-downs incentivize buyers despite affordability challenges.
• [00:33:22] Home builders’ valuations reflect cyclical risks and macroeconomic uncertainty.
• [00:41:02] Key metrics: cancellation rates, inventory turns, and land ownership models.

For more of Brett & Ryan

Chit Chat Stocks Podcast

Chit Chat Stocks on X

Brett on X

Ryan on X

Today's show is sponsored by:

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Welcome to Episode 369 of the Investing for Beginners Podcast! Today, we’re diving into listener questions about Disney stock, Warren Buffett’s legacy, dividend reinvestment strategies, and using DCF valuation to analyze stocks. Whether you’re a beginner or seasoned investor, this episode is packed with actionable insights to help you make smarter investment decisions.

• [00:00:50] Submit questions via Spotify, email, or social media platforms.
• [00:01:18] Listener asks: Should I sell Disney stock or hold longer?
• [00:02:19] Evaluate Disney’s fundamentals: Do you believe in its long-term growth?
• [00:03:56] Selling stocks is harder than buying due to loss aversion.
• [00:07:15] Consider opportunity cost: What could you gain by reallocating funds?
• [00:14:46] Warren Buffett’s philanthropy: How it might impact Berkshire stock.
• [00:21:12] Dividend reinvestment: Auto-reinvest vs. manually choosing new stocks.
• [00:30:15] DCF valuation: Use it to assess growth and stock price alignment.

Today's show is sponsored by:

Go to shipstation.com and use code INVESTING to sign up for your FREE 60-day trial.

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Find great investments at Value Spotlight

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Start learning how to value companies here:  DCF Demystified Link

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In this episode of the Investing for Beginners podcast, hosts welcome Pieter from Compounding Quality and Kris from Multibagger Nuggets. They discuss the impact of macroeconomic and political factors on investing, the importance of company culture and CEO vision, and strategies like dollar-cost averaging for navigating market volatility.

• 00:00:53 - Discussing macroeconomic impacts on investing amid U.S. elections.
• 00:01:34 - Kris emphasizes ignoring macro noise for long-term investing.
• 00:03:06 - Importance of focusing on business performance over stock price.
• 00:04:22 - Pieter highlights differing investment approaches with Kris.
• 00:05:02 - Both agree macroeconomics shouldn't dictate investment decisions.
• 00:08:19 - Pieter and Kris discuss their unique investing inspirations.
• 00:11:14 - Kris advises aligning portfolios with personal investment strategies.
• 00:16:12 - Importance of mindset and patience in successful investing.

Learn more from Pieter here:

X: @QCompounding

Substack: Compounding Quality

And Kris here:

X: @FromValue

Substack: Multibagger Nuggets

Today's show is sponsored by:

Go to shipstation.com and use code INVESTING to sign up for your FREE 60-day trial.

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Find great investments at Value Spotlight

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Start learning how to value companies here:  DCF Demystified Link

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Welcome to the Investing for Beginners podcast, where we explore essential strategies to enhance your investment journey. In this episode, we delve into the PIVOT framework, discuss the competitive moats of companies like Costco and American Express, and highlight the importance of community in making informed investment decisions.

• 00:00:00 - Introduction to the Investing for Beginners podcast and today's topic.
• 00:00:52 - Overview of the PIVOT framework for better investing.
• 00:01:07 - Explanation of PIVOT: Portfolio, Idea, Valuation, Observed, Thinking.
• 00:01:42 - Discussion on Costco's competitive moat and business model.
• 00:02:26 - Introduction to scale economy shared with Azure example.
• 00:03:40 - Defining moats and their importance for investors.
• 00:06:08 - American Express's unique business model and customer loyalty.
• 00:25:08 - Google's economic toll booth model and growth strategies.

Today's show is sponsored by:

Go to shipstation.com and use code INVESTING to sign up for your FREE 60-day trial.

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Find great investments at Value Spotlight

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Start learning how to value companies here:  DCF Demystified Link

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Welcome to the Investing for Beginners podcast, where we delve into the PIVOT framework's essential metrics. In this episode, we explore gross margin, current ratio, and return on invested capital (ROI C). Discover how these financial metrics can enhance your investment analysis and help you make informed decisions in the stock market.

• 00:00:00 - Introduction to the Investing for Beginners podcast episode.
• 00:00:50 - Overview of the PIVOT framework and its components.
• 00:01:09 - Discussion on gross margin as a beginner metric.
• 00:03:33 - Importance of gross margin in comparing industry peers.
• 00:10:01 - Introduction to the current ratio for financial health.
• 00:12:12 - Calculating the current ratio from balance sheet data.
• 00:17:12 - Exploring ROI C as an expert-level investment metric.
• 00:27:04 - Benefits of the School of Investing for learners.

Today's show is sponsored by:

Go to shipstation.com and use code INVESTING to sign up for your FREE 60-day trial.

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Start learning how to value companies here:  DCF Demystified Link

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Welcome to the Investing for Beginners podcast, where we simplify complex financial concepts for novice investors. In this episode, we continue exploring the PIVOT framework, focusing on valuation techniques like the PE ratio and discounted cash flow models. Learn how these tools can enhance your investment strategy and decision-making process.

• 00:00:00 - Introduction to the Investing for Beginners podcast episode.
• 00:00:54 - Overview of beginner, intermediate, and expert resources.
• 00:01:19 - Discussion on the importance of the PE ratio.
• 00:02:05 - How to calculate and interpret the PE ratio.
• 00:05:22 - Comparing PE ratios across different industries and sectors.
• 00:13:49 - Introduction to discounted cash flow (DCF) models.
• 00:24:08 - Explanation of discount rates and their significance.
• 00:35:55 - Overview of the School of Investing and its benefits.

Today's show is sponsored by:

Go to shipstation.com and use code INVESTING to sign up for your FREE 60-day trial.

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Start learning how to value companies here:  DCF Demystified Link

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Welcome to the Investing for Beginners podcast, where we simplify the world of investing. Today, we explore the PIVOTT framework, a powerful tool for enhancing your investment strategy. Join us as we dive into idea generation, a crucial step for stock pickers at any level, and discover actionable insights to boost your portfolio.

• 00:00:00 - Introduction to the Investing for Beginners podcast and today's topic.
• 00:00:52 - Explanation of the PIVOTT framework for better investing.
• 00:01:06 - Breakdown of PIVOTT: Portfolio, Idea, Valuation, Observing, Thinking.
• 00:01:27 - Focus on idea generation for stock pickers.
• 00:02:12 - Importance of finding unique, undervalued stock ideas.
• 00:04:32 - Using stock screeners to filter potential investment opportunities.
• 00:05:48 - Buy what you know: Familiarity as a starting point.
• 00:10:16 - Observing everyday products for potential investment ideas.

Today's show is sponsored by:

Go to shipstation.com and use code INVESTING to sign up for your FREE 60-day trial.

Go to monarchmoney.com/BEGINNERS for an extended 30 day free trial!

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Welcome to the "Investing for Beginners" podcast, where we explore essential strategies for successful investing. In this episode, we introduce the PIVOT framework, focusing on portfolio management, diversification, and balancing risk and reward to enhance your investment journey.

• 00:00:00 - Introduction to podcast and unique episode format.
• 00:00:51 - Overview of the PIVOT framework for investing.
• 00:01:05 - Focus on portfolio management's vital role.
• 00:02:00 - Importance of conviction and diversification in investments.
• 00:03:15 - Buffett's punch card analogy for investment strategy.
• 00:04:00 - Difficulty in finding multiple great monthly investments.
• 00:05:01 - Discussion on position sizes and portfolio balance.
• 00:06:11 - Need for industry diversification in portfolios.

Today's show is sponsored by:

Go to shipstation.com and use code INVESTING to sign up for your FREE 60-day trial.

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Understanding stock valuation is crucial for investors. In this episode of the Investing for Beginners podcast, we explore valuation basics, stock-based compensation, and why Warren Buffett emphasizes buying stocks like he buys socks—when they're on sale.

• [00:00:50] Introduction to valuation and stock-based compensation concepts.
• [00:01:11] Buying stocks means owning part of a business.
• [00:01:33] Valuation determines if a stock's price is fair.
• [00:02:30] Importance of paying a good price for stocks.
• [00:03:16] Warren Buffett buys stocks like socks—when they're discounted.
• [00:03:42] Various methods exist for valuing companies.
• [00:04:18] Discounted cash flow models project future cash flows.
• [00:05:17] Free cash flow models analyze cash flow statements.

Today's show is sponsored by:

Go to shipstation.com and use code INVESTING to sign up for your FREE 60-day trial.

Go to monarchmoney.com/BEGINNERS for an extended 30 day free trial!

Sign up for a one-dollar-per-month trial period at shopify.com/beginners.

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Get two hundred fifty dollars when you join Ramp. Go to ramp.com/BEGINNERS

Cut your wireless bill to 15 bucks a month at mintmobile.com/beginners.

Go to SELECTQUOTE.COM/BEGINNERS TODAY to get started.

Find great investments at Value Spotlight

Have questions? Send them to [email protected]

Start learning how to value companies here:  DCF Demystified Link

SUBSCRIBE TO THE SHOW

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