This week on Ringgit & Sense we sit down with Jeremy Goh, Service Director at MalaysiaFuneral.com to discuss something many have trouble talking about: the financial implications of losing a loved one, or even your own funeral. We will be talking about the costs involved, how you can broach the topic with your family, and more.

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With almost 800 funds to choose from in Malaysia and complaints of high fees, are unit trusts a good investment to consider? We ask Kaleon Leong Rahan, CEO of Federation of Investment Managers Malaysia (FIMM) those questions whilst finding out more about the industry, how regulated it is and how to pick the right fund.

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Budget 2025 was announced last Friday with a slew of tax reliefs, so our producer Jake Lim speaks with Thanneermalai Somasundaram, Managing Director of Thannees Tax Consulting Services for a rundown on what goodies the Budget has for regular Malaysians like you and I.

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Life and health insurance policies have their own unique language and terms which can be baffling. Mark O’Dell, CEO of Life Insurance Association of Malaysia (LIAM) simplifies this for us, whilst explaining what co-payment health insurance means.

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With a plethora of life insurance products available and its own jargon, many of us are still confused about its necessity, the pricing and even what's the best way to buy it. Mark O’Dell, CEO of the Life Insurance Association of Malaysia (LIAM) helps us break this down.

This will be the first of a special two-part series.

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Jasmina Mohd Mokhtar, Deputy Director of the Financial Inclusion Department at Bank Negara Malaysia talks about the current state of financial literacy in the country, and what initiatives are being undertaken by the central bank to improve financial knowledge especially among the youth and in rural areas.

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What do you do when you suddenly come into a lot of money? Annie Hor, Licensed Financial Advisor at Harveston Capital talks about how to handle financial windfalls, whether it be an inheritance from a family member, money from selling off a company, or even a huge lottery win.

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It's not unusual for one to be in debt - after all, the most common debt carried by Malaysians is a mortgage. However, it can be crushing if you have a very high debt-to-income ratio, so we speak to Nur Sofina Binti Mohamad Johari, Wealth Advisor at UOB Kay Hian Wealth Advisors Sdn. Bhd about how to manage debt, and the dos and don’ts when you’re trying to start afresh financially.

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It's not unusual for one to be in debt - after all, the most common debt carried by Malaysians is a mortgage. However, it can be crushing if you have a very high debt-to-income ratio, so we speak to Nur Sofina Binti Mohamad Johari, Wealth Advisor at UOB Kay Hian Wealth Advisors Sdn. Bhd about how to manage debt, and the dos and don’ts when you’re trying to start afresh financially.

See omnystudio.com/listener for privacy information.

It's not unusual for one to be in debt - after all, the most common debt carried by Malaysians is a mortgage. However, it can be crushing if you have a very high debt-to-income ratio, so we speak to Nur Sofina Binti Mohamad Johari, Wealth Advisor at UOB Kay Hian Wealth Advisors Sdn. Bhd about how to manage debt, and the dos and don’ts when you’re trying to start afresh financially.

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• Our central bank, Bank Negara Malaysia, is in charge of adjusting the Overnight Policy Rate (OPR), but what is the OPR? How does it work, and how does the central bank decide whether to increase, decrease, or maintain the OPR? Amy Ghani, Senior Economist at Bank Negara reveals some of the inner workings of our central bank regarding monetary policy.

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