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In today’s Insurance Answers podcast your host Keith Wainauski a premier Farmers Insurance Agent in Franklin TN discusses two active topics/questions surrounding College Students heading back to school.

The Two Topics –

• Renters insurance – is it needed?  Keith discusses several scenarios and how to handle each as it pertains to your student heading to college and protecting their “Stuff”.  For more information about renters insurance as it pertains to you college student check out this article –

BACK TO SCHOOL – POSSIBLE SAVINGS AND POTENTIAL RISKS

• Auto Insurance – can we save money because our student is away at college??  With this question, Keith describes several different potential scenarios your college student may have as it pertains to transportation at college.  Some students are away at college without a vehicle, and some students are away with a vehicle.  Keith describes how each of these scenarios may effect your insurance premiums and the questions to ask your agent concerning this topic.

We thank you for listening to the podcast.  If you have insurance questions that you would like answered, or comments about the questions we talked about today, please leave us those questions below and we will be sure to get the answers.

The post Back to School – Renters Insurance and Auto Insurance things to know! appeared first on Insurance Answers.

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Your Dwelling Coverage Is Critical

In today’s Podcast our host Keith Wainauski answers a critical question that is asked by many people and that question is “How Much Insurance Should I Carry On My Home?”.

You may want to pull out a copy of your homeowners policy – specifically your declarations page – so as Keith explains the coverages you can review your policy.

You will hear on today’s show that we are offering a special offer – that if you want a FREE reconstruction estimate for your home simply click the button below and we will send you a free copy!!

Give Me FREE Reconstruction Estimate!

We would love to get your feedback on today’s podcast.  Please leave your thoughts in the comments section below.  Thank you again for listing to today’s podcast.

The post How Much Insurance Should I Carry On My Home? appeared first on Insurance Answers.

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In continuing this months theme of “What is True Love” Keith got the opportunity to interview Tricia Herzig-McKinnon the Managing director for Toland-Herzig funeral home. You maybe asking “what does a funeral home manager have anything to do with true love?” Early this month we posted a article providing our answer to the question “What’s True Love Mean to You?” – and that is Selflessness. And one of the most selfless acts one person can do for another whom they love is to buy some life insurance.

As a fourth generation member of her families business, Tricia has had the opportunity to experience the affects on families lives where True Love has and has not been demonstrated through life insurance. In today’s podcast Tricia shares 2 real life examples of how families lives have been affected by the passing away of a family member who did and did not have life insurance.

We would love to hear your comments and stories of “True Love”. Have you lost a family member and how was your family affected by that lose? Did that family member have life insurance? Please share your comments and stories in the comment area right below these show notes.

If you would like to reach out to Tricia Herzig-McKinnon you can contact her in the following ways –

• Her Facebook Page – click here
• Toland-Herzig Website – click here
• Famous Endings Museum Blogsite – click here
• Toland-Herzig Facebook page – click here

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In today’s podcast host Keith Wainauski has the opportunity to answer the insurance question – Does your homeowners insurance policy cover you against lightning strikes?  And more importantly is there a way to minimize the damage done to the home from a lightning strike?

To help Keith answer that question he brought on with him Mr John Corbin – a Master Electrician with over 36 years experience.  Keith discusses with John how the listeners can protect themselves from major loses if their home was struck by lightning.  John Corbin offers some great advice on simple solutions a homeowner can take to protect their home.

John also suggested that if the listeners wanted more information on protecting their home from lightning strikes and power surges they can find some great information online at NEMA Surge Protection Institute.

Also, if you want to contact John directly, the easiest way to reach him would be to call him directly at 931-224-1411.

If you have additional question, please feel free to leave your comments below.  Thank you for listening.

The post #002 Are Lightning Strikes to your home covered by Insurance? appeared first on Insurance Answers.

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In today’s podcast Keith Wainauski gets a chance to answer a question he has heard many times over the past 5 years – “Why Insurance Answers?”.  Keith took the opportunity on this very special podcast – because it is the 1st podcast – to answer this very important question.  Listen and enjoy this inaugural podcast – and if you have questions, please leave them in the comments below.

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