We’re revisiting one of our most popular conversations with author and human performance expert Brad Stulberg, exploring what it means to achieve success without compromising your well-being or personal values. 

Brad explains how shifting from a traditional "if-then" mindset to a values-driven approach can help you find fulfillment, avoid burnout, and improve your life. Whether you’re aiming to make a career shift, reduce stress, or rethink your approach to investing, this conversation is packed with insights that will inspire you to find success on your own terms.

Chapters:

00:00 Introduction

05:00 Shifting from Goal-Driven to Values-Driven Success

11:00 How To Identify Your Core Values

20:00 Rest vs. Action to Address Burnout

Takeaways:

• By focusing on values rather than constant achievement, you’ll find deeper satisfaction and avoid the “hedonic treadmill” of always seeking more.
• Identify your core values by envisioning an ideal future self, reflecting on qualities you admire in others, and reconnect with the original motives behind your goals. 
• Grounding success in values reduces stress and improves performance by fostering a state of "relaxed striving."

Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. 

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

Please contact [email protected] if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.

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What does the future of remote work really look like? Recently, Amazon CEO Andy Jassy mandated that employees must return to the office 5 days a week. So did Elon Musk for employees of both Tesla and X, which made us wonder: Are our remote or hybrid roles going to go the way of the dodo sometime soon? 

Nick Bloom, Stanford Professor of Economics weighs in on what the future holds for remote work, and how to get ahead in a remote or hybrid position. 

CHAPTERS:

00:00 Introduction 

07:00 The Future of Remote Work

17:30 Finding the Right Hybrid Work Balance

29:00 Advice for Employees Facing In-Person Mandates

44:00 Mailbag Question 1: What allocation is ideal between Roth and 401(k)?

50:00 Mailbag Question 2: I’m very risk-averse, have I saved enough to retire? 

TAKEAWAYS:

• Remote work can enhance concentration but may hinder innovation.
• Hybrid work models can lead to increased job satisfaction and lower turnover rates.
• Employees should align their work-from-home preferences with their team's schedule.
• Remote work does not necessarily impact promotion opportunities if managed well.
• The future of work will likely involve more technology to facilitate remote collaboration.

Robert Half Report on Remote Work Trends and Statistics for 2024

Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. 

Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

Please contact [email protected] if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.

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If you listened to this week's episode with Michelle Singletary, personal finance columnist at the Washington Post, you know just how smart she can be about saving and investing, for her goals and for her family's long-term goals.

You probably also won't be all that surprised to learn that a few years ago, she achieved something many of us can only dream of. She woke up one morning and she found that she had the elusive perfect credit score of 850. Listen in to hear how she did it.

Chapters:

00:00 Introduction

06:00 Living below your means

09:00 Balancing college plans and retirement 

14:00 The 21-day financial fast

Takeaways:

• Achieving a perfect credit score means paying all your bills on time and maintaining a very low credit utilization.
• Prioritizing financial goals over lifestyle spending will allow you to save aggressively.
• A 21-day "financial fast" helps you avoid non-essential spending.

Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. 

Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

Please contact [email protected] if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.

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Getting older is pretty incredible. And that’s not just our opinion — lately, on the HerMoney podcast, we’ve been talking to some amazing women who have shown us that getting old is actually a life-affirming experience. 

We recently chatted with Tamsen Fadal on reinventing your career in your 50s. There was also Gwen Bounds, who took up Spartan Racing at age 47, and Bonnie Hammer who started a family in her 40’s. These women have shown us that there’s no timeline for accomplishing all of your dreams.

Michelle Singletary, personal finance columnist at the Washington Post, joins us to share some of the goals we should be meeting — or striving to meet — in every decade of our lives. 

CHAPTERS:

00:00 Jean’s Reflections on Turning 60

06:00 Financial Milestones for Your 30s

09:00 Financial Milestones for Your 40s

11:00 Financial Milestones for Your 50s

17:00 Financial Milestones for Your 60s and Beyond

32:00 Mailbag Question 1: What are the pros and cons of taking out a reverse mortgage?

38:00 Mailbag Question 2: I received a large settlement as part of my divorce. How should I invest it? 

TAKEAWAYS:

• Developing a healthy hatred for debt is crucial for financial success.
• Investing early and often is key to building wealth.
• Health should be prioritized to avoid future financial burdens.
• Creating a spending plan can help manage financial anxiety in retirement.
• Planning for retirement should involve sitting down with your partner and aligning on goals.
• Traveling and enjoying life should be part of retirement planning.

Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. 

Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

Please contact [email protected] if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.

Learn more about your ad choices. Visit megaphone.fm/adchoices

We are right on the eve of what is going to be a truly pivotal election. And this year, more than many others, it seems there's a unique urgency in the air. At least part of that is because each candidate has pledged to make changes to critical facets of American life — including to our personal finances. 

Catherine Rampell, nationally syndicated opinion columnist at the Washington Post, joins us to dissect the issues and how the 2024 election can impact the broader financial system (and our personal economies).

CHAPTERS:

00:00 Understanding Voter Awareness and Candidate Platforms

02:59 Inflation: Candidates' Influence and Economic Policies

09:05 Price Gouging and Its Implications

12:03 Student Loan Proposals and Their Impact

14:54 Social Security: Candidates' Stances and Future Challenges

18:08 Tax Policies and Their Economic Implications

21:01 Stock Market Trends and Candidate Influence

TAKEAWAYS:

• Inflation remains a top concern for American voters but Presidents have limited control over inflation and price levels.
• The Federal Reserve's independence is vital for economic stability.
• Student loan proposals vary significantly between candidates.
• Social Security faces financial challenges regardless of the elected candidate.
• Tax policies proposed by candidates could have long-term economic implications.
• Stock market performance is influenced by various factors beyond presidential control.

Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. 

Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

Please contact [email protected] if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Every week on the HerMoney podcast, we talk about how to get control of your money, and in most cases, that means getting in control of your spending and knowing exactly where your money is going. Having this knowledge is so important because the truth is that many of us may be sabotaging ourselves financially. 

Sarah Newcomb, applied behavioral scientist at Edward Jones, and the author of Loaded: Money, Psychology, and How to Get Ahead without Leaving Your Values Behind, joins us to talk about why we financially self-sabotage and how to stop. 

CHAPTERS:

00:00 Introduction

06:00 What is Financial Self Sabotage

17:00 Setting Long-Term Financial Goals

28:00 Impulse Spending and Emotional Triggers

38:00 Mailbag Question 1: Should I stretch my budget to purchase my dream home?

43:00 Mailbag Question 2: I’m in a lot of credit card debt, will credit card companies negotiate it with me? 

TAKEAWAYS:

• Financial self-sabotage can manifest in many unconscious ways.
• Women often prioritize caregiving at the expense of their financial goals.
• It's essential to balance short-term desires with long-term financial health.
• Emotional health is deeply intertwined with financial education and success.

Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. 

Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

Please contact [email protected] if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.

Learn more about your ad choices. Visit megaphone.fm/adchoices

If you listened to our episode with Sabrina Corlette, founder of the Center for Health Insurance Reforms, you are already armed with the information that you need to make a decision about which healthcare plan you want to choose when open enrollment rolls around.But no matter which one you choose, it's also inevitable that at some point you are very likely to receive a medical bill that you didn't expect.

That's where negotiation comes in. Our guest today, Braden Pan, founder and CEO of Resolve, a company that negotiates your medical bills on your behalf. He's joining us to talk about how you can do this yourself, how to negotiate your medical bills down, when to settle and pay up, and when to get your insurance company to step in and cover more.

Chapters:

00:00 Introduction

10:00 Tips For Negotiating Medical Bills

16:00 How To Be Your Own Advocate

25:00 What To Do If You Can’t Pay the Bill

Takeaways:

- Before negotiating, gather as much information as possible about your medical bills.

- Persistence is crucial when negotiating medical bills. 

- Make allies, not enemies. It may take multiple attempts to reach an agreement. 

- Many hospitals offer financial aid programs and will be flexible with you. 

Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. 

Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

Please contact [email protected] if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.

Learn more about your ad choices. Visit megaphone.fm/adchoices

It’s that time of the year again: yes, it’s spooky season, but it’s also time for open enrollment. This year, it’s absolutely essential that we do a thorough review of all our health insurance options, and make sure we’re choosing the best plan for us — without paying a penny more than necessary.

Sabrina Corlette, research professor, founder, and co-director of the Center on Health Insurance Reforms (CHIR) at Georgetown University shares the mistakes she wants you to avoid when choosing a healthcare plan this year. 

Chapters:

00:00 Introduction

04:00 What’s New For 2025 Open Enrollment 

10:00 Evaluating Plan Options

22:00 Shopping Around For Healthcare

24:00 HSAs vs FSAs

29:00 Mailbag Question 1: Can I open an HSA outside of my employer? 

33:00 Mailbag Question 2: I’m coming up against hefty healthcare costs, how do I pay for them without draining my emergency fund? 

Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. 

Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

Please contact [email protected] if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.

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Today we are bringing you a mailbag with listener Amy. She’s in her early 40s and she is wondering if she should hit the brakes when it comes to saving for retirement because of the other things on her plate. She's working on paying down credit card debt and she wants to be able to afford to move into a nicer home. 

So, what's the order of operations here? We’ll dive into some timely advice for her.

Chapters:

00:00 Introduction to Financial Priorities

02:57 Understanding Current Financial Situation

06:00 Exploring Debt Management Strategies

09:07 Retirement Contributions and Future Planning

12:12 Real Estate Considerations and Options

Have a personal finance question for us or want to jump on a call with Jean so you can get all of your follow-up questions answered? Write in at [email protected].

Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. 

Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

Please contact [email protected] if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Every year during hurricane season, we see that many of you have questions about how to lower the cost of homeowner’s insurance. And we get it — it’s so difficult to know exactly which policies are right for your specific property. 

Ben Keys, the Rowan Family Foundation Professor of Real Estate and Finance at the University of Pennsylvania’s Wharton School, shares how to know how much coverage we really need, and walks us through the steps to take to get a better deal on our policies. 

Chapters:

00:00 Navigating Homeowners Insurance in a Changing Climate

05:58 Understanding the Rising Costs of Homeowners Insurance

11:52 Assessing Your Insurance Needs and Coverage

17:59 What to Do When Your Insurer Drops You

24:00 Practical Tips for Lowering Your Insurance Premiums

Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. 

Ben Keys NY Times Op-Ed: https://www.nytimes.com/2023/05/07/opinion/climate-change-homeowners-insurance-housing-market.html

Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at https://incogni.com/hermoney.

Grab the exclusive NordVPN deal ➼ https://nordvpn.com/hermoney and get extra subscription time. Try it risk-free now with a 30-day money-back guarantee. Thanks to NordVPN for sponsoring our show. 

Please contact [email protected] if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.

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We know that aging is a privilege, but there is still so much negativity wrapped up with aging — particularly for women who are still thriving in their careers. There’s perhaps no greater blow than to be made to feel we’re “past our prime” just when we finally hit a point in life where we have more clarity and more to offer the world than ever. 

Tamsen Fadal, "The Midlife Mentor" on Instagram, joins us to talk about what she’s letting go of now that she’s in her 50s, and the misconceptions we all need to push back on about midlife.

Chapters:

00:00 Introduction

05:00 Changing Careers After 50

09:00 Menopause Support At Work

14:00 Debunking Myths About Productivity in Midlife

22:00 Tamen Fadal’s Fashion and Personal Style

25:00 Mailbag: I’m a recent widow, should I sell my historic home to free up cash for traveling?

Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. 

Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here.

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at https://incogni.com/hermoney.

Grab the exclusive NordVPN deal ➼ https://nordvpn.com/hermoney and get extra subscription time. Try it risk-free now with a 30-day money-back guarantee. Thanks to NordVPN for sponsoring our show. 

Please contact [email protected] if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.

Learn more about your ad choices. Visit megaphone.fm/adchoices