Crypto has been a little quiet of late. Out of the spotlight, minding its own business.

But Donald Trump gets voted back in as US president and boom - bitcoin surged beyond $90,000 for the first time.

The rest of the crypto market has also seen a boost, so what's going on? Where is it likely to head next and what do you need to be aware of if you are cashing out your gains?

Simon Lambert, Lee Boyce and Georgie Frost delve into bitcoin and friends to give their verdict.

The number of Isa millionaires has soared, with a 228% jump of investors joining the club in just two years. 

And there are 25 of them who hold an average of £8.9million. Just how do you build such a big pot? Britain's first Isa millionaire, Lord Lee, gives his three tips.

Fresh from her Budget speech, the Chancellor has announced plans to use our pension savings to boost economic growth by creating megafunds. Just what are they?

We tackle an tricky question about IHT and giving away a home.

And finally, Lee's Collecting Corner is back... this time, he reports from a trading card, and reveals two Paddington themed treasures sent in by readers... a 50-year-old stuffed toy, and a limited edition signed print snapped up at a charity shop for just £30.

President Trump is back. The US election finally came to a head this week and rather than the knife-edge result many expected, Donald Trump secured a decisive win over Kamala Harris.

This podcast episode is a special double header: the team discuss that US election result and interest rate cuts in the first half and then celebrate the tenth anniversary of the This is Money podcast in the second.

First up it’s President Trump. In a sense, he is more of a known quantity this time round – having already racked up four years in the White House before. But that’s only in so much that Donald Trump can ever really be a known quantity and the financial world is preparing to strap itself in for another rollercoaster ride.

But why does Trump claiming a second run at US president matter to our finances in the UK? What could his policies and pronouncements mean for small investors in Britain? And will the President-elect really drive mortgage costs up on British homes?

Georgie Frost, Lee Boyce and Simon Lambert discuss the potential impact of the new Trump presidency on the show this week.

Plus, the Bank of England has cut base rate again to 4.75 per cent but cautioned that it sees higher inflation and slower rate cuts in future. The team discuss what that means for our mortgages and savings.

The menace of out-of-control bamboo in people’s gardens and what you can do if a neighbour has some is also up for debate.

And finally, podcast fans should listen to the end for the tenth birthday chat – and an announcement on some celebrations.

On this special bonus episode of the This is Money Podcast, Rob Morgan, chief analyst at Charles Stanley Direct, joins Simon Lambert to answer the big questions that have emerged from last week's Budget.

On this podcast, Simon and Rob cover among other things.

• Pensions and inheritance tax: Who will be caught out
• What can investors do – should they spend their pensions before other savings?
• What has happened with capital gains tax - and who will it catch?
• What are the best ways to keep a CGT bill down?
• How can savers and investors beat the frozen threshold stealth tax?
• What are the financial planning basics people should make sure they get right?

Rachel Reeves' maiden Budget this week saw the first-ever female chancellor make £40billion of sweeping tax rises to plug funding gaps, everywhere from the NHS and schools. 

While it left many of us with something to be miserable about when it comes to our money, there were also some important dodged bullets, as Simon Lambert, Georgie Frost and Helen Crane discuss on this week's podcast. 

Among the losers were landlords, investors and those who have stashed wealth in their pension, as stamp duty, capital gains tax and inheritance tax all came under the spotlight. 

The attack on the middle classes was perhaps to be expected from a Government which has told us those with the broadest shoulders must bear a bigger burden. 

But aside from a rise in the minimum wage and 1p off a pint, did the Budget give enough of a boost to 'working people' - and will changes to employers' National Insurance Contributions indirectly hit them in the pocket anyway?

Given growth was the buzzword of the Labour election campaign, did Reeves miss an opportunity to get people excited about British industry and entrepreneurship? 

We also dig into what wasn't announced in the speech, including a not-so-fond farewell to the short-lived British Isa, and a child benefit change that could have helped parents but found itself on the scrapheap.  

Whether you voted Labour or not, with any new government, there is a sense of optimism. Things can only get better… apparently.

But within days, Rachel Reeves and co poured cold water over all that - and the gloom and doom about the economy and what then could be (and crucially not be) in the Budget hasn’t stopped.

Well Simon Lambert is fed up. So he has put forward an alternative budget with less than two weeks to go. Do you agree with him? And what would you do?

Alongside Georgie Frost and Lee Boyce, the trio talk about budget pessimism. Did it need to be this way?

There has been plenty of speculation that NI paid by employers will rise and they may even have to pay NI on pension contributions. What does that mean?

This week, CPI fell below the Bank of England's 2 per cent target in September, reaching its lowest point in three years. What does that mean for interest rates?

More major lenders have put mortgage rates up - where next for home loan deals... and just what is Sonia, if not an Eastenders character or 80s pop star?

And lastly, there has been plenty of pre-budget speculation about inheritance tax. But what about the here and now... can you really get caught out by taking your extended family on an annual holiday?

How well do you manage your money? Where would you rate your budgeting, saving, investing and pension efforts out of ten?

It's not often that we think about these things but mulling them over and making improvements where needed and patting yourself on the back when deserved, is a major step on the road to financial success.

On this week's podcast, Georgie Frost and Simon Lambert dial down the noise of the news and dive into how we can manage our money better instead.

They discuss tips on how to budget, how to boost your savings and returns, how easy or complicated investing should be, and why a pension is the best and easiest way to get rich.

The podcast duo also share an honest look at their own money management and finances, revealing what they do well, what they just about get by at - and the mistakes they make.

Plus, when should you decide to get the professionals in and seek financial advice or financial planning? Simon and Georgie discuss that and the costs.

And financial planner Dan Beecroft, of Charles Stanley, joins the show to talk about why people seek financial advice and the questions they ask.

The This is Money podcast recently welcomed Sir Steve Webb for a special episode where he answered listeners' questions on everything you need to know about pensions.

In this excerpt, Steve and Simon Lambert discuss whether you should invest in a work pension or Sipp - and how to make the most of them.

> Listen back to the full Steve Webb pensions episode

Sir Steve Webb has been This is Money's pensions agony uncle for the past eight years - and this week he celebrated an astonishing 400 columns.

Every week, Steve, in partnership with This is Money's pensions and investing editor Tanya Jefferies, answers readers' questions about retirement.

On this special episode of the This is Money podcast, Steve joins Georgie Frost and Simon Lambert to answer your questions about pensions.

From how to invest for retirement, to the state pension and tax , this show highlights what you need to know about pensions.

Plus, with the Budget on the way and speculation at fever pitch, Steve, Simon and Georgie debate what might happen - and share their views on what should happen.

Don't miss this essential podcast that could set you up for a richer retirement.