Many younger adults think they are substantially less well-off than their parents.

But while there are inequalities, new research suggests the wealth gap may be far narrower than previously reported - and it is largely down to the cash those in their twenties and thirties have stashed in their pensions. 

On this week's episode of the This is Money podcast Lee Boyce, Helen Crane and Georgie Frost discuss why official figures got it wrong, and whether property versus pension is a pointless comparison. 

The team also ask what will happen to interest rates and mortgages due to the fact that - for now at least - a ceasefire in Iran appears to be holding. 

Elsewhere, Lee reports on a ferocious best buy battle at the top of the fixed cash Isa tables, where even the high street banks are getting involved. 

And finally, another Chinese pretender to Amazon's retail throne has entered the UK. 

Is Joybuy any good, how did it fare when our reporter put its delivery service to the test - and do we really need another place to buy bargain toilet rolls online? 

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A solar revolution is on its way to Britain and can help save us from volatile and high energy bills, if you believe Ed Miliband.

Plug-in solar panels are popular across Europe but currently rules in the UK mean that we can’t buy them and, as it says on the tin, simply plug them into our home’s electricity supply.

But changes are afoot that will mean we could soon be buying individual panels that cost £400 and simply plugging them into a three-pin wall socket, where thanks to the magic of an inverter they would put power into your home.

And we might even be able to nip down to the middle of Lidl to buy them, with the discount supermarket among those talking about offering them – in its famous middle aisle.

In Germany, Ikea sells panels and there and in other European countries they are popular, so could they transform our homes? How long would it take to get your money back – and what’s the prepper angle on the interest in all this?

Georgie Frost and Simon Lamber talk plug-in solar panels and energy bills on this episode of the This is Money podcast.

They also discuss summer holiday flights and what the massive disruption triggered by the Iran war will do to prices and demand – and how to target a cheaper break.

Plus, with the government announcing its new town locations, where do property experts think the best one will be.

And, there are rumblings in the finance world over private credit, with the Bank of England among those warning about what’s been dubbed shadow banking. What’s going on, could it trigger a financial crisis and should you be worried?

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There's just a week to go until the end of the tax year and if you haven't sorted your Isa, pension or the rest of your finances it's time to get your skates on.

On this episode, Georgie Frost, Helen Crane and Simon Lambert discuss the important things you need to think about before 5 April... and ideally right now.

From how your Isa allowance works, to parking cash and drip-feeding it, and why a pension can not only boost your retirement savings but also cut your tax bill, they explain what you need to know.

And Simon has some extra tips on how to use as much of your Isa or pension allowance as possible, even if you don't have the ready cash.

Also on this week's episode, what on earth is going on at NS&I and will it have to pay millions on compensation, how to become a tradesperson on a six figure salary, will interest rates really rise four times this year, and finally, what are the food items that have rocketed the most in price.

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Isa season is in full swing as savers and investors race to beat the clock to fill up their allowance - but where are people putting their money?

Simon Lambert, Lee Boyce and Georgie Frost take a look and reveal stocks and shares Isa bestsellers of 2026. And even before the current markets turmoil caused by the Iran conflict, Lee reveals just how much is pouring into cash.

There are fresh warnings sounded over Britain's midlife pensions crisis - but it's not too late to build a healthy retirement pot. We reveal how and some of the rules of thumb it is worth remembering when it comes to building your nest egg.

McDonald's launches trading cards with selected meals - and some of the rarest are already listed on eBay for HUGE sums. Lee does a live opening of three packs... can he bag a £10,000 gold Ronald card?

And just what is the fastest way to make £10,000? Five experts - including Simon - have been given £500 each to put into betting, crypto, stocks, furniture and Vinted, alongside a share-picking monkey with a pin. Who will come out on top?

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Mortgage rates have shot up this week as the impact of the conflict with Iran for inflation and interest rates sinks in.

Banks and building societies have been racing to raise their fixed rates - with some even pushing them up twice in the space of a few days.

It comes in response to a sudden switch around in expectations for the Bank of England base rate, but will this flurry of hikes continue or are the concerns overdone.

On this episode of the This is Money Podcast, Georgie Frost, Helen Crane and Simon Lambert look at what's going on in the mortgage market - and what you can do about it if you are buying a home or need to remortgage.

Plus, Simon has broken with the habit of a lifetime and actually fixed his energy bills for once. He explains why you should too - and how there are still potentially price cap-beating or matching deals out there.

Helen outlines the nine biggest mistakes you can make with your pension - and what they could cost you.

And finally, if you have a Nationwide current account and are hopefully in line for some free money from Fairer Share, this is what you must do in the next two weeks.

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In the past week, news headlines have been dominated by the conflict in the Middle East. It has pushed up oil and gas prices, and as such, concerns over our household finances in Britain.

Georgie Frost, Lee Boyce and Helen Crane discuss what the conflict means for investors, mortgage rates, price at the petrol pumps and energy bills - is there anything you can realistically do to keep a lid on the potential for runaway inflation?

With the potential for inflation to spike, does that spell the end of a 'nailed on' base rate cut and what are your rights if you have a holiday or flight booked which is hit by the disruption?

We also saw the Chancellor deliver the Spring Statement on Tuesday - growth downgraded, unemployment up and predictions house prices will rise by more than £40,000 between now and 2031. But with events in the Middle East, are the OBR predictions wildly out-of-date already?

There is now more than £1trillion held in tax-free Isas. With a month to go until the end of the tax-year, thee has been a number of top deals launched - but are they worth opening?

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The flying Footsie is on course for the best start to the year since 1998 and driving it are 20 stocks that have risen by 50% or more in the past year.

Simon Lambert, Lee Boyce and Georgie Frost discuss what's going on for the flagship UK index and whether the run can continue.

They also zoom in on Rolls Royce... its shares have soared by more than a thousand per cent in five years. Is it too late to join the party? 

When it comes to Junior Isas, many parents worry that once their children get access, they'll fritter it away - but is that really the case? New analysis suggests not.

And NS&I has cut the underlying rate on its Premium Bonds to 3.3%. Is it time to move your money?

The Government is rolling out the next phase of making tax digital which will require some to file quarterly - is expensive chaos on the way?

Lastly, can you save money with an EV versus a petrol equivalent? Or does the maths simply not add up?

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In this bonus This is Money podcast episode, Simon Lambert interviews Marcus and Alexander Blunt, the brothers behind travel firm Heidi, to find out how they turned a start-up into the UK's second biggest ski package holiday firm in eight years - and survived the pandemic's threat to the business along the way. 

Eight years ago, brothers Marcus and Alexander Blunt were passionate skiers frustrated by the difficulty of trying to organise the mountain holidays that they and their friends really wanted.

Deciding on a ski resort, sorting flights, accommodation, transfers and getting friends from different parts of the country to the right place at the right time, had Marcus building complicated spreadsheets to work things out.

After one mammoth piece or organisation, they had a lightbulb moment. Maybe it was time for a package holiday firm that allowed people to tailor their ski trips to what they needed, find the best place to go to and put customer service centre stage.

With both the brothers working in the travel industry, they decided to figure out how to test their concept and the appetite for it and then launched their start-up in 2018, while doing full-time jobs - and both having babies born that year.

They made a pact that if they could do £500,000 worth of sales in their first year, they would quit their jobs and go all-in, explains Alexander.

From there, in the space of less than eight years Heidi has grown to become the UK's second biggest package holiday firm. That's no mean feat considering that the pandemic hit just two years in - and halfway through the ski holiday season.

Marcus and Alexander tell Simon how they turned their business idea into reality, how they grew Heidi, the lessons they have learnt along the way and share their tips for other aspiring entrepreneurs.

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Student loans look like another mess that has reached a tipping point in Britain's shonky financial system.
There are three different types of student loan plan that graduates could currently be on and one of them offers a particularly bad deal.
Those who took out Plan 2 student loans, between 2012 and 2022, suffered fees being hiked to £9,000, face interest rates of RPI plus 3 per cent, and have seen the repayment threshold above which they lose 9 per cent of their income bounce around at the whim of governments.
Meanwhile, lots of graduates are staring down the barrel of decades of a big extra chunk coming out of their wages, but then never actually clearing the debt before it gets written off after 30 years.
As the reality bites of the student loans they signed up to at 18 - for an average post university debt of £50,000 - without properly realising the consequences, many late 20 and 30somethings are increasingly angry.
Do they have a point and what can we do? On this week's podcast, Georgie Frost, Helen Crane and Simon Lambert talk student loans, what might happen, what we could do - and who should pay for university.
Plus, what does the Bank of England holding rates mean for borrowers and savers.
For those who aren't losing their spare cash to a student loan and have got on the property ladder, should you overpay your mortgage?
The man who got his mortgage paid off in four years - and how he did it.
What on earth is happening to bitcoin and why is it crashing?
And finally, what are the rules on flexible Isas and putting money back in?

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