Kathy Fettke talks with Sharon Karaffa, President of Multifamily Debt & Structured Finance, about today's multifamily lending environment, including liquidity, interest rates, and financing options. They break down how commercial loans differ from residential mortgages, what lenders look for in cash flow and debt coverage, and how Fannie Mae, Freddie Mac, FHA, banks, and debt funds support multifamily financing.

A clear, practical episode for investors moving from single-family rentals into multifamily — and anyone looking to understand today's lending landscape.

🏠 Want to learn more about investing in real estaste? Join us at The Passive Wealth Expo. Visit www.Realwealth.com/Expo to learn more.

DISCLAIMER The views and opinions expressed in this podcast are provided for informational purposes only, and should not be construed as an offer to buy or sell any securities or to make or consider any investment or course of action. For more information, go to www.RealWealthShow.com.

Will the housing market improve in 2026? Kathy Fettke is joined by Odeta Kushi, Deputy Chief Economist at First American, to break down the 2026 housing market outlook. They discuss where home prices, mortgage rates, affordability, and sales are headed—and why economists expect progress, not a housing crash.

This episode covers regional market differences, inventory trends, builder incentives, foreclosure risk, and what buyers and investors should realistically expect as the housing market stabilizes.

🏠 Want to learn more about investing in real estaste? Join us at The Passive Wealth Expo. Visit www.Realwealth.com/Expo to learn more.

DISCLAIMER The views and opinions expressed in this podcast are provided for informational purposes only, and should not be construed as an offer to buy or sell any securities or to make or consider any investment or course of action. For more information, go to www.RealWealthShow.com.

In this year-end conversation, housing expert Rick Sharga joins Kathy Fettke to break down what really happened in the 2025 real estate market. From shifting inventory levels and regional price differences to affordability pressures, wage growth, tariffs, and migration trends, Rick brings clarity to a year filled with dramatic headlines and mixed signals.

He also explains why fears of a housing crash never materialized, which markets showed surprising resilience, and where investors should keep their eyes as the market continues its multi-year reset.

If you want a data-driven, no-hype look at the true state of U.S. housing in 2025, this episode is your year-end essential

🏠 Looking for a turn key investment property before the end of the year? Visit www.Realwealth.com/Deals to learn more.

DISCLAIMER The views and opinions expressed in this podcast are provided for informational purposes only, and should not be construed as an offer to buy or sell any securities or to make or consider any investment or course of action. For more information, go to www.RealWealthShow.com.

Get an inside look at Redfin's newly released 2026 Housing Market Predictions with Chief Economist Daryl Fairweather. We break down where mortgage rates may be headed, what's next for affordability, which markets are expected to cool or heat up, and how inventory, rent growth, and buyer behavior may shift in the year ahead. Daryl also shares how AI could transform the real estate industry in 2026 and beyond.

🏠 💰 If you would like to register for RealWealth's Passive Wealth Expo visit www.Realwealth.com/Expo

DISCLAIMER The views and opinions expressed in this podcast are provided for informational purposes only, and should not be construed as an offer to buy or sell any securities or to make or consider any investment or course of action. For more information, go to www.RealWealthShow.com.

Why is Oklahoma City becoming one of the strongest cash-flowing real estate markets in the U.S.? In this Market Deep Dive, we break down the fundamentals driving OKC's surge—affordability, population growth, booming job sectors, and rapid rental demand.

You'll hear current price points, rent ranges, and cash-flow expectations. We also explore Oklahoma's low taxes, landlord-friendly laws, and the industries fueling long-term growth, from aerospace and logistics to data centers.

If you're looking for a market with steady cash flow and strong upside potential, this episode shows why OKC stands out in 2025.

🏠 Want to learn more? Visit www.Realwealth.com/OklahomaCity

DISCLAIMER The views and opinions expressed in this podcast are provided for informational purposes only, and should not be construed as an offer to buy or sell any securities or to make or consider any investment or course of action. For more information, go to www.RealWealthShow.com.

As 2025 winds down, Kathy Fettke and Real Wealth Investment Counselor Leah Collich take a moment to reflect on what investors can truly be grateful for this year — from falling mortgage rates to a stabilizing housing market to some of the best turnkey and new-construction deals we've seen in years.

In this episode, Kathy and Leah break down: • Why lower interest rates are opening the doors to cash-flowing opportunities again • How renewed market stability is giving investors more confidence heading into 2026 • The U.S. markets offering standout deals — including Florida, Oklahoma City, Palm Coast, and North Texas • Builder incentives, negotiating power, and rare discounts investors can capitalize on right now

If you're looking for the silver linings in today's market — and where the great deals actually are — this episode will help you finish the year informed, encouraged, and ready to invest with confidence.

📌 Looking for an end of the year deal? Visit www.Realwealth.com/Deals

DISCLAIMER The views and opinions expressed in this podcast are provided for informational purposes only, and should not be construed as an offer to buy or sell any securities or to make or consider any investment or course of action. For more information, go to www.RealWealthShow.com.

Cost segregation is powerful—but easy to misunderstand. CPA Mitchell Baldridge joins Kathy to break down how cost seg really works, who actually benefits, and how high income earners take passive losses. Before you chase big deductions, listen to this episode and learn how to make cost seg work in your favor.

If you are interested in Cost Segregation, visit www.RECostSeg.com/RealWealth and use promo code: REALWEALTH for 10% off.

📌 CHECK OUT OUR NEW WEBSITE & BECOME A MEMBER (IT'S FREE)! https://realwealth.com/join-step-1

DISCLAIMER The views and opinions expressed in this podcast are provided for informational purposes only, and should not be construed as an offer to buy or sell any securities or to make or consider any investment or course of action. For more information, go to www.RealWealthShow.com.

This episode originally aired in 2024.

If buying your first rental felt intimidating, you're not alone—most investors start with fear, then realize how quickly they can scale once they get that first win.

In this replay, Dr. Elaine Stageberg shares how she hit the Fannie/Freddie 10-loan limit and kept going, building a portfolio of 200+ single-family rentals, plus additional properties through joint ventures and private equity. Elaine is a psychiatrist, mother of four, and private equity firm owner who reached financial freedom at 30 and now manages over 1,000 doors worth more than $300M.

📌 Are you looking for an end of the year deal? Visit www.Realwealth.com/Deals to learn more.

LINKS

CHECK OUT OUR NEW WEBSITE & BECOME A MEMBER (IT'S FREE)! https://realwealth.com/join-step-1

FREE RealWealth® EDUCATION & TOOLS RealWealth Market Reports: https://realwealth.com/learn/best-places-to-buy-rental-property/ RealWealth Videos: https://realwealth.com/category/video/ RealWealth Assessment™: https://realwealth.com/assessment/ RealWealth® Webinars: https://realwealth.com/webinars/

READ BOOKS BY RealWealth® FOUNDERS The Wise Investor by Rich Fettke: https://tinyurl.com/thewiseinvestorbook Retire Rich with Rentals by Kathy Fettke: https://tinyurl.com/retirerichwithrentals Scaling Smart by Rich & Kathy Fettke: https://tinyurl.com/scalingsmart

DISCLAIMER The views and opinions expressed in this podcast are provided for informational purposes only, and should not be construed as an offer to buy or sell any securities or to make or consider any investment or course of action. For more information, go to www.RealWealthShow.com.

First-time homebuyers used to be in their early 30s. Today? The median first-time buyer is nearly 40 years old — and the ripple effects are reshaping America's housing market. In this conversation, Kathy Fettke sits down with NAR's Deputy Chief Economist Jessica Lautz to break down the newest data on affordability, delayed homeownership, rising rents, the surge in all-cash buyers, and why so many Americans are locked out of the market longer than ever. They also discuss how this impacts real estate investors long term.

📌 Are you looking for an end of the year deal? Visit www.Realwealth.com/Deals to learn more.

LINKS

CHECK OUT OUR NEW WEBSITE & BECOME A MEMBER (IT'S FREE)! https://realwealth.com/join-step-1

FREE RealWealth® EDUCATION & TOOLS RealWealth Market Reports: https://realwealth.com/learn/best-places-to-buy-rental-property/ RealWealth Videos: https://realwealth.com/category/video/ RealWealth Assessment™: https://realwealth.com/assessment/ RealWealth® Webinars: https://realwealth.com/webinars/

READ BOOKS BY RealWealth® FOUNDERS The Wise Investor by Rich Fettke: https://tinyurl.com/thewiseinvestorbook Retire Rich with Rentals by Kathy Fettke: https://tinyurl.com/retirerichwithrentals Scaling Smart by Rich & Kathy Fettke: https://tinyurl.com/scalingsmart

DISCLAIMER The views and opinions expressed in this podcast are provided for informational purposes only, and should not be construed as an offer to buy or sell any securities or to make or consider any investment or course of action. For more information, go to www.RealWealthShow.com.

Economist Dr. Chris Thornberg joins Kathy Fettke to share his perspective on today's economy and why he believes many popular narratives around inflation, housing, debt, and policy don't match the underlying data. They explore how media, sentiment, and information overload shape public perception, and discuss the indicators Dr. Thornberg watches most closely. A thoughtful, data-oriented conversation for investors navigating 2025.

LINKS

CHECK OUT OUR NEW WEBSITE & BECOME A MEMBER (IT'S FREE)! https://realwealth.com/join-step-1

FREE RealWealth® EDUCATION & TOOLS RealWealth Market Reports: https://realwealth.com/learn/best-places-to-buy-rental-property/ RealWealth Videos: https://realwealth.com/category/video/ RealWealth Assessment™: https://realwealth.com/assessment/ RealWealth® Webinars: https://realwealth.com/webinars/

READ BOOKS BY RealWealth® FOUNDERS The Wise Investor by Rich Fettke: https://tinyurl.com/thewiseinvestorbook Retire Rich with Rentals by Kathy Fettke: https://tinyurl.com/retirerichwithrentals Scaling Smart by Rich & Kathy Fettke: https://tinyurl.com/scalingsmart

DISCLAIMER The views and opinions expressed in this podcast are provided for informational purposes only, and should not be construed as an offer to buy or sell any securities or to make or consider any investment or course of action. For more information, go to www.RealWealthShow.com.

Kathy Fettke sits down with Ali & Josh Lupo — The FI Couple — to share how they built financial independence through real estate investing, house hacking, and intentional money habits.

They discuss paying off $110K of debt, growing their portfolio, becoming parents, and how FI looks different when your family grows. You'll also learn how they find seller-financed deals, why creative finance still works in today's market, and their simple strategies for staying on budget during the holidays.

A practical and inspiring look at building real wealth.

💡Want to learn more about RealWealth? Just visit www.RealWealthShow.com

LINKS

CHECK OUT OUR NEW WEBSITE & BECOME A MEMBER (IT'S FREE)! https://realwealth.com/join-step-1

FREE RealWealth® EDUCATION & TOOLS RealWealth Market Reports: https://realwealth.com/learn/best-places-to-buy-rental-property/ RealWealth Videos: https://realwealth.com/category/video/ RealWealth Assessment™: https://realwealth.com/assessment/ RealWealth® Webinars: https://realwealth.com/webinars/

READ BOOKS BY RealWealth® FOUNDERS The Wise Investor by Rich Fettke: https://tinyurl.com/thewiseinvestorbook Retire Rich with Rentals by Kathy Fettke: https://tinyurl.com/retirerichwithrentals Scaling Smart by Rich & Kathy Fettke: https://tinyurl.com/scalingsmart

DISCLAIMER The views and opinions expressed in this podcast are provided for informational purposes only, and should not be construed as an offer to buy or sell any securities or to make or consider any investment or course of action. For more information, go to www.RealWealthShow.com.