When the poor need money, they sell. When the rich need money, they do something completely different.

Here's what YOU were never taught.

Most people were trained to liquidate. Need cash? Sell the gold. Sell the stock. Sell the property. Robert Kiyosaki explains why that one habit costs you twice: you lose the asset's protection, and you may hand the government a piece of the gain. Then he shows why the rich borrow instead, why a loan is not taxable income, and the rules that separate the investor who keeps his assets from the one who loses them anyway.

In This Episode: ● Why selling your gold or stocks for cash can cost you twice ● How the rich borrow against their assets instead of selling them ● Why borrowed money is not taxed as income ● How a cash-out refinance lets you keep a rental property and get your money back ● Why a home equity loan (HELOC) is not the same as borrowing against a rental ● What a margin call is, and how lenders decide when to send one ● The 25% loan-to-value rule for borrowing against gold, silver, and paper assets ● Rich dad's rule: borrowed money must buy an asset that pays the loan ● Sell vs. borrow: a $27,500 down payment case study, run both ways ● How one investor who swore he'd never sell was forced to sell at the bottom

This episode is for educational purposes only and is not tax, legal, or investment advice. Talk to your tax advisor before borrowing against any asset.

This Episode was sponsored by:

CapitalClub33.com

MuskMasterclass.com

OffAir26.com

How do the rich find investment opportunities that most people overlook?

According to Robert Kiyosaki, the difference isn't luck. It's financial education, understanding cash flow, knowing how to evaluate risk, and surrounding yourself with people who recognize opportunities others don't.

In this episode of The Rich Dad Radio Show, Robert Kiyosaki and Kim Kiyosaki welcome stock market expert Andy Tanner and resource investor Marin Katusa to explore how experienced investors identify opportunities in real estate, stocks, natural resources, and emerging investment markets.

While most people focus on market headlines, stock prices, and conventional financial advice, the Rich Dad approach asks a different set of questions:

Where is the value? How does the asset generate cash flow? What are the risks? And what does the average investor fail to understand?

Andy Tanner explains why he evaluates stocks the same way a business owner evaluates a company.

Rather than buying a stock simply because its price might rise, Andy studies the underlying business, its financial statements, and its ability to produce income.

He compares this approach to real estate investing, where investors evaluate rental income, expenses, and long-term cash flow instead of relying exclusively on property appreciation.

The lesson is simple: Understanding what an asset produces can matter more than guessing what someone will pay for it tomorrow.

Marin Katusa shares lessons from financing natural resource projects around the world.

He explains why an investment that looks attractive on paper can carry risks that many investors fail to recognize.

Government intervention, political instability, management incentives, project economics, and the price investors pay can all determine whether an opportunity deserves further consideration.

Marin challenges the belief that investors must accept enormous risks to pursue significant returns.

Instead, he emphasizes understanding an asset's underlying value, evaluating management, and recognizing when the market may have mispriced risk.

The conversation turns to carbon credits, an emerging market that Marin believes offers investment potential.

He explains how carbon credit projects work, why corporations purchase credits, and how environmental initiatives may create new business opportunities.

Robert and Kim discuss why they became interested in investing alongside Marin and how they evaluate opportunities outside conventional asset classes.

The discussion illustrates an important Rich Dad principle: Investors who continue learning may recognize unfamiliar opportunities before those markets attract widespread attention.

But early opportunities also carry uncertainty. Investors must examine regulatory exposure, business fundamentals, pricing, and the potential for loss rather than assume that a growing market guarantees profitable investments.

Robert, Kim, and Andy also discuss the importance of mentors.

Andy shares how reading Rich Dad Poor Dad changed his thinking, but finding experienced people to learn from helped him begin applying those lessons.

Kim recalls the role mentors played when she and Robert first learned about investing in publicly traded companies and resource businesses.

Their experiences reinforce a central lesson: Financial education isn't simply knowing what to buy. It's learning how to evaluate opportunities and developing relationships with people who can challenge your assumptions.

In this episode, you'll learn: -How experienced investors find investment opportunities others overlook -Why cash flow matters when evaluating real estate and stocks -How to analyze a business instead of speculating on stock prices -Why buying below an asset's underlying value matters -How political and management risks affect investment decisions -What carbon credits are and why investors are studying the market -How emerging industries can create new investment opportunities -Why mentors can accelerate financial education -How to evaluate unfamiliar investments before committing capital -Why continuous learning matters as markets and industries change

The wealthiest investors don't necessarily have access to a crystal ball. They develop the knowledge, relationships, and judgment to evaluate opportunities that others may not understand.

As Robert and Kim emphasize, financial education requires continuous learning—and the willingness to apply what you've learned.

The goal isn't to chase the next big investment. It's to become the kind of investor who knows how to recognize value, evaluate risk, and make informed decisions.

00:00 Introduction 01:08 Meet the Experts and Market Complexity 03:24 Why 401k Plans Fail 04:19 Marin Katusa Resource Investing Story 06:27 Political Risk and Nationalization 12:05 Rules for Safer Resource Deals 13:55 Buy Businesses Not Tickers 15:28 Carbon Credits Teaser 17:58 Carbon Credits Explained 23:01 Blue Carbon and Making Credits 26:19 Capitalism Solves Climate Problems 27:35 Keep Learning and Take Action 30:01 Final Thoughts and Thanks

AI just hacked the Pentagon. War. Inflation. The biggest stock market bubble in history. Most Americans insure their house, car, and health — but have zero protection for their money. Rich Dad's answer has never changed. Gold.

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As markets plunged, Robert Kiyosaki and Kim were closing on a 300-unit apartment building in Tulsa for $17 million—while TV experts urged viewers to stay the course. In this episode, Kiyosaki uses that contrast to lay out five money moves: rethink the security of jobs and savings, turn paychecks into assets, distinguish borrowing for cash-flowing investments from borrowing for consumption, and question advice from people paid to sell financial products. He also tells the story of how a private-investment deal opened his eyes to who gets access to what he calls the "best investments." The episode challenges familiar ideas about financial safety—and makes a clear case for why its advice may not suit everyone.

Understanding financial education vs financial advice starts with one critical distinction: advice tells you what someone else thinks you should do, while education helps you develop the knowledge to make your own decisions.

In this episode of The Rich Dad Radio Show, Robert Kiyosaki and Kim Kiyosaki sit down with Rich Dad advisor Andy Tanner and former Wall Street executive and author Nomi Prins to examine what investors need to understand about markets, central banks, risk, and their own financial future.

Nomi explains how central bank policies have shaped financial markets and why she believes the actions of the Federal Reserve and other central banks have created a growing disconnect between Wall Street and the real economy.

Andy brings that discussion directly to investors.

When markets rise for years, it's easy to believe that buying, holding, and waiting will always work. But Andy argues that financially educated investors don't simply prepare for markets to go up. They learn how markets work, understand risk, and consider how they will respond when conditions change.

That leads to one of the episode's biggest Rich Dad challenges: Are you learning how to invest, or are you simply paying someone else to tell you what to do?

Robert argues that financial education should give investors more control over their decisions. Rather than asking, "What should I buy?" he encourages people to study money, understand different asset classes, and develop the ability to evaluate opportunities for themselves.

The group also discusses the importance of preparing instead of predicting. Andy explains how professional investors use strategies such as hedging to manage risk rather than assuming they can accurately predict whether markets will rise or fall.

You'll learn:

-The difference between financial education and financial advice

-How central bank policies can affect financial markets

-Why the stock market and real economy don't always move together

-Why investors should prepare for both rising and falling markets

-How hedging can help investors think differently about risk

-Why Robert challenges conventional retirement investing

-How investor positioning can matter more than predicting the market

-Why mistakes and losses can become part of financial education

-How emotions can interfere with investment decisions

-Why investors need to develop their own knowledge before putting money at risk

Robert, Kim, Andy, and Nomi also challenge the conventional belief that making an investing mistake automatically means you've failed. Each shares how experience—including losing money—can expose weaknesses in your knowledge, strategy, or temperament.

The goal isn't to know exactly what the Federal Reserve, stock market, inflation, or economy will do next.

It's to become the kind of investor who doesn't need someone else to provide every answer.

Financial education isn't about being told what to do. It's about developing the ability to think, evaluate risk, adapt, and make informed financial decisions for yourself.

00:00 Introduction 03:12 Nomi on Central Banks 07:46 Fed Treasury Collusion 09:59 Stock Bubble and 401s 15:48 Hedging and Crash Prep 21:38 Where Opportunity Is 23:45 Cashflow Game Mindset 27:34 Learning Through Losses 30:32 Boomers and Safety Nets 34:50 Do the Work

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Nobody is coming to save you. America pays $1.1 trillion a year in interest — more than Medicare, more than defense. Rich Dad says you must take care of you.

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In 1971, an ounce of gold cost $35; in this episode, Rich Bontrager and Priority Gold's Michael Klaus compare that with a price of roughly $4,100 and examine what the shift says about the dollar's buying power. They discuss why central banks are adding gold, silver's industrial demand—from solar panels to computer chips—and claims of a multiyear silver supply deficit. Klaus also explains how a precious-metals IRA rollover works and what investors should consider before moving retirement funds. A pointed conversation about the case for hard assets—and the numbers and forecasts behind it.

Nobody is coming to save your retirement. Rich Dad's Robert Kiyosaki has been saying the same thing for 30 years. Get out of paper. Get into real assets. Stop trusting a system that was never built to make you wealthy. Most people agree. Very few know what to do about it. That's why Priority Gold is offering U.S. residents a FREE Rich Dad Kit with 3 guides to help you understand your options to shield your wealth and retirement savings in 2026 and beyond.

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Robert Kiyosaki says his 58-foot sailboat and private jet earn their keep by being rented out—and uses them to explain his provocative claim that more debt can help you escape debt. In this episode, he contrasts loans paid from your own paycheck with borrowing to buy assets whose customers generate the cash to repay them. He also walks through a stock-options example, describes how crypto lending and staking can produce yield, and warns that leverage can wipe you out just as quickly as it can build wealth. His bottom line: learn first, start small, and know exactly who's paying.

Real estate investing during uncertain markets requires investors to understand more than property prices. Market selection, debt, taxes, cash flow, economic trends, and the people on your team can all affect whether an opportunity makes financial sense.

In this episode of The Rich Dad Radio Show, Robert Kiyosaki and Kim Kiyosaki join tax strategist Tom Wheelwright and real estate investor Jason Hartman to discuss how financially educated investors approach real estate when markets are changing.

Robert challenges the conventional reaction to uncertainty: waiting on the sidelines until everything feels safe. He argues that changing markets can create opportunities, but only for investors who understand what they are buying, why they are buying it, and the risks involved.

Jason explains what he looks for in real estate markets, including cash-flow potential, affordability, business and landlord environments, demographics, and economic growth. He also discusses diversification across markets and why investors should conduct their own due diligence rather than blindly handing their money to someone offering a deal.

Tom adds another piece many investors overlook: tax strategy. He explains why the tax code can reward certain types of investment and how debt, depreciation, and other incentives can influence the economics of real estate. Rather than viewing taxes as something separate from investing, Tom argues that investors should understand tax consequences as part of the investment itself.

The conversation also examines how changing work patterns and consumer behavior could reshape commercial real estate. The group discusses hotel conversions, smaller office footprints, housing demand, healthcare, and other areas where changing economic needs may create new uses for existing assets.

You'll learn: -How investors can evaluate real estate during uncertain markets -Why cash flow matters when choosing a market -What Jason looks for in landlord- and business-friendly markets -Why due diligence matters before purchasing property -How debt can affect both returns and tax benefits -Why tax strategy belongs in the investment conversation -How commercial real estate may adapt to changing demand -Why Robert and Kim rely on experienced coaches and advisors -How financial education can help investors adapt as markets change

One theme connects every part of the discussion: strategies that worked in the past may not work the same way today.

The goal isn't to predict every market move. It's to keep learning, understand the changing environment, surround yourself with experienced people, and develop the financial education necessary to evaluate opportunities for yourself.

There's a sequence that shows you exactly where wealth moves next — and it starts with a coin the government quietly changed in 1965. Most people never noticed. Robert Kiyosaki breaks down what that coin proves, the 1971 collapse that followed, and the sequence he's used for decades to spot wealth before it moves.

Understanding how to legally reduce taxes can change the way you approach investing, business, and wealth building. Robert Kiyosaki and tax expert Tom Wheelwright explain why the tax code doesn't simply collect money—it also contains incentives designed to encourage specific economic activities. In this episode of The Rich Dad Radio Show, Robert sits down with his longtime tax advisor, educator, and mentor Tom Wheelwright, CPA, to challenge one of the most common assumptions about taxes: that earning more money automatically means you must pay more in taxes. Tom explains that governments use tax incentives to encourage activities they want to promote, including creating jobs, building businesses, producing energy, investing in housing, and developing other parts of the economy. Investors who understand those incentives can make different financial decisions than employees who primarily earn taxable wages. Robert and Tom use the CASHFLOW Quadrant to explain why employees, self-employed professionals, business owners, and investors can face very different tax situations. The goal isn't to hide income or avoid taxes illegally. It's to understand the rules and structure investments and businesses within the law. They also explore why Robert views debt and taxes as essential parts of financial education. Using real estate as an example, Robert explains how investors can use financing to acquire assets, increase a property's income and value, and potentially refinance that property. Because borrowed money generally isn't treated as taxable income, refinancing can allow investors to access equity without creating the same tax event that selling an appreciated asset may create. Tom also explains why investing directly in certain activities can receive different tax treatment than simply buying publicly traded securities. He uses energy, housing, business investment, and job creation to illustrate how tax incentives can influence where sophisticated investors put their money. You'll learn how tax incentives work, why business owners and investors may receive different tax treatment than employees, how leverage can affect both investment returns and tax benefits, and why Robert consults tax professionals before making major investment decisions. The episode also highlights an important distinction: legal tax planning is not tax evasion. Robert and Tom repeatedly emphasize education, proper reporting, professional advice, and following the law rather than hiding income or taking improper deductions. Their larger Rich Dad lesson is that financial education requires more than learning how to earn, save, and invest money. You also need to understand how taxes affect your financial decisions. Instead of asking only, "How much money can I make?" sophisticated investors also ask: "What does the tax law encourage me to do?" Understanding that question can help investors evaluate opportunities differently, keep more of what they earn, and use the tax code as part of a broader wealth-building strategy. 00:00 Taxes Aren't Patriotic 01:24 1913 Debt and Tax System 03:54 Cashflow Quadrant Tax Rates 09:39 Legal Tax Strategy Worldwide 12:35 Government Incentives Explained 13:05 Oil Drilling Tax Breaks 16:51 Debt Leverage and Real Estate 19:00 Marx Progressive Tax Warning 22:14 Tax Code Roadmap 29:08 Inflation and Bracket Creep 30:17 Debt Free vs Capitalist Debt ----- We're giving away a free wealth defense kit to every listener who claims one today. 3 guides covering everything you need to know about defending your wealth and retirement savings in 2026. Created by our partner Priority Gold. Completely free to US Residents Only. 🌐 https://prioritygold.com/richdad 📱 Text GUIDE to 24999 ----- Disclaimer: The information provided in this video is for educational and informational purposes only. It should not be considered as financial advice or a recommendation to buy or sell any financial instrument or engage in any financial activity. The content presented here is based on the speaker's personal opinions and research, which may not always be accurate or up-to-date. Financial markets and investments carry inherent risks, and individuals should conduct their own research and seek professional advice before making any financial decisions.

"A world of too much money." That's the world Rich Dad said you could choose — and the world most people never find, because of a lie almost nobody questions.

Robert Kiyosaki breaks down the Facebook post that went viral overnight: "You can choose to live in a world of not enough money or a world of too much money. That choice is up to you." Behind that quote is a lesson from Robert's own second mentor — his "other rich dad" — an architect almost nobody's heard of, who proved with physics, not positive thinking, that scarcity was never a law of nature. It was manufactured.

In this episode: why the universe is built for abundance, the real difference between chasing money and chasing a mission, and the century-old system that profits when you believe the lie instead of the proof.

That's the lie. And once you see it, you're already standing closer to a world of too much money.

Real estate investing with debt can give investors leverage to acquire larger assets, generate cash flow, and build equity—but Robert Kiyosaki argues that debt only becomes a useful financial tool when you understand how to manage it. In this episode of The Rich Dad Radio Show, Robert Kiyosaki sits down with longtime friend and real estate investor Ken McElroy to challenge conventional thinking about debt and explain how experienced investors use leverage, other people's money (OPM), cash flow, and refinancing to build wealth through real estate. Robert starts with one of Rich Dad's most contrarian ideas: not all debt is bad debt. While getting out of debt can make sense for someone who doesn't understand how to use leverage, Robert and Ken explain why sophisticated investors may deliberately use debt to acquire income-producing assets. That distinction becomes especially important as higher interest rates, maturing loans, and falling property values put pressure on parts of the real estate market. Ken explains how higher borrowing costs change what investors can afford to pay for properties. At the same time, distressed owners and deals that can no longer support their existing debt can create opportunities for educated investors who understand how to analyze a property. But lower prices alone don't make a good deal. Robert and Ken emphasize the Rich Dad principle that your profit is made when you buy, not when you sell. Instead of buying property and hoping prices rise, they focus on acquiring assets that can produce cash flow. The conversation also breaks down how investors use OPM, or other people's money, to acquire real estate. By combining investor equity with bank financing, experienced operators can control larger assets without supplying all the capital themselves. Ken explains how the strategy can go a step further. An investor can acquire an underperforming property, improve its operations, increase occupancy or income, and potentially increase its value. That increased value may then allow the investor to refinance the property and return some or all of the original invested capital without selling the asset. Ken calls one potential outcome an "infinite return"—when investors recover their original capital while retaining ownership of the cash-flowing property. You'll learn why Robert and Ken focus on cash flow instead of speculation, how higher interest rates affect real estate deals, why distressed markets can create opportunities, how debt and equity work together, how refinancing can return investor capital, and why financial education and experience become even more important when using leverage. The central lesson is simple: debt itself doesn't create wealth. The strategy is knowing how to find the right property, buy it at the right price, create value, generate cash flow, manage the financing, and adapt when market conditions change. For investors with the education and experience to use debt intelligently, Robert and Ken argue that a difficult real estate market may create more than risk—it may create opportunity. 00:00 Introduction 00:36 Debt Money and Real Estate 01:44 Office Crash and Conversions 03:48 Deals in a High Rate Market 05:09 Avoid Amateurs and Flippers 12:13 Buy During the Crash 13:21 OPM and Value Add Basics 17:35 Infinite Return Explained 18:57 San Antonio Distressed Deal 21:34 Truth Mindset and Wrap Up ----- We're giving away a free wealth defense kit to every listener who claims one today. 3 guides covering everything you need to know about defending your wealth and retirement savings in 2026. Created by our partner Priority Gold. Completely free to US Residents Only. 🌐 https://prioritygold.com/richdad 📱 Text GUIDE to 24999 ----- Disclaimer: The information provided in this video is for educational and informational purposes only. It should not be considered as financial advice or a recommendation to buy or sell any financial instrument or engage in any financial activity. The content presented here is based on the speaker's personal opinions and research, which may not always be accurate or up-to-date. Financial markets and investments carry inherent risks, and individuals should conduct their own research and seek professional advice before making any financial decisions.