The Ramsey Show
Ramsey Network
The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you've made with money. Join as Dave Ramsey and his team of experts answer your questions on the top problems holding you back. Listen now or ask your question live by calling 888.825.5225 weekdays from 2–5 p.m. ET
- 2 hours 13 minutesThe Payment Mentality Is Keeping You Broke
❓ Have a money question? Ask Ramsey is here to help.
Rachel Cruze and George Kamel answer your questions and discuss:
- “We are running a $5,000 deficit in our budget every month after losing $1.6 million to business fraud. What should we do?”
- “Our bank closed all our accounts two months ago and still hasn’t paid us back our money. What should we do?”
- “We are $90,000 in debt and living paycheck-to-paycheck.”
- “I have spent over $200,000 on lawyers for my divorce. I’m now out of money—how do I keep financing this?”
- “We just inherited $2.5 million. How do we manage this?”
Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
🧠 Use Ramsey SmartTax to file your taxes!
🏠 Get organized and prepared to buy or sell a home
💻 Need help with your taxes? See who we trust!
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- Learn more about Christian Healthcare Ministries
- Get started today with Churchill Mortgage
- Get 20% off when you join DeleteMe
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
- Find top health insurance plans at Health Trust Financial
- Use code RAMSEY to save 20% at Mama Bear Legal Forms
- Visit NetSuite today to learn more.
- Get started with YRefy or call 844-2-RAMSEY
- Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
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14 April 2026, 10:00 am - 2 hours 13 minutesWhen Money Feels Confusing, Clarity Matters Most
❓ Have a money question? Ask Ramsey is here to help.
George Kamel and Ken Coleman answer your questions and discuss:
- “My husband doesn't want our daughter to sell her silver because he is convinced it will grow in value”
- “I am inheriting some money and I don't trust anyone around me to give me advice”
- “How do I pay off $120,000 of debt as a student?”
- “Should I stay in a job that I hate until I retire or quit and find a job I like?”
- “I used a debt-relief program and now I am having second thoughts. Should I take my money out to start the Baby Steps?”
Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
💵 Start your free budget today. Download the EveryDollar app!
💻 Need help with your taxes? See who we trust!
🛡️ Get trusted insurance coverage that fits your budget
🏠 Get organized and prepared to buy or sell a home
Connect With Our Sponsors:
- Get 10% off your first month of BetterHelp
- Go to Boost Mobile to switch today!
- If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off
- Learn more about Christian Healthcare Ministries
- Get started today with Churchill Mortgage
- Get 20% off when you join DeleteMe
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
- Find top health insurance plans at Health Trust Financial
- Use code RAMSEY to save 20% at Mama Bear Legal Forms
- Visit NetSuite today to learn more.
- Get started with YRefy or call 844-2-RAMSEY
- Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
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13 April 2026, 10:00 am - 2 hours 13 minutesStart Telling Your Money Where To Go
❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and Jade Warshaw answer your questions and discuss:
- “I have a million dollars in watches, should I sell them to buy a home?”
- “After 16 years I decided to get off of disability, what do I do now?”
- “All my friends are telling me I made a mistake paying off my home early, are they right?”
- “Should we be gazelle intense about paying off our home?”
- “Can we go to Europe before we build our emergency fund?”
Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
💵 Start your free budget today. Download the EveryDollar app!
💻 Need help with your taxes? See who we trust!
🛡️ Get trusted insurance coverage that fits your budget
Connect With Our Sponsors:
- Get 10% off your first month of BetterHelp
- Go to Boost Mobile to switch today!
- If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off
- Learn more about Christian Healthcare Ministries
- Get started today with Churchill Mortgage
- Get 20% off when you join DeleteMe
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
- Find top health insurance plans at Health Trust Financial
- Use code RAMSEY to save 20% at Mama Bear Legal Forms
- Visit NetSuite today to learn more.
- Get started with YRefy or call 844-2-RAMSEY
- Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
10 April 2026, 10:00 am - 2 hours 13 minutesIncome Isn’t the Problem—Your Money Plan Is
❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and Rachel Cruze answer your questions and discuss:
- “I have never worked a day in my life and my trust fund is about to run out. How do I find a way to provide for myself?”
- “I got into an Ivy Plus school and it will cost me $100k/year after scholarships. Should I go?”
- “My mom is financially irresponsible and relies on her mom. I'm worried she will expect me to take care of her in the future.”
- “Before marriage, my husband agreed to work the Baby Steps with me but now he doesn't want to. How do I talk to him?”
- “I was invited to go on a YouTube show, but I’m worried this will make me look bad to future potential employers.”
Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
💵 Start your free budget today. Download the EveryDollar app!
💻 Need help with your taxes? See who we trust!
🏠 Get organized and prepared to buy or sell a home
Connect With Our Sponsors:
- Get 10% off your first month of BetterHelp
- Go to Boost Mobile to switch today!
- If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off
- Learn more about Christian Healthcare Ministries
- Get started today with Churchill Mortgage
- Get 20% off when you join DeleteMe
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
- Find top health insurance plans at Health Trust Financial
- Use code RAMSEY to save 20% at Mama Bear Legal Forms
- Visit NetSuite today to learn more.
- Get started with YRefy or call 844-2-RAMSEY
- Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
9 April 2026, 10:00 am - 2 hours 13 minutesFinancial Irresponsibility Always Has a Cost
❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and Jade Warshaw answer your questions and discuss:
- “My new husband didn’t tell me that he hasn’t paid his taxes for the last three years”
- “We are living paycheck-to-paycheck, how do we best use a trust fund to get out of this mess?”
- “My father-in-law got scammed and maxed out his credit cards and now he is going to court, what should we expect?”
- “My family struggles financially and they expect me to help, how do I help them without it becoming toxic?”
- “We bought a property and it has been nothing but a nightmare since we got it, should we cut our losses?”
Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
💵 Start your free budget today. Download the EveryDollar app!
💻 Need help with your taxes? See who we trust!
🏠 Get organized and prepared to buy or sell a home
Connect With Our Sponsors:
- Get 10% off your first month of BetterHelp
- Go to Boost Mobile to switch today!
- If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off
- Learn more about Christian Healthcare Ministries
- Get started today with Churchill Mortgage
- Get 20% off when you join DeleteMe
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
- Find top health insurance plans at Health Trust Financial
- Use code RAMSEY to save 20% at Mama Bear Legal Forms
- Visit NetSuite today to learn more.
- Get started with YRefy or call 844-2-RAMSEY
- Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
8 April 2026, 10:00 am - 2 hours 13 minutesDon't Let Fear Drive Your Financial Decisions
❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and Jade Warshaw answer your questions and discuss:
- “My income jumped a year ago and now I am getting calls from banks about managing my money, and I don't know what to do.”
- “How do I pay off my credit card debt when I have very little income?”
- “Should we reduce our retirement contributions in order to save up a college fund for our five children?”
- “My husband wants to become a Baby Step millionaire; how do I help him achieve this as a stay-at-home mom?”
- “Am I obligated to pay for my mom's expensive funeral plans?”
Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
💵 Start your free budget today. Download the EveryDollar app!
💻 Need help with your taxes? See who we trust!
📲 Use our Retirement Calculator to find out how much you’ll need to retire!
Connect With Our Sponsors:
- Get 10% off your first month of BetterHelp
- Go to Boost Mobile to switch today!
- If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off
- Learn more about Christian Healthcare Ministries
- Get started today with Churchill Mortgage
- Get 20% off when you join DeleteMe
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
- Find top health insurance plans at Health Trust Financial
- Use code RAMSEY to save 20% at Mama Bear Legal Forms
- Visit NetSuite today to learn more.
- Get started with YRefy or call 844-2-RAMSEY
- Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
7 April 2026, 10:00 am - 2 hours 12 minutesDon't Let Debt Steal Your Future
❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and Dr. John Delony answer your questions and discuss:
- “We built a multi-generational home but now my mother-in-law is causing a mess and we might lose our home”
- “My husband has refused to pay the bills for our entire marriage, how do I build my own financial security?”
- “We’re in $900,000 of debt and we can’t agree on where to start”
- “I’m $60,000 in debt, all of my income is going towards rent and my car payment, how do I get out of this?”
- “I lost a job that allowed me to pay down my debt, now I feel stuck”
Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
🛡️ Get trusted insurance coverage that fits your budget
🏢 Join the Crusade! Apply Now!
💵 Start your free budget today. Download the EveryDollar app!
💻 Need help with your taxes? See who we trust!
Connect With Our Sponsors:
- Get 10% off your first month of BetterHelp
- Go to Boost Mobile to switch today!
- If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off
- Learn more about Christian Healthcare Ministries
- Get started today with Churchill Mortgage
- Get 20% off when you join DeleteMe
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
- Find top health insurance plans at Health Trust Financial
- Use code RAMSEY to save 20% at Mama Bear Legal Forms
- Visit NetSuite today to learn more.
- Get started with YRefy or call 844-2-RAMSEY
- Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
6 April 2026, 10:00 am - 2 hours 12 minutesBigger Financial Problems Leave Less Room for Bad Decisions
❓ Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
While we are out for Easter, we've compiled some of our favorite George and Rachel calls over the past couple of month. We'll be back with a new show on Monday!
George Kamel and Rachel Cruze answer your questions and discuss:
- Should I file for bankruptcy?
- I got scammed out of $38,000. How do I collect my money?
- I owe $40,000 to the IRS, should I use a tax debt relief program?
- My mom is resentful that they are still paying my student loans.
- I'm $110k in debt and can't pay my bills
- I'm worried if we pay off our home, we will be targets for deed fraud.
Next Steps:
✔️ Help us make the show better. Please take this short survey.
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
💵 Start your free budget today. Download the EveryDollar app!
🛡️ Get trusted insurance coverage that fits your budget
🎟️ The Ramsey Show Live Tour: Get Your Tickets!
💻 Need help with your taxes? See who we trust!
Connect With Our Sponsors:
- Get 10% off your first month of BetterHelp
- Go to Boost Mobile to switch today!
- If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off
- Learn more about Christian Healthcare Ministries
- Get started today with Churchill Mortgage
- Get 20% off when you join DeleteMe
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
- Find top health insurance plans at Health Trust Financial
- Use code RAMSEY to save 20% at Mama Bear Legal Forms
- Visit NetSuite today to learn more.
- Get started with YRefy or call 844-2-RAMSEY
- Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
3 April 2026, 10:00 am - 2 hours 14 minutesYour Financial Stupidity Has To Stop Today!
❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and Rachel Cruze answer your questions and discuss:
- “Should my wife and I divorce in order to ‘live in separate states’ and save on college tuition costs?”
- “I’m receiving a $100,000 settlement and feel overwhelmed, what should I do with this money?”
- “How do I organize my personal and business finances after my husband passed away?”
- “Should I take out a HELOC or pull from my 401(k) to pay for my kids’ college?”
- “My husband racked up $17,000 of credit card debt behind my back. How do we pay it off?”
Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
🎟️ The Ramsey Show Live Tour: Get Your Tickets!
🛡️ Get trusted insurance coverage that fits your budget
💵 Start your free budget today. Download the EveryDollar app!
💻 Need help with your taxes? See who we trust!
🏠 Find a Ramsey Trusted Real Estate Agent
Connect With Our Sponsors:
- Get 10% off your first month of BetterHelp
- Go to Boost Mobile to switch today!
- If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off
- Learn more about Christian Healthcare Ministries
- Get started today with Churchill Mortgage
- Get 20% off when you join DeleteMe
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
- Find top health insurance plans at Health Trust Financial
- Use code RAMSEY to save 20% at Mama Bear Legal Forms
- Visit NetSuite today to learn more.
- Get started with YRefy or call 844-2-RAMSEY
- Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
2 April 2026, 10:00 am - 2 hours 13 minutesStop Avoiding The Hard Truth About Your Finances
❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and Jade Warshaw answer your questions and discuss:
- “My husband doesn't allow me to have any access to money. Am I being financially abused?”
- “My employer told me that I owe them $17,000. What should I do?”
- “I inherited some money and now I'm getting calls from everyone about what to do with it.”
- “Should we sell our rental property to pay off our debt?”
- “Can we go visit family in Europe before we finish paying off debt?”
Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
📈 For help with investing, get connected with a SmartVestor Pro
🛡️ Get trusted insurance coverage that fits your budget
💵 Start your free budget today. Download the EveryDollar app!
🚢 Set Sail with Dave Ramsey! Book your cabin today.
💻 Get your taxes done with our 100% accurate tax software
Connect With Our Sponsors:
- Get 10% off your first month of BetterHelp
- Go to Boost Mobile to switch today!
- If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off
- Learn more about Christian Healthcare Ministries
- Get started today with Churchill Mortgage
- Get 20% off when you join DeleteMe
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
- Find top health insurance plans at Health Trust Financial
- Use code RAMSEY to save 20% at Mama Bear Legal Forms
- Visit NetSuite today to learn more.
- Get started with YRefy or call 844-2-RAMSEY
- Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
1 April 2026, 10:00 am - 2 hours 13 minutesLearn When To Move From Intensity To Intentionality
❓ Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
Dave Ramsey and Ken Coleman answer your questions and discuss:
- “Our house burned down yesterday. What do I do now?”
- “My husband has been hiding $30,000 in credit card debt.”
- “My credit cards are going into collections and my husband doesn't know I stopped paying on them.”
- “I can't afford to pay the taxes that I owe.”
- “My boyfriend of eight years doesn't want to marry me.”
Next Steps:
✔️ Help us make the show better. Please take this short survey.
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
💵 Start your free budget today. Download the EveryDollar app!
💻 Need help with your taxes? See who we trust!
🎟️ The Ramsey Show Live Tour: Get Your Tickets!
Connect With Our Sponsors:
- Get 10% off your first month of BetterHelp
- Go to Boost Mobile to switch today!
- If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off
- Learn more about Christian Healthcare Ministries
- Get started today with Churchill Mortgage
- Get 20% off when you join DeleteMe
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
- Find top health insurance plans at Health Trust Financial
- Use code RAMSEY to save 20% at Mama Bear Legal Forms
- Visit NetSuite today to learn more.
- Get started with YRefy or call 844-2-RAMSEY
- Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
31 March 2026, 10:00 am - More Episodes? Get the App