The Ramsey Show
Ramsey Network
The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you've made with money. Join as Dave Ramsey and his team of experts answer your questions on the top problems holding you back. Listen now or ask your question live by calling 888.825.5225 weekdays from 2–5 p.m. ET
- 1 hour 31 minutesFace Debt Head-On Before It Destroys Your Family
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
✅ Help us make the show better by taking this short survey!
While the show hosts are on the Ramsey Cruise for the week, we've compiled some of our favorite Rachel and George calls from 2024. Enjoy your weekend and we'll be back with a live show on Monday!
Rachel Cruze & George Kamel answer your questions and discuss:
- ‘I took a pay cut to keep my family together?’
- ‘I owe $130K and make $24K, what can I do?’
- ‘My ex-boyfriend left me with an RV’
- ‘I'm living in my car, what should I do?'
- ‘My husband took out credit cards for our kids’
- 'We're $392K in debt, what can we do?'
Support Our Sponsors:
- 🌱 Get 10% off your first month of BetterHelp
- 🏥 Learn more about Christian Healthcare Ministries
- 🏡 Get started today with Churchill Mortgage
- 🔒 Get 20% off when you join DeleteMe
- 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
- 🥗 Save 15% on your first Field of Greens order with code RAMSEY
- ⛨ Find top Health Insurance Plans at Health Trust Financial
- 💸 To find out more about student loan refinancing, check out Laurel Road
- 💻 Visit NetSuite today to learn more
- 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
- 🎥 Get your tickets for The Chosen Season 5!
- 💵 Learn more about Timothy Plan
- 🏛 Get started with YRefy or call 844-2-RAMSEY
- 🔐 Visit Zander Insurance for your free instant quote today!
Next Steps
📱 Watch the full episode for free in the Ramsey Network app.
📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
💵 Start your free budget today. Download the EveryDollar app!
🛒 Preorder Build a Business You Love Now at Ramsey Solutions
🤓 File your taxes with 100% accurate software that’s 20% of the price.
Listen to more from Ramsey Network
Learn more about your ad choices. https://www.megaphone.fm/adchoices
28 March 2025, 9:27 pm - 1 hour 31 minutesSurviving the Money Storm Starts with Tough Choices
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
✅ Help us make the show better by taking this short survey!
While the show hosts are on the Ramsey Cruise for the week, we've compiled some of our favorite Jade and Ken calls from 2024. Enjoy your week and we'll be back with a live show soon!
Jade Warshaw & Ken Coleman answer your questions and discuss:
- ‘Girlfriend wants to borrow $12K from me’
- ‘My house caught fire four days before selling’
- ‘My car is getting repossessed, what can I do?’
- ‘I'm getting $3.1M from my divorce settlement'
- ‘I'm $2.5M in debt, what can I do?’
- 'I had a great work review but I got a $.50 raise.'
Support Our Sponsors:
- 🌱 Get 10% off your first month of BetterHelp
- 🏥 Learn more about Christian Healthcare Ministries
- 🏡 Get started today with Churchill Mortgage
- 🔒 Get 20% off when you join DeleteMe
- 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
- 🥗 Save 15% on your first Field of Greens order with code RAMSEY
- ⛨ Find top Health Insurance Plans at Health Trust Financial
- 💸 To find out more about student loan refinancing, check out Laurel Road
- 💻 Visit NetSuite today to learn more
- 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
- 🎥 Get your tickets for The Chosen Season 5!
- 💵 Learn more about Timothy Plan
- 🏛 Get started with YRefy or call 844-2-RAMSEY
- 🔐 Visit Zander Insurance for your free instant quote today!
Next Steps
📱 Watch the full episode for free in the Ramsey Network app.
📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
💵 Start your free budget today. Download the EveryDollar app!
🎟️ EntreLeadership Summit: The Best Leadership Conference of 2025.
🛒 Preorder Build a Business You Love Now at Ramsey Solutions
Listen to more from Ramsey Network
Learn more about your ad choices. https://www.megaphone.fm/adchoices
27 March 2025, 9:28 pm - 1 hour 31 minutesYour Overspending Will Eventually Catch Up With You
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
✅ Help us make the show better by taking this short survey!
While the show hosts are on the Ramsey Cruise for the week, we've compiled some of our favorite Rachel and Jade calls from 2024. Enjoy your week and we'll be back with a live show soon!
Rachel Cruze & Jade Warshaw answer your questions and discuss:
- ‘ Living paycheck to paycheck making $455K.’
- 'It seems like I'm completely broke all the time’
- ‘Will paying off debt cause our credit to drop?’
- ‘How do I convince my dad to sell his Mercedes?'
- ‘My wages are being garnished, what can I do?’
- 'In dating, when do you discuss "non-negotiables."'
Support Our Sponsors:
- 🌱 Get 10% off your first month of BetterHelp
- 🏥 Learn more about Christian Healthcare Ministries
- 🏡 Get started today with Churchill Mortgage
- 🔒 Get 20% off when you join DeleteMe
- 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
- 🥗 Save 15% on your first Field of Greens order with code RAMSEY
- ⛨ Find top Health Insurance Plans at Health Trust Financial
- 💸 To find out more about student loan refinancing, check out Laurel Road
- 💻 Visit NetSuite today to learn more
- 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
- 🎥 Get your tickets for The Chosen Season 5!
- 💵 Learn more about Timothy Plan
- 🏛 Get started with YRefy or call 844-2-RAMSEY
- 🔐 Visit Zander Insurance for your free instant quote today!
Next Steps
📱 Watch the full episode for free in the Ramsey Network app
📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here
💵 Start your free budget today. Download the EveryDollar app
🤓 File your taxes with 100% accurate software that’s 20% of the price
🛒 Preorder Build a Business You Love Now at Ramsey Solutions
🎟️ See Dave Ramsey and Dr. John Delony LIVE in a city near you
Listen to more from Ramsey Network
Learn more about your ad choices. https://www.megaphone.fm/adchoices
26 March 2025, 9:26 pm - 1 hour 31 minutesHow The Baby Steps Protect You From Financial Uncertainty
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
✅ Help us make the show better by taking this short survey!
While the show hosts are on the Ramsey Cruise for the week, we've compiled some of our favorite Dave and Ken calls from 2024. Enjoy your week and we'll be back with a live show soon!
Dave Ramsey & Ken Coleman answer your questions and discuss:
- ‘I feel discouraged about money'
- 'Husband's union might go on strike soon.’
- ‘I can't get caught up on my bills’
- ‘My ARM is resetting soon, what can I do?'
- ‘Is it smart to get into an AirBnB?’
- 'Preparing for my wife to possibly lose her job'
Support Our Sponsors:
- 🌱 Get 10% off your first month of BetterHelp
- 🏥 Learn more about Christian Healthcare Ministries
- 🏡 Get started today with Churchill Mortgage
- 🔒 Get 20% off when you join DeleteMe
- 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
- 🥗 Save 15% on your first Field of Greens order with code RAMSEY
- ⛨ Find top Health Insurance Plans at Health Trust Financial
- 💸 To find out more about student loan refinancing, check out Laurel Road
- 💻 Visit NetSuite today to learn more
- 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
- 🎥 Get your tickets for The Chosen Season 5!
- 💵 Learn more about Timothy Plan
- 🏛 Get started with YRefy or call 844-2-RAMSEY
- 🔐 Visit Zander Insurance for your free instant quote today!
Next Steps
📱 Watch the full episode for free in the Ramsey Network app.
📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
💵 Start your free budget today. Download the EveryDollar app!
🛒 Preorder Build a Business You Love Now at Ramsey Solutions
🎟️ EntreLeadership Summit: The Best Leadership Conference of 2025.
Listen to more from Ramsey Network
🪑 Front Row Seat with Ken Coleman
Learn more about your ad choices. https://www.megaphone.fm/adchoices
25 March 2025, 9:01 pm - 1 hour 31 minutesDebt Isn't The Problem - Your Mindset Is
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
✅ Help us make the show better by taking this short survey!
While the show hosts are on the Ramsey Cruise for the week, we've compiled some of our favorite Dave and Jade calls from 2024. Enjoy your week and we'll be back with a live show soon!
Dave Ramsey & Jade Warshaw answer your questions and discuss:
- ‘Son asked me to bail him out of $200K tax debt’
- 'Is it dumb to take out a business loan?’
- ‘We've lost a ton of money with no end in sight’
- ‘Do cost-of-living raises cause more inflation?'
- ‘I owe the IRS $100K with my ex-husband’
- 'Is it wrong to build wealth?'
Support Our Sponsors:
- 🌱 Get 10% off your first month of BetterHelp
- 🏥 Learn more about Christian Healthcare Ministries
- 🏡 Get started today with Churchill Mortgage
- 🔒 Get 20% off when you join DeleteMe
- 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
- 🥗 Save 15% on your first Field of Greens order with code RAMSEY
- ⛨ Find top Health Insurance Plans at Health Trust Financial
- 💸 To find out more about student loan refinancing, check out Laurel Road
- 💻 Visit NetSuite today to learn more
- 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
- 🎥 Get your tickets for The Chosen Season 5!
- 💵 Learn more about Timothy Plan
- 🏛 Get started with YRefy or call 844-2-RAMSEY
- 🔐 Visit Zander Insurance for your free instant quote today!
Next Steps
📱 Watch the full episode for free in the Ramsey Network app.
📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
💵 Start your free budget today. Download the EveryDollar app!
🎟️ See Dave Ramsey and Dr. John Delony LIVE in a city near you.
🛒 Preorder Build a Business You Love Now at Ramsey Solutions
🤓 File your taxes with 100% accurate software that’s 20% of the price.
Listen to more from Ramsey Network
🪑 Front Row Seat with Ken Coleman
Learn more about your ad choices. https://www.megaphone.fm/adchoices
24 March 2025, 8:51 pm - 1 hour 31 minutesStop Letting Other People's Problems Ruin Your Finances
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
✅ Help us make the show better by taking this short survey!
While the show hosts are on the Ramsey Cruise for the week, we've compiled some of our favorite George and John calls from 2024. Enjoy your weekend and we'll be back with a live show soon!
George Kamel & John Delony answer your questions and discuss:
- ‘I have $160K of debt, file for bankruptcy?.’
- 'How do I stop giving to my ex-daughter-in-law?’
- ‘How do I get my wife to spend less?’
- ‘Can we trust the Dollar for the next 30 years?'
- ‘Is it wrong to work in an industry that sells debt?’
- 'How do I buy a property with my adult kids?'
Support Our Sponsors:
- 🌱 Get 10% off your first month of BetterHelp
- 🏥 Learn more about Christian Healthcare Ministries
- 🏡 Get started today with Churchill Mortgage
- 🔒 Get 20% off when you join DeleteMe
- 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
- 🥗 Save 15% on your first Field of Greens order with code RAMSEY
- ⛨ Find top Health Insurance Plans at Health Trust Financial
- 💸 To find out more about student loan refinancing, check out Laurel Road
- 💻 Visit NetSuite today to learn more
- 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
- 🎥 Get your tickets for The Chosen Season 5!
- 💵 Learn more about Timothy Plan
- 🏛 Get started with YRefy or call 844-2-RAMSEY
- 🔐 Visit Zander Insurance for your free instant quote today!
Next Steps
📱 Watch the full episode for free in the Ramsey Network app.
📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
🤓 File your taxes with 100% accurate software that’s 20% of the price.
🎟️ See Dave Ramsey and Dr. John Delony LIVE in a city near you.
💵 Start your free budget today. Download the EveryDollar app!
Listen to more from Ramsey Network
🪑 Front Row Seat with Ken Coleman
Learn more about your ad choices. https://www.megaphone.fm/adchoices
21 March 2025, 9:23 pm - 1 hour 28 minutesQuit Trying to Outearn Your Stupidity!
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
✅ Help us make the show better by taking this short survey!
Dave Ramsey & Rachel Cruze answer your questions and discuss:
- "38% of homes are owned by Boomers. What happens to the market when they start to die?"
- "Should I continue to take out student loans?"
- "I won over $200,000 on a game show and don't know what to do with it,"
- "How do I financially prepare for the loss of my vision?"
- "How do we navigate my wife's social media blowing up and lots of money coming our way?"
- "My husband is an avid Ramsey fan and says that we cannot buy a new car"
Support Our Sponsors:
- 🌱 Get 10% off your first month of BetterHelp
- 🏥 Learn more about Christian Healthcare Ministries
- 🏡 Get started today with Churchill Mortgage
- 🔒 Get 20% off when you join DeleteMe
- 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
- 🥗 Save 15% on your first Field of Greens order with code RAMSEY
- ⛨ Find top Health Insurance Plans at Health Trust Financial
- 💸 To find out more about student loan refinancing, check out Laurel Road
- 💻 Visit NetSuite today to learn more
- 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
- 🎥 Get your tickets for The Chosen Season 5!
- 💵 Learn more about Timothy Plan
- 🏛 Get started with YRefy or call 844-2-RAMSEY
- 🔐 Visit Zander Insurance for your free instant quote today!
Next Steps
📱 Watch the full episode for free in the Ramsey Network app.
📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
🎟️ See Dave Ramsey and Dr. John Delony LIVE in a city near you
❤️🩹 Get trusted insurance coverage that fits your budget.
💵 Start your free budget today. Download the EveryDollar app!
🛒 Preorder Build a Business You Love Now at Ramsey Solutions
Listen to more from Ramsey Network
🪑 Front Row Seat with Ken Coleman
Learn more about your ad choices. https://www.megaphone.fm/adchoices
20 March 2025, 9:26 pm - 1 hour 28 minutesYou Don’t Need a Raise, You Need a Plan
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
✅ Help us make the show better by taking this short survey!
Rachel Cruze & Ken Coleman answer your questions and discuss:
- "My new husband and I both have major trust issues when it comes to money,"
- "We are $25k upside down on a truck,"
- "Should I rent a studio to my parents?"
- "How we can remain content while renting over the next 24 months?"
- "How do I protect myself if I move in with my boyfriend?"
Support Our Sponsors:
- 🌱 Get 10% off your first month of BetterHelp
- 🏥 Learn more about Christian Healthcare Ministries
- 🏡 Get started today with Churchill Mortgage
- 🔒 Get 20% off when you join DeleteMe
- 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
- 🥗 Save 15% on your first Field of Greens order with code RAMSEY
- ⛨ Find top Health Insurance Plans at Health Trust Financial
- 💸 To find out more about student loan refinancing, check out Laurel Road
- 💻 Visit NetSuite today to learn more
- 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
- 🎥 Get your tickets for The Chosen Season 5!
- 💵 Learn more about Timothy Plan
- 🏛 Get started with YRefy or call 844-2-RAMSEY
- 🔐 Visit Zander Insurance for your free instant quote today!
Next Steps
📱 Watch the full episode for free in the Ramsey Network app.
📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
💵 Sign up for a free training with our EveryDollar team!
🤓 File your taxes with 100% accurate software that’s 20% of the price.
🎟️ See Dave Ramsey and Dr. John Delony LIVE in a city near you
🛒 Preorder Build a Business You Love Now at Ramsey Solutions
Listen to more from Ramsey Network
🪑 Front Row Seat with Ken Coleman
Learn more about your ad choices. https://www.megaphone.fm/adchoices
19 March 2025, 9:00 pm - 1 hour 27 minutesHope Is the Difference Between Victim and Victor
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
✅ Help us make the show better by taking this short survey!
Dave Ramsey & George Kamel answer your questions and discuss:
- "Every time we talk about getting out debt, it turns into a fight,"
- "Should I invest in real estate or look for a job?"
- Dave explains wealth inequality in 2025,
- "Getting my parents to work the Baby Steps,"
- "Should I set up a line of credit for my business?"
Support Our Sponsors:
- 🌱 Get 10% off your first month of BetterHelp
- 🏥 Learn more about Christian Healthcare Ministries
- 🏡 Get started today with Churchill Mortgage
- 🔒 Get 20% off when you join DeleteMe
- 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
- 🥗 Save 15% on your first Field of Greens order with code RAMSEY
- ⛨ Find top Health Insurance Plans at Health Trust Financial
- 💸 To find out more about student loan refinancing, check out Laurel Road
- 💻 Visit NetSuite today to learn more
- 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
- 🎥 Get your tickets for The Chosen Season 5!
- 💵 Learn more about Timothy Plan
- 🏛 Get started with YRefy or call 844-2-RAMSEY
- 🔐 Visit Zander Insurance for your free instant quote today!
Next Steps
📱 Watch the full episode for free in the Ramsey Network app.
📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
❤️🩹 Get trusted insurance coverage that fits your budget.
🎟️ See Dave Ramsey and Dr. John Delony LIVE in a city near you.
💵 Start your free budget today. Download the EveryDollar app!
🛒 Preorder Build a Business You Love Now at Ramsey Solutions
Listen to more from Ramsey Network
🪑 Front Row Seat with Ken Coleman
Learn more about your ad choices. https://www.megaphone.fm/adchoices
18 March 2025, 9:16 pm - 1 hour 27 minutesSlow and Steady Wins the Race Every Time
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
❓ Help us make the show better. Please take this short survey.
Dave Ramsey & Dr. John Delony answer your questions and discuss:
- "My company wants to sign me a 5-year deal,"
- "How do we work on finances while separated?"
- "How much should we save for a house?"
- "We won a hunting trip to Africa - should we spend the money to go or save for a house?"
- "How do I get out of two Whole Life policies?"
- "How do I build credit without credit cards?"
Support Our Sponsors:
- 🌱 Get 10% off your first month of BetterHelp
- 🏥 Learn more about Christian Healthcare Ministries
- 🏡 Get started today with Churchill Mortgage
- 🔒 Get 20% off when you join DeleteMe
- 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
- 🥗 Save 15% on your first Field of Greens order with code RAMSEY
- ⛨ Find top Health Insurance Plans at Health Trust Financial
- 💸 To find out more about student loan refinancing, check out Laurel Road
- 💻 Visit NetSuite today to learn more
- 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
- 🎥 Get your tickets for The Chosen Season 5!
- 💵 Learn more about Timothy Plan
- 🏛 Get started with YRefy or call 844-2-RAMSEY
- 🔐 Visit Zander Insurance for your free instant quote today!
Next Steps
📱 Watch the full episode for free in the Ramsey Network app.
📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
🤓 File your taxes with 100% accurate software that’s 20% of the price.
💵 Start your free budget today. Download the EveryDollar app!
🎟️ See Dave Ramsey and Dr. John Delony LIVE in a city near you.
🛒 Preorder Build a Business You Love Now at Ramsey Solutions
Listen to more from Ramsey Network
🪑 Front Row Seat with Ken Coleman
Learn more about your ad choices. https://www.megaphone.fm/adchoices
17 March 2025, 9:00 pm - 1 hour 23 minutesIt’s Time To Cut Debt out of Your Life!
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
George Kamel & Ken Coleman answer your questions and discuss:
- "I feel like we'll never catch up on our retirement savings,"
- "Will cutting up my card get me in trouble?"
- "Is it greedy to counter-offer a promotion?"
- "I can't morally invest in the S&P 500,"
- "How do I break down annual/semi-annual insurance payments into a monthly budget?"
- "My car was repossessed this morning..."
Support Our Sponsors:
- 🌱 Get 10% off your first month of BetterHelp
- 🏥 Learn more about Christian Healthcare Ministries
- 🏡 Get started today with Churchill Mortgage
- 🔒 Get 20% off when you join DeleteMe
- 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
- 🥗 Save 15% on your first Field of Greens order with code RAMSEY
- ⛨ Find top Health Insurance Plans at Health Trust Financial
- 💸 To find out more about student loan refinancing, check out Laurel Road
- 💻 Visit NetSuite today to learn more
- 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
- 💵 Learn more about Timothy Plan
- 🏛 Get started with YRefy or call 844-2-RAMSEY
- 🔐 Visit Zander Insurance for your free instant quote today!
Next Steps
💰 Learn more about creating a sinking fund in EveryDollar
📱 Watch the full episode for free in the Ramsey Network app.
📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
🏠 Find a Ramsey Trusted Real Estate Agent
🤓 File your taxes with 100% accurate software that’s 20% of the price.
💵 Start your free budget today. Download the EveryDollar app!
🛒 Preorder Build a Business You Love Now at Ramsey Solutions
💻 Sign up for a free training with our EveryDollar team!
Listen to more from Ramsey Network
🪑 Front Row Seat with Ken Coleman
Learn more about your ad choices. https://www.megaphone.fm/adchoices
14 March 2025, 9:00 pm - More Episodes? Get the App