The Ramsey Show
Ramsey Network
The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you've made with money. Join as Dave Ramsey and his team of experts answer your questions on the top problems holding you back. Listen now or ask your question live by calling 888.825.5225 weekdays from 2–5 p.m. ET
- 2 hours 6 minutesThe Annual Giving Show: A Celebration of Radical Generosity
🤔 Think you’re good with money? Take our Money in America quiz!
Dave Ramsey and George Kamel answer your questions and discuss:
- “Food pantry worker provided for her event though she didn’t qualify.”
- “Aunt provided money to her family to help them avoid bankruptcy.”
- “Raised money to buy Christmas gifts for people in need.”
- “She bought her mom’s dream car as a gift to her.”
- “Donated funds to organization that helps keep biological families together.”
- “Didn’t charge Door Dash customer for her meal and gave her $60.”
- “Purchased tires for a teacher at his son’s school.”
- “Donates gifts to children’s hospital patients and families in need.”
- “Family dresses up as Santa/Mrs. Clause and adopts families at Christmas.”
- “Donated a kidney to a stranger.”
- “Lost their son at childbirth and asked for donations for the NICU that cared for him.”
- “My company helped a single mother with cash and presents and a place to stay for her son while she goes to work”
- ”I was the beneficiary of a scholarship from my family, now I am paying it forward for my niece”
- “Gave a co-worker’s daughter a car.”
- “I gave my trash collector a tip and he said no one had ever thanked him before”
- “We were given money by a stranger when our son was in the NICU”
- “We have given away two cars”
- “Her friends furnished a house for her after a separation.”
- “Lent money to their pastor who was in need.”
- “Their friends gifted them with a much needed vehicle.”
Next Steps:
✔️ Help us make the show better. Please take this short survey.
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email
🏠 Find a Ramsey Trusted Real Estate Agent
💻 Find out where you stand with your money and get a free plan
💵 Start your free budget today by downloading the EveryDollar app
📘 Preorder What No One Tells You About Money today now and get $100+ in bonus items
Connect With Our Sponsors:
- Stop paying more and start shopping smarter at ALDI.
- Amazon is making it easier than ever to find top gifts at amazing prices this season in the Holiday Shop.
- Get 10% off your first month of BetterHelp.
- Go to Boost Mobile to switch today!
- Go to Casper Sleep and use promo code RAMSEY to learn more.
- Learn more about Christian Healthcare Ministries.
- Get started today with Churchill Mortgage.
- Get 20% off when you join DeleteMe.
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
- Find top health insurance plans at Health Trust Financial.
- Use code RAMSEY to save 20% at Mama Bear Legal Forms.
- Visit NetSuite today to learn more.
- For more information, go to SimpliSafe.
- Get started with YRefy or call 844-2-RAMSEY.
- Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
19 December 2025, 11:00 am - 2 hours 20 minutesNo One Makes Good Decisions out of Fear or Desperation
🤔 Think you’re good with money? Take our Money in America quiz!
Dave Ramsey and Dr. John Delony answer your questions and discuss:
- “How can I protect myself from my husband’s gambling problem?”
- “I signed up for a student loan assistance program but I feel like I am being extorted rather than helped”
- “I am closing on a house I can’t afford and I’m pregnant. What should I do to get through this season?”
- “Should we sell a car we were gifted?”
- “Should I get a 529 plan for my children?”
- “My elderly mother has developed a gambling addiction, I feel guilty for not wanting to fund her addiction”
- “We are about to lose 80% of our income. Should we pay down our debt or save?”
- “Should I pull money from retirement to pay off my car?”
- “Is it too late for me to prepare for retirement?”
- “Should I let my son enjoy the fruits of his hard work?”
- “Should we pay off our house after we sell our rental?”
- “I received a personal injury settlement of $420,000. How should I manage this large lump sum?”
- “Am I risking my almost $1M net worth by carrying $1.4M in debt?”
Next Steps:
✔️ Help us make the show better. Please take this short survey.
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email
💵 Start your free budget today by downloading the EveryDollar app
🏠 Find a Ramsey Trusted Real Estate Agent
💻 Find out where you stand with your money and get a free plan
📘 Preorder What No One Tells You About Money today now and get $100+ in bonus items
🏛️ Support the Timeshare Pricing Transparency Act
Connect With Our Sponsors:
- Stop paying more and start shopping smarter at ALDI.
- Amazon is making it easier than ever to find top gifts at amazing prices this season in the Holiday Shop.
- Get 10% off your first month of BetterHelp.
- Go to Boost Mobile to switch today!
- Go to Casper Sleep and use promo code RAMSEY to learn more.
- Learn more about Christian Healthcare Ministries.
- Get started today with Churchill Mortgage.
- Get 20% off when you join DeleteMe.
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
- Find top health insurance plans at Health Trust Financial.
- Use code RAMSEY to save 20% at Mama Bear Legal Forms.
- Visit NetSuite today to learn more.
- For more information, go to SimpliSafe.
- Get started with YRefy or call 844-2-RAMSEY.
- Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
18 December 2025, 11:00 am - 2 hours 18 minutesQuit Letting Dumb Money Decisions Hold You Back
🤔 Think you’re good with money? Take our Money in America quiz!
Dave Ramsey and Ken Coleman answer your questions and discuss:
- "I'm $250,000 in debt, how do I get out of this?"
- "I just got married. I want to pay off my wife's student loans before moving in with her"
- "Is it a good idea to move into a mobile home to get caught up on my bills?"
- "Should we wait to get married so my girlfriend can still get her benefits?"
- "Should I borrow money to tithe?"
- "How can I help my husband increase our income?"
- "How do we honor my father-in-law who no longer runs his business?"
Next Steps:
✔️ Help us make the show better. Please take this short survey.
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email
💻 Find out where you stand with your money and get a free plan
💵 Start your free budget today by downloading the EveryDollar app
🤓 File your taxes with 100% accurate software that’s less than half of the price
📘 Preorder What No One Tells You About Money today now and get $100+ in bonus items
Connect With Our Sponsors:
- Stop paying more and start shopping smarter at ALDI.
- Amazon is making it easier than ever to find top gifts at amazing prices this season in the Holiday Shop.
- Get 10% off your first month of BetterHelp.
- Go to Boost Mobile to switch today!
- Go to Casper Sleep and use promo code RAMSEY to learn more.
- Learn more about Christian Healthcare Ministries.
- Get started today with Churchill Mortgage.
- Get 20% off when you join DeleteMe.
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
- Find top health insurance plans at Health Trust Financial.
- Use code RAMSEY to save 20% at Mama Bear Legal Forms.
- Visit NetSuite today to learn more.
- For more information, go to SimpliSafe.
- Get started with YRefy or call 844-2-RAMSEY.
- Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
17 December 2025, 11:00 am - 2 hours 19 minutesFinancial Victories Don't Happen Without Sacrifices
🤔 Think you’re good with money? Take our Money in America quiz!
Dave Ramsey answers your questions and discusses:
- “How do I grow my Turo business?”
- “How do I talk to my boyfriend about his irresponsible spending?”
- “What should I do with the extra income after paying off my home?”
- “Should I pause baby step 2 so I can cashflow college for my son? “
- “””I am a 30-year-old widower with nothing saved for retirement.
- How do I start investing for my future?”””
- “My department is facing layoffs, should I go back to school?”
- “What is the downside of putting less than 20% down on a home?”
- “How do my fiance and I Priortize buying a home, getting married and paying off debt?”
- “Can we skip buying teacher Christmas presents while in baby step 3?”
- “How should I pay my escrow shortage?”
- “We make $200,000 a year but we are still living paycheck-to-paycheck”
- “Should we use our emergency fund to buy a gun?”
- “Should we use our inheritance to pay off all our debt?”
- “How do I start investing?”
Next Steps:
✔️ Help us make the show better. Please take this short survey.
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email
🏠 Get organized and prepared to buy or sell a home
💻 Find out where you stand with your money and get a free plan
💵 Start your free budget today by downloading the EveryDollar app
📘 Preorder What No One Tells You About Money today now and get $100+ in bonus items
Connect With Our Sponsors:
- Stop paying more and start shopping smarter at ALDI.
- Amazon is making it easier than ever to find top gifts at amazing prices this season in the Holiday Shop.
- Get 10% off your first month of BetterHelp.
- Go to Boost Mobile to switch today!
- Go to Casper Sleep and use promo code RAMSEY to learn more.
- Learn more about Christian Healthcare Ministries.
- Get started today with Churchill Mortgage.
- Get 20% off when you join DeleteMe.
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
- Find top health insurance plans at Health Trust Financial.
- Use code RAMSEY to save 20% at Mama Bear Legal Forms.
- Visit NetSuite today to learn more.
- For more information, go to SimpliSafe.
- Get started with YRefy or call 844-2-RAMSEY.
- Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
16 December 2025, 11:00 am - 2 hours 18 minutesStop Hoping Someone Else Will Fix Your Money
🤔 Think you’re good with money? Take our Money in America quiz!
George Kamel and Dr. John Delony answer your questions and discuss:
- "Should we revoke our daughter's 529 account because she opened a credit card in her name?"
- "I'm in $94,000 of student loan debt, should I wait for these loans to be forgiven by the government?"
- "Our daughter recently moved out to live with her boyfriend. Should we stop paying her health insurance?"
- "I'm struggling to balance paying my debt and living expenses"
- "What is my obligation to pay for my father's funeral costs?"
- "Our lender wants us to take out a second mortgage on our home for a new house build"
- "Am I too young to be getting married?"
Next Steps:
✔️ Help us make the show better. Please take this short survey.
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email
💵 Start your free budget today by downloading the EveryDollar app
🤓 File your taxes with 100% accurate software that’s less than half of the price
💻 Find out where you stand with your money and get a free plan
📘 Preorder What No One Tells You About Money today now and get $100+ in bonus items
Connect With Our Sponsors:
- Stop paying more and start shopping smarter at ALDI.
- Amazon is making it easier than ever to find top gifts at amazing prices this season in the Holiday Shop.
- Get 10% off your first month of BetterHelp.
- Go to Boost Mobile to switch today!
- Go to Casper Sleep and use promo code RAMSEY to learn more.
- Learn more about Christian Healthcare Ministries.
- Get started today with Churchill Mortgage.
- Get 20% off when you join DeleteMe.
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
- Find top health insurance plans at Health Trust Financial.
- Use code RAMSEY to save 20% at Mama Bear Legal Forms.
- Visit NetSuite today to learn more.
- For more information, go to SimpliSafe.
- Get started with YRefy or call 844-2-RAMSEY.
- Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
🪑 Front Row Seat with Ken Coleman
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
15 December 2025, 11:00 am - 2 hours 18 minutes"I have 350k Of Debt And Haven't Filed Taxes In 8 Years"
🤔 Think you’re good with money? Take our Money in America quiz!
Dave Ramsey and Ken Coleman answer your questions and discuss:
- "Should I buy a family compound with my ex, his girlfriend, and their child?"
- "I have over $350,000 of debt. Should I file for bankruptcy?"
- "Can we reduce our retirement contributions to have a little fun money?"
- "Should we go on vacations while in Baby Step 2?"
- "My mom blew through my late father's life insurance payout and now she is late on her mortgage payments"
- "My wife doesn't want to budget, how do I get her on board with a plan?"
- "My boyfriend is $100,000 in debt and he never told me about it".
Next Steps:
✔️ Help us make the show better. Please take this short survey.
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email
💻 Find out where you stand with your money and get a free plan
💵 Start your free budget today by downloading the EveryDollar app
🤓 File your taxes with 100% accurate software that’s less than half of the price
📘 Preorder What No One Tells You About Money today now and get $100+ in bonus items
Connect With Our Sponsors:
- Stop paying more and start shopping smarter at ALDI.
- Amazon is making it easier than ever to find top gifts at amazing prices this season in the Holiday Shop.
- Get 10% off your first month of BetterHelp.
- Go to Boost Mobile to switch today!
- Go to Casper Sleep and use promo code RAMSEY to learn more.
- Learn more about Christian Healthcare Ministries.
- Get started today with Churchill Mortgage.
- Get 20% off when you join DeleteMe.
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
- Find top health insurance plans at Health Trust Financial.
- Use code RAMSEY to save 20% at Mama Bear Legal Forms.
- Visit NetSuite today to learn more.
- For more information, go to SimpliSafe.
- Get started with YRefy or call 844-2-RAMSEY.
- Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
🪑 Front Row Seat with Ken Coleman
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
12 December 2025, 11:00 am - 2 hours 19 minutes"My Husband Destroyed Our Finances, Should I Leave Him?"
🤔 Think you’re good with money? Take our Money in America quiz!
Dave Ramsey and Rachel Cruze answer your questions and discuss:
- "My husband destroyed our finances, should I leave him?"
- "How do I get out of a house I can't afford?"
- "My mother wants to change my father's final estate wishes"
- "How do we deal with a foreign student that we support financially who lies to us?"
- "What should we do if we can't cashflow dance competition costs?"
- "How do I get my husband to buy in on the Baby Steps?"
Next Steps:
✔️ Help us make the show better. Please take this short survey.
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email
🏠 Get organized and prepared to buy or sell a home
📘 Preorder What No One Tells You About Money today now and get $100+ in bonus items
💵 Start your free budget today by downloading the EveryDollar app
Connect With Our Sponsors:
- Stop paying more and start shopping smarter at ALDI.
- Amazon is making it easier than ever to find top gifts at amazing prices this season in the Holiday Shop.
- Get 10% off your first month of BetterHelp.
- Go to Boost Mobile to switch today!
- Go to Casper Sleep and use promo code RAMSEY to learn more.
- Learn more about Christian Healthcare Ministries.
- Get started today with Churchill Mortgage.
- Get 20% off when you join DeleteMe.
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
- Find top health insurance plans at Health Trust Financial.
- Use code RAMSEY to save 20% at Mama Bear Legal Forms.
- Visit NetSuite today to learn more.
- For more information, go to SimpliSafe.
- Get started with YRefy or call 844-2-RAMSEY.
- Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
🪑 Front Row Seat with Ken Coleman
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
11 December 2025, 11:00 am - 2 hours 19 minutesDebt Steals Your Freedom - Fight For Financial Peace
🤔 Think you’re good with money? Take our Money in America quiz!
Dave Ramsey and George Kamel answer your questions and discuss:
- "My fiancé still has his ex on the lease for his home, I feel gross about moving in before he fixes this"
- "How do we start the Baby Steps when we are behind on our bills and have $120,000 of debt?"
- "I'm worried about lowering my savings to $1,000 in Baby Step 1"
- "My parents are tenants in my rental and they don't pay rent on time"
- "Why should I pay off my house when my investments earn more than the interest I'm paying on my mortgage?"
- "How do I pay off my debt while in college?"
Next Steps:
✔️ Help us make the show better. Please take this short survey.
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email
💵 Start your free budget today by downloading the EveryDollar app
🤓 File your taxes with 100% accurate software that’s less than half of the price
📘 Preorder What No One Tells You About Money today now and get $100+ in bonus items
Connect With Our Sponsors:
- Stop paying more and start shopping smarter at ALDI.
- Amazon is making it easier than ever to find top gifts at amazing prices this season in the Holiday Shop.
- Get 10% off your first month of BetterHelp.
- Go to Boost Mobile to switch today!
- Go to Casper Sleep and use promo code RAMSEY to learn more.
- Learn more about Christian Healthcare Ministries.
- Get started today with Churchill Mortgage.
- Get 20% off when you join DeleteMe.
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
- Find top health insurance plans at Health Trust Financial.
- Use code RAMSEY to save 20% at Mama Bear Legal Forms.
- Visit NetSuite today to learn more.
- For more information, go to SimpliSafe.
- Get started with YRefy or call 844-2-RAMSEY.
- Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
🪑 Front Row Seat with Ken Coleman
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
10 December 2025, 11:00 am - 2 hours 20 minutes“I Want To Trust My Husband, But He Wants To Get Rich Quick"
🤔 Think you’re good with money? Take our Money in America quiz!
Dave Ramsey and Jade Warshaw answer your questions and discuss:
- "My husband keeps digging us into a deeper financial hole and I am terrified"
- "I have $115,000 of consumer debt but I'd rather pay off my house first because I'm terrified of being homeless"
- "The IRS says I owe them $180,000 because my old employer used my Social Security number for their online store"
- "I'm 47 and living with my sister and have nothing saved for retirement. How do I get back on track financially?"
- "Should I file for bankruptcy? "
- "Is it better financially to use an inheritance to pay off my home or should I invest it?"
- "Should I put a budget on how much my wife can spend on furniture for our new home?".
Next Steps:
✔️ Help us make the show better. Please take this short survey.
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email
📘 Preorder What No One Tells You About Money today now and get $100+ in bonus items
💵 Start your free budget today by downloading the EveryDollar app
🏠 Get organized and prepared to buy or sell a home
Connect With Our Sponsors:
- Stop paying more and start shopping smarter at ALDI.
- Amazon is making it easier than ever to find top gifts at amazing prices this season in the Holiday Shop.
- Get 10% off your first month of BetterHelp.
- Go to Boost Mobile to switch today!
- Go to Casper Sleep and use promo code RAMSEY to learn more.
- Learn more about Christian Healthcare Ministries.
- Get started today with Churchill Mortgage.
- Get 20% off when you join DeleteMe.
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
- Find top health insurance plans at Health Trust Financial.
- Use code RAMSEY to save 20% at Mama Bear Legal Forms.
- Visit NetSuite today to learn more.
- For more information, go to SimpliSafe.
- Get started with YRefy or call 844-2-RAMSEY.
- Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
🪑 Front Row Seat with Ken Coleman
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
9 December 2025, 11:00 am - 2 hours 20 minutesStop Being Sick And Tired—Decide to Change!
🤔 Think you’re good with money? Take our Money in America quiz!
Ken Coleman and Jade Warshaw answer your questions and discuss:
- "How intense should I be with paying off $156,000 of debt?"
- "We're $180,000 in debt. How can we start the Baby Steps?"
- "How do we teach our 15-year-old how to manage money?"
- "Should I give up on my trade and switch careers?"
- "My father-in-law stated in his will that we cannot sell his home. Should we still sell it?"
- "Should I leave my partner of 4 years because he doesn’t want to marry me?"
- "I make $3,000 a month in cash back on my credit cards. Would you still advise me to cut them up?"
Next Steps:
✔️ Help us make the show better. Please take this short survey.
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email
💵 Start your free budget today by downloading the EveryDollar app
💻 Find out where you stand with your money and get a free plan
📘 Preorder What No One Tells You About Money today now and get $100+ in bonus items
Connect With Our Sponsors:
- Stop paying more and start shopping smarter at ALDI.
- Amazon is making it easier than ever to find top gifts at amazing prices this season in the Holiday Shop.
- Get 10% off your first month of BetterHelp.
- Go to Boost Mobile to switch today!
- Go to Casper Sleep and use promo code RAMSEY to learn more.
- Learn more about Christian Healthcare Ministries.
- Get started today with Churchill Mortgage.
- Get 20% off when you join DeleteMe.
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
- Find top health insurance plans at Health Trust Financial.
- Use code RAMSEY to save 20% at Mama Bear Legal Forms.
- Visit NetSuite today to learn more.
- For more information, go to SimpliSafe.
- Get started with YRefy or call 844-2-RAMSEY.
- Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
🪑 Front Row Seat with Ken Coleman
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
8 December 2025, 11:00 am - 2 hours 19 minutes"Should I Open Up A Secret Bank Account to Protect Myself?"
🤔 Think you’re good with money? Take our Money in America quiz!
Dave Ramsey and Rachel Cruze answer your questions and discuss:
- "Should I open a secret bank account?"
- "We feel unsafe in our home but moving seems like it will be impossible. How do we get ourselves out of this situation?"
- "How do you know when it's time to leave your full-time job and make your side job full-time?"
- "I have $3.5 million in retirement but I'm still scared to retire"
- "Should I sell my home?"
- "I took a higher paying job but the practices at the company worries me. Should I stay at this job?".
Next Steps:
✔️ Help us make the show better. Please take this short survey.
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email
💵 Start your free budget today by downloading the EveryDollar app
💻 Find out where you stand with your money and get a free plan
❤️🩹 Get trusted insurance coverage that fits your budget
🛒 Lowest prices of the year—don’t miss Cyber Monday gifts as low as $3.99!
📘 Preorder What No One Tells You About Money today now and get $100+ in bonus items
Connect With Our Sponsors:
- Stop paying more and start shopping smarter at ALDI.
- Amazon is making it easier than ever to find top gifts at amazing prices this season in the Holiday Shop.
- Get 10% off your first month of BetterHelp.
- Go to Boost Mobile to switch today!
- Go to Casper Sleep and use promo code RAMSEY to learn more.
- Learn more about Christian Healthcare Ministries.
- Get started today with Churchill Mortgage.
- Get 20% off when you join DeleteMe.
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
- Find top health insurance plans at Health Trust Financial.
- Use code RAMSEY to save 20% at Mama Bear Legal Forms.
- Visit NetSuite today to learn more.
- For more information, go to SimpliSafe.
- Get started with YRefy or call 844-2-RAMSEY.
- Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🪑 Front Row Seat with Ken Coleman
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
5 December 2025, 11:00 am - More Episodes? Get the App