- 2 hours 7 minutesBreak The Borrowing Cycle
❓ Have a money question? Ask Ramsey is here to help.
Rachel Cruze and Jade Warshaw answer your questions and discuss:
- “Should my mother-in-law take out a reverse mortgage to buy stocks?”
- “Is a prenup a fair thing to ask for, and will it protect me financially?”
- “Social Security overpaid me and they want money back, but I can't afford it. What should I do?”
- “We have income to support us for the rest of our lives, do we still need IRAs?”
- “Should I stay in college as a young entrepreneur?”
Next Steps:
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25 September 2026, 10:00 am - 2 hours 8 minutesDebt Doesn’t Have to Run Your Life
❓ Have a money question? Ask Ramsey is here to help.
Rachel Cruze and Jade Warshaw answer your questions and discuss:
- “My girlfriend wants to wait 20 years to get married so she doesn't lose survivor benefits”
- “I am being sent to court by collections, should I reprioritize that debt and pay it off first?”
- “My boyfriend and I have different views on money, should I break up with him?”
- “How do we save to hire a caretaker for our son with special needs?”
- “Our adjustable-rate mortgage matures in four years, should we cut back on our retirement investing in order to pay it off?”
Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
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Connect With Our Sponsors:
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- If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off
- New members can receive a 50% credit toward their first month of membership. Go to Christian Healthcare Ministries and use promo code RAMSEY.
- Get started today with Churchill Mortgage. Equal Housing Lender • NMLS ID 1591 • NMLSConsumerAccess.org. Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.
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24 September 2026, 10:00 am - 2 hours 7 minutesStop Making Excuses and Start Making Progress
❓ Have a money question? Ask Ramsey is here to help.
George Kamel and Jade Warshaw answer your questions and discuss:
- “Should we spend $200,000 on a pool?”
- “I filed Chapter 13 bankruptcy, how do I pay my bills after they deduct the debt payments?”
- “Our advisor wants to manage all our assets and just give us a monthly payout. Is this safe?”
- “I never want to own a home again, can I still build wealth?”
- “Can I surrender my late husband's property back to the bank instead of paying it off?”
Next Steps:
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❓ Questions to Ask Your Financial Advisor
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- New members can receive a 50% credit toward their first month of membership. Go to Christian Healthcare Ministries and use promo code RAMSEY.
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23 September 2026, 10:00 am - 2 hours 9 minutesFocus On What You Can Control With Your Money
❓ Have a money question? Ask Ramsey is here to help.
Rachel Cruze and Dr. John Delony answer your questions and discuss:
- “My husband got into over $1,000,000 of gambling debt behind my back. Should we sell the house to get out of this?”
- “I have been leveraging homes and now I am in a bind with $920,000 of debt. How do I get out of this?”
- “My father-in-law wants to loan us $400,000 from my husband’s inheritance to buy a home. Should we do it?”
- “My parents are in debt with no money. How do we help them without causing disputes within the family?”
- “How do I get my wife on board with the Ramsey plan when she doesn’t trust me with our finances?”
Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
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Connect With Our Sponsors:
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- If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off
- New members can receive a 50% credit toward their first month of membership. Go to Christian Healthcare Ministries and use promo code RAMSEY.
- Get started today with Churchill Mortgage. Equal Housing Lender • NMLS ID 1591 • NMLSConsumerAccess.org. Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.
- Get 20% off when you join DeleteMe
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
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22 September 2026, 10:00 am - 2 hours 8 minutesStop Living in Financial Chaos
❓ Have a money question? Ask Ramsey is here to help.
George Kamel and Dr. John Delony answer your questions and discuss:
- “How do we prioritize our finances when our income is paid in cows?”
- “My soon-to-be ex-husband lied about our financial statements. What should I do?”
- “Can I still retire early since I had to pay my half of the mortgage to my ex-wife?”
- “How do I save up for medical school if I want to do it debt-free?”
- “Should we sell our house if it's limiting our long-term financial freedom?”
Next Steps:
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🏡 Get organized and prepared to buy or sell a home
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- If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off
- New members can receive a 50% credit toward their first month of membership. Go to Christian Healthcare Ministries and use promo code RAMSEY.
- Get started today with Churchill Mortgage. Equal Housing Lender • NMLS ID 1591 • NMLSConsumerAccess.org. Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.
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21 September 2026, 10:00 am - 2 hours 9 minutesProgress Requires Discipline
❓ Have a money question? Ask Ramsey is here to help.
Jade Warshaw and Dr. John Delony answer your questions and discuss:
- “My parents are going through a divorce, how do I mediate so my mom doesn't take advantage of my dad?”
- “My wife is against me gifting my parents a house, how do I talk to her about this?”
- “My wife's family is constantly disrespecting us, how do we work through this when she works in the family business?”
- “I failed the Bar exam four times, should I keep trying to pass the test or move on and focus on my business?”
- “How does an engaged older couple discuss finances and retirement?”
Next Steps:
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Connect With Our Sponsors:
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- If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off
- New members can receive a 50% credit toward their first month of membership. Go to Christian Healthcare Ministries and use promo code RAMSEY.
- Get started today with Churchill Mortgage. Equal Housing Lender • NMLS ID 1591 • NMLSConsumerAccess.org. Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.
- Get 20% off when you join DeleteMe
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- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
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18 September 2026, 10:00 am - 2 hours 8 minutesIt’s Time to Face Your Financial Reality
❓ Have a money question? Ask Ramsey is here to help.
Rachel Cruze and Jade Warshaw answer your questions and discuss:
- “My husband lost his job, our finances are a mess, and it's starting to affect our marriage.”
- “My father is spending all his money on food, I'm worried he is going to blow all his savings. How do I talk to him?”
- “Should I take out a business loan to start a business with my brother at 18 years old?”
- “Should I keep my home with a high mortgage payment with the hope that it will appreciate in a few years?”
- “How do we get information about a trust my father-in-law made for our son?”
Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💵 Start your free budget today. Download the EveryDollar app!
🧮 Need help with your taxes? See who we trust.
🚢 Cruise With Dave Ramsey and 2,500 Ramsey People
Connect With Our Sponsors:
- Go to Angel Studios to discover entertainment you can feel good about.
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- Don’t try to figure out Medicare alone - you deserve peace of mind, not confusion. Go to Chapter to connect with an advisor today!
- If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off
- New members can receive a 50% credit toward their first month of membership. Go to Christian Healthcare Ministries and use promo code RAMSEY.
- Get started today with Churchill Mortgage. Equal Housing Lender • NMLS ID 1591 • NMLSConsumerAccess.org. Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.
- Get 20% off when you join DeleteMe
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- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
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Explore more from Ramsey Network:
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17 September 2026, 10:00 am - 2 hours 8 minutesWisdom Starts Where Debt Ends
❓ Have a money question? Ask Ramsey is here to help.
George Kamel and Rachel Cruze answer your questions and discuss:
- “Should I pay off my daughter's mortgage?”
- “My parents told me if I pay off their home they will deed it to me. Are there any tax implications to this?”
- “I paid off my home but I don't feel as free as I thought I would be. Am I doing something wrong?”
- “My siblings took advantage of my mom and bankrupted her. What should I do?”
- “I have run out of money for college, and I feel like I am being forced to take out student loans.”
Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💵 Start your free budget today. Download the EveryDollar app!
🏡 Find a Ramsey Trusted Real Estate Agent
🧮 Need help with your taxes? See who we trust.
🚢 Cruise With Dave Ramsey and 2,500 Ramsey People
Connect With Our Sponsors:
- Go to Angel Studios to discover entertainment you can feel good about.
- Get 10% off your first month of BetterHelp
- Go to Boost Mobile to switch today!
- Don’t try to figure out Medicare alone - you deserve peace of mind, not confusion. Go to Chapter to connect with an advisor today!
- If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off
- New members can receive a 50% credit toward their first month of membership. Go to Christian Healthcare Ministries and use promo code RAMSEY.
- Get started today with Churchill Mortgage. Equal Housing Lender • NMLS ID 1591 • NMLSConsumerAccess.org. Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.
- Get 20% off when you join DeleteMe
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
- Save up to 50% on health insurance. Talk to a Health Trust Financial advisor today.
- Visit Helix Sleep for special offers!
- Use code RAMSEY to save 20% at Mama Bear Legal Forms
- Visit NetSuite today to learn more.
- Sign up for your $1.00/month trial at Shopify.
- Make navigating healthcare easier with a patient advocate. Go to Solace Health to see if you qualify.
- Get started at World Watch OR use promo code RAMSEY for a 30-day free trial.
- Get started with YRefy or call 844-2-RAMSEY
- Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today!
- Try ZipRecruiter for free today.
Explore more from Ramsey Network:
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🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
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16 September 2026, 10:00 am - 2 hours 8 minutesSlow Money Moves Still Matter
❓ Have a money question? Ask Ramsey is here to help.
George Kamel and Rachel Cruze answer your questions and discuss:
- “My husband is taking money out of our accounts behind my back. What should I do?”
- “I’m $120,000 in debt—should I file for bankruptcy or drain my Roth IRA?”
- “I’m recently divorced and starting over at age 60. How do I rebuild my retirement?”
- “My family thinks we’re broke because we follow our budget and say ‘no’ a lot. Is it boasting to tell them we’re actually doing well?”
- “I just lost my job—should I go ahead and start a business?”
Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💵 Start your free budget today. Download the EveryDollar app!
🚢 Cruise With Dave Ramsey and 2,500 Ramsey People
Connect With Our Sponsors:
- Go to Angel Studios to discover entertainment you can feel good about.
- Get 10% off your first month of BetterHelp
- Go to Boost Mobile to switch today!
- Don’t try to figure out Medicare alone - you deserve peace of mind, not confusion. Go to Chapter to connect with an advisor today!
- If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off
- New members can receive a 50% credit toward their first month of membership. Go to Christian Healthcare Ministries and use promo code RAMSEY.
- Get started today with Churchill Mortgage. Equal Housing Lender • NMLS ID 1591 • NMLSConsumerAccess.org. Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.
- Get 20% off when you join DeleteMe
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
- Save up to 50% on health insurance. Talk to a Health Trust Financial advisor today.
- Visit Helix Sleep for special offers!
- Use code RAMSEY to save 20% at Mama Bear Legal Forms
- Visit NetSuite today to learn more.
- Sign up for your $1.00/month trial at Shopify.
- Make navigating healthcare easier with a patient advocate. Go to Solace Health to see if you qualify.
- Get started at World Watch OR use promo code RAMSEY for a 30-day free trial.
- Get started with YRefy or call 844-2-RAMSEY
- Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today!
- Try ZipRecruiter for free today.
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
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🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
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15 September 2026, 10:00 am - 2 hours 7 minutesThe Best Return Isn’t Always Money
❓ Have a money question? Ask Ramsey is here to help.
George Kamel and Dr. John Delony answer your questions and discuss:
- “My husband says he will only stay in our marriage if I make him the beneficiary of my money. What should I do?”
- “I’m $320,000 in debt and struggling to make my payments, what should I do to get out of this mess?”
- “Can I go into debt to fight a wrongful termination?”
- “If I don’t work overtime, I can’t make progress on my money goals. How do I sustain this pace of life?”
- “I’m in $78,000 of debt and can’t find where my money is going.”
Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💵 Start your free budget today. Download the EveryDollar app!
🦸 For help with investing or retirement planning, get connected with a SmartVestor Pro!
❤️🩹 Get trusted insurance coverage that fits your budget
🚢 Cruise With Dave Ramsey and 2,500 Ramsey People
Connect With Our Sponsors:
- Go to Angel Studios to discover entertainment you can feel good about.
- Get 10% off your first month of BetterHelp
- Go to Boost Mobile to switch today!
- Don’t try to figure out Medicare alone - you deserve peace of mind, not confusion. Go to Chapter to connect with an advisor today!
- If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off
- New members can receive a 50% credit toward their first month of membership. Go to Christian Healthcare Ministries and use promo code RAMSEY.
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14 September 2026, 10:00 am - 2 hours 7 minutesNormal Money Habits Don’t Build Wealth
❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and George Kamel answer your questions and discuss:
- “We’re in $900,000 of student loan debt, I just lost my job, and now we’re drowning. How do we get out of this mess?”
- “My husband is about to make a decision that could ruin us financially. How do I best protect myself?”
- “Does signing a prenup set us up for a marriage where we’re keeping score rather than being true financial partners?”
- “I had my identity stolen and a student loan was taken out in my name. How do I fix this?”
- “We’re being sold hard on IUL accounts—are these too good to be true?”
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- If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off
- New members can receive a 50% credit toward their first month of membership. Go to Christian Healthcare Ministries and use promo code RAMSEY.
- Get started today with Churchill Mortgage. Equal Housing Lender • NMLS ID 1591 • NMLSConsumerAccess.org. Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.
- Get 20% off when you join DeleteMe
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
- Save up to 50% on health insurance. Talk to a Health Trust Financial advisor today.
- Visit Helix Sleep for special offers!
- Use code RAMSEY to save 20% at Mama Bear Legal Forms
- Visit NetSuite today to learn more.
- Sign up for your $1.00/month trial at Shopify.
- Make navigating healthcare easier with a patient advocate. Go to Solace Health to see if you qualify.
- Get started at World Watch OR use promo code RAMSEY for a 30-day free trial.
- Get started with YRefy or call 844-2-RAMSEY
- Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today!
- Try ZipRecruiter for free today.
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
🪑 Front Row Seat with Ken Coleman
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
11 September 2026, 10:00 am - More Episodes? Get the App