The Ramsey Show
Ramsey Network
The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you've made with money. Join as Dave Ramsey and his team of experts answer your questions on the top problems holding you back. Listen now or ask your question live by calling 888.825.5225 weekdays from 2–5 p.m. ET
- 2 hours 19 minutesMy Husband Has Always Kept Our Finances A Secret From Me (I Want Out)
💵 Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
Ken Coleman and Rachel Cruze answer your questions and discuss:
- "The warehouse my business was in burned down and I didn't have insurance"
- "My husband has kept our finances hidden from me and now he wants a divorce"
- "Should I buy a home to get out of a toxic relationship?"
- "I'm $90k in debt and living paycheck-to-paycheck"
- "Should I loan my cousin $75,000?"
Next Steps:
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🚢 Set sail with Dave Ramsey. Book your cabin today.
💻 Need help with your taxes? See who we trust.
Connect With Our Sponsors:
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- If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% off
- Learn more about Christian Healthcare Ministries
- Get started today with Churchill Mortgage
- Get 20% off when you join DeleteMe
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
- Find top health insurance plans at Health Trust Financial
- Use code RAMSEY to save 20% at Mama Bear Legal Forms
- Visit NetSuite today to learn more
- Get started with YRefy or call 844-2-RAMSEY
- Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
🪑 Front Row Seat with Ken Coleman
Ramsey Solutions Privacy Policy
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12 February 2026, 11:00 am - 2 hours 17 minutesI Have Over $300k Cash Sitting In My House (I'm Scared Of The Stock Market)
💵 Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
Ken Coleman and Jade Warshaw answer your questions and discuss:
- "How do I stop my mother from going into credit card debt?"
- "I have $300k in cash sitting in my house"
- "I'm $250k in debt. Should I file bankruptcy? "
- "Should I stay in a relationship if I'm paying for everything?"
- "I was fired from my job last year and my life has been a nightmare since".
Next Steps:
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📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
💻 Need help with your taxes? See who we trust.
💵 Start your free budget today. Download the EveryDollar app!
🚢 Set sail with Dave Ramsey. Book your cabin today.
Connect With Our Sponsors:
- Get 10% off your first month of BetterHelp
- Go to Boost Mobile to switch today!
- Go to Casper Sleep and use promo code RAMSEY to learn more
- If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% off
- Learn more about Christian Healthcare Ministries
- Get started today with Churchill Mortgage
- Get 20% off when you join DeleteMe
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
- Find top health insurance plans at Health Trust Financial
- Use code RAMSEY to save 20% at Mama Bear Legal Forms
- Visit NetSuite today to learn more
- Get started with YRefy or call 844-2-RAMSEY
- Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
🪑 Front Row Seat with Ken Coleman
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
11 February 2026, 11:00 am - 2 hours 19 minutes"My Wife Is Making Financial Decisions Without Me"
💵 Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
Jade Warshaw and Dr. John Delony answer your questions and discuss:
- "My drinking is holding me back from paying off debt"
- "My wife is making financial decisions without me"
- "Should I move into a lower cost-of-living area to save money?"
- "Should I file bankruptcy?"
- "My mom and I disagree on how much I owe her for a Parent PLUS loan".
Next Steps:
✔️ Help us make the show better. Please take this short survey.
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
🚢 Set sail with Dave Ramsey. Book your cabin today. 🏠 Get organized and prepared to buy or sell a home
💵 Start your free budget today. Download the EveryDollar app! 💻 Need help with your taxes? See who we trust.
Connect With Our Sponsors:
- Get 10% off your first month of BetterHelp
- Go to Boost Mobile to switch today!
- Go to Casper Sleep and use promo code RAMSEY to learn more
- If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% off
- Learn more about Christian Healthcare Ministries
- Get started today with Churchill Mortgage
- Get 20% off when you join DeleteMe
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
- Find top health insurance plans at Health Trust Financial
- Use code RAMSEY to save 20% at Mama Bear Legal Forms
- Visit NetSuite today to learn more
- Get started with YRefy or call 844-2-RAMSEY
- Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
🪑 Front Row Seat with Ken Coleman
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
10 February 2026, 11:00 am - 2 hours 19 minutesI've Been Financially Supporting My Boyfriend For Years (He Refuses to Get A Job)
💵 Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
Ken Coleman and George Kamel answer your questions and discuss:
- "I have been supporting my boyfriend for the last two and a half years, is this considered financial abuse?"
- "My husband borrowed money against our house to buy crypto and then he lost it. What should we do?"
- "I'm behind on my rent and my bill payments are overwhelming, should I look into getting a debt consolidation loan?"
- "What should I do with the proceeds from the sale of a house I bought with my ex-girlfriend?".
Next Steps:
✔️ Help us make the show better. Please take this short survey.
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
💵 Start your free budget today. Download the EveryDollar app!
🏠 Get organized and prepared to buy or sell a home
💻 Need help with your taxes? See who we trust.
🚢 Set sail with Dave Ramsey. Book your cabin today.
Connect With Our Sponsors:
- Get 10% off your first month of BetterHelp
- Go to Boost Mobile to switch today!
- Go to Casper Sleep and use promo code RAMSEY to learn more
- If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% off
- Learn more about Christian Healthcare Ministries
- Get started today with Churchill Mortgage
- Get 20% off when you join DeleteMe
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
- Find top health insurance plans at Health Trust Financial
- Use code RAMSEY to save 20% at Mama Bear Legal Forms
- Visit NetSuite today to learn more
- Get started with YRefy or call 844-2-RAMSEY
- Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🪑 Front Row Seat with Ken Coleman
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
9 February 2026, 11:00 am - 2 hours 19 minutesFace the Debt You’ve Been Avoiding
💵 Ask Ramsey: Real Ramsey answers, powered by AI.
Rachel Cruze and Dr. John Delony answer your questions and discuss:
- “Should we file bankruptcy due to the $350k my husband lost day trading?”
- “How do I start to tackle my debt?”
- “Should I use a VA loan to buy a home?”
- “I feel like I’ll never be able to buy a house”
- “Should I cash out my whole life policy?”
- “Should I slow down the baby steps to deal with my chronic illness?”
- “How do I buy out my “manchild” ex-husband from our house?”
- “Should I use a debt relief company or an attorney to settle my tax debt?”
- “How do I convince my fiancé to be financially independent from his family?”
- “My wife isn’t involved in our finances. Is that a problem?”
- “Should we cash out our annuity?”
Next Steps:
✔️ Help us make the show better. Please take this short survey.
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
💵 Start your free budget today. Download the EveryDollar app!
💻 Need help with your taxes? See who we trust.
🚢 Cruise with Ramsey: Save $300 this week only!
🔥Microhabits for a better marriage. Download the Together app.
Connect With Our Sponsors:
- Get 10% off your first month of BetterHelp
- Go to Boost Mobile to switch today!
- Go to Casper Sleep and use promo code RAMSEY to learn more
- If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% off
- Learn more about Christian Healthcare Ministries
- Get started today with Churchill Mortgage
- Get 20% off when you join DeleteMe
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
- Find top health insurance plans at Health Trust Financial
- Use code RAMSEY to save 20% at Mama Bear Legal Forms
- Visit NetSuite today to learn more
- Get started with YRefy or call 844-2-RAMSEY
- Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🪑 Front Row Seat with Ken Coleman
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
6 February 2026, 11:00 am - 2 hours 18 minutesMy Fiancé Broke Off Our Engagement Because Of My Money Habits
💵 Ask Ramsey: Real Ramsey answers, powered by AI.
George Kamel and Rachel Cruze answer your questions and discuss:
- "How can I heal from a relationship broken over bad money habits?"
- "How do I get comfortable using my emergency fund when I need to?"
- "My dad promised to pay off my student loan debt but we cut him out of our lives. How do we pay them off ourselves?"
- "My father is trying to buy a house with his new girlfriend. We think he's being manipulated but don't know what to do"
Next Steps:
✔️ Help us make the show better. Please take this short survey.
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
💵 Start your free budget today. Download the EveryDollar app!
🏠 Find a Ramsey Trusted Real Estate Agent
🚢 Cruise with Ramsey: Save $300 this week only!
💻 Need help with your taxes? See who we trust.
Connect With Our Sponsors:
- Get 10% off your first month of BetterHelp
- Go to Boost Mobile to switch today!
- Go to Casper Sleep and use promo code RAMSEY to learn more
- If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% off
- Learn more about Christian Healthcare Ministries
- Get started today with Churchill Mortgage
- Get 20% off when you join DeleteMe
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
- Find top health insurance plans at Health Trust Financial
- Use code RAMSEY to save 20% at Mama Bear Legal Forms
- Visit NetSuite today to learn more
- Get started with YRefy or call 844-2-RAMSEY
- Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🪑 Front Row Seat with Ken Coleman
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
5 February 2026, 11:00 am - 2 hours 20 minutesWe’re $100K in Debt and Living in a Camper
💵 Type your money question, get a Ramsey answer instantly.
Ken Coleman and George Kamel answer your questions and discuss:
- "How do I get out of $100,000 of debt?"
- "Should I stop paying my Parent PLUS loans and use that money to pay off my credit cards?"
- "How can we help my brother-in-law without enabling him?"
- "How do I find a house after college when rent is so expensive?"
- "My husband refinanced our auto loan to pull cash out of our vehicle. Now our APR is 25%, what should we do?"
- "I was scammed out of $60,000 and now I don't have anything saved for retirement. What should I do?"
- "I'm afraid to deplete my savings to pay down my debt".
Next Steps:
✔️ Help us make the show better. Please take this short survey.
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
💵 Start your free budget today. Download the EveryDollar app!
🚢 Set Sail with Dave Ramsey! Book your cabin today.
📈 Free Tools & Resources to Help You With Investing and Retirement
💻 Need help with your taxes? See who we trust.
Connect With Our Sponsors:
- Get 10% off your first month of BetterHelp
- Go to Boost Mobile to switch today!
- Go to Casper Sleep and use promo code RAMSEY to learn more
- If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% off
- Learn more about Christian Healthcare Ministries
- Get started today with Churchill Mortgage
- Get 20% off when you join DeleteMe
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
- Find top health insurance plans at Health Trust Financial
- Use code RAMSEY to save 20% at Mama Bear Legal Forms
- Visit NetSuite today to learn more
- Get started with YRefy or call 844-2-RAMSEY
- Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🪑 Front Row Seat with Ken Coleman
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
4 February 2026, 11:00 am - 2 hours 17 minutesIt’s Time to Go Scorched Earth on Your Debt
💵 Type your money question, get a Ramsey answer instantly.
Jade Warshaw and Rachel Cruze answer your questions and discuss:
- "Should I sell some silver that was gifted to me?"
- "Should we downsize our home to get ahead on the Baby Steps?"
- "How do I talk to my mother-in-law about settling their Parent PLUS loans?"
- "How do I balance paying off debt and still having enough to cover my expenses?"
- "How do I get my husband to be more aggressive about Baby Step 2?"
- "I'm $26,000 in debt, is getting a debt consolidation loan a good idea?"
- " How can I grow my savings so I can afford to buy a house?"
- "How do I cashflow going back to college to increase my income?".
Next Steps:
✔️ Help us make the show better. Please take this short survey.
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
💵 Start your free budget today. Download the EveryDollar app!
🚢 Cruise with Ramsey: Save $300 this week only!
💻 Need help with your taxes? See who we trust.
Connect With Our Sponsors:
- Get 10% off your first month of BetterHelp
- Go to Boost Mobile to switch today!
- Go to Casper Sleep and use promo code RAMSEY to learn more
- If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% off
- Learn more about Christian Healthcare Ministries
- Get started today with Churchill Mortgage
- Get 20% off when you join DeleteMe
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
- Find top health insurance plans at Health Trust Financial
- Use code RAMSEY to save 20% at Mama Bear Legal Forms
- Visit NetSuite today to learn more
- Get started with YRefy or call 844-2-RAMSEY
- Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
🪑 Front Row Seat with Ken Coleman
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
3 February 2026, 11:00 am - 2 hours 19 minutesI Have $1,400 To My Name and I'm Considering Bankruptcy
💵 Your Money Questions Answered by Ask Ramsey!
🚢 Set sail with Dave Ramsey. Book your cabin today.
Jade Warshaw and Dr. John Delony answer your questions and discuss:
- "We can't pay off our debt fast enough to beat the accumulating interest. What should we do to get out of this?"
- "My car was recently repossessed, should I try to get it back?"
- "How do we plan for a wedding while we are in Baby Step 2?"
- "Will going back to school slow down my financial future?"
- "My mother-in-law is trying to force us to buy a house before we are ready. How do we set a boundary with her?".
Next Steps:
✔️ Help us make the show better. Please take this short survey.
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
💻 File your taxes with 100% accurate software that’s less than half of the price
💵 Start your free budget today. Download the EveryDollar app!
Connect With Our Sponsors:
- Get 10% off your first month of BetterHelp
- Go to Boost Mobile to switch today!
- Go to Casper Sleep and use promo code RAMSEY to learn more
- If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% off
- Learn more about Christian Healthcare Ministries
- Get started today with Churchill Mortgage
- Get 20% off when you join DeleteMe
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
- Find top health insurance plans at Health Trust Financial
- Use code RAMSEY to save 20% at Mama Bear Legal Forms
- Visit NetSuite today to learn more
- Get started with YRefy or call 844-2-RAMSEY
- Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
2 February 2026, 11:00 am - 2 hours 18 minutesWhen Money Gets Complicated, Clarity and Wisdom Matter Most
💵 Your Money Questions Answered by Ask Ramsey!
🚢 Book your cabin: Save $300 this week only!
Jade Warshaw and George Kamel answer your questions and discuss:
- "We have $153,000 of debt, should we file for bankruptcy?"
- "My husband accused me of overspending and put restrictions on my access to our finances. What should I do?"
- "My parents want me to take over their Parent PLUS loans"
- "I owe my college $36,000 and they want me to settle the balance within the next 6 months. What should I do?"
- "Should we gift our inherited home to our mother?"
- "How should I spend my bonus?"
- "Everyone is saying there will be a market correction, should I move my retirement funds into a money market?".
Next Steps:
✔️ Help us make the show better. Please take this short survey.
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
💵 Start your free budget today. Download the EveryDollar app!
🤔 Think you're good with money? Take our free quiz!
🚢 Book your cabin: Save $300 this week only!
🏠 Get organized and prepared to buy or sell a home
Connect With Our Sponsors:
- Get 10% off your first month of BetterHelp
- Go to Boost Mobile to switch today!
- Go to Casper Sleep and use promo code RAMSEY to learn more
- If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% off
- Learn more about Christian Healthcare Ministries
- Get started today with Churchill Mortgage
- Get 20% off when you join DeleteMe
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
- Find top health insurance plans at Health Trust Financial
- Use code RAMSEY to save 20% at Mama Bear Legal Forms
- Visit NetSuite today to learn more
- Get started with YRefy or call 844-2-RAMSEY
- Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
30 January 2026, 11:00 am - 2 hours 18 minutesMy Girlfriend’s Pregnant and I’m Scared
💵 Your Money Questions Answered by Ask Ramsey!
🚢 Book your cabin: Save $300 this week only!
George Kamel and Jade Warshaw answer your questions and discuss:
- “I just learned my girlfriend is pregnant. How do I financially prepare for this?”
- “How do I convince my mom to not buy a life insurance policy for $500,000 a year?”
- “How do I help my dad pay off $90,000 of credit card debt?”
- “I’m receiving a $200,000 trust from my grandparents, what should we do with this?”
- “How can I navigate losing access to my husband’s accounts to pay bills?”
- “I’m 48, what do I need to do to retire as a millionaire?”
- “How much should I help my young married son and his wife?”
- “How do I budget when my income is inconsistent?”
- “I’m $70,000 underwater on my mortgage. How should I navigate this?”
- “I’m living paycheck-to-paycheck and can’t seem to get ahead”
Next Steps:
✔️ Help us make the show better. Please take this short survey.
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
🚢 Book your cabin: Save $300 this week only!
💵 Start your free budget today. Download the EveryDollar app!
💻 File your taxes with 100% accurate software that’s less than half of the price
Connect With Our Sponsors:
- Get 10% off your first month of BetterHelp
- Go to Boost Mobile to switch today!
- Go to Casper Sleep and use promo code RAMSEY to learn more
- If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% off
- Learn more about Christian Healthcare Ministries
- Get started today with Churchill Mortgage
- Get 20% off when you join DeleteMe
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
- Find top health insurance plans at Health Trust Financial
- Use code RAMSEY to save 20% at Mama Bear Legal Forms
- Visit NetSuite today to learn more
- Get started with YRefy or call 844-2-RAMSEY
- Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
29 January 2026, 11:00 am - More Episodes? Get the App