- 2 hours 6 minutesYour Goals Need Numbers, Not Wishes
❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and Rachel Cruze answer your questions and discuss:
- “My husband racked up $1 million of debt in three years for his vending machine business. Should we file for bankruptcy?”
- “I followed bad real estate advice to build my portfolio and it's stressing me out. Should I sell these properties?”
- “My financial advisor told me I can't afford to buy a horse.”
- “My grandmother gave half of my mom's inheritance to me and my siblings. Should I give it back to her?”
- “I'm 53, newly divorced and barely surviving. How do I begin to dig myself out of this hole?”
Next Steps:
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4 September 2026, 10:00 am - 2 hours 8 minutesYou Can't Stumble Your Way Into Financial Freedom
❓ Have a money question? Ask Ramsey is here to help.
George Kamel and Rachel Cruze answer your questions and discuss:
- “Should we drain our emergency fund to pay off our house?”
- “Is it worth it to leave my stable job to possibly make more money elsewhere?”
- “How do I convince my husband to get on board with transforming our finances?”
- “Should we get a home equity loan to get out of debt faster?”
- “Can I afford a $40,000 car if I am already in debt?”
Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💵 Start your free budget today. Download the EveryDollar app!
❤️🩹 Get trusted insurance coverage that fits your budget
🏡 Get organized and prepared to buy or sell a home
Connect With Our Sponsors:
- Go to Angel Studios to discover entertainment you can feel good about.
- Get 10% off your first month of BetterHelp
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- Don’t try to figure out Medicare alone - you deserve peace of mind, not confusion. Go to Chapter to connect with an advisor today!
- If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off
- New members can receive a 50% credit toward their first month of membership. Go to Christian Healthcare Ministries and use promo code RAMSEY.
- Get started today with Churchill Mortgage. Equal Housing Lender • NMLS ID 1591 • NMLSConsumerAccess.org. Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.
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3 September 2026, 10:00 am - 2 hours 9 minutesDifferent Outcomes Require Different Choices
❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and Jade Warshaw answer your questions and discuss:
- “I’m 64 with nothing saved for retirement and I owe the IRS. Is it possible for me to retire now?”
- “We make $120,000 a year but we’re still living paycheck-to-paycheck. How do we get out of this?”
- “My house has been for sale since January. How can I get it to finally sell?”
- “I bought a house with my sister and now we’re fighting because I disapprove of her boyfriend. Should I get out of this?”
- “I maxed out my credit card to start my business. Should I get a debt consolidation loan?”
Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💵 Start your free budget today. Download the EveryDollar app!
❤️🩹 Get trusted insurance coverage that fits your budget
🎟️ Your Last Chance to Join Investing Essentials
Connect With Our Sponsors:
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- Get 10% off your first month of BetterHelp
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- Don’t try to figure out Medicare alone - you deserve peace of mind, not confusion. Go to Chapter to connect with an advisor today!
- If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off
- New members can receive a 50% credit toward their first month of membership. Go to Christian Healthcare Ministries and use promo code RAMSEY.
- Get started today with Churchill Mortgage. Equal Housing Lender • NMLS ID 1591 • NMLSConsumerAccess.org. Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.
- Get 20% off when you join DeleteMe
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
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- Visit NetSuite today to learn more.
- Sign up for your $1.00/month trial at Shopify.
- Make navigating healthcare easier with a patient advocate. Go to Solace Health to see if you qualify.
- Get started at World Watch OR use promo code RAMSEY for a 30-day free trial.
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2 September 2026, 10:00 am - 2 hours 9 minutesThe Price of Freedom Is Discomfort
❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and Jade Warshaw answer your questions and discuss:
- “Should I tell my wife that I've been secretly paying off debt and building wealth?”
- “How do I stop my husband from ruining our finances?”
- “How do wealthy people protect their wealth?”
- “My pay went down by 75%, should I downsize my house?”
- “How do I help my daughter with autism not be taken advantage of by people?”
Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💵 Start your free budget today. Download the EveryDollar app!
🎟️ Your Last Chance to Join Investing Essentials
Connect With Our Sponsors:
- Go to Angel Studios to discover entertainment you can feel good about.
- Get 10% off your first month of BetterHelp
- Go to Boost Mobile to switch today!
- Don’t try to figure out Medicare alone - you deserve peace of mind, not confusion. Go to Chapter to connect with an advisor today!
- If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off
- New members can receive a 50% credit toward their first month of membership. Go to Christian Healthcare Ministries and use promo code RAMSEY.
- Get started today with Churchill Mortgage. Equal Housing Lender • NMLS ID 1591 • NMLSConsumerAccess.org. Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.
- Get 20% off when you join DeleteMe
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
- Save up to 50% on health insurance. Talk to a Health Trust Financial advisor today.
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- Use code RAMSEY to save 20% at Mama Bear Legal Forms
- Visit NetSuite today to learn more.
- Sign up for your $1.00/month trial at Shopify.
- Make navigating healthcare easier with a patient advocate. Go to Solace Health to see if you qualify.
- Get started at World Watch OR use promo code RAMSEY for a 30-day free trial.
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1 September 2026, 10:00 am - 2 hours 8 minutesDon’t Trade Peace for Payments
❓ Have a money question? Ask Ramsey is here to help.
George Kamel and Jade Warshaw answer your questions and discuss:
- “My husband controls all our finances and shuts down every time I bring up combining finances. What should I do?”
- “I’ve been living off credit cards over the last year. How do I dig myself out of this hole?”
- “My sister hasn’t spoken to me for a year after I took her to court to force the sale of a house. How do I heal this relationship?”
- “I hate my job. Is it crazy to take a 70% pay cut to find more purpose in my career?”
- “Can I buy a multifamily house and ‘house hack’ for my first home?”
Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💵 Start your free budget today. Download the EveryDollar app!
🏡 Get organized and prepared to buy or sell a home
🎟️ Get your ticket for Investing Essentials today!
📈 Find Out How Much You Need To Invest To Retire A Millionaire
Connect With Our Sponsors:
- Go to Angel Studios to discover entertainment you can feel good about.
- Get 10% off your first month of BetterHelp
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- New members can receive a 50% credit toward their first month of membership. Go to Christian Healthcare Ministries and use promo code RAMSEY.
- Get started today with Churchill Mortgage. Equal Housing Lender • NMLS ID 1591 • NMLSConsumerAccess.org. Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.
- Get 20% off when you join DeleteMe
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
- Save up to 50% on health insurance. Talk to a Health Trust Financial advisor today.
- Visit Helix Sleep for special offers!
- Use code RAMSEY to save 20% at Mama Bear Legal Forms
- Visit NetSuite today to learn more.
- Sign up for your $1.00/month trial at Shopify.
- Make navigating healthcare easier with a patient advocate. Go to Solace Health to see if you qualify.
- Get started at World Watch OR use promo code RAMSEY for a 30-day free trial.
- Get started with YRefy or call 844-2-RAMSEY
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31 August 2026, 10:00 am - 2 hours 9 minutesStop Borrowing, Start Building Wealth
❓ Have a money question? Ask Ramsey is here to help.
Jade Warshaw and Rachel Cruze answer your questions and discuss:
- “Am I crazy to sell my house, invest the proceeds, and live on what those investments make?”
- “I can't seem to make headway on my debt, what am I missing?”
- “Should I take out a $110,000 loan to pay off my girlfriend's debt?”
- “How do I rebuild my life after going through a divorce?”
- “Should I use a large portion of my savings to pay off student loans?”
Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💵 Start your free budget today. Download the EveryDollar app!
❤️🩹 Get trusted insurance coverage that fits your budget
🎟️ Get your ticket for Investing Essentials today!
Connect With Our Sponsors:
- Go to Angel Studios to discover entertainment you can feel good about.
- Get 10% off your first month of BetterHelp
- Go to Boost Mobile to switch today!
- If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off
- New members can receive a 50% credit toward their first month of membership. Go to Christian Healthcare Ministries and use promo code RAMSEY.
- Get started today with Churchill Mortgage. Equal Housing Lender • NMLS ID 1591 • NMLSConsumerAccess.org. Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.
- Get 20% off when you join DeleteMe
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
- Save up to 50% on health insurance. Talk to a Health Trust Financial advisor today.
- Visit Helix Sleep for special offers!
- Use code RAMSEY to save 20% at Mama Bear Legal Forms
- Visit NetSuite today to learn more.
- Sign up for your $1.00/month trial at Shopify.
- Make navigating healthcare easier with a patient advocate. Go to Solace Health to see if you qualify.
- Get started at World Watch OR use promo code RAMSEY for a 30-day free trial.
- Get started with YRefy or call 844-2-RAMSEY
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28 August 2026, 10:00 am - 2 hours 8 minutesIncrease Your Income, Expand Your Options
❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and Dr. John Delony answer your questions and discuss:
- “Should I quit my secure job to chase a higher paying job with more risk?”
- “How do we handle a house build estimate that came in way over budget?”
- “I can't go any further in my career without a degree, should I go back to school?”
- “Should I take out loans for my future wife or live on rice and beans to cashflow her schooling?”
- “My rent is increasing and my credit score is bad, will moving help me pay off more debt?”
Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💵 Start your free budget today. Download the EveryDollar app!
🎟️ Get your ticket for Investing Essentials today!
❤️🩹 Get trusted insurance coverage that fits your budget
🏡 Get organized and prepared to buy or sell a home
Connect With Our Sponsors:
- Go to Angel Studios to discover entertainment you can feel good about.
- Get 10% off your first month of BetterHelp
- Go to Boost Mobile to switch today!
- If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off
- New members can receive a 50% credit toward their first month of membership. Go to Christian Healthcare Ministries and use promo code RAMSEY.
- Get started today with Churchill Mortgage. Equal Housing Lender • NMLS ID 1591 • NMLSConsumerAccess.org. Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.
- Get 20% off when you join DeleteMe
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
- Save up to 50% on health insurance. Talk to a Health Trust Financial advisor today.
- Visit Helix Sleep for special offers!
- Use code RAMSEY to save 20% at Mama Bear Legal Forms
- Visit NetSuite today to learn more.
- Sign up for your $1.00/month trial at Shopify.
- Make navigating healthcare easier with a patient advocate. Go to Solace Health to see if you qualify.
- Get started at World Watch OR use promo code RAMSEY for a 30-day free trial.
- Get started with YRefy or call 844-2-RAMSEY
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27 August 2026, 10:00 am - 2 hours 9 minutesQuit Paying for Yesterday's Mistakes
❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and Jade Warshaw answer your questions and discuss:
- “Should I purchase a house with my girlfriend if it's a great deal?”
- “Our mortgage is 75% of our income, do we need to sell?”
- “My financial advisor is telling me to invest instead of paying off my home.”
- “How do I teach my daughter to handle money the right way when my ex-wife has different values?”
- “My husband only contributes 17% of his income to the household account. Should I match him?”
Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💵 Start your free budget today. Download the EveryDollar app!
❤️🩹 Get trusted insurance coverage that fits your budget
🏡 Get organized and prepared to buy or sell a home
🎟️ Get your ticket for Investing Essentials today!
Connect With Our Sponsors:
- Go to Angel Studios to discover entertainment you can feel good about.
- Get 10% off your first month of BetterHelp
- Go to Boost Mobile to switch today!
- If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off
- New members can receive a 50% credit toward their first month of membership. Go to Christian Healthcare Ministries and use promo code RAMSEY.
- Get started today with Churchill Mortgage. Equal Housing Lender • NMLS ID 1591 • NMLSConsumerAccess.org. Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.
- Get 20% off when you join DeleteMe
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
- Save up to 50% on health insurance. Talk to a Health Trust Financial advisor today.
- Visit Helix Sleep for special offers!
- Use code RAMSEY to save 20% at Mama Bear Legal Forms
- Visit NetSuite today to learn more.
- Sign up for your $1.00/month trial at Shopify.
- Make navigating healthcare easier with a patient advocate. Go to Solace Health to see if you qualify.
- Get started at World Watch OR use promo code RAMSEY for a 30-day free trial.
- Get started with YRefy or call 844-2-RAMSEY
- Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today!
- Try ZipRecruiter for free today.
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26 August 2026, 10:00 am - 2 hours 8 minutesBehavior Matters More Than Math
❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and Rachel Cruze answer your questions and discuss:
- “My father-in-law bought us a $1 million house. I’m paying him back, but the house is not in my name. Is this a problem?”
- “I spent all my retirement beating cancer. Now I am starting over at 51 years old—how do I rebuild my retirement?”
- “My husband and I are worth $11 million, but he still hates it when I spend money.”
- “My husband wants to sell our house rather than get a second job.”
- “How do I change my habits to win financially?”
Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💵 Start your free budget today. Download the EveryDollar app!
🎟️ Get your ticket for Investing Essentials today!
💼 Join the Crusade! Apply Now!
🏡 Find a Ramsey Trusted Real Estate Agent
Connect With Our Sponsors:
- Go to Angel Studios to discover entertainment you can feel good about.
- Get 10% off your first month of BetterHelp
- Go to Boost Mobile to switch today!
- If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off
- New members can receive a 50% credit toward their first month of membership. Go to Christian Healthcare Ministries and use promo code RAMSEY.
- Get started today with Churchill Mortgage. Equal Housing Lender • NMLS ID 1591 • NMLSConsumerAccess.org. Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.
- Get 20% off when you join DeleteMe
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
- Save up to 50% on health insurance. Talk to a Health Trust Financial advisor today.
- Visit Helix Sleep for special offers!
- Use code RAMSEY to save 20% at Mama Bear Legal Forms
- Visit NetSuite today to learn more.
- Sign up for your $1.00/month trial at Shopify.
- Make navigating healthcare easier with a patient advocate. Go to Solace Health to see if you qualify.
- Get started at World Watch OR use promo code RAMSEY for a 30-day free trial.
- Get started with YRefy or call 844-2-RAMSEY
- Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today!
- Try ZipRecruiter for free today.
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25 August 2026, 10:00 am - 2 hours 8 minutesDebt Isn't a Tool, It's a Trap
❓ Have a money question? Ask Ramsey is here to help.
Jade Warshaw and Dr. John Delony answer your questions and discuss:
- “Should I stay at my toxic job so we can get out of debt faster?”
- “My dad coerced me to sign for his three cars, now he’s missing payments and I don’t know what to do.”
- “If we buy an investment property, we won’t be able to retire early. Is it still worth it to invest in real estate?”
- “How do we get over the disappointment of not meeting our financial goals?”
- “The HOA fees have doubled since I bought my house, should I sell it?”
Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💵 Start your free budget today. Download the EveryDollar app!
❤️🩹 Get trusted insurance coverage that fits your budget
🏡 Get organized and prepared to buy or sell a home
Connect With Our Sponsors:
- Go to Angel Studios to discover entertainment you can feel good about.
- Get 10% off your first month of BetterHelp
- Go to Boost Mobile to switch today!
- If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off
- New members can receive a 50% credit toward their first month of membership. Go to Christian Healthcare Ministries and use promo code RAMSEY.
- Get started today with Churchill Mortgage. Equal Housing Lender • NMLS ID 1591 • NMLSConsumerAccess.org. Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.
- Get 20% off when you join DeleteMe
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
- Save up to 50% on health insurance. Talk to a Health Trust Financial advisor today.
- Visit Helix Sleep for special offers!
- Use code RAMSEY to save 20% at Mama Bear Legal Forms
- Visit NetSuite today to learn more.
- Sign up for your $1.00/month trial at Shopify.
- Make navigating healthcare easier with a patient advocate. Go to Solace Health to see if you qualify.
- Get started at World Watch OR use promo code RAMSEY for a 30-day free trial.
- Get started with YRefy or call 844-2-RAMSEY
- Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today!
- Try ZipRecruiter for free today.
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24 August 2026, 10:00 am - 2 hours 9 minutesWealth Is A Strategy, Not An Accident
❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and Jade Warshaw answer your questions and discuss:
- “My mother wants me to cosign her mortgage, but I feel guilty saying no because she took out Parent PLUS loans for me”
- “Am I crazy for thinking my husband shouldn’t be on his parent’s cell phone plan?”
- “How do I stick to a food budget when my traveling job has me in hotels all the time?”
- “I feel extremely panicked about our finances because I can’t find another job”
- “My wife and I have different opinions on how much to tithe. How do we work through this?”
Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💵 Start your free budget today. Download the EveryDollar app!
❤️🩹 Get trusted insurance coverage that fits your budget
🎟️ Get your ticket for Investing Essentials today!
Connect With Our Sponsors:
- Go to Angel Studios to discover entertainment you can feel good about.
- Get 10% off your first month of BetterHelp
- Go to Boost Mobile to switch today!
- If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off
- New members can receive a 50% credit toward their first month of membership. Go to Christian Healthcare Ministries and use promo code RAMSEY.
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21 August 2026, 10:00 am - More Episodes? Get the App