- 2 hours 8 minutesBuild Habits That Build Wealth
❓ Have a money question? Ask Ramsey is here to help.
Rachel Cruze and Jade Warshaw answer your questions and discuss:
- “Should we take a lump sum offer from a cell tower company for the rights to my grandma’s property?”
- “My wife told me she wants to leave me because of my financial habits. What should I do?”
- “Are we doing too much by involving our kids in our financial planning meetings?”
- “We’re behind on our bills and stuck in a cycle of daily payments. How do we get ahead?”
- “Should I invest more to catch up on retirement while still paying down my house?”
Next Steps:
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14 August 2026, 10:00 am - 2 hours 6 minutesLive Life With Less Financial Stress
❓ Have a money question? Ask Ramsey is here to help.
Rachel Cruze and Dr. John Delony answer your questions and discuss:
- “Should we sell our house or take out a loan if repairs cost more than what we owe?”
- “My 82-year-old mother is being sued by creditors. What is the best way to handle this?”
- “Should we pay off my wife’s student loans or have her pay them herself?”
- “My husband wants to skip our solar panel debt and build our full emergency fund instead. What should we do?”
- “I’m in $55,000 of debt—how do I get out of this?”
Next Steps:
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💻 New to the show and want to learn more? Check out our 7 Baby Steps!
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❤️🩹 Get trusted insurance coverage that fits your budget
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- Get 10% off your first month of BetterHelp
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- New members can receive a 50% credit toward their first month of membership. Go to Christian Healthcare Ministries and use promo code RAMSEY.
- Get started today with Churchill Mortgage. Equal Housing Lender • NMLS ID 1591 • NMLSConsumerAccess.org. Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.
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13 August 2026, 10:00 am - 2 hours 7 minutesYou Can’t Win Without a Clear Goal
❓ Have a money question? Ask Ramsey is here to help.
Dr. John Delony and Jade Warshaw answer your questions and discuss:
- “My wife committed financial infidelity, how do I rebuild trust with her?”
- “Do we have a moral obligation to loan a family member money for a custody battle?”
- “My husband is getting intense about investing but I want to pull back and enjoy our money.”
- “We are upside down on all our vehicles, what should we do to get out of this situation?”
- “How can my wife go to dental school without taking out loans?”
Next Steps:
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💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💵 Start your free budget today. Download the EveryDollar app!
❤️🩹 Get trusted insurance coverage that fits your budget
🏠 Get organized and prepared to buy or sell a home
Connect With Our Sponsors:
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- Get 10% off your first month of BetterHelp
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- New members can receive a 50% credit toward their first month of membership. Go to Christian Healthcare Ministries and use promo code RAMSEY.
- Get started today with Churchill Mortgage. Equal Housing Lender • NMLS ID 1591 • NMLSConsumerAccess.org. Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.
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12 August 2026, 10:00 am - 2 hours 8 minutesFacts Are Your Friends...Not Feelings
❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and Jade Warshaw answer your questions and discuss:
- “We found mold in our home and I might be getting laid off soon. Should we pull from savings to pay for the $45,000 remodel?”
- “I’m 19 years old with $58,000 of debt. How do I get out of this?”
- “How do I keep my financial standards while dating without coming across as rude?”
- “Should I use gifted money to pay off debt instead of the intended purpose it was gifted for?”
- “How do I get over the fear of not being financially ready to start a family?”
Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
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❤️🩹 Get trusted insurance coverage that fits your budget
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- Get 10% off your first month of BetterHelp
- Go to Boost Mobile to switch today!
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- New members can receive a 50% credit toward their first month of membership. Go to Christian Healthcare Ministries and use promo code RAMSEY.
- Get started today with Churchill Mortgage. Equal Housing Lender • NMLS ID 1591 • NMLSConsumerAccess.org. Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.
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11 August 2026, 10:00 am - 2 hours 7 minutesStop Giving Away Your Control
❓ Have a money question? Ask Ramsey is here to help.
George Kamel and Jade Warshaw answer your questions and discuss:
- “I’m struggling to find a job, what should I do to get out of this?”
- “We’re in $180,000 of debt and I just found out I’m pregnant. What changes should we make to make ends meet?”
- “I want to sell my late mother’s property but my sister wants to keep it. What should I do?”
- “I am working 80 hours a week to pay off my home early, but my fiancée wants me to slow down. What should I do?”
- “I am thinking of going back to school for 11 years. How do I financially prepare for this?”
Next Steps:
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❤️🩹 Get trusted insurance coverage that fits your budget
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Connect With Our Sponsors:
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- New members can receive a 50% credit toward their first month of membership. Go to Christian Healthcare Ministries and use promo code RAMSEY.
- Get started today with Churchill Mortgage. Equal Housing Lender • NMLS ID 1591 • NMLSConsumerAccess.org. Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.
- Get 20% off when you join DeleteMe
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10 August 2026, 10:00 am - 2 hours 8 minutesChange Your Mindset, Change Your Life
❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and Rachel Cruze answer your questions and discuss:
- “We bought a fixer-upper and the work is overwhelming us, should we sell it?”
- “I’m in $55,000 of debt, how do I deal with all my creditors?”
- “I’m 62 with only $150,000 from an inheritance to rely on. How do I avoid becoming a burden on my family?”
- “I hate my job, should I get a lower paying job that I’ll enjoy?”
- “I’m in $35,000 of credit card debt and I’m barely able to keep up. Should I get a personal loan to pay them off?”
Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
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💵 Start your free budget today. Download the EveryDollar app!
❤️🩹 Get trusted insurance coverage that fits your budget
🏠 Get organized and prepared to buy or sell a home
🦸 For help with investing, get connected with a SmartVestor Pro!
Connect With Our Sponsors:
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- Get 10% off your first month of BetterHelp
- Go to Boost Mobile to switch today!
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- New members can receive a 50% credit toward their first month of membership. Go to Christian Healthcare Ministries and use promo code RAMSEY.
- Get started today with Churchill Mortgage. Equal Housing Lender • NMLS ID 1591 • NMLSConsumerAccess.org. Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.
- Get 20% off when you join DeleteMe
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
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- Get started at World News OR use promo code RAMSEY for a 30-day free trial.
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7 August 2026, 10:00 am - 2 hours 7 minutesMake Hard Decisions Now So Future You Can Win
❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and Dr. John Delony answer your questions and discuss:
- “How do I prepare for my autistic daughter's future?”
- “Should we sell our paid-for house to pay off $100,000 of debt?”
- “Should I trust a company that's offering to pay off my house for me?”
- “How do I take my business from ‘surviving’ to ‘thriving’?”
- “Should we put conditions in our will around an estranged daughter?”
Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
💵 Start your free budget today. Download the EveryDollar app!
❤️🩹 Get trusted insurance coverage that fits your budget
Connect With Our Sponsors:
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- Get 10% off your first month of BetterHelp
- Go to Boost Mobile to switch today!
- If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off
- New members can receive a 50% credit toward their first month of membership. Go to Christian Healthcare Ministries and use promo code RAMSEY.
- Get started today with Churchill Mortgage. Equal Housing Lender • NMLS ID 1591 • NMLSConsumerAccess.org. Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.
- Get 20% off when you join DeleteMe
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- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
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6 August 2026, 10:00 am - 2 hours 7 minutesCommon Sense Beats Clever Money Hacks
❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and George Kamel answer your questions and discuss:
- “We’re in $187,000 of debt and living paycheck-to-paycheck. How do we get out of this?”
- “Our non-profit cat café has been losing money since we opened. Should we continue to shoulder these losses?”
- “How do I prepare financially to pay for a dowry and a big traditional wedding?”
- “My fiancée’s parents just told her they want her to pay the Parent PLUS loan. Are we obligated to pay it?”
- “Our house is in a flood zone and we are struggling to sell it.”
Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
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- New members can receive a 50% credit toward their first month of membership. Go to Christian Healthcare Ministries and use promo code RAMSEY.
- Get started today with Churchill Mortgage. Equal Housing Lender • NMLS ID 1591 • NMLSConsumerAccess.org. Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.
- Get 20% off when you join DeleteMe
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- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
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5 August 2026, 10:00 am - 2 hours 8 minutesDiscipline Is the Difference Between Broke and Wealthy
❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and Rachel Cruze answer your questions and discuss:
- “Can I frontload our retirement and 529 accounts for a few years and then stop contributing?”
- “Is paying for a more expensive daycare worth it while we are trying to pay off debt?”
- “I hate the idea of investing in mutual funds because I don't have voting rights. Can I be successful investing in small companies?”
- “I switched careers and now I am making a third of what I used to, should I switch back to my old career?”
- “Is it a good idea to sell my house and live in a van?”
Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
💵 Start your free budget today. Download the EveryDollar app!
❤️🩹 Get trusted insurance coverage that fits your budget
Connect With Our Sponsors:
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- Get 10% off your first month of BetterHelp
- Go to Boost Mobile to switch today!
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- New members can receive a 50% credit toward their first month of membership. Go to Christian Healthcare Ministries and use promo code RAMSEY.
- Get started today with Churchill Mortgage. Equal Housing Lender • NMLS ID 1591 • NMLSConsumerAccess.org. Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.
- Get 20% off when you join DeleteMe
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- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
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- Try Quo for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers.
- Sign up for your $1.00/month trial at Shopify.
- Get started at World News OR use promo code RAMSEY for a 30-day free trial.
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4 August 2026, 10:00 am - 2 hours 7 minutesToday's Habits Create Tomorrow's Progress
❓ Have a money question? Ask Ramsey is here to help.
Jade Warshaw and George Kamel answer your questions and discuss:
- “My job contract says I’ll owe three times my tuition if I leave—should I stay or go?”
- “My mortgage payment is 40% of our income—should we sell our home?”
- “A solar panel company put a lien on my house—should I pay off the panels before the mortgage?”
- “I owe the IRS and child support—how do I pay these off so I don’t end up homeless again?”
- “My mom’s home is in terrible condition but she refuses to move—how do we help her?”
Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
💵 Start your free budget today. Download the EveryDollar app!
🏠 Get organized and prepared to buy or sell a home
🎟️ Get your ticket for Investing Essentials today!
💼 Join the Crusade! Apply Now!
Connect With Our Sponsors:
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- Get 10% off your first month of BetterHelp
- Go to Boost Mobile to switch today!
- If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off
- New members can receive a 50% credit toward their first month of membership. Go to Christian Healthcare Ministries and use promo code RAMSEY.
- Get started today with Churchill Mortgage. Equal Housing Lender • NMLS ID 1591 • NMLSConsumerAccess.org. Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.
- Get 20% off when you join DeleteMe
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
- Find top health insurance plans at Health Trust Financial
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- Use code RAMSEY to save 20% at Mama Bear Legal Forms
- Visit NetSuite today to learn more.
- Try Quo for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers.
- Sign up for your $1.00/month trial at Shopify.
- Get started at World News OR use promo code RAMSEY for a 30-day free trial.
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3 August 2026, 10:00 am - 2 hours 7 minutesWealth Doesn't Happen By Accident
❓ Have a money question? Ask Ramsey is here to help.
Jade Warshaw and Rachel Cruze answer your questions and discuss:
- “My wife loaned out $45,000 of our money behind my back”
- “My husband hasn't had a job in eight years and I'm struggling to make ends meet. Should I divorce him?”
- “My parents are asking for us to loan them money so they can buy another home. What should I do?”
- “Should I use my husband's life insurance payout to pay off the house?”
- “Should we give up our kids' music lessons to become debt-free?”
Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
💵 Start your free budget today. Download the EveryDollar app!
🏠 Get organized and prepared to buy or sell a home
🎟️ Get your ticket for Investing Essentials today!
Connect With Our Sponsors:
- Go to Angel Studios to discover entertainment you can feel good about.
- Get 10% off your first month of BetterHelp
- Go to Boost Mobile to switch today!
- If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off
- New members can receive a 50% credit toward their first month of membership. Go to Christian Healthcare Ministries and use promo code RAMSEY.
- Get started today with Churchill Mortgage. Equal Housing Lender • NMLS ID 1591 • NMLSConsumerAccess.org. Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.
- Get 20% off when you join DeleteMe
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
- Find top health insurance plans at Health Trust Financial
- Use code RAMSEY to save 20% at Mama Bear Legal Forms
- Visit NetSuite today to learn more.
- Try Quo for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers.
- Sign up for your $1.00/month trial at Shopify.
- Get started at World News OR use promo code RAMSEY for a 30-day free trial.
- Get started with YRefy or call 844-2-RAMSEY
- Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today!
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31 July 2026, 10:00 am - More Episodes? Get the App