• 1 hour 4 minutes
    Time to save for kids’ uni? Time to refix your energy tariff? Plus more back-to-reality issues

    In this week's The Martin Lewis Podcast, it's Back to Life, Back to Reality as Martin returns with a pot pourri of essential September savings and money tips. From a crucial warning for parents of senior school children about the true future cost of university, to how you could be entitled to hundreds of pounds in compensation for delayed or cancelled flights this summer, Martin tackles the money issues that could put cash back in your pocket. He also explains how workers who wear a uniform could be missing out on tax relief, plus plenty more practical ways to save.

    With the Energy Price Cap rising, Martin breaks down the urgent deals currently available that could help cut your bills. He explains whether now is the right time to fix your tariff and, importantly, what those already on a fixed deal should do next. Spoiler: don't rush into refixing without understanding the pitfalls. Energy is also the focus of this week's Mastermind.

    In the Tell Us feature, it's all about the "C" word... Christmas. Listeners reveal just how much festive preparation they've already done, with some starting as far back as last November.

    And finally, ever wondered what Martin sounds like played at double speed? There's only one way to find out...!

    If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!). So, if you’ve always wanted to know his favourite paper size, what prescription he has in his glasses, or have a very complicated question about your finances, email it to [email protected].

    3 September 2026, 4:23 pm
  • 54 minutes 2 seconds
    Best bits: Inheritance tax masterclass

    This is a special best-of episode of the Martin Lewis Podcast, where Producer Simon has picked his favourite topics Martin has covered.

    Martin Lewis delves into one of the most talked-about financial topics in the UK: Inheritance Tax. From understanding who pays it and when, to the key allowances, gifting rules and common misconceptions, Martin shares some of his most valuable insights to help families make sense of the complex rules surrounding passing on wealth.

    Plus, in the Tell Us, Martin hears from listeners about the unexpected lessons they learned after retiring. From financial surprises and lifestyle changes to the things they wish they'd known sooner, these honest and often heartwarming reflections offer valuable insights for anyone planning for life beyond work.

    If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!). So, if you’ve always wanted to know his favourite paper size, what prescription he has in his glasses, or have a very complicated question about your finances, email it to [email protected].

    31 August 2026, 10:59 am
  • 15 minutes 7 seconds
    URGENT Energy price cap update: everything you need to know to beat the increase!

    With Ofgem announcing the energy price cap will rise by 4% in October, Martin Lewis has recorded a special urgent podcast to tell you everything you need to know to beat the price hike and save on your energy bills.

    26 August 2026, 10:31 am
  • 42 minutes 25 seconds
    Best of Question Time: How do I escape a joint account? Save hard, or spend more on my family? Top tips for beginner investors

    We have picked more of our favourite questions you’ve asked Martin for another special best-of episode of our Question Time podcast. In this edition: How do I escape a joint account? Save hard, or spend more on my family? Plus top tips for beginner investors and a success story on how to explain making interest on savings with your children.

    If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!). So, if you’ve always wanted to know his favourite paper size, what prescription he has in his glasses, or have a very complicated question about your finances, email it to [email protected].

    21 August 2026, 10:39 pm
  • 42 minutes 11 seconds
    Best bits: How to check if you’re paying too much council tax

    This is a special best-of episode of the Martin Lewis Podcast, where Producer Simon has picked his favourite topics Martin has covered.

    Martin Lewis tackles one of the household bills causing confusion for millions: Council Tax. From discounts and exemptions to challenges, refunds and ways to check you're not paying more than you should, Martin shares some of his most useful guidance to help you navigate the system and potentially save money.

    Plus, in Tell Us Martin reveals the fascinating secrets shared by flight crew workers. From booking tricks to what really happens behind the scenes, hear the insider tips and surprising confessions that you won't want to miss.

    If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!). So, if you’ve always wanted to know his favourite paper size, what prescription he has in his glasses, or have a very complicated question about your finances, email it to [email protected].

    13 August 2026, 11:00 am
  • 35 minutes 39 seconds
    Best of Question Time: Is 15% of my salary going in a pension enough? I'm finally debt free, what now? What should we call you?

    This is a special best-of episode of our Question Time podcast, where Matt has picked his favourite questions you’ve asked Martin, including: I’m 23 and saving 15% of my salary into my pension, is that enough? My 5-year-old TV’s faulty, can I get a refund? We’ve also hear from Robert, who’s finally debt free after making poor financial decisions when he was younger - and wants to know what he should do now. Then we hear from Carly, who, after hearing Robert’s story on the podcast, decided to seek help with her debt. Plus, how we (or you) decided what we should call you if you come on the podcast.

    If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!). So, if you’ve always wanted to know his favourite paper size, what prescription he has in his glasses, or have a very complicated question about your finances, email it to [email protected].

    6 August 2026, 6:44 pm
  • 45 minutes 58 seconds
    Question Time: Can AI improve my finances? Could clearing our mortgage hurt our credit score? Old paperwork boosted my pension!

    In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: can I use AI to improve my finances, and if so, what’s the best and safest way? We’re in our 60s, is it better to not pay off the remainder of our small mortgage? Will a bit of fiddling give us Section 75 credit card protection on our new windows? Am I wrong to use Amex at small retailers? We have a success where keeping old paperwork, as Martin suggested on the podcast, boosted our caller’s pension by 20%! Plus, you ask Martin what products he wouldn’t be able to live without if he had to spend less. If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!). So, if you’ve always wanted to know what his second favourite podcast is, how he feels about films that run for longer than three hours, or have a very complicated question about your finances, email it to [email protected].

    27 July 2026, 12:00 pm
  • 1 hour 6 minutes
    What is it you just don’t get about money? Beginners guide to pensions, energy, credit cards, return rights and far more

    Part two of our ‘I don’t get money’ podcasts. Martin explains your consumer rights when returning purchases, including what protection you have when goods are faulty, bought online, or simply not what you expected. He also guides listeners through the practicalities of starting to draw from a pension, covering the key decisions retirees face and common mistakes to avoid. Credit card borrowers ask about balance transfer deals, with Martin discussing when they can save money, what fees to watch out for, and how to use them effectively to tackle existing debt. The podcast also delves into several important later-life financial topics. Martin answers questions on inheritance tax, clarifying who may be affected and the rules families should be aware of, while also explaining the importance of setting up a Lasting Power of Attorney before it becomes urgently needed. With savings rates remaining a key concern, Martin discusses when interest earned on savings could become taxable, helping listeners understand allowances. He also examines the latest concerns around energy prices, what households should be prepared for. Plus, Martin looks at the changing role of cash in everyday spending. Finally, he highlights social tariffs for broadband, explaining how eligible households could significantly reduce their internet bills and how to check whether they qualify.

    If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!). So, if you’ve always wanted to know why he speaks so quickly, if he organises his wardrobe by colour or garment type, or have a very complicated question about your finances, email it to [email protected].

    23 July 2026, 6:43 pm
  • 52 minutes 18 seconds
    Question Time: What money mistakes do married couples make? Can we afford to upsize? How do you repay two student loans?

    In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: what are the financial benefits of marriage? We want to upsize to a bigger house; how do we know if we can we afford the bills? How do I deal with unfairness when investing for my children of different ages? We have a success, where our caller switched bank but was able to keep their linked regular saver. There’s also an update to the “which student loan do I pay back first?” question from last week, and Martin’s discovered a real problem with the answer! Plus, if Martin could go back in time, what event would he choose to go to, and why? If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!). So, if you’ve always wanted to know if he’s green-fingered, how many books he’s read this year, or have a very complicated question about your finances, email it to [email protected].

    20 July 2026, 12:00 pm
  • 40 minutes 50 seconds
    “I Don’t Get Money!” Back-to-basics special on pensions, savings, car insurance, energy and more

    In this special I Don’t Get Money edition of The Martin Lewis Podcast, Martin goes right back to basics, tackling the financial concepts listeners have always found confusing but were perhaps too embarrassed to ask about.

    From understanding exactly how pensions work and what an energy ‘unit’ actually is when it appears on your bill, to unpicking the difference between saving and investing (and whether investing is really just a form of gambling), Martin breaks down the jargon and explains the fundamentals in plain English.

    Along the way, he answers listeners’ questions on why Section 75 credit card protection doesn’t extend to additional cardholders, why car insurance premiums can rise even after a no-fault accident, and whether responsibility for faulty goods lies with the retailer or the manufacturer.

    Plus, Martin demystifies one of the most misunderstood financial products of all: bonds. What are they, how do they work, and are they right for you?

    Whether you’re baffled by pensions, puzzled by investing, or simply want a clearer understanding of the financial rules that affect everyday life, this is a back-to-basics guide to money that aims to make the complicated simple.

    If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!). So, if you’ve always wanted to know why he speaks so quickly, if he organises his wardrobe by colour or garment type, or have a very complicated question about your finances, email it to [email protected].

    16 July 2026, 3:38 pm
  • 41 minutes 32 seconds
    Question Time: Overpay mortgage with savings? Can bank switching kill a credit score? How do I find my husband’s lost pensions?

    In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: is it worth overpaying my mortgage, and when’s the perfect time to do so? I’m worried bank switching will kill my credit score, will it? I’ve got a Plan 2 and Plan 5 student loan; how do the repayments work? What’s the easiest way to track my husband’s lost pensions from various jobs? Plus, what’s the most unusual place Martin’s been asked a financial question? If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!). So, if you’ve always wanted to know why he speaks so quickly, if he organises his wardrobe by colour or garment type, or have a very complicated question about your finances, email it to [email protected].

    13 July 2026, 12:00 pm
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