Let’s face it—scammers are getting sneakier, and your hard-earned money is their ultimate prize. Don’t let them win! Marketing guru Jay Schwedelson shares eye-opening insights into the clever tactics scammers use to grab your attention and trick you into risky decisions. Learn how to recognize these schemes and take control before they can do any damage. You’ll discover simple, no-nonsense strategies to keep your investments safe and your email inbox squeaky clean. This episode is packed with straight talk, practical advice, and a whole lot of “don’t fall for that!” moments.

Key Takeaways:

• Scammers count on your fear and greed—don’t give them the satisfaction.
• Learn to spot sketchy emails and messages before you even open them.
• Trust is earned—always double-check the source before taking action.

Disclaimer: This article is for educational purposes only and does not constitute financial, legal, or tax advice. Always consult with a qualified professional for personalized guidance.

Looking to safeguard your legacy and protect your financial future? Join our free exclusive webinar with Mirit Hoffman for expert insights and actionable strategies. Click here to learn more.

Are you ready to take control of your cross-border finances like a pro? In this episode, we tackle the challenges expats face with managing investments, handling multiple currencies, and staying ahead of regulatory headaches. Say goodbye to confusion and hello to clarity with tips to protect your wealth and make your money work for you. Whether you're balancing dollars and shekels or safeguarding your accounts, this episode gives you the know-how to dominate your financial game.

Key Takeaways:

• Discover the secrets to thriving financially as an expat.
• Learn how to safeguard your U.S. accounts and stay ahead of regulations.
• Master the art of diversification and currency management.

Unlock more tips and tools at profile-financial.com/blog

Looking to safeguard your legacy and protect your financial future? Join our free exclusive webinar with Mirit Hoffman for expert insights and actionable strategies. Click here to learn more.

Think T.O.D. Accounts Are Simple? Think Again!

T.O.D. accounts might sound like the shortcut to estate planning bliss, but for cross-border families, they can lead straight to chaos. Tax traps, legal tangles, and probate drama are just a few of the surprises waiting for unsuspecting heirs. Don’t let a so-called "simple solution" turn into a family nightmare—learn how to sidestep the pitfalls and build an estate plan that actually works across borders.

Key Takeaways:

• T.O.D. accounts can backfire: Especially when heirs live abroad or assets cross borders.
• Estate plans need regular checkups: Make sure your accounts and documents are airtight.
• Expert help is a game-changer: The right cross-border team can save time, money, and stress.

Ready to make your estate plan foolproof? Schedule a free Cross-Border Financial Evaluation today by clicking here. Let’s see if and how we can help!

Why Even Millionaires Can Feel Cash-Strapped and What to Do About It

Rich on paper but broke in reality? It’s called a liquidity trap, and it’s more common than you think! If your wealth is tied up in real estate or illiquid investments, accessing the cash you need can feel like breaking into a locked safe. Learn how to make your money work for you, avoid the headaches of financial inflexibility, and keep your future secure. Plus, we’ll show you how having the right strategy (and the right cross-border expert😉) can help you stay ahead.

Key Takeaways:

• Keep your wealth within reach—understand your liquidity!
• Balance is key: diversify so you always have options.
• Get tailored cross-border advice to make smarter financial moves.

For additional insights on staying financially flexible and making smart investment choices, check out the article, What Car Seats and Investing Have in Common, by clicking here.

Thinking about renouncing your U.S. citizenship? It’s a decision that comes packed with complex financial and emotional considerations! Eli Clark, an international lawyer with a focus on cross-border estate planning, joins us to unpack the nuances. From untangling complicated banking woes to understanding the infamous exit tax, there's a lot at stake. We dive deep into what it really means to leave behind your U.S. passport—debunking myths and tackling big questions like, "Will I still get my Social Security?" or "What happens to my investments?" Don't make the leap without knowing all the facts (and a few surprises) that could impact your future.

Key Takeaways:

• Renouncing your citizenship can free you from tax headaches, but there are big financial considerations to manage.
• Learn how to dodge hefty estate and exit taxes with the right planning before you make any moves.
• Even if you say goodbye to your passport, the U.S. might still have a claim on your assets. Know what to expect!

Want more insights? Head over to The Goldstein on Gelt Show blog for the full breakdown.

Investing can feel like riding a roller coaster, but the secret to success isn’t in predicting the market—it’s in mastering your emotions. Is your portfolio still working for you, or are fear and excitement driving your decisions? This episode reveals how unchecked emotions can derail even the best financial plans—and what you can do to stay in control. Learn how to align your investments with your true goals, turn losses into opportunities, and create a strategy that works in any market condition.

Key Takeaways:

• Keep emotions from hijacking your strategy – Stay cool, even when markets aren't
• Make sure your portfolio fits YOU – Align investments with your goals, not market trends
• Turn losses into opportunities – Use tax strategies to ease financial pressure
• Partner with a pro for peace of mind – An advisor helps you stay focused and in control

Don’t let stress steal the driver’s seat. Listen to the podcast and read Stress Less: Transform Your Investment Approach Today by clicking here.

Struggling to feel in control of your finances? Sometimes, investments can take unexpected turns, especially if you’re dealing with cross-border accounts or unfamiliar tax rules. This episode dives into how to recognize when your portfolio is steering off course, why you should always trust your gut, and the importance of simplifying your strategy. Learn why risky investments, hidden tax consequences, and pushy advisors can lead to financial headaches—and how to take back the reins. It’s time to stop letting others dictate your financial future and get back to making your money work for you.

Key Takeaways:

• If your investments feel off, they probably are—trust your gut!
• Be cautious of risky investments that don’t align with your financial goals.
• Cross-border investing can come with hidden tax headaches—stay on top of them!

For more tips on taking control of your finances and ensuring clear communication with your advisor, read How to Best Handle Your U.S. Investments from Israel with Clear Communication by clicking here. Learn how to ask the right questions, make informed decisions, and confidently manage your financial future.

Worried about whether your money will last through retirement? You’re not alone, but there’s a powerful tool that could help turn your concerns into confidence: dividend-paying ETFs. These handy investments could pay you regular income—without you having to lift a finger. Imagine setting up a second paycheck just from your portfolio!

Whether you're looking for potential stability during market ups and downs or a possible reliable income stream for your golden years, dividend ETFs might be exactly what your financial plan needs. Plus, with the right strategy, you can make your money work harder for you while keeping risk in check.

Key takeaways:

• Turn your investments into a steady income stream with dividend ETFs.
• Spread out your risk and enjoy more peace of mind through diversification.
• Start small, monitor results, and let your portfolio grow smartly.

Ready to see how dividend ETFs can fit into your strategy? Schedule a free cross-border financial evaluation at https://profile-financial.com/call. We’ll see if we can help you make more income from your investments.

Estate planning may sound like a snooze, but there’s one powerful document you can’t afford to ignore: the enduring power of attorney. In this episode, Doug Goldstein and Mirit Hoffman uncover why this single document is your secret weapon for staying in control of your finances and healthcare, even when life throws unexpected curveballs. Plus, discover how to avoid the headaches of guardianship, and why all cross-border investors need to have their assets covered on both sides of the ocean. Whether you’re managing U.S. or Israeli assets, this episode will show you how to protect your future like a pro.

Key Takeaways:

• Take charge of your future with an enduring power of attorney – it’s a game-changer for protecting your decisions!
• Guardianship? No thanks! Learn how to avoid court-appointed headaches and stay in control.
• Cross-border investor? Make sure your assets are covered both in the U.S. and Israel for total peace of mind.

If you're ready to take control of your financial future, click here to schedule a free Cross-Border Financial Evaluation. We’d love to see how we can help!

Disclaimer: This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Please consult with a qualified professional for advice tailored to your personal situation.

What happens to your U.S. investments when you’re gone? Spoiler: It’s not as simple as your heirs calling dibs! This episode uncovers the hidden complexities of transferring U.S. brokerage and IRA accounts for those living in Israel. From joint accounts with rights of survivorship to individual IRAs, understanding the necessary paperwork—like death certificates and transfer certificates—can prevent a mountain of confusion later. Estate planning isn't just a 'someday' task, it's crucial for making sure your assets end up where you want them, without unnecessary legal headaches.

Key takeaways:

The specific documents needed for a smooth asset transfer of joint accounts and IRAs Beneficiary forms determine IRA account inheritance, not a will Proper estate planning ensures hassle-free management of cross-border assets

For more insights, visit the blog post Understanding Cross-Border Inheritance: Tips for Trust Beneficiaries

Ready to Master Your Finances in Israel? Discover the P4 Approach! 🌍💰

Are you an American living in Israel or planning to move and wondering how to take control of your financial future? This episode is your roadmap to building a personalized financial plan that aligns with your unique goals and circumstances, no matter where life takes you.

Meet the P4 Approach—a proven strategy to help you stay ahead in a complex, cross-border financial world: 

• Profile Vision: Get crystal-clear on where you stand financially and set meaningful goals. 
• Profile Prism: Adapt swiftly to life's changes and market shifts by adjusting your goals regularly. 
• Profile Pathfinder: Develop a custom strategy to reach your financial aspirations.  
• Profile Portfolio: Craft and manage an investment portfolio that perfectly aligns with your needs.

Join us as we dive deep into how to handle investments, manage risks, and make smart portfolio adjustments, all while preparing for whatever surprises life might throw your way. You'll gain actionable insights to create a resilient financial plan that not only minimizes unnecessary risks but also empowers you to thrive.

Curious how the P4 Approach can work for you? Head over to Profile Investment Services, Ltd. and schedule your free cross-border evaluation call today. Let’s discuss your unique needs and see how we can help you reach your financial goals!