The Clark Howard Podcast

31 minutes 54 seconds

06.16.26 Ask An Advisor With Wes Moss

Most people think building wealth and keeping wealth require the same strategy. They don't. Wes Moss explains why getting wealthy and staying wealthy are two completely different skill sets—and why understanding the difference could have a major impact on your financial future. Wes also explores what may be the most important financial dividend of all: freedom. Financial planning isn't just about accumulating a bigger number. It's about creating autonomy, reducing the fear of running out of money, and building a life where you have more control over your time and choices. You'll learn why multiple income streams can provide both financial security and emotional comfort—and how finding your "money green zone" can help support lasting financial independence.

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the June 16, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions: WesMoss.com/ask

We hope you enjoy our weekly Ask An Advisor episodes. Let us know what you think in the comments!

Learn more about Wes:

Learn more about your ad choices. Visit megaphone.fm/adchoices

16 June 2026, 9:00 am

28 minutes 57 seconds

06.15.26 Flying - In The Face Of Change / Warning For First Time Home Buyers

A shift is happening in the skies right now, as airlines quietly slash schedules and strip away basic comforts taken for granted for decades. If you don't double check your bookings, you could be walking blindly into a canceled itinerary—or a "bare-bones" cabin with zero food or water. Meanwhile, a strange new industry experiment means the ticket you bought for a connecting flight may turn out to be for an unforeseen road trip instead. Clark explains. Shifting to the housing market, if you’re looking to purchase your first home, Clark has a strict warning: Wait. It is a historically bad time to buy your first house in most of America, and doing so right now is essentially stepping into a financial trap.

Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the June 15, 2026, episode of The Clark Howard Show. Submit your questions: Ask Clark.

Air Travel: Segment 1
Ask Clark: Segment 2
1st Time Home Buyers: Segment 3
Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices. Visit megaphone.fm/adchoices

15 June 2026, 9:00 am

39 minutes 59 seconds

06.12.26 Clark Answers His Critics on Clark Stinks / “Spaving” Your Way To An Empty Wallet

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, we all love the thrill of scoring a great deal, but a dangerous retail trap called "spaving"—spending money to "save" money—might be quietly sabotaging your budget. Retailers like Amazon have mastered the art of the impulse buy, using tricks like "buy two, get an extra discount" or free shipping minimums to trigger a dopamine rush that makes us chase the deal instead of the actual value. Even Clark is guilty of it! Know how to recognize when you're being manipulated at checkout, and the simple rules you can use to protect your hard-earned cash from the spaving trap. All this and more on the June 12, 2026, episode of The Clark Howard Show.

Clark Stinks: Segments 1 & 2
Defeat This Spending Trap: Segment 3
Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices. Visit megaphone.fm/adchoices

12 June 2026, 9:00 am

36 minutes 58 seconds

06.10.26 Automatic Retirement Accounts / Inflation Calculation

Clark’s teaching mission has always focused on getting you to save every dollar you can for retirement, especially when you can “set it and forget it” through automatic contributions. It’s the best way to achieve financial freedom. Smart new initiatives are helping Americans save more: Automatic Retirement Savings Programs. Meanwhile, if you feel like your paycheck isn't going as far as it used to, you’re right. Comparing what everyday items cost 30 years ago versus today, the math explains why so many hardworking Americans feel completely squeezed. Critical pillars of the American dream have skyrocketed. Check out the link below to calculate your own inflation reality and see how to make your dollars work harder for you. Inflation Calculator - Clark.com

Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the June 10, 2026, episode of The Clark Howard Show. Submit your questions: Ask Clark

Automatic Retirement Savings: Segment 1
Ask Clark: Segment 2
Calculating Inflation: Segment 3
Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices. Visit megaphone.fm/adchoices

10 June 2026, 9:00 am

38 minutes 32 seconds

06.09.26 Ask An Advisor With Wes Moss

Are you on track for a happy retirement? It takes more than just a healthy bank account. In this episode, Wes Moss shares the lifestyle data that separates truly happy retirees from the rest. It all comes down to a "magic number" of core pursuits – the super-activities that keep you moving, socializing, and fulfilled. Then, he dives into the financial side, breaking down the psychological power of dividend investing and how it can bring calm to your retirement portfolio.

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the June 9, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions: WesMoss.com/ask

We hope you enjoy our weekly Ask An Advisor episodes. Let us know what you think in the comments!
Learn more about Wes:

Learn more about your ad choices. Visit megaphone.fm/adchoices

9 June 2026, 9:00 am

33 minutes 20 seconds

06.08.26 Cut Insurance Costs / Phone Free Connection

Tired of watching your auto and homeowners insurance premiums skyrocket? Good news: There are some simple ways to save money on both. The massive run-ups in auto insurance are finally slowing down, and there are concrete steps you can take right now to lower those bills without just shopping around. Switching gears, Clark looks at a fascinating and hopeful trend highlighted by The Washington Post regarding how the next generation is fighting screen addiction. With reports showing that 50% of teens spend over four hours a day staring at their phones, a growing number of college students and campus leaders are fighting back. You may be inspired to unplug, step away from the digital noise, and build deeper connections with the people in your life.

Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the June 8, 2026, episode of The Clark Howard Show. Submit your questions: Ask Clark

Lower Insurance Premiums: Segment 1
Ask Clark: Segment 2
Fight Screen Addiction: Segment 3
Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices. Visit megaphone.fm/adchoices

8 June 2026, 9:00 am

38 minutes 34 seconds

06.05.26 Clark Answers His Critics on Clark Stinks / Rent: Tenant Power

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, are you blindly renewing your lease and paying more for rent every year? Stop! A massive boom in apartment construction across most of the country has officially flipped the script. It’s time to stop being passive and start letting the market work for you. Clark breaks down the exact strategy to slash your monthly housing costs.

All this and more on the June 5, 2026, episode of The Clark Howard Show.

Clark Stinks: Segments 1 & 2
Lower Rent: Segment 3
Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices. Visit megaphone.fm/adchoices

5 June 2026, 9:00 am

38 minutes 56 seconds

06.03.26 Enter Entrepreneurs / Facts On Finding Unclaimed Funds

Starting a business or a side hustle is easier than it used to be in terms of cost and technology. Is there an entrepreneur hiding inside you? While big corporations lay off loyal employees to please shareholders, nimble micro-businesses are thriving by doing things more efficiently. If you’re mid-career and sick of the corporate grind, Clark shares how you can mitigate your risk by starting a side hustle today that could become your full-time passion tomorrow. Also, Clark dives into the $70 billion pool of unclaimed property waiting to be returned to everyday Americans. Know how to safely search public databases for free to see if you have funds lost in space - from old retirement plans, forgotten utility deposits, or insurance policies. In fact, a member of Clark's family recovered $10k this way! Learn how to navigate the documentation, avoid the scammers, and claim what is rightfully yours.

Plus, Lane (Clark’s wife!) shares your #AskClark questions and Clark gives his take. All this and more on the June 3, 2026, episode of The Clark Howard Show. Submit questions: Ask Clark

Startup: Segment 1
Ask Clark: Segment 2
Unclaimed Money: Segment 3
Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices. Visit megaphone.fm/adchoices

3 June 2026, 9:00 am

46 minutes 53 seconds

06.02.26 Ask An Advisor With Wes Moss

Should You Help Your Adult Kids Buy a House? & 5 Things You SHOULD Spend More On

Is helping your adult children buy a home a smart investment, or a threat to your retirement? In this episode, Wes Moss breaks down the harsh realities of today's housing market. With the median age of first-time homebuyers skyrocketing past 40 due to high prices and interest rates, more parents than ever are wondering if they should step in with down payment assistance. Wes shares the specific dollar amounts where helping your kids starts to negatively impact your happiness and retirement security, and why shifting your mindset from "spending" to "investing" changes the game.

Also, Wes shares the story of "Around-the-World Robin" to illustrate why we often feel financial guilt even when we are totally on track – and outlines the five things you should actually consider spending MORE money on to maximize your happiness. Mentioned on the show: ROTH CONVERSION DECISION TREE

Plus, Mallory shares your #AskWes questions and Wes gives his take. All this and more on the June 2, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions: WesMoss.com/ask

We hope you enjoy our weekly Ask An Advisor episodes. Let us know what you think in the comments!

Learn more about Wes:

Learn more about your ad choices. Visit megaphone.fm/adchoices

2 June 2026, 9:00 am

41 minutes 14 seconds

06.01.26 WARNINGS: AI Privacy Risk & Ponzi Schemes Net Millions

Today - A warning about how much information you give an AI chatbot. Artificial intelligence tools like ChatGPT, Claude, and Gemini have made getting financial advice faster and easier than ever. But as the AI gold rush heats up, a massive privacy risk is emerging. Clark breaks down the critical things you should never tell an AI chatbot. Also - The anatomy of a Ponzi scheme that RIPPED OFF $140 million from “investors.” Clark covers two massive fraud cases—Drive Planning and First Liberty—which collectively defrauded thousands of investors out of hundreds of millions of dollars. When inflation or economic uncertainty makes us feel insecure about our money, we become susceptible to smooth pitches. Clark reminds us of the ultimate golden rule of investing: any time someone promises you "guaranteed" double-digit returns with zero risk, it is a lie. Learn how these schemes operate so you can spot the red flags, protect your hard-earned savings, and secure your financial future.

Plus, Lane (Clark’s wife!) shares your #AskClark questions and Clark gives his take. All this and more on the June 1, 2026, episode of The Clark Howard Show. Submit questions: Ask Clark

AI Privacy Risk: Segment 1
Ask Clark: Segment 2
Ponzi Schemes Steal Millions: Segment 3
Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices. Visit megaphone.fm/adchoices

1 June 2026, 9:00 am

41 minutes 6 seconds

05.29.26 Clark Answers His Critics on Clark Stinks / Driving To Your Future

Friday - Clark Stinks day! Lane (Clark’s wife!) shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - A shocking 81% of consumers admit to routinely making impulse buys. But while small impulse buys hurt your weekly budget, there is one major lifestyle purchase that can absolutely sabotage long-term wealth: our second biggest purchase in life - a vehicle. The average cost of a car has climbed to a whopping $50,000, yet we still get tired of our rides and cycle through them too quickly. By making a single change to how, what, and how often you buy an automobile over your working lifetime—and investing those savings into the stock market instead—you could easily put an extra $250,000 directly into your pocket by the time you retire. Use our Wealth Impact Calculator to turbocharge your retirement savings today:

All this and more on the May 29, 2026, episode of The Clark Howard Show.

Clark Stinks: Segments 1 & 2
Car Buying & Your Retirement: Segment 3
Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices. Visit megaphone.fm/adchoices

29 May 2026, 9:00 am