Build a credit card lineup that earns more travel rewards without becoming a full-time spreadsheet manager.
In this special video episode, hosts Sally French and Meghan Coyle discuss how to build the perfect travel credit card “wallet” to help you earn more rewards, unlock perks, and avoid common points mistakes. But first, they break down the latest travel headlines, including Bilt’s revamped card lineup and new “Bilt Cash,” American Airlines rolling out free high-speed Wi-Fi, Alaska Airlines’ major fleet and route expansion plans, and Starlux’s new long-haul aircraft that could open up new routes (and new ways to book with points).
Then, Sally and Meghan dig into what a “perfect wallet” actually looks like for different travelers, including when it makes sense to add a second card, how multiple cards can affect your credit score, and why a simple “great-on-everything” card can be the foundation for most people. They also explore when premium “coupon book” cards are worth the stress, how to avoid spreading your points too thin across too many programs, and how popular combos like the Chase trifecta can help you earn faster. Plus, they answer a listener question from Tu, a self-described international nomad, about what — if any — cards would be helpful to add to their wallet when traveling internationally.
Card benefits, terms and fees can change. For the most up-to-date information about cards mentioned in this episode, read our reviews:
Bilt Card From Wells Fargo: No Longer Available, but New Versions Coming
Wells Fargo Autograph® Card Review: Big Rewards, No Annual Fee
Capital One Venture X Review: A Steal of a Deal Among Premium Cards
American Express Platinum Review: Top-Notch Lounge Access, Big Credits
Chase Sapphire Preferred Review: Strong Option for Travel Rewards
Chase Sapphire Reserve Review: A High-End, High-Maintenance Card
Chase Freedom Unlimited Review: A Potential One-Card Solution
Chase Freedom Flex Review: Multiple Bonus Rewards Wrapped in One Card
Citi AAdvantage Platinum Card Review: Worth the Fee for Airline Loyalists
Capital One Savor Review: Foodie-Focused Rewards, for No Annual Fee
World of Hyatt Card Review: Lavish Benefits, Reasonable Cost
Hilton Honors Aspire Review: Rich Rewards, Luxury Perks for a Price
Atmos Rewards Summit Card: Perks as Rare as They Are Valuable
Resources discussed in this episode:
Subscribe to TravelNerd, our free newsletter, by January 30 for a chance to win a 1:1 travel rewards strategy coaching session (est. value $250). Learn more at https://www.nerdwallet.com/travel-newsletter-2
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Travel TV icon Samantha Brown shares tips for finding hidden gems, saving money, and dodging airport stress.
Hosts Sally French and Meghan Coyle sit down with Samantha Brown, host of Samantha Brown’s Places to Love, to talk about how she keeps travel feeling fun, affordable, and deeply local after decades on the road. But first, Sally and Meghan swap recent trip highlights, including a car-free weekend in Oceanside, California, and the growing trend of nighttime “glow” events at zoos and botanical gardens.
Then, Samantha Brown shares what she looks for when she’s wandering side streets, how “travel like a local” changed after COVID, and where she actually splurges (and saves) on trips. She also gets real about points and miles for inflexible schedules, her approach to airline loyalty, the airport habits that help her manage travel anxiety, her favorite airport, a controversial boarding tip for families, and the Route 66 stops she thinks deserve way more love.
Want even more tips and tricks to get the most out of your travel dollars? Subscribe to TravelNerd, our free newsletter designed to help you crack the code on spending less on your travel.
In this episode, the Nerds discuss: side street travel strategy, supporting local small businesses while traveling, Ted Drewes frozen custard concrete, badminton hall Zurich, Dolly Parton bar decor, Vienna intergenerational cafe Vollpension, retirees baking cafe Vienna, hotel night before early arrival, red-eye early check-in strategy, fourth night free hotel points, fifth night free hotel points, Hilton fifth night free, Marriott fifth night free, hotel no-show policy late arrival, call the hotel front desk late arrival, last-minute award seats, protected backup flight strategy, booking backup flights on different airlines, Lufthansa last-minute availability, Delta Sky Club LaGuardia, Tampa International Airport, Washington Dulles people movers, Dulles mobile lounge story, duty free perfume shopping, checked bags vs carry-on debate, what to pack in case luggage is lost, Abu Dhabi vs Dubai travel value, Disney park Abu Dhabi, Oman travel, overtourism fatigue, avoiding “look-at-me” destinations, and travel and human connection vs AI.
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If 2025 was about premium everything and complicated travel perks, 2026 is shaping up to be more intentional: fewer trips, less algorithm-chasing, more ease — and spending where it actually improves your experience.
Hosts Meghan Coyle and Sally French ring in 2026 by looking back at the biggest travel and credit card trends of 2025 — from the “everything is fancy” luxury boom (even at Southwest) to the rise of premium card coupon-book benefits and hyper-granular dynamic pricing. Then, they share their 2026 predictions (skipping the algorithm, easy/slow travel, and fewer-but-bigger international trips) plus destination picks spanning South Korea, Eastern Europe, New Zealand, some World Cup host cities, Route 66, and comeback cities like San Francisco.
Card benefits, terms and fees can change. For the most up-to-date information about cards mentioned in this episode, read our reviews:
American Express Platinum Card Review: https://www.nerdwallet.com/credit-cards/reviews/american-express-platinum
Chase Sapphire Reserve Review: https://www.nerdwallet.com/credit-cards/reviews/chase-sapphire-reserve
Citi Strata Elite Review: https://www.nerdwallet.com/credit-cards/reviews/citi-strata-elite
Resources discussed in this episode:
2025 Holiday Spending Report: https://www.nerdwallet.com/credit-cards/studies/holiday-spending-report
Want even more tips and tricks to get the most out of your travel dollars? Subscribe to TravelNerd, our free newsletter designed to help you crack the code on spending less on your travel.
In this episode, the Nerds discuss: Smart Travel podcast, travel trends 2025, travel predictions 2026, luxury travel trends, premium airline cabins, lie-flat seats, Southwest Airlines changes, Southwest open seating ending, Southwest airline lounge, international airline partners, hotel luxury boom, boutique hotels, lifestyle hotels, all-inclusive resorts, luxury cruises, Ritz-Carlton cruise, Four Seasons yacht, ship within a ship cruise concept, MSC Yacht Club, Norwegian Cruise Line Haven, Princess Cruises, travel credit card trends, premium travel credit cards, coupon book credit cards, Amex Platinum benefits, Chase Sapphire Reserve credits, Citi Strata Elite, travel rewards points, airport lounge access, TSA PreCheck credit, travel insurance benefits, dynamic pricing travel, AI pricing travel, rising travel costs, inflation travel, NerdWallet travel survey, skipping the algorithm travel, TikTok travel trends, Instagram travel inspiration, overtourism destinations, slow travel, easy travel, fewer international trips, best places to travel 2026, South Korea travel, Seoul travel, K-pop travel tourism, Eastern Europe travel, Prague travel, Budapest travel, Krakow travel, Sofia Bulgaria travel, affordable Europe travel, New Zealand travel, Air New Zealand SkyNest, long-haul flights New Zealand, Mexico travel 2026, Guadalajara travel, Monterrey travel, World Cup host cities travel, Route 66 road trip, Route 66 centennial, Flagstaff dark sky city, Grand Canyon road trip, Las Vegas travel deals, Vegas resort fees, San Antonio travel, Pearl District San Antonio, Hotel Emma San Antonio, Michelin star dessert bar, Salt Lake City travel, Utah skiing travel, dirty soda Utah, San Francisco travel comeback, easy day tours travel.
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Learn what it’s like working with a travel advisor, including how much time and money they can really save you when planning your next trip.
Can travel advisors really save you money? Should you be booking travel yourself or outsourcing the job to a professional? Hosts Megan Coyle and Sally French discuss the unexpected perks, cost structures, and potential savings of working with a travel advisor, formerly known as a travel agent.
Jenn Lee, President and CMO of Travel Planners International and Vacation Planners, joins Sally to discuss what today’s travel advisors actually do — and why their role has evolved far beyond just booking flights. They explore when it makes sense to use a travel advisor, how they get paid, and how they can unlock deep discounts and luxury perks you likely can’t find online. From pre-paid cruise cabins and group hotel rates to emergency support during canceled flights, Jenn shares the behind-the-scenes benefits that could make hiring an advisor a smarter and more cost-effective way to plan your next trip.
Card benefits, terms and fees can change. For the most up-to-date information about cards mentioned in this episode, read our reviews:
Chase Sapphire Reserve Review: https://www.nerdwallet.com/reviews/credit-cards/chase-sapphire-reserve
Chase Sapphire Preferred Review: https://www.nerdwallet.com/reviews/credit-cards/chase-sapphire-preferred
Chase Ink Preferred Review: https://www.nerdwallet.com/reviews/small-business/chase-ink-preferred
Chase Launches New Sapphire Reserve for Business Card With 200K Point Bonus Offer https://www.nerdwallet.com/article/small-business/new-sapphire-reserve-business
Chase Freedom Unlimited Review: A Potential One-Card Solution https://www.nerdwallet.com/reviews/credit-cards/chase-freedom-unlimited
Resources discussed in this episode:
Best Credit Cards of July 2025: https://www.nerdwallet.com/the-best-credit-cards
9 Best Business Credit Cards of July 2025: https://www.nerdwallet.com/best/credit-cards/small-business
The Best Prime Day Travel Deals 2025: https://www.nerdwallet.com/article/travel/best-prime-day-travel-deals-2025
In their conversation, the Nerds discuss: travel agent vs booking yourself, travel advisor savings, JetBlue Mosaic 1 status, best travel credit cards 2025, Chase Ultimate Rewards changes, travel insurance tips, Amazon Prime Day travel deals, travel agent free hotel perks, travel concierge services, travel advisor costs, travel agent commissions, best river cruises Europe, travel agent hotel upgrades, saving on cruises 2025, travel packages savings, booking international travel, avoiding travel planning mistakes, travel planning help, VIP travel perks, Airbnb travel perks, Airbnb late checkout tips, credit card travel benefits, booking luxury travel with advisor, travel mistakes relying on Instagram, when to use a travel agent, travel agent vs AI planning, and the benefits of travel advisors.
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“Amazing Race” host Phil Keoghan shares what he’s learned from his life of travel in this special presentation of “Powering Travel” from Expedia Group.
In an inspired conversation about the lessons he’s learned from a lifetime of travel, Phil joins host Elisabeth Goodridge to reflect on his earliest memories abroad and how exposure to diverse cultures shaped his worldview. He shares personal stories from the road, reflections on hosting more than 37 seasons of “The Amazing Race,” and how the show has encouraged millions to step outside their comfort zone. Phil also speaks to the magic that exists beyond group tours and why the moments when things go “wrong” often become the most meaningful memories.
Looking for tips and tricks to get the most out of your travel dollars? Subscribe to TravelNerd, our free newsletter designed to help you crack the code on spending less on your travel.
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Learn how same-day flight changes and standby can save you money when your travel plans suddenly change.
In this special video episode, hosts Sally French and Meghan Coyle dive into last-minute travel rules, exploring when you can make a same-day flight switch, what “standby” really means, and how fees and policies differ from airline to airline. But first, they break down the week’s travel headlines, including Delta’s “Centennial Cheer” holiday kindness campaign, the upcoming closure of the Chase Sapphire Lounge in Hong Kong, new lounge openings in Las Vegas and beyond, and a wave of ultra-luxury hotel growth from Hilton, Marriott and Hyatt. They also share year-end reminders about expiring credit card travel credits, elite status deadlines, and why some travelers consider mileage or mattress runs before December 31.
Then, Meghan and Sally unpack last-minute flight changes and standby strategy, with tips and tricks on using miles and card perks to salvage missed flights, knowing when same-day confirmed changes are a better bet than standby, and navigating very different policies at Southwest, American, United, Delta, Alaska, Spirit and Frontier. They walk through which airlines shine for free or low-cost same-day changes, which bury you in fees, and how elite status and fare class affect your place on the list. You’ll also learn practical tactics like getting on the standby list early, traveling carry-on only, reading waitlists in real time on apps, and deciding when to give up and stick with your original flight — plus a quick hot take on hotel TVs that turn on the second you open the door.
Card benefits, terms and fees can change. For the most up-to-date information about cards mentioned in this episode, read our reviews:
Chase Sapphire Reserve Review: A High-End, High-Maintenance Card https://www.nerdwallet.com/reviews/credit-cards/chase-sapphire-reserve
American Express Platinum Review: Top-Notch Lounge Access, Big Credits https://www.nerdwallet.com/reviews/credit-cards/american-express-platinum
Capital One Venture X Review: A Steal of a Deal Among Premium Cards https://www.nerdwallet.com/credit-cards/reviews/capital-one-venture-x
United Quest Card: Piles of Perks and Credits, $350 Annual Fee https://www.nerdwallet.com/credit-cards/reviews/united-quest
Best Delta Air Lines Credit Cards of December 2025 https://www.nerdwallet.com/credit-cards/best/delta-airlines-cards
Atmos Rewards Summit Card: Perks as Rare as They Are Valuable https://www.nerdwallet.com/credit-cards/reviews/atmos-rewards-summit
Resources discussed in this episode:
I Missed My Flight. My United Quest Card Saved the Day. https://www.nerdwallet.com/article/travel/i-missed-my-flight-my-united-quest-card-saved-the-day
The Best Airline Elite Status for 2025 https://www.nerdwallet.com/travel/learn/which-airline-has-the-most-valuable-elite-status-program
Want even more tips and tricks to get the most out of your travel dollars? Subscribe to TravelNerd, our free newsletter designed to help you crack the code on spending less on your travel.
In this episode, the Nerds discuss: same day flight change, same-day confirmed flight change, airline standby rules, how airline standby works, standby list strategy, last-minute flight changes, missed flight what to do, Southwest same day change policy, American Airlines same day change, United standby list, Delta same day standby, Delta Basic Economy standby, Alaska Airlines same day change, Frontier standby fees, Spirit Airlines change fees, budget airlines change fees, mileage run vs elite status value, year end credit card benefits, expiring travel credits December 31, airline fee credits, hotel credits on travel cards, Chase Sapphire Reserve lounge access, Capital One Venture X lounge access, Alaska Atmos Summit card same day change benefit, using miles for last minute flights, and last minute award flight deals.
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We answer listener questions about travel insurance, Chase point transfers, lounge access, free checked bags, and more.
Host Sally French opens the episode with the week’s biggest travel headlines alongside Elizabeth Ayoola, host of NerdWallet’s Smart Money podcast, who fills in for Meghan Coyle during the news segment. They cover sweeping 2026 changes to U.S. national park pricing and fee-free days, Disneyland’s newly announced kids-ticket deals for next summer, Travel Tuesday sales that are still available, and the debut of Chase’s new Sapphire Lounge in Las Vegas.
Then, Sally and Meghan tackle a fresh round of listener questions, including what happens when credit-card travel insurance doesn’t cover a canceled ski trip, whether transferring Chase points to Marriott is ever a good idea, and how to combine Chase Ultimate Rewards points within a household. They also explain how Alaska Airlines applies free checked bags on split reservations, when gifted Air Canada Status Passes unlock Maple Leaf Lounge access, and how authorized users can help families maximize travel perks.
Card benefits, terms and fees can change. For the most up-to-date information about cards mentioned in this episode, read our reviews:
Chase Sapphire Reserve Review: A High-End, High-Maintenance Card
Chase Sapphire Reserve for Business Review: Big Perks, Bigger Fee
American Express Platinum Review: Top-Notch Lounge Access, Big Credits
Capital One Venture X Review: A Steal of a Deal Among Premium Cards
Chase Freedom Flex Review: Multiple Bonus Rewards Wrapped in One Card
Chase Freedom Unlimited Review: A Potential One-Card Solution
Resources discussed in this episode:
116 Travel Deals for Black Friday and Travel Tuesday in 2025
How to Transfer Chase Ultimate Rewards Points Between Accounts (and Why It’s Smart)
How to Access Air Canada Maple Leaf Lounges With Your Chase Sapphire Reserve Card
Want even more tips and tricks to get the most out of your travel dollars? Subscribe to TravelNerd, our free newsletter designed to help you crack the code on spending less on your travel.
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In this special video episode, see if $2,000 in credit card fees is worth it and learn how you can audit your own travel rewards wallet.
Should you really be paying nearly $2,000 a year in credit card annual fees, or is it time to downsize your wallet? Hosts Sally French and Meghan Coyle sit down with NerdWallet’s Smart Money podcast host Elizabeth Ayoola to dissect her stack of premium travel cards and decide which ones earn their keep. But first, they break down the latest travel headlines, including Black Friday bargains, why flight bookings may be down even as overall Thanksgiving trips rise, and what Emirates’ massive retrofit and Starlink Wi-Fi rollout could mean for your next long-haul flight.
Then, Sally and Meghan sit down in-studio for a full-on credit card consultation with Elizabeth, a travel-loving single mom in Houston who juggles multiple premium cards. Together, they walk through the benefits of several of her credit cards to see which perks actually justify the fees. They talk through how to value statement credits versus real spending, when downgrading makes more sense than canceling, how to think about lounge access in dollar terms, when co-branded airline cards are redundant, and how to avoid the “bougie coupon book” burnout that can come with managing too many credits. Plus, Elizabeth shares her hot takes on first class, loud seat neighbors, and why airplanes need a built-in “do not disturb” button.
Card benefits, terms and fees can change. For the most up-to-date information about cards mentioned in this episode, read our reviews:
American Express Blue Cash Preferred Review: The Ultimate Family Card https://www.nerdwallet.com/credit-cards/reviews/american-express-blue-cash-preferred
American Express Platinum Review: Top-Notch Lounge Access, Big Credits https://www.nerdwallet.com/credit-cards/reviews/american-express-platinum
Chase Sapphire Reserve Review: A High-End, High-Maintenance Card https://www.nerdwallet.com/reviews/credit-cards/chase-sapphire-reserve
Citi AAdvantage Platinum Card Review: Worth the Fee for Airline Loyalists https://www.nerdwallet.com/credit-cards/reviews/citi-aadvantage-platinum
Citi AAdvantage Executive Review: Your Key to the Club https://www.nerdwallet.com/credit-cards/reviews/citi-aadvantage-executive
AmEx Blue Cash Everyday Review: Solid Cash Back, $0 Annual Fee https://www.nerdwallet.com/credit-cards/reviews/american-express-blue-cash-everyday
5 Things to Know About the T.J. Maxx Credit Card https://www.nerdwallet.com/credit-cards/learn/tjx-rewards-platinum-mastercard
Resources discussed in this episode:
107 Travel Deals for Black Friday and Travel Tuesday in 2025 https://www.nerdwallet.com/travel/learn/2025-travel-deals-black-friday-travel-tuesday
Want even more tips and tricks to get the most out of your travel dollars? Subscribe to TravelNerd, our free newsletter designed to help you crack the code on spending less on your travel.
In this episode, the Nerds discuss: credit card annual fees, travel credit cards, premium travel credit cards, airport lounge access, Centurion Lounge, Delta Sky Club access, Emirates premium economy, Starlink airplane Wi-Fi, Thanksgiving travel 2025, Thanksgiving flight bookings, driving vs flying Thanksgiving, vacation rental bookings Thanksgiving, Black Friday travel deals, Travel Tuesday travel deals, Emirates A350 premium economy, Emirates A380 first class, credit card travel credits, dining statement credits, StubHub credit, hotel portal credits, grocery rewards credit card, cash back on supermarkets, airport lounge math, justifying annual fees, downgrading credit cards, closing airline credit cards, airline co-branded cards, managing multiple credit cards, tracking expiring credits, no checked bag travel, carry-on only travel, and single parent travel budgeting.
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Learn how AI may raise your travel prices and what to watch for before you book your next trip.
Before the Nerds delve into the surprising ways AI can affect your travel booking, hosts Tess Vigeland (covering news this week for host Meghan Coyle) and Sally French kick things off by covering the latest travel headlines, including pre-Thanksgiving travel deals from Hyatt, Norwegian Cruise Line, and Expedia. They also preview potentially record-setting Thanksgiving crowds, explain what the FAA’s terminated flight-reduction order means for your itinerary, unpack Apple’s new digital ID for TSA checkpoints at 250+ airports, and decode Hilton’s status shake-up.
Then, Meghan interviews Lindsay Owens, executive director of economic think tank and advocacy group Groundwork Collaborative, about AI-driven pricing in travel. They explore how dynamic versus personalized “surveillance” pricing could affect airfare and hotel rates, what your loyalty data might reveal, whether booking with points shields you from AI-based price changes, how rental car companies are using AI damage scans, and what policy shifts (and traveler tactics) could help you comparison shop without feeding the algorithm. They cover what questions to ask before you click “buy,” how to spot pricing games, and where consumer protections stand — plus a spicy hot take on whether public backlash could push airlines toward more transparent fares.
Card benefits, terms and fees can change. For the most up-to-date information about cards mentioned in this episode, read our reviews:
World of Hyatt Card Review: Lavish Benefits, Reasonable Cost https://www.nerdwallet.com/credit-cards/reviews/world-of-hyatt
Resources discussed in this episode:
50 Travel Deals for Black Friday and Travel Tuesday in 2025 https://www.nerdwallet.com/travel/news/2025-travel-deals-black-friday-travel-tuesday
Want even more tips and tricks to get the most out of your travel dollars? Subscribe to TravelNerd, our free newsletter designed to help you crack the code on spending less on your travel.
In this episode, the Nerds discuss: AI travel pricing, dynamic pricing airlines, personalized pricing, surveillance pricing, airline pricing algorithms, Delta AI pricing, loyalty program data privacy, travel price discrimination, points and miles dynamic pricing, rental car AI damage scan, Hertz damage photo scan, Hilton Diamond Reserve, Hilton Gold 25 nights, Hilton Diamond 50 nights, Hilton confirmable suite upgrade, Hilton late checkout 4 p.m., no resort fees on points Hilton, World of Hyatt sale, Grand Hyatt Deer Valley, Andaz Maui at Wailea, Alila Mayakoba, Norwegian Cruise Line Free at Sea, NCL 50% off, Expedia flash deals, Black Friday travel deals, Travel Tuesday deals, Thanksgiving travel crowds 2025, FAA flight reduction order ended, on-time arrivals 75%, Apple digital ID, Apple Wallet TSA, TSA 250 airports, alternate airports strategy, train vs flight backup, Venice Marco Polo Airport, San Antonio Hotel Emma
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Sally and her new husband unpack their unconventional honeymoon plan and share practical tips to plan your own getaway with purpose.
How do you plan a honeymoon that feels luxurious without blowing your budget? How can newlyweds use points and miles to pay for their trip? Hosts Sally French and Meghan Coyle share how Sally’s own wedding guests chose her honeymoon destination — and the travel and financial lessons that came from it. But first, Smart Travel producer Tess Vigeland joins Sally to recap this week’s biggest travel headlines, including flight delays caused by the government shutdown, where you can find Southwest’s first-ever airport lounge, United’s new debit rewards card, updates to rewards programs like Rove Miles and Choice Privileges, and United’s new partnership with Lyft.
Then, Sally and Meghan welcome Hamilton, Sally’s husband, to talk about what it’s really like to plan (and budget for) a honeymoon when you’re both avid travelers. They reveal how wedding guests voted on their destination, discuss how to use credit card sign-up bonuses to fund long-haul flights, and share takeaways on earning travel rewards as a couple, splurging smartly, and packing minimally. They cover topics from avoiding flight cancellations to making the most of hotel loyalty status, choosing between high-yield savings and mileage accounts, and how to enjoy a stress-free, meaningful honeymoon that doesn’t break the bank.
Card benefits, terms and fees can change. For the most up-to-date information about cards mentioned in this episode, read our reviews:
United Launches Rewards-Earning Debit Card http://nerdwallet.com/travel/news/united-debit-card
Want even more tips and tricks to get the most out of your travel dollars? Subscribe to TravelNerd, our free newsletter designed to help you crack the code on spending less on your travel.
In this episode, the Nerds discuss: honeymoon budgeting, travel rewards, honeymoon destinations, Madagascar travel, planning a honeymoon, best honeymoon spots, travel credit cards, honeymoon points strategy, credit card signup bonus, travel miles, government shutdown flight delays, Southwest lounge Honolulu, United MileagePlus Debit Rewards Card, Chase travel rewards, Capital One miles, high yield savings account vs miles, Choice Privileges Titanium, hotel loyalty programs, travel debit cards, travel credit card referrals, booking flights with points, Rove Miles and More, Lufthansa Miles and More, international honeymoon, couples travel tips, TSA delays, travel insurance, honeymoon planning timeline, luxury hotel perks, Amex Fine Hotels and Resorts, Chase Luxury Hotel and Resort Collection, Capital One Premier Collection, elite status benefits, booking honeymoon flights, travel apps for flight alerts, honeymoon travel planning, and airport lounge benefits.
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Learn when pricey travel cards are worth it and how to pick the one that gives you the most value.
Are premium travel cards worth the high price tag? How do you decide which one(s) to keep in your wallet? Hosts Sally French and Meghan Coyle break down the real-world math of annual fees and rewards to help you understand when these cards pay for themselves. But first, show producer Tess Vigeland joins Meghan to cover the week’s travel headlines, including new airport lounges opening in Salt Lake City, the Southwest Rapid Rewards debit card launch, Wells Fargo adding JetBlue as a transfer partner, Wyndham Rewards ending its partnership with Vacasa, and United Airlines’ new route to Bangkok.
Then, Sally and Meghan dig into how to evaluate premium travel credit cards, from lounge access and retail credits to transfer partners and redemption value. They walk through top-tier general cards including the Amex Platinum, Chase Sapphire Reserve, Capital One Venture X, and Citi Strata Elite, comparing benefits, costs, and travel protections. The hosts also cover premium airline and hotel cards, including those from Delta, United, American, Hilton, and Marriott, explaining who they’re for and when the perks truly add up. They explain how to calculate if you’re offsetting your annual fees, why lounge access matters for frequent flyers, and how to think about long-term value when juggling multiple cards.
Card benefits, terms and fees can change. For the most up-to-date information about cards mentioned in this episode, read our reviews:
Wells Fargo Autograph Journey℠ Review: Highly Rewarding for Travelers
American Express Platinum Review: Top-Notch Lounge Access, Big Credits
Chase Sapphire Reserve Review: Pay the Price, Enjoy the Perks
Citi Strata Elite Review: Premium Perks Can Offset Its Premium Fee
Atmos Rewards Summit Card: Perks as Unique as They Are Valuable
Citi® / AAdvantage® Executive World Elite Mastercard® Review: Admirals Club Access
Delta SkyMiles® Reserve American Express Card Review: Lofty Fee, Luxury Perks
United Quest Card: Piles of Perks and Credits, $350 Annual Fee
United Club℠ Infinite Card Review: For Frequent United Flyers
Hilton Honors Aspire Review: Rich Rewards, Luxury Perks for a Price
Marriott Bonvoy Brilliant® American Express® Card Review: Rich Perks, Costly Fee
Chase Sapphire Preferred Review: Strong Option for Travel Rewards
Resources discussed in this episode:
Inside the New Salt Lake City Delta Sky Club: Giant and Cozy
New AmEx Centurion Lounge SLC: Fireplaces and an Outdoor Terrace
How to Get Into AmEx Centurion Lounges: Credit Cards That Grant Access
Big Changes to a Top Travel Card — Is It Still Worth It or Is There a Better Fit for You? (June episode on the Chase Sapphire Reserve)
Want even more tips and tricks to get the most out of your travel dollars? Subscribe to TravelNerd, our free newsletter designed to help you crack the code on spending less on your travel.
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