Finance and budgeting apps promise to help manage your money. But are they reliable? And secure? Riley Adams, founder of the financial literacy site Young and the Invested, has some tips for finding online tools that suit your money goals.

Terms of Service is a CNN Podcasts and Goat Rodeo production. At Goat Rodeo, the lead producer is Rebecca Seidel, and the executive producers are Megan Nadolski and Ian Enright. At CNN, Dan Bloom is our Senior Producer and Dan Dzula is our Technical Director. Production support from Sofía Sanchez.

Learn more about your ad choices. Visit podcastchoices.com/adchoices

Location tracking tools allow parents to check on their kids at any moment. A new poll finds that even as kids grow into young adults, the tracking often continues. When should it end? The University of Michigan's Sarah Clark shares her findings.

Terms of Service is a CNN Podcasts and Goat Rodeo production. This episode was produced by Hazel Hoffman. At Goat Rodeo, the lead producer is Rebecca Seidel, and the executive producers are Megan Nadolski and Ian Enright. At CNN, Dan Bloom is our Senior Producer and Dan Dzula is our Technical Director. Production support from Sofía Sanchez.

Learn more about your ad choices. Visit podcastchoices.com/adchoices

Getting a table at a good restaurant on a Friday or Saturday night feels like a competitive sport lately. Why? Editor-in-Chief of Eater, Stephanie Wu, shares the pros and cons of the apps have changed reservation culture — and tips for snagging a table.

Terms of Service is a CNN Podcasts and Goat Rodeo production. At Goat Rodeo, the lead producer is Rebecca Seidel, and the executive producers are Megan Nadolski and Ian Enright. At CNN, Dan Bloom is our Senior Producer and Dan Dzula is our Technical Director. Production support from Sofía Sanchez.

Learn more about your ad choices. Visit podcastchoices.com/adchoices

Prices for new laptops, tablets and more have jumped thanks to a shortage of memory chips, which are also needed for AI data centers. Should you try to wait it out, or buy new devices before it gets worse? CNN Tech Editor Lisa Eadicicco has answers.

Terms of Service is a CNN Podcasts and Goat Rodeo production. At Goat Rodeo, the lead producer is Rebecca Seidel, and the executive producers are Megan Nadolski and Ian Enright. At CNN, Dan Bloom is our Senior Producer and Dan Dzula is our Technical Director. Production support from Sofía Sanchez.

Learn more about your ad choices. Visit podcastchoices.com/adchoices

Two OpenAI models recently escaped their testing environment and hacked another company, Hugging Face. Anthropic and Meta discovered similar behavior. Should we be alarmed by this? Is there anything we can do? AI researcher Steven Adler weighs in.

You can read Guidelight AI Standards’ new report on what AI companies have done to address rogue AI incidents and where the industry still has gaps here.

If you want to start using a password manager, check out our previous episode about that here. We have more tips for staying secure online in this episode from last year.

Terms of Service is a CNN Podcasts and Goat Rodeo production. At Goat Rodeo, the lead producer is Rebecca Seidel, and the executive producers are Megan Nadolski and Ian Enright. At CNN, Dan Bloom is our Senior Producer and Dan Dzula is our Technical Director. Production support from Sofía Sanchez.

Learn more about your ad choices. Visit podcastchoices.com/adchoices

Your email sits at the center of your online life — and email security isn’t just for people handling sensitive work. How can you keep your emails and other online data more secure? Proton Head of Security Patricia Egger shares some practical tips in this conversation from January.

One method of protecting your online data mentioned in this episode is using a password manager. Terms of Service put out an episode about this in 2024, which you can find here.

Terms of Service is a CNN Podcasts and Goat Rodeo production. At Goat Rodeo, the lead producer is Rebecca Seidel, and the executive producers are Megan Nadolski and Ian Enright. At CNN, Dan Bloom is our Senior Producer and Dan Dzula is our Technical Director. Production support from Sofía Sanchez.

Learn more about your ad choices. Visit podcastchoices.com/adchoices

In recent years, there have been worrying declines in literacy rates. Is screen time part of the problem? Or could technology actually help us raise better readers? Early literacy specialist Susan Neuman explains why it's a bit of both in this conversation from last October.

Terms of Service is a CNN Podcasts and Goat Rodeo production. At Goat Rodeo, the lead producer is Rebecca Seidel, and the executive producers are Megan Nadolski and Ian Enright. At CNN, Dan Bloom is our Senior Producer and Dan Dzula is our Technical Director. Production support from Sofía Sanchez.

Learn more about your ad choices. Visit podcastchoices.com/adchoices

One year after New York banned phones in schools, Clare visits Philippa Schuyler Middle School in Brooklyn, talking to students and Principal Janice Bruce about what's changed and if they miss their phones.

Terms of Service is a CNN Podcasts and Goat Rodeo production. This episode was produced by Hazel Hoffman. At Goat Rodeo, the lead producer is Rebecca Seidel, and the executive producers are Megan Nadolski and Ian Enright. At CNN, Dan Bloom is our Senior Producer and Dan Dzula is our Technical Director. Production support from Sofía Sanchez.

Learn more about your ad choices. Visit podcastchoices.com/adchoices

Social media isn't just online anymore, it's starting to dictate how we live offline, too. Writer Kathryn Jezer-Morton asked Americans how what they see on their screens is shaping all kinds of life choices. Her new book is out August 4th.

Terms of Service is a CNN Podcasts and Goat Rodeo production. This episode was produced by Hazel Hoffman. At Goat Rodeo, the lead producer is Rebecca Seidel, and the executive producers are Megan Nadolski and Ian Enright. At CNN, Dan Bloom is our Senior Producer and Dan Dzula is our Technical Director. Production support from Sofía Sanchez.

Learn more about your ad choices. Visit podcastchoices.com/adchoices

Every day, people use phones to buy groceries, ride the bus and pay for coffee. But is it safe? Consumer Reports’ Lisa Gill explains the risks of storing financial and personal information on your phone and how to make it more secure.

Terms of Service is a CNN Podcasts and Goat Rodeo production. This episode was produced by Cara Shillenn. At Goat Rodeo, the lead producer is Rebecca Seidel, and the executive producers are Megan Nadolski and Ian Enright. At CNN, Dan Bloom is our Senior Producer and Dan Dzula is our Technical Director. Production support from Sofía Sanchez.

Learn more about your ad choices. Visit podcastchoices.com/adchoices

"Six-seven." "Looksmaxxing." "Unalive." The vocabulary of the internet is here to stay. What does this mean for the evolution of language? Live at the Paley Museum in NYC, Adam Aleksic, known online as the Etymology Nerd, has some answers.

Terms of Service is a CNN Podcasts and Goat Rodeo production. At Goat Rodeo, the lead producer is Rebecca Seidel, and the executive producers are Megan Nadolski and Ian Enright. At CNN, Dan Bloom is our Senior Producer and Dan Dzula is our Technical Director. Production support from Sofía Sanchez.

Learn more about your ad choices. Visit podcastchoices.com/adchoices