Smart Money Happy Hour with Rachel Cruze and George Kamel
Ramsey Network
- 39 minutes 49 secondsThe Internet Came for Us . . . Here’s Our Response
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“Does George Kamel even know how much things actually cost?” In this episode, Rachel and George react to savage comments and defend their controversial money takes with facts even the haters can learn something from.
Next Steps:
- 🎥 Watch our video Revisiting Our Most Viral Financial Advice.
- 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour
- 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
- 💵 Start your free budget today. Download the EveryDollar app!
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Today’s Happy Hour Special: 🥃 The Professor
Recipe: @Timthetankofficial
- 1 can Dr. Pepper
- 2 ounces whiskey
- 2 ounces rum
- 2 ounces cherry liqueur
- Juice of half a lemon
Instructions: Pour Dr. Pepper into a glass. Add to the empty can ice, whiskey, rum and cherry liqueur, and squeeze in the juice of half a lemon. Top off with the Dr. Pepper.
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3 April 2025, 10:00 am - 36 minutes 43 secondsMake It Make Sense: Calling Out Money Double Standards
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If you’d happily drive an extra 10 minutes to save 10 cents a gallon on gas—no judgment! In this episode, Rachel and George confess to money habits that don’t always make sense. Plus, they share what it means for you if you can relate.
Next Steps:
- 🎥 Watch our video Revisiting Our Most Viral Financial Advice.
- 📘 Get Rachel Cruze’s book Know Yourself, Know Your Money.
- 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour
- 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
- 💵 Start your free budget today. Download the EveryDollar app!
Connect With Our Sponsors:
- 🔒 Get 20% off when you join DeleteMe.
- 🌿 Get up to 40% off with code SMARTMONEY at Cozy Earth.
Today’s Happy Hour Special: ☕️ Citrus Cardamon Coffee Spritzer
Recipe: Recipe Fiction
Citrus Cardamom Coffee Spritzer
- 1 ounce cardamom-infused simple syrup
- 4 ounces cold coffee
- 1/2–1 teaspoon fresh lemon juice
- Soda water or seltzer to top
Cardamom Simple Syrup
- 1/2 cup sugar
- 1/2 cup water
- 8–10 pods cardamom, crushed
Instructions:
Cardamom simple syrup: Combine water, sugar and heat until just boiling. Add crushed cardamom pods and allow to steep for at least 30 minutes or up to overnight. Strain to serve.
Citrus cardamom coffee spritzer: Combine simple syrup, coffee and lemon juice in a 12-ounce glass. Add ice and top with fizzy water.
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27 March 2025, 10:00 am - 44 minutes 34 secondsSide Hustles That Are (and Aren’t) Worth It
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Whether you’re a weekend DJ or assembling boxed furniture, extra money is extra money. In this episode, find out how to pick a good side hustle that makes the most of your time and talents.
Next Steps:
- 💸 Take the quiz to find out what side hustles are best for you!
- 💰 Take the Money Finder challenge and uncover extra cash today!
- 🎥 Watch our video Habits Wasting Your Time (and Money) in 2024.
- 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour
- 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
- 💵 Start your free budget today. Download the EveryDollar app!
Connect With Our Sponsors:
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- 🌿 Get up to 40% off with code SMARTMONEY at Cozy Earth.
Today’s Happy Hour Special: 🥃 Kentucky Colonel
Recipe: Difford’s Guide
- 2 ounces Bourbon whiskey
- 1/2 ounce Bénédictine D.O.M. liqueur
Instructions: Select and pre-chill an old-fashioned glass. Prepare garnish of lemon zest twist. Stir all ingredients with ice. Strain into ice-filled glass. Express lemon zest twist over the cocktail and use as a garnish.
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20 March 2025, 10:00 am - 37 minutes 57 secondsOur Ultimate Guide to Budget-Friendly Travel
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Is dragging yourself to the airport at 4 a.m. for a $90 round-trip flight worth it? In this episode, Rachel and George weigh in on travel budget hacks you can try to save big on your next trip.
Next Steps:
- 🏅Help us make the show better! Please fill out a quick survey.
- 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour
- 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
- 💵 Start your free budget today. Download the EveryDollar app!
Connect With Our Sponsors:
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- 🌿 Get up to 40% off with code SMARTMONEY at Cozy Earth.
Today’s Happy Hour Special: 🍸 Seabreeze
Recipe: Difford’s Guide
- 1 2/3 ounce Ketel One vodka
- 2 1/2 ounce cranberry juice
- 1 ounce pink grapefruit juice
Instructions: Select and pre-chill a Collins glass. Prepare garnish of lime wedge and shake all ingredients with ice. Strain into ice-filled glass and garnish with lime wedge.
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13 March 2025, 10:00 am - 40 minutes 34 secondsThe Money Strategies That Are NOT Dave Ramsey Approved!
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If you’re debt-free but holding onto that Disney credit card, you might be “Ramsey-ish.” In this episode, find out what that means for you and your finances.
Next Steps:
- 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour
- 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram. Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
- 📗 Order George Kamel’s new book, Breaking Free From Broke.
- 📚 Get Rachel Cruze’s Kids Book Bundle.
- 💵 Start your free budget today. Download the EveryDollar app!
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Today’s Happy Hour Special: 🍹 Cranberry Fizz Mocktail
Recipe: @holisticrendezvous
- 1 ounce cranberry juice
- 1/2 ounce rosemary thyme syrup
- Top with sparkling water
- Rosemary sprig (garnish)
- Ice (cranberry and rosemary)
Instructions:
Syrup: Combine all ingredients and bring to a boil. Reduce to a simmer for 10 minutes and then remove from heat. There should be about 3/4 cup liquid left. Strain and store in the fridge for about a week.
Mocktail: Rim a lowball glass with maple syrup (or honey) and coarse sugar and fill with ice. Add all ingredients and top with fresh or frozen whole cranberries and a sprig of rosemary.
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6 March 2025, 11:00 am - 40 minutes 17 secondsWhat Level of Crunchy Are You?
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On a scale of cloth diapers to compost, how crunchy are you? In this episode, get Rachel and George’s take on popular “clean” products. Plus, find the best crunchy money-saving hacks out there.
Next Steps:
- 🎥 Watch our video The #1 Budget Buster That No One Can Avoid.
- 🏅 Help us make the show better! Please fill out a quick survey.
- 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour
- 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
- 💵 Start your free budget today. Download the EveryDollar app!
Connect With Our Sponsors:
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- 🌿 Get up to 40% off with code SMARTMONEY at Cozy Earth.
Today’s Happy Hour Special: 🍸 Kentucky Flyer
Recipe: Difford’s Guide
- Luxardo maraschino cherries (optional for garnish)
- Mint sprigs (optional for garnish)
- 1 1/2 ounces straight rye whiskey
- 1/2 ounce Luxardo maraschino liqueur
- 1/3 ounce lemon juice (freshly squeezed)
- 1/6 ounce chilled water
- 3 drops saline solution
Instructions: Pre-chill a Nick and Nora glass. Prepare a garnish of skewered Luxardo maraschino cherries and a mint sprig. Shake the rest of the ingredients with ice and fine strain into the chilled glass. Garnish with the skewered cherry and mint sprigs bouquet.
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27 February 2025, 11:00 am - 41 minutes 47 secondsReacting to Random Things People Used Their “Emergency” Fund For
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Nothing screams emergency fund like a full-scale raccoon home infestation. In this episode, Rachel and George share the weirdest things listeners spent their emergency fund on and the lessons we can learn from these scary stories.
Next Steps:
- 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour.
- 🏅 Help us make the show better! Please fill out a quick survey.
- 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
- 💵 Start your free budget today. Download the EveryDollar app!
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Today’s Happy Hour Special: 🍹 Cubanada
Recipe: Difford’s Guide
Ingredients:
- 1 2/3 ounces Caribbean blended rum aged 6–10 years
- 3/4 ounce lime juice (freshly squeezed)
- 1/2 ounce maple syrup
Instructions: Select and pre-chill a Coupe glass. Prepare garnish of lime wedge. Shake all ingredients with ice. Fine strain into chilled glass. Garnish with lime wedge on rim.
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20 February 2025, 10:00 am - 53 minutes 40 secondsSpilling the Financial Tea With Our Better Halves
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Today we’ve got two very special guests in the studio . . . Winston Cruze and Whitney Kamel! In this episode, Rachel, George and their spouses spill the tea on married life, money, and how the two mix.
Next Steps:
- 🏅 Help us make the show better! Please fill out a quick survey.
- 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour.
- 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
- 💵 Start your free budget today. Download the EveryDollar app!
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Today’s Happy Hour Special: 🍸 Hanky Panky
Recipe: Liquor.com
Ingredients:
- 1 1/2 ounces gin
- 1 1/2 ounces sweet vermouth
- 2 dashes Fernet-Branca
- Garnish: orange twist
Instructions: Add the gin, sweet vermouth and Fernet-Branca into a mixing glass with ice and stir until well-chilled. Strain into a chilled cocktail glass. Garnish with an orange twist.
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13 February 2025, 10:00 am - 37 minutes 38 secondsThe Art of Talking Money in Any Relationship
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Do you ever feel like the “poor friend” of the group struggling to keep up? In this episode, Rachel and George talk about money’s impact on different relationships so you can avoid relational drama.
Next Steps:
- 🏅 Help us make the show better! Please fill out a quick survey.
- 💵 Start your free budget today. Download the EveryDollar app!
- 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour.
- 📱Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
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Today’s Happy Hour Special: 🍹 Sparkling Pink Mocktail
Recipe: Lidl
Ingredients:
- 6 ounces raspberries
- 4 ounces organic lemonade
- 6 ounces lemon lime seltzer water
- 2 scoops raspberry sorbet
- Mint
Instructions: Lay 5 ounces of raspberries on a cookie sheet and freeze for 10 minutes. Place ice and frozen raspberries in 2 glasses. Divide lemonade, seltzer water and sorbet between the glasses. Top each glass with remaining fresh raspberries and a sprig of mint.
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6 February 2025, 10:00 am - 53 minutes 30 secondsDave Ramsey Answers Your Most-Asked Questions
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Today we’re giving the people what they want: the man himself, Dave Ramsey. In this special episode, Dave plays 20 Questions with inquiries you submitted about his life, wealth and the things he won’t waste a dime on.
Next Steps:
- 🏅 Help us make the show better! Please fill out a quick survey.
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- 🎥 Watch our video Cheapskate or Resourceful? A Wake-Up Call With Sharon Ramsey.
- 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour.
- 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
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Today’s Happy Hour Special: 🍸 Black Manhattan
Ingredients:
- 2 ounces rye whiskey
- 1 ounce amaro
- 3 dashes black walnut bitters
- 2 dashes orange bitters
- 2 brandied cherries
Instructions: Add the rye whiskey, amaro and bitters into a mixing glass with ice and stir until well-chilled. Strain into a chilled coupe glass. Garnish with two brandied cherries.
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30 January 2025, 10:00 am - 37 minutes 35 secondsSneaky Marketing Tactics That Aren’t Your Friend
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Remember signing up for that “free” trial of Apple TV+ . . . and four years later, you’re still paying $9.99 a month for it? In this episode, Rachel and George reveal sneaky marketing tactics like this to help you avoid wasting money.
Next Steps:
- 💵 Start your free budget today. Download the EveryDollar app!
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- 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
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Today’s Happy Hour Special: 🥃 Classic Amaretto Sour
Recipe: Real Simple
Ingredients:
- 1 1/2 ounces amaretto liqueur
- 1 ounce simple syrup
- 3/4 ounce fresh lemon juice (from 1 lemon)
- 1 orange slice, for garnish (optional)
- 1 maraschino cherry, for garnish (optional)
Instructions: Pour the amaretto, simple syrup, and lemon juice into a cocktail shaker with ice. Shake and strain into a glass filled with ice. Garnish with an orange slice and a cherry, if using.
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23 January 2025, 10:00 am - More Episodes? Get the App