Smart Money Happy Hour with Rachel Cruze and George Kamel
Ramsey Network
- 40 minutes 17 secondsWhat Level of Crunchy Are You?
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On a scale of cloth diapers to compost, how crunchy are you? In this episode, get Rachel and George’s take on popular “clean” products. Plus, find the best crunchy money-saving hacks out there.
Next Steps:
- 🎥 Watch our video The #1 Budget Buster That No One Can Avoid.
- 🏅 Help us make the show better! Please fill out a quick survey.
- 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour
- 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
- 💵 Start your free budget today. Download the EveryDollar app!
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Today’s Happy Hour Special: 🍸 Kentucky Flyer
Recipe: Difford’s Guide
- Luxardo maraschino cherries (optional for garnish)
- Mint sprigs (optional for garnish)
- 1 1/2 ounces straight rye whiskey
- 1/2 ounce Luxardo maraschino liqueur
- 1/3 ounce lemon juice (freshly squeezed)
- 1/6 ounce chilled water
- 3 drops saline solution
Instructions: Pre-chill a Nick and Nora glass. Prepare a garnish of skewered Luxardo maraschino cherries and a mint sprig. Shake the rest of the ingredients with ice and fine strain into the chilled glass. Garnish with the skewered cherry and mint sprigs bouquet.
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27 February 2025, 11:00 am - 41 minutes 47 secondsReacting to Random Things People Used Their “Emergency” Fund For
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Nothing screams emergency fund like a full-scale raccoon home infestation. In this episode, Rachel and George share the weirdest things listeners spent their emergency fund on and the lessons we can learn from these scary stories.
Next Steps:
- 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour.
- 🏅 Help us make the show better! Please fill out a quick survey.
- 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
- 💵 Start your free budget today. Download the EveryDollar app!
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Today’s Happy Hour Special: 🍹 Cubanada
Recipe: Difford’s Guide
Ingredients:
- 1 2/3 ounces Caribbean blended rum aged 6–10 years
- 3/4 ounce lime juice (freshly squeezed)
- 1/2 ounce maple syrup
Instructions: Select and pre-chill a Coupe glass. Prepare garnish of lime wedge. Shake all ingredients with ice. Fine strain into chilled glass. Garnish with lime wedge on rim.
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20 February 2025, 10:00 am - 53 minutes 40 secondsSpilling the Financial Tea With Our Better Halves
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Today we’ve got two very special guests in the studio . . . Winston Cruze and Whitney Kamel! In this episode, Rachel, George and their spouses spill the tea on married life, money, and how the two mix.
Next Steps:
- 🏅 Help us make the show better! Please fill out a quick survey.
- 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour.
- 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
- 💵 Start your free budget today. Download the EveryDollar app!
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Today’s Happy Hour Special: 🍸 Hanky Panky
Recipe: Liquor.com
Ingredients:
- 1 1/2 ounces gin
- 1 1/2 ounces sweet vermouth
- 2 dashes Fernet-Branca
- Garnish: orange twist
Instructions: Add the gin, sweet vermouth and Fernet-Branca into a mixing glass with ice and stir until well-chilled. Strain into a chilled cocktail glass. Garnish with an orange twist.
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13 February 2025, 10:00 am - 37 minutes 38 secondsThe Art of Talking Money in Any Relationship
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Do you ever feel like the “poor friend” of the group struggling to keep up? In this episode, Rachel and George talk about money’s impact on different relationships so you can avoid relational drama.
Next Steps:
- 🏅 Help us make the show better! Please fill out a quick survey.
- 💵 Start your free budget today. Download the EveryDollar app!
- 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour.
- 📱Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
Connect With Our Sponsors:
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Today’s Happy Hour Special: 🍹 Sparkling Pink Mocktail
Recipe: Lidl
Ingredients:
- 6 ounces raspberries
- 4 ounces organic lemonade
- 6 ounces lemon lime seltzer water
- 2 scoops raspberry sorbet
- Mint
Instructions: Lay 5 ounces of raspberries on a cookie sheet and freeze for 10 minutes. Place ice and frozen raspberries in 2 glasses. Divide lemonade, seltzer water and sorbet between the glasses. Top each glass with remaining fresh raspberries and a sprig of mint.
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6 February 2025, 10:00 am - 53 minutes 30 secondsDave Ramsey Answers Your Most-Asked Questions
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Today we’re giving the people what they want: the man himself, Dave Ramsey. In this special episode, Dave plays 20 Questions with inquiries you submitted about his life, wealth and the things he won’t waste a dime on.
Next Steps:
- 🏅 Help us make the show better! Please fill out a quick survey.
- 💵 Start your free budget today. Download the EveryDollar app!
- 🎥 Watch our video Cheapskate or Resourceful? A Wake-Up Call With Sharon Ramsey.
- 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour.
- 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
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Today’s Happy Hour Special: 🍸 Black Manhattan
Ingredients:
- 2 ounces rye whiskey
- 1 ounce amaro
- 3 dashes black walnut bitters
- 2 dashes orange bitters
- 2 brandied cherries
Instructions: Add the rye whiskey, amaro and bitters into a mixing glass with ice and stir until well-chilled. Strain into a chilled coupe glass. Garnish with two brandied cherries.
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30 January 2025, 10:00 am - 37 minutes 35 secondsSneaky Marketing Tactics That Aren’t Your Friend
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Remember signing up for that “free” trial of Apple TV+ . . . and four years later, you’re still paying $9.99 a month for it? In this episode, Rachel and George reveal sneaky marketing tactics like this to help you avoid wasting money.
Next Steps:
- 💵 Start your free budget today. Download the EveryDollar app!
- 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour.
- 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
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Today’s Happy Hour Special: 🥃 Classic Amaretto Sour
Recipe: Real Simple
Ingredients:
- 1 1/2 ounces amaretto liqueur
- 1 ounce simple syrup
- 3/4 ounce fresh lemon juice (from 1 lemon)
- 1 orange slice, for garnish (optional)
- 1 maraschino cherry, for garnish (optional)
Instructions: Pour the amaretto, simple syrup, and lemon juice into a cocktail shaker with ice. Shake and strain into a glass filled with ice. Garnish with an orange slice and a cherry, if using.
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23 January 2025, 10:00 am - 41 minutes 43 secondsStirring the Pot With These Off-Limits Topics
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If you love awkward silences, just try asking your blind date how much money he makes. In this episode, Rachel and George share hot takes on common taboo money topics, plus how you can avoid cringey situations.
Next Steps:
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- 📱Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
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Today’s Happy Hour Special: 🍸 Smashing Sage Spritzer (Mocktail)
Recipe: Drinking for Two: Nutritious Mocktails for the Mom-To-Be
Ingredients:
- 1 cup fresh or frozen blackberries or cherries
- 1 tablespoon lime juice
- 1 teaspoon honey
- 1/3 cup coconut water
- 1 cup seltzer
- 4 sage leaves
- Additional blackberries and sage leaves for garnish
Instructions: Muddle blackberries with sage leaves and honey in the bottom of a shaker. Add lime juice and coconut water; fill shaker with ice. Shake vigorously. Strain, if desired. Divide the shaken mixture between two ice-filled lowball glasses. Top with seltzer and stir. Garnish with fresh sage and blackberries.
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16 January 2025, 10:00 am - 36 minutes 44 secondsThings That Scream “I’m Pretending to Be Upper Class”
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We all know that person who wears flashy designer logos like they’re personally endorsed by Michael Kors. In this episode, Rachel and George react to ways people pretend to be upper class and discuss how to be smart with your money instead.
Next Steps:
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Today’s Happy Hour Special: 🍸 Japanese Slipper
Recipe: Difford’s Guide
- 1 fluid ounce Cointreau triple sec liqueur
- 1 fluid ounce green melon liqueur
- 1 fluid ounce lemon juice (freshly squeezed)
Instructions: Select and pre-chill a martini glass. Prepare garnish of Luxardo maraschino cherry dropped into drink. Shake all ingredients with ice. Fine strain into chilled glass.
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9 January 2025, 10:00 am - 37 minutes 33 secondsThings to Stop Doing With Your Money in 2025
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If you want to have a “new year, new you,” you have to do new things. In the first episode of the new year, Rachel and George share bad money habits you’ll want to ditch in 2025.
Next Steps:
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- 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
- 🎥 Watch our video How to Start Becoming a Millionaire in 2024.
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Today’s Happy Hour Special: 🧊 Frostbite Tequila Cocktail
Recipe: The Spruce Eats
- 1 1/2 ounces tequila
- 1 ounce blue curaçao liqueur
- 1/2 ounce white crème de cacao liqueur
- 1/2 ounce cream
- Luxardo Cherries, for garnish
Instructions: In a cocktail shaker, pour the tequila, blue curaçao, crème de cacao, and cream. Fill with ice. Shake well. Strain into an ice-filled old-fashioned glass. Garnish with a cherry. Serve and enjoy.
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2 January 2025, 10:00 am - 42 minutes 29 secondsThe Ups, Downs and Lessons of 2024
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It’s almost time to put out the flame on 2024, and we’re feeling reflective. In this episode, Rachel and George look back on the best (and worst 😅) Smart Money Happy Hour moments of the year, including money lessons you won’t want to forget in 2025.
Next Steps:
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Best Episodes of SMHH 2024:
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Today’s Happy Hour Specials:
Reddish Rita
Episode: Financial Realities You Learn as an Adult
Ingredients:
- 1 ounce Reposado tequila
- 1 ounce Blanco tequila
- 3/4 ounce orange liqueur
- 1 ounce lime juice
- 1/2 ounce agave nectar
Corpse Reviver No.2
Recipe: Difford’s Guide
Episode: Are You Guilty of These Financial Turnoffs?
Ingredients:
- 3/4 ounce gin
- 3/4 ounce Cointreau triple sec liqueur
- 3/4 ounce aromatized wine (e.g. Lillet Blanc)
- 3/4 ounce lemon juice (freshly squeezed)
- La Fée Parisienne absinthe
Lemon Drop Mocktail
Recipe: Food Banjo
Episode: Why Nothing Is Enjoyable Today
Ingredients:
- 1 1/4 ounces lemon juice
- 3/4 ounce simple syrup
- 2 1/2 ounces club soda, chilled or sparkling water
- Sugar
- Ice
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26 December 2024, 10:00 am - 41 minutes 3 secondsUnpacking Money Lessons from Your Favorite Christmas Movies
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It’s easy to get caught up in holiday commercialism during the holidays—just ask the Grinch. In this festive episode, Rachel and George find money lessons in nostalgic Christmas movies that you can apply all year long.
Next Steps:
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Today’s Happy Hour Special: 🥛 Upgraded Eggnog
Recipe: Town & Country
- 1.5 ounces Cognac
- 1 whole egg
- 1 ounce heavy cream
- ½ ounce maple syrup
- ¼ ounce St. Elizabeth Allspice Dram
Instructions: Combine all ingredients into a shaker. Shake without ice first, then add ice and shake again to chill and dilute the eggnog slightly (by about 1 ounce). Strain into a chilled glass and garnish with freshly grated nutmeg if desired, enjoy!
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19 December 2024, 10:00 am - More Episodes? Get the App