Smart Money Happy Hour with Rachel Cruze and George Kamel
Ramsey Network
- 48 minutes 3 secondsCritiquing the Best and Worst Rebrands of All Time
🤔 Think you’re good with money? Take our Money in America quiz!
If you love a good rebrand, glow-up, or before and after, today’s episode is just for you! From Cracker Barrel to Lindsay Lohan, we’re breaking down the most iconic (and disastrous) rebrands of all time.
Next Steps:
- 🎙️ Catch our episode Pros and Cons of Shopping in 2005 (Should We Go Back?).
- 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour
- 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
- 💵 Create a free budget and find more margin with EveryDollar.
Connect With Our Sponsors:
- Check out the FAIRWINDS Credit Union exclusive account bundle.
- Get 20% off when you join DeleteMe.
- Get 20% off with code SMARTMONEY at Cozy Earth.
Today’s Happy Hour Special: 🍹 Paloma Mezcalita
Recipe by Join Jules
- 4 ounces mezcal
- 1 1/2 ounces fresh lime juice
- 1 1/2 ounces orange liqueur
- 2 ounces fresh grapefruit juice
- 4 ounces grapefruit soda
Instructions: Rim two glasses with salt or Tajín. Add mezcal, lime juice, orange liqueur and grapefruit juice to a shaker. Fill with ice and shake hard. Strain over fresh ice in your prepared glass. Top each drink with 2 ounces of grapefruit soda per glass.
Explore More From Ramsey Network:
🪑 Front Row Seat with Ken Coleman
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
23 April 2026, 10:00 am - 39 minutes 2 secondsOut With the New, In With the Old: Money and Lifestyle Trends
💵 Have a money question? Ask Ramsey is here to help.
If you love 90s nostalgia (or you just hate change), you’re in luck! Apparently, right now it’s trendy to do life the old-school way—and when it comes to your money, we 100% agree.
Next Steps:- 🎙️ Catch our episode Weird Money Habits That Will Make You Rich.
- 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour
- 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
- 💵 Create a free budget and find more margin with EveryDollar.
Connect With Our Sponsors:
- Check out the FAIRWINDS Credit Union exclusive account bundle.
- Get 20% off when you join DeleteMe.
- Get 20% off with code SMARTMONEY at Cozy Earth.
Today’s Happy Hour Special: 🍹 Dr. Pepper Margarita
Recipe by Lauren Milovich (@thats.thespirits):
- 1 1/2 ounces tequila
- 1/2 ounce orange liqueur
- 3/4 ounce lime juice
- 1/2 ounce cinnamon syrup
- 1 ounce Dr Pepper
Instructions: Rim a glass with cinnamon sugar and set aside. To a cocktail shaker, add tequila, orange liqueur, lime juice, cinnamon syrup and ice. Shake to combine. Strain over the rimmed glass filled with ice, and top with Dr Pepper. Garnish with a lime wheel and maraschino cherry.
Explore More From Ramsey Network:
🪑 Front Row Seat with Ken Coleman
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
16 April 2026, 10:00 am - 37 minutes 42 seconds10 Jaw-Dropping Money Stats About the Average American
💻 Shape what comes next for Smart Money Happy Hour by participating in our Spring 2026 audience study!
We’re not encouraging you to keep up with the Joneses, but have you ever wondered what their finances are actually like? Today, we’re unpacking jaw-dropping money stats that’ll make you reevaluate your own money situation.
Next Steps:
- 🎙️ Catch our episode Weird Money Habits That Will Make You Rich.
- 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour
- 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
- 💵 Create a free budget and find more margin with EveryDollar.
Connect With Our Sponsors:
- Check out the FAIRWINDS Credit Union exclusive account bundle.
- Get 20% off when you join DeleteMe.
- Get 20% off with code SMARTMONEY at Cozy Earth.
Today’s Happy Hour Special: 🍹 Tequila Aperol Spritz
Recipe by Join Jules
- 1 cup tequila blanco
- 2 1/2 cups Aperol
- 1 bottle sparkling rosé
- 1 cup sparkling soda water
Instructions: Add all ingredients into a pitcher and mix together. Pour approximately 8 ounces of the mix into a glass filled with ice. Garnish with a strawberry, grapefruit wheel, edible flower, etc.
Explore More From Ramsey Network:
🪑 Front Row Seat with Ken Coleman
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
9 April 2026, 10:00 am - 51 minutes 10 secondsRanking People’s Wealth Habits, From Fake Rich to Quiet Wealth
💻 Shape what comes next for Smart Money Happy Hour by participating in our Spring 2026 audience study!
It’s not as simple as “broke” or “rich” anymore. Today we’re unpacking what kind of “rich” your spending says you are—from “fake rich” to “new money” to “quiet wealth.”
Next Steps:
- 🎙️ Catch our episode Are These Common Money Habits Broke, Average or Wealthy?
- 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour
- 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
- 💵 Create a free budget and find more margin with EveryDollar.
Connect With Our Sponsors:
- Check out the FAIRWINDS Credit Union exclusive account bundle.
- Get 20% off when you join DeleteMe.
- Get 20% off with code SMARTMONEY at Cozy Earth.
Today’s Happy Hour Special: 🍧 Frozen Coconut Lemonade
Recipe by: Eat Well 101
- 3/4 cup freshly squeezed lemon juice
- Zest of 2 lemons
- 1 cup full-fat coconut milk
- 1/2 cup granulated sugar
- 2 1/2 cups ice cubes
Instructions: Add lemon juice, sweetener, coconut milk, and ice to a blender. Blend until ice is crushed and the mixture gets slushy. Divide into glasses and serve immediately. Recipe yields 4 servings.
Explore More From Ramsey Network:
🪑 Front Row Seat with Ken Coleman
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
2 April 2026, 10:00 am - 59 minutes 9 secondsWe Question Dr. Arthur Brooks on the Secret to Happiness
💻 Shape what comes next for Smart Money Happy Hour by participating in our Spring 2026 audience study!
It’s not every day that we get to grab a drink with a Harvard professor, bestselling author and happiness expert. Dr. Arthur Brooks is here to talk money, life, faith and so much more.
Next Steps:- 🎙️ Catch our episode Questioning “Life” Choices With Ken Coleman (“Would You Rather” Edition)
- 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour
- 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
- 💵 Create a free budget and find more margin with EveryDollar.
- 📖 Check out Dr. Arthur Brooks’ new book, The Meaning of Your Life.
Connect With Our Sponsors:
- Check out the FAIRWINDS Credit Union exclusive account bundle.
- Get 20% off when you join DeleteMe.
- Get 20% off with code SMARTMONEY at Cozy Earth.
Today’s Happy Hour Special: 🥂 Electrolyte Mockarita
Recipe by: Cocktails with Val
- 2.5 ounces coconut water
- 1.5 ounces fresh orange juice
- 1 ounce lime juice
- 1 ounce agave
- 1 pinch of salt
Instructions: Add coconut water, fresh orange juice, lime juice, agave, and a pinch of salt to a cocktail shaker filled with ice. Shake to combine all ingredients. Pour over glass filled with ice. Add an orange wedge as optional garnish. Serve and enjoy!
Explore More From Ramsey Network:
🪑 Front Row Seat with Ken Coleman
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
26 March 2026, 10:00 am - 36 minutes 30 secondsReacting to: “If I Can’t Buy a Home, Why Don’t I Just Be Gorgeous?”
💻 Shape what comes next for Smart Money Happy Hour by participating in our Spring 2026 audience study!
If you’re an exhausted millennial wondering if buying a home is a lost cause, we get it—and we’ve got you. Today, we’re unpacking common home-buying frustrations and real estate woes. Spoiler alert: Yes, it’s still possible!
Next Steps:
- 🎙️ Catch our episode How to Financially Survive Every Season of Life
- 🎬 Watch George’s episode I Asked People at Disney How Much Debt They Have.
- 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour
- 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
- 💵 Create a free budget and find more margin with EveryDollar.
- 🏠 Your free, step-by-step course to buying a house that fits your budget.
- 💻 See how much house you can afford with the Mortgage Calculator.
Connect With Our Sponsors:
- Check out the FAIRWINDS Credit Union exclusive account bundle.
- Get 20% off when you join DeleteMe.
- Get 20% off with code SMARTMONEY at Cozy Earth.
Today’s Happy Hour Special: 🍹 Basil & Lillet Spritz
Recipe by Emily Laurae
- 1 ounce Lillet
- 4–5 basil leaves
- 4 ounces sparkling wine
Instructions: In a shaker, combine Lillet and basil leaves and shake with ice for 30 seconds. Strain into a glass filled with ice. Top with sparkling wine and garnish with a basil leaf before serving.
Explore More From Ramsey Network:🪑 Front Row Seat with Ken Coleman
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
19 March 2026, 10:00 am - 40 minutes 5 secondsCritiquing People’s Disney Drama (Debt, Lawsuits and Club 33 Tea)
💻 Figure out your next financial move with Ramsey’s Get Started Assessment.
Vacation debt, budget-friendly hacks and some light legal drama—today we’re unpacking all things Disney! Stick around for the magic, fun and chaos.
Next Steps:
- 🎙️ Catch our episode Comparing Disney Villains to Sneaky Financial Industry Traps.
- 🎬 Watch George’s episode I Asked People at Disney How Much Debt They Have.
- 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour
- 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
- 💵 Create a free budget and find more margin with EveryDollar.
Connect With Our Sponsors:
- Check out the FAIRWINDS Credit Union exclusive account bundle.
- Get 20% off when you join DeleteMe.
- Get 20% off with code SMARTMONEY at Cozy Earth.
Today’s Happy Hour Special: 🍹 Pineapple Blueberry Margarita Mocktail
Recipe by Yum Recipes Now
- Lime juice
- Pineapple juice
- Blueberry syrup
- Sparkling water
- Salt
Instructions: Start by rubbing a lime wedge around the rim of your glass. Then, dip the rim into a plate of salt to coat it evenly. In a shaker or mixing glass, combine 3/4 ounce of fresh lime juice, 1/2 ounce of pineapple juice, and 1/2 ounce of blueberry syrup. Stir or shake gently to blend the flavors without diluting the vibrant colors. Strain the chilled mixture into your salted rim glass filled halfway with fresh ice. Then, top it off with sparkling water.
Explore More From Ramsey Network:🪑 Front Row Seat with Ken Coleman
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
12 March 2026, 10:00 am - 50 minutes 39 secondsRanking the Worst Financial Habits (and Admitting Our Guilt)
💻 Figure out your next financial move with Ramsey’s Get Started Assessment.
If you can’t be the best, why not be the worst? Or at least that’s what some people must be thinking to justify their spending habits. Stick around for a bracket battle of bad money habits.
Next Steps:
- 🎙️ Catch our episode We’re Here to Judge Your Guilty Pleasures (With Love).
- 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour
- 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
- 💵 Create a free budget and find more margin with EveryDollar.
Connect With Our Sponsors:
- Check out the FAIRWINDS Credit Union exclusive account bundle.
- Get 20% off when you join DeleteMe.
- Get 20% off with code SMARTMONEY at Cozy Earth.
Today’s Happy Hour Special: 🍹 Pisco Sour
Recipe by: Liquor.com
- 2 ounces pisco
- 1 ounce lime juice
- 1/2 ounce simple syrup
- 1 egg white
Instructions: Add pisco, lime juice, simple syrup and egg white into a shaker and dry shake (without ice) vigorously. Add ice and shake again until well chilled. Strain into a chilled glass and serve!
Explore More From Ramsey Network:
🪑 Front Row Seat with Ken Coleman
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
5 March 2026, 11:00 am - 47 minutes 45 secondsSubtle Habits That Reveal a Quiet Millionaire
📈 Plan and save for the future with Ramsey’s Complete Guide to Investing.
Good manners, simple style, old-school investing—today we’re unpacking subtle “quiet millionaire” habits and teaching you how to build wealth the right way.
Next Steps:
- 🎙️ Catch our episode Things That Scream “I’m Pretending to Be Upper Class”.
- 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour
- 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
- 💵 Create a free budget and find more margin with EveryDollar.
- 💻 Figure out your next financial move with Ramsey’s Get Started Assessment.
Connect With Our Sponsors:
- Check out the FAIRWINDS Credit Union exclusive account bundle.
- Get 20% off when you join DeleteMe.
- Get 20% off with code SMARTMONEY at Cozy Earth.
Today’s Happy Hour Special: 🍹 Apple Ginger Fizz Mocktail
Recipe from The Mindful Mocktail
- 3 ounces still apple cider
- 1 ounce freshly squeezed lime juice
- 6 mint leaves
- 1 teaspoon apple cider vinegar
- Pinch powdered cinnamon
- 3 ounces ginger ale
Instructions: Place apple cider, lime juice, cinnamon, apple cider vinegar and a few ice cubes into a cocktail shaker. Clap the mint together in your hands to release the scent, and add to the shaker. Shake for about 20–30 seconds until ingredients are combined. Pour into an ice-filled glass and top with ginger ale. Stir gently, garnish with mint, and serve.
Explore More From Ramsey Network:
🪑 Front Row Seat with Ken Coleman
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
26 February 2026, 11:00 am - 58 minutes 54 secondsReacting to People Justifying Their Outrageous Spending Habits
📈 Plan and save for the future with Ramsey’s Investment Calculator.
We all have our weaknesses when it comes to frivolous spending—but some of you are next level. Today, we’re reacting to (and lightly judging) the internet’s most ridiculous spending habits.
Next Steps:
-
🎙️ Catch our episode We Settle Your Heated Money Arguments.
-
🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour
-
📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
-
💵 Create a free budget and find more margin with EveryDollar.
-
💻 Figure out your next financial move with Ramsey’s Get Started Assessment.
Connect With Our Sponsors:
-
Check out the FAIRWINDS Credit Union exclusive account bundle.
-
Get 20% off when you join DeleteMe.
-
Get 20% off with code SMARTMONEY at Cozy Earth.
Today’s Happy Hour Special: 🥃 “The Reddish” Maroon Manhattan
Recipe from Smart Money Happy Hour mixologist Michael Reddish
- 2 ounces bourbon
- 1 ounce dry vermouth
- 1 ounce amaro
- 2–3 dashes black walnut bitters
- 2–3 dashes chocolate bitters
Instructions: Add the bourbon, dry vermouth, amaro and bitters into a mixing glass with ice and stir until well-chilled. Serve in a coupe glass and enjoy!
Explore More From Ramsey Network:
🪑 Front Row Seat with Ken Coleman
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
19 February 2026, 11:00 am -
- 44 minutes 9 secondsLove and Money: Financial Decisions People Immediately Regret
💵 Create a free budget and find more margin with EveryDollar.
Is love blind? Some of your financial decisions certainly make it seem that way! Today, we’re reacting to people’s biggest money mistakes made on behalf of their loved ones.
Next Steps:
-
🎙️ Catch our episode Date Nights From $0 to $10,000? We’ve Got You Covered!
-
🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour
-
📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
Connect With Our Sponsors:
-
Check out the FAIRWINDS Credit Union exclusive account bundle.
-
Get 20% off when you join DeleteMe.
-
Get 20% off with code SMARTMONEY at Cozy Earth.
Today’s Happy Hour Special: 🍹 Trophy Wife Spritz
Recipe from Fly Girl Bartending
- Mint leaves
- 1/2 ounce honey
- 3 ounces club soda
- 3 ounces nonalcoholic sparkling wine
- Grapefruit
Instructions: Place mint in the bottom of a wine glass. Add honey and club soda and stir. Fill the glass with ice and top with sparkling wine. Garnish with mint and grapefruit and enjoy!
Explore More From Ramsey Network:
🪑 Front Row Seat with Ken Coleman
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
12 February 2026, 11:00 am -
- More Episodes? Get the App