When geopolitical tensions flare up, all eyes turn to oil. But why does this commodity trigger global anxiety? In this episode of Money Talks Explains, energy expert Vandana Hari from Vanda Insights unpacks how changes in oil prices can have a ripple effect through economies – impacting policies, prices and portfolios.

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Beyond using your CPF to buy a home or as a retirement plan, it can also be used for investments. But what are the risks involved? In this episode of Money Talks, Christopher Tan from Providend explains how to avoid some common investment pitfalls.

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Most people in their 20s only start saving when faced with big life changes – marriage, kids or buying a house. But waiting can cost you. Drawing from his own financial journey, Walter Tan shares his personal wake-up call and what he wishes he had done earlier with his money.

This episode is brought to you by Prudential Singapore.

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Caught between caring for ageing parents and young children, Singapore’s “sandwiched generation” faces both time and financial pressure. Yuvaraj Uthaman joins Andrea Heng to share his own financial journey caring for his ageing parents, raising his one-year-old son and trying to set aside money for his future.

This episode is brought to you by Prudential Singapore.

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Planning for retirement no longer means a hard stop at 65 years old. With longer life spans and rising living costs, Singaporeans are now planning for a flexible, active second act in life. Andrea Heng speaks to Lim Szer Khee from Prudential Singapore to find out how you can fund a meaningful retirement while staying financially secure.

This episode is brought to you by Prudential Singapore. 

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For Gen Zs and millennials, financial success is no longer about the 5Cs - it’s about freedom. And that requires a new kind of financial blueprint. From side hustles to micro-retirements, Andrea Heng sits with Jocelyn Kau from Prudential Financial Advisers Singapore to discuss what it will take to achieve the new Singapore dream.

This episode is brought to you by Prudential Singapore.

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Diversification is more than just buying different stocks – it's about spreading risk across asset classes, markets, currencies and investment styles. Andrea Heng sits down with Jeik Sohn from Capital Group to unpack how retail investors can ensure their investments are adequately diversified without breaking the bank.

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Dollar-cost averaging (DCA) is often seen as a safe and disciplined way to invest, but does it always work? From risk aversion to market timing, Isaac Lim, Chief Market Strategist at Moomoo, shares with Andrea Heng when DCA helps – and when it may be holding you back.

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A house fire is not just traumatic – it can be financially devastating. While most homeowners have fire insurance, many overlook contents insurance, which covers personal belongings. Imran Sinwan from Finexis Advisory unpacks how to be financially ready before disaster strikes.

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US-China tensions are back, shaking up the markets. But market volatility isn’t always bad news for investors. In fact, it could be a chance to buy into future winners. Andrea Heng finds out from Thomas Chua, author of personal finance blog Steady Compounding, why patience and discipline matter more than timing the market.

This episode was recorded live at Seedly Personal Finance Festival 2025. 

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Being in the top 15 per cent income bracket doesn’t guarantee a secure future. Lifestyle inflation, DIY missteps and uncoordinated plans often catch  high income earners off-guard. Andrea Heng sits down with financial adviser Jo Ong to find out how to better manage your salaries and avoid financial hurdles.

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