On The Market
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- 47 minutes 33 secondsReal Estate Isn’t as Safe From Inflation as You Think
Inflation is rising again, and everywhere on social media, we’re hearing people say, “Buy real estate!” Property is supposed to be the ultimate inflation hedge. The problem? Real estate may not save you from the inflation heading our way. In fact, home prices could get worse if things continue this way. But how?
For decades, we’ve been told that real estate is the ultimate inflation hedge. It’s tracked rising prices very well and has been one of the most championed “safe” assets to buy. But do real estate prices always follow the path of inflation? What happens if consumer prices rise but renters are paid less, a recession hits, nobody can pay their bills, you can’t pay your mortgage, and home prices fall?
This is a reality that real estate gurus tend not to think through—the other side of inflation. Today, we’re getting into it. Which inflation benefits real estate prices the most? Which of the four possible inflation scenarios could unfold as the world tilts toward uncertainty, and which assets protect your wealth regardless of the inflation rate?
In This Episode We Cover
Is real estate really a good hedge against inflation? Most people assume incorrectly
The two types of inflation and how they (oppositely) affect real estate prices
Four future scenarios we could see if inflation rises, falls, or stays the same
What’s causing rising inflation right now? An April 2026 inflation update
The four ways real estate will benefit during a traditionally high-inflation period
And So Much More!
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2 April 2026, 11:00 am - 28 minutes 7 secondsThis Could Be the Best Real Estate "Buy" of 2026
This could be the best real estate “buy” of 2026. While mortgage rates are climbing back up and everyone is waiting out the housing market—again—one man is going all in: James Dainard.
If you’ve listened to On the Market for a while, you know James is never not buying—but what he’s buying changes by the week, or even by the day. Last year, James got burned (a bit) on house flipping and new development, but reassessed his almost unbeatable investing framework and is now saying there’s one particular asset class he’s hungry to acquire—and it’s on serious discount.
So today, we’re picking the brain of the man with 1,000+ rental units who’s flipped thousands of homes and knows the market better than any economist, since he’s on the ground buying and selling every single day.
James shares the “best buy” of 2026, the one thing you must account for if you’re flipping or doing any renovation project, the single best rental for small investors to start with (and how to find them on-market at discount), and the one high-return deal he’d do as a new real estate investor.
This is what’s working in real estate right now in 2026.
In This Episode We Cover
The overlooked (and underpriced) properties James is heavily targeting in 2026
How to find on-market, discounted rentals perfect for small investors
The “buyer psychology” changes in the market that flippers must be aware of
One high-return real estate deal new investors should heavily consider in 2026
One cost to add to every renovation project to ensure you stay on budget
And So Much More!
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On the Market 410 - The First Domino? Investors Pull Billions as Real Estate Bank Runs Return
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31 March 2026, 11:00 am - 37 minutes 30 secondsThe $3T Problem No One in Real Estate is Paying Attention To
A $3 trillion market is beginning to crack. JPMorgan CEO Jamie Dimon has sounded off, saying there are “cockroaches” in the system. Investors are pulling billions of dollars out of the market, and real estate could be affected in a massive way.
This is the private credit crisis explained.
When big investors go to buy or build, they don’t always take money from a bank; instead, they get loans from the private credit market—lenders who operate outside of the traditional lending apparatus. But over the past four years, commercial real estate has seen values tank, income drop, and demand shrink for everything from office to multifamily and more. And the people who lend their money to private credit are starting to get nervous.
Billions of dollars have already been pulled out of the market, with many investors going on “bank run” style withdrawal sprees. But, this isn’t only a commercial real estate problem—residential real estate could be affected if enough money leaves the systems.
So what happens next? Will real estate prices fall even further as a result? Are we on the brink of a credit crisis mirroring the 2008 subprime bubble? We’re breaking it all down in this episode.
In This Episode We Cover
Private credit explained: who’s lending the money and what is being leveraged
“Cracks” begin to form, and why investors are pulling billions of dollars out of the system
Riskier commercial real estate debt that could trigger a “debt spiral” of serious proportions
Why residential real estate is not completely safe if commercial real estate starts to fall further
The one thing worrying experts the most about this hidden credit crisis
And So Much More!
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On the Market 410 - The First Domino? Investors Pull Billions as Real Estate Bank Runs Return
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26 March 2026, 11:00 am - 33 minutes 33 secondsThe First Domino? Investors Pull Billions as Real Estate Bank Runs Return
Investors are pulling billions of dollars (yes, billions) out of real estate investments at a record pace as “bank run” style withdrawals return. Blackstone has already seen record withdrawal requests of over $3 billion. Could this be the first domino to fall that could set off a private credit crisis, pulling multifamily prices down even more?
We’re back with this week’s biggest headlines—from mortgage rates rising back to six-month highs to corporate headquarters being converted into housing—there’s almost too much to talk about happening in the housing market. First, mortgage interest rates flip as buyers get pushed back out of the market, but this could lead to even bigger discounts for investors.
A lonely corporate headquarters building gets greenlit for conversion to housing. If this trend continues, we could see relief in housing supply strain. Investors pull a record amount of money from real estate investments—just as commercial real estate needs it most (this will have consequences). Finally, the “millionaire tax” makes its way through one state—and it could kill one type of real estate investing.
In This Episode We Cover
Investors go on a bank run—why they’re pulling billions of dollars from investments
Mortgage rates boomerang back to around 6.5%, but investor deals could get even better
The newest housing inventory opportunity and how to make a CEO’s office your new living room
The millionaire tax is kicking profitable investors out of this popular market
And So Much More!
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Ken McElroy: The Liquidity Problem No One Is Talking About
Homes.com: As Washington 'millionaires tax' heads to governor, some agents see homeowners list
Grab Dave’s Book, "Real Estate by the Numbers"
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24 March 2026, 11:00 am - 37 minutes 25 secondsA $48T “Structural Shift” to the Housing Market is Only Just Beginning
A “structural shift” is happening in the housing market—one that will permanently change how home prices appreciate. We could be experiencing the last era of steady, rising home prices as we enter into a new reality—a reality without Baby Boomers owning real estate.
For years, a “silver tsunami” has been predicted to “crash” the housing market. With Baby Boomers downsizing, aging in place, and passing away, the inevitable wave of inventory was supposed to hit the housing market with fury—but it hasn’t happened, at least not yet. With the average Baby Boomer now in their 70s, surely we should start to see inventory fly on the market…right?
Today, we’re getting into when (and if) the silver tsunami will hit, why the end of the Baby Boomer generation could change the home price growth trajectory permanently, and what will unfold in the 2030s (and beyond) that could cause serious headwinds in the housing market. But if it all comes true, investors will have the opportunity of a lifetime to get something many have assumed is gone—cash flow.
In This Episode We Cover
The “silver tsunami” explained, and why it hasn’t crashed the housing market
Inheritance begins to peak—how many heirs will keep vs. sell their parents’ homes?
The “structural shift” that could change home price appreciation forever
Just how much of the housing market Baby Boomers own (it’s a LOT)
The return of cash flow? Why real estate investors will get another opportunity to buy
And So Much More!
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On the Market 403 - You Have Until 2031: What Happens When Population Goes Negative?
On the Market 404 - 75,000 “Relistings” Could Hit the Market, But Inventory WON’T Explode?
On the Market 408 - Melody Wright’s Honest Take On the “Worse Than 2008” Crash Claim
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19 March 2026, 11:00 am - 43 minutes 48 secondsMelody Wright’s Honest Take On the “Worse Than 2008” Crash Claim
A housing price correction “worse than 2008”? That’s the headline of Melody Wright’s widely-cited Newsweek interview, but today, she’s giving her full, honest take on what she really meant.
Melody got into the mortgage industry in 2006, riding the subprime wave up until it popped two years later. The lender she worked for went bankrupt in 2012, as Melody witnessed the fallout firsthand. From there, her new job became analyzing housing data to ensure this never happened again. And looking at the data—delinquencies rising, inventory spiking, a quiet “credit crisis” rarely talked about—Melody believes we could be on the verge of another serious correction.
Today, we’re getting her detailed opinion on whether we should expect a housing crash, correction, or a slow, stable return to affordability. We talk at length about the rising delinquency rates (much of which is not public) signaling serious trouble for the housing market and borrowers, and the “credit crisis” brewing behind the scenes that could upend the market (especially for investors).
This is what Melody Wright really thinks will happen next.
In This Episode We Cover
Melody’s real opinion on the “Worse Than 2008” claim
Why Melody believes home prices could correct up to 50% in some markets
The “credit crisis” brewing that uncovers a very weak homebuyer pool
Delayed delinquency? Why more borrowers are beginning to inch closer to losing their homes
The white-collar recession that will have serious effects on pricey real estate markets
And So Much More!
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On the Market 407 - The White-Collar Recession Means More for Real Estate Than You Think
Newsweek Price Correction ‘Worse Than 2008’ Coming To US Housing Market—Analyst
Reuters JPMorgan marks down value of loan portfolios of some private credit groups, source says
Realtor Housing Market Tilts in Favor of Buyers as Active Inventory Climbs
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17 March 2026, 11:00 am - 40 minutes 22 secondsThe White-Collar Recession Means More for Real Estate Than You Think
The next recession is already here. You may not see it, but you definitely feel it. Companies are quietly letting go of dozens or hundreds of workers at a time, interviews are getting harder to land, and those around you who made the most money are suddenly just trying to get by.
This is the “white collar recession”—and a new report could prove that it’s about to get much more severe. And what happens when the highest earners, those who buy homes and can get approved for mortgages, suddenly vanish from the housing market? The impacts could be widespread, and a permanent shift in real estate could be on the horizon.
Today, we’re unpacking it all—which jobs are most (and least) at risk, what will happen to the housing market as high-income earners lose their salaries (and ability to buy homes), and the markets most reliant on these types of white-collar jobs.
But it’s not all bad news. New opportunities could be emerging in select markets as a few major industries see stability, and one type of investment property becomes the most sought-after of all.
In This Episode We Cover
The “white collar recession” and the jobs most at risk due to AI
Why this time it’s different, and a recession may be inevitable
How the housing market will permanently shift as homebuyers lose their income
The most stable housing markets with the best employment potential
One type of investment property every investor needs to keep an eye on (demand could rise)
And So Much More!
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On The Market 401 - Off by Nearly 1 MILLION Jobs? Why New Jobs Report Will Impact Real Estate
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12 March 2026, 11:00 am - 28 minutes 25 secondsThe Housing Market Freezes as Americans Brace for War
Could the war in Iran reverse all the interest rate relief we’ve received throughout the past year? With oil shooting up in price, unintended consequences could trickle down to your mortgage rate—and Americans are already feeling the shock.
The housing market is re-freezing as buyers (and sellers!) stay on the sidelines as the world feels more and more unstable. What does this mean for your mortgage rate? Some people say this could cause a housing crash; others argue the opposite. What’s really going to happen next?
We’re back with a new headline episode, going through the top stories affecting the housing market. First, we’re talking about the Iran war and its effects on mortgage rates and the housing market. Then, the states leading the 'two-speed housing market': some are seeing significant price gains, while much of America's home prices are declining.
Do you use an AI calling agent in your real estate business? You need to hear this first. A new lawsuit shows you could land in hot water unless you follow the rules.
In This Episode We Cover
Back to rising mortgage rates? Side effects of the Iran war on the U.S. housing market
The hottest markets still seeing 4%+ price growth even in 2026
AI agents lead to lawsuit: What you should not do if you’re using AI callers for real estate
Why so many Americans are moving from the coast inland to these cities
Is the housing market freezing again? Why buyers and sellers are backing off
And So Much More!
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Top 10 Markets Where Prices Will Rise and Fall in 2026
Headlines from Today’s Show:
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10 March 2026, 11:00 am - 37 minutes 34 secondsThe Best (and Worst) Housing Markets in America (March 2026 Update)
The housing market is split. Some real estate markets are seeing low inventory, rising prices, and fierce buyer competition. Others are seeing steep price cuts, desperate sellers, underwater owners, and delinquency rates creeping up.
So, which housing markets are the riskiest in the country? Which market has the highest chance of seeing home price growth while the rest of America struggles for air?
We’re doing a nationwide deep dive today, looking at the metrics that matter most—home price appreciation, affordability, delinquency rates and owner distress, and underwater mortgage share. Each of these data points will allow you to predict which markets will grow, slow, and struggle over the next year.
Plus, Dave is sharing what each region of the country should be paying attention to as an investor, the riskiest markets of 2026, and the number one comeback city no one is expecting.
In This Episode We Cover
The riskiest housing markets in the U.S. that could see continued price declines
Cities seeing a return to “affordability” as buyers get a big break
Delinquency rates rising? Areas with these mortgage types see more owners fail to make payments
The “comeback” cities that have the greatest home price growth potential
Why “underwater mortgages” aren’t as scary as you think they are (but investors should still be careful)
And So Much More!
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On The Market 369 - Zillow Forecast: Best and Worst Housing Markets of 2026
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5 March 2026, 12:00 pm - 30 minutes 2 seconds75,000 “Relistings” Could Hit the Market, But Inventory WON’T Explode?
Remember all those homes that were “delisted” in the fall and winter? The homes that sellers took off the market when they couldn’t get the price they wanted? Well, now, the frozen housing market is thawing, and 75,000 “relistings” could boomerang back into the market. With a new wave of inventory, would this be the catalyst for home prices to drop even more?
Compass’s Mike Simonsen, friend of the show and all-time inventory expert, is back to give a quite contrarian take on the relisting inventory about to hit the real estate market. With the spring homebuying season about to peak in just a couple of months, former sellers now get a new chance to put their properties up again, in hopes that lower mortgage rates entice buyers.
The crash predictors say that this new glut of inventory could cause prices to drop as the buyer’s market becomes even more one-sided. But Mike has a key piece of data that changes the story entirely, one that could be good for the future housing market and actually give transactions a modest boost.
Mike says a “new era” of real estate is upon us—and it could last a while.
In This Episode We Cover
The “relisting” wave of inventory that could hit the housing market this spring
Why home prices may not drop even with more properties on the market
A “new era” of real estate that makes it even better to buy a home
Why housing inventory is falling in states with the biggest home price corrections
No forced selling? The reality that kills the housing crash narrative
And So Much More!
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On The Market 378 - The “Delisting” Wave Putting Years of Housing Market Gains at Risk
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3 March 2026, 12:00 pm - 43 minutes 25 secondsYou Have Until 2031: What Happens When Population Goes Negative?
There’s a ticking time bomb for the U.S. housing market that nobody is talking about. It’s the biggest existential threat to home prices and housing demand, and it (arguably) can’t be stopped. The question is, how long do we have until it happens?
Today, we’re talking about population: what happens when the U.S. population begins to decline, and the need for housing falls year after year? Deaths are already set to outpace births by 2031, meaning we’re just five short years away from this risky scenario becoming reality. What happens to home prices? Will millions of homes sit empty? Which markets will see their values fall the fastest? Is real estate still safe to invest in?
Dave’s giving a masterclass on the population crisis, and how the housing market will be affected. From birth rates to immigration, baby boomers passing away (and passing down their houses), and cities that will face the biggest demographic headwinds, this is what every investor needs to know before 2031.
In This Episode We Cover
What happens to the housing market once the population begins to decline?
Will our housing shortage flip to a supply glut as demand is forced to fall?
The one thing propping up our population and how it’s starting to falter
Short, medium, and long-term housing forecasts as population decline increases
Lessons from Japan, Germany, and Italy: Where do home prices fall the fastest once populations decline?
Markets that will be the safest when the population finally begins to flip
And So Much More!
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U.S. Immigration Crisis: What It Really Means for Housing Markets and Investors
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