What makes a farming family truly rich? Spoiler: it’s not just the land or the livestock. Elaine Froese, celebrated as Canada’s 'Farm Whisperer,' joins Ben to share her 30+ years of wisdom as a farm family coach. Together, they tackle the big issues—from fairness in succession and breaking the cycle of conflict avoidance to fostering harmony through tough conversations. Elaine’s powerful stories and practical tools will inspire you to shift your mindset, build clarity in your family, and create a legacy worth celebrating.

 Don’t miss this honest and heartfelt conversation packed with actionable strategies to safeguard your family and future.

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Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.

If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.

Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.

https://thefinancialbloke.com.au/

Meet Karen Penfold, a driving force behind one of Australia's most dynamic family agribusinesses. In this candid conversation, Karen shares the highs and challenges of managing succession in a multi-generational farming family. Hear how she and her husband Dan transitioned out of their family business, raised four incredibly driven daughters, and are now proactively setting the stage for the next generation.

Learn how their family prioritises communication, clarity, and collaboration to build a thriving business while maintaining strong family bonds. Karen’s practical insights—shaped in part by our Agricoach coaching sessions over the past 12 months—are invaluable for anyone looking to future-proof their farm, grow wealth, and avoid the dreaded three-generation curse.

This episode is a masterclass in aligning family and business for long-term success. Whether you're in the thick of succession planning or just starting to think about the future, Karen’s story will inspire and motivate you to take action.

Plus, we share how you can dive deeper into this topic at our upcoming High Performing Families Roadmap Workshop™. Don’t miss it!

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Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.

If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.

Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.

https://thefinancialbloke.com.au/

Ben Law is back with Tim Rivett to unpack a controversial topic affecting farming families worldwide: inheritance taxes. As whispers of policy changes gain momentum, Ben and Tim dissect the UK’s sudden move to slash tax exemptions for farmers and what it might mean for Australia. 

Discover why death taxes are back on the table, how governments eye the “pot of gold” in farming assets, and the ripple effects for multi-generational businesses. With real-world examples, including political missteps and public backlash, this episode is a wake-up call for farmers to get ahead of the curve. 

Whether it’s navigating succession, leveraging tax strategies, or protecting your family’s legacy, this conversation equips you with the tools to act now and avoid future turmoil. Don’t miss this vital discussion that challenges the status quo and empowers farming families to thrive despite shifting sands.

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Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.

If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.

Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.

https://thefinancialbloke.com.au/

In this episode of The Agricoach Wealth and Wisdom Podcast, Ben Law sits down with Kylie Wilson, a specialist in rural asset planning, to discuss one of the most effective tools for securing the future of your family farm: a family agreement. 

From managing the tricky process of transferring land and assets to addressing the emotional challenges that can come with succession planning, Kylie explains how these agreements set clear expectations for everyone involved. They discuss key elements that should be included to cover both financial and relationship concerns, and whether it’s always necessary to make these agreements legally binding. 

To bring it all to life, Kylie shares a compelling case study showing how one family used a well-structured agreement to avoid conflict and maintain harmony during the asset transfer process. 

If you're navigating succession or simply want to protect your family’s legacy, this episode offers essential advice to help you safeguard the future of your farm.

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Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.

If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.

Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.

https://thefinancialbloke.com.au/

In this episode, we’re thrilled to welcome Oli Le Lievre, the creator of the hugely popular Humans of Agriculture podcast. Oli’s journey—from growing up in the city to falling in love with the bush—has fuelled his mission to bridge the city-country divide through the power of storytelling.

Together, Ben Law and Oli tackle the big questions: how can storytelling reshape agriculture’s narrative, build empathy, and foster connection in a world of increasing division? From breaking down misconceptions about life on the land to showing why curiosity is a superpower that can transform relationships with family, colleagues, and even politicians, this conversation is packed with insights that go far beyond agriculture.

If you’re ready to see how curiosity and storytelling can inspire connection and create lasting impact, this is an episode you won’t want to miss. Get ready to ask more questions, share more stories, and see the world a little differently.

Don’t miss this inspiring episode that proves change begins with a story.

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Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.

If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.

Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.

https://thefinancialbloke.com.au/

In this episode, Ben welcomes Ram Savana from Enable Ag, known as a "Farmers Time-Freedom Coach" by his Nuffield Scholar clients. Ram specialises in helping farmers break free from the daily grind and reclaim their time. He shares his incredible journey from biotechnology in India to revolutionizing farm management in Australia. If you’re overwhelmed by farm management and craving more freedom, this episode is a must-listen.

Discover how Ram’s simple yet powerful systems and task management tools are enabling farmers to delegate with confidence and take back control of their time. His innovative approach helps farmers move away from day-to-day drudgery and micromanagement, allowing them to enjoy the lifestyle they’ve worked so hard to build. Hear about a client who took his first holiday in a decade after implementing Ram's methods.

This episode is essential listening for anyone looking to break free from the grind and create a farm business that thrives without them. It’s not just about managing your farm—it’s about reclaiming your life.

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Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.

If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.

Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.

https://thefinancialbloke.com.au/

In this episode of the Agricoach Wealth & Wisdom Podcast, Ben welcomes Nick Davison from Legacy Livestock to shed light on the often-misunderstood subject of non-bank lending. With the traditional reliance on banks, many farmers overlook the potential of alternative finance options, which can be a real game-changer for agribusinesses.

Listeners will discover how non-bank lending, once thought to be the last resort for those in financial trouble, is now a strategic choice even for those with strong bank relationships. Through compelling examples, Nick illustrates how top-tier producers can leverage alternative finance options to keep their operations running smoothly. From purchasing equipment at better rates to quick financing for livestock or land purchases, these strategies can help maintain cash flow and seize timely opportunities.

Join us as we uncover the benefits and applications of non-bank lending, showing how it can propel your agribusiness forward. Whether you’re curious about diversifying your financial toolkit or looking for practical advice on maximising your resources, this episode is packed with valuable knowledge tailored for the modern farmer.

To find out more this subject visit: www.legacylivestock.com.au

🎧 Listen to the full episode here: https://thefinancialbloke.com.au/podcasts01e87/ 

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Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.

If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.

Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.

https://thefinancialbloke.com.au/

Join us on this episode of The Agricoach Wealth and Wisdom Podcast as we welcome back Ag Marketing Specialist Brendan McDonald. If you’re in the beef cattle business or handle stud livestock and are eager to boost your sales, this episode is packed with valuable strategies.

We’ll revisit the fundamentals of marketing—what it really means for your stud bull business, including pricing, product positioning, and promotion strategies. Brendan will explain how today’s technology can transform your approach, moving beyond traditional methods to harness digital tools that can reach more buyers and boost sales.

Discover how data and analytics can fine-tune your marketing efforts, making sure every campaign hits the mark. Brendan will also share creative tactics that have proven successful, from digital ads to innovative e-commerce strategies that make your sales stand out. 

Plus, get real-world examples of campaigns that have driven results and learn why building and leveraging your own database could be your most powerful marketing tool. 

Whether you’re new to marketing or looking to elevate your strategy, this episode is your guide to turning bull sales into a profitable venture.

Tune in to learn how to elevate your marketing game and achieve remarkable sales results with cutting-edge techniques. Don’t miss it!

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Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.

If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.

Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.

https://thefinancialbloke.com.au/

In this special episode, recorded live at the 3R Angus Bull & Genetics Sale in Tamworth, Ben hosts a compelling ‘Fireside Chat’ during the Cattleman Series Dinner 2024 with industry heavyweights Geoff Birchnell of 3R Angus Genetics, Bryce Camm of Camm Agriculture Group, and Robert Gill of Alexander Downs. 

This episode offers a rare behind-the-scenes look at what it takes to thrive in the beef industry. From breeding and genetics to navigating the challenges of the supply chain, our panellists discuss the importance of consistency in maintaining Australia’s premium beef quality, adapting to changes, and maximising profitability. 

Whether you’re in the cattle business or just passionate about quality beef, this conversation is packed with practical wisdom and forward-thinking strategies that you won’t want to miss!

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Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.

If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.

Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.

https://thefinancialbloke.com.au/

In this episode of The Agricoach Wealth and Wisdom Podcast, we’re joined by Libby Newman, a seasoned investment specialist from Vanguard Australia with over 25 years of experience in the financial markets. For those of you focused on building off-farm wealth through managed funds and index investing, this conversation is a must-listen. 

Libby breaks down the performance of major investment markets in the US and Australia over the past year, highlighting key drivers behind the returns and whether these trends are likely to persist. She also shares Vanguard’s outlook on future returns and discusses the impact of AI on the tech sector, offering valuable insights on whether investors should consider upping their exposure to US tech stocks. 

Additionally, Libby explains Vanguard’s approach to currency and hedging strategies and reveals which markets have caught her by surprise recently. Whether you’re a DIY investor or work closely with financial advisors, this episode offers practical advice to help you navigate your investment journey with confidence.

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Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.

If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.

Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.

https://thefinancialbloke.com.au/

In this episode, we get straight to the heart of what truly drives profit in family agribusinesses, with insights from Kate Burke of Think Agri. As a seasoned farm consultant with a PhD in agronomy and a background in managing one of Australia's largest grain producers, Kate knows a thing or two about making farms profitable. She joins us to share her expertise and challenge some common misconceptions.  

Kate kicks off by sharing a bit about her impressive background, setting the stage for a discussion that will have you rethinking what you know about agricultural profitability. When we first discussed this podcast, Kate made a bold claim: factors like rainfall, farm size, and commodity prices are not the biggest determinants of agribusiness success. With the recent tough times—drought, falling livestock prices, rising input costs, and interest rates—many might find this hard to believe. So, what are the real profit drivers? Kate reveals the key factors that can make or break a farm business. 

Furthermore, she highlights the significant range in farm profit performance across the industry and suggests that many families have the potential to double their returns. What are most families missing in their recipe for success? Tune in to find out the crucial elements that can transform your agribusiness and ensure long-term prosperity for future generations.

Find out more about Kate’s book here: https://www.thinkagri.com.au/product/crops-people-money-you/ 

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Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.

If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.

Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.

https://thefinancialbloke.com.au/