The Financial Bloke Wealth and Wisdom

Ben Law

Tune-in along with our 6,000 listeners each month for the Wealth & Wisdom! The wisest among us will tell us that money and wealth are important, but alone they will not make you happy or your life a success. Success and happiness require wisdom and wisdom comes from cultivating a learning mind set, a strong drive to always do better and by surrounding yourself with people who can teach or inspire you. Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth. Now he has decided to hang up his financial adviser boots, hand over the reins of his award-winning financial advice practice and become The Financial Bloke so he can help share the wealth and wisdom with you. Each fortnight Ben will be joined by guests from varying backgrounds, each with an interesting story or experience or a specialist financial knowledge you and your family need to know. So if you want to learn the principles of how to grow your family’s wealth throughout the generations join The Financial Bloke each fortnight for more Wealth & Wisdom.

  • 43 minutes 44 seconds
    #89: Telling Our Stories: How Farmers Can Influence and Inspire with Oli Le Lievre - Humans of Agriculture

    In this episode, we’re thrilled to welcome Oli Le Lievre, the creator of the hugely popular Humans of Agriculture podcast. Oli’s journey—from growing up in the city to falling in love with the bush—has fuelled his mission to bridge the city-country divide through the power of storytelling.

    Together, Ben Law and Oli tackle the big questions: how can storytelling reshape agriculture’s narrative, build empathy, and foster connection in a world of increasing division? From breaking down misconceptions about life on the land to showing why curiosity is a superpower that can transform relationships with family, colleagues, and even politicians, this conversation is packed with insights that go far beyond agriculture.

    If you’re ready to see how curiosity and storytelling can inspire connection and create lasting impact, this is an episode you won’t want to miss. Get ready to ask more questions, share more stories, and see the world a little differently.

    Don’t miss this inspiring episode that proves change begins with a story.

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    Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.

    If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.

    Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.

    https://thefinancialbloke.com.au/

    19 December 2024, 6:00 am
  • 46 minutes 40 seconds
    #88: From Chaos to Control: The Systems You Need To Reclaim Your Time with Ram Savana - Enable Ag

    In this episode, Ben welcomes Ram Savana from Enable Ag, known as a "Farmers Time-Freedom Coach" by his Nuffield Scholar clients. Ram specialises in helping farmers break free from the daily grind and reclaim their time. He shares his incredible journey from biotechnology in India to revolutionizing farm management in Australia. If you’re overwhelmed by farm management and craving more freedom, this episode is a must-listen.

    Discover how Ram’s simple yet powerful systems and task management tools are enabling farmers to delegate with confidence and take back control of their time. His innovative approach helps farmers move away from day-to-day drudgery and micromanagement, allowing them to enjoy the lifestyle they’ve worked so hard to build. Hear about a client who took his first holiday in a decade after implementing Ram's methods.

    This episode is essential listening for anyone looking to break free from the grind and create a farm business that thrives without them. It’s not just about managing your farm—it’s about reclaiming your life.

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    Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.

    If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.

    Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.

    https://thefinancialbloke.com.au/

    5 December 2024, 6:00 am
  • 43 minutes 30 seconds
    #87: Beyond The Banks: Exploring Non-Bank Lending Options with Nick Davison - Legacy Livestock

    In this episode of the Agricoach Wealth & Wisdom Podcast, Ben welcomes Nick Davison from Legacy Livestock to shed light on the often-misunderstood subject of non-bank lending. With the traditional reliance on banks, many farmers overlook the potential of alternative finance options, which can be a real game-changer for agribusinesses.

    Listeners will discover how non-bank lending, once thought to be the last resort for those in financial trouble, is now a strategic choice even for those with strong bank relationships. Through compelling examples, Nick illustrates how top-tier producers can leverage alternative finance options to keep their operations running smoothly. From purchasing equipment at better rates to quick financing for livestock or land purchases, these strategies can help maintain cash flow and seize timely opportunities.

    Join us as we uncover the benefits and applications of non-bank lending, showing how it can propel your agribusiness forward. Whether you’re curious about diversifying your financial toolkit or looking for practical advice on maximising your resources, this episode is packed with valuable knowledge tailored for the modern farmer.

    To find out more this subject visit: www.legacylivestock.com.au

    🎧 Listen to the full episode here: https://thefinancialbloke.com.au/podcasts01e87/ 

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    Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.

    If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.

    Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.

    https://thefinancialbloke.com.au/

    21 November 2024, 6:00 am
  • 39 minutes 43 seconds
    #86: The Bull Market Boost: How Modern Marketing Can Skyrocket Your Sales with Brendan McDonald - CoBright Ag Marketing

    Join us on this episode of The Agricoach Wealth and Wisdom Podcast as we welcome back Ag Marketing Specialist Brendan McDonald. If you’re in the beef cattle business or handle stud livestock and are eager to boost your sales, this episode is packed with valuable strategies.

    We’ll revisit the fundamentals of marketing—what it really means for your stud bull business, including pricing, product positioning, and promotion strategies. Brendan will explain how today’s technology can transform your approach, moving beyond traditional methods to harness digital tools that can reach more buyers and boost sales.

    Discover how data and analytics can fine-tune your marketing efforts, making sure every campaign hits the mark. Brendan will also share creative tactics that have proven successful, from digital ads to innovative e-commerce strategies that make your sales stand out. 

    Plus, get real-world examples of campaigns that have driven results and learn why building and leveraging your own database could be your most powerful marketing tool. 

    Whether you’re new to marketing or looking to elevate your strategy, this episode is your guide to turning bull sales into a profitable venture.

    Tune in to learn how to elevate your marketing game and achieve remarkable sales results with cutting-edge techniques. Don’t miss it!

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    Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.

    If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.

    Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.

    https://thefinancialbloke.com.au/

    7 November 2024, 6:00 am
  • 40 minutes 51 seconds
    #85: 3R Beef - Consistency Turns Average Into Excellent with Geoff Birchnell, Bryce Camm & Robert Gill

    In this special episode, recorded live at the 3R Angus Bull & Genetics Sale in Tamworth, Ben hosts a compelling ‘Fireside Chat’ during the Cattleman Series Dinner 2024 with industry heavyweights Geoff Birchnell of 3R Angus Genetics, Bryce Camm of Camm Agriculture Group, and Robert Gill of Alexander Downs. 

    This episode offers a rare behind-the-scenes look at what it takes to thrive in the beef industry. From breeding and genetics to navigating the challenges of the supply chain, our panellists discuss the importance of consistency in maintaining Australia’s premium beef quality, adapting to changes, and maximising profitability. 

    Whether you’re in the cattle business or just passionate about quality beef, this conversation is packed with practical wisdom and forward-thinking strategies that you won’t want to miss!

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    Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.

    If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.

    Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.

    https://thefinancialbloke.com.au/

    24 October 2024, 6:00 am
  • 50 minutes 26 seconds
    #84: Investing Insights: An Expert Sharemarket Update with Libby Newman - Snr Investment Specialist at Vanguard Australia

    In this episode of The Agricoach Wealth and Wisdom Podcast, we’re joined by Libby Newman, a seasoned investment specialist from Vanguard Australia with over 25 years of experience in the financial markets. For those of you focused on building off-farm wealth through managed funds and index investing, this conversation is a must-listen. 

    Libby breaks down the performance of major investment markets in the US and Australia over the past year, highlighting key drivers behind the returns and whether these trends are likely to persist. She also shares Vanguard’s outlook on future returns and discusses the impact of AI on the tech sector, offering valuable insights on whether investors should consider upping their exposure to US tech stocks. 

    Additionally, Libby explains Vanguard’s approach to currency and hedging strategies and reveals which markets have caught her by surprise recently. Whether you’re a DIY investor or work closely with financial advisors, this episode offers practical advice to help you navigate your investment journey with confidence.

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    Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.

    If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.

    Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.

    https://thefinancialbloke.com.au/

    10 October 2024, 1:00 am
  • 54 minutes 37 seconds
    #83: If the Main Profit Drivers Are Not Rainfall, Scale, or Prices…What Is Then? with Dr Kate Burke - Founder of Think Agri

    In this episode, we get straight to the heart of what truly drives profit in family agribusinesses, with insights from Kate Burke of Think Agri. As a seasoned farm consultant with a PhD in agronomy and a background in managing one of Australia's largest grain producers, Kate knows a thing or two about making farms profitable. She joins us to share her expertise and challenge some common misconceptions.  

    Kate kicks off by sharing a bit about her impressive background, setting the stage for a discussion that will have you rethinking what you know about agricultural profitability. When we first discussed this podcast, Kate made a bold claim: factors like rainfall, farm size, and commodity prices are not the biggest determinants of agribusiness success. With the recent tough times—drought, falling livestock prices, rising input costs, and interest rates—many might find this hard to believe. So, what are the real profit drivers? Kate reveals the key factors that can make or break a farm business. 

    Furthermore, she highlights the significant range in farm profit performance across the industry and suggests that many families have the potential to double their returns. What are most families missing in their recipe for success? Tune in to find out the crucial elements that can transform your agribusiness and ensure long-term prosperity for future generations.

    Find out more about Kate’s book here: https://www.thinkagri.com.au/product/crops-people-money-you/ 

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    Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.

    If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.

    Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.

    https://thefinancialbloke.com.au/

    26 September 2024, 6:00 am
  • 46 minutes
    #82: High Performing Families (Part 2) with Ardie & Kacie Lord - Lord Pastoral

    Join us in this compelling episode as we reconnect with Ardie and Kacie Lord, the dynamic duo behind Lord Pastoral in Sutherland, QLD and a prime example of a High Performing Family. This is part 2 of our High Performing Families series, following our previous interview with their son and daughter-in-law, Nikko and Jade Lord. After the flood of questions we received from listeners following our last discussion at Beef24, we’re diving deeper into Ardie and Kacie's journey to share some of the standout moments that have shaped their success. 

    Ardie reflects on how he began the succession journey way back in the 90s, when their children were still young, setting the stage for what many consider a model of proactive planning. Kacie, the family’s communication guru, opens up about the challenges they’ve faced in maintaining trust and effective communication, sharing how they navigated rocky times and ultimately strengthened their bond.

    One of the most common challenges for farming families is balancing fairness between on-farm and off-farm siblings. Ardie and Kacie provide thoughtful advice based on their own experiences, offering practical solutions for maintaining harmony within the family.

    As they look ahead, Ardie and Kacie also ponder their roles in the family’s future, sharing a golden nugget of advice for families striving to preserve both their agribusiness and family unity. They emphasise the importance of self-care for the older generation, a crucial aspect often overlooked in succession planning.

    Tune in for an inspiring and informative discussion that will leave you motivated and equipped with valuable strategies to help your own family succeed across generations.

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    Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.

    If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.

    Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.

    https://thefinancialbloke.com.au/

    12 September 2024, 6:00 am
  • 1 hour 9 minutes
    #81: What’s the Number 1 Question Everyone Asks Ben?! with Ben Law - The Financial Bloke & Agricoach CEO

    Ever wonder what truly fuels The Financial Bloke’s passion? In this special episode, Ben Law switches seats from host to guest as he chats with David Egerton-Warburton on the Boots Off Log On! podcast. Dive deep into the heart of Agricoach and discover why aligning families, growing wealth, and protecting legacies are more than just Ben’s day job—they’re his life’s mission.

    This episode unpacks the real challenges farming families face, from scaling operations and next-gen struggles to navigating the tricky waters of succession planning. Learn how communication, trust, and preparation can transform a farm into a High Performing Family (HPF), sustaining wealth and relationships across generations.

    Ben also shares personal stories that reveal why becoming a HPF is crucial to avoid the so-called ‘three-generation curse’. Whether you’re a farmer or simply interested in what it takes to build and maintain family wealth, this episode is packed with insights you won’t want to miss.

    Tune in now to gain a behind-the-scenes look at what drives Ben and how he’s helping families secure their future. And if you're curious about what it really means to be a High Performing Family, this episode might just change the way you think about wealth and legacy.

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    Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.

    If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.

    Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.

    https://thefinancialbloke.com.au/

    5 September 2024, 4:00 am
  • 47 minutes 27 seconds
    #80: High Performing Families (part 1) with Nikko & Jade Lord - Lord Pastoral

    Have you ever wondered why some families thrive in agriculture, prospering across generations, while others struggle despite having similar resources? In the first instalment of this High Performing Families series, we chat with Nikko and Jade Lord, the younger generation of the Lord Family, who embody the traits that set successful families apart. 

    In this engaging conversation, we explore how Nikko's return from college full of bright ideas was met with a delicate balance of freedom and guidance by his father and discuss how he plans to navigate this balance with his own children. Jade shares her experience transitioning from city life in Brisbane to the rural setting of Richmond, and how she and Nikko built strong relationships with his family whilst navigating the challenges this often presents.

    We also uncover the Lord family's embrace of the "Who Not How" philosophy, seeking outside help and professional advice to tackle problems and achieve success. Jade provides insight into how they are already preparing their young children to be valuable members of the family and business, ensuring the legacy of prosperity continues. Lastly, we offer advice to young individuals in less prosperous family businesses on how to foster communication and drive their own success.

    Tune in to hear these stories and more as Nikko and Jade reveal the principles and practices that make their family’s business a high-performing one.

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    Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.

    If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.

    Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.

    https://thefinancialbloke.com.au/

    29 August 2024, 6:00 am
  • 57 minutes 38 seconds
    #79: Cracking the Code: Succession Secrets from the Cotton Conference with The Lawrie Family

    In this episode, recorded live at the 2024 Cotton Conference on the Gold Coast, Ben interviews the Lawrie Family of Moora Plains, QLD - a prime example of what he terms a ‘High Performing Family’. Drawing from his 25-year career working with farming families, Ben has identified this as the key difference between those that successfully navigate succession - and the alarming number that don't.

    Andrew and Meagan Lawrie openly share their approach and experience with succession, emphasizing the importance of strong family relationships alongside financial stability. They detail how early conversations and involving their children’s partners have fortified family bonds. Andrew also highlights the value of ongoing education and personal development, stressing how continuous learning has been pivotal for their family’s growth. Additionally, insights into raising hardworking, conscientious children and avoiding the pitfalls of entitlement are shared.

    The episode also delves into the perspective of younger family members, who are balancing career ambitions with future succession plans, and offers advice for those in similar situations.

    Succession is presented as a continuous process, not a one-time event. Starting early, embracing external help, and maintaining flexibility in plans are crucial takeaways from this insightful discussion. Tune in to learn how these principles can help ensure a thriving future for any family agribusiness.

    If you're looking to deepen your understanding of successful succession planning, don't miss our upcoming 'Generations Ahead: Succession-Proof Your Family' Webinar on Wednesday 28th August 2024. We'll address key issues in succession planning and share strategies similar to those discussed in this episode, helping you ensure a higher success rate for your family's future.

    Visit https://agricoach.com.au/webinar/ to learn more and register now to secure the early-bird price!

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    Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.

    If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.

    Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.

    https://thefinancialbloke.com.au/

    15 August 2024, 6:00 am
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