Why does Orthodox Jewish life feel so expensive these days?

In this deeply thoughtful conversation, Rabbi Chaim Zvi Senter shares his perspective on money, family pressure, entitlement, resilience, emunah, and the rising cost of Jewish life.

From housing in Israel to tuition, kollel support, fundraising culture, and the pressure parents feel to keep up, Rabbi Senter offers clarity, warmth, and hard truth. Drawing on decades of life in Eretz Yisroel, he speaks candidly about what has changed, what hasn’t, & where many families are quietly struggling.

Why do so many parents feel overwhelmed by the financial expectations of frum life? Are children becoming entitled or are adults simply afraid to say no? Should every child be sent to learn in Israel, even when the cost is crushing? And what happens when tzedakah starts to feel more like gambling than giving?

Along the way, Rabbi Senter speaks about visiting children learning in Israel, raising emotionally healthy and resilient families, and how to strengthen emunah when money feels tight and the future feels uncertain.

He also addresses the cultural messages we are sending our children through the luxuries we normalize, the prizes we offer, and even the way we fundraise.

Let's not lose sight of what really matters!

Email: [email protected]

👉 ✬ SPONSORS OF EPISODE 111 ✬

► BF DESIGN – Welcome our newest advertiser to the Kosher Money family. BF Design is a studio and architectural services firm specializing in commercial, residential, multi-family, and healthcare projects. Their approach is simple: get the early stages right. From feasibility and codes to practical, efficient design, they help make sure your project can actually be built AND built well. With 50+ professionals, 20+ years of experience, and over 50 million square feet planned, BF Design brings smart planning and beautiful execution to every project. Visit https://bfdesign.com or reach out at 732.961.1202 or [email protected]

► GOLD STAR MECHANICAL – This is a trusted HVAC company located in the Five Towns, serving Long Island, and New York City. I know because I (Eli) used them! Super service and terrific work. They do repairs, installs, and preventative maintenance for everything from rooftop units to central air systems. New preventative maintenance customers can save 10% off their first year, with custom plans and pricing based on your building, number of units, and system needs. Mention my name when you call 516-246-5252 or email [email protected]. A really great team. Visit https://goldstarmechanical.com/ to learn more. Enjoy!

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► COLEL CHABAD – Feeding families in Israel since 1788. Make a difference today: https://ColelChabad.org/KosherMoney

✬ Helpful Resources ✬

• Living Smarter Jewish brings free financial coaching to families: https://livingsmarterjewish.org/

• Kosher Debt Help – Honest, agenda-free help if you’re in debt: https://www.kosherdebthelp.com/

• Kosher ADHD – Practical guidance for families living with ADHD: https://kosher-adhd.com/

Follow Kosher Money on TikTok & Instagram: @koshermoneypod

Visit our website: https://www.livinglchaim.com/

Call-in Hotline: USA 605-477-2100 | UK 0333-366-0154 | Israel 079-579-5088

WhatsApp feedback: 1-914-222-5513

#KosherMoney #RabbiChaimZviSenter #RabbiSenter #JewishMoney #FrumLife #JewishParenting #Emunah #Tzedakah #Kollel #Israel #TorahPerspective #LivingLchaim #EliLanger #km

Hosted by Eli Langer, Kosher Money is the Jewish finance podcast from Living Lchaim that shares financial advice and a Jewish approach to money and business.

Kosher Money is the bi-weekly podcast from Living Lchaim, hosted by Eli Langer.

Why do kids feel like everyone else has more?

In this thoughtful and eye-opening conversation, Rabbi Ari Schonfeld shares practical insights on parenting, money, social pressure, and how children develop their sense of self in a world filled with comparisons.

From growing up in a home with very little, to leading a yeshiva and running a summer camp, Rabbi Schonfeld offers a rare perspective on what kids actually notice about money — and what parents often underestimate.

When do children start comparing themselves to others? Why do brands, vacations, and clothing suddenly matter so much? And how can parents raise kids who feel confident and proud of their values, even when they can’t have everything their friends have?

Along the way, Rabbi Schonfeld shares powerful stories about childhood, school environments, parenting challenges, and one unforgettable moment when a teenager said something that stopped him in his tracks: “I don’t want his trips. I want him.”

This is an honest conversation about money, parenting, pressure, and what kids really want from the people raising them.

I’m grateful to have had this conversation with Rabbi Ari Schonfeld.

R’ Ari’s podcast can be found on:

Apple - https://podcasts.apple.com/us/podcast/the-learning-curve-mishpacha/id1744827367

Spotify - https://open.spotify.com/show/5ISRvKPoVS77dZqbbDNx1e?si=RnoE0DF9RLuAbHQbYAqYWA

Here is Rabbi Aryeh Lebowitz’s phenomenal talk on betting: https://youtu.be/ahvN4L-fDQQ

👉 ✬ SPONSORS OF EPISODE 110 ✬

► GOLD STAR MECHANICAL – This is a trusted HVAC company located in the Five Towns, serving Long Island, and New York City. I know because I (Eli) used them! Super service and terrific work. They do repairs, installs, and preventative maintenance for everything from rooftop units to central air systems. New preventative maintenance customers can save 10% off their first year, with custom plans and pricing based on your building, number of units, and system needs.

Mention my name when you call 516-246-5252 or email [email protected]. A really great team.

Visit https://goldstarmechanical.com/ to learn more. Enjoy!

► BITBEAN – Your custom software solution with incredible talent at a fraction of the price it used to be. Learn more at https://bitbean.link/4edg53

► COLEL CHABAD – Feeding families in Israel since 1788. Make a difference today: https://ColelChabad.org/KosherMoney

✬ Helpful Resources to Know About ✬

• ​ Living Smarter Jewish brings free financial coaching to families: https://livingsmarterjewish.org/
• ​ Kosher Debt Help – Honest, agenda-free help if you’re in debt: https://www.kosherdebthelp.com/
• ​ Kosher ADHD – Practical guidance for families living with ADHD: https://kosher-adhd.com/

Follow Kosher Money on TikTok & Instagram: @koshermoneypod

Visit our BRAND NEW Website: https://www.livinglchaim.com/

Call-in Hotline: USA 605-477-2100 | UK 0333-366-0154 | Israel 079-579-5088

WhatsApp feedback: 1-914-222-5513

#KosherMoney #JewishParenting #RabbiAriSchonfeld #JewishWisdom #MoneyAndParenting #TorahPerspective #LivingLchaim #EliLanger #CampAish #KosherMoneyPodcast #JewishLife #KM

Kosher Money is the bi-weekly podcast from Living Lchaim, hosted by Eli Langer.

What really determines how much money you make?

In this wide-ranging and refreshingly honest conversation, Rabbi Reuven Feinstein shares deeply practical Torah insights on livelihood, wealth, hustle culture, Shabbos spending, charity, and the balance between hishtadlus (effort) and bitachon (trust).

From growing up with very little, to teaching on a modest salary, to discussing billionaires and million-dollar questions — Rabbi Feinstein challenges the way we think about money.

Is working harder the answer? Is wealth a blessing or a test? How much hishtadlus is too much? And does YOUR money even belong to YOU?

Along the way, he shares personal stories about Rav Moshe Feinstein, America's leading Rabbi in the previous generation, business ethics, secular education, living within your means, and why Shabbos expenses “don’t count.”

I'm so thankful to Hashem that I experienced this conversation. Thank you to Avi Feinstein for making it happen.

👉 ✬ SPONSORS OF EPISODE 109 ✬

► NQGRG – Halachic estate planning made simple. Protect your family, legally and according to Torah law. Visit https://NQGRG.com or email Shlomo at [email protected] - it's peace of mind!

► BITBEAN – Turn big ideas into scalable, AI-powered software. Learn more at https://bitbean.link/4edg53

► COLEL CHABAD – Feeding families in Israel since 1788. Make a difference today: https://ColelChabad.org/KosherMoney

✬ Helpful Efforts Out in the World ✬

• Living Smarter Jewish brings free financial coaching to families: https://livingsmarterjewish.org/

• Kosher Debt Help – Honest, agenda-free help if you're in debt: https://www.kosherdebthelp.com/

• Kosher ADHD – Practical guidance for families living with ADHD: https://kosher-adhd.com/

Follow Kosher Money on TikTok & Instagram: @koshermoneypod

Visit our BRAND NEW Website: https://www.livinglchaim.com/

Call-in Hotline:

USA 605-477-2100 | UK 0333-366-0154 | Israel 079-579-5088

WhatsApp feedback: 1-914-222-5513

#KosherMoney #JewishWisdom #TorahInsights #RabbiMosheFeinstein #MosheFeinstein #RabbiReuvenFeinstein #StatenIsland #LowerEastSide #JewishRussia #moneytalks #wealth #LivingLchaim #EliLanger #KM

Kosher Money is the bi-weekly podcast from Living Lchaim, hosted by Eli Langer.

This is one of those episodes that just keeps getting better as it goes.

Our guest this week is a Cleveland-based entrepreneurial dentist who is as kind as he is impressive.

He invited us into his home to share deep wisdom on wealth, health, and raising a family, culminating in a masterclass on how the '1%' actually get things done.

Dr. Louis Malcmacher is a world-renowned educator, businessman, and a true chessed machine. Enjoy!

(My thanks to David Wester for the video and audio of this episode and to Chaikel Kaufman and friends for facilitating it!)

👉 ✬ SPONSORS OF EPISODE 108 ✬

► NQGRG – Halachic estate planning made simple. Protect your family, legally and according to Torah law. Visit https://NQGRG.com or email Shlomo at [email protected] - it's peace of mind!

► BITBEAN – Turn big ideas into scalable, AI-powered software. Learn more at https://bitbean.link/4edg53

► COLEL CHABAD – Feeding families in Israel since 1788. Make a difference today: https://ColelChabad.org/KosherMoney

✬ Helpful Efforts Out in the World ✬

• Living Smarter Jewish brings free financial coaching to families: https://livingsmarterjewish.org/

• Kosher Debt Help – Honest, agenda-free help if you're in debt: https://www.kosherdebthelp.com/

• Kosher ADHD – Practical guidance for families living with ADHD: https://kosher-adhd.com/

CHAPTERS:

00:00 Intro

00:40 Growing Up in Cleveland

02:10 Going to Public School

03:40 Becoming More Orthodox

04:45 His Father’s Shoe Store

05:20 The First Job

05:57 Other Early Jobs

06:27 Learning From Every Experience

07:29 Going Into Dentistry

08:57 Starting His First Practice

10:26 Leveling Up and Taking Risk

14:27 Reliable Halachic Planning at NQGRG

17:34 His Biggest Mistake

18:25 Taking Risks in Dentistry

19:34 The Opportunity with Ancillary Revenue

22:12 Staying Within the Industry

24:21 Having Tough Conversations

27:13 A Message to Educators

28:58 BitBean Takes Your Big Ideas and Brings Them to Life

29:45 Living in a Materialistic World

35:10 The Costs of Living in Different Places

38:24 Being Involved in Community Work and Finding Time

41:57 Colel Chabad Feeds Thousands of Families in Israel

42:48 The Legacy of Mendy Klein

46:18 Working Your Way Up to Success

48:00 Children With Different Labels Can Achieve Success

49:26 Brush Your Teeth!

50:08 We Do Not Take Care of Ourselves

52:34 Get Things Done

59:02 The Many Talents of the Jewish Nation

59:29 Thank You Dr. Malcmacher

1:01:10 Outro: Takeaways, Sponsors and Giveaway Announcement

Follow Kosher Money on TikTok & Instagram: @koshermoneypod

Visit our BRAND NEW Website: https://www.livinglchaim.com/

Call-in Hotline: USA 605-477-2100 | UK 0333-366-0154 | Israel 079-579-5088

WhatsApp feedback: 1-914-222-5513

#KosherMoney #JewishWisdom #TorahInsights #Cleveland #Dentists #Malzmacher #Ohio #Advice #MendyKlein #LivingLchaim #KM

Kosher Money is the bi-weekly podcast from Living Lchaim, hosted by Eli Langer.

This episode of Kosher Money is unlike anything you’ve ever seen.

For the first time ever, our guest, Reb Binyomin Gringras, speaks publicly about the inner secrets he’s uncovered after years of scouring hundreds of little-known seforim and speaking with thousands of Torah giants and hidden tzaddikim.

Reb Binyomin dives deep into the mysterious world of segulos — ancient Jewish customs believed to bring blessing and success. He shares which ones are real and which are made up. We cover segulos for wealth, children, health, lost items, and much more — plus the power of visiting a tzaddik’s kever and what to daven for there.

He also reveals the story of a 19th-century tzaddik who died young but left behind a spiritual masterpiece — a book now being rediscovered that shares practical life advice with profound insights.

By the end, you’ll hear stories that will leave your jaw on the floor.

Contact: [email protected]

• ​ Inside Their Homes book: https://amzn.to/45i0bhH
• ​Artscroll’s Pele Yoeitz (Volume 1): https://amzn.to/4sNGDvG
• Artscroll’s Pele Yoeitz (Volume 2): https://amzn.to/4baKAEn
• Artscroll’s Pele Yoeitz (Volume 3): https://amzn.to/4bIv030​

CHAPTERS:

00:00 Intro

01:53 Who to Go to for Advice

07:24 People Paying Big Bucks for Frauds

10:10 How to Find Authentic People to Get Help From

13:24 Verifying Where the Money Is Going

16:19 Giving When You Don’t Want to Give

19:25 All About the Ayin Hara Bracelet

21:02 NQGRG

23:24 Why People Go to Mystics

25:44 What Is a Segulah?

28:58 When to and Not to Do a Segulah

30:05 Never Do One You Regret

33:12 The Segulah Book

35:00 Little-Known Segulahs

38:57 Segulah for Wealth

39:40 The Same Segulah Doesn’t Work for Everyone

41:32 Discussing Segulahs with Rav Chaim Kanievsky

43:23 The Bonus App

45:31 Segulah for a Deal to Go Well

48:28 Making Deals with God

52:05 Giving Tzedakah for a Segulah

54:55 The Power of Praying by Graves

58:03 The Hostages Praying at the Pele Yoeitz

1:01:55 Colel Chabad

1:02:48 Who Was the Pele Yoeitz?

1:04:33 The Special Book of the Pele Yoeitz

1:08:48 Learning from the Holy Tzadikim

1:10:23 The Revitalization of Certain Tzadikim

1:12:46 What Is an Ayin Hara?

1:16:13 How an Ayin Hara Works

1:19:23 Be Careful with What You Share

1:22:03 What to Do if You Think You Have an Ayin Hara

1:25:50 Checking Your Mezuzos & Tefillin

1:28:23 Contact Rav Binyomin

1:28:41 Rav Binyomin’s Book

1:29:22 Give to Places You Feel Comfortable With

1:29:50 Making Tzedakah and Business Align

1:31:46 Halachos Regarding Deals

1:32:16 Going to the Pele Yoeitz’s Grave Near the Black Sea

1:33:33 Honoring the Hostages with His Sefer

1:35:50 Outro: Takeaways, Sponsors, and Giveaway

👉 ✬ SPONSORS OF EPISODE 107 ✬ 

► BONUS APP – Save money on kosher groceries without clipping coupons. Shop, scan, and get cash back. Download now at https://itsbonustime.com/redirect-to-store.html 

► NQGRG – Halachic estate planning made simple. Protect your family, legally and according to Torah law. Visit https://NQGRG.com or email Shlomo at [email protected] - it's peace of mind! 

► COLEL CHABAD – Feeding families in Israel since 1788. Make a difference today: https://ColelChabad.org/KosherMoney

✬ Helpful Resources✬ 

• Hachzek.com helps you incorporate the study of Mussar into your daily life: https://www.hachzek.com/
• ​ Living Smarter Jewish is free financial coaching: https://livingsmarterjewish.org/ 
• ​ Kosher Debt Help – Honest, agenda-free help if you're in debt: https://www.kosherdebthelp.com/ 
• ​ Kosher ADHD – Practical guidance for families living with ADHD: https://kosher-adhd.com/ 

Follow Kosher Money on TikTok & Instagram: @koshermoneypod 

Visit our BRAND NEW Website: https://www.livinglchaim.com/ 

Call-in Hotline: USA 605-477-2100 | UK 0333-366-0154 | Israel 079-579-5088 

WhatsApp feedback: 1-914-222-5513

#KosherMoney #JewishWisdom #FaithAndReason  #JewishTradition #PeleYoetz  #RabbiBinyominGreengras #LivingLchaim #KM

Kosher Money is the bi-weekly podcast from Living Lchaim, hosted by Eli Langer.

At 24 years old, Dave Katz has already learned lessons about money that many people only discover decades later.

In this honest and refreshing conversation, he opens up about success, spending, and what it really means to live with intention.

From building a fast-growing business to confronting the emotions behind money, Dave shares how he learned to slow down, budget, and focus on what matters.

This conversation hits home on awareness, growth, and the power of being honest with yourself.

Contact: [email protected]

Simi can be found at https://www.prospr.fit or [email protected]

👉 ✬ SPONSORS OF EPISODE 106 ✬

► BONUS APP – Save money on kosher groceries without clipping coupons. Shop, scan, and get cash back. Download now at https://itsbonustime.com/redirect-to-store.html

► NQGRG – Halachic estate planning made simple. Protect your family, legally and according to Torah law. Visit https://NQGRG.com or email Shlomo at [email protected] - it's peace of mind!

► BITBEAN – Turn big ideas into scalable, AI-powered software. Learn more at https://bitbean.link/4edg53

► COLEL CHABAD – Feeding families in Israel since 1788. Make a difference today: https://ColelChabad.org/KosherMoney

✬ Helpful Efforts Out in the World ✬

• ​ Living Smarter Jewish brings free financial coaching to families: https://livingsmarterjewish.org/

• ​ Kosher Debt Help – Honest, agenda-free help if you're in debt: https://www.kosherdebthelp.com/

• ​ Kosher ADHD – Practical guidance for families living with ADHD: https://kosher-adhd.com/

Follow Kosher Money on TikTok & Instagram: @koshermoneypod

Visit our BRAND NEW Website: https://www.livinglchaim.com/

Call-in Hotline: USA 605-477-2100 | UK 0333-366-0154 | Israel 079-579-5088

WhatsApp feedback: 1-914-222-5513

#KosherMoneyPod #DaveKatz #JewishBusiness #Entrepreneurship #FinancialSuccess #PersonalGrowth #KosherMoney #LivingLchaim #KM

Kosher Money is the bi-weekly podcast from Living Lchaim, hosted by Eli Langer.

We explore one of the most sensitive and least discussed topics in Jewish life: money and marriage.

• ​ Why do so many couples avoid talking about money?
• ​ What do fights about money really represent?
• ​ How can couples build financial trust and literacy before and during marriage?
• ​ What role should community education play in preparing young people for real-world financial responsibility?

We sat down with Sarah Nissel, attorney, Pepperdine law professor, and Executive Director of the Jewish Divorce Assistance Center of LA.

After mediating 300+ divorces, she shares what really makes or breaks relationships when it comes to money, how to communicate without shame, handle conflict, and build marriages that actually last.

👉 ✬ SPONSORS OF EPISODE 105 ✬

► TWILLORY – Premium menswear that looks sharp and feels even better. End-of-year savings live now at https://Twillory.com/KosherMoney

► THE DONOR'S FUND – The Donor’s Fund gives you one place to manage all your giving, with a sleek app and smart tools that make donations strategic and seamless. 🎁 Open your free account today: https://thedonorsfund.org/koshermoney

► BITBEAN – Turn big ideas into scalable, AI-powered software. Learn more at https://bitbean.link/4edg53

► COLEL CHABAD – Feeding families in Israel since 1788. Make a difference today: https://ColelChabad.org/KosherMoney

CHAPTERS:

00:00 Intro

01:53 Who Is Sarah Nissel?

02:27 Practicing Law in Los Angeles

04:10 A Decade of Experience in Family Law

04:24 What Lawyers See Behind Closed Doors

05:18 The Lack of Financial Education

05:56 When One First Goes to a Divorce Lawyer

07:23 Men vs. Women Divorce Misconceptions

07:42 Tips for a Healthier Marriage

11:45 Advice for Newlyweds

12:56 Improving Conflict Resolution Skills

18:28 How Frum Couples Manage Money

21:07 Why Wives Should Know the Finances

24:20 Twillory

25:33 The Donors Fund

27:52 Modeling Healthy Money Habits

29:34 Being Honest About Debt With Your Spouse

31:32 Understanding Your Appetite for Risk

34:33 How to Guide an Amicable Divorce

37:24 Prenups in the Orthodox Community

40:00 What Sarah Wants Her Children to Know

41:35 When Parents Stop Financial Support

44:14 Separate Bank Accounts

48:35 Setting Up Newlyweds for Financial Success

51:05 BitBean

51:53 Colel Chabad

52:43 It Is Never Too Late

55:58 Starting Financial Education Earlier

59:03 Moving Forward Toward Peace

1:02:39 Amazing Jewish Resources

1:05:52 How Sarah Helps People

1:06:23 You Do Not Need to Recreate the Wheel

1:08:01 Why Sarah Stays Away From AI

1:09:26 Sarah’s Nonprofit Work

1:09:52 Sarah’s Book Recommendations

1:12:36 The Advantages of the Jewish Community

1:14:04 Sarah’s Remarkable Yichus

1:19:26 Thanking Sarah for Joining Us

1:19:49 Outro

• ​ Learn more about Sarah’s organization: https://www.jdacla.org/
• ​ One of Sarah's favorite books, The Anxious Generation: https://amzn.to/4qnGOv

✬ Helpful Efforts Out in the World ✬

• ​ Living Smarter Jewish brings free financial coaching to families: https://livingsmarterjewish.org/
• ​ Kosher Debt Help – Honest, agenda-free help if you're in debt: https://www.kosherdebthelp.com/
• ​ Kosher ADHD – Practical guidance for families living with ADHD: https://kosher-adhd.com/

Follow Kosher Money for short clips:

TikTok & Instagram: @koshermoneypod

Visit our NEW Website: https://www.livinglchaim.com/

Call-in Hotline:

USA 605-477-2100

UK 0333-366-0154

Israel 079-579-5088

WhatsApp feedback: 1-914-222-5513

#KosherMoneyPod #JewishMarriage #FinancialWellness #MoneyTalks #LivingLchaim #KM

Kosher Money is the bi-weekly podcast from Living Lchaim, hosted by Eli Langer.

We dive into one of the most important parts of personal finance: building wealth that actually lasts.

- Is it possible to grow wealth quickly?

- How can ordinary people invest wisely in 2026?

- What does it really mean to “pay yourself first”?

- Which investing mistakes do most people make?

To walk us through it, we sat down with Jonathan Shenkman, a financial adviser who has spent nearly two decades helping families take control of their money.

He explains how to set up savings that run automatically, how to choose the right investment accounts, and why keeping things simple often beats trying to outsmart the market.

We also talk about how to organize your accounts, communicate about money with your spouse, and spend in a way that feels both responsible and enjoyable.

It is a straightforward, practical conversation that gives real-world guidance (not advice, duh) on how to save, invest, and live with financial peace of mind, with God's help.

► THE BUSINESS ORGANIZER – Feeling stuck in your own business? You're not alone. Sruly Schonfeld helps overwhelmed entrepreneurs get unstuck. Whether you speak English or Yiddish, he's reportedly phenomenal. Visit ⁠https://SrulySchonfeld.com to learn more. Email ⁠[email protected] or call 347-939-9959 for your business therapist. You can also WhatsApp Sruly here: ⁠https://wa.link/rk1grx

⁠► TWILLORY – Premium menswear that works hard and looks even better. Grab year-end deals and bundled savings at https://Twillory.com/KosherMoney

► BITBEAN – Turn your business ideas into custom software that scales. Learn more: https://bitbean.link/4edg53

► COLEL CHABAD – Supporting families in Israel since 1788. Give today and make a real difference: https://ColelChabad.org/KosherMoney

Email Jonathan here: [email protected]

His firm's site: https://www.parkbridgewealth.com

His previous KM episode: https://youtu.be/b_Wlgtb1D6Y

Get his new book on Amazon: https://amzn.to/4pNQTBR

Get his new book on his site: https://jonathanonmoney.com/

Get more ⁠@JonathanOnMoney⁠ here:

X: https://x.com/jonathanonmoney

Instagram: https://www.instagram.com/jonathanonmoney

YouTube: https://www.youtube.com/@JonathanOnMoney

LinkedIn: https://www.linkedin.com/in/shenkman

Newsletter: https://tinyurl.com/NewsltrJS

Webinars: https://tinyurl.com/WbnrsJS

Apple Podcasts: https://tinyurl.com/AppleJSpods

Spotify: https://tinyurl.com/SpotifyJS26

Articles Mentioned in Episode:

Target Date Funds: https://tinyurl.com/ForbesJS

Things VS. Experiences: https://tinyurl.com/JewishPressJS

Jonathan Clements’ final blog post: https://humbledollar.com/forum/farewell-friends/

✬ Helpful Efforts Out in the World ✬

Kosher Debt Help offers people honest, agenda-free guidance for Jewish families struggling with debt. Get an assessment and personalized direction at ⁠https://www.kosherdebthelp.com⁠

Get a free Jewish financial coach from the OU: ⁠https://livingsmarterjewish.org/⁠

Kosher ADHD helps Jewish families and educators better understand and thrive with ADHD through practical guidance and compassionate support. Learn more at ⁠https://kosher-adhd.com⁠ or order their book at ⁠https://kodeshpress.com⁠ using code ADHD25 for 25% off.

BRAND NEW Living Lchaim site: ⁠https://www.livinglchaim.com/⁠

Support Kosher Money's production: ⁠https://www.livinglchaim.com/donate⁠

Follow us for awesome, short clips:TikTok: @koshermoneypodInstagram: @koshermoneypod

Call-in-to-listen Hotline:USA: 605-477-2100 | UK: 0333-366-0154 | Israel: 079-579-5088

WhatsApp feedback: +1 (914) 222-5513

All investment strategies and investments involve risk of loss. Nothing contained in our content, ads and videos should be construed as investment or actual life advice.

#KosherMoneyPod #Investing #JewishWisdom #FinancialFuture #KosherMoney #KM

Kosher Money is the bi-weekly podcast from Living Lchaim, hosted by Eli Langer.

We dive into one of the most stressful and expensive parts of American life: healthcare.

• ​ Why are families paying $48,000 a year just to stay insured?
• ​ Why does the system feel so broken?
• ​ Is there another way?

To help us figure it out, we sat down with Moishe Katz, the CEO of United Refuah Healthshare.

👉 Explore all the links & resources in this episode below.

✬ SPONSORS ✬

► TWILLORY – Grab year-end deals and bundled savings at https://Twillory.com/KosherMoney - No promo code needed!

► THE DONOR'S FUND – The Donor’s Fund gives you one place to manage all your giving, with a sleek app and smart tools that make donations strategic and seamless. 🎁 Open your free account today: https://thedonorsfund.org/koshermoney

► BITBEAN – Turn your big ideas into custom software that scales. BitBean builds tools that make business smarter. Learn more: https://bitbean.link/4edg53

► COLEL CHABAD – Supporting families in Israel since 1788. Give today and make a real difference: https://ColelChabad.org/KosherMoney - Oh, and grab tickets for the Nafshi concert here: https://colelchabad.events/

✬ LINKS FROM EPISODE 103 ✬

United Refuah’s website: https://unitedrefuahhs.org/

Email: [email protected]

For doctors interested in being added to United Refuah’s preferred provider network: [email protected]

Eli referenced a video of a Dr. Potter: https://youtu.be/tsvAatLY5s4

CHAPTERS:

00:00 Intro

01:01 Americans Are Spending So Much on Health Insurance

01:48 The Stats

02:43 Health Insurance Costs

04:06 What a Health Share Is

05:16 Why United Refuah Started

10:06 How the Health Share Model Works

15:30 Making Sure Everyone Gets Care

17:32 Self Pay vs Insurance

19:40 Understanding the Costs

20:20 Its Many Members

20:50 What Happens When More People Join

23:15 Twillory

24:28 The Donors’ Fund

26:48 Incentives for Bringing in New Members

29:05 Increasing Staffing at United Refuah

29:45 What Is the Catch?

32:46 Preexisting Conditions and Family Members

34:17 Other Downsides of Healthshares

37:19 Keeping Track of Payments

39:28 Communicating with Providor

42:18 Typical Out of Pocket Costs

45:35 Determining Fair Prices

46:35 How to Protect Yourself From Overpaying

48:28 BitBean Uses AI to Help Your Business

49:16 Colel Chabad Helps Feed Thousands

51:14 Are Contributions Tax Deductible

52:10 Health Shares and Medication Costs

55:02 Pregnancy and Growing Families

58:10 Dental and Vision Sharing

01:00:30 Doctors Joining the Referred Provider Network

01:00:41 Surveying the Members

01:01:40 Gifting Memberships

01:02:08 Know Your Plan and Deductibles

01:07:47 Never Be Afraid to Ask for Discounts

01:10:10 Member Access to Telehealth

01:10:35 Reaching Out for Medications

01:11:04 Where CPAP Machines Fall

01:12:00 How United Refuah Compares to Other Healthshares

01:14:12 “We’re All In This Together”

01:15:24 Sharing Health Messages With Members

01:16:56 Making Sure Everything Is Legal

01:18:17 Dealing With Emergencies

01:19:46 Reaching Out to United Refuah

01:20:23 How R’ Katz Got Into Health Care

01:22:22 Changing Your Mindset About Others’ Medical Costs

01:23:43 Outro

✬ RESOURCES ✬

Finally! Kosher Debt Help offers people honest, agenda-free guidance for Jewish families struggling with debt. Get an assessment and personalized direction at ⁠https://www.kosherdebthelp.com⁠

Get a free Jewish financial coach from the OU: ⁠https://livingsmarterjewish.org/⁠

Kosher ADHD helps Jewish families and educators better understand and thrive with ADHD through practical guidance and compassionate support. Visit https://kosher-adhd.com⁠ or order their book at ⁠https://kodeshpress.com⁠ using code ADHD25 for 25% off.

New website: ⁠https://www.livinglchaim.com/⁠

Support Kosher Money: ⁠https://www.livinglchaim.com/donate⁠

Reminder: This episode or description is not financial advice. Always do your own research.

#KosherMoney #LivingLchaim #KM

Kosher Money is the bi-weekly podcast from Living Lchaim, hosted by Eli Langer.

In our latest episode of Kosher Money, we sit down with Rabbi Shais Taub — one of the most sought-after Jewish thinkers of our time — to explore one of life’s most misunderstood topics: money.

What’s the deal with Jews and money and should we care what people say?

Rabbi Taub explains that money isn’t evil, it’s energy with the power to build or destroy.

✬ SPONSORS ✬

► THE BUSINESS ORGANIZER – Feeling stuck in your own business? You're not alone. Sruly Schonfeld helps overwhelmed entrepreneurs get unstuck. Whether you speak English or Yiddish, he's reportedly phenomenal. Visit ⁠https://SrulySchonfeld.com to learn more. Email ⁠I⁠[email protected] or call 347-939-9959 for your business therapist. You can also WhatsApp Sruly here: ⁠https://wa.link/rk1grx⁠

► TWILLORY – Premium menswear that works hard and looks even better. Visit https://Twillory.com/KosherMoney for end-of-year deals!

► EVERGREEN KOSHER – Your one-stop shop for all things kosher. Now delivering to more communities than ever! Visit https://EvergreenKosher.com or email ⁠[email protected]⁠

► COLEL CHABAD – Supporting families in Israel since 1788. Give today: https://ColelChabad.org/KosherMoney

✬ LINKS ✬

Rabbi Taub’s website: ⁠https://www.soulwords.org⁠

His YouTube: ⁠https://youtube.com/@SoulWords

Shaar HaBitachon (Gate of Trust):

• ​ Playlist: ⁠https://youtube.com/playlist?list=PL1he-JRtnKegzLXc4NPIQhcadCJz6s4pM⁠

• ​ Spotify Playlist: ⁠https://open.spotify.com/show/45LOnt0qLpbUTx2wV6OLL⁠

Items to Purchase:

• ​ Rabbi Taub's favorite: Gate of Trust Book (The Felig Edition)  – ⁠https://amzn.to/483tIgG⁠
• ​ “More Bitachon” Framed Art Print – https://HaveMoreTrust.com
• ​ One of Eli’s favorite seforim, the English Pele Yoeitz – ⁠https://amzn.to/3LtaUid⁠

CHAPTERS:

00:00 Intro

01:17 Money Is Energy

02:46 Critics Who Target Jews & Money

07:15 Respect Your Money

08:56 Dealing With Hateful Comments

10:01 Jews and Philanthropy

12:02 Why Money Gets a Bad Rap

14:50 Using Money to Impress Others

17:05 Rich Men and Beautiful Women Share the Same Struggles

19:45 Feel Stuck in Your Company? The Business Organizer Helps

23:08 Freshen Up Your Wardrobe at Twillory

24:33 Why Workaholic Behavior Does Not Work

31:03 Overworking Does Not Create a Bigger Vessel

32:31 Reverse Engineering Your Money

36:58 Cutting Unnecessary Workers and Codependent Relationships

40:34 Self Esteem Is Key

42:10 Identity Culture in America

43:32 When the Wealthy Become Poor

44:47 Evergreen Makes Kosher Easy

46:53 Colel Chabad Helps Feed Thousands of Families

48:07 What Will Exist in the Messianic Era

51:40 Money Will Mean Something Else in the Future

53:55 The Jewish Attitude Toward Money

56:16 A World Without Corruption

58:23 Book Recommendations

01:01:20 Credentials and Platform

01:03:28 Live With Clarity

01:03:35 His Website

01:04:43 The Rebbe’s Letter

01:07:16 The More You Give the More You Get

01:09:44 The Neglected Demographic

01:12:12 Fundraising Smartly

01:14:50 Your Spiritual Sense of Self

01:16:53 Outro

✬ RESOURCES ✬

Kosher Debt Help offers people honest, agenda-free guidance for Jewish families struggling with debt. Get an assessment and personalized direction at ⁠https://www.kosherdebthelp.com⁠

Get a free Jewish financial coach from the OU: ⁠https://livingsmarterjewish.org/⁠

Kosher ADHD helps Jewish families and educators better understand and thrive with ADHD through practical guidance and compassionate support. Learn more at ⁠https://kosher-adhd.com⁠ or order their book at ⁠https://kodeshpress.com⁠ using code ADHD25 for 25% off.

Our new website: ⁠https://www.livinglchaim.com/⁠

Support Kosher Money: ⁠https://www.livinglchaim.com/donate⁠

 Reminder: This episode or description is not financial advice. Always do your own research.

#KosherMoney #JewishPodcast #km #LivingLchaim

Kosher Money is the bi-weekly podcast from Living Lchaim, hosted by Eli Langer.

We head to Columbus, Ohio, a fast-growing, affordable Jewish community.

Rabbi Avi Goldstein and Meir Perlmutter share how it became a thriving hub of Orthodox life.

If you’ve ever wondered what out-of-town Jewish life really looks like, this episode will open your eyes.

We explore:

🏡 Why housing in Columbus costs a fraction of what it does in Lakewood or the Five Towns

💰 How families are saving tens of thousands of dollars in tuition in Ohio

👨‍👩‍👧‍👦 What it means to raise kids in a community where everyone knows your name

🌟 How two passionate community builders helped turn a small Midwest city into a center of Jewish growth

Columbus appears to offer a calmer, more intentional Jewish lifestyle with less financial pressure and more opportunities to start something big.

If you’ve ever said, “I could never leave the tri-state,” this episode might make you think again.

Visit https://www.columbuspathways.org/ to learn more.

You can also email Rabbi Goldstein at [email protected] or contact 614-448-8396.

And, no, this wasn't a paid episode. We don't do paid episodes. :-)

Here's our special episode with Rabbi Moshe Hauer zt"l: https://youtu.be/G2Xt_SGD5jw

✬ SPONSORS OF EPISODE 101 ✬

► TWILLORY – Premium menswear that works hard and looks even better. Use promo code CHAI20 at Twillory.com/KosherMoney for 20% off your first order.

► BITBEAN – Turn your big ideas into custom software that scales. Whether you’re in healthcare, finance, or retail, BitBean builds tools that make business smarter. Learn more: https://bitbean.link/4edg53

► EVERGREEN KOSHER – Your one-stop shop for all things kosher. Fresh, fast, and now delivering to more communities than ever before. Visit https://www.evergreenkosher.com/ or email [email protected] to get connected!

► COLEL CHABAD – Supporting families in Israel since 1788. Your donation makes a real difference. Give today: colelchabad.org/koshermoney

💬 Support Kosher Money and help us make more inspiring episodes: livinglchaim.com/donate

CHAPTERS:

00:00 Intro

01:13 Who Is Rabbi Avi Goldstein?

02:32 Finding Himself in Columbus, Ohio

03:20 How Meir Perlmuter Ended Up in Columbus

05:26 The Facts About Columbus

06:18 Orthodox Community That Got It All Started

08:06 What Jewish Life in Columbus Looks Like

11:23 The Number of Orthodox Jews in Columbus

12:10 Housing Costs in Columbus

14:03 Spreading the Word to Join the Community

17:04 Kosher Food & The Growth Mentality

20:58 Twillory’s High-Quality Clothing

22:23 BitBean Brings Your Ideas to Life

23:14 What Tuition Looks Like in Columbus

26:57 Resources in Schools for Special Needs

27:14 The Pace of Life in Columbus

29:54 Columbus Is Not a Cookie-Cutter Place

32:10 Emergency Services in Columbus

34:00 Why People Choose to Live Out of Town

36:29 How Can an Introvert Move Out of Town?

38:40 Columbus Is Not That Far

39:25 The Weather in Columbus, Ohio

39:35 No More State Income Tax?

40:00 Job Opportunities in Columbus

42:11 Women in the Workforce

42:54 Helping Each Other Get Jobs

44:02 Who Adapts Best to the Move

44:52 Evergreen Can Deliver to Your Community!

46:59 Colel Chabad Helps 1000s

48:13 Jewish Communities Communicating

50:05 Spending Shabbos in Columbus

53:34 The Uniqueness of Columbus

55:30 The Community Is Invested in Education

57:07 The Switch from New York to Ohio

1:00:02 Opportunity to Live a Happy, Fulfilling Life

1:02:17 Remembering Rabbi Moshe Hauer ZT”L

1:09:36 Where You Can Learn More

1:10:28 Outro: Takeaways + Sponsors + Subscribe!

🎓 Get free Jewish financial education resources: LivingSmarterJewish.org

📞 Call-in-to-listen Hotline: USA: 605-477-2100 | UK: 0333-366-0154 | Israel: 079-579-5088

📤 WhatsApp feedback: +1 (914) 222-5513

⚠️ Reminder: This episode or description is not financial advice.

#KosherMoney #JewishPodcast LivingLchaim