Business is about solving problems—and Edward Kholodenko has spent his life doing just that. From his early years facing discrimination in the Soviet Union to immigrating to Canada and navigating failed ventures, Edward’s journey is one of relentless resilience.

In this episode of Kosher Money, he shares how he built Questrade, one of Canada’s leading trading platforms, overseeing over $60 billion in assets. But his story isn’t just about wealth—it’s about adaptability, faith in God, and finding opportunities in crisis.  How did a failed computer business in Ukraine shape his future success?  What financial mistakes do most people make?  How did he navigate market crashes, the 2008 financial crisis, and the rise of AI?  What’s his best advice for new investors and entrepreneurs? Whether you’re an aspiring entrepreneur, a seasoned investor, or someone looking for smart financial insights, this episode is packed with wisdom, lessons, and real-world strategies to help you succeed.  Watch now and learn how to build, grow, and take control of your financial future!

✬ SPONSORS OF EPISODE 87 ✬

► BITBEAN: Do you have an ambitious company? BitBean builds custom software and provides software solution consulting. (They do tremendous work.) See case studies, learn more and get in touch here: https://bitbean.link/4edg53 

► THE DONOR'S FUND: More people are using this banklike system for charity. With a sleek mobile app or desktop solution, you can keep all your charity giving in a single place, plus there are about a dozen additional perks. Get a free account here: https://thedonorsfund.org/koshermoney 

► TWILLORY: Get $18 OFF your first purchase of comfortable clothing for today's casual professional look. Use code CHAI at https://Twillory.com/KosherMoney 

► COLEL CHABAD: Please help Israel as its people need all the help they can get! Visit https://www.ColelChabad.org/KosherMoney to make a much-needed donation!

TIME STAMPS:

00:00 Intro 

01:24 Edward’s Early Life In The Soviet Union 

03:02 Moving to Toronto 04:25 Did You Grow Up Religious? 

06:00 Edward's (Growing) Beard 

06:48 His First Business Venture in 1991 

11:00 The Fall of the Soviet Union 

14:35 10,000% Inflation 

14:52 Getting Married & Back to Canada 

15:54 The Russian Ruble Crisis 

16:45 BitBean 

17:43 The Donors' Fund 

19:31 A Godly Pattern in Edward's Life 

20:03 The Impact Of 9/11 On The Business 

20:40 The Start of Questrade 

26:04 The First Few Years of Questrade 

32:28 Another Business Hurdle 

34:10 The Effect of Success 

37:09 Best Practices for Business Owners 

38:37 The Value of Time 

39:24 Starting a New Business 

41:00 Twillory 

42:16 Colel Chabad - Help Israel 

43:41 How to Impact Culture in a Biz 

45:55 "Can I Steal a Few Minutes?" 

46:26 His Advice for Wealthier Families 

49:16 Where Edward Sees Opportunities Now 

51:51 Trading in the Markets 

54:35 Hidden Fees, Crypto, Risks, Oh My! 

57:45 Human Advisors vs. Computers & AI 

59:12 How Edward Manages His Phone 

1:00:27 What's Your Dream, Edward? 

1:02:00 His Torah Learning 1:05:40 Contest, Winners & Outro

✬ Donate Tax-Deductible and Inspire Millions: Your gift of any size enables Living Lchaim to share uplifting & educational content! » https://www.livinglchaim.com/donate 

Follow Kosher Money for Bonus Shorts: TikTok - https://www.tiktok.com/@koshermoneypod Instagram - https://www.instagram.com/koshermoneypod 

Free Call-In-To-Listen Hotline: USA: 605-477-2100 UK: 0333-366-0154 ISRAEL: 079-579-5088

Living Smarter Jewish is a fantastic financial resource. Get guidance at https://livingsmarterjewish.org/contact and check out the new school curriculum here: https://livingsmarterjewish.org/schools 

WhatsApp feedback to 1-914-222-5513

All investment strategies and investments involve risk of loss. Nothing contained in our content, ads and videos should be construed as investment or personal advice. 

#PersonalFinance #JewishLife #questrade #canada #canadalife #LivingLchaim #KosherMoney #KosherMoneyPod

Making and managing money isn’t easy—especially when life throws big expenses like tuition, groceries, and student loans your way. For many Orthodox Jewish families, the question isn’t just about budgeting, but also about earning enough to meet the demands of their unique lifestyle.

In this episode, Stacey Zrihen, a seasoned financial coach, unpacks the findings from Kosher Money’s survey of over 3,000 Orthodox Jews. How much do Orthodox Jews really earn? What’s the financial reality behind the numbers? Stacey and Eli dive into the data to explore income levels, community spending habits, stress factors and more.

But it’s not all struggle—Stacey offers practical strategies for making the most of what you have. From creating a personalized budget to cutting unnecessary costs, this conversation highlights how small, intentional changes can make a big difference.

The message is clear: You’re not alone, and no matter your starting point, there’s a way to build a brighter financial future. Whether it’s managing tuition costs, navigating the emotional side of money, or figuring out how to save more, this episode will leave you inspired and empowered to take control of your finances. You got this!

View Full Survey Here: https://tinyurl.com/FullSurvey25

✬ SPONSORS OF EPISODE 86 ✬

► BITBEAN: Do you have an ambitious company? BitBean builds custom software and provides software solution consulting. (They do tremendous work.) See case studies, learn more and get in touch here: https://bitbean.link/4edg53

► THE DONOR'S FUND: More people are using this banklike system for charity. With a sleek mobile app or desktop solution, you can keep all your charity giving in a single place, plus there are about a dozen additional perks. Get a free account here: https://thedonorsfund.org/koshermoney

► TWILLORY: Get $18 OFF your first purchase of comfortable clothing for today's casual professional look. Use code CHAI at https://Twillory.com/KosherMoney

► COLEL CHABAD: Please help Israel as its people need all the help they can get! Visit https://www.ColelChabad.org/KosherMoney to make a much-needed donation!

✬ Donate Tax-Deductible and Inspire Millions: Your gift of any size enables Living Lchaim to share uplifting & educational content! » https://www.livinglchaim.com/donate

Follow Kosher Money for Bonus Shorts:

TikTok - https://www.tiktok.com/@koshermoneypod

Instagram - https://www.instagram.com/koshermoneypod

Follow Living Lchaim for More Goodies:

TikTok - https://www.tiktok.com/@livinglchaim

Instagram - https://www.instagram.com/livinglchaim/

Facebook - https://www.facebook.com/livinglchaim

LinkedIn - https://www.linkedin.com/company/living-lchaim

Free Call-In-To-Listen Hotline: USA: 605-477-2100 UK: 0333-366-0154 ISRAEL: 079-579-5088 Living Smarter Jewish is a fantastic financial resource. Get guidance at https://livingsmarterjewish.org/contact and check out the new school curriculum here: https://livingsmarterjewish.org/schools

WhatsApp feedback to 1-914-222-5513

All investment strategies and investments involve risk of loss. Nothing contained in our content, ads and videos should be construed as investment or personal advice.

Money feels overwhelming? Tamar Snyder Chaitovsky shares tips on saving, budgeting, Roth IRAs, and the 50/30/20 rule. Learn how to plan, save, and build financial stability in this actionable episode!

You can reach Tamar at https://www.tamarsnyder.com/

✬ SPONSORS OF EPISODE 85 ✬

► BITBEAN: Do you have an ambitious company? BitBean builds custom software and provides software solution consulting. (They do tremendous work.) See case studies, learn more and get in touch here: https://bitbean.link/4edg53

► THE DONOR'S FUND: More people are using this banklike system for charity. With a sleek mobile app or desktop solution, you can keep all your charity giving in a single place, plus there are about a dozen additional perks. Get a free account here: https://thedonorsfund.org/koshermoney

► TWILLORY: Get $18 OFF your first purchase of comfortable clothing for today's casual professional look. Use code CHAI at https://Twillory.com/KosherMoney

► COLEL CHABAD: Please help Israel as its people need all the help they can get! Visit https://www.ColelChabad.org/KosherMoney to make a much-needed donation!

00:00 Intro

01:02 Who Is Tamar Snyder Chaitovsky?

02:52 Parents Teaching Children About Money

04:04 Financial Education for Teens

08:30 Coming Up With Different Term Goals

10:05 Changing the Mindset of Teens

10:55 What is Budgeting

14:19 Needs Vs. Wants

15:20 How Much Should I Be Saving?

18:00 How to Practically Budget

21:21 BitBean

22:51 Twillory

24:07 Find What Works for YOU

25:05 Children & Money

26:44 Bringing a Spouse Into Money Equation

30:50 Being on the Same Page as Your Spouse

32:14 The Magic of Compound Interest

36:30 Interest Doesn’t Have to be Overwhelming!

40:52 How to Spend SMARTER

43:41 You are Influenced by People Around You

44:35 Colel Chabad

46:01 The Donors’ Fund

47:53 Make Sure to Look at All Your Bills

50:25 Life Insurance for Young Adults Is So Important

53:42 Health Insurance is Critical

55:19 Looking at a Paystub

57:30 FSA vs. HSA

58:28 What to Keep in Mind When Buying House

59:28 Paying Student Loans

1:00:40 Know Your Money Personality

1:02:23 How to Save Money on Kosher Food

1:03:44 Contacting Tamar

1:04:24 Living Smarter Jewish

1:05:57 Outro

LINKS MENTIONED:

• Monarch Money - https://tinyurl.com/MonarchM25

• EveryDollar - https://ter.li/5cs2h1 (In the first month of using Dave Ramsey’s app, most users cut monthly expenses by nearly 10%. Dang!)

• Rocket Money - https://www.rocketmoney.com

• Chase - https://tinyurl.com/ChaseApp25

• Empower - https://www.empower.com/get-started

• TillerHQ.com - https://www.tillerhq.com

• Ally Savings Bank App - https://www.ally.com/

• Get the LSJ School Curriculum: https://livingsmarterjewish.org/schools

• TheProject120.org, a crucial life insurance resource

✬ Donate Tax-Deductible and Inspire Millions: Your gift of any size enables Living Lchaim to share uplifting & educational content! » https://www.livinglchaim.com/donate

Need financial guidance? Get help from our friends at https://livingsmarterjewish.org/contact

WhatsApp feedback to 1-914-222-5513

All investment strategies and investments involve risk of loss. Nothing contained in our content, ads and videos should be construed as investment or personal advice.

#PersonalFinance #MoneyManagement #BudgetingTips #FinancialFreedom #LivingLchaim #KosherMoney #KosherMoneyPod

Hosted on Acast. See acast.com/privacy for more information.

Does God want you to be rich? Rabbi Dr. Ari Lamm takes this provocative question head-on, unraveling the Torah’s surprising insights on wealth.

Hear why Abraham might be the original entrepreneur. Discover how true generational wealth isn’t just about money but about passing down unshakable values. Could the Garden of Eden hold the secret to why leaving paradise was the first step toward building an enduring legacy?

Rabbi Lamm, a brilliant Torah scholar, warns of the soul’s rot when we idolize wealth and forget its true purpose: serving something greater than ourselves. This conversation will leave you rethinking what it means to truly succeed.

✬ SPONSORS OF EPISODE 84 ✬

► THE DONOR'S FUND: More people are using this banklike system for charity. With a sleek mobile app or desktop solution, you can keep all your charity giving in a single place, plus there are about a dozen additional perks. Get a free account here: https://thedonorsfund.org/koshermoney

► TWILLORY: Get $18 OFF your first purchase of absolutely comfortable clothing for today's casual professional look. Use code CHAI at https://Twillory.com/KosherMoney

► COLEL CHABAD: Please help Israel as its people need all the help they can get! Visit https://www.ColelChabad.org/KosherMoney to make a much-needed donation!

RABBI DR. ARI LAMM'S LINKS:

Podcast on YouTube - https://www.youtube.com/@GoodFaithEffort/

Good Faith Effort Podcast on Audio - https://plinkhq.com/i/1536163226

Rabbi Dr. Ari's X - https://x.com/AriLamm

✬ Donate and Inspire Millions (Tax-Deductible): Your donation of any size to Living Lchaim enables us to share uplifting & insightful content! » https://www.livinglchaim.com/donate

Follow Kosher Money for Bonus Shorts:

TikTok - https://www.tiktok.com/@koshermoneypod

Instagram - https://www.instagram.com/koshermoneypod

Follow Living Lchaim for More Goodies:

TikTok - https://www.tiktok.com/@livinglchaim

Instagram - https://www.instagram.com/livinglchaim/

Facebook - https://www.facebook.com/livinglchaim

LinkedIn - https://www.linkedin.com/company/living-lchaim

Free Call-In-To-Listen Hotline:

USA: 605-477-2100

UK: 0333-366-0154

ISRAEL: 079-579-5088

Need financial guidance? Get help from our friends at https://LivingSmarterJewish.org/

WhatsApp feedback to 1-914-222-5513

All investment strategies and investments involve risk of loss. Nothing contained in our content, ads and videos should be construed as investment or actual life advice.

#koshermoney #koshermoneypod #faith #finance #God #wealth

Hosted on Acast. See acast.com/privacy for more information.

Financial expert Jonathan Shenkman shares practical insights on building and preserving wealth in 2025 and beyond.

Whether you're just starting out, approaching retirement, or simply want to refine your investment approach, this conversation is for you.

Email: [email protected]

To listen to his podcast: https://www.parkbridgewealth.com/podcasts

His article on how to lend $: https://tinyurl.com/How2Lend2Fam

You can find @JonathanOnMoney on all your fav social networks.

The book 'Psychology of Money' is on Amazon here: https://amzn.to/3ZIqxXH

✬ SPONSORS OF EPISODE 83 ✬

► TWILLORY: Get $18 OFF your first purchase of absolutely comfortable clothing for today's casual professional look. Use code CHAI at https://Twillory.com/KosherMoney

► THE DONOR'S FUND: More people are using this banklike system for charity. You can keep all your charity giving in a single place, plus there are about a dozen additional perks. Get a free account here: https://thedonorsfund.org/koshermoney

► COLEL CHABAD: Please help Israel as its people need all the help they can get! Visit https://www.ColelChabad.org/KosherMoney to make a much-needed donation!

✬ Donate and Inspire: Your generous donation to Living Lchaim (that’s us!) enables our network to share uplifting & insightful content! » https://www.livinglchaim.com/donate

Free Listening Hotline:

USA: 605-477-2100

UK: 0333-366-0154

ISRAEL: 079-579-5088

Need financial guidance? Visit https://LivingSmarterJewish.org/

WhatsApp feedback to 1-914-222-5513

All investment strategies and investments involve risk of loss. Nothing contained in our content, ads and videos should be construed as investment or actual life advice.

Hosted on Acast. See acast.com/privacy for more information.

Rabbi Lawrence Hajioff is one of the world’s most knowledgeable rabbis on the coming of the Messiah, the End of Days and the Resurrection of the Dead.

He shared fascinating teachings on the role of money after Moshiach’s arrival, the significance of bitcoin, and what happens after we die. Mind-blowing.

Rabbi Hajioff’s book is a must-have and is currently available on Amazon here: https://a.co/d/hJx4hnO

You can find his additional books on Amazon here: https://tinyurl.com/RabbisBooks

You can watch his insightful videos here: https://www.youtube.com/user/RabbiL613

To contact Rabbi Hajioff, email [email protected]

✬ SPONSORS OF EPISODE 82 ✬ 

► THE DONOR'S FUND: More people are using this banklike system for charity. With a sleek mobile app or desktop solution, you can keep all your charity giving in a single place, plus there are about a dozen additional perks. Get a free account here: https://thedonorsfund.org/koshermoney 

► TWILLORY: Get $18 OFF your first purchase of absolutely comfortable clothing for today's casual professional look. Use code CHAI at https://Twillory.com/KosherMoney 

► COLEL CHABAD: Please help Israel as its people need all the help they can get! Visit https://www.ColelChabad.org/KosherMoney to make a much-needed donation! 

✬ Donate and Inspire Millions (Tax-Deductible): Your generous donation to Living Lchaim (that’s us!) enables our network to share uplifting & insightful content! » https://www.livinglchaim.com/donate 

Follow Kosher Money for Bonus Shorts: 

TikTok - https://www.tiktok.com/@koshermoneypod 

Instagram - https://www.instagram.com/koshermoneypod 

Follow Living Lchaim for More Goodies: 

TikTok - https://www.tiktok.com/@livinglchaim 

Instagram - https://www.instagram.com/livinglchaim/ 

Facebook - https://www.facebook.com/livinglchaim 

LinkedIn - https://www.linkedin.com/company/living-lchaim 

Free Call-In-To-Listen Hotline: 

USA: 605-477-2100 

UK: 0333-366-0154 

ISRAEL: 079-579-5088 

Need financial guidance? Get help from our friends at https://LivingSmarterJewish.org/ 

WhatsApp feedback to 1-914-222-5513 

All investment strategies and investments involve risk of loss. Nothing contained in our content, ads and videos should be construed as investment or actual life advice.

#koshermoney #KosherMoneyPod #MessianicEra #JewishWisdom #FinancialFuture

Hosted on Acast. See acast.com/privacy for more information.

Eli Tilson, a real estate professional and father of four facing a prison sentence, joins us to share his story—how things went wrong, what he’s learned, and why he’s choosing to speak out.

He hopes his experience can be a wake-up call for others.

Learn more about the organizations supporting him: The Aleph Institute can be found at https://aleph-institute.org and Project 432 can be found at https://p432.org

✬ SPONSORS OF EPISODE 81 ✬

► TWILLORY: Get $18 OFF your first purchase of absolutely comfortable clothing for today's casual professional look. Use code CHAI at https://Twillory.com/KosherMoney

► THE DONOR'S FUND: More people are using this banklike system for charity. With a sleek mobile app or desktop solution, you can keep all your charity giving in a single place, plus there are about a dozen additional perks. Get a free account here: https://thedonorsfund.org/koshermoney

► COLEL CHABAD: Please help Israel as its people need all the help they can get! Visit https://www.ColelChabad.org/KosherMoney to make a much-needed donation!

Time Stamps:

00:00 Intro

1:33 Eli Tilson's Background

3:25 Speaking Out About Going to Prison

5:52 The Support of Aleph Institute

8:11 Starting Off My Career

12:07 Twillory

13:17 Know Where You're At

18:02 Committing Fraud

20:19 Trying to Cover it Up

23:35 Not Proud of Who He Was

24:35 Getting Threats

25:45 The Donors' Fund

27:09 Paying Back The Money

27:38 Telling His Family He Was Convicted

30:17 The Process of Indictment and Sentencing

32:20 Telling His Children

34:30 The Emotions Behind Going To Jail

36:33 The Message to the People He Has Hurt

42:08 Getting Out of the Hole

42:53 Colel Chabad

44:41 Eli Tilson's Relationship with G-d

46:10 What Happens in Prison

47:46 Getting Sentenced to 15 Months

52:05 Realize What Your Priorities Are

55:20 Outro

✬ Donate and Inspire Millions (Tax-Deductible) ✬

Your generous donation enables us at Living Lchaim to share uplifting & insightful content! » https://www.livinglchaim.com/donate

Follow Kosher Money for Bonus Shorts:

TikTok - https://www.tiktok.com/@koshermoneypod

Instagram - https://www.instagram.com/koshermoneypod

Follow Living Lchaim for More Goodies:

TikTok - https://www.tiktok.com/@livinglchaim

Instagram - https://www.instagram.com/livinglchaim/

Facebook - https://www.facebook.com/livinglchaim

LinkedIn - https://www.linkedin.com/company/living-lchaim

Free Call-In-To-Listen Hotline:

USA: 605-477-2100

UK: 0333-366-0154

ISRAEL: 079-579-5088

Need financial guidance? Get help from our friends at https://LivingSmarterJewish.org/

WhatsApp feedback to 1-914-222-5513

All investment strategies and investments involve risk of loss. Nothing contained in our content, ads and videos should be construed as investment or actual life advice.

#koshermoney #KosherMoneyPod #PersonalFinance #RealEstate #JewishCommunity

Hosted on Acast. See acast.com/privacy for more information.

If you're new to the Kosher Money Podcast, it's a show about money—the things they don't teach you in school—explored from a Jewish perspective.

While we often discuss investing and managing finances, today's episode takes a different approach.

Join us as Rabbi Daniel Glatstein, who has quickly amassed over 100,000 YouTube subscribers, shares insight into seven commodities that are more valuable than the one thing everyone seems to be chasing: money.

You can subscribe to Rabbi Glatstein's channel: https://www.youtube.com/rabbidanielglatsteinofficial

You can view his brilliant books and more at https://rabbidg.com

✬ SPONSORS OF EPISODE 80 ✬

► CHOMESH: "I made God a partner in my business by giving 20% to charity." Commit to giving 20% to charity and see the success that thousands of business owners are already experiencing - https://chomesh.club/

► COLEL CHABAD: Please help Israel as its people need all the help they can get! Visit https://www.ColelChabad.org/KosherMoney to make a much-needed donation!

► TWILLORY: Get $18 OFF your first purchase of absolutely comfortable clothing for today's casual professional look. Use code CHAI at https://Twillory.com/KosherMoney

► THE DONOR'S FUND: More people are using this banklike system for charity. With a sleek mobile app or desktop solution, you can keep all your charity giving in a single place, plus there are about a dozen additional perks. Get a free account here: https://thedonorsfund.org/koshermoney

✬ Donate and Inspire Millions (Tax-Deductible) ✬

Your generous donation enables us at Living Lchaim to share uplifting & insightful content! » https://www.livinglchaim.com/donate

Follow Kosher Money for Bonus Shorts:

TikTok - https://www.tiktok.com/@koshermoneypod

Instagram - https://www.instagram.com/koshermoneypod

Follow Living Lchaim for More Goodies:

TikTok - https://www.tiktok.com/@livinglchaim

Instagram - https://www.instagram.com/livinglchaim/

Facebook - https://www.facebook.com/livinglchaim

LinkedIn - https://www.linkedin.com/company/living-lchaim

Free Call-In-To-Listen Hotline:

USA: 605-477-2100

UK: 0333-366-0154

ISRAEL: 079-579-5088

Need financial guidance? Get help from our friends at https://LivingSmarterJewish.org/

WhatsApp feedback to 1-914-222-5513

All investment strategies and investments involve risk of loss. Nothing contained in our content, ads and videos should be construed as investment or actual life advice.

#koshermoney #KosherMoneyPod #Investing #Advice #LifeHacks

Hosted on Acast. See acast.com/privacy for more information.

In this episode, Dr. John Delony explores the hidden challenges of success, focusing on the loneliness and mental health struggles many high achievers face.

But it's more than that: more than half of the U.S. are said to be living paycheck to paycheck, so how does one find joy in the stress of all of that?

Dr. Delony also offers practical advice on building a fulfilling life, highlighting the value of long-term goals and redefining what “enough” looks like. The discussion covers balancing work, relationships, and well-being in today’s fast-paced world.

Ideal for anyone seeking a healthier approach to success and happiness, this episode is filled with relatable insights and actionable advice. Enjoy!

Oh, and if your finances are out of control, a good place to start is with this free budgeting app from the team at Ramsey » https://ter.li/5b2cnz

✬ SPONSORS OF EPISODE 79 ✬

► TWILLORY: Get $18 OFF your first purchase of absolutely comfortable clothing for today's casual professional look. Use code CHAI at https://Twillory.com/KosherMoney

► THE DONOR'S FUND: More people are using this banklike system for charity. With a sleek mobile app or desktop solution, you can keep all your charity giving in a single place, plus there are about a dozen additional perks. Get your account here: https://thedonorsfund.org/koshermoney

► COLEL CHABAD: Please help Israel as its people need all the help they can get! Visit https://www.ColelChabad.org/KosherMoney to make a much-needed donation!

► CHOMESH: "I made God a partner in my business by giving 20% to charity." Commit to giving 20% to charity and see the success that thousands of business owners are already experiencing - https://chomesh.club/

CHAPTERS:

00:00 Intro

02:15 How to Achieve Joy When Living Paycheck to Paycheck

05:45 What Do You REALLY Want?

08:27 Getting Back on the Wagon

09:05 Don’t Be Too Hard on Yourself

10:30 The Importance of Physical Fitness

14:34 Twillory

16:16 The Donors Fund

17:39 The Price of Prosperity

28:20 Being on the Same Page as Your Spouse

34:10 Chomesh

36:04 Colel Chabad

37:53 The Heart of the Matter

46:54 Dr. Delony's Take on Education

54:56 Eli’s Take on Education

57:07 Education Continues After Classes End

58:46 The Success in the Hasidic Community

59:04 Outro & Book Winners

Love Living Lchaim? You can help us!

Your tax-deductible donation enables us at Living Lchaim to share uplifting & insightful content! » https://www.livinglchaim.com/donate

Follow Kosher Money for Bonus Shorts:

TikTok - https://www.tiktok.com/@koshermoneypod

Instagram - https://www.instagram.com/koshermoneypod

Follow Living Lchaim for More Goodies:

TikTok - https://www.tiktok.com/@livinglchaim

Instagram - https://www.instagram.com/livinglchaim/

Facebook - https://www.facebook.com/livinglchaim

LinkedIn - https://www.linkedin.com/company/living-lchaim

Free Call-In-To-Listen Hotline:

USA: 605-477-2100

UK: 0333-366-0154

ISRAEL: 079-579-5088

Need financial guidance? Get help from our friends at https://LivingSmarterJewish.org/

WhatsApp feedback to 1-914-222-5513

All investment strategies and investments involve risk of loss. Nothing contained in our content, ads and videos should be construed as investment or actual life advice.

#koshermoney #KosherMoneyPod #daveramsey #money #johndelony

Hosted on Acast. See acast.com/privacy for more information.

I'm nervous to do an episode on tuition at Jewish schools and Yeshivos.

It's always a loaded topic with questions and voice notes flying into my phone from passionate parents and school reps.

Hopefully, this conversation with Mrs. Ahuvah Heyman, a school director of a girls' school with over 500 students, is helpful and enlightening.

Mrs. Heyman can be reached at [email protected]; she also appeared in our Israel Seminary episode - https://youtu.be/DQJMmhjpcYw

Here is a fantastic 22-minute podcast episode from Rabbi Moshe Walter titled "Should Charity Organizations, Shuls, and Yeshivos Publicize Their Accounting?" - https://bit.ly/TzedakaTransparency

✬ SPONSORS OF EPISODE 78 ✬

► CHOMESH: "I made God a partner in my business by giving 20% to charity." Commit to giving 20% to charity and see the success that thousands of business owners are already experiencing - https://chomesh.club/

► COLEL CHABAD: Please help Israel as its people need all the help they can get! Visit https://www.ColelChabad.org/KosherMoney to make a much-needed donation!

► TWILLORY: Get $18 OFF your first purchase of absolutely comfortable clothing for today's casual professional look. Use code CHAI at https://Twillory.com/KosherMoney

► THE DONOR'S FUND: More people are using this banklike system for charity. With a sleek mobile app or desktop solution, you can keep all your charity giving in a single place, plus there are about a dozen additional perks. Get a free account here: https://thedonorsfund.org/koshermoney

CHAPTERS:

00:00 Intro

01:40 Who is Ahuvah Heyman?

05:26 The Tuition Struggle

06:57 Communication is Key

09:40 Jewish Schools: For Profit or Non-Profit?

12:10 Why School Costs Vary Across Institutions

16:54 Costs You May Not Be Aware Of

21:55 Fundraising in Schools

23:19 Twillory

24:54 The Donors Fund

26:16 Appreciating Those Who Pay Full Tuition

27:30 Using FACTS

31:19 Giving Parents a Break

33:43 Does My Tuition Go to Another Child?

35:14 The Jump$ From Elementary to High School

37:26 Being Transparent with Parents

41:34 Showcasing Extra Fees

44:54 Fundraising to Parents

45:52 Families Helping Each Other

48:57 Teachers Deserve More

49:19 Chomesh

51:13 Colel Chabad

52:20 Large and Silent Donors

53:49 Help from Grandparents

55:30 Remembering What’s Going on in Israel

57:10 What Were Can Do To Solve the Tuition Crisis

59:11 Being Sensitive Towards Others

59:58 Learning from Other Schools

1:01:26 What is Being Done to Keep Prices Down

1:02:27 Should Life Insurance be Mentioned By Schools?

1:03:57 Financial Literacy is Key

1:05:34 Benefits to Homeschooling

1:08:45 Schools and Their Technology Policies

1:14:17 Having a Wants and Needs Discussion

1:15:15 Getting in Touch with Mrs. Heyman

1:17:22 Outro & Book Winners

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Your tax-deductible donation enables us at Living Lchaim to share uplifting & insightful content! » https://www.livinglchaim.com/donate

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Free Call-In-To-Listen Hotline:

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All investment strategies and investments involve risk of loss. Nothing contained in our content, ads and videos should be construed as investment or actual life advice.

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Psst, do you want to build wealth? Who doesn’t?

But what steps do you need to take to accumulate money?

What common mistakes do people make that cause them to fall behind?

We visited Dave Ramsey in his studio in Franklin, Tennessee to explore his famous Baby Steps and how millionaires are made.

We hit him with some awesome questions throughout our very compelling 40-minute discussion. We saved some fun ones for the end.

You're gonna enjoy the advice he shares.

✬ DAVE'S MENTIONED LINKS ✬

• The 'Total Money Makeover' book walks you through the Baby Steps: https://www.amzn.to/3G6fMVa

• The 'Baby Steps Millionaire' book teaches you how Dave invests and builds wealth: https://amzn.to/3W2TQjv

• The EveryDollar Budgeting App - https://ter.li/5cs2h1 (In the first month of using the app, most users cut monthly expenses by nearly 10%. Dang!)

✬ SPONSORS OF EPISODE 77 ✬

► THE DONOR'S FUND: More people are using this banklike system for charity. With a sleek mobile app or desktop solution, you can keep all your charity giving in a single place, plus there are about a dozen additional perks. Get your account here: https://thedonorsfund.org/koshermoney

► TWILLORY: Get $18 OFF your first purchase of absolutely comfortable clothing for today's casual professional look. Use code CHAI at https://Twillory.com/KosherMoney

► COLEL CHABAD: Please help Israel as its people need all the help they can get! Visit https://www.ColelChabad.org/KosherMoney to make a much-needed donation!

► IT'S SLIME TIME! Nope, this isn't a paid ad, but check out their story in the outro of this video and visit https://tinyurl.com/ItsSlimeTime24 to see pics. You can contact Chavy at 646-515-5845. Kudos, sisters!

CHAPTERS:

00:00 Coming Up 

00:45 Intro

01:24 How Is Dave Doing?

01:41 How The Baby Steps Began

04:24 The 7 Baby Steps Explained In Under 4 Minutes

07:48 Beyond The Baby Steps

08:39 How Millionaires Are Made

09:38 How to Put Money Into Retirement PRACTICALLY

11:39 The Beauty of Automation

12:33 Sponsor: The Donor's Fund

13:58 The Wisdom Behind A Emergency Fund

16:50 High Yield Savings

17:21 Priorities in Budgeting (Private School Tuition)

21:17 Borrowing Money for a Bar Mitzva?!

25:03 How Kids Pick Up on EVERYTHING

25:26 Sponsor: Twillory

27:12 Home Buying Advice

33:48 Buying vs. Renting

35:22 What Dave Tells People Who Don't Wanna Budget

38:36 Sponsor: Colel Chabad

39:47 The Effect of Budgeting 

43:15 2 Pieces of Advice for 25-Year-Old Dave Ramsey

45:15 If Dave Ramsey Was In Charge of the USA's Finances

47:18 How Cool Is This Story?

48:53 Outro and Helpful Links

Love Living Lchaim? You can help us! Your tax-deductible donation enables us at Living Lchaim to share uplifting & insightful content! » https://www.livinglchaim.com/donate (THANK YOU!)

Follow Kosher Money for Bonus Shorts:

TikTok - https://www.tiktok.com/@koshermoneypod

Instagram - https://www.instagram.com/koshermoneypod

Free Call-In-To-Listen Hotline:

USA: 605-477-2100

UK: 0333-366-0154

ISRAEL: 079-579-5088

Need financial guidance? Get help from our friends at https://LivingSmarterJewish.org/

WhatsApp feedback to 1-914-222-5513

All investment strategies and investments involve risk of loss. Nothing contained in our content, ads and videos should be construed as investment or actual life advice.

#koshermoney #KosherMoneyPod #daveramsey #money #investing

Hosted on Acast. See acast.com/privacy for more information.