The Curve

The Curve

The Curve is a platform to learn more about money. To change the stereotype that these conversations are typically boring, and only for men in suits. Victoria has worked in the finance and investing world for 13 years, and Sophie is a total novice. Learn alongside her as she asks all the questions you're thinking, but might feel a little embarrassed to ask. This podcast will give you all the tools and knowledge to achieve financial freedom, as well as (hopefully) having a laugh along the way. New episodes every Monday and Wednesday!  Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice

  • 45 minutes 52 seconds
    2025’s Best News Yet for Women.

    It’s the final Curve Weekly of the year and yes, we somehow open with eggs, sleep, and the pillow-fort Sophie made last night on her sleepover. But once we snap out of the delirium, we’re diving into a wild week in finance: Warner Brothers is officially the belle of the ball with Netflix and Paramount clawing for it’s attention (hostile bids, political puppeteering, billion-dollar drama - it's basically Succession but with more streaming). Then we chat about the world’s biggest ice-cream brand going public, yep, Magnum is now a standalone stock, though the whole “health and wellness trend meets frozen sugar block” debate gets very real. Nvidia’s China green light is finally confirmed, bringing in billions (and maybe some legally questionable tax mechanics). And to close out 2025? The best global news for women we’ve seen all year: India has started compensating women for unpaid domestic labour. No strings attached. No forms. Just cash, dignity, and a serious shift in economic power. If you need a year-end episode with corporate drama, sweet treats, geopolitical spice, and a big feminist mic drop… this one’s for you!

    WTF does that mean? A guide to all the jargony bits:

    Acquisition – One company buys another.
    Bidding War – Companies fighting over who gets to buy something.
    Hostile Takeover – A takeover nobody asked for.
    Shareholder – Someone who owns a slice of a company.
    Equity – Shares.
    Spin-Off – A company turning part of itself into a new company.
    Conglomerate – One big company made of lots of little ones.
    GLP-1 Drugs – Ozempic-style appetite suppressants.
    Addressable Market – Everyone a company could sell to.
    Lobbying – Schmoozing politicians for business wins.
    Revenue – Money coming in (before bills).
    Red Tape – Annoying admin that slows everything down.
    Takeover Target – A company everyone suddenly wants to buy.


    Credits:

    Hosts: Victoria Harris & Sophie Hallwright

    Producer & Editor: Emily Rigby

    Social & Digital Manager: Lucy Munro

    ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠

    For more from The Curve:⁠⁠⁠⁠

    ⁠⁠Investing Club⁠⁠

    ⁠⁠Website⁠⁠

    ⁠⁠Instagram⁠⁠⁠⁠⁠

    ⁠YouTube⁠⁠⁠⁠⁠

    ⁠TikTok⁠⁠⁠⁠⁠

    ⁠Newsletter⁠⁠

    (00:00:00) Coming up in this episode... (00:01:11) Quick catch up: eggs & sleep (00:06:11) Warner Bros: Inside the Major Bidding War (00:18:44) Magnum’s Market Debut: Investing in Ice Cream (00:29:42) Arnott’s: What’s Really Going On (00:33:30) Nvidia’s Milestone: China Approves Chip Sales (00:36:29) India’s Landmark Policy Supporting Women (00:44:46) Thank you for listening to The Curve Weekly! (00:45:24) Financial Disclaimer

    Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

    14 December 2025, 5:00 pm
  • 58 minutes 56 seconds
    Mia McGrath’s Frugal Chic Rules for Building Wealth.

    🌟 WATCH THIS EPISODE ON YOUTUBE 🌟


    What does it actually take to save £100,000 in your mid-20s without becoming a joyless hermit who never buys a coffee again? In this episode, Sophie chats with the hugely talented creator, Mia McGrath about growing up feeling “not rich enough”, turning a shopping habit into a saving habit, and why your first £100k is the hardest but the most powerful. Mia opens up about being adopted from China, how that shaped her fierce independence, and the moment she realised building her own wealth felt better than waiting for someone else to “rescue” her financially. They get into invisible wealth vs flashy flexing, the FIRE movement and creating a “work optional” life, living frugally without feeling deprived, and how to rethink splitting money in relationships without losing your power. Expect practical tips on low-buy habits, side hustles, emergency funds and compound interest, plus a healthy dose of “put the ASOS app down” energy and Sophie’s pledge to finally stop wasting money on Guinness she doesn’t even like.


    Mia’s socials:

    Instagram - https://www.instagram.com/miarose_mcgrath/?hl=en

    TikTok - https://www.tiktok.com/@miarosemcgrath?lang=en-GB

    YouTube - https://www.youtube.com/@miarosemcgrath

    Substack - https://frugalchic.co.uk/


    Credits:

    Hosts: Victoria Harris & Sophie Hallwright

    Producer & Editor: Emily Rigby

    Social & Digital Manager: Lucy Munro


    ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠


    For more from The Curve:⁠⁠⁠⁠

    ⁠⁠Investing Club⁠⁠

    ⁠⁠Website⁠⁠

    ⁠⁠Instagram⁠⁠⁠⁠⁠

    ⁠YouTube⁠⁠⁠⁠⁠

    ⁠TikTok⁠⁠⁠⁠⁠

    ⁠Newsletter⁠⁠


    (00:00:00) Welcome to Raising the Curve(00:00:37) Why Mia Set Her £100k Goal(00:02:50) Mia’s Early Money Story(00:05:08) Breaking Free from Overconsumption(00:10:47) Adoption, Identity & Independence(00:14:03) How Her Parents Shaped Her Money Habits(00:16:29) Understanding Compound Interest(00:18:05) Defining What “Rich” Really Means(00:21:18) FIRE and Becoming Work-Optional(00:23:55) Leaving Fashion for Finance(00:29:11) Hitting the £100k Milestone(00:31:39) The Real Sacrifices Behind Saving(00:34:35) For People Who Love Spending(00:36:58) The Idea of Frugal Chic(00:40:08) Small Luxuries That Still Feel Rich(00:42:13) Gratitude as a Money Tool(00:44:04) The Power of Invisible Wealth(00:46:10) Hypergamy, Dating & Splitting Bills(00:57:16) Final Thoughts(00:58:03) Thanks for Listening(00:58:28) Financial Disclaimer


    Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

    10 December 2025, 5:00 pm
  • 40 minutes 20 seconds
    Netflix buys Warner Bros, Spotify Wrapped takes over & the Social App to Watch…

    🌟 WATCH THIS EPISODE ON YOUTUBE 🌟


    This week, we unpack a surprisingly juicy mix of money, markets and the evolving media world, starting with Netflix’s huge move on Warner Bros and what it tells us about how content, power and profit are shifting in real time. They look at Australia’s under-16 social media ban and the ripple effects it could have on everything from advertising economics to how young people connect, plus Pinterest’s unexpected rise as the “healthy” corner of the internet and why that actually matters for investors. From there it’s a whirlwind tour through the rest of the week’s financial drama: Prada snapping up Versace at a discount, global companies lining up to challenge Trump’s tariffs, and the wild new frontier of GLP-1 drugs making their way into the pet market (Ozempets… truly). With a sprinkle of Spotify Wrapped chaos, a dash of dating-life overshare, and a sneak peek of our upcoming chat with Gen Z investing whiz Mia McGrath, this episode delivers plenty of laughs but also some big-picture takeaways about where power, money and consumer behaviour are heading.


    Sign the petition! https://b416.co.nz/


    WTF does that mean? A guide to all the jargony bits:

    Acquisition – One company buys another. Corporate shopping spree.
    Vertical Integration – Owning every step of making your product. Control freak energy.
    Regulators – The business hall monitors.
    Competition Concerns – “You’re getting too powerful, babe.”
    Spin-Off – Breaking a business into a new baby business.
    Tariffs – Taxes on imports. A pricey “welcome.”
    Pricing Power – When a company raises prices and we still pay.
    Share Price – What one slice of a company costs.
    Bottom Line – Profit. The money that actually matters.
    GLP-1 Drugs – The science behind Ozempic. Very trendy.
    Market Consolidation – Big companies merging into even bigger ones.
    Ad Revenue – Money made from ads. Your scrolling = their payday.


    Credits:

    Hosts: Victoria Harris & Sophie Hallwright

    Producer & Editor: Emily Rigby

    Social & Digital Manager: Lucy Munro


    ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠


    For more from The Curve:⁠⁠⁠⁠

    ⁠⁠Investing Club⁠⁠

    ⁠⁠Website⁠⁠

    ⁠⁠Instagram⁠⁠⁠⁠⁠

    ⁠YouTube⁠⁠⁠⁠⁠

    ⁠TikTok⁠⁠⁠⁠⁠

    ⁠Newsletter⁠⁠


    (00:00:00) What’s Coming Up (It’s a Big One)(00:01:11) Soph’s Dating Debrief(00:04:36) Spotify Wrapped Takes Over(00:10:44) Netflix Buys Warner Bros(00:17:53) The Only App Dodging Australia’s Social Media Ban(00:25:00) Prada Snaps Up Versace(00:27:11) Trump’s Tariffs Come Back to Bite(00:33:10) Ozempets…(00:36:50) One Last Thing Before You Go(00:38:52) A Big Thank You!(00:39:31) Financial Disclaimer(00:39:59) Outtake (sorry Miso)


    Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

    7 December 2025, 5:00 pm
  • 39 minutes 46 seconds
    How Foreign Buyers Shape the Property Market.

    🌟 WATCH THIS EPISODE ON YOUTUBE 🌟


    This week, we unpack how foreign buyers actually shape the property market, beyond the headlines, the outrage, and the “blame the billionaire” energy. We dig into why wealthy people snap up homes across the world, what that does to local affordability, and why foreign buyers are such an easy political target. Along the way, we compare the dream portfolios we’d build (yes, there are city penthouses and secluded hideaways), break down how leverage helps everyday buyers grow wealth, and take a fun peek at the property empires of Taylor Swift, Kim Kardashian and Rihanna…


    We’re proud to be partnering with BNZ, whose Home Loan Partners understand that no two journeys to home ownership are the same. With expert guidance, backed by BNZ’s research team, they’re here to help you make sense of interest rates, affordability, and timing - so you can navigate your property journey with confidence, no matter what stage you’re at.


    👉 To learn more, head here.

    BNZ home loans are subject to BNZ’s lending criteria (including minimum equity requirements), terms and fees. An establishment fee of up to $150 may apply.


    Credits:

    Hosts: Victoria Harris & Sophie Hallwright

    Producer & Editor: Emily Rigby

    Social & Digital Manager: Lucy Munro


    ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠


    For more from The Curve:⁠⁠⁠⁠

    ⁠⁠Investing Club⁠⁠

    ⁠⁠Website⁠⁠

    ⁠⁠Instagram⁠⁠⁠⁠⁠

    ⁠YouTube⁠⁠⁠⁠⁠

    ⁠TikTok⁠⁠⁠⁠⁠

    ⁠Newsletter⁠⁠


    (00:00:00) Coming up in this episode...(00:00:29) BNZ x The Curve(00:01:19) Our dream property portfolios(00:04:44) Why do so many wealthy people buy foreign property?(00:07:02) Taylor Swift’s property portfolio(00:11:06) Why so many people aspire to buy property (00:14:48) The price to income ratio(00:22:45) Taxes preventing foreign buyers(00:30:08) Ways to help more people get on the ladder(00:33:50) Kim Kardashian's property portfolio(00:35:41) Rhianna's property portfolio(00:36:14) The most lucrative places to buy in the world(00:37:44) A Big Thank You to BNZ!(00:39:19) Financial Disclaimer


    Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

    3 December 2025, 5:00 pm
  • 38 minutes 43 seconds
    Why Google’s New Chips Have Everyone Freaking Out.

    🌟 WATCH THIS EPISODE ON YOUTUBE 🌟


    This week, Vic kicks things off with a very serious financial dilemma: should you ever spend your hard-earned entertainment budget in an ironically disgusting pub… or is that grounds for a relationship summit? From there we dive into Google’s big AI step up, why Gemini 3 and Google’s own chips are suddenly giving Nvidia a proper run for its money, and what that means if you’re investing in the AI boom. We also unpack how Eli Lilly just joined the trillion-dollar club off the back of weight-loss drugs, and get into the messy but important nuance of obesity, ethics and investing. Then we finish with the UK budget - but don’t tap out if you’re not in the UK: we use it as a crash course in how government budgets actually work, how frozen tax bands quietly make you poorer, what’s changing with ISAs, and why renters and pet owners might finally catch a break.


    Watch our latest episode with Google’s Chief Technologist here: https://youtu.be/kQ3dKKSFbWI?si=Intdo6EBtVz60oTd


    WTF does that mean? A guide to all the jargony bits:

    AI Chips – Hardware that powers AI brains.
    Nvidia – The Beyoncé of chip makers.
    Gemini 3 – Google’s new AI model causing chaos.
    Market Share – How big a slice of the industry pie you own.
    GLP-1 Drugs – The science behind weight-loss meds like Ozempic.
    Market Cap – What a company’s worth on the stock market.
    Tax Brackets – Income levels that decide your tax rate.
    Fiscal Drag – Taxes going up… without looking like they’re going up.
    ISA – A savings/investing account the tax man can’t touch.
    Diversification – Don’t put all your money in one basket.
    R&D – Where companies invent cool new stuff.
    GDP – A country’s economic “how we’re doing” score.


    Credits:

    Hosts: Victoria Harris & Sophie Hallwright

    Producer & Editor: Emily Rigby

    Social & Digital Manager: Lucy Munro


    ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠


    For more from The Curve:⁠⁠⁠⁠

    ⁠⁠Investing Club⁠⁠

    ⁠⁠Website⁠⁠

    ⁠⁠Instagram⁠⁠⁠⁠⁠

    ⁠YouTube⁠⁠⁠⁠⁠

    ⁠TikTok⁠⁠⁠⁠⁠

    ⁠Newsletter⁠⁠


    (00:00:00) Coming up in the episode...(00:01:09) Vic vs Flower Man: The Pub Battle(00:06:33) Google’s steps up to the AI game (Hello, Gemini 3)(00:14:40) The Trillion-Dollar Surprise(00:28:36) The UK Budget… but make it understandable(00:36:45) Thank you for listening!(00:37:24) Financial Disclaimer(00:37:52) We love you Jacob Elordi


    Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

    30 November 2025, 5:00 pm
  • 45 minutes 30 seconds
    From 10-Year-Old Carer to One of NASDAQ’s Only Female CEOs.

    🌟 WATCH THIS EPISODE ON YOUTUBE 🌟


    At 10, Devika was doing night shifts caring for her nan. Fast-forward and she’s one of the tiny handful of female CEOs on the NASDAQ, building life-changing dementia tech while anonymous investors critique… her handbags. In this episode, she shares the real story behind her “why”: caring for her grandma, building a booming care startup, being bullied out of the business she created, surviving an abusive relationship, sobbing on Old Street while her face covered every Tube station, and then - plot twist - meeting the love of her life in Ibiza wearing five-day-old underwear. We dig into resilience, misogyny, motherhood, leadership, and her mission to transform dementia care for every family. It’s raw, heartfelt, unexpectedly funny, and a hug for anyone who’s ever thought, “I don’t know if I can get up again.”

    (We do touch on domestic abuse, grief and mental health - please listen gently.)


    Devika’s Linkedin: https://www.linkedin.com/in/devikawood/?originalSubdomain=uk

    Ayla Care: https://www.ayla-care.com/

    Women in Health: https://www.linkedin.com/company/wealth-women-in-health


    🚗 Thinking about a new car but not ready to drop the cash all at once? Our mini-episode with Lexus explains car financing in plain English (and yes, we made it fun): ⁠https://youtu.be/klxsa-upYH4?si=mStDjeNaPWvERlt_


    Credits:

    Hosts: Victoria Harris & Sophie Hallwright

    Producer & Editor: Emily Rigby

    Social & Digital Manager: Lucy Munro


    ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠


    For more from The Curve:⁠⁠⁠⁠

    ⁠⁠Investing Club⁠⁠

    ⁠⁠Website⁠⁠

    ⁠⁠Instagram⁠⁠⁠⁠⁠

    ⁠YouTube⁠⁠⁠⁠⁠

    ⁠TikTok⁠⁠⁠⁠⁠

    ⁠Newsletter⁠⁠


    (00:00:00) Episode Preview(00:01:12) Quick Disclaimer(00:01:23) The Curve x Lexus(00:02:24) Who is Devika Wood?(00:09:12) Devika’s Grandma & Her ‘Why’(00:17:16) Co-Founding Vida at 26(00:30:27) Rock Bottom(00:34:15) The biggest Learning Devika Has Had(00:40:52) Devika’s Mission Now(00:41:54) Devika’s Message to Mums(00:44:36) Thank You For Listening!(00:45:01) Financial Disclaimer


    Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

    26 November 2025, 5:00 pm
  • 36 minutes 17 seconds
    The Cost of Dating Your Boss.

    🌟 WATCH THIS EPISODE ON YOUTUBE 🌟


    The Economist recently dropped an article called The Cost of Dating Your Boss, and naturally we had to dive into the juicy numbers: from why dating upwards can boost your salary to why the breakup can cost you big time. But before we get into workplace romance economics, there’s plenty more on the agenda: Nvidia’s highly anticipated result and what it means for the AI hype cycle, Warren Buffett suddenly going off-brand and splashing billions on Google, the world’s first Hermès handbag hedge fund (finally, an investment we can emotionally justify), and the UK’s ticket-resale ban that’s already hammering StubHub and Viagogo. And of course, we still manage to squeeze in Vic’s birthday celebrations, a wildly unhinged clothing haul confession, and even a surprise call from a listener on the Curve Hotline. Buckle up, it’s a big week and we cover a lot.


    Episodes mentioned in this podcast:

    The art of making money from handbags, with Meg Randell: https://youtu.be/5E3KEAxbUj0?si=MtHwZn9JtjtAZXud

    Google’s Chief Technologist on the Future We’re All Heading Toward: https://youtu.be/kQ3dKKSFbWI?si=S0lZb-pndYtqrmQZ


    WTF does that mean? A guide to all the jargony bits:

    Financial Results – A company’s money report card.
    Forward-Looking – Share prices based on vibes about the future.
    Taking Profits – Cashing in while you’re ahead.
    Diversification – Not putting all your money in one basket.
    Exuberance – The market getting a bit too hyped.
    Bubble – Prices inflated by excitement… until they pop.
    Hedge Fund – A riskier, spicier investment fund.
    Shorting – Betting something will drop.
    Withdrawing Guidance – “We actually have no idea what’s happening.”


    Credits:

    Hosts: Victoria Harris & Sophie Hallwright

    Producer & Editor: Emily Rigby

    Social & Digital Manager: Lucy Munro


    ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠


    For more from The Curve:⁠⁠⁠⁠

    ⁠⁠Investing Club⁠⁠

    ⁠⁠Website⁠⁠

    ⁠⁠Instagram⁠⁠⁠⁠⁠

    ⁠YouTube⁠⁠⁠⁠⁠

    ⁠TikTok⁠⁠⁠⁠⁠

    ⁠Newsletter⁠⁠


    (00:00:00) Coming up in this episode…(00:01:09) We did something naughty(00:03:02) Nvidia’s results & Vic’s big market call(00:12:36) Warren Buffett’s surprise move…(00:19:42) The world’s first… handbag hedge fund?!(00:23:40) The UK cracks down on ticket reselling(00:28:27) The Economist on The Cost of Dating Your Boss(00:31:32) One last thing before we wrap...(00:34:55) Thanks for tuning in!(00:35:34) Financial disclaimer(00:36:02) Outtake


    Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

    23 November 2025, 5:00 pm
  • 29 minutes 35 seconds
    We React to the Money Disasters You Sent In…

    We asked for your financial horror stories, and wow, did you deliver. In this episode, we read (and listen to) real money mistakes from our community, from missed investing wins to term-deposit disasters, stock-picking heartbreaks, property nightmares and everything in between. We break down what went wrong, what we can all learn from it, and why these stories will genuinely make you better with money. Huge thank you to everyone who sent theirs in. And while you’re here, drop your thoughts (or your own money mishaps) in the comments, we read them all.


    🚗 Thinking about a new car but not ready to drop the cash all at once? Our mini-episode with Lexus explains car financing in plain English (and yes, we made it fun): ⁠https://youtu.be/klxsa-upYH4?si=mStDjeNaPWvERlt_


    Credits:

    Hosts: Victoria Harris & Sophie Hallwright

    Producer & Editor: Emily Rigby

    Social & Digital Manager: Lucy Munro


    ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠


    For more from The Curve:⁠⁠⁠⁠

    ⁠⁠Investing Club⁠⁠

    ⁠⁠Website⁠⁠

    ⁠⁠Instagram⁠⁠⁠⁠⁠

    ⁠YouTube⁠⁠⁠⁠⁠

    ⁠TikTok⁠⁠⁠⁠⁠

    ⁠Newsletter⁠⁠


    (00:00:00) Welcome to Raising the Curve(00:00:35) The Curve x Lexus(00:01:35) Your Stories Are In (Thank You!)(00:02:11) The Investment She Didn’t Make… and Still Regrets(00:03:44) The Term-Deposit Timing Mix-Up(00:07:12) The Stock Pick That Went Downhill Fast(00:10:23) The Property “Partnership” That Cost Her Big(00:17:56) When a Scammer Pretends to Be Your Son(00:21:49) The Ponzi Scheme That Wiped Out Generations(00:28:23) What We Learned From All This(00:28:41) Thanks for Listening(00:29:06) Financial Disclaimer


    Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

    19 November 2025, 6:53 pm
  • 36 minutes 12 seconds
    Why Did It Take Women To Fix The Workplace?

    This week’s Curve Weekly starts with Soph’s financial dilemma of the month - a perfect storm of overspending, £5 left in the bank, and a 4% phone battery in Mayfair. Then, just as we got rolling, Vic’s mic cut out (classic), so yes… this is take two. Once the tech drama settled, Vic breaks down why the market is down 2%, what’s spooking investors, and how the AI bubble ties into it. We also dive into that viral “Did women ruin the workplace?” headline and unpack why the real problem is a system that was never built for women to thrive. Then it’s onto Trump threatening to sue the BBC for $1B - what happened, why it matters, and why the media world is slightly sweating. And finally, we look at what Brits are really using ChatGPT for… and let’s just say the answer might surprise you.

    WTF does that mean? A guide to all the jargony bits:

    Market Drop – When the stock market has a tiny sulk.
    AI Bubble – When AI stocks get too hyped.
    Diversification – Don’t put all your money eggs in one basket.
    S&P 500 – The 500 biggest US companies in one group.
    CapEx – Big-ticket spending by companies.
    Government Shutdown – When the US government can’t agree and… stops.
    The Fed – The US interest-rate boss.
    Defamation – Saying something untrue and getting sued for it.
    Algorithm – The puppet master deciding what you see online.
    50:30:20 Rule – A simple budget split: needs, wants, investing.


    Credits:

    Hosts: Victoria Harris & Sophie Hallwright

    Producer & Editor: Emily Rigby

    Social & Digital Manager: Lucy Munro

    ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠

    For more from The Curve:⁠⁠⁠⁠

    ⁠⁠Investing Club⁠⁠

    ⁠⁠Website⁠⁠

    ⁠⁠Instagram⁠⁠⁠⁠⁠

    ⁠YouTube⁠⁠⁠⁠⁠

    ⁠TikTok⁠⁠⁠⁠⁠

    ⁠Newsletter⁠⁠

    (00:00:00) Coming Up In Todays Episode… (00:01:03) Soph’s Financial Dilemma (00:07:09) The Market Is Down 2% (00:15:46) Did Women Ruin The Workplace? (00:22:32) Trump Sues The BBC (00:29:06) Brits Are Using This For Chat Gpt? (00:33:00) Before We Go… (00:34:51) Thank You For Listening! (00:35:29) Financial Disclaimer (00:35:57) Outtake

    Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

    16 November 2025, 5:00 pm
  • 1 hour 5 seconds
    Google’s Chief Technologist on the Future We’re All Heading Toward.

    If AI still feels like a scary robot in the corner, this chat will calm your nerves and fire up your curiosity. Natalie Piucco (Google’s applied-AI whiz) breaks down where AI is really headed - think helpful life assistant that sorts your calendar, shopping and bills - and why that future could be worth backing with your pounds (or dollars). We cover simple ways to spot opportunities in everyday life (what are you and your mates actually using?), how to dip a toe in with an ETF before picking any “spicy” single stocks, and Nat’s golden rule: confidence comes after you start, not before. TL;DR: pop on your “investor glasses,” chuck in a tenner, and let AI’s next chapter work for you.

    🚗 Thinking about a new car but not ready to drop the cash all at once? Our mini-episode with Lexus explains car financing in plain English (and yes, we made it fun): https://youtu.be/klxsa-upYH4?si=mStDjeNaPWvERlt_

    Credits

    Hosts: Victoria Harris & Sophie Hallwright

    Producer & Editor: Emily Rigby

    Social & Digital Manager: Lucy Munro

    ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠

    For more from The Curve:⁠⁠⁠⁠

    ⁠⁠Investing Club⁠⁠

    ⁠⁠Website⁠⁠

    ⁠⁠Instagram⁠⁠⁠⁠⁠

    ⁠YouTube⁠⁠⁠⁠⁠

    ⁠TikTok⁠⁠⁠⁠⁠

    ⁠Newsletter⁠⁠

    Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

    12 November 2025, 5:00 pm
  • 31 minutes 30 seconds
    The Reason the World’s Most Legendary Investor Is Not Investing Right Now.

    🌟 WATCH THIS EPISODE ON YOUTUBE 🌟


    Warren Buffett (aka the GOAT of investing) is sitting on a jaw-dropping $382 billion in cash. Yep, the man who literally buys companies is taking a breather, and Vic breaks down what that means for the rest of us (hint: things might be a tad overpriced). We also chat about bitcoin’s big dip (Soph’s thrilled), why AMD’s results weren’t enough to keep investors happy, and how gold’s having its main-character moment again. Plus, we celebrate the UK finally adding financial literacy to the school curriculum (goodbye, recorder lessons), unpack the mass Kiwi move to Australia, and somehow veer into royal neighbours, countryside dreams, and near-misses with Lorde.


    WTF does that mean? A guide to all the jargony bits:

    Bear Market – When stocks fall and vibes are low.
    Bull Market – When prices rise and everyone’s buzzing.
    Valuation – What a company thinks it’s worth.
    Cash Pile – A giant stack of money waiting for action.
    Berkshire Hathaway – Warren Buffett’s money empire.
    Revenue Growth – When sales go up. Yay, more money!
    Correction – A market “oops” before it (hopefully) recovers.
    Defensive Stocks – Boring-but-reliable companies.
    Safe Haven – Where nervous investors hide their cash (hi, gold).
    Bitcoin – The drama queen of digital money.
    Crypto – Internet money. Risky but exciting.
    IPO – A company’s stock market debut.


    Credits:

    Hosts: Victoria Harris & Sophie Hallwright

    Producer & Editor: Emily Rigby

    Social & Digital Manager: Lucy Munro


    ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠


    For more from The Curve:⁠⁠⁠⁠

    ⁠⁠Investing Club⁠⁠

    ⁠⁠Website⁠⁠

    ⁠⁠Instagram⁠⁠⁠⁠⁠

    ⁠YouTube⁠⁠⁠⁠⁠

    ⁠TikTok⁠⁠⁠⁠⁠

    ⁠Newsletter⁠⁠


    (00:00:00) Coming up In Today's Episode...(00:00:55) Catch Up(00:06:21) A Few Quick Headlines(00:12:01) Why Warren Buffett Is Sitting on a Mountain of Cash(00:19:55) The UK Finally Adds Money Lessons to the School Curriculum(00:26:57) An Update on the Strava IPO(00:28:01) The Great Kiwi Exodus(00:29:27) Wrap-Up(00:30:11) Thanks for Listening!(00:30:50) Financial Disclaimer(00:31:18) Outtake


    Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

    9 November 2025, 5:00 pm
  • More Episodes? Get the App