• 3 minutes 14 seconds
    The Curve is taking a short break

    The Curve is pausing new episodes for the next couple of weeks. Soph's away and Vic is in the middle of moving back to New Zealand to run the fund, so rather than rush new episodes out, the feed is taking a breather. In its place, five of the very first episodes ever recorded are being re-released, the ones that cover the absolute fundamentals of investing. If you're new here or you want a refresher on the basics, this is the perfect entry point. Regular programming is back on 5 October.

    Credits:

    Hosts: Sophie Hallwright & Victoria Harris

    Editor: Kate Callaghan

    Social & Digital Manager: Lucy Munro

    ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ (https://thecurveplatform.com/pages/the-curve-hotline)

    For more from The Curve:⁠⁠⁠⁠

    ⁠⁠⁠⁠Instagram:⁠⁠ https://www.instagram.com/thecurveplatform/?hl=en

    Substack: https://thecurveplatform.substack.com/

    Website: https://thecurveplatform.com/

    The Curve Investments: https://thecurveinvestments.co.nz/

    ⁠YouTube⁠⁠: https://www.youtube.com/channel/UCFT_HdjhtoRIwPTmQy2TNLw

    ⁠TikTok: https://www.tiktok.com/@thecurveplatform

    Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

    20 September 2026, 6:00 pm
  • 44 minutes 35 seconds
    Buying property with family or a partner, what could go wrong ...

    Holly's back in the studio (this time in person) for another round of Curveballs, real listeners’ submitted property stories sent in after her last two episodes went viral. Soph & Holly unpack a family vacation home at the centre of five and a half years of conflict, a couple who split renovation labour and income unevenly with nothing in writing, and two very different relationships where one partner brings significantly more wealth, inheritance or equity into the picture. Sophie also gets refreshingly honest about her own situation navigating an uneven income dynamic with her partner. If you want to hear some juicy property stories that might hit a little close to home, this one's for you.

    Listen to part one with Holly here: https://open.spotify.com/episode/1IlXIaBpV5gidULo4GxB4l?si=9b0fe5b041164b91

    Listen to part two with Holly here: https://open.spotify.com/episode/0oHlPINatebG4R3dO8mRyf?si=Md-5eOF2QfmRGzfihRWQ9g

    Submit your anonymous property curveball story here: https://form.typeform.com/to/DQf0F07b

    Want to get your own affairs in order? Holly at Succession NZ can help with everything from wills to trusts. Use code THECURVE at checkout on Succession.nz for a special discount.

    Holly’s links

    Succession.nz

    Instagram (https://www.instagram.com/succession.nz/)

    TikTok (https://www.tiktok.com/@succession.nz)

    We’re proud to be partnering with BNZ, who know that home ownership isn’t a straight line. Sometimes life throws curveballs, and BNZ is all about supporting you through the hard stuff, not just the highlights. Whether you’re planning ahead or needing a bit more support right now, BNZ’s home loan experts have the tools and people ready to help you find a way.

    👉 To learn more, head here: http://bnz.co.nz/home-loan-partners-spotify-ep14


    BNZ home loans are subject to BNZ’s lending criteria (including minimum equity requirements), terms and fees. An establishment fee of up to $150 may apply.

    Credits:

    Hosts: Sophie Hallwright

    Editor: Kate Callaghan

    Social & Digital Manager: Lucy Munro

    ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ (https://thecurveplatform.com/pages/the-curve-hotline)

    For more from The Curve:⁠⁠⁠⁠

    ⁠⁠⁠⁠Instagram:⁠⁠ https://www.instagram.com/thecurveplatform/?hl=en

    Substack: https://thecurveplatform.substack.com/

    Website: https://thecurveplatform.com/

    The Curve Investments: https://thecurveinvestments.co.nz/

    ⁠YouTube⁠⁠: https://www.youtube.com/channel/UCFT_HdjhtoRIwPTmQy2TNLw

    ⁠TikTok: https://www.tiktok.com/@thecurveplatform

    Chapters

    • 00:00:00 Coming up in this episode …
    • 00:01:38 BNZ x The Curve
    • 00:01:52 Catch up with Holly
    • 00:15:06 Steph’s Curveball
    • 00:20:15 Tash’s Curveball
    • 00:24:18 BNZ x The Curve
    • 00:24:40 Mia’s Curveball
    • 00:35:18 Lucy’s Curveball
    • 00:43:26 Financial Disclaimer

    Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

    17 September 2026, 6:00 pm
  • 32 minutes 33 seconds
    A $6BN Divorce With No Prenup + Kendall Jenner's Investing Playbook

    Lululemon's founder is getting divorced after 20+ years of marriage, and there's no prenup on a fortune worth over $6 billion. We get into what that means for his wife (one of the company's first employees and founding designer), especially as Lululemon posts its second dire quarter in a row and its stock hits an eight-year low. Then, Kendall Jenner just bought a stake in TRIP, the British calming drinks brand, adding to her tequila empire, and we unpack why celebrities are increasingly choosing equity over a paycheck.

    Thanks so much to Generate for making The Curve Weekly possible. Generate has a really impressive 10-year track record, to find out more about their performance click here: generatekiwisaver.co.nz/performance. But remember, a great track record doesn’t guarantee future returns! If you’d like to speak to an advisor, to see if Generate is right for you, you can book time with someone here: https://www.generatewealth.co.nz/curve


    Credits:

    Host: Sophie Hallwright & Vic Harris

    Editor: Kate Callaghan

    Social & Digital Manager: Lucy Munro

    ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ (https://thecurveplatform.com/pages/the-curve-hotline)

    For more from The Curve:⁠⁠⁠⁠

    ⁠⁠⁠⁠Instagram:⁠⁠ https://www.instagram.com/thecurveplatform/?hl=en

    Substack: https://thecurveplatform.substack.com/

    Website: https://thecurveplatform.com/

    The Curve Investments: https://thecurveinvestments.co.nz/

    ⁠YouTube⁠⁠: https://www.youtube.com/channel/UCFT_HdjhtoRIwPTmQy2TNLw

    ⁠TikTok: https://www.tiktok.com/@thecurveplatform

    Chapters

    • 00:00:00 Coming up in this episode …
    • 00:00:50 Generate x The Curve
    • 00:01:09 Lululemon’s founder’s divorce
    • 00:15:57 Generate x The Curve
    • 00:16:37 Kendall Jenner’s new business venture
    • 00:28:18 Community question
    • 00:31:25 Thanks for listening!
    • 00:32:05 Financial disclaimer

    Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

    Generate’s Product Disclosure Statement and Financial Advice Provider License can be found here: GenerateKiwiSaver.co.nz/disclosures.


    *Morningstar KiwiSaver Survey March Quarter End 2026. The Generate Focused Growth Fund returns have ranked in the top three of NZ Multi Sector Aggressive Category Funds for 10 year returns every quarter since becoming eligible in June 2023. Most recently the fund ranked 2nd out of 10 funds for 10 year returns to 31 March 2026.

    15 September 2026, 6:00 pm
  • 38 minutes 18 seconds
    The Weekly: Worst Interest Rates Since 2008 & Shein Loses $5bn in a week.

    First up, government bond yields just hit levels not seen since the 2008 financial crisis, and the headlines are in full panic mode. Vic breaks down what a bond yield actually is, why investors are suddenly worried that governments around the world have overextended themselves, and why a "boring" corner of finance is about to hit your mortgage, your taxes, and your savings account. Then, Shein went public and lost $5 billion in value in its first week of trading, a brutal comedown from the $100 billion it was worth back in 2022. We unpack why the company's entire business model was built on a legal loophole, and the lesson every investor should take from watching that loophole finally close.

    Submit your money and morals question to The Ethical Hotline: https://form.typeform.com/to/BZHujjGM and if you want to check out any of the questions we've already answered you can find them here! (https://pathfinder.kiwi/pathfinder-x-the-curve/)


    Credits:

    Hosts: Sophie Hallwright & Vic Harris

    Producer: Emily Rigby

    Editor: Kate Callaghan

    Social & Digital Manager: Lucy Munro

    ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠

    For more from The Curve:⁠⁠⁠⁠

    ⁠⁠⁠⁠Instagram:⁠⁠ https://www.instagram.com/thecurveplatform/?hl=en

    Substack: https://thecurveplatform.substack.com/

    Website: https://thecurveplatform.com/

    The Curve Investments: https://thecurveinvestments.co.nz/

    ⁠YouTube⁠⁠: https://www.youtube.com/channel/UCFT_HdjhtoRIwPTmQy2TNLw

    ⁠TikTok: https://www.tiktok.com/@thecurveplatform

    Chapters

    • 00:00:00 Coming up in this episode …
    • 00:00:46 Pathfinder x The Curve
    • 00:01:15 Quick update
    • 00:04:48 Why boring bonds suddenly matter
    • 00:21:33 Pathfinder x The Curve
    • 00:22:30 Shien IPO
    • 00:30:08 Ethical Hotline
    • 00:37:11 Thanks for listening!
    • 00:37:50 Financial disclaimer

    Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

    13 September 2026, 6:00 pm
  • 47 minutes 43 seconds
    A Side Hustle From Her Bedroom Floor Became an 8-Figure Business.

    Madi Stefanis started her business at 19 with one old film camera and a Facebook Marketplace listing. It sold for 5x the asking price, and that was the beginning of a side hustle that scaled to $70K a month from her bedroom floor, before turning into 35mm Co., a camera brand now sold in nearly every country in the world with over 100,000 units sold.

    This episode is a true side-hustle-to-global-business story: how Madi went from sourcing and reselling vintage cameras solo, to betting her entire house deposit on manufacturing her own product, to building an 8-figure company, all before turning 26.

    We get into the real mechanics of scaling a side hustle: how she decided when it was time to go all in, the financial risk that nearly didn't pay off, working with contractors across four countries, and the practical, unglamorous advice she'd give anyone thinking about starting their own thing on the side.

    Madi’s links

    35mm Co Instagram (https://www.instagram.com/35mm_co/)

    35mmco.com

    Madi’s Instagram (https://www.instagram.com/madistefanis/reels/)

    Check out IOU (The Practical Lessons) here: https://thecurveplatform.com/

    We're proud to be partnering with BNZ. There's an art to starting something new, and like any art form, you need the right tools to make it work. Whether you're flatting, saving to travel, or making a career move, BNZ has the tools to help you master your money from the get-go.


    Credits:

    Hosts: Sophie Hallwright & Vic Harris

    Producer: Emily Rigby

    Editor: Kate Callaghan

    Social & Digital Manager: Lucy Munro

    ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ (https://thecurveplatform.com/pages/the-curve-hotline)

    For more from The Curve:⁠⁠⁠⁠

    ⁠⁠Website⁠⁠ (https://thecurveplatform.com/)

    ⁠⁠Instagram⁠⁠ (https://www.instagram.com/thecurveplatform/)⁠⁠⁠

    ⁠YouTube⁠⁠ (https://youtube.com/@thecurveplatform?si=nlCWqqqySWOzYlj3)⁠⁠⁠

    ⁠TikTok⁠⁠ (https://www.tiktok.com/@thecurveplatform)⁠⁠⁠

    ⁠Newsletter⁠⁠ (https://thecurve.co.nz/pages/sign-up-to-the-curve-weekly)

    Chapters

    • 00:00:00 Episode preview
    • 00:01:02 The Curve x BNZ
    • 00:01:29 Growing up: Madi's story
    • 00:03:46 The first time money made an impression
    • 00:08:04 Inside Madi's personal finances
    • 00:12:54 A health scare that changed everything
    • 00:18:25 From side hustle to full-blown business
    • 00:29:31 The hard truths no one tells you
    • 00:38:30 Building the business behind the scenes
    • 00:39:58 Her best advice for aspiring founders
    • 00:43:04 Extra credit
    • 00:46:51 Thank you BNZ!
    • 00:47:14 Financial disclaimer

    Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

    10 September 2026, 6:00 pm
  • 46 minutes 45 seconds
    Hundreds of millions in the bank. Still took 18 years to turn a profit.

    She's got 33 million followers and one of the most photographed families on the planet. It still took Victoria Beckham 18 years to turn a profit, and £66m in debt to get there. We break down what that says about the difference between revenue and profit, and why runway matters more than either. Plus, tech multimillionaire Bryan Johnson's girlfriend Kate Tolo is running her own 100-day biohacking experiment, tracking 14.8 million data points on her own menstrual cycle in the name of (underfunded) women's health research. And we remember Gloria Steinem.

    Thanks so much to Generate for making The Curve Weekly possible. Generate has a really impressive 10-year track record, to find out more about their performance click here: generatekiwisaver.co.nz/performance. But remember, a great track record doesn’t guarantee future returns! If you’d like to speak to an advisor, to see if Generate is right for you, you can book time with someone here: https://www.generatewealth.co.nz/curve


    Credits:

    Host: Sophie Hallwright

    Guest: Emma-Louise Boynton

    Producer: Emily Rigby

    Editor: Kate Callaghan

    Social & Digital Manager: Lucy Munro

    ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ (https://thecurveplatform.com/pages/the-curve-hotline)

    For more from The Curve:⁠⁠⁠⁠

    ⁠⁠⁠⁠Instagram:⁠⁠ https://www.instagram.com/thecurveplatform/?hl=en

    Substack: https://thecurveplatform.substack.com/

    Website: https://thecurveplatform.com/

    The Curve Investments: https://thecurveinvestments.co.nz/

    ⁠YouTube⁠⁠: https://www.youtube.com/channel/UCFT_HdjhtoRIwPTmQy2TNLw

    ⁠TikTok: https://www.tiktok.com/@thecurveplatform

    Chapters

    • 00:00:00 Coming up in today’s episode …
    • 00:01:23 Generate x The Curve
    • 00:01:40 Weekly catchup
    • 00:03:34 Gloria Steinem’s legacy
    • 00:10:25 Victoria Beckham’s business turnaround
    • 00:25:27 Generate x The Curve
    • 00:26:11 Defying death with biohacking
    • 00:45:39 Thank you for listening!
    • 00:46:16 Financial Disclaimer

    Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

    Generate’s Product Disclosure Statement and Financial Advice Provider License can be found here: GenerateKiwiSaver.co.nz/disclosures.


    *Morningstar KiwiSaver Survey March Quarter End 2026. The Generate Focused Growth Fund returns have ranked in the top three of NZ Multi Sector Aggressive Category Funds for 10 year returns every quarter since becoming eligible in June 2023. Most recently the fund ranked 2nd out of 10 funds for 10 year returns to 31 March 2026.

    8 September 2026, 6:58 pm
  • 47 minutes 48 seconds
    First fund update, Apple's new CEO, & the billion-dollar cost of climate change.

    This week, Soph and Vic share the Curve Fund's very first monthly update and break down the biggest movers, including Estée Lauder's and AMD. They also get into Apple's new CEO John Ternus, only the seventh in the company's 50 year history, and what his $60 million pay package (mostly in stock) says about how the company rewards long-term thinking. Plus, natural disasters cost the world $450 billion last year, and insurance is quietly becoming unaffordable in the riskiest areas. Turns out, skipping cover might be the worst money decision you make.

    Chat to our friends at RP Insurance, no cost to talk, just clarity: https://thecurve.out-sauce.ai/refer/r-p-insurance

    Submit your money and morals question to The Ethical Hotline: https://form.typeform.com/to/BZHujjGM and if you want to check out any of the questions we've already answered you can find them here! (https://pathfinder.kiwi/pathfinder-x-the-curve/)


    Credits:

    Hosts: Sophie Hallwright & Vic Harris

    Producer: Emily Rigby

    Editor: Kate Callaghan

    Social & Digital Manager: Lucy Munro

    ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠

    For more from The Curve:⁠⁠⁠⁠

    ⁠⁠⁠⁠Instagram:⁠⁠ https://www.instagram.com/thecurveplatform/?hl=en

    Substack: https://thecurveplatform.substack.com/

    Website: https://thecurveplatform.com/

    The Curve Investments: https://thecurveinvestments.co.nz/

    ⁠YouTube⁠⁠: https://www.youtube.com/channel/UCFT_HdjhtoRIwPTmQy2TNLw

    ⁠TikTok: https://www.tiktok.com/@thecurveplatform

    Chapters

    • 00:00:00 Coming up in this episode…
    • 00:00:42 Pathfinder x The Curve
    • 00:01:07 Weekly catchup
    • 00:05:05 The Curve Fund’s First Update!!!!
    • 00:22:28 Apple’s got a new girl in town
    • 00:32:57 Pathfinder x The Curve
    • 00:33:40 The rinsing cost of natural disasters
    • 00:42:08 Community question
    • 00:46:41 Thank you for listening!
    • 00:47:18 Financial disclaimer

    Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

    6 September 2026, 6:00 pm
  • 42 minutes 49 seconds
    The property millionaire who says stop buying.

    This week, Soph is joined by The Curve’s angel investor, Nicole Bremner. At its peak, Nicole’s portfolio included stakes in over 110 properties. In this episode, the pair get honest about what's shifted in the property market over the last 15 years, and why the old rules of buying property no longer apply. They unpack the diversification blind spot most homeowners don't realise they have, and why an emotional purchase isn't a bad one. Plus Nicole reveals what the UK's Rich List actually shows about how wealthy people build and structure their money. Whether you already own property, are weighing up your next move, or are saving for your first home, this conversation will help you buy smarter and think more clearly about where property fits in your bigger financial picture.

    Episodes mentioned in this podcast…
    First episode with Nicole: (https://open.spotify.com/episode/4gbxyFomLKuLZ4uP8lXV9M?si=tfcP_NkYTt2J7H4x53s-AA)

    Why now is never the right time to invest: (https://open.spotify.com/episode/5hZgkak8soileERUsS8bF5?si=dlxbdweyQsid22Akp_4IMw)

    Nicole’s links

    Website (https://www.nicolebremner.com/)

    Podcast (https://www.nicolebremner.com/podcast)


    Credits:

    Hosts: Victoria Harris & Sophie Hallwright

    Producer: Emily Rigby

    Editor: Kate Callaghan

    Social & Digital Manager: Lucy Munro

    ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ (https://thecurveplatform.com/pages/the-curve-hotline)

    For more from The Curve:⁠⁠⁠⁠

    ⁠⁠Website⁠⁠ (https://thecurveplatform.com/)

    ⁠⁠Instagram⁠⁠ (https://www.instagram.com/thecurveplatform/)⁠⁠⁠

    ⁠YouTube⁠⁠ (https://youtube.com/@thecurveplatform?si=nlCWqqqySWOzYlj3)

    ⁠TikTok⁠⁠ (https://www.tiktok.com/@thecurveplatform)⁠⁠⁠

    ⁠Newsletter⁠⁠ (https://thecurve.co.nz/pages/sign-up-to-the-curve-weekly)

    Substack (https://thecurveplatform.substack.com/)

    Chapters

    • 00:00:00 Coming up in this episode…
    • 00:00:56 Welcoming Nicole back!
    • 00:01:54 Investing in startups (and The Curve)
    • 00:06:00 Nicole’s property experience
    • 00:15:11 A case study: Switzerland vs Romania
    • 00:19:15 Should buying property be an emotional decision?
    • 00:27:15 The rich list
    • 00:32:54 Property vs stocks?
    • 00:41:50 Thank you for listening!
    • 00:42:21 Financial disclaimer

    Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

    3 September 2026, 6:00 pm
  • 59 minutes 11 seconds
    Meta's $18 billion problem.

    Soph and Emma pay tribute to Dolly Parton's legacy and the financial genius behind her career, from refusing to give Elvis half her songwriting credit to owning her entire catalog decades before artists like Taylor Swift and Dua Lipa followed suit. They also break down Meta's $18 billion legal settlement, why prosecutors have finally found a way to hold the platform accountable, and what it signals for big tech going forward. Plus, they get into the rise of men paying matchmakers tens of thousands of dollars to find themselves a traditional wife.

    Thanks so much to Generate for making The Curve Weekly possible. Generate has a really impressive 10-year track record, to find out more about their performance click here: generatekiwisaver.co.nz/performance. But remember, a great track record doesn’t guarantee future returns! If you’d like to speak to an advisor, to see if Generate is right for you, you can book time with someone here: https://www.generatewealth.co.nz/curve


    Credits:

    Hosts: Sophie Hallwright

    Producer: Emily Rigby

    Editor: Kate Callaghan

    Social & Digital Manager: Lucy Munro

    ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ (https://thecurveplatform.com/pages/the-curve-hotline)

    For more from The Curve:⁠⁠⁠⁠

    ⁠⁠Website⁠⁠ (https://thecurveplatform.com/)

    ⁠⁠Instagram⁠⁠ (https://www.instagram.com/thecurveplatform/)⁠⁠⁠

    ⁠YouTube⁠⁠ (https://youtube.com/@thecurveplatform?si=nlCWqqqySWOzYlj3)

    ⁠TikTok⁠⁠ (https://www.tiktok.com/@thecurveplatform)⁠⁠⁠

    ⁠Newsletter⁠⁠ (https://thecurve.co.nz/pages/sign-up-to-the-curve-weekly)

    Substack (https://thecurveplatform.substack.com/)

    Chapters

    • 00:00:00 Coming up in this episode…
    • 00:01:10 Generate x The Curve
    • 00:01:27 Weekly catchup
    • 00:03:09 Dolly Parton’s legacy
    • 00:18:42 Generate x The Curve
    • 00:19:18 The lawsuit
    • 00:41:38 Why men are paying to find tradwives
    • 00:58:04 Thank you for listening!
    • 00:58:42 Financial disclaimer

    Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

    Generate’s Product Disclosure Statement and Financial Advice Provider License can be found here: GenerateKiwiSaver.co.nz/disclosures.


    *Morningstar KiwiSaver Survey March Quarter End 2026. The Generate Focused Growth Fund returns have ranked in the top three of NZ Multi Sector Aggressive Category Funds for 10 year returns every quarter since becoming eligible in June 2023. Most recently the fund ranked 2nd out of 10 funds for 10 year returns to 31 March 2026.

    1 September 2026, 6:00 pm
  • 48 minutes 59 seconds
    Designer Babies, Anti-Aging & the $12.5B Lakers Deal.

    This week we're asking an uncomfortable question: can money literally buy you a longer life? We dig into the eyebrow-raising world of biohacking billionaires spending millions to reverse their biological age, the stark wealth gap in life expectancy (up to 15 years in some countries), and the rise of $50,000 genetic screening packages that let the ultra-wealthy select for IQ, height and health in their future children. Then we shift gears to sport as an investment - unpacking the $12.5B LA Lakers sale, why scarcity drives sports team valuations, and how to get exposure to the female sport boom without buying a whole team. Plus, two community questions: investing in The Curve Investments via direct debit vs. Sharesies, and how to negotiate a pay rise while on maternity leave.

    Submit your money and morals question to The Ethical Hotline: https://form.typeform.com/to/BZHujjGM and if you want to check out any of the questions we've already answered you can find them here! (https://pathfinder.kiwi/pathfinder-x-the-curve/)

    WTF does that mean? A guide to all the jargony bits:

    Asset class — a category of thing you can invest in (property, stocks, sports teams...)

    Capital gains — profit from an asset going up in value

    Dividends — regular payouts just for holding an asset

    Margins — profit left after costs; high margins attract competitors

    ETF — a ready-made basket of investments you buy in one go


    Credits:

    Hosts: Sophie Hallwright & Vic Harris

    Producer: Emily Rigby

    Editor: Kate Callaghan

    Social & Digital Manager: Lucy Munro

    ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠

    For more from The Curve:⁠⁠⁠⁠

    ⁠⁠Website⁠⁠ (https://thecurveplatform.com/)

    ⁠⁠Instagram⁠⁠ (https://www.instagram.com/thecurveplatform/)⁠⁠⁠

    ⁠YouTube⁠⁠ (https://youtube.com/@thecurveplatform?si=nlCWqqqySWOzYlj3)

    ⁠TikTok⁠⁠ (https://www.tiktok.com/@thecurveplatform)⁠⁠⁠

    ⁠Newsletter⁠⁠ (https://thecurve.co.nz/pages/sign-up-to-the-curve-weekly)

    Substack (https://thecurveplatform.substack.com/)

    Chapters

    • 00:00:00 Coming up in this episode…
    • 00:00:55 The Curve x Pathfinder
    • 00:01:25 Catching up: our Lorde concert debrief
    • 00:03:56 Can money buy you a longer life?
    • 00:22:33 The Curve x Pathfinder
    • 00:23:13 Sport, money & the .5B Lakers deal
    • 00:36:53 Your questions, answered
    • 00:47:52 That's a wrap!
    • 00:48:30 Financial disclaimer

    Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

    30 August 2026, 6:00 pm
  • 42 minutes 18 seconds
    7 Questions to Ask Before You Buy an Investment Property.

    Before Pete West buys a single investment property, he runs through 7 questions - skip one, and it could cost you thousands.

    Soph sits down with Pete (the property investor she's worked with on two of her own investments) to break down exactly what he looks for before he buys anything. This isn't about finding your dream home, it's a practical framework for assessing an investment property before you buy.

    Pete shares the Google Maps trick he uses before even visiting a property, why "the best suburb you can afford" beats a bigger house in a worse one, and the expensive fixes that add zero value versus the ones that do. He also covers how to spot asbestos, dodgy foundations, and unconsented work before they become your problem, plus a real case study: $525k purchase, $70k renovation, $715k revaluation. If you're buying your first investment property, or just want to understand how the pros do it, this one gives you a checklist to take straight to your next viewing.

    Pete’s Links

    Instagram (https://www.instagram.com/peterwestproperty)

    Website (https://www.westpropertycoaching.co.nz/)

    We're proud to be partnering with BNZ, because no two journeys to home ownership are the same. BNZ's home loan experts are there to help you navigate the process with confidence – from search to signing

    👉 To learn more, head here.

    Credits:

    Host: Sophie Hallwright

    Guest: Peter West

    Producer: Emily Rigby

    Editor: Kate Callaghan

    Social & Digital Manager: Lucy Munro

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    Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

    27 August 2026, 6:00 pm
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