CONTENT WARNING This episode touches on fertility struggles and the emotional weight of balancing family planning with career ambitions. If this is a sensitive topic for you, please take care of yourself, it's okay to come back to this one when you're ready.

What if the tension between your career and your personal life isn't a you problem, it's a system problem? In this episode, Soph sits down with Dr. Ellen Joan Ford: leadership expert, solo mum, army veteran, and author of Work School Hours. They get into the big, messy, deeply personal question of how we're supposed to build careers we care about while also having a life, and why the way we currently work is making it nearly impossible.

From the motherhood penalty and egg freezing to output vs. hours and why your boss's 8:30am meeting might be ruining someone's morning, this one is full of honest conversation, real research, and genuinely actionable ideas. Whether you're a parent, thinking about becoming one, or just someone who's ever felt like work and life are constantly at war with each other, this episode is for you.

Ellen's free resources + book: ellenjoanford.com Use code TODAY00 at checkout to get the e-book for free!

Credits:

Host: Sophie Hallwright

Guest: Ellen Joan Ford

Editor: Lana Byrne

Producer: Emily Rigby

Social & Digital Manager: Lucy Munro

⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ (https://thecurveplatform.com/pages/the-curve-hotline)

For more from The Curve:⁠⁠⁠⁠

⁠⁠Website⁠⁠ (https://thecurveplatform.com/)

⁠⁠Instagram⁠⁠ (https://www.instagram.com/thecurveplatform/)⁠⁠⁠

⁠YouTube⁠⁠ (https://youtube.com/@thecurveplatform?si=nlCWqqqySWOzYlj3)

⁠TikTok⁠⁠ (https://www.tiktok.com/@thecurveplatform)⁠⁠⁠

⁠Newsletter⁠⁠ (https://thecurve.co.nz/pages/sign-up-to-the-curve-weekly)

Substack (https://thecurveplatform.substack.com/)

Chapters

• 00:00:00 Content Note
• 00:00:14 Leaving Yourself at the Door: Why "Being Professional" Got It Wrong
• 00:04:03 The Career vs. Family Dilemma Nobody Prepares You For
• 00:07:54 This Isn't a Personal Problem — It's a Collective One
• 00:11:12 Still Ambitious After Kids: Ellen's Story
• 00:13:11 The Three Uncomfortable Boxes Parents Get Pushed Into
• 00:16:42 What Egg Freezing Really Says About Your Company
• 00:21:02 The Motherhood Penalty, Explained
• 00:24:35 From the Army to Afghanistan to Changing How We Work
• 00:26:37 Why Investing in Your People Is Never a Waste of Time
• 00:33:12 Hours Don't Equal Output (And We Need to Stop Pretending They Do)
• 00:39:39 A Fairer Way to Think About Efficiency at Work
• 00:41:42 What #WorkSchoolHours Actually Means
• 00:47:55 Small Changes That Make a Big Difference
• 00:54:13 The One Thing That Will Make You Better at Work and Life
• 00:55:17 Where to Find Ellen
• 00:56:53 Thank you for listening to Raising The Curve!

Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Everyone's talking about Anthropic (the AI company behind Claude), and it’s plans to go public at a valuation of nearly a trillion dollars. But is this the dawn of a new era, or are we living through dot-com déjà vu? We break down what Anthropic's IPO actually means for everyday investors, why a company that's only just turning profitable could be worth that much, and whether we should all be very, very nervous. We also dig into Warren Buffett's successor making his first big moves at Berkshire Hathaway, including a $10 billion bet on Alphabet (Google) and what that signals about AI's staying power. Plus, Jay Shetty has just signed a $100 million deal with both Spotify and Netflix simultaneously, and Sophie reports back from South by Southwest London on what it means for the future of podcasting.

Submit your money and morals question to The Ethical Hotline: https://form.typeform.com/to/BZHujjGM and if you want to check out any of the questions we've already answered you can find them here! (https://pathfinder.kiwi/pathfinder-x-the-curve/)

WTF does that mean? A guide to all the jargony bits:

Credits:

Hosts: Victoria Harris & Sophie Hallwright

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠

For more from The Curve:⁠⁠⁠⁠

⁠⁠Website⁠⁠ (https://thecurveplatform.com/)

⁠⁠Instagram⁠⁠ (https://www.instagram.com/thecurveplatform/)⁠⁠⁠

⁠YouTube⁠⁠ (https://youtube.com/@thecurveplatform?si=nlCWqqqySWOzYlj3)

⁠TikTok⁠⁠ (https://www.tiktok.com/@thecurveplatform)⁠⁠⁠

⁠Newsletter⁠⁠ (https://thecurve.co.nz/pages/sign-up-to-the-curve-weekly)

Substack (https://thecurveplatform.substack.com/)

Chapters

• 00:00:00 Coming up in this episode…
• 00:01:29 Pathfinder x The Curve
• 00:02:00 Did you see us on TV?!
• 00:03:56 The Trillion Dollar Anthropic IPO
• 00:26:26 Pathfinder x The Curve
• 00:27:19 Berkshire Hathaway’s making it rain!
• 00:36:47 Netflix & Spotify purchase a new podcast
• 00:43:56 This week on Raising The Curve...
• 00:45:37 Thank you for listening!
• 00:46:15 Financial Disclaimer

Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Hannah Koumakis (aka the internet’s favourite budgeting girl) is joining us for the next three episodes of IOU (Some Money Education), taking over from Lucy Blakiston, and she’s about to change the way you think about money. We start with Hannah’s story, from learning how to manage money at just seven years old to nannying for billionaire families in London - an experience that completely shifted her perspective on wealth, spending, and what actually matters. Then we get into the good stuff: her step-by-step method for splitting your money across multiple bank accounts so budgeting finally feels clear, organised, and actually doable. You’ll learn how to set up your own categories, understand where your money is really going, and give every dollar a job, without feeling restricted. If you’ve ever avoided your banking app or felt like budgeting just isn’t your thing, this episode might be the one that finally makes it click.

Hannah’s Links

Instagram (https://www.instagram.com/hannahkoumakis/)

TikTok (https://www.tiktok.com/@hannahkoumakis)

deartheseries.com

dearcommunity.co.nz

Seven Content & Dear Brides (http://sevencontentstudio.com)

Check out IOU (The Practical Lessons) here: https://thecurveplatform.com/

We’re proud to be partnering with BNZ. There’s an art to starting something new, and like any art form, you need the right tools to make it work. Whether you’re flatting, saving to travel, or making a career move, BNZ has the tools to help you master your money from the get-go.

Credits:

Hosts: Victoria Harris & Sophie Hallwright

Producer: Emily Rigby

Editor: Isabella Reeve

Social & Digital Manager: Lucy Munro

⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠

For more from The Curve:⁠⁠⁠⁠

⁠⁠Website⁠⁠

⁠⁠Instagram⁠⁠⁠⁠⁠

⁠YouTube⁠⁠⁠⁠⁠

⁠TikTok⁠⁠⁠⁠⁠

⁠Newsletter⁠⁠

Chapters

• 00:00:00 Welcome to IOU (Some Money Education)!
• 00:00:28 Coming up in this episode…
• 00:01:13 BNZ x The Curve
• 00:01:39 Welcoming Hannah
• 00:06:20 Hannah’s Money Story
• 00:14:10 When Hannah’s relationship with money changed
• 00:19:03 How to Unpack Your Relationship with Money
• 00:20:19 In the Red or the Green?
• 00:22:02 Why Budgeting Actually Matters
• 00:23:09 Hannah’s 16 Accounts Explained
• 00:26:00 How to Put This into Practice
• 00:30:08 What to Do with Extra Money
• 00:31:44 What to Do When You’ve Hit Your Limit
• 00:32:54 Managing Money Without a Card for Every Account
• 00:33:52 Cash and Burn
• 00:36:57 Extra Credit
• 00:39:45 Wrapping Up
• 00:40:26 Thank you for joining us for IOU (Some Money Education)
• 00:40:59 Thank you BNZ!
• 00:41:23 Financial Disclaimer

Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Spotify's stock jumped 18% in one day and we're breaking down exactly why, plus what it means for artists, your playlist, and the music industry at large. We also get into why birth rates are falling globally and the one reason researchers are pointing to that nobody was expecting, Victoria's Secret's unlikely comeback (up 200% in a year and yes, there's a female CEO involved), and quick updates on the SpaceX IPO that could be the biggest in history, the Lululemon founder drama, and what's going on at BP. Oh, and we answer a listener question on capital gains tax that's probably simpler than you think!

Wondering whether an investment actually lines up with your values?
👉 Submit your money and morals question to The Ethical Hotline: https://form.typeform.com/to/BZHujjGM

WTF does that mean? A guide to all the jargony bits:

IPO — when a private company sells shares to the public for the first time

ETF — a basket of shares you buy as one thing instead of picking individual companies

Index — a list of top companies grouped together, like the NASDAQ 100

Ticker symbol — a short code that identifies a company on the stock market

Activist investor — someone who buys shares specifically to push for changes in a company

Capital gains tax — tax on the profit you make when you sell an investment

The glass cliff — when women or minorities are given leadership roles mainly during a crisis, when failure is most likely

Credits:

Hosts: Victoria Harris & Sophie Hallwright

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠

For more from The Curve:⁠⁠⁠⁠

⁠⁠Website⁠⁠ (https://thecurveplatform.com/)

⁠⁠Instagram⁠⁠ (https://www.instagram.com/thecurveplatform/)⁠⁠⁠

⁠YouTube⁠⁠ (https://youtube.com/@thecurveplatform?si=nlCWqqqySWOzYlj3)

⁠TikTok⁠⁠ (https://www.tiktok.com/@thecurveplatform)⁠⁠⁠

⁠Newsletter⁠⁠ (https://thecurve.co.nz/pages/sign-up-to-the-curve-weekly)

Substack (https://thecurveplatform.substack.com/)

Chapters

• 00:00:00 Coming up in this episode…
• 00:01:12 Pathfinder x The Curve
• 00:01:38 Quick catch up
• 00:05:42 A quick update on Space X IPO, Lululemon and BP
• 00:19:58 Spotify jumps 18% in one day
• 00:24:18 Pathfinder x The Curve
• 00:25:07 The new culprit of declining birthrates
• 00:36:10 VSXY
• 00:42:34 Community Question
• 00:45:08 Wrap Up

Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Most money advice tells you to spend less and save more. But what if the real answer is just spending better? This week Sophie sits down with Fran (aka Martha Stewish), chartered accountant and personal finance creator you're going to want to follow, to talk through one of the most practical frameworks we've covered on the show. We dig into how to figure out your authentic spending code: the personal values that should be driving every financial decision you make, and why ignoring them is probably why you feel stuck.

We also get into why deprivation always backfires, how she saves 35% of her salary without feeling restricted, and the simple habit shifts that actually move the needle, whatever you're earning. This one will make you look at your bank statement completely differently.

Fran’s links:

Tiktok (https://www.tiktok.com/@martha30s)

Instagram (https://www.instagram.com/martha.stewish/)

Substack (https://marthastewish.substack.com/)

YouTube (https://www.youtube.com/@martha.stewish)

Credits:

Host: Sophie Hallwright

Guest: Martha Stewish

Producer: Emily Rigby

Editor: Isabella Reeve

Social & Digital Manager: Lucy Munro

⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠

For more from The Curve:⁠⁠⁠⁠

⁠⁠Website⁠⁠

⁠⁠Instagram⁠⁠⁠⁠⁠

⁠YouTube⁠⁠⁠⁠⁠

⁠TikTok⁠⁠⁠⁠⁠

⁠Newsletter⁠⁠

Chapters

• 00:00:00 Intro & Who is Fran (aka Martha)?
• 00:00:52 The Gap in Personal Finance Content
• 00:03:47 How Fran Thinks About Building Wealth
• 00:05:12 Growing Up With Frugal Fraser
• 00:06:24 What Is Your Authentic Spending Code?
• 00:08:49 Fran's Four Spending Pillars
• 00:12:44 Emotional Spending & Money Guilt
• 00:17:58 How Fran Balances Saving & Living
• 00:20:27 Blocking Out the Noise & The Rich Girl Wish List
• 00:27:34 Where Do You Start?
• 00:32:02 Quick Fire Questions
• 00:38:00 Thank You For Listening
• 00:38:24 Financial Disclaimer

• Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

This week Vic's flying solo (miss you Soph!!), and she's brought the big stories. SpaceX has officially filed to go public, and it could be the largest IPO in history at a $2 trillion valuation. But is the hype justified? Vic breaks down what SpaceX actually is, what you'd be buying, and how everyday investors can get involved. Plus, Elon Musk's lawsuit against OpenAI gets thrown out of court in under two hours, and the reason why is more embarrassing than the loss itself. Shakira just won a €55 million tax battle with the Spanish government, and there are some surprisingly practical takeaways for anyone who spends time across different countries. And finally, the latest US jobs data tells a more complicated story than the headlines suggest, and what it really means for your career in the age of AI. 

Back to regular programming next week!

We're hiring a junior podcast editor based in London, if that's you (or someone you know), check out the full job description here. (https://www.linkedin.com/posts/thecur...)

Wondering whether an investment actually lines up with your values?

👉 Submit your money and morals question to The Ethical Hotline: (https://form.typeform.com/to/BZHujjGM)

WTF does that mean? A guide to all the jargony bits:

NASDAQ – A US stock exchange. Basically where all the big tech companies live.

Retail Investors – Everyday investors. You and me.

Valuation – What people think a company is worth.

Revenue – Money coming in. Not the same as profit.

Statute of Limitations – Waited too long to sue? Case dismissed.

Tax Resident – The country that gets to tax you.

Dividends – Getting paid just for owning shares.

The 4% Rule – Withdraw 4% a year in retirement and your money should last 30 years.

Credits:

Hosts: Victoria Harris & Sophie Hallwright

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠

For more from The Curve:⁠⁠⁠⁠

⁠⁠Website⁠⁠

⁠⁠Instagram⁠⁠⁠⁠⁠

⁠YouTube⁠⁠⁠⁠⁠

⁠TikTok⁠⁠⁠⁠⁠

⁠Newsletter⁠⁠

Chapters

• 00:00:00 Coming up in this episode...
• 00:01:05 Pathfinder x The Curve
• 00:01:35 The Space X IPO
• 00:12:06 Musk's lawsuit against OpenAI: case closed
• 00:15:29 Pathfinder x The Curve
• 00:16:28 How Shakira beat a €55 million tax bill
• 00:20:19 Is AI actually killing jobs? The truth is complicated
• 00:25:39 Community question: Can you really retire on dividends alone?
• 00:28:27 Thank you for listening!
• 00:29:06 Financial Disclaimer

Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

This episode is, quite frankly, unhinged. Sophie sits down with Holly to hear one of the wildest relationship-and-money stories we’ve ever had on the podcast, involving property, trust, legal drama, a cancelled wedding, and the kind of plot twists that make you want to scream into a cushion. Without giving too much away, it’s a story about what can happen when love, money and home ownership get tangled together… and why protecting yourself financially isn’t unromantic, it’s essential. Juicy? Extremely. Educational? Absolutely. Please keep snacks nearby.

We’re proud to be partnering with BNZ, who know that home ownership isn’t a straight line. Sometimes life throws curveballs, and BNZ is all about supporting you through the hard stuff, not just the highlights. Whether you’re planning ahead or needing a bit more support right now, BNZ’s home loan experts have the tools and people ready to help you find a way.

👉 To learn more, head here: https://www.bnz.co.nz/personal-banking/home-loans/mobile-mortgage-managers?utm_source=youtube&utm_medium=blurb&utm_campaign=thecurve&utm_content=ep13

BNZ home loans are subject to BNZ’s lending criteria (including minimum equity requirements), terms and fees. An establishment fee of up to $150 may apply.

Credits:

Host: Sophie Hallwright

Guest: Holly Egerton

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠

For more from The Curve:⁠⁠⁠⁠

⁠⁠Website⁠⁠

⁠⁠Instagram⁠⁠⁠⁠⁠

⁠YouTube⁠⁠⁠⁠⁠

⁠TikTok⁠⁠⁠⁠⁠

⁠Newsletter⁠⁠

Chapters

• 00:00:00 Coming up in this episode…
• 00:01:30 BNZ x The Curve
• 00:02:31 Meet Holly
• 00:05:28 How Holly bought her first property
• 00:10:35 Another big milestone
• 00:11:51 How the finances were split
• 00:13:35 The night everything changed
• 00:16:33 Things escalate...
• 00:20:06 Trying to get her back
• 00:21:50 The legalities
• 00:24:52 Getting lawyers involved
• 00:26:38 The court battle
• 00:36:42 Lessons learned
• 00:42:29 How the experience changed Holly
• 00:43:48 Tips for listeners
• 00:47:33 Final words of wisdom
• 00:52:27 BNZ x The Curve
• 00:54:01 Financial Disclaimer

Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Lime is everywhere. A billion rides across 29 countries and 230 cities, and yet they're about to go public not because they're crushing it, but because they need the money. We break down what's really going on under the hood, what it means for investors, and whether this is a business worth backing.

We also cover:

• GameStop vs eBay: the board said no, but the CEO is going directly to shareholders. Is this actually going to happen?

• Oil & Inflation: the numbers are starting to come through and they're not pretty. What the latest figures mean for your cost of living.

• Prediction Markets: the fastest growing space in finance right now. From hair dryers near airport sensors to a US soldier using classified intel to win $400k, the stories are wild. Plus, is this gambling or investing?

• Australia's Capital Gains Tax Change: a major shift that every investor needs to understand, whether you're based in Australia or not. We break it down simply and compare it to the UK and New Zealand.

• Community Question: hedged vs unhedged ETFs. What does it actually mean and should you even care?

👗 The wardrobe app we mentioned: Whering (https://whering.co)

🗳️ Should we do a full episode on hedged vs unhedged ETFs?Let us know here (https://form.typeform.com/to/jrwHNDPu)

Wondering whether an investment actually lines up with your values? 👉 Submit your money and morals question to The Ethical Hotline:https://form.typeform.com/to/BZHujjGM

WTF does that mean? A guide to all the jargony bits:

Capital Gains Tax — Tax on profit you make from an investment.

Free Cash Flow — Money a business has left after paying its bills.

Hedged ETF — Protected from currency swings. Unhedged? You take what comes.

Prediction Markets — Betting on whether something will happen. Like gambling but make it finance.

Meme Stock — A stock driven by viral hype, not actual performance.

Shareholder Meeting — When investors get together to make big company decisions.

Stake — How much of a company you own.

Commodity — Raw materials like oil or gold that are traded on markets.

Credits:

Hosts: Victoria Harris & Sophie Hallwright

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠

For more from The Curve:⁠⁠⁠⁠

⁠⁠Website⁠⁠

⁠⁠Instagram⁠⁠⁠⁠⁠

⁠YouTube⁠⁠⁠⁠⁠

⁠TikTok⁠⁠⁠⁠⁠

⁠Newsletter⁠⁠

Chapters

• 00:00:00 Coming up in this episode...
• 00:01:05 Pathfinder x The Curve
• 00:01:31 Soph's confession and Vic's new app
• 00:05:24 GameStop vs eBay: the takeover that won't die
• 00:09:05 Oil crisis: the numbers are in and they're not pretty
• 00:11:29 Prediction markets: genius, wild, and barely legal
• 00:16:48 Lime IPO: the business that looks like it's killing it
• 00:27:10 Pathfinder x The Curve
• 00:27:54 Australia's budget: the tax change every investor needs to know
• 00:39:57 Hedged vs unhedged ETFs: what does it actually mean?
• 00:46:42 Episode preview: The Property Breakup From Hell
• 00:48:53 Thank you for listening!
• 00:49:31 Financial Disclaimer

Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

We recorded an episode this week, edited it, and were ready to publish, then realised we hadn't done the topic justice. This is a short explanation of why we paused, and an open invitation to share your experience so we can cover this topic properly.

If you'd like to share your experience or perspective, please feel free to leave a comment wherever youre listening or watching, you can email us at [email protected] (mailto:[email protected]), leave a voice note on the Curve Hotline (https://thecurveplatform.com/pages/the-curve-hotline?srsltid=AfmBOopCf5wEepE-DTLGLkXkjbftJnk4kAfWjqM8BwMJV2KGhPeDEEoq), or DM us on any of our socials.

Credits:

Hosts: Victoria Harris & Sophie Hallwright

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠

For more from The Curve:⁠⁠⁠⁠

⁠⁠Website⁠⁠

⁠⁠Instagram⁠⁠⁠⁠⁠

⁠YouTube⁠⁠⁠⁠⁠

⁠TikTok⁠⁠⁠⁠⁠

⁠Newsletter⁠⁠

Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Over 300,000 jobs have gone in the US alone in the first four months of 2026, up 30% on last year. The people losing them are disproportionately women in white collar roles. The people profiting? Anyone with money in the stock market. This week we get into the real AI story: not just who's at risk, but how AI is quietly making the wealth divide wider. Plus: fuel reserves in Australia and New Zealand are down to about 38 days - what actually happens if we run out? A meme stock just made a $60 billion hostile bid to buy eBay at four times its own size. And Uber quietly reported results that show it's becoming so much more than a taxi app…

We mentioned this episode from Shameless Media on AI and why you can't afford to ignore it, click to listen. (https://open.spotify.com/episode/0uxRRZHvLgX2pRRx9wgnUR?si=bcd4a9cfc6a443da)

We're hiring a junior podcast editor based in London, if that's you (or someone you know), check out the full job description here. (https://www.linkedin.com/posts/thecurveplatform_job-description-activity-7458168667277733888-GW2Z?utm_source=share&utm_medium=member_desktop&rcm=ACoAADhXtnMBLOOxJqfuLwCDBajV9VKw09qFvkc)

Want to know exactly how much you should have in your emergency fund and where to put it? We did a whole episode on it, listen here. (https://youtu.be/aVKxGY3DeUw?si=sijFE23CtGuJYTNE)

Wondering whether an investment actually lines up with your values? 👉 Submit your money and morals question to The Ethical Hotline: https://form.typeform.com/to/BZHujjGM

WTF does that mean? A guide to all the jargony bits:

Hostile Takeover - When one company tries to buy another without asking nicely first. Very awkward. Very public.

Meme Stock - A share that goes viral on the internet, not because the company is doing well, but because people collectively decide to make it go up.

Short Selling - Betting a share price will go down and making money when it does. The hedge funds doing this to GameStop got burned badly.

Market Cap - The total value of a company. GameStop's is $12 billion. eBay's is $45 billion. One of these is trying to buy the other.

Reporting Season - When companies publicly share how much money they made or lost. Like a school report card, but the whole world is watching.

Credits:

Hosts: Victoria Harris & Sophie Hallwright

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠

For more from The Curve:⁠⁠⁠⁠

⁠⁠Website⁠⁠

⁠⁠Instagram⁠⁠⁠⁠⁠

⁠YouTube⁠⁠⁠⁠⁠

⁠TikTok⁠⁠⁠⁠⁠

⁠Newsletter⁠⁠

Chapters

• 00:00:00 Coming up in the episode...
• 00:00:00 Pathfinder x The Curve
• 00:01:23 We're running out of fuel. Seriously.
• 00:12:38 The meme stock trying to buy eBay
• 00:27:19 Pathfinder x The Curve
• 00:28:01 The richer you are, the more you love AI
• 00:41:18 Uber is becoming the app for everything
• 00:50:01 "Should I move my emergency fund?"
• 00:54:09 Thanks for being here!
• 00:54:47 Financial Disclaimer

Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

This week, Soph sits down with Lily from Pathfinder (https://pathfinder.kiwi/) to untangle the delightfully messy world of ethical investing aka, what happens when your money wants to grow, but your conscience would also like a word. Lily shares her own money story, from growing up in a household where “ordinary” was basically a swear word, to becoming the main earner in her family, to realising that financial independence is about so much more than just having cash in the bank. Together, they unpack why women are so drawn to values-led investing, why “good” and “profitable” don’t have to be mortal enemies, and how to think critically about tricky investing dilemmas like Tesla, tech companies, weapons, climate, conflict and greenwashing. It’s thoughtful, nuanced, occasionally existential, and proof that money and morals can sit at the same table, even if they argue over the bill.

👉 Got a money-and-morals dilemma? Submit your ethical investing question to our Ethical Hotline for Lily to unpack (https://form.typeform.com/to/BZHujjGM).

Credits:

Host: Sophie Hallwright

Guest: Lily Richards

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠

For more from The Curve:⁠⁠⁠⁠

⁠⁠Website⁠⁠

⁠⁠Instagram⁠⁠⁠⁠⁠

⁠YouTube⁠⁠⁠⁠⁠

⁠TikTok⁠⁠⁠⁠⁠

⁠Newsletter⁠⁠

Chapters

• 00:00:00 Introduction to the episode
• 00:01:51 Meet Lily from Pathfinder
• 00:05:37 Lily’s personal money story
• 00:12:31 Lily’s career journey
• 00:16:31 The moment things clicked
• 00:20:54 What financial independence really means
• 00:23:14 Lily’s unique family setup
• 00:27:37 How ethics shaped Lily’s life
• 00:30:26 Why ethical investing feels so complicated
• 00:36:19 When an investment no longer feels right
• 00:39:30 Primary vs secondary markets, explained
• 00:42:42 How to decide if an investment aligns with your values
• 00:47:48 Simple ways to reflect on your values
• 00:52:33 Submit your money and morals questions
• 00:57:07 Thank you for listening!
• 00:57:32 Financial disclaimer

Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.