Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

Vanessa and Shana | Christian Financial Coaches | Dave Ramsey Fans

***TOP 1% MONEY & FINANCIAL SUPPORT PODCAST*** Do you make good money but have nothing to show for it? Tired of using your bank account & credit card balances as your budget? Want to get debt-free but don’t want to sacrifice everything to do it? Ready to save money and build generational wealth? You’re in the right place! We’re telling you exactly how to budget, pay off debt, save money & stop living paycheck to paycheck. We’re Shana & Vanessa: BFFs, business partners & Dave Ramsey Solutions Master Financial Coaches (and unofficial marriage counselors). We’re glad you’re here.

  • 22 minutes 21 seconds
    How to Stop Using Credit Cards, Build a One-Month Buffer, and Set Up a Step-by-Step Budget That Works | 501

    Check out our Bootcamp!

    Book A Free Financial Coaching Call!

    Today we’re sitting down with Leah—one of our budget besties and a self-employed mental health counselor—who’s been using our budgeting system and had a few big questions we know so many of you can relate to:

    👉 How do I get a paycheck ahead when income changes month to month?

    👉 How do I set up savings buckets when I don’t get paid the same every time?

    👉 And what do I do when there’s just not enough to cover everything?

    If your income isn’t consistent and budgeting feels frustrating, this episode is for you. We walk Leah through how to separate her personal and business budgets, build an income-holding account, and start making her money system feel stable—even when her income isn’t.

    💛 What we cover:

    1. The step-by-step of budgeting with variable income
    2. How to use savings buckets without getting overwhelmed
    3. Why paying interest once might actually help you get ahead
    4. The real talk about credit cards, late paychecks, and making peace with your numbers
    5. And how to finally feel on top of your money instead of behind

    Leah came in with great questions—and left with a plan. 🎉 This one’s packed with encouragement, strategy, and permission to do what’s best for you (even if that means breaking some old money “rules”).

    Connect With Us:

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook

    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate

    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget

    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching

    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall

    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌

    Click here to view our privacy policy.

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

    19 December 2025, 10:15 am
  • 27 minutes 49 seconds
    Should I Pay Off My House Early? Big Weddings, Credit Card Points And Other Bad Money Advice | 500

    Check out our Bootcamp!

    Snag Our Simplified Budget System! 

    Can you believe it?! We’ve made it to 500 episodes! 🥳

    From the bottom of our budget-loving hearts, THANK YOU, budget besties, for being with us all this time. We’re celebrating this huge milestone with something a little different — and a lotta fun. 🎧

    In today’s episode, Shana and Vanessa are reading some of the WORST budgeting advice floating around TikTok and Reddit (you can’t make this stuff up), and giving their take on what’s actually helpful and what should never be repeated again.

    Connect With Us: 

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 

    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 

    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 

    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 

    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall 

    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌

    Click here to view our privacy policy. 

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

    17 December 2025, 10:15 am
  • 15 minutes 8 seconds
    Budgeting, Paying Off Debt, and Investing: What to Tackle First and Why | 499

    Check out our Bootcamp!

    Snag Our Simplified Budget System! 

    You’re ready to invest, but wait—you’re still in debt… and you don’t even have a budget yet. So what now?

    In this episode, Shana and Vanessa are breaking it all the way down:

    • 👉 When to budget
    • 👉 When to invest
    • 👉 And how debt plays into all of it

    We’re walking you through what comes first, what can wait, and how to know if you're actually ready to start investing (hint: it starts with the B word… budget 😅). We’ll help you make sense of your numbers so you can invest with confidence without accidentally sabotaging your financial future.

    Plus, we’re sharing why we treat investing like a bill (yep, it's a recurring, non-negotiable line in your budget!) and how to fit it in without feeling squeezed.

    Connect With Us: 

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 

    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 

    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 

    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 

    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall 

    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌

    Click here to view our privacy policy. 

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

    15 December 2025, 11:15 am
  • 40 minutes 30 seconds
    Why Clutter and Overspending Keep Coming Back—And How to Stop the Cycle with Katy Wells | 498

    Get Katy's Book: Making Home Your Happy Place: A Real-Life Guide to Decluttering Without the Overwhelm

    Buy Our Simplified Budget System

    Budget besties, this one’s gonna hit home—literally. We’re joined by the incredible Katy Wells, decluttering expert, podcast host of The Maximize Minimalist, and author of the upcoming book Make Home Your Happy Place. If you’ve ever looked around your house and thought “I cannot deal with this today,” this episode is your reset button. 🙌

    We dive deep into:

    • The emotional roots of clutter and how it ties to our “stuff story”
    • Why traditional decluttering advice falls short (hello, rainbow bins and weekend burnout)
    • The powerful connection between your home environment, mental health, and even your spending habits
    • Practical ways to declutter without needing a free weekend and a magic wand
    • How to involve your partner, kids, and even your shopping triggers in a totally doable way

    Katy’s philosophy of holistic decluttering will have you rethinking your relationship with stuff—and how it's all connected to your finances, your energy, and your peace of mind.

    ✨ Plus, she shares how to set up a “donation station” (game changer), use clutter audits that take less than a minute, and why you don’t have to wait until your kids grow up to feel good in your home.

    In this episode, we cover:

    • Why clutter is never just about stuff
    • How our upbringing, culture, and personal history shape how we manage our homes
    • The psychology of “add to cart” and what it has to do with dopamine
    • Small daily habits that make a BIG impact (without overhauling your entire weekend)
    • Ways clutter and money stress feed into each other—and how to stop the spiral

    Katy’s book Make Home Your Happy Place is available for pre-order now and is packed with everything we talked about (and more). It’s not just a book—it’s your companion through the mess, mindset, and magic of creating a home that works for you. 💛

    Links & Resources

    📚 Pre-order Katy’s book + get the bonuses: https://www.katyjoywells.com

    🎧 Listen to The Maximized Minimalist podcast

    📸 Follow Katy on IG: @katyjoywells

    12 December 2025, 12:00 pm
  • 13 minutes 6 seconds
    The Money Makeover Bootcamp Is Back: Here’s Why You Can’t Miss It | 497

    Checkout our Bootcamp!

    Snag Our Simplified Budget System! 

    Okay bestie, it’s happening — our Money Makeover Bootcamp is BACK, and we’re doing it bigger and better this year! If you’ve been listening to us and thinking, “I get it... but how do I actually DO it?” — this episode is for you. We’re walking you through what the bootcamp is, why it’s different from just listening to the podcast, and how it's the best way to get your money game strong before 2026 hits.

    We’re breaking down:

    •  What to expect each day of the bootcamp
    •  Why we planned it after Christmas but before New Year’s
    •  Why you don’t need more willpower — you need a system
    •  Who this is really for (spoiler: it’s probably you)
    •  Real stories from real people who changed their lives after coming last year

    From simplifying your finances and separating your money into easy-to-manage systems, to getting a paycheck ahead, automating it all, and even live budget coaching — we’re doing it all in just 30 minutes a day for five days, starting December 29th at noon CT.

    Connect With Us: 

    Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 

    Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 

    Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 

    Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 

    Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall 

    "I love Shana & Vanessa and this podcast is amazing!" 

     If that sounds like you… 

     Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 

     Don’t forget to follow so you never miss an episode! 

     And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 

    Click here to view our privacy policy. 

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

    10 December 2025, 12:00 pm
  • 32 minutes 26 seconds
    Setting Financial Goals in 2026: A Step-by-Step Plan to Align Your Money With Your Dreams | 496

    Snag Our Simplified Budget System!

    Schedule an Annual Planning Session

    Hey Budget Besties — can you believe it? We’re heading into 2026. 😲
    New year. New budget. Same us — making sure your money is working for you (not the other way around).

    In this episode, we’re not just dreaming about the future — we’re putting real numbers behind it.
    We’re walking you through how to set your financial goals for 2026 with intention, purpose, and a plan that actually fits your life.

    Whether your year ahead is full of college visits, career changes, or your dream trip to Bali (yes please 🙋‍♀️), you’ll learn how to:

    • Think about your short, midterm, and long-term money goals

    • Tie your financial decisions directly to what you care about

    • Create a realistic, flexible plan that makes your dreams doable

    • Avoid the “woo” and keep your financial feet on the ground (but don’t worry, we’ll still get you excited!)

    • And finally take that bills debit card out of your wallet 👀


    We know life’s busy. Maybe you’re not doing vision boards or chanting under a full moon — but you still want clarity, confidence, and a budget that reflects your real goals.

    Connect With Us: 

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 


    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 


    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 


    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 


    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall 


    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌


    Click here to view our privacy policy. 


    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

    8 December 2025, 4:04 pm
  • 48 minutes 46 seconds
    The Money Mindset Shift Every Woman Needs to Feel Confident Again | 495

    Snag Our Simplified Budget System!

    Check out Carrie's Podcast!

    We’re bringing back one of our all-time favorite convos with our good friend and Diet Disruptor queen, Carrie Lupoli! If you missed it the first time (or need a refresh), get ready for one seriously powerful conversation on how your financial health and physical health go hand-in-hand.

    Carrie has called us her besties for years (aw 🥹), and in this re-air, we finally sat down with her on the mic to talk about how getting your money in check can actually transform your mental clarity, stress levels, and even your relationship with food.


    👯‍♀️ What We Chat About:

    1. The surprising connection between financial stress and health struggles

    2. Why “not knowing what you don’t know” is not your fault—and how to unlearn it

    3. How Carrie and her husband completely shifted their money mindset and now have money left at the end of the month 🙌

    4. What it means to budget like a grown-up without giving up brunch, beauty, or bacon 🍳

    5. Why credit card “points” aren’t doing you any favors (sorry, not sorry 😅)

    6. A simple, automated budgeting system that makes life easier—yes, automagically 🪄

    7. Teaching your kids financial confidence early (Carrie’s 20-year-old is thriving!)


    Connect With Us: 

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 


    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 


    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 


    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 


    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall 


    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌


    Click here to view our privacy policy. 


    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

    5 December 2025, 4:04 pm
  • 31 minutes 25 seconds
    How to Create a Budget That Works with Your Paycheck Cycle with Coach Michelle | 494

    Snag Our Simplified Budget System!

    Check out Office Hours!

    Guess who’s back on the podcast? Our incredible coach Michelle is here, and she’s bringing the behind-the-scenes scoop from office hours — aka where the magic happens every single week.

    Whether you’ve joined us live or you’re wondering what office hours are all about, this episode breaks down the real questions people are asking (and the “aha” moments they’re walking away with).

    From paycheck planning to deciding between savings buckets and spending accounts, this convo is full of clarity, encouragement, and real-life strategy.


    Connect With Us: 

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 


    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 


    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 


    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 


    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall 


    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌


    Click here to view our privacy policy. 


    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

    3 December 2025, 4:04 pm
  • 16 minutes 8 seconds
    Year in Review: How to Reflect on Your Budget, Debt & Goals Before 2026 | 493

    Snag Our Simplified Budget System! 

    Schedule an Annual Planning Session.


    Budget besties, 2026 is almost here—but don’t skip the most important step: looking back at your 2025 money moves. 👀💸

    In this episode, we’re walking you through a quick + powerful Year-in-Review so you can:

    • Actually see where your money went

    • Celebrate how far you've come (yes, even if it doesn’t feel like it)

    • Spot what needs adjusting before you set 2026 goals


    We’re talking debt payoff, savings buckets, spending patterns, life changes—and how to use that info to feel way more confident going into the new year.

    ✨ Grab your free checklist: budgetbesties.com/yearinreview
    ✨ Simplified Budget System owners — book your one-time planning session at budgetbesties.com/annualplanning
    ✨ Bootcamp is coming Dec 29th: budgetbesties.com/bootcamp


    Connect With Us: 

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 

    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 

    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 

    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 

    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall 

    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌

    Click here to view our privacy policy. 

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!


    1 December 2025, 7:38 pm
  • 25 minutes 59 seconds
    How to Build Your December 2025 Budget (Step-By-Step Walkthrough) | 492

    Snag Our Simplified Budget System!

    You know what time it is... it's DECEMBER BUDGET TIME! 🎁 And if you're like us, you're probably already bracing for the whirlwind of holidays, parties, gifts, and those sneaky little expenses that come outta nowhere (we see you, secret Santa and gymnastics party #3).

    In this episode, we walk you step-by-step through how to build your December budget before the chaos takes over—because clarity now means peace later.

    Here’s what we’re diving into:

    Closing out November

    Before we do anything for December, we gotta see how November wrapped up. That means checking bills, income changes, surprise spending, and making sure your budget reflects what actually happened, not just what you planned.

    Setting Up December’s Budget

    We start fresh—but not really! If you're using our system, it all auto-fills based on last month, so you’re not building from scratch. We show you how to plug in your income, including paychecks, side hustles, garage sales—you name it. Every dollar coming in matters.

    Listing Your Debt Minimums

    No skipping this step. We’re laying out all those minimum payments so you can see exactly how much debt is costing you monthly. Why? Because awareness = power. And some of y’all are one payoff away from a BIG monthly win!

    Mapping Out Your Bills

    We walk you through how to list every bill with a due date—from the mortgage and electric to those pesky subscriptions that add up fast. (Looking at you, 7 streaming services.)

    Budgeting for Spending—Yes, Real Life Spending

    Gas. Groceries. Fun. Kid stuff. Personal spending. We break down how we use separate checking accounts for each so you know what’s safe to spend—no tracking needed. 🙌

    Planning for the Extras This Month

    December’s got layers: holiday travel, birthdays, class parties, random gift exchanges. We show you where to plug in those “extras” so they don’t sneak-attack your budget.

    Stacking Your Savings Buckets

    Whether it’s for Christmas 2026 or your annual HOA fee, those savings buckets are key to staying out of debt for good. We give you the rundown on how our clients are funding theirs, even in a busy season.

    Using Leftover Money With Intention

    Once everything’s plugged in, what’s left? That’s the magic. Whether it’s extra debt payments or beefing up your savings, we show you how to finish your budget strong—without guessing.


    Connect With Us: 

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 


    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 


    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 


    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 


    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall 


    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌


    Click here to view our privacy policy. 


    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

    28 November 2025, 4:04 pm
  • 13 minutes 2 seconds
    Lessons from Real Coaching Clients: How to Set Up Teen Allowance with Bank Accounts, Combine Finances in Marriage, and Rebuild Financial Trust with Your Spouse | 491

    Snag Our Simplified Budget System!

    Hey, budget besties! 🙌

    This week, we're bringing you straight into the coaching room—real client convos, real financial struggles, and real solutions that you can take and use TODAY.

    We’re covering two big topics:

    Whether you’re team “chores-for-cash” or you’re just trying to give your teen lunch money without handing over your debit card—this one’s for you.

    We break down:

    • Why separate kid accounts are a game changer

    • How to start small with a simple debit card setup (no fancy apps needed!)

    • What to do if your kids have jobs, commute siblings, or help around the house

    • How this ONE system builds financial literacy, teaches responsibility, and saves you from being the Bank of Mom & Dad


    Bottom line? This is less about the money and more about the life skills you’re handing your kids. And you don’t need some overpriced app to do it. You’ve got this.

    We’re also diving deep into something that comes up all the time in our coaching sessions: trust around money in relationships.

    Shana shares a powerful story from a couple who had been together for nearly 20 years but still hadn’t fully merged their finances. Spoiler alert: It wasn’t because of anything they did to each other—it was childhood money trauma they never unpacked.

    We talk about:

    • What might really be behind your hesitation to combine finances

    • Why getting financially naked might be the real intimacy block 😬

    • How to have honest conversations about past mistakes, guilt, and money baggage

    • The path forward when there’s a history of mistrust—and how healing IS possible


    If you’re married (or partnered) and feel like you’re in your own financial lane, this episode will hit home.

    Whether you're teaching your teens to track their balances or working through decades of financial “stuff” with your partner, just know—we’re in this with you.

    You’re not behind.
    You’re not the only one.
    And you’re definitely not alone.

    🧡 We're cheering you on every step of the way.


    Connect With Us: 

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 


    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 


    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 


    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 


    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall 


    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌


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    26 November 2025, 4:04 pm
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