The Financial Coconut Podcast

The Financial Coconut

Singapore’s First Financial Literacy Podcast

  • 30 minutes 46 seconds
    The Biggest TFC Budget Royale EVER! [Chills 247, Powered by Chocolate Finance]

    The year’s ending… but we’re going out with a BANG


    This isn’t just another episode; it’s the most chaotic, entertaining, and downright useful Budget Royale we’ve ever recorded.


    Three guests.

    Three festive categories.

    Zero chill.


    Expect:

    🎄 The sneakiest Orchard Road shopping hacks that might start a domestic debate

    ✈️ Last-minute travel moves that sound illegal (but aren’t)

    💰 And the surprisingly personal plans our guests have for a richer 2026, money and life-wise


    And entering the arena…

    • Sha-En Yeo, the Happiness Scientist who’s here to remind you why tiny habits can save your sanity
    • Alex Lee, Father from familee.sg, bringing dad-energy, dad-logic, and surprisingly sharp life hacks
    • Walter de Oude, Founder of Chocolate Finance dropping tips so smooth they should come with a disclaimer


    Who wins each round?

    Who gets roasted?

    Who unexpectedly turns into the MVP?


    You’ll have to tune in — because this episode moves


    Fast. Funny. Festive. And totally unhinged in the best way.


    Hit play. You’re not ready.



    ---


    🎧 The Financial Coconut:

    Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.


    Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


    📍 LISTEN & SUBSCRIBE


    🔗 CONNECT WITH US

    Get daily tips, insights, and community:


    📺 MORE FROM OUR NETWORK

    Discover our other shows and deep dives on YouTube


    ⚠️ Disclaimer:

    The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

    Help us get to know you better: http://bit.ly/thefinancialcoconut-survey

    Hosted on Acast. See acast.com/privacy for more information.

    17 December 2025, 10:00 pm
  • 32 minutes 20 seconds
    Building a Fashion Brand for your community. High Costs, Limited Scale: What Actually Works? [TBS 43]

    What does it really take to build a fashion brand when you’re not designing for the mainstream?


    We dive into a rarely discussed side of fashion retail…. serving minority and niche communities in Singapore and beyond. From functional fashion for modern mothers to heritage-driven design rooted in culture, our guests share the realities, risks, and quiet wins of building brands with purpose.


    This isn’t about fast fashion or hype.

    It’s about identity, sustainability, visibility, and survival in an industry where small brands fight to be seen.


    If you’ve ever wondered:

    • Why some local brands struggle to scale
    • How culture can be turned into everyday wear
    • Or what it takes to future-proof fashion from Singapore


    …this is an episode you don’t want to miss.

    🎧 Tune in to hear the stories behind the seams.



    Highlights:

    • Why retailing to minority communities is both challenging and powerful
    • The real struggle of building local fashion brands in a global market
    • How heritage, sustainability, and functionality shape modern design
    • The role of physical retail vs digital platforms in brand growth
    • What Singapore fashion needs to stand out on the international stage
    • Can local brands one day scale through licensing or franchising?


    Meet the Guests

    - Lily Hamid – Commercial Director, Singapore Fashion Council - Champions local designers through multi-label retail. Works closely with founders to bridge gaps in visibility and growth

    - Gillian Shen – Founder & Designer, Olive Basics - Builds functional womenswear for modern mothers. Focuses on longevity, versatility, and real-life problem solving

    - Aqilah Zailan – Founder & Designer, Studio Gypsied - Advocates heritage, slow fashion, and sustainability. Transforms traditional textiles into wearable, everyday pieces


    Whether you’re a founder, creative, or conscious consumer, this conversation offers a rare behind-the-scenes look at fashion with meaning.



    ---


    🎧 The Financial Coconut:

    Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.


    Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


    📍 LISTEN & SUBSCRIBE


    🔗 CONNECT WITH US

    Get daily tips, insights, and community:


    📺 MORE FROM OUR NETWORK

    Discover our other shows and deep dives on YouTube


    ⚠️ Disclaimer:

    The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

    Help us get to know you better: http://bit.ly/thefinancialcoconut-survey

    Hosted on Acast. See acast.com/privacy for more information.

    16 December 2025, 10:00 pm
  • 44 minutes 10 seconds
    Do You Still Need A Remisier In 2026? [W&S 150, Sponsored by OUE REIT]

    Are traditional, old-school stockbrokers becoming popular again, even though we’re now in a world of TikTok and modern trading apps like Tiger Brokers?


    Technology has changed how we trade, invest, and get financial advice… but what happens to the roles that existed long before apps and instant news alerts? And could these roles actually thrive again in a digital-first world?


    To help us unpack this surprising shift, we’re joined by two guests who sit on both ends of the old-meets-new spectrum:


    Our Guests

    • S Nallakaruppan (Nalla) — President of The Society of Remisiers, with 31 years of market experience, having lived through the Asian Financial Crisis, Dot-Com Crash, GFC, COVID, and more.
    • Raymond Chin - Head of Agency at Tiger Brokers, leading the push for a new generation of investment reps trained for today’s digital landscape.


    Tune in to hear:

    • How a once-essential finance role almost disappeared — and why it might return
    • Why younger investors don’t know this job exists… and why that could change
    • The rise of “high-tech + high-touch” investing support
    • What a modern investment representative really does (it’s not what you think)
    • The surprising traits that make someone good at this career today
    • Whether this profession could once again become one of the top earners


    If you’ve ever wondered whether there’s still a future in traditional finance careers, or you’re curious about a path that lets you be your own boss and live in the markets every day, this is one episode you don’t want to skip.


    Catch the full conversation on Wise & Shine.


    Learn more about our venue sponsor, OUE REIT, at https://www.ouereit.com/



    ---


    🎧 The Financial Coconut:

    Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.


    Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


    📍 LISTEN & SUBSCRIBE


    🔗 CONNECT WITH US

    Get daily tips, insights, and community:


    📺 MORE FROM OUR NETWORK

    Discover our other shows and deep dives on YouTube


    ⚠️ Disclaimer:

    The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

    Help us get to know you better: http://bit.ly/thefinancialcoconut-survey

    Hosted on Acast. See acast.com/privacy for more information.

    14 December 2025, 10:00 pm
  • 32 minutes 3 seconds
    SDRs: The Easy Way to Invest in Global Stocks [Chills 246 ft SGX]

    From buying bite-sized global stocks in Singapore dollars to navigating FX risks, SGX breaks it all down for us.


    Meet Bernice Tan, VP of SGX, who gives us an insider’s look at how SDRs simplify overseas investing for local investors.


    Highlight:

    • What exactly is an SDR? Think of it like a "mirror" to overseas stocks, offering you exposure to big names like Alibaba and SMIC, but with a local twist.
    • We’ll talk about liquidity, risks, and the potential benefits of fractional investing that might be a game changer for your portfolio!
    • Plus, find out what’s next for the SDR market, and how these products are transforming the way we invest.


    Don't miss out on this in-depth conversation about innovation, investment strategies, and the future of global access through local markets. Tune in now!



    ---


    🎧 The Financial Coconut:

    Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.


    Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


    📍 LISTEN & SUBSCRIBE


    🔗 CONNECT WITH US

    Get daily tips, insights, and community:


    📺 MORE FROM OUR NETWORK

    Discover our other shows and deep dives on YouTube


    ⚠️ Disclaimer:

    The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

    Help us get to know you better: http://bit.ly/thefinancialcoconut-survey

    Hosted on Acast. See acast.com/privacy for more information.

    10 December 2025, 10:00 pm
  • 37 minutes 48 seconds
    The New SME Playbook for 2026: Outsource, Digitalise, Go Regional [TBS 42, Sponsored by UOB]

    Is your business ready for the future?


    We dive into the 2025 UOB Business Outlook Study with a powerhouse panel of experts.


    • Paul Kan, Country Head of UOB Business Banking Singapore, who sheds light on the financial landscape for SMEs and how businesses can adapt to thrive
    • Joseph Soh, Founder of Xpressflower.com, offering his experience in scaling a retail business and the role of data and digitalisation in expanding regionally
    • Desmond Goh, Managing Director of NETS, who shares how digital payment solutions are reshaping business operations.


    You'll Discover:

    • How business sentiment has evolved in 2025 amid rising costs, talent shortages, and global uncertainty.
    • Real-world strategies for scaling regionally and innovating under pressure.
    • The latest in digitalisation and AI: what’s actually working for customer engagement, automation, and growth.
    • Tips for managing costs, increasing productivity, and staying nimble in the face of rising competition.


    If you're an SME owner or entrepreneur, this conversation is a must-listen! Don’t miss out on the key takeaways that could define your next big move.


    Watch now and discover how you can stay competitive, innovate, and grow your business.

    And don’t forget to check out the full study in the link below!


    Disclaimer: The views and opinions expressed belong to the guest/content creator, and do not represent the views of UOB. The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.


    ---


    🎧 The Financial Coconut:

    Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.


    Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


    🔗 CONNECT WITH US

    Get daily tips, insights, and community:


    📺 MORE FROM OUR NETWORK

    Discover our other shows and deep dives on YouTube


    ⚠️ Disclaimer:

    The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

    Help us get to know you better: http://bit.ly/thefinancialcoconut-survey

    Hosted on Acast. See acast.com/privacy for more information.

    9 December 2025, 10:00 pm
  • 37 minutes 35 seconds
    Reinvent Your Career in 2026 (2 Inspiring Stories You Need to Hear) [W&S 149]

    Are you in your 40s, 50s, or even 60s, and wondering how to stay relevant in your career?

    Feeling stuck or facing new challenges that make you question your next move? You're not alone


    Tackle mid-career reinvention with two incredible guests who share their personal stories of navigating change, facing redundancy, and continuously evolving in their fields.


    What you'll learn:

    • How to pivot and reinvent yourself when you're already established in your career.
    • The value of upskilling, networking, and staying visible, even when you’re balancing career and family.
    • Real strategies for staying visible and valuable.


    Meet:

    • Shirley Ong – Senior banker and wealth management expert, who embraced a master's program to stay ahead in the ever-evolving financial landscape.
    • Miki Kong – A pharmacist turned career reinvention expert, who thrived after navigating redundancy and industry restructuring.


    If you think you're too far along in your career to make a change—this one’s for you.


    Don’t miss these actionable insights for your next career move. Tune in now!


    Check out the episode where Loyalty may be the better strategy in today’s job climate:


    ---


    🎧 The Financial Coconut:

    Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.


    Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


    🔗 CONNECT WITH US

    Get daily tips, insights, and community:


    📺 MORE FROM OUR NETWORK

    Discover our other shows and deep dives on YouTube


    ⚠️ Disclaimer:

    The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

    Help us get to know you better: http://bit.ly/thefinancialcoconut-survey

    Hosted on Acast. See acast.com/privacy for more information.

    7 December 2025, 10:00 pm
  • 48 minutes 14 seconds
    FIREd by 31: How an Army Regular Built a $1M Portfolio and Walked Away [Chills 246]

    What would make someone walk away from a stable army career and a five-figure monthly paycheck… all at just 31 years old?


    Meet Mun Yuan of SunnySideSingapore, a former army regular who stunned everyone by leaving the force with a $1 million portfolio and a completely new life plan.


    But why would someone leave a stable career with all the perks and benefits? And how on earth did he achieve financial freedom so early?


    Here’s what you’ll get in this episode:

    • The unexpected reason he signed on with the army and the even bigger reason he chose to leave.
    • How he quietly built a seven-figure portfolio before most people even settle into their careers.
    • The highs, the mistakes, and the “oh no” moments that shaped his FIRE journey.
    • Why financial freedom completely rewired how he sees work, risk, and purpose.


    It’s rare to hear someone speak this honestly about money, career pivots, and breaking out of a system most people stay in for life.


    🔥 If you’ve ever wondered what it actually takes to redesign your life, this is the episode. Tune in now.


    ---


    🎧 The Financial Coconut:

    Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.


    Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


    📍 LISTEN & SUBSCRIBE


    🔗 CONNECT WITH US

    Get daily tips, insights, and community:


    📺 MORE FROM OUR NETWORK

    Discover our other shows and deep dives on YouTube


    ⚠️ Disclaimer:

    The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

    Help us get to know you better: http://bit.ly/thefinancialcoconut-survey

    Hosted on Acast. See acast.com/privacy for more information.

    3 December 2025, 10:00 pm
  • 38 minutes 46 seconds
    Inside the Rise of PastaGo: Science & Corporate Culture [TBS 41]

    We meet the guy who looked at Singapore’s brutal F&B scene and said…


    “Yeah, sure. Let’s sell fresh pasta.”


    Introducing Darren Tan, Co-founder & Brand Manager of PastaGo, the young entrepreneur who went from kneading dough in an abandoned kitchen during COVID to building one of the fastest-growing pasta brands around.


    And trust us, nothing about this journey is “al dente.”


    Think:

    🔥 Opening-day chaos

    🔥 The surprising science behind making pasta that survives delivery (AND picky customers)

    🔥 The secret psychology behind portions, add-ons, and why you think you’re full

    🔥 And why he refuses to offer discounts even on Day 1


    This isn’t just a pasta story.


    It’s a masterclass in product obsession, scrappy scaling, and breaking F&B “rules” one plate at a time.


    🎧 Tune in to hear Darren’s full story — the risks, the realities, and the pasta revolution he’s trying to build.



    ---


    🎧 The Financial Coconut:

    Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.


    Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


    📍 LISTEN & SUBSCRIBE


    🔗 CONNECT WITH US

    Get daily tips, insights, and community:


    📺 MORE FROM OUR NETWORK

    Discover our other shows and deep dives on YouTube


    ⚠️ Disclaimer:

    The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

    Help us get to know you better: http://bit.ly/thefinancialcoconut-survey

    Hosted on Acast. See acast.com/privacy for more information.

    2 December 2025, 10:00 pm
  • 33 minutes 39 seconds
    What Top Employers Really Look For in 2026 [W&S 148 ft Temasek]

    Want to land your dream job at top-tier firms like Temasek? Here's what they are REALLY looking for.


    Hear from Sherlyn Lim, Head of Organisation & People, Temasek, as she reveals the secret sauce to standing out in today’s competitive job market.


    Learn:

    • What makes a candidate "future-ready"? Hint: It’s not just about skills, but adaptability and curiosity.
    • How to ace your CV without a branded school or industry experience—it’s all about the stories you tell.
    • AI’s impact on hiring: Is it making or breaking careers?
    • Red flags and green lights: What job changes really say about you.


    If you're serious about leveling up your career, you won’t want to miss this one.

    Tune in now!


    ---


    🎧 The Financial Coconut:

    Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.


    Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


    📍 LISTEN & SUBSCRIBE


    🔗 CONNECT WITH US

    Get daily tips, insights, and community:


    📺 MORE FROM OUR NETWORK

    Discover our other shows and deep dives on YouTube


    ⚠️ Disclaimer:

    The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

    Help us get to know you better: http://bit.ly/thefinancialcoconut-survey

    Hosted on Acast. See acast.com/privacy for more information.

    30 November 2025, 10:00 pm
  • 40 minutes 37 seconds
    Rising Medical Costs and Caregiving: What You Need to Know [Chills 244, Sponsored by OCBC]

    Tackle some of the toughest challenges faced by caregivers and those planning for an uncertain future. From navigating the emotional weight of caring for loved ones, to the complexities of healthcare systems and managing financial stability, this discussion goes beyond the surface.


    Guests in the Spotlight:

    • Dr Chong Poh Heng, MD, HCA Hospice ─ a leading figure in palliative care, brings a wealth of knowledge on the intricacies of end-of-life care, and the delicate balance of family dynamics during these times.
    • Bertha Henson, Independent journalist ─ author and full-time caregiver, opens up about her personal journey caring for her mother with Parkinson’s, shedding light on the daily emotional and financial realities of caregiving.
    • Timothy Liew, Head of Investments, OCBC ─ shares his expertise on how to plan financially for caregiving, the importance of insurance, and investment strategies to ensure your family's financial security amidst growing healthcare costs.


    You’ll Hear:

    • The emotional weight of caregiving, from burnout to breakthrough moments.
    • Smart financial strategies for tackling the financial strain of healthcare, from insurance to investments, and how to avoid the traps that drain your savings.
    • A critical look at Singapore's healthcare system, uncovering the gaps, the resources available, and what caregivers really need to know.
    • Insights on what the future holds for our aging population, and why we all need to start thinking about it now.


    This is a raw, no-fluff conversation about the realities we’re all facing. Tune in for the facts, the struggles, and the action steps you can take today.


    🎁 Join us on 29 & 30 November 2025 for The Price of Tomorrow: A Financial Wellness Festival.

    Seats are Limited. Secure them here: https://ocbcpriceoftomorrow.peatix.com/


    [The Price of Tomorrow, presented by OCBC, is held in conjunction with The Financial Coconut and RICE Media to take a holistic, human look at the role of money in our lives.]


    ⚠️ Disclaimer: The views and opinions expressed belong to the guest/content creator, and do not represent the views of OCBC Bank. The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.


    ---


    🎧 The Financial Coconut:

    Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.


    🔗 CONNECT WITH US

    Get daily tips, insights, and community:


    📺 MORE FROM OUR NETWORK

    Discover our other shows and deep dives on YouTube

    Help us get to know you better: http://bit.ly/thefinancialcoconut-survey

    Hosted on Acast. See acast.com/privacy for more information.

    26 November 2025, 10:00 pm
  • 46 minutes 34 seconds
    How This Startup Built The Shopee of DNA Wellness [TBS 40 ft Connecting DNA] 

    Explore the world of startups, wellness, and genetic technology with Cedric Lee, the Founder, and Choo Ee Ting, as Chief Commercial Officer of Connecting DNA.


    From corporate careers to entrepreneurship, they share their unique journey of launching a for-impact, for-profit business in the midst of a pandemic.


    Here’s what you’ll hear:

    • The Power of DNA: How Connecting DNA uses genetics to unlock personalised wellness solutions.
    • Leaving Corporate Life: Why they took the leap from successful careers to build a business during the pandemic.
    • Global Ambitions: Plans to expand worldwide, starting with their first overseas office in Australia.
    • B2B & B2C: How they’re partnering with wellness providers and reaching consumers with trust-based solutions.


    Tune in to get insights into the fast-moving world of health tech, the challenges of building a startup, and the mission that keeps them going! Be sure to subscribe so you don’t miss out on more episodes like this.


    Join us for this fascinating conversation about blending science with entrepreneurship – don’t miss it!


    ---


    🎧 The Financial Coconut:

    Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.


    Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


    📍 LISTEN & SUBSCRIBE


    🔗 CONNECT WITH US

    Get daily tips, insights, and community:


    📺 MORE FROM OUR NETWORK

    Discover our other shows and deep dives on YouTube


    ⚠️ Disclaimer:

    The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

    Help us get to know you better: http://bit.ly/thefinancialcoconut-survey

    Hosted on Acast. See acast.com/privacy for more information.

    25 November 2025, 10:00 pm
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