Have you ever considered that the sports you are watching are fixed? This episode ois appointment listening for Sports fans, sports gamblers and concerned parents, and an eye-opening story for anyone interested in how pervasive organized crime has woven into our society.

My guest this week is Declan Hill, Oxford-educated and author of The Fix. Declan is world-renowned as an investigative journalist who has infiltrated organized crime fixing rings to understand how the world of sports fixing actually works and why the extensive marketing efforts to encourage more people to gamble on sports have added more fuel to the fire.

Sports thrive on uncertainty. The drama, the underdog, the last-second miracle, the feeling that nobody knows what comes next. But what happens when that uncertainty gets hijacked — when outcomes are fixed not just in final scores, but in moments you barely notice?

In this interview, we dig into match-fixing and spot-fixing, prop bets and micro-bets, and why Declan believes a major American sports league is heading toward an existential crisis within five years.

We also talk about how that 'casino in your pocket' is affecting athletes, fans, and young people's psychology. What happens when you move from playing with fun money to your house money, or worse, when gambling becomes an addiction equal to tobacco, alcohol or heroin?

Sports fans, sports gamblers, concerned parents and friends and true crime followers, Declan Hill will not disappoint.

Declan Hill is an investigative academic and journalist. He specializes in the study of organized crime and international issues. He was the first journalist to break the story of Asian match-fixing gangs linked to the multi-billion dollar gambling markets destroying international football in his book 'The Fix: Soccer & Organized Crime'. It has now become a best-seller in 21 languages. In 2013, he published the academic version 'The Insider's Guide to Match-Fixing' which is now available in English and Japanese.: https://www.declanhill.com

If you are concerned about sports gambling, Declan encourages you to visit: https://www.gamblingwithlives.org

On occasion, I break format, step out of interview mode, and speak directly to you about what I believe matters to you, to me, and to our country. In this episode, I talk about Canada's K economy and the growing, dangerous divide between those who have and those who have very little.

I look at the human cost, the impact on our psychology and our society, and five things we can do to rebuild our economy. To grow our way forward, versus borrowing on the backs of future generations just to cover today's bills.

I hope you can find ten minutes over the next few days to listen, and to share your thoughts.

Thanks for listening to Chatter That Matters.

Let's chat soon.

This week's podcast is for all who are dealing with the reality that their future will not look like the past. There will be no neatly paved road. No ladder with perfectly placed rungs. Instead, there will be relentless headwinds, industries reshaped by technology and marketplaces rendered by global forces. Jobs will collapse, and new ones will emerge.

Which is why I invited The k3 Sisters Band to join me this week.

Three sisters who chose to make their destiny a matter of choice, rather than leave it to chance. Homeschooled. Fourth-generation musicians. As children, on a flight home from Disney, they sketched the name of a band that did not yet exist. They kept the drawing, they kept dreaming, and they kept doing.

They played in churches, fairs, school cafeterias, and nursing homes across Texas while other kids lined up at lockers.

They did not wait for a record label to find an audience.

They mastered streaming and social platforms like TikTok.

Their songs have been played millions of times, and they have fans in 70 countries.

They created a community built on positivity, anti-bullying messages, and songs written in their fans' languages.

Fifteen years later, The k3 Sisters Band have released 15 albums, written over 170 songs, and just recorded 24K Gold live with no digital or AI modification.

Their philosophy is simple. Do it yourself. But do it.

In a culture that often feels dystopian, they chose a utopian view.

In an industry obsessed with shortcuts, they chose craft.

In a digital world addicted to filters and AI, they chose authenticity.

This episode is not just for young people or music fans.

It is for parents wondering how to prepare their kids for an uncertain future.

And for anyone who feels the ground shifting beneath their feet.

I have included some of their fantastic music.

To learn more about The K3 Sisters Band: https://www.k3sistersband.com

To find out more about RBC Future Launch to support Canadian Youth: https://www.rbc.com/en/future-launch/about/

To find out more about FirstUp by RBCX music, a program dedicated to providing emerging Canadian artists with a platform for exposure, funding, education and mentorship opportunities. https://www.rbc.com/dms/enterprise/music/first-up.html

Vancouver's Chinatown was never built to be trendy. It was built because people had nowhere else to belong. Shut out of opportunity. Pushed to the margins. Told where they could and could not live. So they built anyway. Store by store. Family by family. A place that began to pulse and then became magnetic to all who lived in and visited Vancouver.

And then slowly, the pulse weakened. Rising costs. Aging buildings. Poverty. Then the pandemic. The streets emptied. Businesses struggled to survive. Anti-Asian racism surged. Fear replaced foot traffic. Absence replaced community.

This week on Chatter That Matters, you will hear the story of how one woman turned darkness into light. Carol Lee looked at decay and did not see failure. She saw a break in belonging.

Carol's approach can be replicated by any struggling community.

Joining the conversation are Martin Thibodeau, Regional President of RBC in British Columbia, and Carmen Stossel, Regional Director of Community Marketing and Social Impact at RBC. They share what makes Carol Lee special and why they got involved.

If you care about your community and humanity.

You will want to hear this conversation.

Because sometimes lighting up a neighbourhood is really about lighting up belief.

Hit play to Light Up Chinatown.

Some artists find a sound or a look. Others find the truth. Bif Naked found both. In this moving episode of Chatter that Matters, I sit down with the iconic Juno Award-winning artist and activist Bif Naked to unpack "I am who I am."

Born in New Delhi. Adopted. Raised across oceans, finding love in words and music. At 21, Bif met her birth mother, a moment that brought her story full circle.

But identity is not formed only in comfort.

At 36, Bif was diagnosed with breast cancer.

Two years later, she suffered a stroke.

Those chapters did not silence her. They fed her poetry and clarified what mattered.

I loved every second of my time with Bif Naked. We discuss punk, poetry, feminism, and the discipline behind her philosophy: "save the rage for the stage."

There is wisdom in that line. Choose where your energy goes. Do not let the noise of the world steal your voice. Channel it. Own it.

If you have ever felt different, silenced or enraged.

If you have ever had to rebuild or renew.

If you believe identity is something you own, not something assigned.

This conversation is for you.

(And her music and passion roars throughout)

What happened to the truth? I find myself fixated on a troubling realization. It feels remarkably easy to win over an audience with a slogan, a promise without substance, or blatant mistruths, even when those are wildly disconnected from the audience's reality. And even more surprisingly, they are not only readily accepted but also often repeated and shared.

I wanted to understand why. Not from a political or media lens, but from a human one. What is it about human nature that makes us so vulnerable?

That question led me to two conversations on Chatter That Matters. What ties them together is a sobering conclusion. Our minds have not fundamentally changed, but the tools used to target them have. Unless we become more intentional about how we think as parents, citizens and individuals navigating the uncertainties and complexities of life, it will remain dangerously easy to sell comforting narratives that drift far from reality.

Gordon Pennycook, a highly regarded cognitive scientist whose journey from small-town Saskatchewan to a renowned thought leader at Cornell University gives him a rare lens on how ordinary people reason in extraordinary information environments. Gordon studies why we are so trusting, why misinformation spreads faster than truth, and why most of us are not irrational or malicious, just distracted. His research shows that people do not fail because they cannot think, but because the systems around them reward speed, emotion, and certainty over reflection and accuracy.

We discuss why falsehood often outperforms truth online, how social platforms exploit attention rather than intention, why news has become opinionated, and why there is still hope.

I then bring in Milos Stojadinovic, a cybersecurity and threat expert at RBC, who thinks like attackers, so the rest of us do not have to.

Milos explains how cybercrime has become organized, global, and industrialized, from ransomware-as-a-service to AI-powered scams and nation-state involvement. His insight makes one thing clear. Trust is still our greatest human strength, but it has also become the easiest point of entry for those who want to exploit it.

Robyne was a high school dropout who believed she wasn't worth saving.

Then her car plunged through the ice, trapping her 20 feet underwater and changing everything. This is the story of how choosing hope became a strategy for survival and healing.

I sit down with Dr. Robyne Hanley-Dafoe, bestselling author and one of the most trusted voices on resilience. As a teenager, Robyne battled addiction, dropped out of school, and was hospitalized in an adult psychiatric ward. At 16, a near-fatal accident gave her a second chance she refused to waste.

This is not a glossy comeback story. It is an honest conversation about becoming. Robyn shares why pain does not have to make sense to be real, why recovery is never linear, how stress can be worked with rather than feared, and what everyday resilience actually looks like.

This episode is about hope, not as a feeling, but as a practice, and choosing to show up again when life feels overwhelming.

To find out more:

Discover – Pre-Order 'I Hope So: How to Choose Hope Even When It's Hard' Hope isn't just a feeling – it's the key to rewiring your brain for resiliency and well-being, even in the toughest times.

Stay Connected - Subscribe to Dr. Robyne's Newsletter Get exclusive tools, strategies, and Everyday Resiliency—straight to your inbox.

What happens when the dream you are chasing, ends in a split second? Only to find a new one awaits. At 19, Jane Roos was chasing Olympic dreams, fast, fearless, and focused. Then, in a single moment, everything changed. A devastating car accident took her best friend's life and ended the future she had trained for. What followed was pain, survivor's guilt, and a question that quietly redefined her life: Why am I still here?

From a hospital bed, with no roadmap and no safety net, Jane founded the Canadian Athletes Now Fund, an idea that would grow into one of the most important sources of support for Canada's Olympic and Paralympic athletes. Today, CAN Fund has helped fund thousands of athletes seek their podium dreams, not by chance but by belief.

Jane also shares the quieter, equally powerful parts of her journey, including overcoming survivor's guilt, choosing service over fear, and creating community through initiatives like Random Acts of Magic. Her perspective on gratitude, courage, and living fully feels both hard-earned and deeply generous.

I then welcome Jacquie Ryan, CEO of the Canadian Olympic Foundation. We explore what it truly takes to get athletes to the starting line and beyond, and why long-term commitment matters. Jacquie reflects on the enduring role of partners like RBC and how investing in athletes is about more than medals; it is about identity, pride, and belief in what Canada can be.

If you have ever questioned your path, your purpose, or what is possible after life takes an unexpected turn, Jane's story is a powerful reminder that the worst day can become the greatest gift, and that sometimes the most meaningful victories happen far from the podium.

To learn more about the CAN Fund: https://canadianathletesnow.ca

Ben Mulroney has spent his life carrying a famous last name while choosing a different path on his own terms. That is why I wanted to share his story.

We recorded the show in front of a sold-out room at The Toronto Hunt. Ben takes you behind his public persona and into the moments that shaped him, tested him, and surprised him. He shares wonderful stories that are funny, candid, and genuinely human, including what it really feels like to work on a red carpet and suddenly find yourself face-to-face with someone like George Clooney.

Over the past year, I had the chance to join Ben on his national radio show, on Corus, and I have watched his rare ability to take complex, sometimes controversial issues, synthesize competing viewpoints, then land on a perspective with clarity, confidence, and courage. In this conversation, that same clarity turns inward, toward family, fatherhood, identity, reinvention, and what it takes to build a life in your own voice.

If you like interviews that move fast, go deep, and leave you thinking, press play.

And as always a big thank you to RBC and RBC Wealth for all you do to allow me to share weekly stories of people who overcome circumstances to chase dreams and change their world and ours for the better.

One of the greatest lessons I've been gifted as host of Chatter That Matters is seeing how much impact one individual can have when they choose purpose over comfort. This episode is a powerful reminder of that truth.

At the centre is Tim Cormode, whose life changed during a moment of stillness alone on a glacier. That clarity led him to build Power to Be, using nature as a pathway to dignity, confidence, and possibility for people told their limits were fixed. Tim shares what two decades in the charitable sector taught him, not just about impact but about what is broken in how we give, from fear of risk to a scarcity mindset that holds good organizations back.

That experience sparked his next chapter, Power to Give, a bold rethinking of philanthropy rooted in trust, shared resources, and treating generosity as the investment it truly is. From a kayak on the water to a small-town skate park that drew an unexpected visit from Tony Hawk, Tim's story shows what becomes possible when imagination meets action.

The conversation then widens with Andrea Barrack, Senior Vice President of Corporate Citizenship and ESG at RBC. Andrea shares how RBC's new Purpose Framework is turning values into action. With a $2 billion commitment by 2035, RBC is focused on skills for a changing world and more equitable prosperity.

If you believe impact is built by people, not slogans, and that purpose is found by doing, not saying, you will love this episode as much as I did making it.

I open my 2026 season with fireworks of positivity. One of the best Chatter that Matters yet. A human journey marked with humility, humour and extraordinary. Someone knuckles decided to knock on the door of opportunity.

What does a Dragon, Best Selling Author, a McDonald's drive-through, a beat-up pickup truck, and a simple multi-million-dollar question have in common? 1-800-GOT-JUNK? The one and only Brian Scudamore.

Brian turned hauling junk into a $700 million empire by embracing a mindset he calls "WTF, willing to fail". His story is more than a business case study; it is a profoundly human one, marked by courage, doubt, family pressure, leadership missteps, and the power of seeing possibility where others see nothing.

Brian shares how firing his entire team saved his company, why culture is the ultimate competitive moat, and how systems, not people, fail. He opens about the moment his accomplished father said, "I'm proud of you,".

If you are an entrepreneur, a leader, a parent, someone young searching for their ladder to climb, or quietly wondering whether there is another path to follow, this conversation will stay with you long after it ends.

A special thanks and love to RBC for continuing to support the sharing of human stories that matter. Stories of ordinary becoming extraordinary.

As you listen, and if you have young adults around, listen together and then ask yourself two questions that changed everything for Brian Scudamore.

What if?

and

Are you Willing to Fail?

Happy New Year's, Everyone. Thanks for listening, and here's to a fabulous 2026.