"This podcast will leave you feeling inspired to take a more proactive approach to your savings, earnings, and expenses." - BuzzFeed | Yo Quiero Dinero is a personal finance podcast that empowers listeners on topics like entrepreneurship, building wealth, investing and mindset. Hosted by Jannese Torres-Rodriguez, Latina money expert, entrepreneur, and business coach. Known as “the swaggiest personal finance podcast", each week we drop guest and solo episodes brimming with POC-friendly personal finance knowledge, always served with a side of sass! Find out more at yoquierodineropodcast.com! Support this podcast: <a href="https://anchor.fm/yoquierodinero/support">https://anchor.fm/yoquierodinero/support</a>
Honestly, I don't know why it took me this long to get Chloe Daniels — aka Clo Bare Money Coach — on the show, because she is a whole badass and we have been living parallel lives for years. She went from a torrential relationship with money (including being financially trapped in a dangerous situation abroad) to becoming one of the most refreshing voices in personal finance.
Her approach is called lazy investing — and before you scroll past that, hear her out. Because when BlackRock ran 100 years of market data, the results backed it up. We're getting into all of it: the mindset blocks keeping women out of the market, why Wall Street jargon is gatekeeping on purpose, the truth about financial advisors, and the simple strategy that actually builds wealth long term.
WE GET INTO:
KEY TAKEAWAYS:
CONNECT WITH CHLOE:
TAKE THE NEXT STEP:
This episode of Yo Quiero Dinero was produced by Heart Centered Podcasting.
Hosted on Acast. See acast.com/privacy for more information.
What if I told you that you could travel the world without maxing out your credit cards?
In this episode, I'm sitting down with Jess from The Sugar Daddy Podcast to talk about something that's been a game changer for me: travel hacking. And no, this isn't some shady scheme. This is about using credit card rewards strategically so you can live your best life without the financial hangover. Jess and her husband run a financial literacy podcast that's all about normalizing money conversations in Black and Brown communities, and she's breaking down exactly how she's been able to travel to places like Aruba without going broke in the process.
WE GET INTO:
KEY TAKEAWAYS:
RESOURCES MENTIONED:
CONNECT WITH JESS
TAKE THE NEXT STEP:
This episode of Yo Quiero Dinero was produced by Heart Centered Podcasting.
Hosted on Acast. See acast.com/privacy for more information.
At the time of recording this episode, Bad Bunny has just made history—TWICE. First Spanish-language artist to win Album of the Year at the Grammys. Then he delivered the most-watched Super Bowl halftime show of ALL TIME. But this episode isn't just about celebrating Benito's wins (though we're absolutely doing that too). It's about what this moment means for ALL of us—especially right now, when being Latino has been demonized and criminalized in this country.
Just a heads up that this episode is a replay of a recent Instagram live I did post-superbowl and the audio reflects that in some parts.
WE GET INTO:
0:00 - Intro: Happy Puerto Rican Month!
2:42 - The Best Halftime Show Ever
4:47 - Why Unity Over Division Matters Right Now
7:12 - Bad Bunny's Cultural Impact & Timing
9:38 - The American Dream Story We Can All Relate To
15:30 - Breaking Down THAT Grammy Win
22:15 - Benito's Activism: From Day One
28:45 - The Super Bowl Performance Analysis
35:20 - Ricky Martin's Powerful Appearance
40:10 - Understanding "El Apagón" & Puerto Rico's Reality
45:02 - Hurricane Maria's Lasting Impact
47:06 - How Non-Puerto Ricans Can Actually Help
48:30 - The Flag Parade & Unity Message
50:48 - Community Growth & Connection
52:50 - Closing: Rock Your Flags & Stay Poderosa
KEY TAKEAWAYS:
TAKE THE NEXT STEP:
This episode of Yo Quiero Dinero was produced by Heart Centered Podcasting.
Hosted on Acast. See acast.com/privacy for more information.
This episode is going to shift how you think about success, abundance, and where you belong. I'm sitting down with my vecina, Rebecca Gitana Torres, a spiritual guide who rematriated to Puerto Rico after realizing the American Dream was never meant for people like us. We're talking about what holistic abundance actually means—and spoiler alert, it has nothing to do with your bank account or where you live.
Rebecca shares her journey from working a city job in the Bronx to creating “transformation cocoons” in Puerto Rico, and why so many of us have been taught the colonial lie that we need to leave our homelands to find abundance. We talk about the generational programming that keeps us chasing external validation, why you need to stop clinging to old identities and relationships, and how to tap into your magnetic energy no matter where you are. If you've been feeling stuck, unfulfilled, or like you're chasing someone else's version of success, this episode is going to give you permission to redefine everything.
WE GET INTO:
KEY TAKEAWAYS:
CONNECT WITH REBECCA:
TAKE THE NEXT STEP:
This episode of Yo Quiero Dinero was produced by Heart Centered Podcasting.
Hosted on Acast. See acast.com/privacy for more information.
Welcome To Perreo x Power, a new series brought to you by Yo Quiero Dinero. In this series, we're analyzing the origins of some of the biggest stars in the Latin Urban/Reggaeton genres and pulling out all the gems that you can apply to your money, business and life! In this debut episode, I'm breaking down a 2020 interview of Rauw Alejandro, Puerto Rican singer, songwriter, and performer known for blending reggaetón with R&B, pop, and electronic sounds. Born Raúl Alejandro Ocasio Ruiz in San Juan, he grew up between Puerto Rico and the mainland U.S., with early exposure to music and a strong foundation in dance, which later became a defining part of his artistry.
He spent years releasing music and refining his craft before breaking through globally, building a reputation for high-level performance, futuristic visuals, and constant reinvention. Rather than chasing trends, Rauw has focused on skill stacking and evolution, allowing him to remain relevant in a fast-moving industry. Find out how a tragic end to his original career goals inspired Rauw to pursue music, and he went from an unknown musician to a Latin Grammy award-winning artist in less than 5 years!
Saturno Playlist: https://youtube.com/playlist?list=OLAK5uy_kIVZbDqHZEqhCdjjEMm-PoYy0l3GpXHto&si=MNm7VFD8ny_DfLn1
Check out the Yo Quiero Dinero Podcast at https://yoquierodineropodcast.com/
Watch the video version of this episode on YouTube.
TAKE THE NEXT STEP:
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This episode is going to be one of the most honest conversations I’ve ever had on Yo Quiero Dinero. It's a raw, unfiltered conversation about what happens when you mix family and business—and spoiler alert: it gets messy as hell. My sister Lianne is back after a year-long hiatus, and we're spilling ALL the tea. From her rapid social media growth that turned into a nightmare with death threats, to being diagnosed with MS at 37, to almost filing for bankruptcy—this episode holds nothing back.
We talk about what it was really like when she worked for me while I was a brand new mom, how her personal struggles spilled into the business, and why we ultimately had to make the difficult decision to part ways professionally. This isn't some sanitized "family business success story", it is the real shit that nobody talks about.
If you've ever worked with family, hired a family member, or wondered if you should mix business with blood, this episode is required listening.
WE GET INTO:
00:00 - Intro: Family, Business & Messy Dynamics
02:03 - From 0 to 100K Followers to Death Threats
05:03 - MS Diagnosis, Hospitalization & Bankruptcy
07:20 - "I Was a Horrible Employee": Taking Accountability
10:58 - The Performance Improvement Plan & Final Warning
30:38 - The Money Problem: 1099 Tax Chaos
37:26 - Digging Out of the Spiral: The Brutal Reality
41:36 - Landing the New Job & Finding Peace
54:56 - The 2026 Comeback: What's Different This Time
58:29 - Should You Work with Family? The Real Answer
KEY TAKAWAYS:
RESOURCES MENTIONED:
CONNECT WITH LIANNE:
TAKE THE NEXT STEP:
*Content Warning: This episode contains discussions of mental health struggles, financial hardship, and online harassment.
This episode of Yo Quiero Dinero was produced by Heart Centered Podcasting.
Hosted on Acast. See acast.com/privacy for more information.
In this data-packed episode of Yo Quiero Dinero, Jannese sits down with Dr. Marlene Orozco, founder of Stratified Insights and lead researcher behind one of the most comprehensive studies ever conducted on Latina wealth in America. Together, they break down the receipts real numbers, real stories, and real systems that explain why Latinas continue to earn less, save less, and carry more financial responsibility, despite being one of the fastest-growing economic forces in the country.
This conversation goes beyond hot takes and dives into the structural barriers, cultural expectations, and systemic inequities shaping Latina wealth today from entrepreneurship and homeownership to caregiving, education, and retirement. If you’ve ever felt like you’re working twice as hard for half the reward… this episode will make you feel seen and fired up.
What We Get Into
00:00 Why this Latina wealth data matters
01:10 Meet Dr. Marlene Orozco
04:25 First-gen roots & entrepreneurship
09:30 Necessity vs opportunity businesses
12:50 The Latina wealth paradox
17:45 The 27% pay gap explained
23:50 Entrepreneurship as a wealth strategy
29:55 Homeownership & credit barriers
34:10 Retirement & investment gaps
37:45 Financial first responders
47:40 The motherhood penalty
56:20 Hope, policy & what’s next
Key Takeaways
Resources Mentioned
This podcast was produced and edited by Idea to Launch Productions
Hosted on Acast. See acast.com/privacy for more information.
In this no-fluff, receipts-on-the-table episode, Jannese breaks down exactly how she made over $500K in 2025! While becoming a first-time mom and running multiple businesses.
This is not “get rich quick” talk. This is a real, detailed income report covering 10+ revenue streams, the systems that keep money flowing on autopilot, and the mindset shifts required to scale without burnout. From blog ads and digital products to brand deals, memberships, real estate, and side hustles! Jannese shares what actually works, what’s overrated, and why creators who rely only on social media are setting themselves up to struggle.
If you’re a content creator or entrepreneur this episode is your sign.
WHAT WE GET INTO
0:00 How Jannese made over $500K in 2025 as a new mom
2:30 A decade-long journey in content creation & entrepreneurship
4:45 Top-line revenue vs. taxable income (what creators need to know)
7:30 The 10 income streams behind nearly $500K
10:00 Why digital products & coaching earned the most
12:15 How blog ads generated $147K in passive income
14:40 Brand deals, creator rewards & platform pay myths
17:00 Side hustles: Turo, savings interest & Zumba income
19:30 Airbnb income, real estate & upgrading investments
22:00 Systems, automation & evergreen income strategies
24:30 Membership pricing & avoiding creator burnout
27:00 Mentorship, scaling faster & a real 5x income story
29:15 Declaring 2026 the Rich Bitch Year
31:15 Final takeaways, free resources & next steps
KEY TAKEAWAYS
💡 Diversification is protection — never rely on one platform or paycheck
💡 Long-form content (blogs & podcasts) builds real wealth
💡 Own your offers — products > brand deals
💡 Automation makes money while you sleep
💡 Pricing yourself fairly is an act of self-respect
💡 Mentorship shortcuts years of trial and error
Resources Mentioned
This podcast was produced and edited by Idea to Launch Productions
Hosted on Acast. See acast.com/privacy for more information.
In this episode of Yo Quiero Dinero, Jannese sits down with Mariana Barajas, licensed therapist and money coach aka @lamoneytherapist
to unpack the deep, emotional connection between mental health and money.
From first-gen pressure and eldest-daughter trauma to scarcity mindsets, over-spending, money hoarding, and burnout, this conversation goes beyond budgeting tips and gets to the root of our financial behaviors. Because let’s be real: most of us already know what to do with money—what stops us is what’s happening in our nervous system.
Mariana breaks down how childhood experiences, cultural conditioning, and subconscious beliefs shape the way we earn, spend, save, and invest—and what it actually takes to heal your relationship with money.
If you’ve ever wondered why you can’t keep money, why you’re afraid to take financial risks, or why success still doesn’t feel like enough… this episode is for you.
What We Get Into
00:01 – 02:00
02:01 – 05:00
05:01 – 07:45
07:46 – 10:10
10:11 – 13:20
13:21 – 15:30
15:31 – 18:10
18:11 – 21:45
21:46 – 24:00
24:01 – 27:15
27:16 – 30:45
30:46 – 33:45
33:46 – 36:30
36:31 – 39:30
39:31 – 41:45
41:46 – 44:40
Key Takeaways
Resources Mentioned
Connect with Mariana
This podcast was produced and edited by Idea to Launch Productions
Hosted on Acast. See acast.com/privacy for more information.
Welcome to Season 8 of Yo Quiero Dinero.
In this solo episode, I'm reflecting on the lessons that defined 2025, my first year as a mom, nearly five years as a full-time entrepreneur, and over a decade of intentional financial decisions that made this season of life possible. From redefining success and asking for help, to choosing the right partner, building wealth, and walking away from traditional timelines, this episode is a reminder that financial freedom doesn’t happen by accident it’s built, one intentional decision at a time. I'm breaking down down how money impacts every area of your life, from parenting and relationships to peace of mind and challenges you to stop talking yourself out of the life you say you want. If you’re stepping into 2026 ready to move with clarity, confidence, and purpose, this episode is for you.
WHAT WE GET INTO
00:01 – Kicking off Season 8 and welcoming listeners into 2026
00:36 – Why solo episodes are back and what to expect this year
02:06 – Surviving the first year of motherhood and reflecting on 2025
03:30 – Stepping back from the mic and redefining productivity as a new mom
04:55 – Why being intentional about who you have kids with matters
06:28 – Planning for support, finances, and the realities of parenthood
07:55 – Lessons learned from the Jefas y Mamás series
08:45 – Why asking for help is essential and burnout isn’t a flex
10:10 – Breaking generational cycles of exhaustion and overwork
11:18 – How money directly impacts your quality of life
13:10 – Why financial stress affects every role you play
14:20 – Gratitude for past financial decisions that created present peace
15:40 – The danger of settling for “stability” instead of freedom
16:55 – Building financial runway in your 20s for long-term flexibility
18:10 – Turning 40 and entering a more aligned season of life
19:25 – Letting go of traditional timelines and societal expectations
20:56 – Questioning the life you built and exploring alternatives
22:10 – Discovering financial independence as a path to freedom
23:19 – Facing debt without accepting “work forever” as the answer
24:45 – Debt payoff strategies that changed everything
25:45 – Learning how investing actually works
27:00 – Quitting corporate America and becoming a full-time entrepreneur
27:41 – Why financial freedom is built intentionally
29:00 – Making the decision to want more — and act on it
29:45 – Introducing the New Year Dinero Reset Guide
30:04 – Season 8 kickoff gratitude and final reflections
RESOURCES MENTIONED
This podcast was produced and edited by Idea to Launch Productions
Hosted on Acast. See acast.com/privacy for more information.
In this week’s episode,Jannese sits down with Diana Garcia, founder of Amigas y Dinero, to explore her personal journey from nonprofit work to becoming a full-time money coach helping Latinas rewrite their financial stories.
Diana shares how a pivotal decision during the pandemic, choosing not to return to a two-hour commute led her to create her own income, community, and career. She opens up about growing up in an immigrant household in LA, the scarcity mindset she witnessed, and her mission to help others build wealth from a place of joy, not sacrifice.
From saving $10,000 in under a year on a modest income, to helping clients break free from paycheck-to-paycheck cycles, Diana offers actionable insights for tackling debt, increasing income, and navigating the unique financial challenges first-gen families face. She also gets real about overcoming fear, advocating for yourself in the workplace, and having money conversations with your parents.
What You’ll Learn in This Episode:
More from YQD™:
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