If you're in the Florida Retirement System DROP Program and you're thinking about rolling over your FRS DROP money into FRS Investment Plan with Ernst & Young, we recommend that you watch this video first to learn about the Pros and Cons of using the Florida Retirement System Investment Plan. 

To book an appointment with one of our advisors you can click here: https://calendly.com/andersfinancial/initial-d-r-o-p-frs-phone-consultation-youtube

Video explaining the different types of annuities: https://youtu.be/_wuauuOYfow

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We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives. Securities and advisory services offered through Madison Avenue Securities, LLC. Member FINRA/SIPC and a Registered Investment Adviser. Anders Retirement & Investment Advisors and Madison Avenue Securities, LLC are not affiliated companies.

Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. Anders Retirement & Investment Advisors is not affiliated with, or endorsed by, the Florida Retirement System or any other governmental entity.

It's everyone's favorite topic: estate planning. Okay, so likely not, however, it is something that does need to be discussed and be a part of your retirement plan. In this video, Don goes over the importance of having a will and trust and how to use them.

https://trustandwill.com

There is no compensation exchanged between Don Anders and trustandwill.com. Anders and Anders Financial Group, MAS and trustandwill.com are not affiliated entities.

We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives. Securities and advisory services offered through Madison Avenue Securities, LLC. Member FINRA/SIPC and a Registered Investment Adviser. Anders Retirement & Investment Advisors and Madison Avenue Securities, LLC are not affiliated companies.

Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. Anders Retirement & Investment Advisors is not affiliated with, or endorsed by, the Florida Retirement System or any other governmental entity.

Income, Safety, Growth...what's next? Some people want to keep their money available as cash; ready to use. This is called liquidity. As our video series continues, Don discusses the next need of money: liquidity.

Income, Safety, what's next? As part of this video series, Don covers the 5 Needs of Money. In this video, Don discusses the next need: Growth.

After covering Income in our previous video, Don goes through the next need of money: Safety.

The 5 needs of money, what are those? After many appointments and talking with several clients, Don has come up with what he believes are the 5 Needs of Money. In this video series, we will break down all 5 of those needs, starting with Income.

Having diversity within your retirement portfolio can be beneficial. Some retirements pay out dividends and do reinvestments. In this video, Don discusses the benefits of dividends within your accounts, and how it can work best for you.

Are you apart of the Florida Retirement System? Do you have a 403b retirement plan? Now is a great time to review your 403b. We invite you to schedule a complimentary phone consultation with one of our advisors to do an analysis of your plan and see if it compares to today's rates.

Should I stay or should I go? Like many FRS employees, that's a statement you've likely said before. You probably have worked for many years and as you are approaching your full retirement age, you might consider leaving early for a multitude of reasons. In this video, Don goes over the options you have whether you choose to exit early, or whether you choose to stay longer.

Dividend accounts, bond funds, cryptocurrency...which is the best option for you? Of course, each person and situation is unique, but in the third and final part of this video series, Don discusses the benefits of using market-based accounts within your portfolio.

As the stock market gets more volatile, many people seek lower-risk investments for their retirement money or FRS DROP Rollovers. In part two of this video series, Don discusses the types of Fixed Indexed accounts he likes that offer principal protection and still give a competitive return.

Sources: https://www.mckinsey.com/capabilities/strategy-and-corporate-finance/our-insights/the-strategy-and-corporate-finance-blog/markets-will-be-markets-an-analysis-of-long-term-returns-from-the-s-and-p-500