Hello there, tune in to hear real life stories on what you need to have a plan for as a renter. Be encouraged and walk away with practical tips towards home ownership.

Today, I sit down with one of my favorite lenders, Sharlene Ruiz, with New American Funding. Listen in on our new series, Money, Moves & Mindset.

Enjoy listening​ and share this podcast with someone you know who is looking to buy or sell a home this year for the first time.

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Many ​B​lessings on achiev​ing your real estate dreams!

Your Trusted Real Estate Advisor,

Christal REALTOR® 0202693 https://WestOfThe15.com

P.S.- If you live outside of Nevada and need a referral for a REALTOR® in your area, visit my website and email me. I have a vast network, and I'm happy to help.

Hi there, First Timers,

​Are you waiting to buy or sell real estate right now? It's not a good or bad thing if you are; however, I want to make sure you understand WHY you are waiting.

Today, you will learn about:

1. Some of the thoughts you may be having about the current real estate market 2. 3 questions to ask as a first-time buyer 3. 3 questions to ask a move-up buyer (buying and selling at the same time)

​Enjoy listening​ and share this podcast with someone you know who is looking to buy or sell a home this year for the first time.

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Many ​B​lessings on achiev​ing your real estate dreams!

Your Trusted Real Estate Advisor,

Christal REALTOR® 0202693 https://WestOfThe15.com

P.S.- If you live outside of Nevada and need a referral for a REALTOR® in your area, visit my website and email me. I have a vast network, and I'm happy to help.

Hi there, First Timers,

​Do you sometimes feel overwhelmed at real estate terminology? I understand...you are not the only one.

Today, you will learn about:

1. What a seller concession is 2. How it benefits buyers and sellers 3. Using it in today's market

​Enjoy listening​ and share this podcast with someone you know who is looking to buy or sell a home this year for the first time.

------------------------

Many ​B​lessings on achiev​ing your real estate dreams!

Your Trusted Real Estate Advisor,

Christal REALTOR® 0202693 https://WestOfThe15.com

P.S.- If you live outside of Nevada and need a referral for a REALTOR® in your area, visit my website and email me. I have a vast network, and I'm happy to help.

Hi there, First Timers,

​Do you love the smell of new? Well, if you are leaning towards purchasing a new build home, listen to this podcast before visiting the models.

You will learn about:

1. How a REALTOR® can support you throughout the process 2. When to engage your REALTOR® in the process 3. How your REALTOR® gets paid

​Enjoy listening​ and share this podcast with someone you know who is looking to buy or sell a home this year.

------------------------

Many ​B​lessings on achiev​ing your real estate dreams!

Your Trusted Real Estate Professional,

Christal REALTOR® 0202693 https://WestOfThe15.com

P.S.- If you live outside of Nevada and need a referral for a REALTOR® in your area, visit my website and email me. I have a vast network, and I'm happy to help.

Hi there, First Timers,

​Thanks for tuning into part 2 of my chat with Mortgage Advisor​ Jackie Zlatanovski from Geneva Financial. ​She shared extra gems today you won't want to miss.

You will learn about:

1. Behind the scenes step by step lending process 2. ​How do your student loans impact getting approved 3. Prequalification vs Pre-Approval4. What documents she look for proof of income for salaried, hourly, and self-employed borrowers.

​Enjoy listening​ and share this podcast with someone you know who is looking to buy or sell a home this year.

If you would like to connect with:

Jackie Zlatanovski

Mortgage Advisor | Geneva Financial NMLS# 1956001 Mobile: (702) 591-4575 [email protected]

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​B​lessings to achiev​ing your real estate dreams!

Your Trusted Real Estate Professional,

Christal REALTOR® 0202693 https://WestOfThe15.com

P.S.- If you live outside of Nevada and need a referral for a REALTOR® in your area, visit my website and email me. I have a vast network, and I'm happy to help.

Hi there, First Timers,

Today ​​, you will hear my interview with Jackie Zlatanovski from Geneva Financial. Jackie is a Mortgage Advisor who also has a heart for first-timers.

You will learn about:

1. Why it's ok to be financially naked
2. Options for sellers that need to buy at the same time
3. When to start planning your home-buying process
4. Why you are always paying a mortgage.

​Enjoy listening​ and share this podcast with someone you know who is looking to buy or sell a home this year.

If you would like to connect with:

Jackie Zlatanovski

Mortgage Advisor | Geneva Financial NMLS# 1956001 Mobile: (702) 591-4575 [email protected]

------------------------

​B​lessings to achiev​ing your real estate dreams!

Your Trusted Real Estate Professional,

Christal REALTOR® 0202693 https://WestOfThe15.com

P.S.- If you live outside of Nevada and need a referral for a REALTOR® in your area, visit my website and email me. I have a vast network, and I'm happy to help.

Hi there, First Timers,

Today you will understand the process for buying your first home.

You will learn about:

1. What to expect at your initial consultation with your real estate agent 2. What has to happen before you look at homes 3. Why a home inspection is important

I hope you enjoy listening. Share this podcast with someone you know who is looking to buy or sell a home this year.

Cheers to achieving your real estate dreams!

------------------------

Your Trusted Real Estate Professional,

Christal REALTOR® 0202693 https://WestOfThe15.com

P.S.- If you live outside of Nevada and need a referral for a REALTOR® in your area, visit my website and email me. I have a vast network, and I'm happy to help.

Hi there, First Timers,

As promised, today you will hear my interview with Josie Hatem from the Nevada Housing Division.

You will learn about: 1. The three Home is Possible program offered by the Nevada Housing Division 2. Why the term "non-forgivable" shouldn't scare you away 3. Josie's homeownership journey and what not to do.

Enjoy listening and share with someone you know that is looking to buy or sell a home this year.

Cheers to achieving your real estate dreams!

------------------------

Your Trusted Real Estate Professional,

Christal REALTOR® 0202693 https://WestOfThe15.com

P.S.- If you live outside of Nevada and need a referral for a REALTOR® in your area, visit my website and email me. I have a vast network, and I'm happy to help.

Hi there, First Timers,

In today's episode I give a preview of 4 downpayment assistance programs currently available to make homeownership possible.

This episode is the setup for my conversation with Josie from the Nevada Housing Division that will be released next week. We will go into much more detail on the benefits and requirements.

Enjoy listening and share with someone you know that is looking to buy or sell a home this year.

Cheers to achieving your real estate dreams!

------------------------

Your Trusted Real Estate Professional,

Christal REALTOR® 0202693 https://WestOfThe15.com

P.S.- If you live outside of Nevada and need a referral for a REALTOR® in your area, visit my website and email me. I have a vast network, and I'm happy to help.

Hi there, First Timers,

Listen in as I give an overview of the process of buying and selling at the same time.

I share the most important contact you need to have for this type of situation and how to avoid the overwhelm.

Cheers to achieving your real estate dreams this year!

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Your Trusted Real Estate Professional,

Christal REALTOR® 0202693 https://WestOfThe15.com

P.S.- If you live outside of Nevada and need a referral for a REALTOR® in your area, visit my website and email me. I have a vast network, and I'm happy to help.

Hi there!

Today, I'm sharing 7 tips to help you prepare and start thinking about purchasing your first home this year.

You'll hear an example of the difference between a conventional loan and an FHA loan, how to scope out neighborhoods, buyer assistance programs, and a few other tips to start preparing now.

Cheers to achieving your real estate dreams this year!

------------------------

Your Trusted Real Estate Professional,

Christal REALTOR® 0202693 https://WestOfThe15.com

P.S.- If you live outside of Nevada and need a referral for a REALTOR® in your area, visit my website and email me. I have a vast network, and I'm happy to help