Fighting Fraud during the Holiday Season NOV 17, 2022    Subscribe to The Identity Trust Pulse on all major platforms: Spotify | Amazon Music | Listen Notes   LexisNexis® Risk Solutions

The holiday shopping season is a popular time for bad actors to engage in fraudulent activity. Among the consumers looking for a bargain during events such as Click Frenzy in Australia, Singles' Day in China, Black Friday and Cyber Monday in the US and around Europe and Boxing Day in Britain and around the Commonwealth will be fraudsters looking for illicit gains. In this episode, Skip Myers, Solutions Consultant at LexisNexis® Risk Solutions, and Pratik Choudhary, Market Planning Manager at LexisNexis® Risk Solutions, share tips for businesses to mitigate fraud and for consumers to avoid being scammed during the holidays.

Learn more about our award-winning fraud and identity solutions: https://risk.lexisnexis.com/global/en/corporations-and-non-profits/fraud-and-identity-management

DISCLAIMER: The information provided in this podcast is for informational purposes only and is not intended to and shall not be used as legal advice.  The views and opinions expressed in this episode are solely those of the speaker/s and do not necessarily reflect the views or positions of LexisNexis Risk Solutions.  LexisNexis Risk Solutions does not warrant that the information provided in this podcast is accurate or error-free.  

Coronavirus Email Phishing Scams: How to Avoid COVID-19 Phishing Attacks

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Summary: This week, Ruin a Bad Guy's Day Radio discusses the recent coronavirus email phishing scam. Learn how to protect yourself from fraudsters that are sending you bogus emails and phishing attacks made to look like they are from the Centers for Disease Control and Prevention (CDC) or the World Health Organization (WHO) about the coronavirus outbreak. Cybercriminals are using outbreak and the panic and fear as basis for email attacks designed to steal your personal information, defraud you, and infect computers with malware. Curated Content Source: nbcnews.com

Malicious emails linked to the coronavirus outbreak started appearing in February. Stay informed - this email scam is turning into one of largest phishing campaigns of the year.

Download the Podcast for more information!

Topics Discussed:
-Coronavirus Email Phishing Scams
-What Bogus Emails Look Like
-What You Can Do?

You should always to be skeptical of any email that asks you to click on a link or open an attachment — even when the email seems legitimate. In most cases, you can probably get the information you need by typing in the URL yourself.

This bogus email is not from the CDC. It’s another email scam phishing attack designed to steal usernames and passwords from people who click on the link. Notice the email URL highlighted in red. The actual URL for the CDC is cdc.gov. The other link highlighted in red is a fake Microsoft Outlook login page. See below.

For the latest on the coronavirus outbreak - Go directly to the CDC website.

Kaspersky has 10 tips to protect yourself from phishing attacks on its website.

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Who Should Listen?
Fraud Managers and Investigators, Cybersecurity, Fraud Analysts, Law Enforcement Professionals, Risk Managers, E-commerce Managers, M-commerce managers, Internal Auditors, Finance Professionals, Chargeback Specialists, Call Center Agents, and IT/Operations professionals.

Disclaimer:
Ruin a Bad Guy’s Day, LLC. The information provided in Ruin a Bad Guy’s Day Radio/Skip Myers podcasts/webinars and accompanying material is for informational purposes only. It should not be considered legal or financial advice. You should consult with legal counsel or other professionals to determine what may be best for your individual or organizational needs.

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Overcast

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Twitter:

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Cleantech Con Artists: A True Vegas Caper - Interview with Author/Historian Jim Rossi

This week, Ruin a Bad Guy's Day Radio interviews Jim Rossi, Author and Historian of the new book: "Cleantech Con Artists: A True Vegas Caper." Jim is a nationally acclaimed author and a LinkedIn Top Voice with over 430,000 followers! Jim and Skip discuss this fantastic non-fiction story about crime and corruption set in Las Vegas. 

Jim Rossi: His first book is "Cleantech Con Artists: A True Vegas Caper," a nonfiction, first-person, man-bites-dog story of fraud and history. Set in Las Vegas, the story begins during his graduate study there. He's currently at work on his second book, "Reverse-Engineering the Echo Chamber," about how the history of communications technology has affected information, free speech, and politics - and what we can do to find and learn from different perspectives.

Fraud costs Americans over a trillion dollars per year. So in Sin City, we made fraud prevention into an extreme sport.

Las Vegas, founded on the idea of getting people to not think about the long-term consequences of their actions, seems like the last place anyone would go to study history and sustainability. But look closer. Las Vegas is also the City of Second Chances, the surrounding Mojave Desert a land of mirages. Here the line separating reality and fantasy gets blurred. So do the lines separating graduate school, entrepreneurship, journalism, and fraud.

When I first went local, enrolling at the University of Nevada, Las Vegas, I made new friends - and a few enemies. Among them: a young British tycoon who bought Mike Tyson’s mansion, poker players and golf hustlers, FBI agents and ex-cons, friendly neighborhood bounty hunters, and one charismatic frenemy: a young, clean energy technology entrepreneur named Xavier.

As The Strip seduces me, I uncover a complex maze of scams ranging from Photoshop forgeries, mortgage fraud, identity theft, and crowdfunding to hacking, hypnosis, and intellectual property theft. The schemes span from Sin City to the Rocky Mountains, China, and into the headquarters of Silicon Valley’s best-known clean energy nonprofit. As privacy disappears in the 21st century, turnabout is fair play. The hunter becomes the hunted. In Sin City, you can be whoever you want to be – but you have to pay the consequences. 

What is the ultimate Vegas rush: pulling off a multimillion-dollar con job – or blowing one up?

JIM ROSSI: Author/Historian

Cleantech Con Artists: A True Vegas Caper

Available on Amazon: 

 

https://www.amazon.com/Cleantech-Artists-True-Vegas-Caper-ebook/dp/B07V6L5M8T/ref=sr_1_2?keywords=Cleantech+Con+Artists&qid=1567207121&s=books&sr=1-2

Website:

www.cleantechconartists.com

Email:

[email protected]

LinkedIn: 

https://www.linkedin.com/in/cleantechconartist/

Who Should Listen?
Fraud Managers and Investigators, Cybersecurity, Fraud Analysts, Law Enforcement Professionals, Risk Managers, E-commerce Managers, M-commerce managers, Internal Auditors, Finance Professionals, Chargeback Specialists, Call Center Agents, and IT/Operations professionals.

Disclaimer:
Ruin a Bad Guy’s Day, LLC. The information provided in Ruin a Bad Guy’s Day Radio/Skip Myers podcasts/webinars and accompanying material is for informational purposes only. It should not be considered legal or financial advice. You should consult with legal counsel or other professionals to determine what may be best for your individual or organizational needs.

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Do You Have Pink Around the Collar? Kelly Paxton Discusses How Pink Collar Criminals are becoming the New Threat to Your Business.

This week, Ruin a Bad Guy's Day Radio interviews Kelly Paxton with PinkCollarCrime.com. Kelly discusses How Women Fraudsters are becoming the New Threat to Your Business. #pinkcollarcrime

Special Guest: Kelly is a nationally recognized expert and speaker on Pink Collar Crime. Kelly is one of the “Good Guys” who has spent a career investigating hundreds of cases ranging from money laundering to conflict of interest to embezzlement schemes.

Kelly explains how, "It's position Not gender that is important when investigating pink collar crimes and unfortunately, embezzlement happens to every type of business. Whether you’re a dentist, small business owner, municipal agency, it can happen to anyone."

Great advice from Kelly on the podcast at:

[00:14:42] Yeah. You know, my dad always said I was Snoopy. I kind of like to say, I'm curious, when things just don't make sense.

[00:14:51] It's like, I had a dentist who got ripped off and he's like, well, maybe I should have known when she had a newer model BMW than me. And I'm like, you know, I know you're kidding, but you're not. 

Discussion Topics Include:

• We know that many fraudsters are sometimes long-term and trusted employees. Why do good employees go bad and what can we do to prevent it?
• What is Pink Collar Crime and how it is different than White Collar Crime.
• What are some of the traits or characteristics of a Pink Collar Crime Criminal?
• It there an element of the fraud triangle our listeners can control to help prevent the fraud from occurring in the first place? If so, what more could have been done?
• How to identify “pink flags”.
• Are there any great Tips or Tricks you use for investigating and interviewing a Pink Collar Criminal?

Listen to the Podcast to learn more!

For more information on how Kelly Paxton and PinkCollarCrime.com can help you uncover the truth with investigating money laundering and embezzlement cases – Visit PinkCollarCrime.com

Contact: 

Kelly Paxton

Pink Collar Crime

Office: 503-521-6167

Web: https://pinkcollarcrime.com/

or https://kellypaxton.com/

Email: [email protected]

LinkedIn: https://www.linkedin.com/in/kellypaxton/

Twitter: https://twitter.com/pdxcfe

Who Should Listen?
Fraud Managers and Investigators, Cybersecurity, Fraud Analysts, Law Enforcement Professionals, Risk Managers, E-commerce Managers, M-commerce managers, Internal Auditors, Finance Professionals, Chargeback Specialists, Call Center Agents, and IT/Operations professionals.

Disclaimer:
Ruin a Bad Guy’s Day, LLC. The information provided in Ruin a Bad Guy’s Day Radio/Skip Myers podcasts/webinars and accompanying material is for informational purposes only. It should not be considered legal or financial advice. You should consult with legal counsel or other professionals to determine what may be best for your individual or organizational needs.

Ruin a Bad Guy’s Day® is a registered trademark.
Visit: https://www.ruinabadguysday.com

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Google Podcasts

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Spotify

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Overcast

https://overcast.fm/itunes1437720527/ruin-a-bad-guys-day-radio-fraud-prevention-podcast

iHeartRadio

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Twitter:

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Got Chargebacks? Midigator's Trent Spratling Explains Chargeback Truths, Consequences, and Misconceptions

Welcome to Ruin a Bad Guy's Day Radio. We are growing by leaps and bounds because of listeners just like YOU! If you like the podcast, please go to Apple Podcasts to leave a comment and give us a 5 Star rating...Thank You!

Apple Podcasts/iTunes

https://podcasts.apple.com/us/podcast/ruin-a-bad-guys-day-radio-fraud-prevention-podcast/id1437720527?mt=2

This week, Ruin a Bad Guy's Day Radio Interviews Midigator's Trent Spratling about Chargeback Truths, Consequences, and Misconceptions.

Topics Include:

We'll discuss some of the biggest misconceptions about fighting chargebacks and disputes, dealing with banks and credit card issuers, and the potential ROI and increased revenue possibilities for fighting chargebacks.

Special Guest: Trent Spratling has a unique understanding of what merchants need to scale their business and increase profitability through Midigator's payment dispute management system that helps you prevent and respond to credit card disputes and chargebacks.

This episode of Ruin a bad Guys Day Radio is brought to you by:

 

Midigator: Midigator is a leader in payment dispute management services.

 

Are you tired of the same old daily grind with fighting chargebacks and credit card disputes? Are you drowning in a sea of endless data and spreadsheets?

 

Look no further – Midigator's payment dispute management system provides real time analytics and advanced artificial intelligence technology that helps you identify why disputes are occurring while reducing your chargebacks and enabling your business to better avoid them in the future.

Midigator's advanced prevention options include chargeback alerts and Visa's VMPI technology to help you recover lost revenue and improve your overall chargeback management strategy.

 

Let Midigator - "Help You Get Back to Growing Your Business!"

 

For more information on how Midigator can help you prevent and respond to credit card disputes and chargebacks - Visit Midigator.com

 

Contact: 

Trent Spratling

Midigator

Account Executive

Office: 406-203-1555

Web: Midigator.com

Email: [email protected]

LinkedIn: https://www.linkedin.com/in/trenton-spratling-038b632b/

Listen to the Podcast to learn more!

Contact Ruin a Bad Guy's Day Radio:
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Who Should Listen?
Fraud Managers and Investigators, Cybersecurity, Fraud Analysts, Law Enforcement Professionals, Risk Managers, E-commerce Managers, M-commerce managers, Internal Auditors, Finance Professionals, Chargeback Specialists, Call Center Agents, and IT/Operations professionals.

Disclaimer:
Ruin a Bad Guy’s Day, LLC. The information provided in Ruin a Bad Guy’s Day/Skip Myers podcasts/webinars and accompanying material is for informational purposes only. It should not be considered legal or financial advice. You should consult with legal counsel or other professionals to determine what may be best for your individual or organizational needs.

Ruin a Bad Guy’s Day® is a registered trademark.
Visit: https://www.ruinabadguysday.com

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Newsletter: Cyber-Security and Fraud Prevention News

https://paper.li/ruinabadguysday/1557668208?edition_id=822c0510-76b2-11e9-bff4-0cc47a0d164b#/

Listen Free on iHeartRadio

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How to Identify and Protect Yourself from Tech Support Scams

Welcome to Ruin a Bad Guy's Day Radio. We are growing by leaps and bounds because of listeners just like YOU! If you like the podcast, please go to Apple Podcasts to leave a comment and give us a 5 Star rating...Thank You!

Apple Podcasts/iTunes

https://podcasts.apple.com/us/podcast/ruin-a-bad-guys-day-radio-fraud-prevention-podcast/id1437720527?mt=2

Ruin a Bad Guy's Day Radio discusses how tech support scammers target you and your personal devices by pretending to be representatives from a software tech support company or call center.

We will review a recent conviction of a tech support scammer with links to international crime who defrauded victims of $3 million dollars. We discuss how we can learn from the fraudsters.

Source: U.S. Department of Justice

https://www.justice.gov/

Learn how to protect yourself and others from tech support scams and understand the different forms of scams which include phone and web scams. We will review how Microsoft is cracking down on tech support scammers and what they recommend for you to fight back and prevent you from being a victim.

Source: Microsoft

https://www.microsoft.com/reportascam

Listen to the Podcast to learn more!

Contact Ruin a Bad Guy's Day Radio:
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Who Should Listen?
Fraud Managers and Investigators, Cybersecurity, Fraud Analysts, Law Enforcement Professionals, Risk Managers, E-commerce Managers, M-commerce managers, Internal Auditors, Finance Professionals, Chargeback Specialists, Call Center Agents, and IT/Operations professionals.

Disclaimer:
Ruin a Bad Guy’s Day, LLC. The information provided in Ruin a Bad Guy’s Day/Skip Myers podcasts/webinars and accompanying material is for informational purposes only. It should not be considered legal or financial advice. You should consult with legal counsel or other professionals to determine what may be best for your individual or organizational needs.

Ruin a Bad Guy’s Day® is a registered trademark.
Visit: https://www.ruinabadguysday.com

More Podcasts: 

https://ruinabadguysday.podbean.com/

Sponsor a Podcast:

https://ruinabadguysday.podbean.com/p/sponsor-us/

Twitter:

https://twitter.com/ruinabadguysday

Newsletter: Cyber-Security and Fraud Prevention News

https://paper.li/ruinabadguysday/1557668208?edition_id=822c0510-76b2-11e9-bff4-0cc47a0d164b#/

How to be Smart in a World of Stupid Criminals: Interview with Matt Christensen at FraudNotFrog.com

Welcome to Ruin a Bad Guy's Day Radio. We are growing by leaps and bounds because of listeners just like YOU! If you like the podcast, please go to Apple Podcasts to leave a comment and give us a 5 Star rating...Thank You!

Apple Podcasts/iTunes

https://podcasts.apple.com/us/podcast/ruin-a-bad-guys-day-radio-fraud-prevention-podcast/id1437720527?mt=2

Ruin a Bad Guy's Day Radio interviews Matt Christensen at FraudNotFrog.com. In this episode we discuss how professional development and training helps you stay ahead of stupid criminals and fraudsters. 

Matt is transforming Anti-Fraud CPE or continuing education and professional development for fraud fighters through Audit Lock consultancy and FraudNotFrog.com by offering convenient and mobile-friendly anti-fraud training for fraud examiners, auditors, and investigators. Listen to the Podcast to learn more!

Discussion Topics:

• News Story: Stupid Criminals Butt-Dial 911 During Burglary
• Helping you fight fraudsters through enhanced training and awareness through a better understanding of cybersecurity and internal audit controls at FraudNotFrog.com
• How to leverage an existing skill set to break into the anti-fraud industry.
• How cyber security and internal audit control professionals can break down silos and work together to fight fraud.

More Information:

FraudNotFraud.com

https://www.fraudnotfrog.com/

Anti-Fraud Courses:

https://courses.fraudnotfrog.com/

AuditLock Fraud Consultancy

https://www.linkedin.com/in/auditlock-fraud-consultancy-347305159/

Matt Christensen

https://www.linkedin.com/in/christensenmatt/

• CFE - Certified Fraud Examiner | Association of Certified Fraud Examiners
• ITPM - Insider Threat Program Manager | Software Engineering Group | Carnegie Mellon University
• CISSP - Certified Information Systems Security Professional | (ISC)2
• GIAC GSLC - Security Leadership Certification | SANS Institute
• GIAC GSEC - Security Essentials Certification | SANS Institute
• CRISC - Certified in Risk and Information Systems Control | ISACA
• CCSK- Certificate of Cloud Security Knowledge | Cloud Security Alliance
• ITILv3 - Information Technology Infrastructure Library | EXIN

FraudNotFrog.com provides the best anti-fraud online training platform for continuing professional education (CPE) and other professional anti-fraud development. It's a new way of training and becoming a better fraudfighter.

Our platform is self-paced and mobile friendly - train while at work or while on the train.

Contact Ruin a Bad Guy's Day Radio:
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Who Should Listen?
Fraud Managers and Investigators, Cybersecurity, Fraud Analysts, Law Enforcement Professionals, Risk Managers, E-commerce Managers, M-commerce managers, Internal Auditors, Finance Professionals, Chargeback Specialists, Call Center Agents, and IT/Operations professionals.

Disclaimer:
Ruin a Bad Guy’s Day, LLC. The information provided in Ruin a Bad Guy’s Day/Skip Myers podcasts/webinars and accompanying material is for informational purposes only. It should not be considered legal or financial advice. You should consult with legal counsel or other professionals to determine what may be best for your individual or organizational needs.

Ruin a Bad Guy’s Day® is a registered trademark.
Visit: https://www.ruinabadguysday.com

More Podcasts: 

https://ruinabadguysday.podbean.com/

Sponsor a Podcast:

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Twitter:

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How Fraudsters Exploit Malware and Phishing for Financial Gain

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Welcome to Ruin a Bad Guy's Day Radio. We are growing by leaps and bounds because of listeners just like YOU! If you like the podcast, please go to Apple Podcasts to leave a comment and give us a 5 Star rating...Thank You!

Apple Podcast

https://podcasts.apple.com/us/podcast/ruin-a-bad-guys-day-radio-fraud-prevention-podcast/id1437720527?mt=2

In this episode we discuss how fraudsters exploit malware and phishing for financial gain. A recent conviction of international cybercriminals in federal court reveals how these fraudsters operate and target their victims. Learn how protect yourself from malware and phishing schemes.

Source: Department of Justice
https://www.justice.gov/opa/pr/two-romanian-cybercriminals-convicted-all-21-counts-relating-infecting-over-400000-victim

Romanian Cybercriminals Convicted of All 21 Counts Relating to Infecting Over 400,000 Victim Computers with Malware and Stealing Millions of Dollars
A federal jury convicted two Bucharest, Romania residents of 21 counts related to their scheme to infect victim computers with malware in order to steal credit card and other information to sell on dark market websites, mine cryptocurrency and engage in online auction fraud, announced Assistant Attorney General Brian A. Benczkowski of the Justice Department’s Criminal Division and U.S. Attorney Justin E. Herdman of the Northern District of Ohio

Two Romanians were convicted after a 12-day trial of conspiracy to commit wire fraud, conspiracy to traffic in counterfeit service marks, aggravated identity theft, conspiracy to commit money laundering and 12 counts each of wire fraud. Sentencing has been set for Aug. 14, 2019 before Chief Judge Patricia A. Gaughan of the Northern District of Ohio.

According to testimony at trial and court documents, the defendants who pleaded guilty collectively operated a criminal conspiracy from Bucharest, Romania. It began in 2007 with the development of proprietary malware, which they disseminated through malicious emails purporting to be legitimate from such entities as Western Union, Norton AntiVirus and the IRS. When recipients clicked on an attached file, the malware was surreptitiously installed onto their computer.

This malware harvested email addresses from the infected computer, such as from contact lists or email accounts, and then sent malicious emails to these harvested email addresses. The defendants infected and controlled more than 400,000 individual computers, primarily in the United States.

Listen to the podcast for more information!

Malware:
https://en.wikipedia.org/wiki/Malware

Malware (malicious software) is any software intentionally designed to cause damage to a computer, server, client, or computer network. Malware does the damage after it is implanted or introduced in some way into a target's computer and can take the form of executable code, scripts, active content, and other software. The code is described as computer viruses, worms, Trojan horses, ransomware, spyware, adware, and scareware, among other terms. Malware has a malicious intent, acting against the interest of the computer user—and so does not include software that causes unintentional harm due to some deficiency, which is typically described as a software bug.

Phishing
https://en.wikipedia.org/wiki/Phishing

Phishing is the fraudulent attempt to obtain sensitive information such as usernames, passwords and credit card details by disguising as a trustworthy entity in an electronic communication. Typically carried out by email spoofing or instant messaging, it often directs users to enter personal information at a fake website, the look and feel of which are identical to the legitimate site.

Phishing is an example of social engineering techniques being used to deceive users. Users are often lured by communications purporting to be from trusted parties such as social web sites, auction sites, banks, online payment processors or IT administrators.

Contact Ruin a Bad Guy's Day Radio:
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Who Should Listen?
Fraud Managers and Investigators, Cybersecurity, Fraud Analysts, Law Enforcement Professionals, Risk Managers, E-commerce Managers, M-commerce managers, Finance Professionals, Chargeback Specialists, Call Center Agents, and IT/Operations.

Disclaimer:
Ruin a Bad Guy’s Day, LLC. The information provided in Ruin a Bad Guy’s Day/Skip Myers podcasts/webinars and accompanying material is for informational purposes only. It should not be considered legal or financial advice. You should consult with legal counsel or other professionals to determine what may be best for your individual or organizational needs.

Ruin a Bad Guy’s Day® is a registered trademark.
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What is Visa Merchant Purchase Inquiry Program (VMPI)? Interview with Fraud Expert Scott Adams with FraudPVP.com

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Ruin a Bad Guy's Day Radio interviews fraud expert Scott Adams with FraudPVP. Scott Adams with FraudPVP.com explains the value of Visa's Merchant Purchase Inquiry Program for reducing chargebacks and disputes and how FraudPVP can enhance your program by reducing chargeback management time and saving sales. FraudPVP/VMPI services can help prevent chargebacks before they even happen by improving communication between the parties involved. 

VMPI stands for Visa Merchant Purchase Inquiry and is part of the larger Visa Claims Resolution initiative (VCR). Visa created VMPI in an effort to make chargeback disputes simpler and more automated for merchants, issuers, acquirers and processors. Simply put, VMPI can help prevent chargebacks before they even happen by improving communication between the parties involved.

Scott Adams is the founder of FraudPVP. He has more than 20 years of experience in the field of payments as both a merchant and a fraud expert. He's worked with companies large and small to reduce chargebacks, improve ROI and fight fraud on multiple platforms. He strives to always think like a merchant and develop tools that make merchants' lives easier.

FraudPVP's VMPI Service gives you the chargeback-reducing power of VMPI with little to no set-up on your end. You can start deflecting chargebacks NOW. Listen to the Podcast to learn more!

What is special about FraudPVP’s VMPI Service?

Time Saved: We have real time alerts from Visa on Fraud and Chargebacks.  Our VMPI alert time is 3-4 days faster than traditional fraud and chargeback alerts merchants receive from their acquirer.

Inquiries Deflected: In 50+% of cases in which a customer called their issuer with a dispute, our system was able to prevent chargebacks by either saving the sale or providing an avenue to refund the transaction without a chargeback.

Saved Sales: In 25+% of cases in which a customer called with a dispute, our system was able to not only avoid the chargeback, but also save the sale completely, so the merchant kept their money!

Easy Integration / Fast Results:  Little to no IT/Engineering required.  We have paths to go live that require no integration.  You could be live within a matter of days and saving sales and reducing chargebacks within the current month!  No ramp-up needed!

More Information:

FraudPVP.com

https://www.fraudpvp.com/

Scott Adams - LinkedIn

https://www.linkedin.com/in/speakerscotteadams/

Visa Merchant Purchase Inquiry Program 

https://developer.visa.com/capabilities/visa-cardholder-purchase-inquiry

Fraud Stats mentioned in podcast: Kount Blog

https://www.kount.com/blog-against-fraud/11-frightening-chargeback-statistics

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Who Should Listen?
Fraud Managers and Investigators, Cybersecurity, Fraud Analysts, Law Enforcement Professionals, Risk Managers, E-commerce Managers, M-commerce managers, Finance Professionals, Chargeback Specialists, Call Center Agents, and IT/Operations.

Disclaimer:
Ruin a Bad Guy’s Day, LLC. The information provided in Ruin a Bad Guy’s Day/Skip Myers podcasts/webinars and accompanying material is for informational purposes only. It should not be considered legal or financial advice. You should consult with legal counsel or other professionals to determine what may be best for your individual or organizational needs.

Ruin a Bad Guy’s Day® is a registered trademark.
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Avoid Vacation Rental Scams: Interview with Fraud Expert Tammy Sorrento from Fireball Approves

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Tammy Sorrento founded Fireball Approves after she was NEARLY scammed by a Craigslist fraudster advertising a vacation home in Key West, FL. Tammy performed her due-diligence to safeguard her family from falling prey to a scam. Tammy researched the rental property and confirmed she had been in touch with a scammer who was impersonating the actual property owner!

Listen to the podcast to learn how to avoid being scammed by a Vacation Rental fraudster.

Tips to Protect Yourself from a Vacation Rental Scam

1. “I only deal in cash!” The property owner/imposter may ask you to pay in full with cash via a wire transfer like Western Union, MoneyGram, PayPal or mobile app. Do not wire money or send cash to the property owner/imposter. Tracing the wired transfer and/or sending cash is almost impossible.

2. “You better hurry, this property rents fast!” The property owner/imposter may create a sense of urgency pressuring you to make a decision before the “great deal” has expired. Be patient and do not rush into making a quick decision. There are plenty of other vacation rental properties.

3. It sounds too good to be true. The property owner/imposter is advertising a premium property at a ridiculously low rental price and/or is willing to reduce the price “just for you”.

More Information:

Fireball Approves – “Don’t get burned by mis-leading rental ads!”
https://fireballapproves.com/

Fireball Approves Facebook - 

https://www.facebook.com/fireballapproves/

Federal Trade Commission – Rental Scams
https://www.consumer.ftc.gov/articles/0079-rental-listing-scams

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Who Should Listen?
Fraud Managers and Investigators, Fraud Analysts, Law Enforcement Professionals, Risk Managers, E-commerce Managers, M-commerce managers, Finance Professionals, Chargeback Specialists, Call Center Agents, and IT/Operations.

Disclaimer:
Ruin a Bad Guy’s Day, LLC. The information provided in Ruin a Bad Guy’s Day/Skip Myers podcasts/webinars and accompanying material is for informational purposes only. It should not be considered legal or financial advice. You should consult with legal counsel or other professionals to determine what may be best for your individual or organizational needs.

Ruin a Bad Guy’s Day® is a registered trademark.
Visit: https://www.ruinabadguysday.com

What is Synthetic Identity Fraud?

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Source: ThomsonReuters

Summary: In order to commit SIF or Synthetic Identify Fraud, fraudsters steal legitimate social security numbers from individuals who are not using their credit and/or have not established a credit file with the three credit reporting agencies. Fraudsters build and create synthetic identities by adding bogus addresses, names, and even fake social media accounts. This is when the real "fraud" begins with synthetic identity theft. Download the Podcast for more information!

Topics Discussed:
-Synthetic Identity Fraud/Theft
-How Bad Guy's Create Synthetic Identities
-What You Can Do?

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Top VPN Services:
-Private Internet Access – PIA
-PureVpn
-IPVanish
-NordVPN

More Information:
Senate Bill 2155: Economic Growth, Regulatory Relief, Consumer Protection Act

Link: https://www.congress.gov/bill/115th-congress/senate-bill/2155
-Internet Crime Center - File a Complaint
-IC3.gov
-Secret Service.gov

Dashlane Password Management:

Check out AuditLock Fraud Consultancy:

Fraudnotfrog.com

Who Should Listen?
Fraud Managers and Investigators, Fraud Analysts, Law Enforcement Professionals, Risk Managers, E-commerce Managers, M-commerce managers, Finance Professionals, Chargeback Specialists, Call Center Agents, IT/Operations.

Disclaimer:
Ruin a Bad Guy’s Day, LLC. The information provided in Ruin a Bad Guy’s Day/Skip Myers podcasts/webinars and accompanying material is for informational purposes only. It should not be considered legal or financial advice. You should consult with legal counsel or other professionals to determine what may be best for your individual or organizational needs.
Ruin a Bad Guy’s Day® is a registered trademark.

Visit: https://www.ruinabadguysday.com