Ep 221: The Energy of Money: How Alignment Creates Money Flow

Ep 320: The Million Dollar Mistake Most Investors Don’t Even Know They’re Making

Ep 219: “Confidence, Courage, and Cash Flow: The Mindset That Changes Everything”

Ep 218: “Overthinking holds you back. Action moves you forward.”

Ep 217: Your Knowledge Is an Asset: Turn What You Know Into 24/7 Income

Special Guest: Justin Allan Montgomery

Ep 216: Should You Really Take Social Security at 62? The Truth Behind the Numbers

Ep 215: Give Now, Decide Later? The Power of Donor Advised Funds  
Special Guest: John Bromley

For more information visit https://limitfreelife.com/

Ep 214: Why Financial Literacy Is a Social Justice Issue

In the podcast episode of "Money & You," host Michelle Perkins and her guest, Brian Herriot (author, speaker, business coach and financial advisor), discuss how to emphasize the pursuit of time freedom even before financial independence. We typically hear that financial freedom brings us time freedom. What if we flip that script? Our guest suggested that a fulfilling work-life balance earlier can lead to better financial outcomes later, while enhancing your life now. The speakers explore how entrepreneurial skills can help individuals navigate their financial situations and the significance of understanding one's money personality. 

They highlight the generational shift in attitudes towards work, with younger individuals seeking autonomy and flexibility in their careers. The episode underscores the need for practical financial planning and the importance of making proactive decisions about one's career and finances. This discussion is crucial as it addresses common financial obstacles and encourages listeners to rethink their approach to money and work, ultimately aiming for a more fulfilling life. 

00:01 - Mindset and money connection 
09:16 - Deciding to pursue freedom first
20:28 - Understanding money personalities
32:20 - Generational perspectives on work
37:50 - Book insights and resources 

The host suggests that individuals should prioritize achieving time freedom first, as it can lead to financial freedom, rather than solely focusing on financial independence as a distant goal.

The podcast highlights that many entrepreneurial individuals enjoy their work and may not have a clear plan for retirement activities, suggesting that they should explore different lifestyles and interests before fully retiring. Money personalities refer to the different ways individuals relate to and manage money.  They emphasize the importance of understanding one's money personality to improve financial habits and make informed decisions.

Key Takeaways:  
Decision-Making:Making a conscious decision to pursue time freedom can lead to new opportunities and ideas.
Work and Passion:Finding work that you love and making it great can enhance overall satisfaction and financial success.Financial Awareness:  
Understanding your money personality can help you manage finances better and avoid pitfalls.
Planning for Retirement:  It's essential to have a plan for what you want to do in retirement, rather than just focusing on financial accumulation.

Contact Brian: Listeners are encouraged to visit http://timefreedombook.com to learn more about Brian and to purchase books.

Use the code "Michelle" for a special offer on the audiobook.
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For more tools and conversations about money mindset, practical tips, confidence, and financial empowerment…

Subscribe to the “Money & You With Michelle Perkins” Podcast:
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PodcastsPlease rate & review and share the show with friends and family who want to feel more confident and in control of their financial lives—it really helps us!

Join the Limit Free Life Community & Blog: https://limitfreelife.com/newsletter
Learn more about Michelle Perkins: https://limitfreelife.com
LinkedIn: Michelle M. Perkins MBA on LinkedIn
Instagram: @livealimitfreelife
YouTube: Michelle Perkins – Limit Free Life

In the podcast episode of "Money & You," host Michelle Perkins engages with entrepreneur and coach Katrina van Oudheusden, former chef and now CEO of Truth Bomb Marketing. Katrina focuses on the unique challenges faced by female entrepreneurs. The discussion centers on the physiological, hormonal, and emotional differences between men and women in business, particularly regarding productivity and financial management. Katrina emphasizes the importance of understanding women's rhythms and how they impact business operations, advocating for a shift in mindset towards productivity that aligns with women's energy cycles. 

The conversation highlights the need for women to feel safe in their business environments and to prioritize self-care and intention over traditional goal-setting. Katrina introduces her program, "Create Her Business Rewire," aimed at helping women design marketing strategies that resonate with their experiences. 

This episode is significant as it addresses the often-overlooked aspects of women's experiences in entrepreneurship, advocating for a more supportive and understanding approach to business that acknowledges their unique needs. The insights shared aim to empower women to thrive in their businesses while fostering a healthier relationship with money.

00:01 - Mindset and money connection 
05:56 - Women in business dynamics
15:25 - Understanding women's energy cycles
25:00 - Planning for safety and success
36:58 - Financial structure essentials
42:26 - Automating financial strategies 

How does Katrina suggest women can improve their productivity in business?Katrina suggests that women should align their tasks with their energy cycles, particularly their infradian rhythm, which affects their productivity throughout the month. By planning tasks according to their energy levels, women can work more effectively and feel less overwhelmed.

Katrina refers to 'time safety' and 'financial safety' as the need for women to feel secure in their time management and financial decisions. This includes planning for rest and reflection, as well as having a clear understanding of their financial structures to avoid the chaos often associated with running a business.

What role does intention play in women's business planning according to Katrina?Katrina highlights that women prefer to set intentions rather than goals when planning their business activities. This shift in language helps women feel more aligned with their objectives and allows them to create a more personalized and fulfilling business strategy.

Katrina points out that many entrepreneurs lack proper financial education and support. She advocates for a structured approach to managing income, suggesting that entrepreneurs should have a financial advisor and a clear plan for how to allocate their earnings, rather than treating their business finances as chaotic or secondary.

Key Takeaways:

• Women can thrive in business by embracing their unique cycles and understanding their bodies.
• - Productivity should be redefined to align with women's energy levels and natural rhythms.- Financial literacy is crucial for entrepreneurs; understanding where money goes is essential for sustainable success.
• - Planning for rest and self-care is as important as planning for work and productivity.
• - Setting intentions rather than goals can lead to a more fulfilling and successful business journey.

Contact Katrina:Truthbombmarketing.comCreatHER Money Revolution Summit


For more tools and conversations about money mindset, practical tips, confidence, and financial empowerment…

Subscribe to the “Money & You With Michelle Perkins” Podcast:
Apple Podcasts
Please rate & review and share the show with friends and family who want to feel more confident and in control of their financial lives—it really helps us!

Join the Limit Free Life Community & Blog: https://limitfreelife.com/newsletter
Learn more about Michelle Perkins: https://limitfreelife.com
LinkedIn: Michelle M. Perkins MBA on LinkedIn
Instagram: @livealimitfreelife
YouTube: Michelle Perkins – Limit Free Life

In this podcast episode, host Michelle Perkins engages in a discussion with financial advisor Morgan E. Nichols, is a financial advisor and author of "Intentional Legacy." She is passionate about helping individuals and families align their financial choices with their core values and create a meaningful legacy. Focusing on the relationship between mindset and money management. The conversation emphasizes how financial challenges often stem from one's mindset and habits, highlighting the importance of aligning wealth with personal values. 

They explore concepts like "Intentional Legacy," which encourages individuals to think beyond mere financial accumulation and consider the impact of their financial decisions on their families and communities.

They discuss the significance of regular financial check-ins, referred to as "money dates," and the necessity of understanding one's financial history to foster better money habits. The speakers stress the importance of clarity and intentionality in financial planning, advocating for a mindset of "progress, not perfection." This episode provides actionable insights for individuals seeking to improve their financial well-being and legacy, emphasizing that financial planning is deeply intertwined with personal values and emotional well-being.

00:01 - Mindset and money connection 
10:47 - Establishing money habits
19:31 - Values and financial progress
24:60 - Clarity and peace of mind
32:48 - Legacy through family lessons
40:02 - Saving strategies for future
45:42 - Intentional living and planning 

The podcast covers  the importance of teaching children about money and instilling values related to giving back, suggesting that financial education and legacy planning should involve family participation to foster understanding and shared values.

Advocating for intentionality in financial planning, they encourage individuals to regularly assess their financial habits and align their spending and saving with their core values. They suggest practices like 'money dates' to maintain awareness and make conscious financial decisions.

The 'old story, new story' exercise involves reflecting on one's past beliefs about money and creating a new narrative for the future. This exercise is important as it encourages individuals to contemplate their financial mindset and make intentional changes that can lead to improved financial outcomes.

Key Takeaways:  

• Mindset Matters: Our internal narratives about money can significantly influence our financial behaviors and decisions.
• - Progress Over Perfection: Emphasizing the importance of making incremental improvements rather than striving for perfection in financial planning.
• - Legacy Building: Financial choices today can create a lasting legacy for future generations.
• - Clarity and Peace of Mind: Gaining clarity in financial planning leads to peace of mind and confidence in decision-making.

Contact: Morgan E. Nichols, CFP®, APMATM, CRPCTM, BFATM
Private Wealth Advisor | Chief Executive Officer
LifeBranch Wealth Partners | [email protected]
A private wealth advisory practice of Ameriprise Financial Services, LLC

For more tools and conversations about money mindset, practical tips, confidence, and financial empowerment…

Subscribe to the “Money & You With Michelle Perkins” Podcast:
Apple Podcasts

Please rate & review and share the show with friends and family who want to feel more confident and in control of their financial lives—it really helps us!

Join the Limit Free Life Community & Blog: https://limitfreelife.com/newsletter
Learn more about Michelle Perkins: https://limitfreelife.com
LinkedIn: Michelle M. Perkins MBA on LinkedIn
Instagram: @livealimitfreelife
YouTube: Michelle Perkins – Limit Free Life