Ask Ralph

Ask Ralph Media, Inc.

Looking to take your financial knowledge to the next level? Whether you are looking to save taxes or improve your business, Ask Ralph will bring you new information designed to make the complex simple and give you real-world advice.

  • 12 minutes 45 seconds
    How Can You Have a Healthy Financial Conversation With Your Partner?

    Valentine's Day is all about love, but let's be real—money chat is the unsung hero of relationships. How Can You Have a Healthy Financial Conversation With Your Partner? If you're feeling the pressure of those awkward money talks, don’t sweat it; we’re diving into how to have those conversations without turning them into a WWE match. We’ll break down some chill tips on picking the right moment, using language that doesn’t put your partner on the defensive, and making money talks a bonding experience instead of a battle. By the end, you’ll know how to turn those tense chats into a smooth ride where both of you can breathe easy. So, grab your partner, kick back, and let’s make money conversations feel a bit more like a date night!

    Read today's blog article

    Check out the full podcast episode here

    Valentine's Day brings the vibes of love, right? But let’s face it, love isn’t all roses and chocolates; it can get a bit tangled up when money enters the scene. In this episode, we dive into the nitty-gritty of financial conversations in relationships. You know, the kind that make you feel all warm inside or, let’s be real, the kind that can turn into a battlefield faster than you can say ‘dinner bill.’ We chat about how to ease that tension and create a safe space for discussing money without the drama. The episode highlights the importance of timing your talks – nobody wants to discuss finances when they’re hangry or stressed out. We explore the idea of treating these conversations like a team effort, where you both have a shared goal rather than pointing fingers. It’s about switching gears from ‘you did this’ to ‘we need a plan that works for both of us.’ By the end of our chat, you’ll be armed with practical tips to transform those awkward money moments into opportunities for connection, making financial discussions feel less like a chore and more like a partnership. Plus, there’s a little action step at the end to help you kickstart your own money talk date night. So, let’s turn those money talks into love talks, shall we?

    Takeaways:

    1. Valentine's Day is all about love, but let's not forget money talks.
    2. Financial conversations can feel tough, but they don't need to be scary or tense.
    3. Choosing the right moment for money talks can totally change the vibe and outcome.
    4. Use teamwork language in money discussions to avoid defensiveness and build connection.
    5. Set aside regular check-ins to keep money talks low-pressure and constructive.
    6. Starting with small wins in money conversations can help restore hope and connection.

    Links referenced in this episode:

    1. financiallyconfidentchristian.com/join

    💛 Join the Financially Confident Christian Community

    If today’s episode encouraged you, we’d love to invite you to be part of something bigger — the Financially Confident Christian Community.

    This is where faith and finances come together — a growing family of believers supporting one another, sharing encouragement, and helping spread God’s truth about money.

    Your membership helps keep the show free for everyone while funding new devotionals, study guides, and outreach resources.

    👉 Learn more and join the mission at financiallyconfidentchristian.com/join

    Together, we’re helping believers everywhere break the cycle of financial shame and live with confidence in Christ. 🙏

    Get Ralph's Book on becoming a Financially Confident Christian financiallyconfidentchristian.com/becoming

    LISTEN NOW

    WATCH NOW ON YOUTUBE (OUR VIDEO VERSION)

    WATCH NOW ON RUMBLE (OUR VIDEO VERSION)

    Please share our Podcast with all your friends and family!

    Submit your questions or ideas for future shows - email us at

    [email protected] or leave a voicemail message on our podcast page

    Leave A Voicemail Message



    14 February 2026, 8:00 am
  • 12 minutes 26 seconds
    What Do You Do When You’re a Saver, and They’re a Spender?

    Today, we’re diving deep into the classic saver vs. spender debate. If you’ve ever wondered how one of you can hold onto every penny while the other is living it up like there's no tomorrow, you’re definitely not alone. We're here to chat about how these differences can actually become your secret sauce for a stronger relationship instead of a constant tug-of-war. What Do You Do When You’re a Saver, and They’re a Spender? By the end of this episode, I promise you’ll see that understanding each other’s money styles can lead to some legit peace and respect at home. So, let’s break it down and find out how to turn those differences into strengths, because who doesn’t want a little more harmony in their financial life?

    Read today's blog article

    Check out the full podcast episode here

    Ever feel like you're on one side of a money seesaw? One person is hoarding every penny, living like a squirrel in winter, while the other is throwing cash around like confetti at a wedding? Yeah, we’ve all been there. It’s like the classic saver vs. spender dynamic, and trust me, it’s more common than you think. But here’s the kicker: it's not about who's right or wrong. It’s about understanding that both sides are just trying to find their groove in the wild world of finances. In this episode, we tackle the age-old question of how to make this dynamic work. By the end, you’ll realize it’s not about changing who you are; it’s about honoring your differences and creating a system that works for both of you. So, grab your favorite drink, kick back, and let’s figure out how to turn those money fights into harmony. Spoiler alert: it’s all about communication, respect, and a sprinkle of teamwork.

    Takeaways:

    1. In relationships, it's super common to have one saver and one spender, and that's okay!
    2. Money struggles often come from misunderstanding, but recognizing each other's strengths can help alleviate tension.
    3. Finding common ground and shared goals is key to overcoming financial disagreements.
    4. Building a simple, fair system for managing money together can create peace in your relationship.
    5. It's not about changing each other, but about respecting differences and working together as a team.
    6. Communication is crucial; having regular check-ins can keep both partners on the same page.

    Links referenced in this episode:

    1. financiallyconfidentchristian.com/becoming

    💛 Join the Financially Confident Christian Community

    If today’s episode encouraged you, we’d love to invite you to be part of something bigger — the Financially Confident Christian Community.

    This is where faith and finances come together — a growing family of believers supporting one another, sharing encouragement, and helping spread God’s truth about money.

    Your membership helps keep the show free for everyone while funding new devotionals, study guides, and outreach resources.

    👉 Learn more and join the mission at financiallyconfidentchristian.com/join

    Together, we’re helping believers everywhere break the cycle of financial shame and live with confidence in Christ. 🙏

    Get Ralph's Book on becoming a Financially Confident Christian financiallyconfidentchristian.com/becoming

    LISTEN NOW

    WATCH NOW ON YOUTUBE (OUR VIDEO VERSION)

    WATCH NOW ON RUMBLE (OUR VIDEO VERSION)

    Please share our Podcast with all your friends and family!

    Submit your questions or ideas for future shows - email us at

    [email protected] or leave a voicemail message on our podcast page

    Leave A Voicemail Message



    13 February 2026, 8:00 am
  • 14 minutes 41 seconds
    Why Do Couples Fight About Money (and How Can You Fix It)?

    Money fights can really mess with both your wallet and your relationship, and today we're diving into why that happens and how to tackle it. You know, it’s not just about the cash—it's about trust, safety, and feeling heard. If you've ever felt that money chatter creates distance between you and your partner, you’re definitely not alone, and it's totally okay to feel that weight. Why Do Couples Fight About Money (and How Can You Fix It)? By the end of our convo, I promise you'll get why money squabbles often have deeper roots and how to start rebuilding that unity with honesty and grace. Let’s take a chill approach here, because today isn’t about blame or shame, but about understanding and hope. So, grab your favorite drink and let’s get into it!

    Read today's blog article

    Check out the full podcast episode here

    Money issues can be a real buzzkill, right? We dive into why couples often find themselves in a showdown over finances. Turns out, those money squabbles are less about the cash flow and more about deeper stuff like trust and safety. We’re talking about how that innocent swipe of the credit card can spiral into a full-on emotional brawl. In this chill convo, I promise we’ll get to the heart of what’s really going on in these money fights. Spoiler alert: it's not about the dollars and cents, but about feelings of fear and insecurity that bubble up when finances are on the table. We share some tools to help couples tackle these tough chats with honesty and grace, shifting from arguing to understanding and rebuilding unity. So get comfy, grab a snack, and let’s figure out how to make those money talks less about fighting and more about connecting!

    Takeaways:

    1. Money fights can seriously mess up not just your wallet but also your relationship vibes.
    2. When couples argue about cash, it's often deeper issues like trust and safety at play.
    3. If money chats feel heavy, you're not alone; many couples are in the same boat.
    4. To fix money squabbles, focus on understanding each other instead of trying to win.
    5. Money issues usually tap into fears about safety and control, not just finances.
    6. Building a shared 'why' can help couples unite and tackle money matters together.

    Links referenced in this episode:

    1. financiallyconfidentchristian.com/join

    💛 Join the Financially Confident Christian Community

    If today’s episode encouraged you, we’d love to invite you to be part of something bigger — the Financially Confident Christian Community.

    This is where faith and finances come together — a growing family of believers supporting one another, sharing encouragement, and helping spread God’s truth about money.

    Your membership helps keep the show free for everyone while funding new devotionals, study guides, and outreach resources.

    👉 Learn more and join the mission at financiallyconfidentchristian.com/join

    Together, we’re helping believers everywhere break the cycle of financial shame and live with confidence in Christ. 🙏

    Get Ralph's Book on becoming a Financially Confident Christian financiallyconfidentchristian.com/becoming

    LISTEN NOW

    WATCH NOW ON YOUTUBE (OUR VIDEO VERSION)

    WATCH NOW ON RUMBLE (OUR VIDEO VERSION)

    Please share our Podcast with all your friends and family!

    Submit your questions or ideas for future shows - email us at

    [email protected] or leave a voicemail message on our podcast page

    Leave A Voicemail Message



    12 February 2026, 8:00 am
  • 12 minutes 22 seconds
    Who Really Provides Your Income?

    Today, we're diving into the nitty-gritty of income and who really calls the shots on where it comes from. Who Really Provides Your Income? You know, it’s all too easy to treat our jobs or side hustles like they’re the ultimate providers, but that’s where the anxiety kicks in. We’re here to remind you that your paycheck isn’t your provider—God’s the one behind the curtain. We’ll chat about how jobs can change and markets can flip, but through it all, God's got our back. By the end of this chill session, you’ll feel more grounded and grateful, knowing you're not alone in this money game. Let’s get into it!

    Read today's blog article

    Check out the full podcast episode here

    Feeling the weight of bills and responsibilities? Yeah, I get it. We're diving deep into the real deal of income and provision today. You see, it’s all about understanding who really provides for us. Our jobs, side hustles, and that paycheck? They’re just channels, man. When we tie our worth and peace to a paycheck, it’s like building a sandcastle at the beach—looks solid until the tide comes in. We’re here to remind you that you’re not alone in feeling that pressure. God sees you, and trust me, He’s got your back. As we chat today, let’s shift our focus from the stream of income to the source of our provision. By the end of this episode, you’ll feel more grounded and less anxious. So grab a comfy seat, because we’re about to get real about where our confidence lies. No guilt trips here—just some good vibes and a fresh perspective on trusting God with our finances.

    Takeaways:

    1. Income is important, but it shouldn't be the only thing you rely on.
    2. Bills and responsibilities are real, and they can weigh heavy on our minds.
    3. Trusting in God as your provider helps ease anxiety about finances.
    4. Your job is not your provider; it's just a channel for God's provision.
    5. Recognize that God provides in unexpected ways, not just through money but through opportunities.
    6. Gratitude can help you replace anxiety with peace when facing financial pressures.

    Links referenced in this episode:

    1. financiallyconfidentchristian.com/becoming

    💛 Join the Financially Confident Christian Community

    If today’s episode encouraged you, we’d love to invite you to be part of something bigger — the Financially Confident Christian Community.

    This is where faith and finances come together — a growing family of believers supporting one another, sharing encouragement, and helping spread God’s truth about money.

    Your membership helps keep the show free for everyone while funding new devotionals, study guides, and outreach resources.

    👉 Learn more and join the mission at financiallyconfidentchristian.com/join

    Together, we’re helping believers everywhere break the cycle of financial shame and live with confidence in Christ. 🙏

    Get Ralph's Book on becoming a Financially Confident Christian financiallyconfidentchristian.com/becoming

    LISTEN NOW

    WATCH NOW ON YOUTUBE (OUR VIDEO VERSION)

    WATCH NOW ON RUMBLE (OUR VIDEO VERSION)

    Please share our Podcast with all your friends and family!

    Submit your questions or ideas for future shows - email us at

    [email protected] or leave a voicemail message on our podcast page

    Leave A Voicemail Message



    11 February 2026, 8:00 am
  • 11 minutes 11 seconds
    Why Isn’t One Job Enough Anymore?

    One paycheck just ain't cutting it anymore, and we’re diving into why that feels like a real nerve-wracker. Why Isn’t One Job Enough Anymore? You know, back in the day, you could clock in at one job and feel secure, but now it’s like, “What if my gig disappears?” Trust me, you’re not being dramatic here; you’re just paying attention to the world we live in. Today, we’re chatting about how to build some financial stability without sending yourself into a tailspin of stress. By the end, you’ll snag a simple strategy for adding a second income stream that doesn’t overwhelm you and maybe even helps you sleep a little better at night. So, let’s roll up our sleeves and get into it!

    Read today's blog article

    Check out the full podcast episode here

    Feeling the weight of adulting can be a real drag, especially when one paycheck just doesn’t cut it anymore. We kicks things off by chatting about how our grandparents had solid jobs that lasted decades. But let’s face it, the world’s changed, and so have the rules. Nowadays, relying on just one job feels like playing Russian roulette with our finances. It's not about being paranoid; it’s about being savvy and aware of the crazy uncertainty in today’s job market. I reassure you that it’s totally normal to want a backup plan. After all, we’re living in times where layoffs and budget cuts are as common as coffee breaks. By the end of the episode, we're armed with some solid advice on how to build multiple streams of income without losing our minds—or our sleep. Imagine adding just one little side gig to ease that anxiety about the next paycheck. It’s not about hustling 24/7; it’s about finding that sweet spot where we can feel secure while still having fun. So grab a pen, jot down what skills you already have, and let’s start exploring ways to make that extra cash without the pressure. It’s all about taking baby steps toward financial peace, my friends!

    Takeaways:

    1. One paycheck used to feel safe, but now it's like walking on a tightrope.
    2. We're living in a world where job security is a thing of the past, my friend.
    3. Building multiple income streams isn't greed; it's about having a safety net for life.
    4. Feeling anxious about financial stability is totally normal; it just means you're adulting right.
    5. You don't need to hustle hard; just add one small income stream to ease your worries.
    6. Planning for uncertainty with wisdom is way better than panicking at every little change.

    Links referenced in this episode:

    1. financiallyconfidentchristian.com/join

    💛 Join the Financially Confident Christian Community

    If today’s episode encouraged you, we’d love to invite you to be part of something bigger — the Financially Confident Christian Community.

    This is where faith and finances come together — a growing family of believers supporting one another, sharing encouragement, and helping spread God’s truth about money.

    Your membership helps keep the show free for everyone while funding new devotionals, study guides, and outreach resources.

    👉 Learn more and join the mission at financiallyconfidentchristian.com/join

    Together, we’re helping believers everywhere break the cycle of financial shame and live with confidence in Christ. 🙏

    Get Ralph's Book on becoming a Financially Confident Christian financiallyconfidentchristian.com/becoming

    LISTEN NOW

    WATCH NOW ON YOUTUBE (OUR VIDEO VERSION)

    WATCH NOW ON RUMBLE (OUR VIDEO VERSION)

    Please share our Podcast with all your friends and family!

    Submit your questions or ideas for future shows - email us at

    [email protected] or leave a voicemail message on our podcast page

    Leave A Voicemail Message



    10 February 2026, 8:00 am
  • 13 minutes 35 seconds
    How Can You Grow Your Income Without Burning Out?

    Growth can feel like a wild ride, but let’s be real—it can also weigh you down. In today’s chat, we’re diving into How Can You Grow Your Income Without Burning Out? We’ll tackle the million-dollar question: how do you scale up without feeling like you’re carrying the weight of the world? Spoiler alert: it’s all about finding that sweet spot of wisdom and balance instead of just going full throttle. We’ll share some simple strategies to help you grow with peace and clarity, plus a tiny step you can take this week to lighten your load. So, grab your favorite drink, kick back, and let’s get into it!

    Read today's blog article

    Check out the full podcast episode here

    Growth can feel like a rollercoaster ride, full of thrills until you realize you might just throw up from all the pressure. It’s like asking for a bigger slice of pizza, but then you’re stuck wondering how you’re gonna eat it all without bursting. We dive into the reality of what growth truly means—more money often translates to more responsibility and, let’s be honest, more stress. We’re tackling the big question: how do you amp up your income without feeling like you’re running a marathon every single day? By the end of this chat, you’ll have some chill strategies to check if your growth is healthy, a simple way to scale up without losing your mind, and a tiny step you can take this week that won’t feel overwhelming. Spoiler alert: it’s not about hustling harder; it’s about finding clarity and peace in the chaos.

    Takeaways:

    1. Growth can be a mixed bag, feeling exciting but also exhausting, so pace yourself.
    2. Not all income is created equal; some brings peace while others just brings chaos.
    3. To grow without burning out, focus on wisdom and margin instead of just pushing harder.
    4. Automating tasks can clear mental clutter and help you breathe a little easier.
    5. It's totally okay to want growth, but not at the expense of your peace or family.
    6. Asking for support isn't weakness; it's a smart move to prevent burnout.

    Links referenced in this episode:

    1. financiallyconfidentchristian.com/becoming

    💛 Join the Financially Confident Christian Community

    If today’s episode encouraged you, we’d love to invite you to be part of something bigger — the Financially Confident Christian Community.

    This is where faith and finances come together — a growing family of believers supporting one another, sharing encouragement, and helping spread God’s truth about money.

    Your membership helps keep the show free for everyone while funding new devotionals, study guides, and outreach resources.

    👉 Learn more and join the mission at financiallyconfidentchristian.com/join

    Together, we’re helping believers everywhere break the cycle of financial shame and live with confidence in Christ. 🙏

    Get Ralph's Book on becoming a Financially Confident Christian financiallyconfidentchristian.com/becoming

    LISTEN NOW

    WATCH NOW ON YOUTUBE (OUR VIDEO VERSION)

    WATCH NOW ON RUMBLE (OUR VIDEO VERSION)

    Please share our Podcast with all your friends and family!

    Submit your questions or ideas for future shows - email us at

    [email protected] or leave a voicemail message on our podcast page

    Leave A Voicemail Message



    9 February 2026, 8:00 am
  • 15 minutes 2 seconds
    When Does a Side Hustle Become a Burden—and What Should You Do?

    If your side hustle's feeling more like a weight than a win, we’re diving into that today. We're tackling the big question: When Does a Side Hustle Become a Burden—and What Should You Do? You know, it’s all fun and games until you're drained, irritable, and wondering why you ever started in the first place. We’ll chat about those sneaky warning signs that your hustle is pulling you down instead of lifting you up. By the end, you’ll be armed with some solid strategies to spot the red flags and reclaim your peace of mind. So, let’s get into it!

    Read today's blog article

    Check out the full podcast episode here

    Ever felt like your side hustle is more of a ball and chain than a sweet gig? Yeah, I hear ya. We dive into the nitty-gritty of that exact feeling—when your side hustle shifts from being a helpful hand to a heavy burden. We chat about the signs that your hustle is actually draining your joy, from feeling consistently wiped out to losing joy in what once excited you. We also get real about the emotional toll these ventures can take on your relationships and peace of mind. By the end of our chat, you’ll know how to identify those warning signs before they turn into full-blown burnout and how to make choices that prioritize your well-being. Because sometimes, stepping back is the bravest move you can make, even if it feels scary to let go of that paycheck. We’re not just about making cash here; we care about making life livable!

    Takeaways:

    1. A side hustle should be a source of support, not a weight on your shoulders.
    2. Recognizing when your side hustle becomes a burden is crucial for your mental health.
    3. Sometimes the bravest move is to say no to income for the sake of peace.
    4. If your hustle is draining joy and energy, it’s time to reassess your priorities.

    Links referenced in this episode:

    1. financiallyconfidentchristian.com/join

    💛 Join the Financially Confident Christian Community

    If today’s episode encouraged you, we’d love to invite you to be part of something bigger — the Financially Confident Christian Community.

    This is where faith and finances come together — a growing family of believers supporting one another, sharing encouragement, and helping spread God’s truth about money.

    Your membership helps keep the show free for everyone while funding new devotionals, study guides, and outreach resources.

    👉 Learn more and join the mission at financiallyconfidentchristian.com/join

    Together, we’re helping believers everywhere break the cycle of financial shame and live with confidence in Christ. 🙏

    Get Ralph's Book on becoming a Financially Confident Christian financiallyconfidentchristian.com/becoming

    LISTEN NOW

    WATCH NOW ON YOUTUBE (OUR VIDEO VERSION)

    WATCH NOW ON RUMBLE (OUR VIDEO VERSION)

    Please share our Podcast with all your friends and family!

    Submit your questions or ideas for future shows - email us at

    [email protected] or leave a voicemail message on our podcast page

    Leave A Voicemail Message



    8 February 2026, 8:00 am
  • 13 minutes 33 seconds
    How Can You Turn Your Skills Into Income Without Starting From Scratch?

    Today, we’re diving into how you can turn your everyday skills into some sweet cash without jumping through hoops or starting from scratch. How Can You Turn Your Skills Into Income Without Starting From Scratch? Seriously, you don’t need a fancy degree or some outrageous side hustle—just what you already know! A lot of folks overlook the value of their own skills, thinking they gotta be an expert to make a buck. But let me tell ya, the real gold is usually hiding right under your nose. By the end of our chat, you’ll know how to spot what people will pay for, package it simply, and get that income flowing in a way that fits your vibe. So grab a comfy seat and let’s get into it!

    Read today's blog article

    Check out the full podcast episode here

    Today, we're diving into a seriously cool topic that can totally change your financial game. Imagine if the skills you already have—those everyday talents and experiences—could actually help you pay your bills. Sounds crazy, right? But that's exactly the point! We’re chatting about how many folks overlook their own abilities, thinking that making money from skills is only for experts or certified gurus. But what if I told you that the income you’re hunting for is already within you? We’ll break down how to identify those hidden skills, package them up neatly, and start raking in some cash without all the stress. It’s all about using what you’ve got, keeping it simple, and moving forward without losing your mind in the process. Let's keep it chill and figure out how you can turn those skills into a sweet side hustle, or maybe even a new career!

    Takeaways:

    1. You already have skills that can help you earn money; don't underestimate them!
    2. Monetizing your knowledge doesn't require fancy degrees; just know more than others.
    3. Your everyday skills can be valuable; they might solve problems others face daily.
    4. It's not about perfection; it's about taking action and learning as you go.
    5. Identify what you’re good at by asking friends; they often see your strengths better than you do.
    6. Start small and test your ideas before going big; this will save you time and headaches.

    Links referenced in this episode:

    1. financiallyconfidentchristian.com/join

    💛 Join the Financially Confident Christian Community

    If today’s episode encouraged you, we’d love to invite you to be part of something bigger — the Financially Confident Christian Community.

    This is where faith and finances come together — a growing family of believers supporting one another, sharing encouragement, and helping spread God’s truth about money.

    Your membership helps keep the show free for everyone while funding new devotionals, study guides, and outreach resources.

    👉 Learn more and join the mission at financiallyconfidentchristian.com/join

    Together, we’re helping believers everywhere break the cycle of financial shame and live with confidence in Christ. 🙏

    Get Ralph's Book on becoming a Financially Confident Christian financiallyconfidentchristian.com/becoming

    LISTEN NOW

    WATCH NOW ON YOUTUBE (OUR VIDEO VERSION)

    WATCH NOW ON RUMBLE (OUR VIDEO VERSION)

    Please share our Podcast with all your friends and family!

    Submit your questions or ideas for future shows - email us at

    [email protected] or leave a voicemail message on our podcast page

    Leave A Voicemail Message



    Mentioned in this episode:

    Post roll for Book Becoming

    7 February 2026, 8:00 am
  • 13 minutes 59 seconds
    What Are the Best Side Hustles for Busy People in 2026?

    Alright, listen up! We’re diving into the world of side hustles today, but not just any old hustles – we’re talking about the best side hustles for busy folks like us in 2026. What Are the Best Side Hustles for Busy People in 2026? Forget the ones that sound cool but eat up all your free time; we’re keeping it real with five solid options that actually fit our crazy schedules. By the end of this chat, you’ll have a clear lineup of side gigs that have honest pros and cons, and you’ll know how to pick the one that vibes with your life right now. So, whether you’re trying to make a little extra cash or just looking for something that doesn’t turn your life upside down, we’ve got you covered. Let’s get into it and find the hustle that works for you!

    Read today's blog article

    Check out the full podcast episode here

    Navigating the world of side hustles can feel like you're trying to find a needle in a haystack, right? Everyone's got their hot tip, but let’s be real – what works for one person might be a total flop for another. That’s the vibe we’re channeling today as we dive into the nitty-gritty of finding the best side hustles for busy folks in 2026. Our goal? To help you sift through the noise and discover five side hustles that actually fit your real life – no fluff, just solid advice. We're talking about side gigs that won't drain your soul or take over your weekends. By the end of our chat, you’ll have a clear roadmap to explore these hustles and find one that jives with your schedule and goals. So if you’ve ever felt overwhelmed by the side hustle scene, don’t sweat it. We’ve got you covered with practical options that can work for you without turning your life upside down. We kick things off by addressing a common struggle: how to earn extra cash without losing sight of your sanity. You know, the usual suspects in side hustle advice often ignore the reality of busy lives, but not today! We’re getting real about what to look for in a side gig. Whether it’s flexibility, ease of starting up, or simply not wanting to quit after a few weeks, these are the factors that matter. From freelancing with skills you already have to gig work that gets you cash fast, we break it all down. And hey, if you’re not sure where to start, we’ve got stories and examples to inspire you. Like the tale of David who, after months of hesitation, found success in tutoring – it’s proof that sometimes, the best move is just to start. Ultimately, the heart of this episode is about finding what works for you. We’ll walk you through the details of each side hustle, covering who it’s best for, what you need, and what pitfalls to avoid. So if you’re ready to explore some fresh opportunities without the overwhelm, let’s dive in and find that perfect side hustle that fits right into your life. No pressure, just practical advice to help you take that next step with confidence!

    Takeaways:

    1. Finding a side hustle that fits your life is key, because not every hustle works for everyone.
    2. Picking the right side hustle can prevent you from wasting time and losing confidence.
    3. Today's episode reveals five side hustles perfect for busy people in 2026, each with pros and cons.
    4. You don't need the most lucrative side hustle; you need one that you can maintain over time.
    5. Selling online is a great way to declutter while making money off things you no longer need.
    6. Tutoring is a fantastic side hustle because it uses skills you already have and can be very rewarding.

    Links referenced in this episode:

    1. financiallyconfidentchristian.com/join

    💛 Join the Financially Confident Christian Community

    If today’s episode encouraged you, we’d love to invite you to be part of something bigger — the Financially Confident Christian Community.

    This is where faith and finances come together — a growing family of believers supporting one another, sharing encouragement, and helping spread God’s truth about money.

    Your membership helps keep the show free for everyone while funding new devotionals, study guides, and outreach resources.

    👉 Learn more and join the mission at financiallyconfidentchristian.com/join

    Together, we’re helping believers everywhere break the cycle of financial shame and live with confidence in Christ. 🙏

    Get Ralph's Book on becoming a Financially Confident Christian financiallyconfidentchristian.com/becoming

    LISTEN NOW

    WATCH NOW ON YOUTUBE (OUR VIDEO VERSION)

    WATCH NOW ON RUMBLE (OUR VIDEO VERSION)

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    Mentioned in this episode:

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    6 February 2026, 8:00 am
  • 13 minutes 45 seconds
    How Can You Add Income Without Losing Your Life to a Side Hustle?

    Today, we're diving into how to snag that extra income without losing your sanity or your family time. You might think side hustles are all about grinding late nights and missing family dinners, but what if I told you it doesn’t have to be that way? How Can You Add Income Without Losing Your Life to a Side Hustle? We’re gonna break it down and explore how to add some cash flow that actually fits your life, not fights against it. You’ll walk away with some chill tips on choosing the right side gig that won’t drain your energy or your peace of mind. So grab your favorite beverage, kick back, and let’s get into it!

    Read today's blog article

    Check out the full podcast episode here

    Extra income sounds sweet, doesn’t it? But let’s be real, chasing that cash can sometimes feel like chasing a mirage. You start off all pumped about your side hustle, thinking it’s the golden ticket to financial freedom. You’re imagining dinners out, paying off that pesky debt, and finally saying ‘yes’ to that weekend getaway without checking your bank account. But hold up. All those late-night emails and lost weekends might just turn you into a financial zombie. You know, the kind that can’t remember the last time they had a family dinner? Today, we’re diving into how to grab that extra income without losing yourself in the hustle. Spoiler alert: not all income is good income, and we’ve got to keep our health and relationships in check. Let’s tackle this together, so you can hustle smart, not hard!

    Takeaways:

    1. Starting a side hustle can bring extra cash, but it can also eat up your time.
    2. Not all side hustles are created equal; some can actually drain your energy.
    3. When considering a side hustle, ask if it fits your lifestyle or fights against it.
    4. You gotta set boundaries before starting a side hustle, or it will take over your life.
    5. Finding a side hustle that you enjoy can help you stay consistent and avoid burnout.
    6. Remember, your peace is more important than any dollar amount you might earn.

    Links referenced in this episode:

    1. financiallyconfidentchristian.com/join

    💛 Join the Financially Confident Christian Community

    If today’s episode encouraged you, we’d love to invite you to be part of something bigger — the Financially Confident Christian Community.

    This is where faith and finances come together — a growing family of believers supporting one another, sharing encouragement, and helping spread God’s truth about money.

    Your membership helps keep the show free for everyone while funding new devotionals, study guides, and outreach resources.

    👉 Learn more and join the mission at financiallyconfidentchristian.com/join

    Together, we’re helping believers everywhere break the cycle of financial shame and live with confidence in Christ. 🙏

    Get Ralph's Book on becoming a Financially Confident Christian financiallyconfidentchristian.com/becoming

    LISTEN NOW

    WATCH NOW ON YOUTUBE (OUR VIDEO VERSION)

    WATCH NOW ON RUMBLE (OUR VIDEO VERSION)

    Please share our Podcast with all your friends and family!

    Submit your questions or ideas for future shows - email us at

    [email protected] or leave a voicemail message on our podcast page

    Leave A Voicemail Message



    Mentioned in this episode:

    Post roll for Book Becoming

    5 February 2026, 8:00 am
  • 12 minutes 9 seconds
    How Can Renewing Your Mind Lead to Real Financial Freedom?

    We’re diving into some real talk about financial freedom today, and let me tell ya, it doesn’t start with how much cash you’ve got stashed away. Nope, it kicks off in your noggin. If you want to change your money game, you gotta flip the script in your mind first. Fear, shame, and all those anxious thoughts? They don’t stand a chance against the power of truth. How Can Renewing Your Mind Lead to Real Financial Freedom? So, we’re hitting the reset button and exploring how renewing our minds can lead us to that sweet spot of financial peace. Stick around, ‘cause we’re about to unpack how to get your mindset right so your money can follow suit!

    Read today's blog article

    Check out the full podcast episode here

    Kickstarting the conversation on financial freedom, the focus here is all about the mind. Seriously, before we even think about tightening that budget or counting pennies, we gotta flip the script in our heads first. We dive into the juicy details of how our thoughts shape our money habits. Anxiety, fear, and shame can be such party poopers when it comes to financial decisions. But guess what? When we start filling our minds with truth instead of lies, that’s when the magic happens. This isn’t a sprint; it's more like a chill stroll in the park. We’re talking about a slow, gentle reset that leads to a lasting peace, not just a quick fix. So grab your favorite beverage, kick back, and let’s explore how renewing your mind can kickstart your journey to true financial freedom. By the end, you’ll have some solid takeaways on how to shift your mindset and why it’s the real MVP before we even get to those money habits. We take a deep dive into the murky waters of fear and shame surrounding money. We all know the feeling—sweaty palms when bills come in or that gut-wrenching anxiety when checking the bank balance. But here’s the kicker: knowing what to do with your money isn’t enough if your mind is stuck in a panic loop. I lay it all out, explaining that our thoughts need a makeover first. It’s about recognizing the lies we tell ourselves, like “I’ll never have enough” or “Everyone else has it better.” Spoiler alert: those thoughts are just noise. This episode encourages you to lean into truth, reminding us that financial peace starts from within. So, let's hit the refresh button together and start thinking differently about money. It's all about moving from chaos to clarity, and trust me, you won't want to miss out on this transformative journey! Wrapping up the series on mindset shifts, today’s episode is a heartfelt invitation to rewrite the stories we tell ourselves about money. Ever thought, “I’m just bad with cash”? Well, toss that thought out the window! I emphasize that these narratives can shape our reality, but with a little help from some scriptural truth, we can flip the script. The focus here is on renewing our minds, which isn’t a one-and-done deal but rather a continuous process of growth. Through gentle reminders and practical tips, this episode encourages listeners to embrace a mindset of peace instead of panic. It's not just about managing money; it's about managing our thoughts around money. So, if you're ready for some real talk about financial freedom that starts in the heart and mind, you’re in the right place. Let’s dive in and discover how changing our thinking can lead to a whole new way of handling finances.

    Takeaways:

    1. Financial freedom starts in your mind, not just in your bank account, dude.
    2. Changing your mindset is the first step before tackling budgets and habits, trust me.
    3. Fearful and anxious thoughts create avoidance and paralysis, but truth brings peace.
    4. A gentle reset in your thinking can lead to lasting peace, not just temporary relief.

    Links referenced in this episode:

    1. financiallyconfidentchristian.com/join

    💛 Join the Financially Confident Christian Community

    If today’s episode encouraged you, we’d love to invite you to be part of something bigger — the Financially Confident Christian Community.

    This is where faith and finances come together — a growing family of believers supporting one another, sharing encouragement, and helping spread God’s truth about money.

    Your membership helps keep the show free for everyone while funding new devotionals, study guides, and outreach resources.

    👉 Learn more and join the mission at financiallyconfidentchristian.com/join

    Together, we’re helping believers everywhere break the cycle of financial shame and live with confidence in Christ. 🙏

    Get Ralph's Book on becoming a Financially Confident Christian financiallyconfidentchristian.com/becoming

    LISTEN NOW

    WATCH NOW ON YOUTUBE (OUR VIDEO VERSION)

    WATCH NOW ON RUMBLE (OUR VIDEO VERSION)

    Please share our Podcast with all your friends and family!

    Submit your questions or ideas for future shows - email us at

    [email protected] or leave a voicemail message on our podcast page

    Leave A Voicemail Message



    Mentioned in this episode:

    Post roll for Book Becoming

    4 February 2026, 8:00 am
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