Why This Episode Is a Must-Listen

Ready to transform your relationship with money in 2026? "Master Your Money Mindset: Secrets to Financial Freedom" brings together a powerhouse panel from the fields of behavioral finance, financial therapy, and real-world investing.

If you've ever felt that your money decisions are driven by emotion—fear, greed, or old family beliefs—this episode peels back the curtain on what's really happening behind the scenes.

Whether you're a finance professional, an investor, or simply striving for personal financial stability, this episode provides you with practical systems and fresh insights that can help you sidestep costly mistakes and build lifelong wealth with confidence.

The episode dives deep into the psychology of money, equipping you with actionable frameworks you can use today.

Meet the Expert Panelists

Brian Portnoy, Ph.D., CFA, is the founder of Shaping Wealth, a leading learning platform focused on the psychology of money and human-first financial guidance. A former hedge fund and mutual fund investor, he is the author of several bestselling books, including The Geometry of Wealth, that explore how to build a life of meaning, not just wealth. https://www.shapingwealth.com

Saundra Davis MSFP, APFC®, FBS® is a US Navy veteran, financial coach, educator, and consultant, nationally recognized for her expertise in financial coaching, financial therapy, and addressing the racial wealth gap. She is the founder of Sage Financial Solutions (a training organization) and serves as the Director of Financial Planning Programs at Golden Gate University, where she develops and facilitates financial capability programs and coaching certifications to promote equitable access to high-quality financial guidance for all. https://www.sagefinancialsolutions.org

Henrik Cronqvist is a leading behavioral finance scholar trained under Nobel Laureate Richard H. Thaler at the University of Chicago, whose research on how psychology shapes financial decision-making has been published in top journals including the American Economic Review, Journal of Political Economy, and Journal of Finance. A former dean and vice dean, he now advises FinTech and EdTech ventures and is building the world's first Behavioral Finance AI Lab, bridging behavioral science, technology, and real-world impact. He is a Professor of Finance at Chapman University in Southern California. https://sites.google.com/site/henrikcronqvist

Dr. Kristy Archuleta is a professor in the Financial Planning program at the University of Georgia, a Licensed Marriage and Family Therapist, and a Certified Financial Therapist™, specializing in the intersection of money, relationships, and well-being. A co-founder of the Financial Therapy Association and editor of leading academic journals, she is an award-winning researcher and co-author of Psychology in Practice: Financial Planning Essentials, bringing cutting-edge financial therapy insights to practitioners and the public alike. https://www.fcs.uga.edu

Key Highlights

1. Self-Awareness is the Foundation of Financial Success Saundra Davis emphasizes that building systems and practicing self-compassion is more effective than relying on willpower alone. She notes, "We will not abuse ourselves into better financial behaviors," urging listeners to develop routines that regulate emotional triggers and cultivate deep compassion for themselves.

2. Automation Beats Emotion-Driven Decisions As Brian Portnoy points out, "Sometimes the best way to make a decision is to not make it at all." Delegating key financial decisions to automated systems—like retirement savings—removes guesswork and helps investors outsmart the biases that so often lead to costly mistakes.

3. Money Beliefs Are Shaped by Family and Community Systems Kristy Archuleta discusses how early experiences and family dynamics unconsciously drive our financial decisions. Becoming aware of these scripts—and compassionately rewriting them—empowers us to change lifelong patterns.

4. Technology Is a Double-Edged Sword for Modern Investors Henrik Cronqvist warns that while automation and account structure can help, technology also amplifies action bias and the temptation to gamble. "It's probably the most difficult time to stay rational," he observes, stressing the need for systems that shield us from emotional and herd-driven behaviors.

Call-to-Action

One thing to do this week. Think about one financial decision on your mind right now, big or small. Take two minutes and write down what emotion is attached to it, what story you're telling yourself about that decision, and one rule or pause you could add so future you doesn't have to rely on gut instinct alone. That short reflection can completely change how you make decisions going forward.

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

Why This Episode Is a Must-Listen

Retirement is no longer just about stepping away from work. It's an opportunity to redefine purpose, rediscover joy, and design a life aligned with your values. In this episode of Inspired Money, three thought leaders unpack what it means to retire mindfully, covering everything from emotional health, financial habits, to building a portfolio of passions and community ties. Whether you're planning your next chapter, already retired, or simply rethinking your approach to money and fulfillment, this conversation will help you set a new course.

Meet the Expert Panelists

Vicki Robin is a renowned social innovator, author, and speaker best known for co-authoring the groundbreaking personal finance classic, Your Money or Your Life, which has inspired readers worldwide to rethink their relationship with money and pursue financial independence. An advocate for sustainability and localism, she also authored Blessing the Hands That Feed Us and hosts the podcast series What Could Possibly Go Right?, where she explores emerging solutions for societal challenges. https://vickirobin.com

Jordan Grumet, MD, is a hospice doctor, author, and host of the Earn & Invest podcast, blending his expertise in medicine and finance to explore financial independence, wealth building, and living meaningfully. With a deep understanding of both personal finance and end-of-life care, he empowers others to make intentional, regret-free financial decisions. https://www.earnandinvest.com

Ellen Langer is a pioneering Harvard psychologist known as the "mother of mindfulness," whose 40+ years of research revolutionized understanding of how mindful awareness (without meditation) shapes health, aging, decision-making, and human potential. She is the author of 13 books, including the bestseller Mindfulness and The Mindful Body, and her award-winning work has earned her Guggenheim, Staats, and Liberty Science Genius honors. https://www.ellenlanger.me

Key Highlights

1. Challenging Retirement Stereotypes Jordan Grumet reframes retirement from a period of slowing down to a time of "unlimited choice." He notes, "Instead of working for other people, you get to work for yourself—making decisions about what fills you up, excites you, and connects you to others." The episode explores how retirees can pivot from old assumptions and design lives abundant in purpose and connection.
2. Mindfulness as a Tool for Fulfillment Ellen Langer's research shows that simply noticing new things—being actively present—invigorates both mind and body. "Mindfulness is the very simple process of active noticing," she says, and this practice can turn routine experiences into sources of joy, health, and new passions later in life.
3. Community & Belonging Over Consumption Vicki Robin emphasizes the importance of context and connection: "The activity of creating community is so often approached from a consumer perspective—'I want community'—not the hard work of micro actions that let people know you care." The episode shows that real fulfillment comes from cultivating relationships and community, not just individual pursuits.
4. Emotional Health & Financial Freedom The panelists agree: regrets at life's end aren't about money, they're about missed connections and opportunities for self-fulfillment. Jordan Grumet shares, "Our regrets are that we didn't become a better version of ourselves, and money's only loosely tied to that." The episode offers practical strategies to spend purposefully and let go of financial scarcity to live more fully.

Call-to-Action

Here's one thing to do this week: Create your own "Portfolio of Passions." Take five minutes and write down three activities that give you energy, three that bring you connection, and three that spark curiosity. Put that list somewhere you'll see it. Then commit to trying just one of those things in the next seven days.

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

Why This Episode Is a Must-Listen

Are swirling headlines and sharp market moves making you uneasy about your portfolio?

This Inspired Money episode delivers expert insights and actionable strategies for investing in volatile, uncertain markets. Four seasoned investors and strategists share how they interpret risk, deploy defensive tactics, and uncover opportunities where others see chaos.

Whether you're a new or experienced investor, this discussion provides clarity, tools, and confidence–especially when markets get stormy.

Meet the Expert Panelists

Katie Stockton, CMT is the Founder and Managing Partner of Fairlead Strategies and a widely respected technical analyst known for her disciplined, signal-driven approach to market trends. A frequent CNBC contributor and portfolio manager of the Fairlead Tactical Sector ETF (TACK), she brings more than two decades of Wall Street experience advising institutional investors. https://www.fairleadfunds.com

Mike Taylor is the Lead Portfolio Manager of the Simplify Health Care ETF (PINK), the first 100% pro bono ETF with all net profits benefiting the Susan G. Komen Foundation. With over two decades of experience managing long/short healthcare equity portfolios at firms like Citadel, Millennium, and Diamondback Capital, Mike is widely recognized for running one of Wall Street's top-performing healthcare hedge funds. https://simplify.us

Seth Cogswell is the Managing Partner and Founder of Running Oak Capital, where he co-manages the Efficient Growth strategy using a disciplined, quality-focused investment approach. With experience spanning portfolio management, multi-strategy trading, and an MBA from The Wharton School, he brings a data-driven perspective to navigating market uncertainty. https://www.runningoaketfs.com

Gary Brode, Managing Partner at Deep Knowledge Investing, brings over 30 years of securities industry experience to delivering independent, actionable stock ideas and market research for sophisticated investors. His career includes roles at Morgan Stanley, Seneca Capital, Brahman Capital, and John Levin & Co., as well as founding Akita Capital Management and Silver Arrow, reflecting a long track record of successful investing and leadership. https://deepknowledgeinvesting.com

Key Highlights:

1. Making Volatility Work for You Katie Stockton shares that "cycles in market sentiment" mean volatility isn't just chaos—it's actionable data. Her use of tools like the VIX and sector rotation models helps investors sidestep emotional reactions and reposition for opportunity, not fear.

2. Defending Your Portfolio with Purpose Mike Taylor discusses how, for the first time in his career, gold has become one of his largest positions. Driven by macro risks like global overspending, he urges investors: "Gold is going to be a hedge for inflation and deflation. It will end up working both ways."

3. The Importance of Quality and Downside Protection Seth Cogswell emphasizes that real risk is not volatility, but permanent loss of capital. His rules-based strategy focuses on high-quality, low-debt companies: "Nothing destroys exponential growth like big drawdowns. Avoiding major losses is our #1 focus."

4. Fundamental Discipline and Hedging for the Future Gary Brode underlines the importance of sticking to your thesis and balancing optimism with protection. He avoids government bonds, preferring assets like Bitcoin and gold: "I want to own hard things that are difficult to replicate...and protect against emerging inflation risks."

Call-to-Action

Here's one thing to do this week: write down one rule you will follow the next time the market pulls back. It could be an allocation target, a rebalancing trigger, or even a simple statement like, 'I won't sell on fear.' Put it on paper. Your future self will thank you the next time emotions start running high.

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

Why This Episode Is a Must-Listen

Life's big transitions—marriage, career shifts, supporting family, divorce, or reinventing life purpose—inevitably test both our emotions and our finances.

This episode of Inspired Money explores practical strategies and real-world wisdom for navigating these pivotal moments. Whether you're planning for an uncertain future or actively rebuilding after change, this conversation with a panel of renowned experts offers actionable advice, hard-won insights, and plenty of encouragement.

Don't miss this masterclass on making smarter money moves through any transition.

Meet the Expert Panelists

Dr. Preston D. Cherry is a financial psychologist, CFP®, and author of Wealth in the Key of Life, known for helping individuals align their money with their values through his Life Money Balance® philosophy. As Founder of Concurrent Financial Planning and Director of the Financial Planning Program at UW–Green Bay, he blends financial expertise with emotional insight to guide people confidently through major life and wealth transitions. https://www.concurrentfp.com

Mariko Gordon, CFA, CFP® is the CEO of Uzume LLC, where she provides financial planning and consulting services to individuals and families. She previously founded and built Daruma Capital Management into a $2.5 billion firm with a distinctive, non-traditional approach to investing. With over 30 years of experience as a small-cap stock picker, she now helps clients navigate personal finance, entrepreneurship, and life transitions, drawing from her deep expertise in business, investing, and her multicultural heritage. https://marikogordon.com https://www.uzumellc.com

Jackie Cummings Koski is a CFP® professional, Accredited Financial Counselor, and award-winning financial educator who achieved F.I.R.E. in her 40s after overcoming poverty, divorce, and single motherhood. She is the author of F.I.R.E. for Dummies and co-host of the "Catching Up to FI" podcast, using her expertise to help people build financial literacy and pursue financial independence at any life stage. https://www.finomenalwoman.com

Jacqueline "JaQ" Campbell is Founder and CEO of Alexander Legacy Private Wealth, where she leverages decades of experience—rising from a high school intern at Comerica's Private Bank to leading a $1.8 billion investment team at Chase Wealth Management—to guide clients and mentor the next generation of advisors. Passionate about community impact, diversity, and inclusion, she serves on multiple boards while embodying her philosophy as a mother, innovator, and philanthropist. https://www.alprivatewealth.com

This episode is sponsored by Seeking Alpha — get their best Black Friday deal of the year now through December 10, 2025. Visit www.inspiredmoney.fm/alpha for the best discounts of the year.

Key Highlights

1. Communication & Transparency are Essential in Relationships Preston D. Cherry and Jackie Cummings Koski stress that honest, ongoing conversations about money, before and during life transitions, are non-negotiable. Building shared financial goals, scheduling regular money meetings, and understanding differences in financial background ("money genealogy") help partners maintain unity and autonomy. "If you agree that the household is the mission, you can better understand each other's paths," emphasizes Preston D. Cherry.

2. Preparing for a Career Pivot Means More Than the Numbers Mariko Gordon explains that major changes like launching a business demand both runway and emotional readiness. She highlights the importance of clarity around your cash flow, having a contingency plan, and not feeling like a failure if you need to pause or pivot, "sometimes you don't have to commit financial scorched earth devastation." Jacqueline "JaQ" Campbell adds that curating a personal board of directors and mentors is just as critical as financial systems.

3. Multi-Generational Support Requires Boundaries and Education For those "sandwiched" between supporting children and aging parents, Jacqueline "JaQ" Campbell and Jackie Cummings Koski agree that prioritizing your own retirement and empowering others through financial literacy are keys to sustainable support. Rather than being an ATM, strive to be your parents' and children's CFO: educate, plan, and let loved ones learn through their own financial decisions.

4. Navigating Solo Transitions: Give Yourself Grace Loss and divorce are as much emotional events as financial ones. Jackie Cummings Koski and Jacqueline "JaQ" Campbell underline the necessity of seeking support, taking time to process grief, and acting strategically, updating financial documents, gathering your advisory team, and setting new goals. Preston D. Cherry shares, "Allow yourself the space to heal… you don't need permission to take it for yourself."

Call-to-Action

Pick one transition, current or upcoming, and write down the single next financial action that would bring you more stability. This week, take that first step, whether it's organizing documents, reviewing beneficiaries, or scheduling a money conversation. Progress starts with one action!

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

Why This Episode Is a Must-Listen

Are you intrigued by the intersection of passion and profit in wine collecting?

This Inspired Money episode, hosted by Andy Wang, brings together top minds from wine auctions, investment platforms, and market experts for an eye-opening look at how wine has become a bona fide asset class. Whether you're a seasoned collector, investor, or simply wine-curious, this discussion unpacks strategies to maximize both enjoyment and value.

Episodes like this are packed with insights that demystify the fine wine market, reveal what really drives price appreciation, and share hard-earned advice on avoiding costly mistakes.

Meet the Expert Panelists

Nick Pegna is the Global Head of Wine & Spirits at Sotheby's, bringing over 30 years of international experience in building and leading fine wine businesses across Europe and Asia. Formerly a senior executive at Berry Bros. & Rudd, where he helped shape global markets and co-led Hong Kong's successful campaign to abolish wine duties, Pegna now oversees Sotheby's record-setting global auction and retail operations. https://www.sothebys.com

Callum Woodcock is the Founder and CEO of WineFi, a London-based investment platform that combines institutional-grade analytics with expert curation to make fine wine investing more transparent and accessible. A former J.P. Morgan asset manager with degrees from the University of Bristol and the University of Cambridge, he's leading WineFi's mission to position fine wine as a data-driven, tax-efficient, and inflation-resilient asset class. https://www.winefi.co

Amanda McCrossin is a sommelier, media personality, and creator of @sommvivant, where her wine-focused content reaches over 450,000 followers across Instagram, TikTok, and YouTube. Formerly the Wine Director at PRESS Restaurant in Napa Valley—the world's largest collection of Napa Valley wines—she's now a leading voice in wine education and storytelling, hosting the Wine Access Unfiltered podcast and appearing regularly at major global wine events. https://www.amandamccrossin.com https://www.sommvivant.me

Robbie Stevens is the Head of Broking at Live-ex, the global exchange for fine wine, market data, and insight. On a daily basis he deals with the largest fine wine buyers and sellers globally, offering them data-driven intelligence and opportunities to trade. With over a decade at Liv-ex and experience across global wine markets, as well as regularly sharing his experience on the international stage, speaking at conferences such as Vinexpo and the National Association of Wine Retailers, he combines deep knowledge of the fine wine market with strong industry perspective. https://www.liv-ex.com

Unfortunately, Dustin Wilson wasn't able to join this episode, but you can catch him in "The Art of Wine Pairing: Elevating Retirement Gastronomy with Fine Wines" from April 2025.

Dustin Wilson is a Master Sommelier, entrepreneur, and co-founder of Verve Wine, a modern retail and hospitality brand with locations in New York, San Francisco, and Chicago. Known for his role in the SOMM film series, Wilson has also launched Après Cru, a firm supporting the growth of visionary restaurant concepts. https://ny.vervewine.com

Key Highlights

1. Disciplined Bidding at Auctions Nick Pegna reveals why preparation and strategy, including setting a maximum bid and understanding total costs, safeguard buyers against emotional overspending: "The most careful and frequent buyers at auction have a strategy. They've planned what they're looking to bid on...across multiple auctions."

2. Secondary Market Liquidity Drives Investment Value Callum Woodcock emphasizes the importance of focusing on wines with proven resale liquidity, not just brand prestige or critics' scores. Data-driven models and decades of market transaction history are now key to "blue chip" wine selection.

3. Storytelling Fuels Scarcity and Demand Amanda McCrossin illustrates how narrative and personal connection make certain bottles iconic and drive up their market value, citing Napa's Screaming Eagle as a prime example. "Scarcity is really only informed by storytelling...what has made Napa Valley so successful is the storytelling element."

4. Transparency and Technology Are Raising the Bar Robbie Stevens shares Liv-ex's role in fostering trust: from vetting merchants, digitizing provenance, to benchmarking prices. The expansion of data access and seller management tools allows collectors to track market movements and optimize timing for liquidation.

Call-to-Action

Take a look at one item in your own collection, wine, art, or even another collectible, and think about it like an investor. What makes it valuable? How would you verify its authenticity, track its performance, and decide the right time to sell? Just doing that exercise will give you a new lens for appreciating your investments, and maybe even inspire your next move.

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

Why This Episode Is a Must-Listen

What does it really take to master leadership in a fast-changing, high-pressure world?

This episode from Inspired Money goes far beyond the usual advice, diving into real strategies for financial success and personal growth.

If you want to lead with impact, whether at the kitchen table or the boardroom, this expert panel shares actionable insights, powerful stories, and game-changing tools for becoming the kind of leader people actually want to follow.

Meet the Expert Panelists

Heather Younger is the Founder and CEO of Employee Fanatix, a leading consulting firm specializing in employee engagement, culture, and active listening. A bestselling author, TEDx speaker, and expert on empathy in leadership, she empowers organizations to build trust, inclusivity, and workplaces where every voice feels heard and valued. https://heatheryounger.com

Charlene Wheeless is a leadership strategist, executive coach, and bestselling author who helps leaders and organizations transform culture, elevate communication, and lead with authenticity and impact. A former Principal Vice President at Bechtel Corporation and member of Marshall Goldsmith's 100 Coaches, she is a sought-after speaker on resilience, empowerment, and purpose-driven leadership. https://charlenewheeless.com

Tiffany Yu is the CEO & Founder of Diversability, a 3x TEDx speaker, and the author of The Anti-Ableist Manifesto: Smashing Stereotypes, Forging Change, and Building a Disability-Inclusive World. She started her career at Goldman Sachs and was named to the 2025 Forbes Accessibility 100 List. At the age of 9, Tiffany became disabled as a result of a car accident that also took the life of her father. https://www.tiffanyyu.com

This episode is sponsored by Runnymede Capital Management. Get your free 3-minute financial plan at https://www.inspiredmoney.fm/getplan and discover your retirement age, income, and strategy today.

Key Highlights:

1. Leadership Is Adaptability in Action Charlene Wheeless shares how true leaders move beyond hierarchical models: "You quickly learn that hierarchical leadership is quite ineffective…If you can connect with someone, you can lead someone." Adaptability, active listening, and connecting with people on a one-on-one level turn authority into inspiration.

2. Vulnerability Is the New Power Tiffany Yu talks openly about leading with vulnerability and authenticity—especially in spaces that haven't historically made room for difference. "I believe that we have the capacity to be our full, authentic selves…Just different parts of it are showing up at different times." Her approach shows how vulnerability, not perfection, drives belonging and possibility.

3. Listening and Empathy Build Trust Heather Younger explains her unique practices for making teams feel truly seen and heard: "I always have this practice where if I'll present an idea…I let them basically overvote me. That creates a sense of safety. And they know what, they can trust me." Her actionable tips for active listening cut through disengagement and unlock deeper trust.

4. Integrity as a Strategic Asset The panel emphasizes how integrity isn't just a virtue. It's foundational to sustainable business success. Tiffany points out: "There is a business case for disability inclusion…how can we balance both the moral imperative with the economic imperative and have them in tandem?" Integrity shapes culture, attracts talent, and drives performance... not just reputation.

Call-to-Action

Your Inspired Money challenge for the week: choose one conversation where you'll listen with full attention. No distractions, no rehearsed responses... just presence. Notice how it changes the dynamic and what opens up as a result.

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

Why This Episode Is a Must-Listen

Can strategic generosity help you thrive, emotionally and financially?

In this Inspired Money episode, host Andy Wang brings together an expert panel to explore how acts of giving don't just change communities, but transform your own sense of purpose, happiness, and financial health.

If you believe philanthropy is only "about the money," this episode will give you a whole new perspective and practical strategies to make your giving more impactful. Whether you're an individual donor, family foundation, finance professional, or nonprofit leader, this is packed with actionable advice—and heart.

Meet the Expert Panelists

Caroline Fiennes is the Founder and Director of Giving Evidence, an organization that promotes evidence-based charitable giving to ensure donations create measurable impact. A Visiting Fellow at Cambridge University and author of It Ain't What You Give, It's the Way That You Give It, she is recognized globally as a "charmingly disruptive" expert on effective philanthropy and has advised leading donors, companies, and foundations worldwide. www.giving-evidence.com

Paul G. Schervish is Professor Emeritus of Sociology and former Director of the Center on Wealth and Philanthropy at Boston College, where he pioneered research on the moral, social, and emotional dimensions of wealth and giving. A Fulbright Scholar and five-time honoree on The NonProfit Times "Power and Influence Top 50," he has shaped how scholars and practitioners understand philanthropy as both a financial and spiritual endeavor. http://www.bc.edu/cwp

Yvonne L. Moore is the Founder and Managing Director of Moore Philanthropy and President of Moore Impact, bringing over 25 years of experience across government, civil society, and philanthropy. A leading voice in equitable and cross-border giving, she helps families, individuals, and institutions design values-driven strategies that advance social impact in the U.S., Africa, and beyond. https://moorephilanthropy.com

Stephen Kump is President of DAFs at Foundation Source, where he leads innovative philanthropic solutions for donors, institutions, and workplaces. A former Bain consultant and U.S. Army officer, he is also the founder of Charityvest and Chairman of Teen Advisors, combining technology and purpose to expand access to effective giving. https://foundationsource.com

This episode is sponsored by Runnymede Capital Management. Get your free 3-minute financial plan at https://www.inspiredmoney.fm/getplan and discover your retirement age, income, and strategy today.

Key Highlights

1. Building an Impactful Philanthropic Portfolio Caroline discusses why giving should be as strategic as any investment. Rather than random donations, align your charitable "portfolio" with your skills and resources—and verify that you're meeting real needs with evidence-based solutions. She advises, "It's important to think about what you have... Money is the most obvious thing, but there can be other things donors bring as well."

2. The Emotional Rewards of Giving Paul reveals that generosity is deeply connected to happiness and meaning. Drawing on Aristotle's concept of "philia"—friendship love—he explains, "The more you feel the people you are looking to help are actually yourself, or people like those whom you love...the greater is your generosity." Joy comes from connecting your giving to your deepest values.

3. Values-Driven and Relationship-Centered Giving Yvonne urges donors to engage their families and communities—not just write checks. Impact starts with understanding the problems you're trying to solve, ongoing donor education, and building trust with nonprofits. "Philanthropy is not about wealth, it's about worth and how you understand the worth of other people," she shares.

4. Technology and Financial Planning Tools for Greater Impact Stephen demystifies donor advised funds and tax-smart strategies, making giving frictionless and empowering donors to commit more, without financial strain. "We want to put a lot of focus on making the transactional frictionless so the relational can flourish," he says. From bunching to appreciated stock, financial tools are game changers for modern philanthropists.

Call-to-Action

Inspired Money Challenge: This week, take one intentional action toward generosity: set up a recurring donation, research a charity before giving, or simply give your time to someone who needs support. Do it with purpose, and notice how it makes you feel.

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player.

Andy Wang, Host/Producer of Inspired Money

Why This Episode Is a Must-Listen

Are you ready to move beyond traditional approaches to real estate and discover today's smartest wealth-building strategies?

This episode of Inspired Money brings together five investors to demystify how property investment is adapting to a tech-driven, data-first era. Whether you're just getting started or scaling up your portfolio, this conversation offers actionable insights on asset selection, risk management, advanced financing, and making an impact—with a wealth-building lens you won't want to miss.

Meet the Expert Panelists

Ken McElroy is a multifamily real estate investor, author, and CEO of MC Companies, which manages more than $2 billion in assets nationwide. A popular YouTube creator, podcast host, and founder of The Collective Advisors Mastermind, he is dedicated to teaching others how to achieve financial freedom while giving back through the Sharing the Good Life Foundation. https://kenmcelroy.com

Neal Bawa is the CEO and Founder of UGro and Grocapitus, two data-driven commercial real estate investment firms with a portfolio of over 4,800 units and $1 billion in assets under management. Known as "The Mad Scientist of Multifamily," he is a leading voice in applying analytics, PropTech, and FinTech to transform real estate into a more transparent and tech-enabled asset class. https://grocapitus.com

Jay Papasan is a bestselling author and longtime executive at Keller Williams Realty International, where he has led education, publishing, research, and strategic content for the world's largest real estate company. CEO of Produktive and co-author of The ONE Thing (3.5M+ copies sold), Jay also co-owns Papasan Properties Group with his wife Wendy and hosts The ONE Thing and Think Like a CEO podcasts. https://www.jaypapasan.com

J Scott is an entrepreneur, investor, and bestselling author of five real estate books that have sold over 500,000 copies worldwide. A former Silicon Valley executive at Microsoft and eBay, he's now a partner at Bar Down Investments, where he currently owns and operates a $200M multifamily investment fund with over 1,100 units. https://www.jscott.com

Paul Moore is the Founder of Wellings Capital, a firm that manages 8 private equity commercial real estate funds. He is a seasoned commercial real estate investor with experience in multifamily, self-storage, and large-scale developments. An entrepreneur and author of two real estate books, Paul has completed over 100 property investments and regularly shares his expertise through podcasts, media appearances, and industry events. https://www.wellingscapital.com

This episode is sponsored by Runnymede Capital Management. Get your free 3-minute financial plan at https://www.inspiredmoney.fm/getplan and discover your retirement age, income, and strategy today.

Key Highlights

1. The Power and Pitfalls of Niche Asset Classes Paul Moore's perspective on "boring but beautiful" sectors like self-storage and small-bay industrial assets emphasizes their recession resistance and long-term cash flow. He underlines: "A great property can be ruined by a mediocre operator, and a mediocre asset can be saved and prosper under a great asset manager." This theme of specialized knowledge—versus chasing trends—is critical for sustainable, risk-adjusted returns.

2. Leveraging Data, AI, and Hyperlocal Analysis Neal Bawa demonstrates how real estate investing is being revolutionized by artificial intelligence and predictive analytics. "All of our rent comps are now done by a tool called Manus…We're able to manage our properties better because our weekly reports on asset management are AI-generated," Neal shares. The key is using tech not just for efficiency, but for smart, precision targeting in investment decisions.

3. Strategic Asset Management—From Landlord to Business Owner Ken emphasizes the essential mindset shift from simply being a landlord to managing properties as scalable businesses. "If the asset is in really, really good shape, it's well capitalized, it's maintained, financially maintained…then it actually helps when you start to exit." Operational excellence—including robust asset management and leveraging both people and systems—drives sustainable value.

4. Aligning Values and Wealth: Impact Investing in Real Estate This episode dives into strategies for doing well while doing good. Jay Papasan highlights, "The money is good for the good it can do...wealth is great because we can make great change with it." Both he and J Scott discuss setting impact goals, engaging community, and integrating purpose into investment models—showing that profitability and purpose aren't mutually exclusive.

Call-to-Action

Your Inspired Money challenge for the week: take one step to move from "landlord thinking" to "asset manager thinking." Review a property you own, or one you're considering, and calculate its Net Operating Income. Ask yourself, "What simple change could increase cash flow or reduce costs?"

Mentioned in this Episode:

1. Warren Buffett
2. Charlie Munger
3. John Arrillaga
4. The Perfect Investment: Create Enduring Wealth from the Historic Shift to Multifamily Housing (Paul Moore)
5. CoStar Real Estate Manager
6. Yardi
7. Manus
8. William Wilberforce
9. Amazing Grace (2006 film)

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

Why This Episode Is a Must-Listen

Are you overlooking the most important investment in your portfolio, yourself? In this episode of Inspired Money, host Andy Wang is joined by four experts to explore why "investing in yourself" is both a wealth-building strategy and a path to deeper fulfillment. Whether you want to become financially resilient, boost your career, or bring more meaning to your life, this panel delivers actionable tools and insights designed for ambitious professionals.

Meet the Expert Panelists

Whitney Johnson is the CEO of Disruption Advisors, a leadership development firm helping companies like Amazon, Kraft Heinz, and Morgan Stanley build high-performing teams through transformative growth strategies. Ranked by Thinkers50 as one of the world's top ten management thinkers, she is a Wall Street Journal bestselling author of Smart Growth, Build an A Team, and Disrupt Yourself, and a globally recognized expert on organizational change and personal growth. https://thedisruptionadvisors.com

J. Kelly Hoey is a networking expert, author, and speaker known for her groundbreaking approach to relationship building in the digital age. Her book Build Your Dream Network and dynamic talks help professionals, entrepreneurs, and creatives leverage both in-person and online networks to unlock new opportunities and drive success. https://jkellyhoey.co

Claire Wasserman is the founder of Ladies Get Paid, an educator, author, and advocate for women's professional and financial advancement, who has helped thousands of women negotiate raises and start businesses, and is recognized as one of Entrepreneur Magazine's 100 Most Powerful Women. https://clairewasserman.com https://ladiesgetpaid.com

Jason Vitug is a bestselling author, wellness advisor, and storyteller who empowers people to live with purpose, financial confidence, and emotional well-being. As the author of You Only Live Once and Happy Money Happy Life, and founder of Phroogal and The Smile Lifestyle, he blends personal finance, travel, mindfulness, and self-development to inspire holistic living. http://phroogal.com

This episode is sponsored by Runnymede Capital Management. Get your free 3-minute financial plan at https://www.inspiredmoney.fm/getplan and discover your retirement age, income, and strategy today.

Key Highlights

1. Embrace Change and Build Your S Curve Whitney emphasizes the importance of continuously "disrupting yourself"—intentionally jumping from your current expertise to a fresh learning curve. This creates new opportunities for growth and prevents stagnation. "If I stay here, I'll stop growing and I'll start dying."
2. Your Network is Your Career Moat Kelly illustrates how cultivating your network proactively acts as a shield, providing resilience in uncertain job markets and transitions. She advises, "How are you showing up every day?… That network, right, that is your moat." Consistently nurture relationships—don't wait until you need them.
3. Strategic Self Investment and Energy Management Claire recommends regular self-inventory to manage your energy and optimize what gives you purpose. Simple self-checks ("Where did my energy go today?") help you identify what to double down on and what to eliminate, fueling sustainable, meaningful progress.
4. Purposeful Growth and Holistic Well-being Jason highlights the ROI of investing not only in your skills but also in your well-being. He encourages us to measure outcomes like peace of mind and rest as real assets: "Gears that grind for too long get worn out and then thrown out. An investment in rest is vital."

Call-to-Action

Here's my challenge to you this week. Identify one thing in your life that you want to improve. Maybe you want to understand how to use AI in your job. Maybe you want to become a better public speaker. Maybe you want to learn to be a better cook.

1. Whatever it is, pick it.
2. Then do some research. Find a course, a book, a coach, or a community.
3. Pick a date to start. Not "someday." Not "when things slow down." An actual date on your calendar.

The difference between people who grow and people who stay stuck isn't talent or time or money. It's the willingness to pick a date and show up Small, consistent action beats waiting for the "perfect" time every time.

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

Why You Can't Miss This Episode

Are you confident your wealth will stand the test of time? Or are you leaving your financial legacy vulnerable?

This episode of Inspired Money takes you beyond basic portfolio talk and into practical wealth preservation strategies, from smart investing and tax planning to estate protection and next-gen philanthropy.

With a powerhouse panel of financial experts, you'll learn real-world tactics to keep your money working for you, avoid costly mistakes, and build lasting financial resilience.

Whether you're growing a nest egg or planning your retirement, this episode delivers the tools to protect what you've built and create a legacy that lasts.

Meet the Expert Panelists

Dana Anspach, CFP®, RMA®, is the founder and CEO of Sensible Money. She's dedicated her career to helping people create sustainable retirement income plans. She's the author of "Control Your Retirement Destiny" and "Social Security Sense." Dana's hands-on experience makes her a wealth of practical knowledge. https://www.sensiblemoney.com

Jacqueline Schadeck, CFP®, AWMA®, is a CERTIFIED FINANCIAL PLANNER™ professional, author, and speaker who helps individuals and families achieve financial clarity and build generational wealth. Inspired by her own family's experience with poor financial advice, she combines education, comprehensive planning, and community service to empower others toward long-term financial success. https://goldenws.com

Kemberley "Kemcents" Washington, CPA, is a tax expert, journalist, and former IRS agent with over 20 years of experience helping individuals and communities navigate taxes and personal finance. A frequent contributor to Forbes Advisor and national media outlets like Good Morning America 3 and Fox Business, she is also the author of several books, including The Ten Commandments to Financial Healing and It All Starts with a Budget. https://www.kemberley.com

Key Highlights

1. Rethinking the 60/40 Portfolio Dana Anspach challenges the traditional portfolio model, highlighting the need for personalized risk management:

"It all comes down to being really clear on how you define risk… That's going to lead to different portfolio strategies that best protect against that risk."

From alternatives to ETFs, understanding your personal timeline and goals is key to crafting a resilient investment plan.

2. Modern Estate Planning Matters Kemberley Washington emphasizes staying on top of tax law changes and setting up basic legal documents, wills, trusts, powers of attorney, before moving to advanced strategies like donor-advised funds. Jacqueline Schadeck warns:

"My fear is that everyone… is part of the 70% of Americans that don't actually have any estate documents in place."

Estate planning isn't optional. It's essential.

3. Business Entity & Asset Protection Simplified Entrepreneurs and investors risk everything when they mix personal and business assets. Dana Anspach shares:

"You meet the wrong person at the wrong time and you never know what's going to happen… there may be simpler ways to get asset protection in place without the additional complexity."

Work with both a CPA and attorney to align legal structures, taxes, and retirement planning for maximum protection.

4. Next-Gen Philanthropy & Sustainable Investing Today's investors want more than returns—they want impact. From ESG investing to donor-advised funds, philanthropy offers tax efficiency, legacy building, and social good. Kemberley Washington notes:

"More and more are not only thinking about ESG, but giving more impactful—maybe to a church, tithes, and different things of that nature." Take Action: Protect Your Wealth Today

My challenge to you this week: choose one area of your finances that feels exposed and commit to addressing it. Maybe that means calling your financial planner, researching asset protection strategies, or finally scheduling that estate planning meeting you've been putting off. Don't wait for the "perfect time." Small steps now prevent big regrets later. 🎧 Listen to the full episode on the Inspired Money podcast or watch on the Inspired Money YouTube channel.

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

Why You Can't Miss This Episode

Money and technology are evolving at breakneck speed, and blockchain sits right at the center of this transformation. It's more than cryptocurrency. It's about trust, transparency, and the future of finance. In this episode of Inspired Money, we bring together leading voices in blockchain, crypto investing, and emerging technologies to help you cut through the noise and understand where this digital revolution is headed. Whether you're curious about crypto or already investing, this expert panel delivers real-world insights, personal stories, and practical takeaways to help you make sense of blockchain, digital assets, and the opportunities ahead.

Meet the Expert Panelists

Dr. Merav Ozair is a leading global expert on emerging technologies, blockchain, and responsible AI, with extensive experience as a data scientist, quant strategist, and fintech educator at institutions like Cornell and Wake Forest University. A member of the Academic Advisory Board at INATBA and founder of Emerging Technologies Mastery, she is widely recognized for her work in democratizing technology and shaping ethical, inclusive digital innovation. https://www.doctorblockchain.io

Sir John Hargrave is the CEO of Media Shower and publisher of the widely read Bitcoin Market Journal, trusted by over 100,000 crypto investors each month. His highly anticipated new book, The Intelligent Crypto Investor (coming February 10, 2026), reveals a proven, accessible strategy for building long-term wealth through smart crypto investing—now available for preorder. https://www.bitcoinmarketjournal.com

Chris Kline is the Co-Founder and COO of BitcoinIRA, the world's first platform enabling investors to hold cryptocurrencies directly in their retirement accounts. Since launching the company in 2016, Chris has expanded its offerings beyond Bitcoin to multiple digital assets, built a secure and compliant infrastructure, and helped establish BitcoinIRA as the trusted leader in crypto retirement investing. https://bitcoinira.com

Nick Spanos is a pioneering entrepreneur in the blockchain and cryptocurrency space, best known for founding Bitcoin Center NYC in 2013, the world's first physical cryptocurrency exchange located just steps from the New York Stock Exchange. He is also the inventor of the multi-branched blockchain and blockchain-based voting systems, holds multiple patents, and is a recognized thought leader featured in the Netflix documentary Banking on Bitcoin. https://www.nickspanos.com

Key Highlights from the Conversation

1. Blockchain: Powering the New Digital Trust Dr. Merav Ozair emphasizes that blockchain's impact goes far beyond cryptocurrency.

"AI fakes. Blockchain authenticates."

She explains that as AI-generated content and digital interactions grow, we face a crisis of trust. Blockchain's immutable records and decentralized verification can bring authenticity to everything from online identities to supply chain data, ensuring we know what's real in a digital-first world.

2. Diversification and Smart Crypto Investing Sir John Hargrave demystifies crypto investing with simple, practical steps:

"Start with a small amount of Bitcoin, maybe a little Ethereum. No more than 10% of your portfolio."

He explains that diversification helps reduce risk while offering exposure to the potential upside of digital assets. His upcoming book, The Intelligent Crypto Investor, provides a clear roadmap for building long-term wealth without gambling on hype or speculation.

3. Democratizing Financial Opportunity Chris Kline highlights how cryptocurrency is opening doors for everyday investors:

"Bitcoin and cryptocurrency is the democratization of money—it is the people's currency."

Through platforms like BitcoinIRA, investors can now hold digital assets in secure, regulated retirement accounts, breaking down barriers that once limited access to alternative investments and giving individuals more control over their financial future.

4. Remaining Vigilant in a Rapidly Centralizing Landscape Nick Spanos, a pioneer from the early days of crypto, warns against forgetting its roots:

"If these sleaze bags get a hold of it and turn it into what they can manipulate, it's the wrong move for humanity."

He shares how Bitcoin's original ethos was built on decentralization and freedom from centralized control—and why staying vigilant is essential as institutions and governments increasingly enter the space.

Your Next Step

Take 30 minutes to learn about one real-world use case of blockchain beyond cryptocurrency. Whether it's supply chain transparency, digital identity, or decentralized finance, pick one area and read an article, watch a video, or even explore a project's whitepaper. The goal isn't to invest. It's to educate yourself so you can make informed decisions in the future.

IMPORTANT DISCLOSURE INFORMATION: This episode of Inspired Money is sponsored by Runnymede Capital Management, Inc. The views shared are for general information only and do not necessarily reflect Runnymede's opinions. Nothing you hear should be taken as personalized investment advice. For guidance specific to your situation, please speak with Runnymede or another qualified advisor.

All investments involve risk. There's no guarantee that any strategy, service, or discussion will be profitable, suitable, or successful for you. Past results are not a promise of future performance. You can find Runnymede's current disclosure brochure, which explains our services and fees, at runnymede.com or by request.

A note on cryptocurrency: Cryptocurrencies are digital assets not issued or regulated by a central authority. Their prices can swing dramatically, and investors should be prepared for volatility, liquidity risks, and even the possibility of losing their entire investment. Runnymede advises approaching cryptocurrency with caution and believes it is suitable only for investors who understand and can tolerate these risks.

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player.

Andy Wang, Host/Producer of Inspired Money